Home > The Merchants National Bank of Montgomery > Net Loans and Leases
The Merchants National Bank of Montgomery, Net Loans and Leases
| 1996-12-31 | Rank | |
| Net loans and leases | $77,560,000 | 3,506 |
| Loan loss allowance | $523,000 | 5,721 |
| Total loans and leases | $78,083,000 | 3,525 |
| Unearned income | $55,000 | 4,868 |
| Loans and leases, gross | $78,083,000 | 3,535 |
| All real estate loans | $49,094,000 | 3,634 |
| Real estate loans in domestic offices | $49,094,000 | 3,634 |
| Construction and development loans | $252,000 | 7,588 |
| Commercial RE | $3,507,000 | 6,398 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $100,000 | 6,486 |
| 1-4 family residential loans | $45,169,000 | 2,469 |
| Farmland loans | $66,000 | 7,395 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $12,139,000 | 2,858 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $15,165,000 | 2,114 |
| Credit card loans | $365,000 | 3,030 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,800,000 | 1,988 |
| All other loans & leases | $1,740,000 | 1,855 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $340,000 | 2,117 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $1,400,000 | 366 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $74,624,000 | 3,532 |
| Loan loss allowance | $460,000 | 6,392 |
| Total loans and leases | $75,084,000 | 3,556 |
| Unearned income | $75,000 | 4,998 |
| Loans and leases, gross | $75,084,000 | 3,571 |
| All real estate loans | $48,712,000 | 3,581 |
| Real estate loans in domestic offices | $48,712,000 | 3,581 |
| Construction and development loans | $0 | 9,747 |
| Commercial RE | $8,614,000 | 4,169 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $40,098,000 | 2,709 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $8,218,000 | 3,683 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $18,076,000 | 1,859 |
| Credit card loans | $517,000 | 2,556 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $17,559,000 | 1,745 |
| All other loans & leases | $153,000 | 5,930 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $153,000 | 3,235 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $58,414,000 | 4,307 |
| Loan loss allowance | $460,000 | 6,558 |
| Total loans and leases | $58,874,000 | 4,331 |
| Unearned income | $141,000 | 4,560 |
| Loans and leases, gross | $58,874,000 | 4,345 |
| All real estate loans | $30,105,000 | 5,111 |
| Real estate loans in domestic offices | $30,105,000 | 5,111 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $9,119,000 | 4,011 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $20,986,000 | 4,347 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $16,456,000 | 1,988 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $12,399,000 | 2,505 |
| Credit card loans | $539,000 | 2,468 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,860,000 | 2,424 |
| All other loans & leases | $55,000 | 7,611 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $55,000 | 4,860 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $54,339,000 | 4,450 |
| Loan loss allowance | $445,000 | 6,902 |
| Total loans and leases | $54,784,000 | 4,489 |
| Unearned income | $130,000 | 5,097 |
| Loans and leases, gross | $54,784,000 | 4,506 |
| All real estate loans | $28,917,000 | 5,225 |
| Real estate loans in domestic offices | $28,917,000 | 5,224 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $7,589,000 | 4,488 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $21,328,000 | 4,311 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $14,650,000 | 2,152 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $11,128,000 | 2,658 |
| Credit card loans | $528,000 | 2,522 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,600,000 | 2,567 |
| All other loans & leases | $219,000 | 5,789 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $165,000 | 3,742 |
| Other loans | $54,000 | 5,102 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $79,000 | 3,359 |
| Non 1-4 family restructured loans & leases | $79,000 | 3,359 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $52,071,000 | 4,666 |
| Loan loss allowance | $350,000 | 8,081 |
| Total loans and leases | $52,421,000 | 4,703 |
| Unearned income | $19,000 | 8,001 |
| Loans and leases, gross | $52,421,000 | 4,709 |
| All real estate loans | $22,613,000 | 6,126 |
| Real estate loans in domestic offices | $22,613,000 | 6,124 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $6,077,000 | 5,121 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $16,536,000 | 5,173 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $19,986,000 | 1,731 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,615,000 | 3,130 |
| Credit card loans | $533,000 | 2,525 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,082,000 | 3,073 |
| All other loans & leases | $226,000 | 5,961 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $176,000 | 3,861 |
| Other loans | $50,000 | 5,333 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $177,000 | 2,978 |
| Non 1-4 family restructured loans & leases | $177,000 | 2,978 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |