Home > The Merchants National Bank of Fort Smith > Assets and Liabilities
The Merchants National Bank of Fort Smith, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 140 | 1,325 |
| Assets and Liabilities | ||
| Total Assets: | $332,446,000 | 1,425 |
| Cash and due from depository institutions | $10,210,000 | 1,325 |
| Interest-bearing balances | $7,000 | 6,306 |
| Securities | $108,026,000 | 1,099 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $182,016,000 | 1,591 |
| Loan loss allowance | $2,199,000 | 1,741 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,244,000 | 1,861 |
| Other real estate owned | $147,000 | 1,325 |
| Goodwill and other intangibles | $22,522,000 | 222 |
| All other assets | $5,281,000 | 1,515 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $332,446,000 | 1,425 |
| Total liabilities | $287,377,000 | 1,492 |
| Total deposits | $277,217,000 | 1,384 |
| Interest-bearing deposits | $241,024,000 | 1,399 |
| Deposits held in domestic offices | $277,217,000 | 1,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,959,000 | 1,469 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,201,000 | 1,131 |
| Total equity capital | $45,069,000 | 1,011 |
| Total bank equity capital | $45,069,000 | 1,011 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $42,116,000 | 493 |
| Undivided profits | $953,000 | 8,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,363,000 | 2,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,246 |
| Income earned, not collected on loans | $1,572,000 | 1,368 |
| Earning assets | $290,049,000 | 1,502 |
| Long-term assets (5+ years) | $62,547,000 | 1,067 |
| Average Assets, year-to-date | $331,990,400 | 1,376 |
| Average Assets, quarterly | $332,821,000 | 1,407 |
| Volatile liabilities | $61,064,000 | 1,216 |
| Insider loans | $5,656,000 | 757 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,093,000 | 2,969 |
| Tier 1 (core) risk-based capital | $22,645,000 | 1,900 |
| Tier 2 risk-based capital | $2,172,650 | 1,470 |
| Total risk weighted assets | $173,785,850 | 1,652 |
| Total unused commitments | $12,093,000 | 2,984 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 137 | 1,384 |
| Assets and Liabilities | ||
| Total Assets: | $330,050,000 | 1,432 |
| Cash and due from depository institutions | $15,064,000 | 1,384 |
| Interest-bearing balances | $13,000 | 6,349 |
| Securities | $106,686,000 | 1,177 |
| Federal funds sold & reverse repurchase agreements | $14,035,000 | 1,014 |
| Net loans & leases | $161,622,000 | 1,756 |
| Loan loss allowance | $2,106,000 | 1,851 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,503,000 | 1,710 |
| Other real estate owned | $253,000 | 1,384 |
| Goodwill and other intangibles | $24,534,000 | 205 |
| All other assets | $3,353,000 | 2,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $330,050,000 | 1,432 |
| Total liabilities | $284,946,000 | 1,515 |
| Total deposits | $278,226,000 | 1,416 |
| Interest-bearing deposits | $240,299,000 | 1,421 |
| Deposits held in domestic offices | $278,226,000 | 1,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $660,000 | 2,943 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $6,060,000 | 906 |
| Total equity capital | $45,104,000 | 1,031 |
| Total bank equity capital | $45,104,000 | 1,031 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $42,116,000 | 512 |
| Undivided profits | $988,000 | 9,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $620,000 | 3,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,325,000 | 1,702 |
| Earning assets | $282,356,000 | 1,546 |
| Long-term assets (5+ years) | $36,820,000 | 1,535 |
| Average Assets, year-to-date | $295,095,600 | 1,544 |
| Average Assets, quarterly | $318,679,000 | 1,482 |
| Volatile liabilities | $46,450,000 | 1,363 |
| Insider loans | $4,773,000 | 934 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $24,995,000 | 1,705 |
| Tier 1 (core) risk-based capital | $19,618,000 | 2,187 |
| Tier 2 risk-based capital | $1,992,290 | 1,609 |
| Total risk weighted assets | $159,269,190 | 1,791 |
| Total unused commitments | $24,995,000 | 1,716 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 164 | 1,193 |
| Assets and Liabilities | ||
| Total Assets: | $282,051,000 | 1,630 |
| Cash and due from depository institutions | $8,638,000 | 1,193 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $100,033,000 | 1,292 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,216 |
| Net loans & leases | $160,252,000 | 1,746 |
| Loan loss allowance | $1,414,000 | 2,674 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,870,000 | 1,525 |
| Other real estate owned | $268,000 | 1,193 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,490,000 | 1,559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,051,000 | 1,630 |
| Total liabilities | $259,186,000 | 1,618 |
| Total deposits | $256,245,000 | 1,480 |
| Interest-bearing deposits | $218,698,000 | 1,512 |
| Deposits held in domestic offices | $256,245,000 | 1,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,714,000 | 2,806 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,227,000 | 2,617 |
| Total equity capital | $22,865,000 | 1,810 |
| Total bank equity capital | $22,865,000 | 1,810 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $5,400,000 | 2,590 |
| Undivided profits | $15,465,000 | 1,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,340,000 | 2,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,099,000 | 1,785 |
| Earning assets | $262,785,000 | 1,607 |
| Long-term assets (5+ years) | $54,846,000 | 1,105 |
| Average Assets, year-to-date | $289,850,400 | 1,550 |
| Average Assets, quarterly | $286,089,500 | 1,607 |
| Volatile liabilities | $43,855,000 | 1,369 |
| Insider loans | $6,226,000 | 695 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,076,000 | 1,991 |
| Tier 1 (core) risk-based capital | $24,509,000 | 1,681 |
| Tier 2 risk-based capital | $1,414,000 | 2,137 |
| Total risk weighted assets | $176,028,600 | 1,589 |
| Total unused commitments | $19,076,000 | 2,002 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 161 | 1,285 |
| Assets and Liabilities | ||
| Total Assets: | $293,046,000 | 1,595 |
| Cash and due from depository institutions | $8,762,000 | 1,285 |
| Interest-bearing balances | $20,000 | 7,297 |
| Securities | $125,507,000 | 1,098 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,165 |
| Net loans & leases | $147,161,000 | 1,854 |
| Loan loss allowance | $1,614,000 | 2,471 |
| Trading account assets | $1,044,000 | 246 |
| Bank premises and fixed assets | $3,305,000 | 2,219 |
| Other real estate owned | $595,000 | 1,285 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,472,000 | 2,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,046,000 | 1,595 |
| Total liabilities | $269,060,000 | 1,595 |
| Total deposits | $265,847,000 | 1,498 |
| Interest-bearing deposits | $232,959,000 | 1,485 |
| Deposits held in domestic offices | $265,847,000 | 1,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,802,000 | 2,327 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,411,000 | 2,392 |
| Total equity capital | $23,986,000 | 1,709 |
| Total bank equity capital | $23,986,000 | 1,709 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $5,400,000 | 2,510 |
| Undivided profits | $16,586,000 | 1,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 5,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $926,000 | 1,897 |
| Earning assets | $276,932,000 | 1,558 |
| Long-term assets (5+ years) | $61,392,000 | 1,025 |
| Average Assets, year-to-date | $281,673,600 | 1,614 |
| Average Assets, quarterly | $293,031,500 | 1,584 |
| Volatile liabilities | $46,563,000 | 1,264 |
| Insider loans | $4,712,000 | 872 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,529,000 | 1,814 |
| Tier 1 (core) risk-based capital | $23,941,000 | 1,659 |
| Tier 2 risk-based capital | $1,614,000 | 1,906 |
| Total risk weighted assets | $163,576,200 | 1,680 |
| Total unused commitments | $21,529,000 | 1,834 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 154 | 1,408 |
| Assets and Liabilities | ||
| Total Assets: | $269,589,000 | 1,781 |
| Cash and due from depository institutions | $13,263,000 | 1,408 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $106,676,000 | 1,262 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $141,951,000 | 1,966 |
| Loan loss allowance | $2,219,000 | 1,942 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,798,000 | 2,633 |
| Other real estate owned | $356,000 | 1,408 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,545,000 | 2,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,589,000 | 1,781 |
| Total liabilities | $247,707,000 | 1,789 |
| Total deposits | $242,738,000 | 1,723 |
| Interest-bearing deposits | $209,091,000 | 1,740 |
| Deposits held in domestic offices | $242,738,000 | 1,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,516,000 | 2,245 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,286,000 | 1,850 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,167,000 | 2,906 |
| Total equity capital | $21,882,000 | 1,773 |
| Total bank equity capital | $21,882,000 | 1,773 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $5,400,000 | 2,415 |
| Undivided profits | $14,482,000 | 1,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,303,000 | 1,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $873,000 | 2,269 |
| Earning assets | $249,627,000 | 1,760 |
| Long-term assets (5+ years) | $49,825,000 | 1,174 |
| Average Assets, year-to-date | $271,112,800 | 1,727 |
| Average Assets, quarterly | $272,190,500 | 1,753 |
| Volatile liabilities | $34,624,000 | 1,538 |
| Insider loans | $3,481,000 | 149 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,213,000 | 2,013 |
| Tier 1 (core) risk-based capital | $21,882,000 | 1,724 |
| Tier 2 risk-based capital | $1,998,700 | 1,597 |
| Total risk weighted assets | $159,675,600 | 1,774 |
| Total unused commitments | $17,213,000 | 2,029 |
| Derivatives | $0 | 651 |