Home > The Matewan National Bank > Income and Expense
The Matewan National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,702,000 | 2,077 |
| Total interest expense | $7,983,000 | 1,874 |
| Net interest income | $7,719,000 | 2,284 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,916,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,278,000 | 1,043 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $638,000 | 2,530 |
| Total noninterest expense | $9,717,000 | 1,428 |
| Salaries and employee benefits | $3,174,000 | 2,213 |
| Premises and equipment expense | $1,011,000 | 2,032 |
| Additional noninterest expense | $5,532,000 | 890 |
| Pre-tax net operating income | $-82,000 | 9,520 |
| Securities gains (losses) | $-13,000 | 9,410 |
| Applicable income taxes | $634,000 | 3,099 |
| Income before extraordinary items | $-729,000 | 10,006 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-729,000 | 10,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,251,000 | 259 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-716,000 | 9,993 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $46,378,000 | 725 |
| Total interest expense | $20,818,000 | 785 |
| Net interest income | $25,560,000 | 694 |
| Provision for loan and lease losses | $4,193,000 | 368 |
| Total noninterest income | $5,843,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,132,000 | 417 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,711,000 | 960 |
| Total noninterest expense | $19,170,000 | 775 |
| Salaries and employee benefits | $7,879,000 | 841 |
| Premises and equipment expense | $2,517,000 | 788 |
| Additional noninterest expense | $8,774,000 | 645 |
| Pre-tax net operating income | $8,040,000 | 970 |
| Securities gains (losses) | $33,000 | 2,048 |
| Applicable income taxes | $2,650,000 | 971 |
| Income before extraordinary items | $5,423,000 | 996 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,423,000 | 996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,800,000 | 332 |
| Cash dividends | $10,115,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,400,890 | 966 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $44,291,000 | 776 |
| Total interest expense | $19,164,000 | 857 |
| Net interest income | $25,127,000 | 718 |
| Provision for loan and lease losses | $1,968,000 | 601 |
| Total noninterest income | $5,858,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,998,000 | 439 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,860,000 | 865 |
| Total noninterest expense | $19,039,000 | 771 |
| Salaries and employee benefits | $7,439,000 | 889 |
| Premises and equipment expense | $2,310,000 | 867 |
| Additional noninterest expense | $9,290,000 | 621 |
| Pre-tax net operating income | $9,978,000 | 817 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,534,000 | 812 |
| Income before extraordinary items | $6,444,000 | 856 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,444,000 | 858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,628,000 | 422 |
| Cash dividends | $6,616,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,444,000 | 837 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,764,000 | 1,123 |
| Total interest expense | $12,441,000 | 1,299 |
| Net interest income | $18,323,000 | 1,001 |
| Provision for loan and lease losses | $2,251,000 | 560 |
| Total noninterest income | $3,458,000 | 1,228 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,867,000 | 713 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,591,000 | 1,349 |
| Total noninterest expense | $12,585,000 | 1,160 |
| Salaries and employee benefits | $5,294,000 | 1,266 |
| Premises and equipment expense | $1,570,000 | 1,302 |
| Additional noninterest expense | $5,721,000 | 1,017 |
| Pre-tax net operating income | $6,945,000 | 1,080 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $2,616,000 | 980 |
| Income before extraordinary items | $4,337,000 | 1,172 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,337,000 | 1,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,298,000 | 521 |
| Cash dividends | $2,100,000 | 1,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,331,880 | 1,153 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $29,096,000 | 1,191 |
| Total interest expense | $11,942,000 | 1,374 |
| Net interest income | $17,154,000 | 1,069 |
| Provision for loan and lease losses | $1,569,000 | 689 |
| Total noninterest income | $3,660,000 | 1,186 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,646,000 | 796 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,014,000 | 1,125 |
| Total noninterest expense | $11,242,000 | 1,278 |
| Salaries and employee benefits | $5,129,000 | 1,298 |
| Premises and equipment expense | $1,524,000 | 1,351 |
| Additional noninterest expense | $4,589,000 | 1,198 |
| Pre-tax net operating income | $8,003,000 | 979 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $2,952,000 | 932 |
| Income before extraordinary items | $5,052,000 | 1,059 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,052,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,672,000 | 641 |
| Cash dividends | $7,100,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,051,360 | 1,044 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,987,000 | 1,161 |
| Total interest expense | $10,251,000 | 1,286 |
| Net interest income | $16,736,000 | 1,101 |
| Provision for loan and lease losses | $1,548,000 | 697 |
| Total noninterest income | $3,210,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,561,000 | 835 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,649,000 | 1,292 |
| Total noninterest expense | $10,412,000 | 1,406 |
| Salaries and employee benefits | $4,656,000 | 1,449 |
| Premises and equipment expense | $1,491,000 | 1,396 |
| Additional noninterest expense | $4,265,000 | 1,341 |
| Pre-tax net operating income | $7,986,000 | 963 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,950,000 | 891 |
| Income before extraordinary items | $5,036,000 | 1,011 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,036,000 | 1,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,615,000 | 652 |
| Cash dividends | $2,008,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,036,000 | 1,024 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,201,000 | 1,175 |
| Total interest expense | $9,750,000 | 1,378 |
| Net interest income | $17,451,000 | 1,051 |
| Provision for loan and lease losses | $1,205,000 | 1,151 |
| Total noninterest income | $2,392,000 | 1,735 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,504,000 | 871 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $888,000 | 2,222 |
| Total noninterest expense | $10,359,000 | 1,474 |
| Salaries and employee benefits | $4,880,000 | 1,375 |
| Premises and equipment expense | $1,305,000 | 1,611 |
| Additional noninterest expense | $4,174,000 | 1,464 |
| Pre-tax net operating income | $8,279,000 | 888 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $3,224,000 | 799 |
| Income before extraordinary items | $5,068,000 | 1,018 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,068,000 | 1,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $734,000 | 1,392 |
| Cash dividends | $5,042,000 | 470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,059,680 | 955 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $28,297,000 | 1,293 |
| Total interest expense | $11,613,000 | 1,522 |
| Net interest income | $16,684,000 | 1,119 |
| Provision for loan and lease losses | $1,241,000 | 1,603 |
| Total noninterest income | $2,409,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,252,000 | 1,040 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,157,000 | 1,808 |
| Total noninterest expense | $9,819,000 | 1,562 |
| Salaries and employee benefits | $4,235,000 | 1,573 |
| Premises and equipment expense | $1,378,000 | 1,552 |
| Additional noninterest expense | $4,206,000 | 1,543 |
| Pre-tax net operating income | $8,033,000 | 795 |
| Securities gains (losses) | $-25,000 | 13,532 |
| Applicable income taxes | $2,914,000 | 805 |
| Income before extraordinary items | $5,094,000 | 935 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,094,000 | 938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $860,000 | 1,730 |
| Cash dividends | $1,042,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,110,000 | 847 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.