Home > The Merchants National Bank of Aurora > Income and Expense
The Merchants National Bank of Aurora, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $65,786,000 | 565 |
| Total interest expense | $32,912,000 | 524 |
| Net interest income | $32,874,000 | 590 |
| Provision for loan and lease losses | $4,912,000 | 307 |
| Total noninterest income | $12,849,000 | 529 |
| Gross Fiduciary activities income | $3,059,000 | 257 |
| Service charges on deposit accounts | $3,816,000 | 368 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $5,974,000 | 592 |
| Total noninterest expense | $30,814,000 | 533 |
| Salaries and employee benefits | $16,793,000 | 455 |
| Premises and equipment expense | $4,055,000 | 555 |
| Additional noninterest expense | $9,966,000 | 609 |
| Pre-tax net operating income | $9,997,000 | 821 |
| Securities gains (losses) | $27,000 | 1,241 |
| Applicable income taxes | $2,400,000 | 1,051 |
| Income before extraordinary items | $7,624,000 | 761 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,624,000 | 761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,901,000 | 265 |
| Cash dividends | $3,300,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,603,480 | 748 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $63,464,000 | 570 |
| Total interest expense | $31,516,000 | 552 |
| Net interest income | $31,948,000 | 571 |
| Provision for loan and lease losses | $2,112,000 | 553 |
| Total noninterest income | $12,625,000 | 517 |
| Gross Fiduciary activities income | $2,622,000 | 274 |
| Service charges on deposit accounts | $3,559,000 | 372 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $6,444,000 | 552 |
| Total noninterest expense | $29,513,000 | 541 |
| Salaries and employee benefits | $15,256,000 | 478 |
| Premises and equipment expense | $4,335,000 | 508 |
| Additional noninterest expense | $9,922,000 | 594 |
| Pre-tax net operating income | $12,948,000 | 640 |
| Securities gains (losses) | $97,000 | 1,291 |
| Applicable income taxes | $3,764,000 | 720 |
| Income before extraordinary items | $9,281,000 | 624 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,281,000 | 623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,965,000 | 475 |
| Cash dividends | $3,732,000 | 828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,212,130 | 598 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $48,118,000 | 718 |
| Total interest expense | $23,226,000 | 719 |
| Net interest income | $24,892,000 | 730 |
| Provision for loan and lease losses | $2,264,000 | 529 |
| Total noninterest income | $9,969,000 | 575 |
| Gross Fiduciary activities income | $2,315,000 | 303 |
| Service charges on deposit accounts | $3,308,000 | 399 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,346,000 | 677 |
| Total noninterest expense | $23,838,000 | 631 |
| Salaries and employee benefits | $12,033,000 | 576 |
| Premises and equipment expense | $3,093,000 | 676 |
| Additional noninterest expense | $8,712,000 | 650 |
| Pre-tax net operating income | $8,759,000 | 930 |
| Securities gains (losses) | $-379,000 | 10,868 |
| Applicable income taxes | $881,000 | 2,711 |
| Income before extraordinary items | $7,499,000 | 754 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,499,000 | 756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,304,000 | 661 |
| Cash dividends | $2,678,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,836,310 | 709 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $41,698,000 | 841 |
| Total interest expense | $19,700,000 | 854 |
| Net interest income | $21,998,000 | 848 |
| Provision for loan and lease losses | $1,793,000 | 679 |
| Total noninterest income | $8,874,000 | 638 |
| Gross Fiduciary activities income | $2,027,000 | 358 |
| Service charges on deposit accounts | $2,896,000 | 481 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,951,000 | 743 |
| Total noninterest expense | $20,698,000 | 768 |
| Salaries and employee benefits | $11,457,000 | 611 |
| Premises and equipment expense | $2,666,000 | 815 |
| Additional noninterest expense | $6,575,000 | 927 |
| Pre-tax net operating income | $8,381,000 | 917 |
| Securities gains (losses) | $196,000 | 704 |
| Applicable income taxes | $2,223,000 | 1,117 |
| Income before extraordinary items | $6,354,000 | 847 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,354,000 | 848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,305 |
| Cash dividends | $2,625,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,208,960 | 845 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $39,875,000 | 913 |
| Total interest expense | $18,879,000 | 923 |
| Net interest income | $20,996,000 | 893 |
| Provision for loan and lease losses | $1,783,000 | 626 |
| Total noninterest income | $6,785,000 | 780 |
| Gross Fiduciary activities income | $1,925,000 | 381 |
| Service charges on deposit accounts | $2,289,000 | 603 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,571,000 | 972 |
| Total noninterest expense | $17,609,000 | 886 |
| Salaries and employee benefits | $9,798,000 | 717 |
| Premises and equipment expense | $2,239,000 | 962 |
| Additional noninterest expense | $5,572,000 | 1,031 |
| Pre-tax net operating income | $8,389,000 | 942 |
| Securities gains (losses) | $133,000 | 830 |
| Applicable income taxes | $2,430,000 | 1,070 |
| Income before extraordinary items | $6,092,000 | 902 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,092,000 | 901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,747,000 | 623 |
| Cash dividends | $1,395,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,997,570 | 908 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $33,233,000 | 957 |
| Total interest expense | $13,514,000 | 982 |
| Net interest income | $19,719,000 | 935 |
| Provision for loan and lease losses | $2,298,000 | 524 |
| Total noninterest income | $6,190,000 | 798 |
| Gross Fiduciary activities income | $1,722,000 | 398 |
| Service charges on deposit accounts | $2,066,000 | 664 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,402,000 | 1,012 |
| Total noninterest expense | $16,505,000 | 930 |
| Salaries and employee benefits | $9,213,000 | 752 |
| Premises and equipment expense | $1,995,000 | 1,065 |
| Additional noninterest expense | $5,297,000 | 1,118 |
| Pre-tax net operating income | $7,106,000 | 1,066 |
| Securities gains (losses) | $373,000 | 336 |
| Applicable income taxes | $2,055,000 | 1,184 |
| Income before extraordinary items | $5,424,000 | 951 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,424,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,863,000 | 585 |
| Cash dividends | $1,001,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,151,710 | 1,004 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $29,546,000 | 1,071 |
| Total interest expense | $11,644,000 | 1,171 |
| Net interest income | $17,902,000 | 1,024 |
| Provision for loan and lease losses | $2,423,000 | 707 |
| Total noninterest income | $6,378,000 | 826 |
| Gross Fiduciary activities income | $1,422,000 | 458 |
| Service charges on deposit accounts | $1,995,000 | 690 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,961,000 | 968 |
| Total noninterest expense | $16,164,000 | 990 |
| Salaries and employee benefits | $8,823,000 | 783 |
| Premises and equipment expense | $1,843,000 | 1,161 |
| Additional noninterest expense | $5,498,000 | 1,179 |
| Pre-tax net operating income | $5,693,000 | 1,221 |
| Securities gains (losses) | $281,000 | 1,360 |
| Applicable income taxes | $1,480,000 | 1,578 |
| Income before extraordinary items | $4,494,000 | 1,155 |
| Extraordinary gains, net | $300,000 | 714 |
| Net income | $4,794,000 | 1,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,879,000 | 751 |
| Cash dividends | $1,060,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,283,250 | 1,109 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $28,323,000 | 1,290 |
| Total interest expense | $11,939,000 | 1,481 |
| Net interest income | $16,384,000 | 1,136 |
| Provision for loan and lease losses | $3,062,000 | 823 |
| Total noninterest income | $5,751,000 | 888 |
| Gross Fiduciary activities income | $1,182,000 | 506 |
| Service charges on deposit accounts | $1,853,000 | 717 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,716,000 | 1,028 |
| Total noninterest expense | $13,837,000 | 1,134 |
| Salaries and employee benefits | $7,480,000 | 905 |
| Premises and equipment expense | $1,510,000 | 1,433 |
| Additional noninterest expense | $4,847,000 | 1,358 |
| Pre-tax net operating income | $5,236,000 | 1,225 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $1,152,000 | 1,830 |
| Income before extraordinary items | $4,128,000 | 1,141 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,128,000 | 1,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,779,000 | 1,044 |
| Cash dividends | $759,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,093,680 | 1,058 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.