Home > The Merchants National Bank of Aurora > Loan Charge- Offs and Recoveries

The Merchants National Bank of Aurora, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$5,788,000300
Loans secured by real estate, total$618,000326
To non-U.S. addressees$08
Real estate loans in domestic offices$618,000325
Construction and land development$21,000372
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$197,000480
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$400,000169
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$338,00046
Commercial and industrial loans$2,838,000177
Loans to individuals$1,687,000358
Credit card loan charge offs$496,000263
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,191,000311
Loans to foreign governments and official institutions$010
Other loans$307,00083
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$887,000415
Loans secured by real estate, total$93,000597
To non-U.S. addressees$09
Real estate loans in domestic offices$93,000597
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$87,000339
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$6,000905
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$273,000383
Loans to individuals$318,000416
Credit card loan recoveries$69,000297
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$249,000384
Loans to foreign governments and official institutions$011
Other loans$203,00055
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,901,000265
Loans secured by real estate, total$525,000280
To non-U.S. addressees$07
Real estate loans in domestic offices$525,000280
Construction and land development$21,000322
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$110,000604
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$394,000116
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$338,00037
Commercial and industrial loans$2,565,000153
To non-U.S. addressees$035
Loans to individuals$1,369,000324
Credit card loan net charge offs$427,000256
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$942,000284
Loans to foreign governments and official institutions$09
Other loans$104,000106
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$2,563,000496
Loans secured by real estate, total$627,000357
To non-U.S. addressees$013
Real estate loans in domestic offices$628,000354
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$81,000947
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$547,000170
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$81,00089
Commercial and industrial loans$762,000426
Loans to individuals$868,000531
Credit card loan charge offs$485,000310
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$383,000732
Loans to foreign governments and official institutions$011
Other loans$225,00094
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$598,000532
Loans secured by real estate, total$40,0001,103
To non-U.S. addressees$010
Real estate loans in domestic offices$40,0001,103
Construction and land development$0460
Secured by farmland$4,000320
Secured by 1-4 family residential properties - total recoveries$36,000666
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$36,00077
Commercial and industrial loans$207,000483
Loans to individuals$192,000563
Credit card loan recoveries$52,000357
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$140,000567
Loans to foreign governments and official institutions$014
Other loans$123,00066
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,965,000475
Loans secured by real estate, total$587,000277
To non-U.S. addressees$012
Real estate loans in domestic offices$588,000275
Construction and land development$0552
Secured by farmland$-4,0009,058
Secured by 1-4 family residential properties- net charge-offs$45,0001,127
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$547,000117
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$45,00087
Commercial and industrial loans$555,000466
To non-U.S. addressees$036
Loans to individuals$676,000527
Credit card loan net charge offs$433,000298
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$243,000817
Loans to foreign governments and official institutions$010
Other loans$102,000106
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$1,830,000657
Loans secured by real estate, total$227,000836
To non-U.S. addressees$011
Real estate loans in domestic offices$227,000836
Construction and land development$3,000604
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$60,0001,244
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$164,000452
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$81,00076
Commercial and industrial loans$432,000711
Loans to individuals$806,000624
Credit card loan charge offs$361,000389
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$445,000717
Loans to foreign governments and official institutions$07
Other loans$284,00075
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$526,000639
Loans secured by real estate, total$75,000849
To non-U.S. addressees$012
Real estate loans in domestic offices$75,000849
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$54,000566
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$21,000795
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$22,000110
Commercial and industrial loans$132,000771
Loans to individuals$211,000567
Credit card loan recoveries$34,000443
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$177,000514
Loans to foreign governments and official institutions$027
Other loans$86,00091
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,304,000661
Loans secured by real estate, total$152,000872
To non-U.S. addressees$010
Real estate loans in domestic offices$152,000870
Construction and land development$3,000521
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$6,0002,767
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$143,000342
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$59,00062
Commercial and industrial loans$300,000773
To non-U.S. addressees$021
Loans to individuals$595,000643
Credit card loan net charge offs$327,000374
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$268,000827
Loans to foreign governments and official institutions$07
Other loans$198,00068
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$2,071,000700
Loans secured by real estate, total$126,0001,379
To non-U.S. addressees$010
Real estate loans in domestic offices$126,0001,379
Construction and land development$13,000538
Secured by farmland$69,00075
Total charge-offs secured by 1-4 family residential properties$25,0002,093
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$19,0001,354
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$1,065,000332
Loans to individuals$829,000659
Credit card loan charge offs$377,000405
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$452,000736
Loans to foreign governments and official institutions$011
Other loans$51,000193
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,509,000377
Loans secured by real estate, total$658,000243
To non-U.S. addressees$08
Real estate loans in domestic offices$658,000243
Construction and land development$4,000465
Secured by farmland$601,0003
Secured by 1-4 family residential properties - total recoveries$21,0001,174
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$32,000806
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$18,000130
Commercial and industrial loans$499,000299
Loans to individuals$303,000542
Credit card loan recoveries$50,000414
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$253,000477
Loans to foreign governments and official institutions$032
Other loans$31,000173
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$562,0001,305
Loans secured by real estate, total$-532,00011,386
To non-U.S. addressees$07
Real estate loans in domestic offices$-532,00011,411
Construction and land development$9,000500
Secured by farmland$-532,00010,123
Secured by 1-4 family residential properties- net charge-offs$4,0003,040
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-13,00010,834
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$-18,0001,158
Commercial and industrial loans$566,000430
To non-U.S. addressees$022
Loans to individuals$526,000716
Credit card loan net charge offs$327,000399
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$199,0001,030
Loans to foreign governments and official institutions$05
Other loans$20,000201
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$2,513,000630
Loans secured by real estate, total$272,000984
To non-U.S. addressees$015
Real estate loans in domestic offices$272,000983
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$83,0001,214
Secured by multifamily residential properties$151,000261
Secured by nonfarm nonresidential properties$38,0001,291
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$1,248,000291
Loans to individuals$921,000576
Credit card loan charge offs$391,000416
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$530,000603
Loans to foreign governments and official institutions$015
Other loans$72,000176
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$766,000584
Loans secured by real estate, total$83,0001,009
To non-U.S. addressees$013
Real estate loans in domestic offices$83,0001,008
Construction and land development$1,000622
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$26,0001,028
Secured by multifamily residential properties$18,000262
Secured by nonfarm nonresidential properties$38,000803
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$23,000116
Commercial and industrial loans$223,000596
Loans to individuals$397,000463
Credit card loan recoveries$28,000562
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$369,000381
Loans to foreign governments and official institutions$030
Other loans$40,000159
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,747,000623
Loans secured by real estate, total$189,000976
To non-U.S. addressees$012
Real estate loans in domestic offices$189,000975
Construction and land development$-1,00011,562
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$57,0001,256
Secured by multifamily residential properties$133,000249
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$-23,0001,163
Commercial and industrial loans$1,025,000222
To non-U.S. addressees$022
Loans to individuals$524,000635
Credit card loan net charge offs$363,000385
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$161,0001,070
Loans to foreign governments and official institutions$011
Other loans$32,000178
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$2,942,000582
Loans secured by real estate, total$563,000760
To non-U.S. addressees$013
Real estate loans in domestic offices$563,000760
Construction and land development$432,000167
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$31,0002,177
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$100,000988
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$49,00096
Commercial and industrial loans$1,272,000336
Loans to individuals$978,000504
Credit card loan charge offs$118,000648
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$860,000376
Loans to foreign governments and official institutions$015
Other loans$80,000157
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,079,000529
Loans secured by real estate, total$241,000538
To non-U.S. addressees$012
Real estate loans in domestic offices$241,000537
Construction and land development$119,000193
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$100,000429
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$22,0001,141
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$8,000160
Commercial and industrial loans$384,000459
Loans to individuals$424,000451
Credit card loan recoveries$16,000762
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$408,000357
Loans to foreign governments and official institutions$034
Other loans$22,000191
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,863,000585
Loans secured by real estate, total$322,000858
To non-U.S. addressees$09
Real estate loans in domestic offices$322,000858
Construction and land development$313,000172
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$-69,00012,486
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$78,000933
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$41,00068
Commercial and industrial loans$888,000284
To non-U.S. addressees$026
Loans to individuals$554,000540
Credit card loan net charge offs$102,000614
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$452,000397
Loans to foreign governments and official institutions$09
Other loans$58,000132
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$2,581,000759
Loans secured by real estate, total$375,0001,212
To non-U.S. addressees$019
Real estate loans in domestic offices$375,0001,211
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$253,000771
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$122,0001,176
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$46,00098
Commercial and industrial loans$793,000687
Loans to individuals$1,367,000438
Credit card loan charge offs$99,000756
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,268,000299
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$702,000713
Loans secured by real estate, total$147,000793
To non-U.S. addressees$016
Real estate loans in domestic offices$147,000792
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$97,000433
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$50,000821
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$147,0001,097
Loans to individuals$408,000475
Credit card loan recoveries$30,000593
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$378,000397
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,879,000751
Loans secured by real estate, total$228,0001,352
To non-U.S. addressees$018
Real estate loans in domestic offices$228,0001,350
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$156,000938
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$72,0001,286
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$46,00065
Commercial and industrial loans$646,000621
To non-U.S. addressees$036
Loans to individuals$959,000435
Credit card loan net charge offs$69,000799
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$890,000269
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$2,498,000967
Loans secured by real estate, total$374,0001,543
To non-U.S. addressees$017
Real estate loans in domestic offices$374,0001,543
Construction and land development$60,000968
Secured by farmland$110,000112
Total charge-offs secured by 1-4 family residential properties$68,0002,044
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$136,0001,475
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$15,000155
Commercial and industrial loans$937,000826
Loans to individuals$1,167,000592
Credit card loan charge offs$129,000763
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,038,000459
Loans to foreign governments and official institutions$043
Other loans$2,000371
Lease financing receivables$3,000419
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$719,000717
Loans secured by real estate, total$53,0001,496
To non-U.S. addressees$07
Real estate loans in domestic offices$53,0001,496
Construction and land development$01,048
Secured by farmland$9,000397
Secured by 1-4 family residential properties - total recoveries$2,0003,676
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$42,000816
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$372,000491
Loans to individuals$294,000614
Credit card loan recoveries$12,000941
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$282,000518
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,779,0001,044
Loans secured by real estate, total$321,0001,499
To non-U.S. addressees$017
Real estate loans in domestic offices$321,0001,499
Construction and land development$60,000912
Secured by farmland$101,00099
Secured by 1-4 family residential properties- net charge-offs$66,0001,816
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$94,0001,606
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$15,000115
Commercial and industrial loans$565,0001,040
To non-U.S. addressees$050
Loans to individuals$873,000581
Credit card loan net charge offs$117,000732
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$756,000430
Loans to foreign governments and official institutions$037
Other loans$2,000314
Lease financing receivables$3,000366
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.