Home > The Merchants National Bank of Aurora > Assets and Liabilities
The Merchants National Bank of Aurora, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 309 | 554 |
| Assets and Liabilities | ||
| Total Assets: | $984,254,000 | 551 |
| Cash and due from depository institutions | $41,106,000 | 554 |
| Interest-bearing balances | $41,000 | 5,595 |
| Securities | $213,727,000 | 574 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $690,963,000 | 512 |
| Loan loss allowance | $8,518,000 | 545 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,775,000 | 717 |
| Other real estate owned | $150,000 | 554 |
| Goodwill and other intangibles | $10,050,000 | 400 |
| All other assets | $17,483,000 | 649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $984,254,000 | 551 |
| Total liabilities | $910,061,000 | 546 |
| Total deposits | $723,470,000 | 539 |
| Interest-bearing deposits | $601,737,000 | 567 |
| Deposits held in domestic offices | $723,470,000 | 534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,676,000 | 439 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $117,350,000 | 453 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $5,565,000 | 879 |
| Total equity capital | $74,193,000 | 635 |
| Total bank equity capital | $74,193,000 | 635 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,450,000 | 1,609 |
| Surplus | $26,904,000 | 743 |
| Undivided profits | $44,839,000 | 565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,883,000 | 630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,749,000 | 769 |
| Earning assets | $904,731,000 | 546 |
| Long-term assets (5+ years) | $335,541,000 | 345 |
| Average Assets, year-to-date | $931,828,000 | 555 |
| Average Assets, quarterly | $986,033,000 | 543 |
| Volatile liabilities | $310,178,000 | 450 |
| Insider loans | $14,004,000 | 274 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,099,000 | 668 |
| Unused loan commitments | $182,356,000 | 490 |
| Tier 1 (core) risk-based capital | $71,174,000 | 639 |
| Tier 2 risk-based capital | $8,518,000 | 518 |
| Total risk weighted assets | $714,167,100 | 524 |
| Total unused commitments | $182,356,000 | 490 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 348 | 508 |
| Assets and Liabilities | ||
| Total Assets: | $885,205,000 | 583 |
| Cash and due from depository institutions | $38,672,000 | 508 |
| Interest-bearing balances | $95,000 | 5,163 |
| Securities | $198,781,000 | 624 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,395 |
| Net loans & leases | $609,128,000 | 533 |
| Loan loss allowance | $8,507,000 | 522 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $11,667,000 | 624 |
| Other real estate owned | $297,000 | 508 |
| Goodwill and other intangibles | $10,510,000 | 363 |
| All other assets | $11,150,000 | 806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $885,205,000 | 583 |
| Total liabilities | $809,594,000 | 583 |
| Total deposits | $747,821,000 | 523 |
| Interest-bearing deposits | $609,904,000 | 547 |
| Deposits held in domestic offices | $747,821,000 | 519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,220,000 | 909 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $42,350,000 | 669 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,203,000 | 856 |
| Total equity capital | $75,611,000 | 634 |
| Total bank equity capital | $75,611,000 | 634 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,450,000 | 1,556 |
| Surplus | $26,904,000 | 692 |
| Undivided profits | $46,257,000 | 556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,165,000 | 536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,620,000 | 779 |
| Earning assets | $813,004,000 | 581 |
| Long-term assets (5+ years) | $286,964,000 | 357 |
| Average Assets, year-to-date | $860,811,400 | 577 |
| Average Assets, quarterly | $873,126,000 | 586 |
| Volatile liabilities | $180,508,000 | 567 |
| Insider loans | $21,870,000 | 170 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $9,678,000 | 354 |
| Unused loan commitments | $182,065,000 | 470 |
| Tier 1 (core) risk-based capital | $66,221,200 | 659 |
| Tier 2 risk-based capital | $8,088,240 | 532 |
| Total risk weighted assets | $646,640,140 | 532 |
| Total unused commitments | $182,065,000 | 472 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 302 | 585 |
| Assets and Liabilities | ||
| Total Assets: | $705,673,000 | 701 |
| Cash and due from depository institutions | $29,381,000 | 585 |
| Interest-bearing balances | $135,000 | 4,285 |
| Securities | $177,695,000 | 686 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $476,712,000 | 652 |
| Loan loss allowance | $7,367,000 | 608 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,888,000 | 745 |
| Other real estate owned | $178,000 | 585 |
| Goodwill and other intangibles | $1,801,000 | 1,045 |
| All other assets | $10,018,000 | 873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $705,673,000 | 701 |
| Total liabilities | $653,447,000 | 690 |
| Total deposits | $545,081,000 | 686 |
| Interest-bearing deposits | $436,782,000 | 730 |
| Deposits held in domestic offices | $545,081,000 | 682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,169,000 | 562 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $67,350,000 | 483 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,847,000 | 1,034 |
| Total equity capital | $52,226,000 | 878 |
| Total bank equity capital | $52,226,000 | 878 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,450,000 | 1,536 |
| Surplus | $10,351,000 | 1,496 |
| Undivided profits | $39,425,000 | 633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,161,000 | 901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,947,000 | 1,111 |
| Earning assets | $654,542,000 | 692 |
| Long-term assets (5+ years) | $247,586,000 | 342 |
| Average Assets, year-to-date | $647,309,800 | 722 |
| Average Assets, quarterly | $686,010,500 | 703 |
| Volatile liabilities | $149,856,000 | 645 |
| Insider loans | $25,821,000 | 166 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,833,000 | 493 |
| Unused loan commitments | $166,489,000 | 452 |
| Tier 1 (core) risk-based capital | $50,415,000 | 846 |
| Tier 2 risk-based capital | $6,502,390 | 581 |
| Total risk weighted assets | $519,326,390 | 624 |
| Total unused commitments | $166,489,000 | 454 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 295 | 628 |
| Assets and Liabilities | ||
| Total Assets: | $604,637,000 | 820 |
| Cash and due from depository institutions | $37,264,000 | 628 |
| Interest-bearing balances | $344,000 | 3,424 |
| Securities | $170,083,000 | 736 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $378,171,000 | 831 |
| Loan loss allowance | $6,407,000 | 725 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,450,000 | 717 |
| Other real estate owned | $233,000 | 628 |
| Goodwill and other intangibles | $1,666,000 | 1,019 |
| All other assets | $6,770,000 | 1,250 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,637,000 | 820 |
| Total liabilities | $558,507,000 | 809 |
| Total deposits | $510,014,000 | 770 |
| Interest-bearing deposits | $403,719,000 | 836 |
| Deposits held in domestic offices | $510,014,000 | 766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,425,000 | 552 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $100,000 | 4,847 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,968,000 | 1,188 |
| Total equity capital | $46,130,000 | 998 |
| Total bank equity capital | $46,130,000 | 998 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,450,000 | 1,598 |
| Surplus | $10,351,000 | 1,554 |
| Undivided profits | $33,329,000 | 759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,061,000 | 1,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,738,000 | 1,237 |
| Earning assets | $548,598,000 | 834 |
| Long-term assets (5+ years) | $178,173,000 | 448 |
| Average Assets, year-to-date | $565,357,600 | 847 |
| Average Assets, quarterly | $593,237,000 | 830 |
| Volatile liabilities | $123,489,000 | 764 |
| Insider loans | $5,821,000 | 738 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $4,149,000 | 360 |
| Unused loan commitments | $110,531,000 | 621 |
| Tier 1 (core) risk-based capital | $45,494,000 | 950 |
| Tier 2 risk-based capital | $5,376,140 | 694 |
| Total risk weighted assets | $429,060,640 | 743 |
| Total unused commitments | $110,531,000 | 625 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 261 | 742 |
| Assets and Liabilities | ||
| Total Assets: | $539,038,000 | 934 |
| Cash and due from depository institutions | $28,160,000 | 742 |
| Interest-bearing balances | $22,000 | 6,131 |
| Securities | $187,169,000 | 712 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $303,491,000 | 997 |
| Loan loss allowance | $5,176,000 | 882 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,354,000 | 804 |
| Other real estate owned | $566,000 | 742 |
| Goodwill and other intangibles | $1,493,000 | 984 |
| All other assets | $8,805,000 | 1,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $539,038,000 | 934 |
| Total liabilities | $495,596,000 | 924 |
| Total deposits | $454,373,000 | 873 |
| Interest-bearing deposits | $377,763,000 | 931 |
| Deposits held in domestic offices | $454,373,000 | 865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,257,000 | 650 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,100,000 | 2,009 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,866,000 | 935 |
| Total equity capital | $43,442,000 | 1,068 |
| Total bank equity capital | $43,442,000 | 1,068 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,450,000 | 1,635 |
| Surplus | $10,351,000 | 1,548 |
| Undivided profits | $30,641,000 | 859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $950,000 | 2,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,824,000 | 1,234 |
| Earning assets | $490,682,000 | 943 |
| Long-term assets (5+ years) | $135,901,000 | 532 |
| Average Assets, year-to-date | $523,125,000 | 926 |
| Average Assets, quarterly | $534,921,000 | 931 |
| Volatile liabilities | $101,328,000 | 818 |
| Insider loans | $4,600,000 | 964 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $4,340,000 | 382 |
| Unused loan commitments | $91,665,000 | 725 |
| Tier 1 (core) risk-based capital | $41,663,000 | 1,051 |
| Tier 2 risk-based capital | $4,692,900 | 774 |
| Total risk weighted assets | $374,949,000 | 835 |
| Total unused commitments | $91,665,000 | 730 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 263 | 751 |
| Assets and Liabilities | ||
| Total Assets: | $496,139,000 | 966 |
| Cash and due from depository institutions | $28,913,000 | 751 |
| Interest-bearing balances | $10,000 | 6,691 |
| Securities | $166,831,000 | 803 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $282,466,000 | 1,016 |
| Loan loss allowance | $5,140,000 | 902 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,188,000 | 792 |
| Other real estate owned | $845,000 | 751 |
| Goodwill and other intangibles | $842,000 | 1,167 |
| All other assets | $7,054,000 | 1,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $496,139,000 | 966 |
| Total liabilities | $462,928,000 | 949 |
| Total deposits | $414,595,000 | 938 |
| Interest-bearing deposits | $338,809,000 | 994 |
| Deposits held in domestic offices | $414,595,000 | 927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,199,000 | 607 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,100,000 | 2,134 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,034,000 | 1,293 |
| Total equity capital | $33,211,000 | 1,249 |
| Total bank equity capital | $33,211,000 | 1,249 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,450,000 | 1,675 |
| Surplus | $10,350,000 | 1,484 |
| Undivided profits | $20,411,000 | 1,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,457,000 | 1,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,563,000 | 1,239 |
| Earning assets | $449,307,000 | 976 |
| Long-term assets (5+ years) | $105,086,000 | 646 |
| Average Assets, year-to-date | $476,798,200 | 976 |
| Average Assets, quarterly | $489,053,000 | 974 |
| Volatile liabilities | $96,190,000 | 834 |
| Insider loans | $4,096,000 | 1,022 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,033,000 | 449 |
| Unused loan commitments | $82,459,000 | 711 |
| Tier 1 (core) risk-based capital | $36,864,000 | 1,119 |
| Tier 2 risk-based capital | $4,251,850 | 812 |
| Total risk weighted assets | $339,259,450 | 868 |
| Total unused commitments | $82,459,000 | 717 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 254 | 819 |
| Assets and Liabilities | ||
| Total Assets: | $462,334,000 | 1,047 |
| Cash and due from depository institutions | $30,026,000 | 819 |
| Interest-bearing balances | $9,000 | 7,458 |
| Securities | $141,264,000 | 973 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $277,664,000 | 1,019 |
| Loan loss allowance | $4,705,000 | 1,027 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,347,000 | 866 |
| Other real estate owned | $223,000 | 819 |
| Goodwill and other intangibles | $1,010,000 | 1,001 |
| All other assets | $3,800,000 | 1,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $462,334,000 | 1,047 |
| Total liabilities | $428,185,000 | 1,038 |
| Total deposits | $383,458,000 | 1,039 |
| Interest-bearing deposits | $306,570,000 | 1,134 |
| Deposits held in domestic offices | $383,458,000 | 1,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,332,000 | 553 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,100,000 | 1,817 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,295,000 | 1,064 |
| Total equity capital | $34,149,000 | 1,200 |
| Total bank equity capital | $34,149,000 | 1,200 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,450,000 | 1,697 |
| Surplus | $10,351,000 | 1,412 |
| Undivided profits | $21,348,000 | 1,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,958,000 | 1,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,315,000 | 1,294 |
| Earning assets | $418,937,000 | 1,064 |
| Long-term assets (5+ years) | $45,010,000 | 1,328 |
| Average Assets, year-to-date | $422,776,200 | 1,097 |
| Average Assets, quarterly | $452,384,000 | 1,054 |
| Volatile liabilities | $82,551,000 | 868 |
| Insider loans | $5,026,000 | 829 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $7,702,000 | 394 |
| Unused loan commitments | $56,106,000 | 916 |
| Tier 1 (core) risk-based capital | $32,341,000 | 1,237 |
| Tier 2 risk-based capital | $4,120,430 | 841 |
| Total risk weighted assets | $329,049,630 | 887 |
| Total unused commitments | $56,106,000 | 935 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 233 | 907 |
| Assets and Liabilities | ||
| Total Assets: | $386,875,000 | 1,262 |
| Cash and due from depository institutions | $24,236,000 | 907 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $114,407,000 | 1,185 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $235,816,000 | 1,216 |
| Loan loss allowance | $4,161,000 | 1,158 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,480,000 | 976 |
| Other real estate owned | $164,000 | 907 |
| Goodwill and other intangibles | $632,000 | 1,228 |
| All other assets | $4,140,000 | 1,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $386,875,000 | 1,262 |
| Total liabilities | $357,738,000 | 1,255 |
| Total deposits | $334,831,000 | 1,239 |
| Interest-bearing deposits | $264,015,000 | 1,387 |
| Deposits held in domestic offices | $334,831,000 | 1,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,296,000 | 676 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $100,000 | 4,299 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,511,000 | 2,344 |
| Total equity capital | $29,137,000 | 1,333 |
| Total bank equity capital | $29,137,000 | 1,333 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,450,000 | 1,750 |
| Surplus | $10,350,000 | 1,371 |
| Undivided profits | $16,337,000 | 1,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,065,000 | 2,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,378,000 | 1,386 |
| Earning assets | $350,223,000 | 1,278 |
| Long-term assets (5+ years) | $70,219,000 | 871 |
| Average Assets, year-to-date | $368,756,400 | 1,298 |
| Average Assets, quarterly | $386,058,500 | 1,257 |
| Volatile liabilities | $49,595,000 | 1,191 |
| Insider loans | $59,000 | 6,874 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $224,000 | 1,036 |
| Unused loan commitments | $59,034,000 | 850 |
| Tier 1 (core) risk-based capital | $28,505,000 | 1,331 |
| Tier 2 risk-based capital | $3,568,410 | 973 |
| Total risk weighted assets | $284,879,810 | 1,040 |
| Total unused commitments | $59,034,000 | 867 |
| Derivatives | $0 | 651 |