Home > The Merchants National Bank of Montgomery > Assets and Liabilities
The Merchants National Bank of Montgomery, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 56 | 3,359 |
| Assets and Liabilities | ||
| Total Assets: | $114,643,000 | 3,891 |
| Cash and due from depository institutions | $4,927,000 | 3,359 |
| Interest-bearing balances | $546,000 | 2,978 |
| Securities | $27,629,000 | 4,166 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $77,560,000 | 3,506 |
| Loan loss allowance | $523,000 | 5,721 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,414,000 | 3,209 |
| Other real estate owned | $201,000 | 3,359 |
| Goodwill and other intangibles | $140,000 | 2,327 |
| All other assets | $1,772,000 | 4,018 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,643,000 | 3,891 |
| Total liabilities | $104,350,000 | 3,863 |
| Total deposits | $85,577,000 | 4,388 |
| Interest-bearing deposits | $71,866,000 | 4,489 |
| Deposits held in domestic offices | $85,577,000 | 4,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,557,000 | 1,510 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $12,092,000 | 1,193 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,124,000 | 3,232 |
| Total equity capital | $10,293,000 | 4,246 |
| Total bank equity capital | $10,293,000 | 4,246 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $288,000 | 6,756 |
| Surplus | $1,840,000 | 5,831 |
| Undivided profits | $8,165,000 | 3,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 6,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $619,000 | 3,734 |
| Earning assets | $105,735,000 | 3,884 |
| Long-term assets (5+ years) | $10,152,000 | 4,183 |
| Average Assets, year-to-date | $119,323,800 | 3,608 |
| Average Assets, quarterly | $113,511,500 | 3,887 |
| Volatile liabilities | $22,466,000 | 2,657 |
| Insider loans | $2,496,000 | 1,714 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $22,119,000 | 143 |
| Unused loan commitments | $2,431,000 | 6,976 |
| Tier 1 (core) risk-based capital | $10,036,000 | 4,230 |
| Tier 2 risk-based capital | $523,000 | 5,088 |
| Total risk weighted assets | $81,712,100 | 3,358 |
| Total unused commitments | $2,431,000 | 6,990 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 59 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $120,062,000 | 3,726 |
| Cash and due from depository institutions | $4,668,000 | 3,298 |
| Interest-bearing balances | $614,000 | 3,048 |
| Securities | $35,665,000 | 3,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $74,624,000 | 3,532 |
| Loan loss allowance | $460,000 | 6,392 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,302,000 | 3,266 |
| Other real estate owned | $248,000 | 3,298 |
| Goodwill and other intangibles | $847,000 | 1,256 |
| All other assets | $1,708,000 | 4,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,062,000 | 3,726 |
| Total liabilities | $111,067,000 | 3,645 |
| Total deposits | $85,895,000 | 4,397 |
| Interest-bearing deposits | $73,051,000 | 4,438 |
| Deposits held in domestic offices | $85,895,000 | 4,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,458,000 | 1,036 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $12,774,000 | 1,052 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $940,000 | 3,821 |
| Total equity capital | $8,995,000 | 4,739 |
| Total bank equity capital | $8,995,000 | 4,739 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $288,000 | 7,117 |
| Surplus | $1,840,000 | 5,892 |
| Undivided profits | $6,867,000 | 3,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 4,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $416,000 | 5,583 |
| Earning assets | $110,903,000 | 3,697 |
| Long-term assets (5+ years) | $12,271,000 | 3,539 |
| Average Assets, year-to-date | $112,914,000 | 3,805 |
| Average Assets, quarterly | $115,149,500 | 3,837 |
| Volatile liabilities | $27,758,000 | 2,001 |
| Insider loans | $2,151,000 | 1,996 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $17,538,000 | 166 |
| Unused loan commitments | $3,461,000 | 5,975 |
| Tier 1 (core) risk-based capital | $7,959,000 | 5,117 |
| Tier 2 risk-based capital | $460,000 | 5,626 |
| Total risk weighted assets | $78,412,900 | 3,377 |
| Total unused commitments | $3,461,000 | 5,986 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 75 | 2,672 |
| Assets and Liabilities | ||
| Total Assets: | $115,291,000 | 3,837 |
| Cash and due from depository institutions | $5,882,000 | 2,672 |
| Interest-bearing balances | $671,000 | 2,960 |
| Securities | $43,537,000 | 3,024 |
| Federal funds sold & reverse repurchase agreements | $810,000 | 5,925 |
| Net loans & leases | $58,414,000 | 4,307 |
| Loan loss allowance | $460,000 | 6,558 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,452,000 | 2,160 |
| Other real estate owned | $17,000 | 2,672 |
| Goodwill and other intangibles | $987,000 | 1,077 |
| All other assets | $2,192,000 | 3,549 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,291,000 | 3,837 |
| Total liabilities | $105,772,000 | 3,795 |
| Total deposits | $95,597,000 | 3,931 |
| Interest-bearing deposits | $81,867,000 | 3,962 |
| Deposits held in domestic offices | $95,597,000 | 3,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,634,000 | 1,377 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $510,000 | 3,707 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,031,000 | 3,012 |
| Total equity capital | $9,519,000 | 4,268 |
| Total bank equity capital | $9,519,000 | 4,268 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $288,000 | 7,521 |
| Surplus | $1,840,000 | 5,917 |
| Undivided profits | $7,391,000 | 3,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 6,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $364,000 | 5,627 |
| Earning assets | $103,432,000 | 3,912 |
| Long-term assets (5+ years) | $19,792,000 | 2,570 |
| Average Assets, year-to-date | $110,787,800 | 3,903 |
| Average Assets, quarterly | $112,939,500 | 3,893 |
| Volatile liabilities | $12,734,000 | 3,635 |
| Insider loans | $2,495,000 | 1,685 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,633,000 | 6,737 |
| Tier 1 (core) risk-based capital | $9,080,000 | 4,484 |
| Tier 2 risk-based capital | $460,000 | 5,648 |
| Total risk weighted assets | $65,435,700 | 3,918 |
| Total unused commitments | $2,633,000 | 6,746 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 75 | 2,793 |
| Assets and Liabilities | ||
| Total Assets: | $109,108,000 | 4,118 |
| Cash and due from depository institutions | $5,652,000 | 2,793 |
| Interest-bearing balances | $1,215,000 | 3,109 |
| Securities | $42,196,000 | 3,295 |
| Federal funds sold & reverse repurchase agreements | $710,000 | 8,513 |
| Net loans & leases | $54,339,000 | 4,450 |
| Loan loss allowance | $445,000 | 6,902 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,552,000 | 2,056 |
| Other real estate owned | $94,000 | 2,793 |
| Goodwill and other intangibles | $1,104,000 | 958 |
| All other assets | $1,461,000 | 4,537 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,108,000 | 4,118 |
| Total liabilities | $99,316,000 | 4,096 |
| Total deposits | $92,677,000 | 4,172 |
| Interest-bearing deposits | $81,743,000 | 4,105 |
| Deposits held in domestic offices | $92,677,000 | 4,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,947,000 | 1,522 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $595,000 | 3,217 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,097,000 | 2,903 |
| Total equity capital | $9,792,000 | 4,167 |
| Total bank equity capital | $9,792,000 | 4,167 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $288,000 | 7,922 |
| Surplus | $1,840,000 | 5,917 |
| Undivided profits | $7,664,000 | 3,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 9,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $313,000 | 5,867 |
| Earning assets | $98,460,000 | 4,184 |
| Long-term assets (5+ years) | $26,214,000 | 2,134 |
| Average Assets, year-to-date | $104,370,000 | 4,182 |
| Average Assets, quarterly | $109,698,000 | 4,063 |
| Volatile liabilities | $9,063,000 | 4,399 |
| Insider loans | $2,381,000 | 1,736 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $682,000 | 10,029 |
| Tier 1 (core) risk-based capital | $8,422,000 | 4,687 |
| Tier 2 risk-based capital | $445,000 | 5,798 |
| Total risk weighted assets | $62,017,200 | 4,052 |
| Total unused commitments | $682,000 | 10,052 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $104,492,000 | 4,357 |
| Cash and due from depository institutions | $4,889,000 | 3,724 |
| Interest-bearing balances | $1,170,000 | 3,535 |
| Securities | $40,665,000 | 3,365 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 5,882 |
| Net loans & leases | $52,071,000 | 4,666 |
| Loan loss allowance | $350,000 | 8,081 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,607,000 | 2,810 |
| Other real estate owned | $86,000 | 3,724 |
| Goodwill and other intangibles | $286,000 | 1,635 |
| All other assets | $1,538,000 | 4,513 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,492,000 | 4,357 |
| Total liabilities | $95,881,000 | 4,342 |
| Total deposits | $79,125,000 | 4,943 |
| Interest-bearing deposits | $68,856,000 | 4,945 |
| Deposits held in domestic offices | $79,125,000 | 4,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,195,000 | 813 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $584,000 | 3,022 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $977,000 | 3,350 |
| Total equity capital | $8,611,000 | 4,489 |
| Total bank equity capital | $8,611,000 | 4,489 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $288,000 | 8,324 |
| Surplus | $1,840,000 | 5,831 |
| Undivided profits | $6,483,000 | 3,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 7,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $275,000 | 6,992 |
| Earning assets | $96,256,000 | 4,318 |
| Long-term assets (5+ years) | $19,600,000 | 2,653 |
| Average Assets, year-to-date | $97,016,200 | 4,552 |
| Average Assets, quarterly | $100,274,000 | 4,492 |
| Volatile liabilities | $18,492,000 | 2,505 |
| Insider loans | $202,000 | 3,901 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,623,000 | 7,901 |
| Tier 1 (core) risk-based capital | $8,325,000 | 4,549 |
| Tier 2 risk-based capital | $350,000 | 6,882 |
| Total risk weighted assets | $60,149,300 | 4,212 |
| Total unused commitments | $1,623,000 | 7,935 |
| Derivatives | $0 | 651 |