Home > The Merchants National Bank of Aurora > Net charge- offs to loans
The Merchants National Bank of Aurora, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7520% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1207% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0206% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3268% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0294% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7168% | 61 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3646% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3674% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9471% | 43 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3324% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1493% | 196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4431% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0811% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5966% | 290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8140% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5017% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6348% | 119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3049% | 2,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0053% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1423% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4338% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0233% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0391% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1988% | 27 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1686% | 4,546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2504% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0187% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 1,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1120% | 1,329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7711% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2920% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5664% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0244% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5906% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1062% | 483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 1,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0459% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1047% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0556% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1223% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4258% | 124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3223% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3660% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1098% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6543% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2023% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 0.7729% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1135% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1547% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0742% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2538% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2178% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1920% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1844% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1072% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7161% | 1,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1761% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1339% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3877% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0152% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5685% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9377% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5928% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1775% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5183% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7999% | 2,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3508% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.3692% | 491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2548% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1915% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3340% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9207% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3048% | 439 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4153% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2261% | 288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |