Home > The Merchants National Bank of Fort Smith > Income and Expense
The Merchants National Bank of Fort Smith, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,406,000 | 1,508 |
| Total interest expense | $10,510,000 | 1,524 |
| Net interest income | $11,896,000 | 1,500 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $3,688,000 | 1,181 |
| Gross Fiduciary activities income | $871,000 | 549 |
| Service charges on deposit accounts | $1,187,000 | 1,112 |
| Trading account gains and fees | $1,000 | 257 |
| Additional Noninterest Income | $1,629,000 | 1,337 |
| Total noninterest expense | $11,642,000 | 1,236 |
| Salaries and employee benefits | $4,733,000 | 1,416 |
| Premises and equipment expense | $1,307,000 | 1,554 |
| Additional noninterest expense | $5,602,000 | 1,038 |
| Pre-tax net operating income | $3,702,000 | 1,960 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,487,000 | 1,615 |
| Income before extraordinary items | $2,215,000 | 2,228 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,215,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,215 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,215,000 | 2,177 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,099,000 | 4,502 |
| Total interest expense | $3,419,000 | 4,244 |
| Net interest income | $3,680,000 | 4,658 |
| Provision for loan and lease losses | $160,000 | 3,506 |
| Total noninterest income | $1,245,000 | 2,635 |
| Gross Fiduciary activities income | $256,000 | 937 |
| Service charges on deposit accounts | $396,000 | 3,397 |
| Trading account gains and fees | $3,000 | 476 |
| Additional Noninterest Income | $590,000 | 2,564 |
| Total noninterest expense | $3,646,000 | 3,602 |
| Salaries and employee benefits | $1,650,000 | 3,935 |
| Premises and equipment expense | $543,000 | 3,498 |
| Additional noninterest expense | $1,453,000 | 3,176 |
| Pre-tax net operating income | $1,119,000 | 5,529 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $498,000 | 4,206 |
| Income before extraordinary items | $636,000 | 6,400 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $636,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,397 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $626,400 | 6,439 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,283,000 | 1,688 |
| Total interest expense | $7,790,000 | 1,616 |
| Net interest income | $10,493,000 | 1,721 |
| Provision for loan and lease losses | $225,000 | 2,816 |
| Total noninterest income | $4,018,000 | 1,073 |
| Gross Fiduciary activities income | $727,000 | 612 |
| Service charges on deposit accounts | $1,189,000 | 1,118 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,102,000 | 1,094 |
| Total noninterest expense | $10,639,000 | 1,373 |
| Salaries and employee benefits | $5,105,000 | 1,322 |
| Premises and equipment expense | $1,238,000 | 1,673 |
| Additional noninterest expense | $4,296,000 | 1,338 |
| Pre-tax net operating income | $3,647,000 | 1,957 |
| Securities gains (losses) | $-876,000 | 12,377 |
| Applicable income taxes | $767,000 | 2,873 |
| Income before extraordinary items | $2,004,000 | 2,433 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,004,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 1,523 |
| Cash dividends | $1,436,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,634,720 | 1,854 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,213,000 | 1,717 |
| Total interest expense | $7,401,000 | 1,777 |
| Net interest income | $10,812,000 | 1,677 |
| Provision for loan and lease losses | $-133,000 | 12,956 |
| Total noninterest income | $3,919,000 | 1,183 |
| Gross Fiduciary activities income | $770,000 | 623 |
| Service charges on deposit accounts | $1,140,000 | 1,172 |
| Trading account gains and fees | $44,000 | 335 |
| Additional Noninterest Income | $1,965,000 | 1,267 |
| Total noninterest expense | $10,107,000 | 1,513 |
| Salaries and employee benefits | $4,884,000 | 1,373 |
| Premises and equipment expense | $1,141,000 | 1,835 |
| Additional noninterest expense | $4,082,000 | 1,493 |
| Pre-tax net operating income | $4,757,000 | 1,476 |
| Securities gains (losses) | $300,000 | 1,303 |
| Applicable income taxes | $1,675,000 | 1,418 |
| Income before extraordinary items | $3,382,000 | 1,494 |
| Extraordinary gains, net | $42,000 | 2,278 |
| Net income | $3,424,000 | 1,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 1,828 |
| Cash dividends | $1,365,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,181,000 | 1,507 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,979,000 | 1,767 |
| Total interest expense | $8,716,000 | 1,941 |
| Net interest income | $11,263,000 | 1,638 |
| Provision for loan and lease losses | $900,000 | 1,967 |
| Total noninterest income | $3,619,000 | 1,240 |
| Gross Fiduciary activities income | $628,000 | 690 |
| Service charges on deposit accounts | $1,247,000 | 1,041 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,744,000 | 1,372 |
| Total noninterest expense | $9,200,000 | 1,653 |
| Salaries and employee benefits | $4,464,000 | 1,486 |
| Premises and equipment expense | $1,156,000 | 1,828 |
| Additional noninterest expense | $3,580,000 | 1,724 |
| Pre-tax net operating income | $4,782,000 | 1,335 |
| Securities gains (losses) | $58,000 | 3,883 |
| Applicable income taxes | $1,527,000 | 1,436 |
| Income before extraordinary items | $3,313,000 | 1,400 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,313,000 | 1,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $679,000 | 2,019 |
| Cash dividends | $1,265,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,273,560 | 1,305 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.