Home > The Mercantile Savings Bank > Assets and Liabilities
The Mercantile Savings Bank, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 19 | 6,329 |
| Assets and Liabilities | ||
| Total Assets: | $55,112,000 | 6,668 |
| Cash and due from depository institutions | $3,668,000 | 6,329 |
| Interest-bearing balances | $2,763,000 | 1,650 |
| Securities | $7,031,000 | 6,961 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $38,558,000 | 6,253 |
| Loan loss allowance | $291,000 | 7,226 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,856,000 | 3,548 |
| Other real estate owned | $23,000 | 6,329 |
| Goodwill and other intangibles | $581,000 | 2,041 |
| All other assets | $2,395,000 | 4,629 |
| Life insurance assets | $1,324,000 | 2,555 |
| Total liabilities and capital | $55,112,000 | 6,668 |
| Total liabilities | $48,193,000 | 6,692 |
| Total deposits | $43,763,000 | 6,747 |
| Interest-bearing deposits | $42,615,000 | 6,352 |
| Deposits held in domestic offices | $43,763,000 | 6,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,035,000 | 3,848 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $395,000 | 5,756 |
| Total equity capital | $6,919,000 | 6,370 |
| Total bank equity capital | $6,919,000 | 6,370 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $93,000 | 7,049 |
| Surplus | $0 | 8,136 |
| Undivided profits | $6,826,000 | 3,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $991,000 | 2,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $266,000 | 7,317 |
| Earning assets | $48,352,000 | 6,788 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $54,642,500 | 6,680 |
| Average Assets, quarterly | $54,642,500 | 6,680 |
| Volatile liabilities | $14,690,000 | 5,245 |
| Insider loans | $932,000 | 4,337 |
| FHLB advances | $4,035,000 | 3,695 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $10,370,000 | 4,700 |
| Tier 1 (core) risk-based capital | $6,547,000 | 6,503 |
| Tier 2 risk-based capital | $628,000 | 5,203 |
| Total risk weighted assets | $35,324,000 | 6,625 |
| Total unused commitments | $10,370,000 | 4,700 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 20 | 6,190 |
| Assets and Liabilities | ||
| Total Assets: | $54,173,000 | 6,741 |
| Cash and due from depository institutions | $3,950,000 | 6,190 |
| Interest-bearing balances | $3,051,000 | 1,555 |
| Securities | $7,334,000 | 6,925 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $37,019,000 | 6,359 |
| Loan loss allowance | $291,000 | 7,270 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,903,000 | 3,483 |
| Other real estate owned | $23,000 | 6,190 |
| Goodwill and other intangibles | $607,000 | 2,017 |
| All other assets | $2,337,000 | 4,703 |
| Life insurance assets | $1,297,000 | 264 |
| Total liabilities and capital | $54,173,000 | 6,741 |
| Total liabilities | $47,215,000 | 6,774 |
| Total deposits | $45,007,000 | 6,703 |
| Interest-bearing deposits | $44,247,000 | 6,253 |
| Deposits held in domestic offices | $45,007,000 | 6,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,574,000 | 4,858 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $634,000 | 4,520 |
| Total equity capital | $6,958,000 | 6,344 |
| Total bank equity capital | $6,958,000 | 6,344 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $93,000 | 7,082 |
| Surplus | $0 | 8,157 |
| Undivided profits | $6,865,000 | 3,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $646,000 | 3,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $250,000 | 7,525 |
| Earning assets | $47,404,000 | 6,868 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $57,000,800 | 6,512 |
| Average Assets, quarterly | $54,278,000 | 6,703 |
| Volatile liabilities | $11,739,000 | 5,711 |
| Insider loans | $1,242,000 | 3,760 |
| FHLB advances | $1,574,000 | 4,656 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $10,543,000 | 4,618 |
| Tier 1 (core) risk-based capital | $6,581,000 | 6,468 |
| Tier 2 risk-based capital | $630,000 | 5,184 |
| Total risk weighted assets | $36,057,000 | 6,611 |
| Total unused commitments | $10,543,000 | 4,618 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 20 | 6,205 |
| Assets and Liabilities | ||
| Total Assets: | $54,383,000 | 6,720 |
| Cash and due from depository institutions | $3,561,000 | 6,205 |
| Interest-bearing balances | $2,780,000 | 1,648 |
| Securities | $7,568,000 | 6,878 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $37,370,000 | 6,350 |
| Loan loss allowance | $291,000 | 7,282 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,930,000 | 3,435 |
| Other real estate owned | $36,000 | 6,205 |
| Goodwill and other intangibles | $628,000 | 1,975 |
| All other assets | $2,290,000 | 4,699 |
| Life insurance assets | $1,287,000 | 256 |
| Total liabilities and capital | $54,383,000 | 6,720 |
| Total liabilities | $47,385,000 | 6,737 |
| Total deposits | $45,215,000 | 6,656 |
| Interest-bearing deposits | $44,053,000 | 6,248 |
| Deposits held in domestic offices | $45,215,000 | 6,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,610,000 | 4,934 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $560,000 | 4,870 |
| Total equity capital | $6,998,000 | 6,322 |
| Total bank equity capital | $6,998,000 | 6,322 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $93,000 | 7,112 |
| Surplus | $0 | 8,180 |
| Undivided profits | $6,905,000 | 3,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $402,000 | 4,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $230,000 | 7,687 |
| Earning assets | $47,718,000 | 6,832 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $57,707,750 | 6,498 |
| Average Assets, quarterly | $55,652,500 | 6,638 |
| Volatile liabilities | $11,757,000 | 5,679 |
| Insider loans | $967,000 | 4,237 |
| FHLB advances | $1,610,000 | 4,721 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $10,789,000 | 4,514 |
| Tier 1 (core) risk-based capital | $6,744,000 | 6,392 |
| Tier 2 risk-based capital | $575,000 | 5,407 |
| Total risk weighted assets | $35,594,000 | 6,622 |
| Total unused commitments | $10,789,000 | 4,516 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 20 | 6,229 |
| Assets and Liabilities | ||
| Total Assets: | $56,922,000 | 6,583 |
| Cash and due from depository institutions | $3,679,000 | 6,229 |
| Interest-bearing balances | $2,644,000 | 1,702 |
| Securities | $8,549,000 | 6,698 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $38,750,000 | 6,205 |
| Loan loss allowance | $291,000 | 7,297 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,981,000 | 3,342 |
| Other real estate owned | $0 | 6,229 |
| Goodwill and other intangibles | $638,000 | 1,962 |
| All other assets | $2,325,000 | 4,515 |
| Life insurance assets | $1,278,000 | 252 |
| Total liabilities and capital | $56,922,000 | 6,583 |
| Total liabilities | $49,728,000 | 6,595 |
| Total deposits | $46,185,000 | 6,596 |
| Interest-bearing deposits | $45,143,000 | 6,171 |
| Deposits held in domestic offices | $46,185,000 | 6,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,135,000 | 4,213 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $408,000 | 5,390 |
| Total equity capital | $7,194,000 | 6,197 |
| Total bank equity capital | $7,194,000 | 6,197 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $93,000 | 7,114 |
| Surplus | $0 | 8,188 |
| Undivided profits | $7,101,000 | 3,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 4,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $224,000 | 7,593 |
| Earning assets | $49,943,000 | 6,689 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $58,816,000 | 6,460 |
| Average Assets, quarterly | $57,446,500 | 6,529 |
| Volatile liabilities | $14,281,000 | 5,116 |
| Insider loans | $962,000 | 4,235 |
| FHLB advances | $3,135,000 | 4,059 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $11,463,000 | 4,344 |
| Tier 1 (core) risk-based capital | $6,709,000 | 6,318 |
| Tier 2 risk-based capital | $679,000 | 4,898 |
| Total risk weighted assets | $36,910,000 | 6,492 |
| Total unused commitments | $11,463,000 | 4,344 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 20 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $57,971,000 | 6,563 |
| Cash and due from depository institutions | $3,968,000 | 6,252 |
| Interest-bearing balances | $2,837,000 | 1,621 |
| Securities | $9,192,000 | 6,599 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $38,860,000 | 6,178 |
| Loan loss allowance | $291,000 | 7,341 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,027,000 | 3,288 |
| Other real estate owned | $0 | 6,252 |
| Goodwill and other intangibles | $651,000 | 1,938 |
| All other assets | $2,273,000 | 4,545 |
| Life insurance assets | $1,269,000 | 250 |
| Total liabilities and capital | $57,971,000 | 6,563 |
| Total liabilities | $50,920,000 | 6,557 |
| Total deposits | $48,570,000 | 6,522 |
| Interest-bearing deposits | $47,640,000 | 6,061 |
| Deposits held in domestic offices | $48,570,000 | 6,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,700,000 | 4,698 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $650,000 | 4,170 |
| Total equity capital | $7,051,000 | 6,193 |
| Total bank equity capital | $7,051,000 | 6,193 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $93,000 | 7,174 |
| Surplus | $0 | 8,248 |
| Undivided profits | $6,958,000 | 3,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $515,000 | 3,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $243,000 | 7,405 |
| Earning assets | $50,889,000 | 6,672 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $59,763,000 | 6,461 |
| Average Assets, quarterly | $59,763,000 | 6,461 |
| Volatile liabilities | $12,760,000 | 5,261 |
| Insider loans | $962,000 | 4,219 |
| FHLB advances | $1,700,000 | 4,532 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $10,279,000 | 4,544 |
| Tier 1 (core) risk-based capital | $6,630,000 | 6,337 |
| Tier 2 risk-based capital | $650,000 | 5,032 |
| Total risk weighted assets | $38,356,000 | 6,408 |
| Total unused commitments | $10,279,000 | 4,546 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 20 | 6,242 |
| Assets and Liabilities | ||
| Total Assets: | $61,555,000 | 6,405 |
| Cash and due from depository institutions | $5,999,000 | 6,242 |
| Interest-bearing balances | $5,166,000 | 1,070 |
| Securities | $9,915,000 | 6,486 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $39,531,000 | 6,155 |
| Loan loss allowance | $301,000 | 7,283 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,079,000 | 3,226 |
| Other real estate owned | $0 | 6,242 |
| Goodwill and other intangibles | $666,000 | 1,916 |
| All other assets | $2,365,000 | 4,399 |
| Life insurance assets | $1,241,000 | 253 |
| Total liabilities and capital | $61,555,000 | 6,405 |
| Total liabilities | $54,261,000 | 6,422 |
| Total deposits | $52,032,000 | 6,337 |
| Interest-bearing deposits | $51,288,000 | 5,810 |
| Deposits held in domestic offices | $52,032,000 | 6,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,742,000 | 4,736 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $487,000 | 4,775 |
| Total equity capital | $7,294,000 | 6,101 |
| Total bank equity capital | $7,294,000 | 6,101 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $93,000 | 7,207 |
| Surplus | $0 | 8,282 |
| Undivided profits | $7,201,000 | 3,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $759,000 | 2,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $294,000 | 6,950 |
| Earning assets | $54,612,000 | 6,512 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $63,657,400 | 6,185 |
| Average Assets, quarterly | $61,118,500 | 6,406 |
| Volatile liabilities | $14,354,000 | 4,938 |
| Insider loans | $950,000 | 4,239 |
| FHLB advances | $1,742,000 | 4,544 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,277,000 | 4,391 |
| Tier 1 (core) risk-based capital | $6,586,000 | 6,325 |
| Tier 2 risk-based capital | $789,000 | 4,420 |
| Total risk weighted assets | $39,150,000 | 6,362 |
| Total unused commitments | $10,277,000 | 4,392 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 20 | 6,262 |
| Assets and Liabilities | ||
| Total Assets: | $60,682,000 | 6,445 |
| Cash and due from depository institutions | $3,843,000 | 6,262 |
| Interest-bearing balances | $2,393,000 | 1,884 |
| Securities | $10,138,000 | 6,475 |
| Federal funds sold & reverse repurchase agreements | $978,000 | 4,583 |
| Net loans & leases | $39,702,000 | 6,140 |
| Loan loss allowance | $501,000 | 6,048 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,092,000 | 3,173 |
| Other real estate owned | $0 | 6,262 |
| Goodwill and other intangibles | $669,000 | 1,885 |
| All other assets | $2,260,000 | 4,518 |
| Life insurance assets | $1,231,000 | 247 |
| Total liabilities and capital | $60,682,000 | 6,445 |
| Total liabilities | $53,797,000 | 6,417 |
| Total deposits | $51,520,000 | 6,321 |
| Interest-bearing deposits | $50,792,000 | 5,817 |
| Deposits held in domestic offices | $51,520,000 | 6,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,781,000 | 4,717 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $496,000 | 4,934 |
| Total equity capital | $6,885,000 | 6,303 |
| Total bank equity capital | $6,885,000 | 6,303 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $93,000 | 7,250 |
| Surplus | $0 | 8,313 |
| Undivided profits | $6,792,000 | 3,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $899,000 | 2,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $289,000 | 7,146 |
| Earning assets | $53,211,000 | 6,542 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $64,183,000 | 6,172 |
| Average Assets, quarterly | $62,031,500 | 6,334 |
| Volatile liabilities | $13,796,000 | 5,013 |
| Insider loans | $238,000 | 6,534 |
| FHLB advances | $1,781,000 | 4,531 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $10,390,000 | 4,337 |
| Tier 1 (core) risk-based capital | $6,339,000 | 6,455 |
| Tier 2 risk-based capital | $901,000 | 4,051 |
| Total risk weighted assets | $38,898,000 | 6,384 |
| Total unused commitments | $10,390,000 | 4,338 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 22 | 6,064 |
| Assets and Liabilities | ||
| Total Assets: | $63,381,000 | 6,288 |
| Cash and due from depository institutions | $5,847,000 | 6,064 |
| Interest-bearing balances | $3,215,000 | 1,595 |
| Securities | $10,830,000 | 6,405 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $40,643,000 | 6,049 |
| Loan loss allowance | $943,000 | 4,189 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,116,000 | 3,110 |
| Other real estate owned | $0 | 6,064 |
| Goodwill and other intangibles | $679,000 | 1,875 |
| All other assets | $2,266,000 | 4,482 |
| Life insurance assets | $1,221,000 | 243 |
| Total liabilities and capital | $63,381,000 | 6,288 |
| Total liabilities | $56,810,000 | 6,259 |
| Total deposits | $54,195,000 | 6,191 |
| Interest-bearing deposits | $53,215,000 | 5,707 |
| Deposits held in domestic offices | $54,195,000 | 6,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,851,000 | 4,672 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $764,000 | 3,533 |
| Total equity capital | $6,571,000 | 6,331 |
| Total bank equity capital | $6,571,000 | 6,331 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $93,000 | 7,302 |
| Surplus | $0 | 8,370 |
| Undivided profits | $6,478,000 | 3,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,412,000 | 1,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $316,000 | 6,735 |
| Earning assets | $54,688,000 | 6,490 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $65,350,000 | 6,166 |
| Average Assets, quarterly | $64,321,000 | 6,218 |
| Volatile liabilities | $14,758,000 | 4,793 |
| Insider loans | $325,000 | 6,151 |
| FHLB advances | $1,851,000 | 4,504 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,921,000 | 4,243 |
| Tier 1 (core) risk-based capital | $5,946,000 | 6,608 |
| Tier 2 risk-based capital | $953,000 | 3,878 |
| Total risk weighted assets | $39,703,000 | 6,311 |
| Total unused commitments | $10,921,000 | 4,243 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 22 | 6,059 |
| Assets and Liabilities | ||
| Total Assets: | $65,261,000 | 6,212 |
| Cash and due from depository institutions | $3,879,000 | 6,059 |
| Interest-bearing balances | $2,319,000 | 2,157 |
| Securities | $11,488,000 | 6,255 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,592 |
| Net loans & leases | $41,840,000 | 5,902 |
| Loan loss allowance | $973,000 | 4,038 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,159,000 | 3,032 |
| Other real estate owned | $0 | 6,059 |
| Goodwill and other intangibles | $665,000 | 1,882 |
| All other assets | $2,230,000 | 4,383 |
| Life insurance assets | $1,192,000 | 243 |
| Total liabilities and capital | $65,261,000 | 6,212 |
| Total liabilities | $58,770,000 | 6,162 |
| Total deposits | $55,820,000 | 6,107 |
| Interest-bearing deposits | $54,915,000 | 5,614 |
| Deposits held in domestic offices | $55,820,000 | 6,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,904,000 | 4,496 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,046,000 | 3,108 |
| Total equity capital | $6,491,000 | 6,458 |
| Total bank equity capital | $6,491,000 | 6,458 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $93,000 | 7,322 |
| Surplus | $0 | 8,403 |
| Undivided profits | $6,398,000 | 4,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,502,000 | 1,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $291,000 | 6,927 |
| Earning assets | $57,647,000 | 6,326 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $66,334,500 | 6,132 |
| Average Assets, quarterly | $66,334,500 | 6,132 |
| Volatile liabilities | $14,203,000 | 4,786 |
| Insider loans | $217,000 | 6,635 |
| FHLB advances | $1,904,000 | 4,320 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,058,000 | 4,627 |
| Tier 1 (core) risk-based capital | $5,865,000 | 6,635 |
| Tier 2 risk-based capital | $964,000 | 3,783 |
| Total risk weighted assets | $40,584,000 | 6,219 |
| Total unused commitments | $9,058,000 | 4,633 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 23 | 5,941 |
| Assets and Liabilities | ||
| Total Assets: | $67,408,000 | 6,090 |
| Cash and due from depository institutions | $7,547,000 | 5,941 |
| Interest-bearing balances | $6,087,000 | 1,002 |
| Securities | $12,020,000 | 6,206 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,004 |
| Net loans & leases | $40,717,000 | 5,994 |
| Loan loss allowance | $989,000 | 3,997 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,182,000 | 2,999 |
| Other real estate owned | $50,000 | 5,941 |
| Goodwill and other intangibles | $664,000 | 1,876 |
| All other assets | $1,228,000 | 5,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,408,000 | 6,090 |
| Total liabilities | $60,951,000 | 6,035 |
| Total deposits | $58,449,000 | 5,954 |
| Interest-bearing deposits | $57,450,000 | 5,451 |
| Deposits held in domestic offices | $58,449,000 | 5,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,923,000 | 4,501 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $579,000 | 4,364 |
| Total equity capital | $6,457,000 | 6,422 |
| Total bank equity capital | $6,457,000 | 6,422 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $93,000 | 7,382 |
| Surplus | $0 | 8,463 |
| Undivided profits | $6,364,000 | 4,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,672,000 | 1,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $308,000 | 6,909 |
| Earning assets | $60,824,000 | 6,126 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $71,637,200 | 5,780 |
| Average Assets, quarterly | $68,950,500 | 6,003 |
| Volatile liabilities | $14,134,000 | 4,789 |
| Insider loans | $574,000 | 5,180 |
| FHLB advances | $1,923,000 | 4,323 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,739,000 | 4,582 |
| Tier 1 (core) risk-based capital | $5,829,000 | 6,619 |
| Tier 2 risk-based capital | $961,000 | 3,786 |
| Total risk weighted assets | $40,233,000 | 6,261 |
| Total unused commitments | $8,739,000 | 4,585 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $70,493,000 | 5,956 |
| Cash and due from depository institutions | $11,798,000 | 5,813 |
| Interest-bearing balances | $9,946,000 | 771 |
| Securities | $10,860,000 | 6,359 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,395 |
| Net loans & leases | $40,526,000 | 6,019 |
| Loan loss allowance | $1,000,000 | 3,973 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,227,000 | 2,947 |
| Other real estate owned | $175,000 | 5,813 |
| Goodwill and other intangibles | $706,000 | 1,818 |
| All other assets | $1,201,000 | 6,081 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,493,000 | 5,956 |
| Total liabilities | $64,072,000 | 5,899 |
| Total deposits | $61,279,000 | 5,787 |
| Interest-bearing deposits | $59,907,000 | 5,307 |
| Deposits held in domestic offices | $61,279,000 | 5,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,076,000 | 4,319 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $717,000 | 4,017 |
| Total equity capital | $6,421,000 | 6,439 |
| Total bank equity capital | $6,421,000 | 6,439 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $93,000 | 7,429 |
| Surplus | $0 | 8,515 |
| Undivided profits | $6,328,000 | 4,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,490,000 | 2,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $287,000 | 7,235 |
| Earning assets | $63,332,000 | 6,011 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $72,694,500 | 5,770 |
| Average Assets, quarterly | $72,253,500 | 5,859 |
| Volatile liabilities | $16,536,000 | 4,361 |
| Insider loans | $661,000 | 4,890 |
| FHLB advances | $2,076,000 | 4,124 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,464,000 | 4,404 |
| Tier 1 (core) risk-based capital | $5,897,000 | 6,581 |
| Tier 2 risk-based capital | $900,000 | 3,966 |
| Total risk weighted assets | $39,094,000 | 6,338 |
| Total unused commitments | $10,080,000 | 4,267 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 24 | 5,823 |
| Assets and Liabilities | ||
| Total Assets: | $74,014,000 | 5,784 |
| Cash and due from depository institutions | $8,651,000 | 5,823 |
| Interest-bearing balances | $5,119,000 | 1,472 |
| Securities | $9,442,000 | 6,621 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,784 |
| Net loans & leases | $48,648,000 | 5,452 |
| Loan loss allowance | $1,001,000 | 3,915 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,251,000 | 2,869 |
| Other real estate owned | $191,000 | 5,823 |
| Goodwill and other intangibles | $638,000 | 1,840 |
| All other assets | $1,193,000 | 5,951 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,014,000 | 5,784 |
| Total liabilities | $67,149,000 | 5,739 |
| Total deposits | $62,827,000 | 5,706 |
| Interest-bearing deposits | $61,107,000 | 5,242 |
| Deposits held in domestic offices | $62,827,000 | 5,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,110,000 | 4,254 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,212,000 | 1,859 |
| Total equity capital | $6,865,000 | 6,192 |
| Total bank equity capital | $6,865,000 | 6,192 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $93,000 | 7,457 |
| Surplus | $0 | 8,544 |
| Undivided profits | $6,772,000 | 3,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,548,000 | 2,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $289,000 | 7,149 |
| Earning assets | $65,209,000 | 5,895 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $73,428,330 | 5,742 |
| Average Assets, quarterly | $73,951,000 | 5,755 |
| Volatile liabilities | $15,294,000 | 4,531 |
| Insider loans | $409,000 | 5,828 |
| FHLB advances | $2,110,000 | 4,051 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,807,000 | 3,659 |
| Tier 1 (core) risk-based capital | $6,386,000 | 6,242 |
| Tier 2 risk-based capital | $916,000 | 3,871 |
| Total risk weighted assets | $42,042,000 | 6,128 |
| Total unused commitments | $12,807,000 | 3,673 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $73,888,000 | 5,754 |
| Cash and due from depository institutions | $9,564,000 | 5,813 |
| Interest-bearing balances | $8,869,000 | 962 |
| Securities | $7,064,000 | 7,259 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,263 |
| Net loans & leases | $50,027,000 | 5,319 |
| Loan loss allowance | $986,000 | 3,912 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,288,000 | 2,813 |
| Other real estate owned | $191,000 | 5,813 |
| Goodwill and other intangibles | $552,000 | 1,895 |
| All other assets | $1,202,000 | 5,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,888,000 | 5,754 |
| Total liabilities | $67,560,000 | 5,669 |
| Total deposits | $64,942,000 | 5,561 |
| Interest-bearing deposits | $63,073,000 | 5,107 |
| Deposits held in domestic offices | $64,942,000 | 5,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,170,000 | 4,154 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $448,000 | 5,442 |
| Total equity capital | $6,328,000 | 6,410 |
| Total bank equity capital | $6,328,000 | 6,410 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $93,000 | 7,496 |
| Surplus | $0 | 8,583 |
| Undivided profits | $6,235,000 | 4,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,430,000 | 2,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $310,000 | 6,972 |
| Earning assets | $67,960,000 | 5,727 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $73,135,500 | 5,754 |
| Average Assets, quarterly | $73,135,500 | 5,754 |
| Volatile liabilities | $16,388,000 | 4,308 |
| Insider loans | $315,000 | 6,231 |
| FHLB advances | $2,170,000 | 3,978 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,206,000 | 3,729 |
| Tier 1 (core) risk-based capital | $5,854,000 | 6,502 |
| Tier 2 risk-based capital | $383,000 | 6,465 |
| Total risk weighted assets | $44,080,000 | 5,904 |
| Total unused commitments | $13,206,000 | 3,583 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 24 | 5,809 |
| Assets and Liabilities | ||
| Total Assets: | $72,383,000 | 5,793 |
| Cash and due from depository institutions | $12,248,000 | 5,809 |
| Interest-bearing balances | $9,910,000 | 797 |
| Securities | $5,941,000 | 7,549 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $49,070,000 | 5,385 |
| Loan loss allowance | $972,000 | 3,887 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,294,000 | 2,785 |
| Other real estate owned | $191,000 | 5,809 |
| Goodwill and other intangibles | $467,000 | 1,970 |
| All other assets | $1,172,000 | 6,038 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,383,000 | 5,793 |
| Total liabilities | $66,407,000 | 5,696 |
| Total deposits | $62,279,000 | 5,662 |
| Interest-bearing deposits | $62,279,000 | 5,102 |
| Deposits held in domestic offices | $62,279,000 | 5,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,225,000 | 4,214 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,903,000 | 2,104 |
| Total equity capital | $5,976,000 | 6,594 |
| Total bank equity capital | $5,976,000 | 6,594 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $93,000 | 7,531 |
| Surplus | $0 | 8,619 |
| Undivided profits | $5,883,000 | 4,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,603,000 | 1,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $320,000 | 7,075 |
| Earning assets | $64,921,000 | 5,844 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $75,385,600 | 5,478 |
| Average Assets, quarterly | $73,088,500 | 5,720 |
| Volatile liabilities | $14,457,000 | 4,618 |
| Insider loans | $540,000 | 5,275 |
| FHLB advances | $2,225,000 | 3,988 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $10,039,000 | 4,047 |
| Tier 1 (core) risk-based capital | $5,467,000 | 6,715 |
| Tier 2 risk-based capital | $398,000 | 6,313 |
| Total risk weighted assets | $49,374,000 | 5,530 |
| Total unused commitments | $10,039,000 | 4,052 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 22 | 6,124 |
| Assets and Liabilities | ||
| Total Assets: | $75,319,000 | 5,565 |
| Cash and due from depository institutions | $12,996,000 | 6,124 |
| Interest-bearing balances | $11,960,000 | 574 |
| Securities | $4,858,000 | 7,977 |
| Federal funds sold & reverse repurchase agreements | $3,275,000 | 3,727 |
| Net loans & leases | $49,761,000 | 5,272 |
| Loan loss allowance | $971,000 | 3,673 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,970,000 | 2,985 |
| Other real estate owned | $135,000 | 6,124 |
| Goodwill and other intangibles | $239,000 | 2,281 |
| All other assets | $1,085,000 | 6,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,319,000 | 5,565 |
| Total liabilities | $68,869,000 | 5,495 |
| Total deposits | $63,906,000 | 5,459 |
| Interest-bearing deposits | $63,906,000 | 4,901 |
| Deposits held in domestic offices | $63,906,000 | 5,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,859,000 | 3,423 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,104,000 | 3,230 |
| Total equity capital | $6,450,000 | 6,133 |
| Total bank equity capital | $6,450,000 | 6,133 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $93,000 | 7,732 |
| Surplus | $0 | 8,858 |
| Undivided profits | $6,357,000 | 3,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $591,000 | 3,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $320,000 | 7,364 |
| Earning assets | $69,854,000 | 5,518 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $74,203,200 | 5,407 |
| Average Assets, quarterly | $73,873,000 | 5,594 |
| Volatile liabilities | $15,820,000 | 4,339 |
| Insider loans | $281,000 | 6,491 |
| FHLB advances | $3,859,000 | 3,233 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,457,000 | 4,929 |
| Tier 1 (core) risk-based capital | $5,720,000 | 6,439 |
| Tier 2 risk-based capital | $1,014,000 | 3,319 |
| Total risk weighted assets | $41,051,000 | 6,068 |
| Total unused commitments | $6,457,000 | 4,935 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 24 | 5,891 |
| Assets and Liabilities | ||
| Total Assets: | $75,332,000 | 5,414 |
| Cash and due from depository institutions | $5,601,000 | 5,891 |
| Interest-bearing balances | $4,953,000 | 868 |
| Securities | $6,459,000 | 7,850 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $58,773,000 | 4,657 |
| Loan loss allowance | $917,000 | 3,737 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,054,000 | 2,857 |
| Other real estate owned | $237,000 | 5,891 |
| Goodwill and other intangibles | $91,000 | 2,634 |
| All other assets | $1,117,000 | 5,794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,332,000 | 5,414 |
| Total liabilities | $69,003,000 | 5,323 |
| Total deposits | $58,482,000 | 5,639 |
| Interest-bearing deposits | $57,249,000 | 5,163 |
| Deposits held in domestic offices | $58,482,000 | 5,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,459,000 | 2,119 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,062,000 | 3,437 |
| Total equity capital | $6,329,000 | 6,144 |
| Total bank equity capital | $6,329,000 | 6,144 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $93,000 | 7,988 |
| Surplus | $0 | 9,124 |
| Undivided profits | $6,236,000 | 3,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 4,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $326,000 | 6,628 |
| Earning assets | $70,185,000 | 5,351 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $70,232,400 | 5,498 |
| Average Assets, quarterly | $73,744,000 | 5,435 |
| Volatile liabilities | $19,272,000 | 3,739 |
| Insider loans | $445,000 | 5,689 |
| FHLB advances | $9,459,000 | 490 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,804,000 | 5,051 |
| Tier 1 (core) risk-based capital | $5,529,000 | 6,577 |
| Tier 2 risk-based capital | $1,118,000 | 2,972 |
| Total risk weighted assets | $45,508,000 | 5,639 |
| Total unused commitments | $5,804,000 | 5,054 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 27 | 5,640 |
| Assets and Liabilities | ||
| Total Assets: | $67,151,000 | 5,840 |
| Cash and due from depository institutions | $4,413,000 | 5,640 |
| Interest-bearing balances | $2,524,000 | 1,463 |
| Securities | $5,767,000 | 8,411 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,889 |
| Net loans & leases | $52,184,000 | 4,949 |
| Loan loss allowance | $893,000 | 3,763 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,467,000 | 3,399 |
| Other real estate owned | $135,000 | 5,640 |
| Goodwill and other intangibles | $134,000 | 2,574 |
| All other assets | $1,051,000 | 6,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,151,000 | 5,840 |
| Total liabilities | $61,232,000 | 5,765 |
| Total deposits | $56,174,000 | 5,816 |
| Interest-bearing deposits | $54,669,000 | 5,359 |
| Deposits held in domestic offices | $56,174,000 | 5,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,949,000 | 3,199 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,109,000 | 3,007 |
| Total equity capital | $5,919,000 | 6,306 |
| Total bank equity capital | $5,919,000 | 6,306 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $93,000 | 8,272 |
| Surplus | $0 | 9,427 |
| Undivided profits | $5,826,000 | 3,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $952,000 | 2,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $273,000 | 6,801 |
| Earning assets | $61,475,000 | 5,829 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $66,240,000 | 5,746 |
| Average Assets, quarterly | $66,437,000 | 5,839 |
| Volatile liabilities | $14,221,000 | 4,379 |
| Insider loans | $92,000 | 8,097 |
| FHLB advances | $3,949,000 | 641 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,323,000 | 5,292 |
| Tier 1 (core) risk-based capital | $5,407,000 | 6,677 |
| Tier 2 risk-based capital | $471,000 | 5,526 |
| Total risk weighted assets | $37,249,000 | 6,264 |
| Total unused commitments | $5,323,000 | 5,295 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 36 | 4,625 |
| Assets and Liabilities | ||
| Total Assets: | $66,456,000 | 5,921 |
| Cash and due from depository institutions | $4,701,000 | 4,625 |
| Interest-bearing balances | $3,304,000 | 1,636 |
| Securities | $5,451,000 | 8,609 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,884 |
| Net loans & leases | $49,173,000 | 4,990 |
| Loan loss allowance | $875,000 | 3,732 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,800,000 | 4,240 |
| Other real estate owned | $0 | 4,625 |
| Goodwill and other intangibles | $173,000 | 2,425 |
| All other assets | $958,000 | 6,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,456,000 | 5,921 |
| Total liabilities | $60,420,000 | 5,843 |
| Total deposits | $56,817,000 | 5,830 |
| Interest-bearing deposits | $56,817,000 | 5,243 |
| Deposits held in domestic offices | $56,817,000 | 5,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,435,000 | 3,082 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,168,000 | 3,102 |
| Total equity capital | $6,036,000 | 6,326 |
| Total bank equity capital | $6,036,000 | 6,326 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $93,000 | 8,457 |
| Surplus | $0 | 9,669 |
| Undivided profits | $5,943,000 | 3,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $630,000 | 3,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $275,000 | 6,884 |
| Earning assets | $62,128,000 | 5,835 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $63,437,200 | 5,880 |
| Average Assets, quarterly | $65,057,500 | 5,915 |
| Volatile liabilities | $9,715,000 | 5,080 |
| Insider loans | $7,000 | 9,193 |
| FHLB advances | $2,435,000 | 617 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,836,000 | 5,427 |
| Tier 1 (core) risk-based capital | $5,356,000 | 6,635 |
| Tier 2 risk-based capital | $437,000 | 5,688 |
| Total risk weighted assets | $34,518,000 | 6,424 |
| Total unused commitments | $4,836,000 | 5,436 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $64,127,000 | 6,084 |
| Cash and due from depository institutions | $3,555,000 | 5,787 |
| Interest-bearing balances | $3,034,000 | 1,339 |
| Securities | $7,317,000 | 8,326 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,210 |
| Net loans & leases | $49,712,000 | 5,002 |
| Loan loss allowance | $823,000 | 3,954 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,091,000 | 3,703 |
| Other real estate owned | $0 | 5,787 |
| Goodwill and other intangibles | $39,000 | 3,055 |
| All other assets | $913,000 | 6,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,128,000 | 6,084 |
| Total liabilities | $57,885,000 | 6,042 |
| Total deposits | $53,067,000 | 6,165 |
| Interest-bearing deposits | $53,067,000 | 5,544 |
| Deposits held in domestic offices | $53,067,000 | 6,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,379,000 | 2,693 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,439,000 | 1,720 |
| Total equity capital | $6,243,000 | 6,243 |
| Total bank equity capital | $6,243,000 | 6,243 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $93,000 | 8,831 |
| Surplus | $0 | 10,084 |
| Undivided profits | $6,150,000 | 3,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 5,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $319,000 | 6,573 |
| Earning assets | $60,563,000 | 5,960 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $60,814,800 | 6,091 |
| Average Assets, quarterly | $63,191,000 | 6,068 |
| Volatile liabilities | $8,498,000 | 5,541 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $2,379,000 | 622 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,441,000 | 5,491 |
| Tier 1 (core) risk-based capital | $5,795,000 | 6,412 |
| Tier 2 risk-based capital | $456,000 | 5,502 |
| Total risk weighted assets | $36,430,000 | 6,291 |
| Total unused commitments | $4,441,000 | 5,495 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $58,724,000 | 6,607 |
| Cash and due from depository institutions | $4,159,000 | 6,081 |
| Interest-bearing balances | $3,612,000 | 1,073 |
| Securities | $10,712,000 | 7,694 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,560 |
| Net loans & leases | $39,769,000 | 5,891 |
| Loan loss allowance | $818,000 | 4,149 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,402,000 | 4,916 |
| Other real estate owned | $213,000 | 6,081 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $969,000 | 6,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,724,000 | 6,607 |
| Total liabilities | $52,916,000 | 6,586 |
| Total deposits | $50,206,000 | 6,568 |
| Interest-bearing deposits | $49,614,000 | 5,993 |
| Deposits held in domestic offices | $50,206,000 | 6,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,428,000 | 3,041 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,282,000 | 2,908 |
| Total equity capital | $5,808,000 | 6,582 |
| Total bank equity capital | $5,808,000 | 6,582 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $0 | 10,586 |
| Undivided profits | $5,708,000 | 4,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 3,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $220,000 | 8,139 |
| Earning assets | $55,593,000 | 6,478 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $57,063,400 | 6,569 |
| Average Assets, quarterly | $57,457,500 | 6,645 |
| Volatile liabilities | $6,496,000 | 6,281 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $1,428,000 | 752 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,364,000 | 5,454 |
| Tier 1 (core) risk-based capital | $5,543,000 | 6,697 |
| Tier 2 risk-based capital | $439,000 | 5,766 |
| Total risk weighted assets | $34,793,000 | 6,552 |
| Total unused commitments | $4,364,000 | 5,464 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $57,030,000 | 6,879 |
| Cash and due from depository institutions | $7,545,000 | 7,557 |
| Interest-bearing balances | $7,016,000 | 684 |
| Securities | $12,212,000 | 7,532 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,267 |
| Net loans & leases | $33,496,000 | 6,544 |
| Loan loss allowance | $743,000 | 4,515 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $628,000 | 7,608 |
| Other real estate owned | $266,000 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,883,000 | 3,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,030,000 | 6,879 |
| Total liabilities | $51,112,000 | 6,881 |
| Total deposits | $48,503,000 | 6,912 |
| Interest-bearing deposits | $47,781,000 | 6,278 |
| Deposits held in domestic offices | $48,503,000 | 6,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,759,000 | 2,501 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $850,000 | 4,157 |
| Total equity capital | $5,918,000 | 6,618 |
| Total bank equity capital | $5,918,000 | 6,618 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $0 | 11,041 |
| Undivided profits | $5,818,000 | 4,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,985,000 | 1,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $222,000 | 8,387 |
| Earning assets | $53,724,000 | 6,747 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $55,909,400 | 6,761 |
| Average Assets, quarterly | $56,775,000 | 6,832 |
| Volatile liabilities | $6,417,000 | 6,080 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $1,759,000 | 681 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,114,000 | 7,282 |
| Tier 1 (core) risk-based capital | $5,753,000 | 6,617 |
| Tier 2 risk-based capital | $392,000 | 6,274 |
| Total risk weighted assets | $31,061,000 | 7,027 |
| Total unused commitments | $2,114,000 | 7,298 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $52,048,000 | 7,321 |
| Cash and due from depository institutions | $4,096,000 | 7,881 |
| Interest-bearing balances | $3,749,000 | 962 |
| Securities | $11,644,000 | 8,178 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,448 |
| Net loans & leases | $32,350,000 | 6,705 |
| Loan loss allowance | $771,000 | 4,473 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $641,000 | 7,697 |
| Other real estate owned | $288,000 | 7,881 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,029,000 | 3,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,048,000 | 7,321 |
| Total liabilities | $46,479,000 | 7,368 |
| Total deposits | $43,316,000 | 7,487 |
| Interest-bearing deposits | $42,681,000 | 6,805 |
| Deposits held in domestic offices | $43,316,000 | 7,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,032,000 | 2,490 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,131,000 | 2,783 |
| Total equity capital | $5,569,000 | 6,620 |
| Total bank equity capital | $5,569,000 | 6,620 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $0 | 11,565 |
| Undivided profits | $5,469,000 | 3,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,851,000 | 1,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $194,000 | 8,606 |
| Earning assets | $48,743,000 | 7,184 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $53,639,200 | 7,052 |
| Average Assets, quarterly | $52,348,500 | 7,267 |
| Volatile liabilities | $6,449,000 | 5,851 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $2,032,000 | 763 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,547,000 | 8,160 |
| Tier 1 (core) risk-based capital | $5,569,000 | 6,730 |
| Tier 2 risk-based capital | $366,000 | 6,628 |
| Total risk weighted assets | $28,917,000 | 7,407 |
| Total unused commitments | $1,547,000 | 8,172 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $53,579,000 | 7,392 |
| Cash and due from depository institutions | $9,528,000 | 7,996 |
| Interest-bearing balances | $9,277,000 | 678 |
| Securities | $6,209,000 | 10,670 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $34,906,000 | 6,298 |
| Loan loss allowance | $727,000 | 4,833 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $649,000 | 7,813 |
| Other real estate owned | $397,000 | 7,996 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,890,000 | 3,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,579,000 | 7,392 |
| Total liabilities | $48,490,000 | 7,395 |
| Total deposits | $44,214,000 | 7,671 |
| Interest-bearing deposits | $44,045,000 | 6,920 |
| Deposits held in domestic offices | $44,214,000 | 7,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,959,000 | 1,889 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,317,000 | 2,542 |
| Total equity capital | $5,089,000 | 7,166 |
| Total bank equity capital | $5,089,000 | 7,166 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $0 | 12,104 |
| Undivided profits | $4,989,000 | 4,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,746,000 | 2,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $226,000 | 7,534 |
| Earning assets | $50,392,000 | 7,243 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $54,801,200 | 7,128 |
| Average Assets, quarterly | $54,621,500 | 7,241 |
| Volatile liabilities | $7,589,000 | 4,988 |
| Insider loans | $32,000 | 10,988 |
| FHLB advances | $2,959,000 | 607 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,104,000 | 6,283 |
| Tier 1 (core) risk-based capital | $5,089,000 | 7,087 |
| Tier 2 risk-based capital | $386,000 | 6,455 |
| Total risk weighted assets | $30,656,000 | 7,186 |
| Total unused commitments | $3,104,000 | 6,304 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $55,914,000 | 7,298 |
| Cash and due from depository institutions | $4,287,000 | 6,705 |
| Interest-bearing balances | $4,082,000 | 1,692 |
| Securities | $3,321,000 | 12,431 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $44,970,000 | 5,240 |
| Loan loss allowance | $650,000 | 5,311 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $432,000 | 9,412 |
| Other real estate owned | $914,000 | 6,705 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,990,000 | 3,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,914,000 | 7,298 |
| Total liabilities | $51,417,000 | 7,241 |
| Total deposits | $45,753,000 | 7,674 |
| Interest-bearing deposits | $44,799,000 | 7,057 |
| Deposits held in domestic offices | $45,753,000 | 7,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,355,000 | 1,407 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,309,000 | 2,639 |
| Total equity capital | $4,497,000 | 7,651 |
| Total bank equity capital | $4,497,000 | 7,651 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $0 | 12,588 |
| Undivided profits | $4,397,000 | 4,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,813,000 | 2,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $276,000 | 6,970 |
| Earning assets | $52,373,000 | 7,167 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $56,915,400 | 7,048 |
| Average Assets, quarterly | $55,963,500 | 7,231 |
| Volatile liabilities | $8,421,000 | 4,666 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $4,355,000 | 522 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,536,000 | 5,602 |
| Tier 1 (core) risk-based capital | $4,497,000 | 7,591 |
| Tier 2 risk-based capital | $472,000 | 5,483 |
| Total risk weighted assets | $37,671,000 | 6,204 |
| Total unused commitments | $3,536,000 | 5,629 |
| Derivatives | $0 | 651 |