Home > The Martha's Vineyard Co-operative Bank of Tisbury > Income and Expense
The Martha's Vineyard Co-operative Bank of Tisbury, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,228,000 | 3,874 |
| Total interest expense | $3,154,000 | 3,893 |
| Net interest income | $4,074,000 | 3,782 |
| Provision for loan and lease losses | $68,000 | 4,713 |
| Total noninterest income | $497,000 | 4,435 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $204,000 | 4,298 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $293,000 | 3,781 |
| Total noninterest expense | $3,348,000 | 3,766 |
| Salaries and employee benefits | $2,044,000 | 3,466 |
| Premises and equipment expense | $318,000 | 4,833 |
| Additional noninterest expense | $986,000 | 3,746 |
| Pre-tax net operating income | $1,155,000 | 4,032 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $459,000 | 2,646 |
| Income before extraordinary items | $696,000 | 4,675 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $696,000 | 4,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,188 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $696,000 | 4,663 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 3,922 |
| Total interest expense | $2,101,000 | 3,901 |
| Net interest income | $2,649,000 | 3,862 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $317,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $135,000 | 4,319 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $182,000 | 3,963 |
| Total noninterest expense | $2,304,000 | 3,690 |
| Salaries and employee benefits | $1,407,000 | 3,414 |
| Premises and equipment expense | $215,000 | 4,801 |
| Additional noninterest expense | $682,000 | 3,635 |
| Pre-tax net operating income | $617,000 | 4,585 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $245,000 | 2,993 |
| Income before extraordinary items | $372,000 | 5,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $372,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $372,000 | 5,216 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 3,951 |
| Total interest expense | $1,024,000 | 3,955 |
| Net interest income | $1,324,000 | 3,868 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $158,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $1,075,000 | 3,913 |
| Salaries and employee benefits | $647,000 | 3,680 |
| Premises and equipment expense | $106,000 | 4,871 |
| Additional noninterest expense | $322,000 | 3,755 |
| Pre-tax net operating income | $387,000 | 4,079 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $141,000 | 2,811 |
| Income before extraordinary items | $246,000 | 4,602 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $246,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $246,000 | 4,589 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,889,000 | 3,903 |
| Total interest expense | $3,496,000 | 3,919 |
| Net interest income | $5,393,000 | 3,796 |
| Provision for loan and lease losses | $62,000 | 5,291 |
| Total noninterest income | $673,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $308,000 | 4,079 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $365,000 | 3,911 |
| Total noninterest expense | $4,368,000 | 3,714 |
| Salaries and employee benefits | $2,612,000 | 3,500 |
| Premises and equipment expense | $439,000 | 4,644 |
| Additional noninterest expense | $1,317,000 | 3,668 |
| Pre-tax net operating income | $1,636,000 | 4,104 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $592,000 | 2,900 |
| Income before extraordinary items | $1,044,000 | 4,617 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,044,000 | 4,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,044,000 | 4,604 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,586,000 | 3,907 |
| Total interest expense | $2,521,000 | 3,933 |
| Net interest income | $4,065,000 | 3,802 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $507,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $228,000 | 4,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $279,000 | 3,864 |
| Total noninterest expense | $3,315,000 | 3,677 |
| Salaries and employee benefits | $1,987,000 | 3,465 |
| Premises and equipment expense | $332,000 | 4,614 |
| Additional noninterest expense | $996,000 | 3,627 |
| Pre-tax net operating income | $1,207,000 | 4,285 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $425,000 | 3,091 |
| Income before extraordinary items | $782,000 | 4,749 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $782,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $782,000 | 4,746 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 3,911 |
| Total interest expense | $1,618,000 | 3,926 |
| Net interest income | $2,691,000 | 3,845 |
| Provision for loan and lease losses | $27,000 | 5,285 |
| Total noninterest income | $311,000 | 4,633 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $155,000 | 4,077 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $156,000 | 4,229 |
| Total noninterest expense | $2,260,000 | 3,630 |
| Salaries and employee benefits | $1,361,000 | 3,399 |
| Premises and equipment expense | $223,000 | 4,604 |
| Additional noninterest expense | $676,000 | 3,589 |
| Pre-tax net operating income | $715,000 | 4,583 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $232,000 | 3,421 |
| Income before extraordinary items | $483,000 | 4,970 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $483,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $483,000 | 4,961 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 3,918 |
| Total interest expense | $735,000 | 4,051 |
| Net interest income | $1,369,000 | 3,800 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $143,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 4,162 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $71,000 | 4,406 |
| Total noninterest expense | $997,000 | 4,025 |
| Salaries and employee benefits | $603,000 | 3,753 |
| Premises and equipment expense | $110,000 | 4,666 |
| Additional noninterest expense | $284,000 | 4,062 |
| Pre-tax net operating income | $515,000 | 3,667 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $206,000 | 2,564 |
| Income before extraordinary items | $309,000 | 4,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $309,000 | 4,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $309,000 | 4,332 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,540,000 | 3,932 |
| Total interest expense | $2,143,000 | 4,238 |
| Net interest income | $5,397,000 | 3,736 |
| Provision for loan and lease losses | $64,000 | 5,394 |
| Total noninterest income | $589,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $302,000 | 4,167 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $287,000 | 4,443 |
| Total noninterest expense | $4,227,000 | 3,709 |
| Salaries and employee benefits | $2,516,000 | 3,462 |
| Premises and equipment expense | $440,000 | 4,566 |
| Additional noninterest expense | $1,271,000 | 3,694 |
| Pre-tax net operating income | $1,695,000 | 4,097 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $695,000 | 2,830 |
| Income before extraordinary items | $1,000,000 | 4,845 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,000,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,000,000 | 4,814 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,563,000 | 3,927 |
| Total interest expense | $1,533,000 | 4,223 |
| Net interest income | $4,030,000 | 3,741 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $431,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $226,000 | 4,193 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $205,000 | 4,560 |
| Total noninterest expense | $3,195,000 | 3,660 |
| Salaries and employee benefits | $1,930,000 | 3,383 |
| Premises and equipment expense | $328,000 | 4,556 |
| Additional noninterest expense | $937,000 | 3,684 |
| Pre-tax net operating income | $1,206,000 | 4,297 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $495,000 | 2,966 |
| Income before extraordinary items | $711,000 | 5,055 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $711,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $711,000 | 5,008 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 3,950 |
| Total interest expense | $969,000 | 4,228 |
| Net interest income | $2,636,000 | 3,763 |
| Provision for loan and lease losses | $41,000 | 4,838 |
| Total noninterest income | $274,000 | 5,008 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $171,000 | 3,848 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $103,000 | 5,124 |
| Total noninterest expense | $2,160,000 | 3,598 |
| Salaries and employee benefits | $1,320,000 | 3,282 |
| Premises and equipment expense | $217,000 | 4,540 |
| Additional noninterest expense | $623,000 | 3,685 |
| Pre-tax net operating income | $709,000 | 4,579 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $291,000 | 3,159 |
| Income before extraordinary items | $418,000 | 5,330 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $418,000 | 5,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $418,000 | 5,295 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 4,018 |
| Total interest expense | $438,000 | 4,408 |
| Net interest income | $1,305,000 | 3,789 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $119,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $76,000 | 4,047 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $903,000 | 4,155 |
| Salaries and employee benefits | $538,000 | 3,869 |
| Premises and equipment expense | $105,000 | 4,711 |
| Additional noninterest expense | $260,000 | 4,234 |
| Pre-tax net operating income | $501,000 | 3,675 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $205,000 | 2,551 |
| Income before extraordinary items | $296,000 | 4,414 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $296,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $296,000 | 4,372 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,388,000 | 4,075 |
| Total interest expense | $1,558,000 | 4,411 |
| Net interest income | $4,830,000 | 3,902 |
| Provision for loan and lease losses | $68,000 | 5,537 |
| Total noninterest income | $524,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $273,000 | 4,534 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $251,000 | 4,636 |
| Total noninterest expense | $3,531,000 | 4,153 |
| Salaries and employee benefits | $2,140,000 | 3,770 |
| Premises and equipment expense | $379,000 | 4,944 |
| Additional noninterest expense | $1,012,000 | 4,302 |
| Pre-tax net operating income | $1,755,000 | 3,850 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $754,000 | 2,625 |
| Income before extraordinary items | $1,001,000 | 4,701 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,001,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,001,000 | 4,624 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 4,102 |
| Total interest expense | $1,148,000 | 4,421 |
| Net interest income | $3,569,000 | 3,944 |
| Provision for loan and lease losses | $48,000 | 5,435 |
| Total noninterest income | $397,000 | 5,146 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $193,000 | 4,720 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $204,000 | 4,458 |
| Total noninterest expense | $2,658,000 | 4,099 |
| Salaries and employee benefits | $1,629,000 | 3,717 |
| Premises and equipment expense | $285,000 | 4,920 |
| Additional noninterest expense | $744,000 | 4,322 |
| Pre-tax net operating income | $1,260,000 | 4,029 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $551,000 | 2,732 |
| Income before extraordinary items | $709,000 | 4,926 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $709,000 | 4,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $709,000 | 4,841 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 4,118 |
| Total interest expense | $760,000 | 4,425 |
| Net interest income | $2,365,000 | 3,943 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $248,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $115,000 | 4,961 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 4,546 |
| Total noninterest expense | $1,832,000 | 4,025 |
| Salaries and employee benefits | $1,131,000 | 3,615 |
| Premises and equipment expense | $191,000 | 4,913 |
| Additional noninterest expense | $510,000 | 4,250 |
| Pre-tax net operating income | $751,000 | 4,275 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $343,000 | 2,842 |
| Income before extraordinary items | $408,000 | 5,270 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $408,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $408,000 | 5,192 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 4,133 |
| Total interest expense | $376,000 | 4,498 |
| Net interest income | $1,194,000 | 3,906 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $101,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $808,000 | 4,438 |
| Salaries and employee benefits | $469,000 | 4,212 |
| Premises and equipment expense | $97,000 | 4,884 |
| Additional noninterest expense | $242,000 | 4,433 |
| Pre-tax net operating income | $472,000 | 3,679 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $193,000 | 2,637 |
| Income before extraordinary items | $279,000 | 4,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $279,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $279,000 | 4,335 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,967,000 | 4,331 |
| Total interest expense | $1,627,000 | 4,646 |
| Net interest income | $4,340,000 | 4,114 |
| Provision for loan and lease losses | $27,000 | 6,871 |
| Total noninterest income | $633,000 | 4,827 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $226,000 | 4,995 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $407,000 | 3,944 |
| Total noninterest expense | $3,337,000 | 4,283 |
| Salaries and employee benefits | $1,990,000 | 3,941 |
| Premises and equipment expense | $364,000 | 5,044 |
| Additional noninterest expense | $983,000 | 4,341 |
| Pre-tax net operating income | $1,609,000 | 3,946 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $751,000 | 2,651 |
| Income before extraordinary items | $858,000 | 5,063 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $858,000 | 5,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $858,000 | 4,901 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 4,368 |
| Total interest expense | $1,266,000 | 4,656 |
| Net interest income | $3,228,000 | 4,160 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $530,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $175,000 | 4,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $355,000 | 3,745 |
| Total noninterest expense | $2,557,000 | 4,193 |
| Salaries and employee benefits | $1,542,000 | 3,828 |
| Premises and equipment expense | $269,000 | 5,083 |
| Additional noninterest expense | $746,000 | 4,276 |
| Pre-tax net operating income | $1,181,000 | 4,121 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $576,000 | 2,754 |
| Income before extraordinary items | $605,000 | 5,369 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $605,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $605,000 | 5,189 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 4,358 |
| Total interest expense | $881,000 | 4,642 |
| Net interest income | $2,151,000 | 4,168 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $365,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $108,000 | 5,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $257,000 | 3,576 |
| Total noninterest expense | $1,752,000 | 4,087 |
| Salaries and employee benefits | $1,081,000 | 3,669 |
| Premises and equipment expense | $179,000 | 5,067 |
| Additional noninterest expense | $492,000 | 4,298 |
| Pre-tax net operating income | $759,000 | 4,205 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $404,000 | 2,670 |
| Income before extraordinary items | $355,000 | 5,695 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $355,000 | 5,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $355,000 | 5,485 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 4,332 |
| Total interest expense | $463,000 | 4,583 |
| Net interest income | $1,083,000 | 4,152 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $176,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 4,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $120,000 | 3,603 |
| Total noninterest expense | $758,000 | 4,536 |
| Salaries and employee benefits | $445,000 | 4,277 |
| Premises and equipment expense | $95,000 | 4,865 |
| Additional noninterest expense | $218,000 | 4,659 |
| Pre-tax net operating income | $501,000 | 3,483 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $246,000 | 2,342 |
| Income before extraordinary items | $255,000 | 4,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $255,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $255,000 | 4,460 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,361,000 | 4,389 |
| Total interest expense | $2,162,000 | 4,562 |
| Net interest income | $4,199,000 | 4,198 |
| Provision for loan and lease losses | $54,000 | 6,634 |
| Total noninterest income | $552,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $245,000 | 4,747 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $307,000 | 4,208 |
| Total noninterest expense | $3,076,000 | 4,376 |
| Salaries and employee benefits | $1,887,000 | 3,942 |
| Premises and equipment expense | $303,000 | 5,546 |
| Additional noninterest expense | $886,000 | 4,600 |
| Pre-tax net operating income | $1,621,000 | 3,902 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $682,000 | 2,902 |
| Income before extraordinary items | $939,000 | 4,766 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $939,000 | 4,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,779 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $939,000 | 4,638 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,293,000 | 4,799 |
| Total interest expense | $2,727,000 | 5,080 |
| Net interest income | $3,566,000 | 4,497 |
| Provision for loan and lease losses | $22,000 | 7,515 |
| Total noninterest income | $460,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $238,000 | 4,764 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $222,000 | 4,718 |
| Total noninterest expense | $2,667,000 | 4,745 |
| Salaries and employee benefits | $1,543,000 | 4,418 |
| Premises and equipment expense | $292,000 | 5,608 |
| Additional noninterest expense | $832,000 | 4,664 |
| Pre-tax net operating income | $1,337,000 | 4,151 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $512,000 | 3,290 |
| Income before extraordinary items | $825,000 | 4,794 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $825,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $825,000 | 4,673 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,921,000 | 5,132 |
| Total interest expense | $2,528,000 | 5,523 |
| Net interest income | $3,393,000 | 4,722 |
| Provision for loan and lease losses | $-28,000 | 9,732 |
| Total noninterest income | $330,000 | 6,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 5,915 |
| Total noninterest expense | $2,486,000 | 4,872 |
| Salaries and employee benefits | $1,419,000 | 4,567 |
| Premises and equipment expense | $284,000 | 5,599 |
| Additional noninterest expense | $783,000 | 4,806 |
| Pre-tax net operating income | $1,265,000 | 4,589 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $539,000 | 3,322 |
| Income before extraordinary items | $726,000 | 5,324 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $726,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 9,482 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $726,000 | 5,324 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 5,613 |
| Total interest expense | $2,004,000 | 5,993 |
| Net interest income | $2,951,000 | 5,223 |
| Provision for loan and lease losses | $-38,000 | 10,045 |
| Total noninterest income | $333,000 | 6,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,133 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,886 |
| Total noninterest expense | $2,425,000 | 4,987 |
| Salaries and employee benefits | $1,448,000 | 4,460 |
| Premises and equipment expense | $253,000 | 5,997 |
| Additional noninterest expense | $724,000 | 5,138 |
| Pre-tax net operating income | $897,000 | 5,614 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $392,000 | 4,227 |
| Income before extraordinary items | $505,000 | 6,404 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $505,000 | 6,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 9,826 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $505,000 | 6,378 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,963,000 | 5,705 |
| Total interest expense | $2,174,000 | 5,884 |
| Net interest income | $2,789,000 | 5,427 |
| Provision for loan and lease losses | $22,000 | 7,668 |
| Total noninterest income | $447,000 | 5,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,394 |
| Total noninterest expense | $2,161,000 | 5,289 |
| Salaries and employee benefits | $1,308,000 | 4,736 |
| Premises and equipment expense | $171,000 | 7,213 |
| Additional noninterest expense | $682,000 | 5,265 |
| Pre-tax net operating income | $1,053,000 | 5,265 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $379,000 | 4,559 |
| Income before extraordinary items | $674,000 | 5,715 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $674,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,791 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $674,000 | 5,613 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 6,088 |
| Total interest expense | $1,980,000 | 6,304 |
| Net interest income | $2,669,000 | 5,797 |
| Provision for loan and lease losses | $47,000 | 6,813 |
| Total noninterest income | $316,000 | 6,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,875 |
| Total noninterest expense | $1,893,000 | 5,863 |
| Salaries and employee benefits | $1,122,000 | 5,384 |
| Premises and equipment expense | $175,000 | 7,289 |
| Additional noninterest expense | $596,000 | 5,839 |
| Pre-tax net operating income | $1,045,000 | 5,701 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $410,000 | 4,808 |
| Income before extraordinary items | $635,000 | 6,190 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $635,000 | 6,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,792 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $635,000 | 6,139 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 6,794 |
| Total interest expense | $1,755,000 | 6,948 |
| Net interest income | $2,316,000 | 6,539 |
| Provision for loan and lease losses | $346,000 | 2,337 |
| Total noninterest income | $324,000 | 6,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,807 |
| Total noninterest expense | $1,804,000 | 6,374 |
| Salaries and employee benefits | $1,088,000 | 5,627 |
| Premises and equipment expense | $167,000 | 7,688 |
| Additional noninterest expense | $549,000 | 6,684 |
| Pre-tax net operating income | $490,000 | 8,002 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $206,000 | 7,049 |
| Income before extraordinary items | $284,000 | 8,557 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $284,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $284,000 | 8,491 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 7,166 |
| Total interest expense | $1,648,000 | 7,279 |
| Net interest income | $2,197,000 | 6,869 |
| Provision for loan and lease losses | $89,000 | 4,893 |
| Total noninterest income | $282,000 | 7,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,186 |
| Total noninterest expense | $1,707,000 | 6,719 |
| Salaries and employee benefits | $944,000 | 6,330 |
| Premises and equipment expense | $145,000 | 8,397 |
| Additional noninterest expense | $618,000 | 6,413 |
| Pre-tax net operating income | $683,000 | 7,408 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $272,000 | 6,339 |
| Income before extraordinary items | $411,000 | 7,957 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $411,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,914 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $411,000 | 7,926 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 7,797 |
| Total interest expense | $1,214,000 | 7,842 |
| Net interest income | $1,957,000 | 7,669 |
| Provision for loan and lease losses | $57,000 | 5,874 |
| Total noninterest income | $266,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,520 |
| Total noninterest expense | $1,497,000 | 7,610 |
| Salaries and employee benefits | $817,000 | 7,108 |
| Premises and equipment expense | $139,000 | 8,849 |
| Additional noninterest expense | $541,000 | 7,507 |
| Pre-tax net operating income | $669,000 | 7,600 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $254,000 | 6,467 |
| Income before extraordinary items | $415,000 | 8,058 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $415,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $415,000 | 8,092 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 8,424 |
| Total interest expense | $1,282,000 | 7,945 |
| Net interest income | $1,669,000 | 8,579 |
| Provision for loan and lease losses | $79,000 | 6,364 |
| Total noninterest income | $301,000 | 7,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,807 |
| Total noninterest expense | $1,372,000 | 8,271 |
| Salaries and employee benefits | $705,000 | 7,968 |
| Premises and equipment expense | $140,000 | 9,169 |
| Additional noninterest expense | $527,000 | 7,978 |
| Pre-tax net operating income | $519,000 | 8,540 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $211,000 | 7,412 |
| Income before extraordinary items | $308,000 | 9,383 |
| Extraordinary gains, net | $58,000 | 2,059 |
| Net income | $366,000 | 8,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $308,000 | 9,125 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 9,302 |
| Total interest expense | $1,457,000 | 8,654 |
| Net interest income | $1,355,000 | 9,777 |
| Provision for loan and lease losses | $62,000 | 8,472 |
| Total noninterest income | $173,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $1,140,000 | 9,324 |
| Salaries and employee benefits | $565,000 | 9,128 |
| Premises and equipment expense | $118,000 | 10,101 |
| Additional noninterest expense | $457,000 | 8,901 |
| Pre-tax net operating income | $326,000 | 9,898 |
| Securities gains (losses) | $-26,000 | 13,541 |
| Applicable income taxes | $146,000 | 8,720 |
| Income before extraordinary items | $154,000 | 11,216 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $154,000 | 11,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $170,640 | 10,660 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.