Home > The Merchant Bank of Atlanta > Assets and Liabilities
The Merchant Bank of Atlanta, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 72 | 2,907 |
| Assets and Liabilities | ||
| Total Assets: | $138,422,000 | 3,307 |
| Cash and due from depository institutions | $8,745,000 | 2,907 |
| Interest-bearing balances | $1,258,000 | 3,078 |
| Securities | $47,879,000 | 2,919 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,411 |
| Net loans & leases | $73,097,000 | 3,446 |
| Loan loss allowance | $801,000 | 4,464 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,401,000 | 2,157 |
| Other real estate owned | $0 | 2,907 |
| Goodwill and other intangibles | $539,000 | 1,312 |
| All other assets | $761,000 | 7,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,422,000 | 3,307 |
| Total liabilities | $126,621,000 | 3,277 |
| Total deposits | $124,861,000 | 3,148 |
| Interest-bearing deposits | $111,040,000 | 3,066 |
| Deposits held in domestic offices | $124,861,000 | 3,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,275,000 | 2,573 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $485,000 | 5,470 |
| Total equity capital | $11,801,000 | 3,469 |
| Total bank equity capital | $11,801,000 | 3,469 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,059,000 | 1,990 |
| Surplus | $7,671,000 | 1,878 |
| Undivided profits | $2,071,000 | 7,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,642,000 | 2,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $624,000 | 203 |
| Income earned, not collected on loans | $342,000 | 5,397 |
| Earning assets | $126,234,000 | 3,311 |
| Long-term assets (5+ years) | $49,348,000 | 1,216 |
| Average Assets, year-to-date | $146,025,200 | 3,056 |
| Average Assets, quarterly | $142,723,500 | 3,182 |
| Volatile liabilities | $8,398,000 | 4,657 |
| Insider loans | $739,000 | 4,579 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,158,000 | 3,575 |
| Tier 1 (core) risk-based capital | $11,262,000 | 3,562 |
| Tier 2 risk-based capital | $801,000 | 3,538 |
| Total risk weighted assets | $74,976,000 | 3,427 |
| Total unused commitments | $8,158,000 | 3,591 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 74 | 2,908 |
| Assets and Liabilities | ||
| Total Assets: | $149,592,000 | 3,105 |
| Cash and due from depository institutions | $1,877,000 | 2,908 |
| Interest-bearing balances | $613,000 | 4,556 |
| Securities | $66,552,000 | 2,028 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 5,138 |
| Net loans & leases | $72,819,000 | 3,532 |
| Loan loss allowance | $770,000 | 4,643 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,692,000 | 1,979 |
| Other real estate owned | $57,000 | 2,908 |
| Goodwill and other intangibles | $583,000 | 1,273 |
| All other assets | $1,112,000 | 5,825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,592,000 | 3,105 |
| Total liabilities | $138,706,000 | 3,080 |
| Total deposits | $137,951,000 | 2,964 |
| Interest-bearing deposits | $128,399,000 | 2,813 |
| Deposits held in domestic offices | $137,951,000 | 2,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $755,000 | 4,111 |
| Total equity capital | $10,886,000 | 3,549 |
| Total bank equity capital | $10,886,000 | 3,549 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,059,000 | 2,063 |
| Surplus | $7,671,000 | 1,814 |
| Undivided profits | $1,156,000 | 9,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $571,000 | 5,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $480,000 | 4,270 |
| Earning assets | $142,884,000 | 2,999 |
| Long-term assets (5+ years) | $55,134,000 | 1,066 |
| Average Assets, year-to-date | $153,692,000 | 2,981 |
| Average Assets, quarterly | $151,890,500 | 3,059 |
| Volatile liabilities | $4,853,000 | 6,693 |
| Insider loans | $807,000 | 1,072 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,759,000 | 3,476 |
| Tier 1 (core) risk-based capital | $10,303,000 | 3,711 |
| Tier 2 risk-based capital | $770,000 | 3,657 |
| Total risk weighted assets | $79,210,200 | 3,309 |
| Total unused commitments | $7,759,000 | 3,496 |
| Derivatives | $0 | 651 |