Home > The Martha's Vineyard Co-operative Bank of Tisbury > Assets and Liabilities
The Martha's Vineyard Co-operative Bank of Tisbury, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 38 | 4,157 |
| Assets and Liabilities | ||
| Total Assets: | $166,774,000 | 3,610 |
| Cash and due from depository institutions | $3,659,000 | 4,157 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $2,217,000 | 7,764 |
| Federal funds sold & reverse repurchase agreements | $2,805,000 | 3,626 |
| Net loans & leases | $149,986,000 | 2,853 |
| Loan loss allowance | $637,000 | 5,439 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,665,000 | 3,902 |
| Other real estate owned | $0 | 4,157 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,442,000 | 2,897 |
| Life insurance assets | $2,540,000 | 1,972 |
| Total liabilities and capital | $166,773,000 | 3,610 |
| Total liabilities | $153,974,000 | 3,500 |
| Total deposits | $128,757,000 | 3,731 |
| Interest-bearing deposits | $110,052,000 | 3,724 |
| Deposits held in domestic offices | $128,757,000 | 3,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $24,850,000 | 1,545 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $367,000 | 6,471 |
| Total equity capital | $12,799,000 | 4,648 |
| Total bank equity capital | $12,799,000 | 4,648 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $12,799,000 | 2,122 |
| Undivided profits | $0 | 7,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $719,000 | 5,266 |
| Earning assets | $155,008,000 | 3,557 |
| Long-term assets (5+ years) | $65,518,000 | 1,585 |
| Average Assets, year-to-date | $161,742,750 | 3,618 |
| Average Assets, quarterly | $164,648,000 | 3,604 |
| Volatile liabilities | $28,887,000 | 3,838 |
| Insider loans | $795,000 | 4,725 |
| FHLB advances | $24,850,000 | 1,462 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $22,231,000 | 3,211 |
| Tier 1 (core) risk-based capital | $12,799,000 | 4,560 |
| Tier 2 risk-based capital | $666,000 | 5,127 |
| Total risk weighted assets | $106,766,000 | 3,894 |
| Total unused commitments | $22,231,000 | 3,211 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $162,522,000 | 3,663 |
| Cash and due from depository institutions | $3,834,000 | 3,734 |
| Interest-bearing balances | $3,000 | 6,484 |
| Securities | $2,378,000 | 7,795 |
| Federal funds sold & reverse repurchase agreements | $1,015,000 | 5,034 |
| Net loans & leases | $147,189,000 | 2,882 |
| Loan loss allowance | $614,000 | 5,557 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,715,000 | 3,848 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,391,000 | 2,886 |
| Life insurance assets | $2,520,000 | 1,979 |
| Total liabilities and capital | $162,522,000 | 3,663 |
| Total liabilities | $150,047,000 | 3,564 |
| Total deposits | $122,873,000 | 3,868 |
| Interest-bearing deposits | $105,895,000 | 3,831 |
| Deposits held in domestic offices | $122,873,000 | 3,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $26,850,000 | 1,398 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $324,000 | 6,560 |
| Total equity capital | $12,475,000 | 4,686 |
| Total bank equity capital | $12,475,000 | 4,686 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $12,475,000 | 2,151 |
| Undivided profits | $0 | 7,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $696,000 | 5,149 |
| Earning assets | $150,585,000 | 3,630 |
| Long-term assets (5+ years) | $63,110,000 | 1,600 |
| Average Assets, year-to-date | $160,065,670 | 3,663 |
| Average Assets, quarterly | $161,231,000 | 3,670 |
| Volatile liabilities | $33,312,000 | 3,469 |
| Insider loans | $374,000 | 5,901 |
| FHLB advances | $26,850,000 | 1,314 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,725,000 | 2,914 |
| Tier 1 (core) risk-based capital | $12,475,000 | 4,632 |
| Tier 2 risk-based capital | $644,000 | 5,211 |
| Total risk weighted assets | $105,614,000 | 3,897 |
| Total unused commitments | $25,725,000 | 2,914 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 39 | 4,102 |
| Assets and Liabilities | ||
| Total Assets: | $159,940,000 | 3,712 |
| Cash and due from depository institutions | $4,502,000 | 4,102 |
| Interest-bearing balances | $1,000 | 6,602 |
| Securities | $2,535,000 | 7,793 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $144,936,000 | 2,902 |
| Loan loss allowance | $621,000 | 5,520 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,750,000 | 3,772 |
| Other real estate owned | $0 | 4,102 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,217,000 | 2,895 |
| Life insurance assets | $2,500,000 | 1,968 |
| Total liabilities and capital | $159,940,000 | 3,712 |
| Total liabilities | $147,591,000 | 3,614 |
| Total deposits | $120,172,000 | 3,930 |
| Interest-bearing deposits | $106,549,000 | 3,835 |
| Deposits held in domestic offices | $120,172,000 | 3,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $27,140,000 | 1,333 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $279,000 | 6,806 |
| Total equity capital | $12,349,000 | 4,709 |
| Total bank equity capital | $12,349,000 | 4,709 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $12,349,000 | 2,147 |
| Undivided profits | $0 | 7,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 6,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $664,000 | 5,150 |
| Earning assets | $147,472,000 | 3,709 |
| Long-term assets (5+ years) | $59,394,000 | 1,656 |
| Average Assets, year-to-date | $158,837,500 | 3,700 |
| Average Assets, quarterly | $158,837,500 | 3,700 |
| Volatile liabilities | $36,649,000 | 3,165 |
| Insider loans | $1,051,000 | 4,201 |
| FHLB advances | $27,140,000 | 1,263 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $23,186,000 | 3,081 |
| Tier 1 (core) risk-based capital | $12,349,000 | 4,635 |
| Tier 2 risk-based capital | $651,000 | 5,169 |
| Total risk weighted assets | $102,771,000 | 3,937 |
| Total unused commitments | $23,186,000 | 3,083 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 40 | 4,025 |
| Assets and Liabilities | ||
| Total Assets: | $157,735,000 | 3,735 |
| Cash and due from depository institutions | $3,163,000 | 4,025 |
| Interest-bearing balances | $6,000 | 6,388 |
| Securities | $2,679,000 | 7,808 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $144,205,000 | 2,883 |
| Loan loss allowance | $601,000 | 5,586 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,800,000 | 3,684 |
| Other real estate owned | $0 | 4,025 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,888,000 | 3,056 |
| Life insurance assets | $2,420,000 | 1,971 |
| Total liabilities and capital | $157,735,000 | 3,735 |
| Total liabilities | $145,632,000 | 3,648 |
| Total deposits | $119,660,000 | 3,907 |
| Interest-bearing deposits | $105,024,000 | 3,805 |
| Deposits held in domestic offices | $119,660,000 | 3,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,677,000 | 1,447 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $295,000 | 6,668 |
| Total equity capital | $12,103,000 | 4,740 |
| Total bank equity capital | $12,103,000 | 4,740 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $12,103,000 | 2,128 |
| Undivided profits | $0 | 7,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 6,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $647,000 | 5,395 |
| Earning assets | $146,890,000 | 3,674 |
| Long-term assets (5+ years) | $58,009,000 | 1,668 |
| Average Assets, year-to-date | $153,703,000 | 3,672 |
| Average Assets, quarterly | $156,492,500 | 3,719 |
| Volatile liabilities | $42,791,000 | 2,970 |
| Insider loans | $1,021,000 | 4,222 |
| FHLB advances | $25,677,000 | 1,362 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $13,600,000 | 4,100 |
| Tier 1 (core) risk-based capital | $12,103,000 | 4,671 |
| Tier 2 risk-based capital | $631,000 | 5,247 |
| Total risk weighted assets | $101,395,000 | 3,951 |
| Total unused commitments | $13,600,000 | 4,100 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $155,250,000 | 3,744 |
| Cash and due from depository institutions | $4,071,000 | 3,935 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $2,819,000 | 7,849 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $140,716,000 | 2,924 |
| Loan loss allowance | $589,000 | 5,640 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,831,000 | 3,636 |
| Other real estate owned | $0 | 3,935 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,813,000 | 3,103 |
| Life insurance assets | $2,400,000 | 1,944 |
| Total liabilities and capital | $155,250,000 | 3,744 |
| Total liabilities | $143,409,000 | 3,649 |
| Total deposits | $127,125,000 | 3,714 |
| Interest-bearing deposits | $110,250,000 | 3,649 |
| Deposits held in domestic offices | $127,125,000 | 3,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $16,059,000 | 2,017 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $225,000 | 7,231 |
| Total equity capital | $11,841,000 | 4,785 |
| Total bank equity capital | $11,841,000 | 4,785 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $11,841,000 | 2,131 |
| Undivided profits | $0 | 7,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $626,000 | 5,529 |
| Earning assets | $143,535,000 | 3,722 |
| Long-term assets (5+ years) | $53,563,000 | 1,752 |
| Average Assets, year-to-date | $152,695,000 | 3,700 |
| Average Assets, quarterly | $157,511,500 | 3,665 |
| Volatile liabilities | $33,123,000 | 3,520 |
| Insider loans | $599,000 | 5,194 |
| FHLB advances | $16,059,000 | 1,912 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $13,773,000 | 4,076 |
| Tier 1 (core) risk-based capital | $11,841,000 | 4,713 |
| Tier 2 risk-based capital | $619,000 | 5,304 |
| Total risk weighted assets | $99,747,000 | 3,962 |
| Total unused commitments | $13,773,000 | 4,076 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 41 | 3,965 |
| Assets and Liabilities | ||
| Total Assets: | $159,773,000 | 3,613 |
| Cash and due from depository institutions | $4,458,000 | 3,965 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $2,980,000 | 7,866 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 3,203 |
| Net loans & leases | $141,786,000 | 2,879 |
| Loan loss allowance | $566,000 | 5,748 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,874,000 | 3,583 |
| Other real estate owned | $0 | 3,965 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,950,000 | 3,004 |
| Life insurance assets | $2,380,000 | 1,919 |
| Total liabilities and capital | $159,773,000 | 3,613 |
| Total liabilities | $148,231,000 | 3,508 |
| Total deposits | $120,625,000 | 3,816 |
| Interest-bearing deposits | $104,398,000 | 3,745 |
| Deposits held in domestic offices | $120,625,000 | 3,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $27,396,000 | 1,456 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $210,000 | 7,154 |
| Total equity capital | $11,542,000 | 4,745 |
| Total bank equity capital | $11,542,000 | 4,745 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $11,542,000 | 2,126 |
| Undivided profits | $0 | 7,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $633,000 | 5,143 |
| Earning assets | $147,491,000 | 3,579 |
| Long-term assets (5+ years) | $50,355,000 | 1,805 |
| Average Assets, year-to-date | $151,843,330 | 3,714 |
| Average Assets, quarterly | $155,740,000 | 3,665 |
| Volatile liabilities | $46,368,000 | 2,729 |
| Insider loans | $623,000 | 5,106 |
| FHLB advances | $27,396,000 | 1,361 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $13,165,000 | 4,215 |
| Tier 1 (core) risk-based capital | $11,542,000 | 4,732 |
| Tier 2 risk-based capital | $595,000 | 5,387 |
| Total risk weighted assets | $102,707,000 | 3,844 |
| Total unused commitments | $13,165,000 | 4,215 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 39 | 4,111 |
| Assets and Liabilities | ||
| Total Assets: | $151,707,000 | 3,742 |
| Cash and due from depository institutions | $3,815,000 | 4,111 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $3,151,000 | 7,880 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $137,197,000 | 2,915 |
| Loan loss allowance | $545,000 | 5,849 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,923,000 | 3,495 |
| Other real estate owned | $0 | 4,111 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,621,000 | 3,082 |
| Life insurance assets | $2,359,000 | 1,888 |
| Total liabilities and capital | $151,707,000 | 3,742 |
| Total liabilities | $140,339,000 | 3,635 |
| Total deposits | $119,995,000 | 3,821 |
| Interest-bearing deposits | $105,716,000 | 3,710 |
| Deposits held in domestic offices | $119,995,000 | 3,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,044,000 | 1,721 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $300,000 | 6,379 |
| Total equity capital | $11,368,000 | 4,758 |
| Total bank equity capital | $11,368,000 | 4,758 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $11,368,000 | 2,086 |
| Undivided profits | $0 | 7,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $571,000 | 5,277 |
| Earning assets | $140,348,000 | 3,711 |
| Long-term assets (5+ years) | $49,061,000 | 1,809 |
| Average Assets, year-to-date | $147,878,500 | 3,791 |
| Average Assets, quarterly | $147,878,500 | 3,791 |
| Volatile liabilities | $34,515,000 | 3,233 |
| Insider loans | $631,000 | 5,024 |
| FHLB advances | $20,044,000 | 1,631 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $14,107,000 | 4,072 |
| Tier 1 (core) risk-based capital | $11,368,000 | 4,720 |
| Tier 2 risk-based capital | $575,000 | 5,437 |
| Total risk weighted assets | $99,218,000 | 3,882 |
| Total unused commitments | $14,107,000 | 4,072 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 39 | 4,106 |
| Assets and Liabilities | ||
| Total Assets: | $144,050,000 | 3,870 |
| Cash and due from depository institutions | $3,464,000 | 4,106 |
| Interest-bearing balances | $1,000 | 6,749 |
| Securities | $3,302,000 | 7,878 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $131,775,000 | 2,992 |
| Loan loss allowance | $544,000 | 5,821 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,965,000 | 3,445 |
| Other real estate owned | $0 | 4,106 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,544,000 | 4,486 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $144,050,000 | 3,870 |
| Total liabilities | $132,991,000 | 3,778 |
| Total deposits | $118,102,000 | 3,842 |
| Interest-bearing deposits | $101,857,000 | 3,757 |
| Deposits held in domestic offices | $118,102,000 | 3,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,605,000 | 2,138 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $284,000 | 6,456 |
| Total equity capital | $11,059,000 | 4,822 |
| Total bank equity capital | $11,059,000 | 4,822 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $11,059,000 | 2,096 |
| Undivided profits | $0 | 8,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 4,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $514,000 | 5,683 |
| Earning assets | $135,078,000 | 3,786 |
| Long-term assets (5+ years) | $51,032,000 | 1,746 |
| Average Assets, year-to-date | $137,068,200 | 3,868 |
| Average Assets, quarterly | $143,290,500 | 3,841 |
| Volatile liabilities | $25,302,000 | 3,857 |
| Insider loans | $655,000 | 4,946 |
| FHLB advances | $14,605,000 | 2,019 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $15,288,000 | 3,839 |
| Tier 1 (core) risk-based capital | $11,059,000 | 4,778 |
| Tier 2 risk-based capital | $575,000 | 5,423 |
| Total risk weighted assets | $92,720,000 | 4,060 |
| Total unused commitments | $15,288,000 | 3,840 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 40 | 4,010 |
| Assets and Liabilities | ||
| Total Assets: | $142,531,000 | 3,845 |
| Cash and due from depository institutions | $4,687,000 | 4,010 |
| Interest-bearing balances | $5,000 | 6,619 |
| Securities | $3,494,000 | 7,852 |
| Federal funds sold & reverse repurchase agreements | $2,095,000 | 3,678 |
| Net loans & leases | $126,738,000 | 3,052 |
| Loan loss allowance | $540,000 | 5,853 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,014,000 | 3,376 |
| Other real estate owned | $0 | 4,010 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,503,000 | 4,481 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $142,531,000 | 3,845 |
| Total liabilities | $131,761,000 | 3,753 |
| Total deposits | $121,122,000 | 3,695 |
| Interest-bearing deposits | $103,603,000 | 3,646 |
| Deposits held in domestic offices | $121,122,000 | 3,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,350,000 | 2,637 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $289,000 | 6,542 |
| Total equity capital | $10,770,000 | 4,898 |
| Total bank equity capital | $10,770,000 | 4,898 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $10,770,000 | 2,081 |
| Undivided profits | $0 | 8,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 6,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $539,000 | 5,486 |
| Earning assets | $132,332,000 | 3,796 |
| Long-term assets (5+ years) | $47,123,000 | 1,841 |
| Average Assets, year-to-date | $135,322,750 | 3,894 |
| Average Assets, quarterly | $140,157,500 | 3,851 |
| Volatile liabilities | $20,220,000 | 4,389 |
| Insider loans | $789,000 | 4,630 |
| FHLB advances | $10,350,000 | 2,491 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $13,321,000 | 4,046 |
| Tier 1 (core) risk-based capital | $10,770,000 | 4,823 |
| Tier 2 risk-based capital | $565,000 | 5,451 |
| Total risk weighted assets | $88,690,000 | 4,136 |
| Total unused commitments | $13,321,000 | 4,049 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $137,784,000 | 3,886 |
| Cash and due from depository institutions | $4,030,000 | 3,935 |
| Interest-bearing balances | $21,000 | 6,174 |
| Securities | $3,720,000 | 7,838 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $124,470,000 | 3,019 |
| Loan loss allowance | $521,000 | 5,925 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,056,000 | 3,276 |
| Other real estate owned | $0 | 3,935 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,508,000 | 4,331 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $137,784,000 | 3,886 |
| Total liabilities | $127,307,000 | 3,780 |
| Total deposits | $109,810,000 | 3,944 |
| Interest-bearing deposits | $94,795,000 | 3,863 |
| Deposits held in domestic offices | $109,810,000 | 3,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,294,000 | 1,929 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $203,000 | 7,012 |
| Total equity capital | $10,477,000 | 4,938 |
| Total bank equity capital | $10,477,000 | 4,938 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $10,477,000 | 2,061 |
| Undivided profits | $0 | 8,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $517,000 | 5,347 |
| Earning assets | $128,211,000 | 3,822 |
| Long-term assets (5+ years) | $45,042,000 | 1,940 |
| Average Assets, year-to-date | $132,920,000 | 3,929 |
| Average Assets, quarterly | $134,954,000 | 3,913 |
| Volatile liabilities | $24,834,000 | 3,747 |
| Insider loans | $811,000 | 4,552 |
| FHLB advances | $17,294,000 | 1,825 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $12,161,000 | 4,211 |
| Tier 1 (core) risk-based capital | $10,477,000 | 4,824 |
| Tier 2 risk-based capital | $543,000 | 5,523 |
| Total risk weighted assets | $88,397,000 | 4,073 |
| Total unused commitments | $12,161,000 | 4,211 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 40 | 3,989 |
| Assets and Liabilities | ||
| Total Assets: | $132,124,000 | 4,003 |
| Cash and due from depository institutions | $3,878,000 | 3,989 |
| Interest-bearing balances | $236,000 | 4,190 |
| Securities | $3,924,000 | 7,873 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $119,174,000 | 3,076 |
| Loan loss allowance | $499,000 | 6,064 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,923,000 | 3,363 |
| Other real estate owned | $0 | 3,989 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,225,000 | 4,593 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $132,124,000 | 4,003 |
| Total liabilities | $121,769,000 | 3,914 |
| Total deposits | $101,724,000 | 4,189 |
| Interest-bearing deposits | $88,977,000 | 4,080 |
| Deposits held in domestic offices | $101,724,000 | 4,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,850,000 | 1,727 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $195,000 | 6,952 |
| Total equity capital | $10,355,000 | 4,882 |
| Total bank equity capital | $10,355,000 | 4,882 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $10,355,000 | 2,033 |
| Undivided profits | $0 | 8,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $189,000 | 5,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $439,000 | 5,771 |
| Earning assets | $123,334,000 | 3,930 |
| Long-term assets (5+ years) | $44,390,000 | 1,996 |
| Average Assets, year-to-date | $130,488,000 | 4,008 |
| Average Assets, quarterly | $130,488,000 | 4,008 |
| Volatile liabilities | $24,114,000 | 3,725 |
| Insider loans | $557,000 | 5,225 |
| FHLB advances | $19,850,000 | 1,637 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $12,869,000 | 4,060 |
| Tier 1 (core) risk-based capital | $10,355,000 | 4,804 |
| Tier 2 risk-based capital | $521,000 | 5,646 |
| Total risk weighted assets | $79,024,000 | 4,361 |
| Total unused commitments | $12,869,000 | 4,060 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 38 | 4,179 |
| Assets and Liabilities | ||
| Total Assets: | $128,852,000 | 4,067 |
| Cash and due from depository institutions | $3,247,000 | 4,179 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $4,092,000 | 7,876 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $116,598,000 | 3,115 |
| Loan loss allowance | $481,000 | 6,147 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,898,000 | 3,369 |
| Other real estate owned | $0 | 4,179 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,017,000 | 4,829 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $128,852,000 | 4,067 |
| Total liabilities | $118,793,000 | 3,967 |
| Total deposits | $100,868,000 | 4,191 |
| Interest-bearing deposits | $87,785,000 | 4,098 |
| Deposits held in domestic offices | $100,868,000 | 4,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,578,000 | 1,871 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $347,000 | 5,630 |
| Total equity capital | $10,059,000 | 4,985 |
| Total bank equity capital | $10,059,000 | 4,985 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $10,059,000 | 2,041 |
| Undivided profits | $0 | 8,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 5,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $377,000 | 6,244 |
| Earning assets | $120,690,000 | 4,001 |
| Long-term assets (5+ years) | $42,428,000 | 2,089 |
| Average Assets, year-to-date | $122,519,600 | 4,098 |
| Average Assets, quarterly | $128,572,000 | 4,040 |
| Volatile liabilities | $22,884,000 | 3,794 |
| Insider loans | $569,000 | 5,237 |
| FHLB advances | $17,578,000 | 1,765 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,865,000 | 4,094 |
| Tier 1 (core) risk-based capital | $10,059,000 | 4,846 |
| Tier 2 risk-based capital | $503,000 | 5,728 |
| Total risk weighted assets | $77,692,000 | 4,395 |
| Total unused commitments | $11,865,000 | 4,094 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 35 | 4,426 |
| Assets and Liabilities | ||
| Total Assets: | $128,292,000 | 4,049 |
| Cash and due from depository institutions | $4,360,000 | 4,426 |
| Interest-bearing balances | $19,000 | 6,324 |
| Securities | $3,251,000 | 8,109 |
| Federal funds sold & reverse repurchase agreements | $3,070,000 | 2,927 |
| Net loans & leases | $112,694,000 | 3,169 |
| Loan loss allowance | $463,000 | 6,295 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,922,000 | 3,294 |
| Other real estate owned | $0 | 4,426 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,995,000 | 4,847 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $128,292,000 | 4,049 |
| Total liabilities | $118,525,000 | 3,952 |
| Total deposits | $105,376,000 | 4,008 |
| Interest-bearing deposits | $90,626,000 | 3,958 |
| Deposits held in domestic offices | $105,376,000 | 4,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $12,853,000 | 2,252 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $296,000 | 6,237 |
| Total equity capital | $9,767,000 | 5,060 |
| Total bank equity capital | $9,767,000 | 5,060 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $9,767,000 | 2,069 |
| Undivided profits | $0 | 8,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 5,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $417,000 | 6,078 |
| Earning assets | $119,034,000 | 4,012 |
| Long-term assets (5+ years) | $42,482,000 | 2,123 |
| Average Assets, year-to-date | $120,936,500 | 4,132 |
| Average Assets, quarterly | $126,160,500 | 4,063 |
| Volatile liabilities | $16,176,000 | 4,614 |
| Insider loans | $576,000 | 5,178 |
| FHLB advances | $12,853,000 | 2,125 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $12,090,000 | 4,018 |
| Tier 1 (core) risk-based capital | $9,767,000 | 4,932 |
| Tier 2 risk-based capital | $486,000 | 5,823 |
| Total risk weighted assets | $74,437,000 | 4,484 |
| Total unused commitments | $12,090,000 | 4,019 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 38 | 4,186 |
| Assets and Liabilities | ||
| Total Assets: | $124,029,000 | 4,124 |
| Cash and due from depository institutions | $5,934,000 | 4,186 |
| Interest-bearing balances | $6,000 | 6,688 |
| Securities | $3,422,000 | 8,138 |
| Federal funds sold & reverse repurchase agreements | $1,120,000 | 4,291 |
| Net loans & leases | $108,668,000 | 3,212 |
| Loan loss allowance | $445,000 | 6,403 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,899,000 | 3,286 |
| Other real estate owned | $0 | 4,186 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,986,000 | 4,834 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $124,029,000 | 4,124 |
| Total liabilities | $114,563,000 | 4,044 |
| Total deposits | $99,518,000 | 4,166 |
| Interest-bearing deposits | $86,085,000 | 4,107 |
| Deposits held in domestic offices | $99,518,000 | 4,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,850,000 | 2,065 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $195,000 | 6,863 |
| Total equity capital | $9,466,000 | 5,045 |
| Total bank equity capital | $9,466,000 | 5,045 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $9,466,000 | 2,099 |
| Undivided profits | $0 | 8,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $380,000 | 6,184 |
| Earning assets | $113,216,000 | 4,145 |
| Long-term assets (5+ years) | $42,648,000 | 2,162 |
| Average Assets, year-to-date | $118,484,670 | 4,228 |
| Average Assets, quarterly | $120,822,000 | 4,186 |
| Volatile liabilities | $16,072,000 | 4,569 |
| Insider loans | $510,000 | 5,406 |
| FHLB advances | $14,850,000 | 1,940 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,339,000 | 3,990 |
| Tier 1 (core) risk-based capital | $9,466,000 | 4,978 |
| Tier 2 risk-based capital | $467,000 | 5,918 |
| Total risk weighted assets | $71,581,000 | 4,566 |
| Total unused commitments | $12,339,000 | 3,990 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $117,615,000 | 4,289 |
| Cash and due from depository institutions | $2,685,000 | 4,371 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $3,653,000 | 8,075 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $106,326,000 | 3,202 |
| Loan loss allowance | $435,000 | 6,450 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,936,000 | 3,211 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,015,000 | 4,630 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $117,615,000 | 4,289 |
| Total liabilities | $108,278,000 | 4,195 |
| Total deposits | $88,544,000 | 4,564 |
| Interest-bearing deposits | $78,154,000 | 4,448 |
| Deposits held in domestic offices | $88,544,000 | 4,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $19,572,000 | 1,651 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $162,000 | 7,427 |
| Total equity capital | $9,337,000 | 5,168 |
| Total bank equity capital | $9,337,000 | 5,168 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $9,337,000 | 2,090 |
| Undivided profits | $0 | 8,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 6,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $403,000 | 5,932 |
| Earning assets | $109,981,000 | 4,234 |
| Long-term assets (5+ years) | $42,649,000 | 2,134 |
| Average Assets, year-to-date | $115,712,500 | 4,313 |
| Average Assets, quarterly | $115,712,500 | 4,313 |
| Volatile liabilities | $19,712,000 | 3,956 |
| Insider loans | $596,000 | 5,120 |
| FHLB advances | $19,572,000 | 1,551 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,866,000 | 4,217 |
| Tier 1 (core) risk-based capital | $9,337,000 | 4,980 |
| Tier 2 risk-based capital | $457,000 | 5,959 |
| Total risk weighted assets | $70,868,000 | 4,541 |
| Total unused commitments | $10,866,000 | 4,223 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $113,810,000 | 4,380 |
| Cash and due from depository institutions | $4,718,000 | 4,384 |
| Interest-bearing balances | $362,000 | 3,994 |
| Securities | $3,826,000 | 8,115 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $100,595,000 | 3,335 |
| Loan loss allowance | $420,000 | 6,560 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,954,000 | 3,190 |
| Other real estate owned | $0 | 4,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,717,000 | 5,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,810,000 | 4,380 |
| Total liabilities | $104,752,000 | 4,279 |
| Total deposits | $92,261,000 | 4,406 |
| Interest-bearing deposits | $81,062,000 | 4,286 |
| Deposits held in domestic offices | $92,261,000 | 4,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,350,000 | 2,173 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $141,000 | 7,637 |
| Total equity capital | $9,058,000 | 5,202 |
| Total bank equity capital | $9,058,000 | 5,202 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $9,058,000 | 2,116 |
| Undivided profits | $0 | 8,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 6,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $348,000 | 6,545 |
| Earning assets | $104,783,000 | 4,363 |
| Long-term assets (5+ years) | $42,709,000 | 2,160 |
| Average Assets, year-to-date | $110,075,200 | 4,367 |
| Average Assets, quarterly | $114,591,500 | 4,331 |
| Volatile liabilities | $12,722,000 | 5,065 |
| Insider loans | $608,000 | 5,071 |
| FHLB advances | $12,350,000 | 2,056 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,569,000 | 4,154 |
| Tier 1 (core) risk-based capital | $9,058,000 | 5,036 |
| Tier 2 risk-based capital | $442,000 | 6,061 |
| Total risk weighted assets | $66,786,000 | 4,728 |
| Total unused commitments | $10,569,000 | 4,157 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 38 | 4,255 |
| Assets and Liabilities | ||
| Total Assets: | $115,373,000 | 4,317 |
| Cash and due from depository institutions | $6,950,000 | 4,255 |
| Interest-bearing balances | $5,000 | 6,823 |
| Securities | $3,990,000 | 8,044 |
| Federal funds sold & reverse repurchase agreements | $3,995,000 | 3,071 |
| Net loans & leases | $95,757,000 | 3,438 |
| Loan loss allowance | $412,000 | 6,643 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,982,000 | 3,138 |
| Other real estate owned | $0 | 4,255 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,699,000 | 5,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,373,000 | 4,317 |
| Total liabilities | $106,568,000 | 4,207 |
| Total deposits | $96,006,000 | 4,249 |
| Interest-bearing deposits | $83,506,000 | 4,188 |
| Deposits held in domestic offices | $96,006,000 | 4,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,350,000 | 2,315 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $212,000 | 7,208 |
| Total equity capital | $8,805,000 | 5,291 |
| Total bank equity capital | $8,805,000 | 5,291 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $8,805,000 | 2,144 |
| Undivided profits | $0 | 8,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $384,000 | 6,404 |
| Earning assets | $103,747,000 | 4,388 |
| Long-term assets (5+ years) | $43,063,000 | 2,113 |
| Average Assets, year-to-date | $109,141,500 | 4,407 |
| Average Assets, quarterly | $111,323,000 | 4,421 |
| Volatile liabilities | $10,146,000 | 5,683 |
| Insider loans | $619,000 | 5,042 |
| FHLB advances | $10,350,000 | 2,178 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,310,000 | 4,431 |
| Tier 1 (core) risk-based capital | $8,805,000 | 5,136 |
| Tier 2 risk-based capital | $434,000 | 6,122 |
| Total risk weighted assets | $64,006,000 | 4,837 |
| Total unused commitments | $9,310,000 | 4,436 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 36 | 4,424 |
| Assets and Liabilities | ||
| Total Assets: | $107,273,000 | 4,537 |
| Cash and due from depository institutions | $3,092,000 | 4,424 |
| Interest-bearing balances | $4,000 | 6,893 |
| Securities | $2,072,000 | 8,560 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 5,952 |
| Net loans & leases | $96,690,000 | 3,405 |
| Loan loss allowance | $397,000 | 6,744 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,887,000 | 3,188 |
| Other real estate owned | $0 | 4,424 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,682,000 | 5,020 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,273,000 | 4,537 |
| Total liabilities | $98,718,000 | 4,441 |
| Total deposits | $88,156,000 | 4,542 |
| Interest-bearing deposits | $77,413,000 | 4,442 |
| Deposits held in domestic offices | $88,156,000 | 4,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,350,000 | 2,295 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $212,000 | 7,263 |
| Total equity capital | $8,555,000 | 5,377 |
| Total bank equity capital | $8,555,000 | 5,377 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $8,555,000 | 2,159 |
| Undivided profits | $0 | 8,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $380,000 | 6,293 |
| Earning assets | $99,616,000 | 4,486 |
| Long-term assets (5+ years) | $40,133,000 | 2,107 |
| Average Assets, year-to-date | $107,064,330 | 4,462 |
| Average Assets, quarterly | $106,998,000 | 4,512 |
| Volatile liabilities | $10,571,000 | 5,558 |
| Insider loans | $534,000 | 5,325 |
| FHLB advances | $10,350,000 | 2,144 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,833,000 | 4,762 |
| Tier 1 (core) risk-based capital | $8,555,000 | 5,166 |
| Tier 2 risk-based capital | $419,000 | 6,218 |
| Total risk weighted assets | $62,141,000 | 4,901 |
| Total unused commitments | $7,833,000 | 4,774 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 34 | 4,607 |
| Assets and Liabilities | ||
| Total Assets: | $106,723,000 | 4,498 |
| Cash and due from depository institutions | $3,450,000 | 4,607 |
| Interest-bearing balances | $2,000 | 6,907 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $4,045,000 | 3,712 |
| Net loans & leases | $94,955,000 | 3,408 |
| Loan loss allowance | $391,000 | 6,752 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,636,000 | 3,403 |
| Other real estate owned | $0 | 4,607 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,637,000 | 5,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,723,000 | 4,498 |
| Total liabilities | $98,268,000 | 4,408 |
| Total deposits | $87,617,000 | 4,523 |
| Interest-bearing deposits | $77,402,000 | 4,417 |
| Deposits held in domestic offices | $87,617,000 | 4,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,468,000 | 2,211 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $183,000 | 7,612 |
| Total equity capital | $8,455,000 | 5,347 |
| Total bank equity capital | $8,455,000 | 5,347 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $8,455,000 | 2,148 |
| Undivided profits | $0 | 8,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $371,000 | 6,415 |
| Earning assets | $99,002,000 | 4,468 |
| Long-term assets (5+ years) | $36,880,000 | 2,201 |
| Average Assets, year-to-date | $106,960,000 | 4,455 |
| Average Assets, quarterly | $106,960,000 | 4,455 |
| Volatile liabilities | $11,655,000 | 5,253 |
| Insider loans | $542,000 | 5,257 |
| FHLB advances | $10,468,000 | 2,083 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,450,000 | 4,813 |
| Tier 1 (core) risk-based capital | $8,455,000 | 5,151 |
| Tier 2 risk-based capital | $413,000 | 6,227 |
| Total risk weighted assets | $59,954,000 | 4,957 |
| Total unused commitments | $7,450,000 | 4,826 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $107,197,000 | 4,445 |
| Cash and due from depository institutions | $4,590,000 | 4,795 |
| Interest-bearing balances | $3,000 | 6,870 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $3,320,000 | 3,720 |
| Net loans & leases | $95,227,000 | 3,373 |
| Loan loss allowance | $392,000 | 6,696 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,448,000 | 3,579 |
| Other real estate owned | $0 | 4,795 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,612,000 | 5,125 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,197,000 | 4,445 |
| Total liabilities | $98,997,000 | 4,356 |
| Total deposits | $88,351,000 | 4,454 |
| Interest-bearing deposits | $79,042,000 | 4,304 |
| Deposits held in domestic offices | $88,351,000 | 4,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,469,000 | 2,236 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $177,000 | 7,777 |
| Total equity capital | $8,200,000 | 5,408 |
| Total bank equity capital | $8,200,000 | 5,408 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $8,200,000 | 2,160 |
| Undivided profits | $0 | 8,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 7,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $375,000 | 6,567 |
| Earning assets | $98,550,000 | 4,433 |
| Long-term assets (5+ years) | $36,796,000 | 2,169 |
| Average Assets, year-to-date | $102,357,600 | 4,427 |
| Average Assets, quarterly | $106,455,000 | 4,417 |
| Volatile liabilities | $16,656,000 | 4,219 |
| Insider loans | $509,000 | 5,405 |
| FHLB advances | $10,469,000 | 2,083 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,580,000 | 4,417 |
| Tier 1 (core) risk-based capital | $8,200,000 | 5,208 |
| Tier 2 risk-based capital | $414,000 | 6,182 |
| Total risk weighted assets | $60,172,000 | 4,914 |
| Total unused commitments | $8,580,000 | 4,420 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 30 | 5,012 |
| Assets and Liabilities | ||
| Total Assets: | $94,823,000 | 4,746 |
| Cash and due from depository institutions | $2,345,000 | 5,012 |
| Interest-bearing balances | $3,000 | 6,872 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $5,385,000 | 2,606 |
| Net loans & leases | $83,107,000 | 3,655 |
| Loan loss allowance | $330,000 | 7,107 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,415,000 | 3,555 |
| Other real estate owned | $0 | 5,012 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,571,000 | 5,226 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,823,000 | 4,746 |
| Total liabilities | $87,562,000 | 4,630 |
| Total deposits | $80,928,000 | 4,633 |
| Interest-bearing deposits | $72,178,000 | 4,487 |
| Deposits held in domestic offices | $80,928,000 | 4,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,350,000 | 2,716 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $284,000 | 7,056 |
| Total equity capital | $7,261,000 | 5,694 |
| Total bank equity capital | $7,261,000 | 5,694 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $7,261,000 | 2,285 |
| Undivided profits | $0 | 8,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $346,000 | 7,133 |
| Earning assets | $88,495,000 | 4,654 |
| Long-term assets (5+ years) | $27,965,000 | 2,633 |
| Average Assets, year-to-date | $88,993,000 | 4,778 |
| Average Assets, quarterly | $92,218,500 | 4,784 |
| Volatile liabilities | $10,647,000 | 5,442 |
| Insider loans | $449,000 | 5,653 |
| FHLB advances | $6,350,000 | 2,549 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,875,000 | 5,583 |
| Tier 1 (core) risk-based capital | $7,261,000 | 5,543 |
| Tier 2 risk-based capital | $351,000 | 6,652 |
| Total risk weighted assets | $51,072,000 | 5,353 |
| Total unused commitments | $4,875,000 | 5,588 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $86,941,000 | 4,930 |
| Cash and due from depository institutions | $3,867,000 | 5,222 |
| Interest-bearing balances | $1,000 | 6,769 |
| Securities | $2,766,000 | 9,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $77,081,000 | 3,804 |
| Loan loss allowance | $313,000 | 7,186 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,519,000 | 3,382 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $708,000 | 7,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,941,000 | 4,930 |
| Total liabilities | $80,505,000 | 4,805 |
| Total deposits | $72,552,000 | 4,879 |
| Interest-bearing deposits | $63,571,000 | 4,820 |
| Deposits held in domestic offices | $72,552,000 | 4,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,384,000 | 2,405 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $569,000 | 5,348 |
| Total equity capital | $6,436,000 | 6,084 |
| Total bank equity capital | $6,436,000 | 6,084 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $6,436,000 | 2,450 |
| Undivided profits | $0 | 8,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $398,000 | 5,932 |
| Earning assets | $79,848,000 | 4,912 |
| Long-term assets (5+ years) | $18,475,000 | 3,317 |
| Average Assets, year-to-date | $81,926,600 | 4,961 |
| Average Assets, quarterly | $85,840,000 | 4,918 |
| Volatile liabilities | $17,685,000 | 3,971 |
| Insider loans | $174,000 | 7,316 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,618,000 | 4,708 |
| Tier 1 (core) risk-based capital | $6,436,000 | 5,972 |
| Tier 2 risk-based capital | $313,000 | 6,892 |
| Total risk weighted assets | $47,280,100 | 5,509 |
| Total unused commitments | $6,618,000 | 4,710 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $76,444,000 | 5,378 |
| Cash and due from depository institutions | $3,546,000 | 5,233 |
| Interest-bearing balances | $40,000 | 5,611 |
| Securities | $2,688,000 | 9,421 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $67,184,000 | 4,116 |
| Loan loss allowance | $302,000 | 7,361 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,512,000 | 3,353 |
| Other real estate owned | $0 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $514,000 | 8,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,444,000 | 5,378 |
| Total liabilities | $70,734,000 | 5,283 |
| Total deposits | $70,047,000 | 5,034 |
| Interest-bearing deposits | $62,671,000 | 4,880 |
| Deposits held in domestic offices | $70,047,000 | 5,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $424,000 | 5,085 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $263,000 | 7,340 |
| Total equity capital | $5,710,000 | 6,444 |
| Total bank equity capital | $5,710,000 | 6,444 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $5,710,000 | 2,681 |
| Undivided profits | $0 | 9,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $295,000 | 6,525 |
| Earning assets | $69,912,000 | 5,361 |
| Long-term assets (5+ years) | $15,541,000 | 3,874 |
| Average Assets, year-to-date | $71,853,800 | 5,456 |
| Average Assets, quarterly | $76,014,000 | 5,349 |
| Volatile liabilities | $6,679,000 | 6,570 |
| Insider loans | $350,000 | 6,175 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,481,000 | 4,137 |
| Tier 1 (core) risk-based capital | $5,710,000 | 6,465 |
| Tier 2 risk-based capital | $302,000 | 7,007 |
| Total risk weighted assets | $41,403,000 | 5,856 |
| Total unused commitments | $8,481,000 | 4,139 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $67,857,000 | 5,839 |
| Cash and due from depository institutions | $1,814,000 | 5,562 |
| Interest-bearing balances | $14,000 | 6,181 |
| Securities | $2,877,000 | 9,537 |
| Federal funds sold & reverse repurchase agreements | $1,170,000 | 6,817 |
| Net loans & leases | $59,064,000 | 4,345 |
| Loan loss allowance | $311,000 | 7,285 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,422,000 | 3,317 |
| Other real estate owned | $0 | 5,562 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $510,000 | 8,102 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,857,000 | 5,839 |
| Total liabilities | $62,652,000 | 5,701 |
| Total deposits | $62,009,000 | 5,514 |
| Interest-bearing deposits | $56,110,000 | 5,292 |
| Deposits held in domestic offices | $62,009,000 | 5,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $350,000 | 4,364 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $293,000 | 7,537 |
| Total equity capital | $5,205,000 | 6,936 |
| Total bank equity capital | $5,205,000 | 6,936 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $5,205,000 | 2,723 |
| Undivided profits | $0 | 9,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $470,000 | 4,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $313,000 | 6,411 |
| Earning assets | $63,125,000 | 5,779 |
| Long-term assets (5+ years) | $6,012,000 | 5,844 |
| Average Assets, year-to-date | $67,126,000 | 5,666 |
| Average Assets, quarterly | $69,806,000 | 5,645 |
| Volatile liabilities | $6,089,000 | 6,455 |
| Insider loans | $428,000 | 5,681 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,500,000 | 4,686 |
| Tier 1 (core) risk-based capital | $5,205,000 | 6,760 |
| Tier 2 risk-based capital | $311,000 | 6,877 |
| Total risk weighted assets | $37,678,200 | 6,106 |
| Total unused commitments | $6,500,000 | 4,692 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $65,191,000 | 6,014 |
| Cash and due from depository institutions | $3,698,000 | 6,227 |
| Interest-bearing balances | $809,000 | 2,678 |
| Securities | $2,918,000 | 10,008 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $56,583,000 | 4,519 |
| Loan loss allowance | $284,000 | 7,738 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,538,000 | 4,643 |
| Other real estate owned | $0 | 6,227 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $454,000 | 8,723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,191,000 | 6,014 |
| Total liabilities | $60,660,000 | 5,844 |
| Total deposits | $55,776,000 | 5,969 |
| Interest-bearing deposits | $50,531,000 | 5,740 |
| Deposits held in domestic offices | $55,776,000 | 5,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,410,000 | 2,082 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $474,000 | 6,128 |
| Total equity capital | $4,531,000 | 7,573 |
| Total bank equity capital | $4,531,000 | 7,573 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $4,531,000 | 3,045 |
| Undivided profits | $0 | 10,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 3,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $323,000 | 6,529 |
| Earning assets | $60,310,000 | 5,974 |
| Long-term assets (5+ years) | $6,370,000 | 5,419 |
| Average Assets, year-to-date | $59,915,400 | 6,155 |
| Average Assets, quarterly | $63,396,000 | 6,054 |
| Volatile liabilities | $8,747,000 | 5,438 |
| Insider loans | $725,000 | 4,394 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,148,000 | 4,678 |
| Tier 1 (core) risk-based capital | $4,531,000 | 7,441 |
| Tier 2 risk-based capital | $284,000 | 7,242 |
| Total risk weighted assets | $35,115,400 | 6,423 |
| Total unused commitments | $6,148,000 | 4,682 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $56,306,000 | 6,779 |
| Cash and due from depository institutions | $2,325,000 | 6,897 |
| Interest-bearing balances | $743,000 | 2,673 |
| Securities | $3,676,000 | 10,300 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $48,612,000 | 5,135 |
| Loan loss allowance | $580,000 | 5,334 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,256,000 | 5,278 |
| Other real estate owned | $0 | 6,897 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $437,000 | 9,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,306,000 | 6,779 |
| Total liabilities | $52,410,000 | 6,621 |
| Total deposits | $48,489,000 | 6,736 |
| Interest-bearing deposits | $44,948,000 | 6,404 |
| Deposits held in domestic offices | $48,489,000 | 6,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,718,000 | 2,126 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $203,000 | 9,213 |
| Total equity capital | $3,896,000 | 8,294 |
| Total bank equity capital | $3,896,000 | 8,294 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $3,896,000 | 3,514 |
| Undivided profits | $0 | 10,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 4,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $281,000 | 7,178 |
| Earning assets | $53,031,000 | 6,664 |
| Long-term assets (5+ years) | $4,460,000 | 6,141 |
| Average Assets, year-to-date | $52,482,600 | 6,896 |
| Average Assets, quarterly | $55,071,500 | 6,822 |
| Volatile liabilities | $8,143,000 | 5,549 |
| Insider loans | $1,083,000 | 3,431 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,769,000 | 5,799 |
| Tier 1 (core) risk-based capital | $3,896,000 | 8,182 |
| Tier 2 risk-based capital | $394,740 | 6,187 |
| Total risk weighted assets | $31,393,840 | 6,928 |
| Total unused commitments | $3,769,000 | 5,812 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $50,298,000 | 7,402 |
| Cash and due from depository institutions | $2,634,000 | 7,163 |
| Interest-bearing balances | $320,000 | 3,721 |
| Securities | $1,967,000 | 11,397 |
| Federal funds sold & reverse repurchase agreements | $2,015,000 | 5,516 |
| Net loans & leases | $41,815,000 | 5,651 |
| Loan loss allowance | $272,000 | 8,466 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,187,000 | 5,451 |
| Other real estate owned | $197,000 | 7,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $483,000 | 9,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,298,000 | 7,402 |
| Total liabilities | $46,686,000 | 7,245 |
| Total deposits | $46,299,000 | 7,103 |
| Interest-bearing deposits | $43,175,000 | 6,713 |
| Deposits held in domestic offices | $46,299,000 | 7,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $387,000 | 7,308 |
| Total equity capital | $3,612,000 | 8,775 |
| Total bank equity capital | $3,612,000 | 8,775 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $3,612,000 | 3,722 |
| Undivided profits | $0 | 11,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $802,000 | 3,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $246,000 | 7,985 |
| Earning assets | $46,117,000 | 7,377 |
| Long-term assets (5+ years) | $3,877,000 | 6,451 |
| Average Assets, year-to-date | $47,533,800 | 7,425 |
| Average Assets, quarterly | $49,831,000 | 7,374 |
| Volatile liabilities | $3,366,000 | 8,213 |
| Insider loans | $1,155,000 | 3,366 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,554,000 | 4,262 |
| Tier 1 (core) risk-based capital | $3,612,000 | 8,668 |
| Tier 2 risk-based capital | $272,000 | 7,732 |
| Total risk weighted assets | $27,338,300 | 7,537 |
| Total unused commitments | $6,554,000 | 4,274 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $44,625,000 | 8,007 |
| Cash and due from depository institutions | $1,281,000 | 8,561 |
| Interest-bearing balances | $117,000 | 4,953 |
| Securities | $2,197,000 | 11,991 |
| Federal funds sold & reverse repurchase agreements | $225,000 | 7,660 |
| Net loans & leases | $39,082,000 | 5,881 |
| Loan loss allowance | $215,000 | 9,599 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,126,000 | 5,671 |
| Other real estate owned | $307,000 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $407,000 | 10,303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,625,000 | 8,007 |
| Total liabilities | $41,424,000 | 7,881 |
| Total deposits | $39,514,000 | 7,878 |
| Interest-bearing deposits | $37,395,000 | 7,398 |
| Deposits held in domestic offices | $39,514,000 | 7,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,500,000 | 2,783 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $410,000 | 5,975 |
| Total equity capital | $3,201,000 | 9,208 |
| Total bank equity capital | $3,201,000 | 9,208 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $3,201,000 | 3,935 |
| Undivided profits | $0 | 11,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,353,000 | 2,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $219,000 | 8,074 |
| Earning assets | $41,621,000 | 7,914 |
| Long-term assets (5+ years) | $3,895,000 | 6,707 |
| Average Assets, year-to-date | $42,782,400 | 8,108 |
| Average Assets, quarterly | $44,813,500 | 7,962 |
| Volatile liabilities | $4,266,000 | 7,309 |
| Insider loans | $958,000 | 3,824 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,577,000 | 5,162 |
| Tier 1 (core) risk-based capital | $3,201,000 | 9,305 |
| Tier 2 risk-based capital | $215,000 | 8,865 |
| Total risk weighted assets | $25,676,100 | 7,921 |
| Total unused commitments | $4,577,000 | 5,169 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $40,523,000 | 8,761 |
| Cash and due from depository institutions | $1,621,000 | 9,167 |
| Interest-bearing balances | $485,000 | 4,444 |
| Securities | $2,704,000 | 12,283 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,677 |
| Net loans & leases | $32,808,000 | 6,593 |
| Loan loss allowance | $181,000 | 10,606 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,165,000 | 5,560 |
| Other real estate owned | $386,000 | 9,167 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $339,000 | 10,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,523,000 | 8,761 |
| Total liabilities | $37,737,000 | 8,613 |
| Total deposits | $37,198,000 | 8,509 |
| Interest-bearing deposits | $35,694,000 | 7,950 |
| Deposits held in domestic offices | $37,198,000 | 8,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,000 | 4,957 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $532,000 | 5,118 |
| Total equity capital | $2,786,000 | 10,102 |
| Total bank equity capital | $2,786,000 | 10,102 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $2,786,000 | 4,366 |
| Undivided profits | $0 | 12,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,047,000 | 3,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $173,000 | 8,833 |
| Earning assets | $37,497,000 | 8,703 |
| Long-term assets (5+ years) | $4,416,000 | 6,783 |
| Average Assets, year-to-date | $38,746,000 | 8,849 |
| Average Assets, quarterly | $40,353,500 | 8,710 |
| Volatile liabilities | $2,213,000 | 9,406 |
| Insider loans | $910,000 | 3,989 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,320,000 | 7,110 |
| Tier 1 (core) risk-based capital | $2,786,000 | 10,052 |
| Tier 2 risk-based capital | $181,000 | 9,777 |
| Total risk weighted assets | $21,706,500 | 8,789 |
| Total unused commitments | $2,320,000 | 7,135 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $37,049,000 | 9,407 |
| Cash and due from depository institutions | $1,311,000 | 9,734 |
| Interest-bearing balances | $181,000 | 6,436 |
| Securities | $3,337,000 | 12,423 |
| Federal funds sold & reverse repurchase agreements | $445,000 | 10,295 |
| Net loans & leases | $30,334,000 | 7,003 |
| Loan loss allowance | $148,000 | 11,569 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,189,000 | 5,538 |
| Other real estate owned | $129,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $304,000 | 11,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,049,000 | 9,407 |
| Total liabilities | $34,629,000 | 9,251 |
| Total deposits | $33,963,000 | 9,202 |
| Interest-bearing deposits | $32,251,000 | 8,682 |
| Deposits held in domestic offices | $33,963,000 | 9,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $18,000 | 4,866 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $648,000 | 4,730 |
| Total equity capital | $2,420,000 | 10,715 |
| Total bank equity capital | $2,420,000 | 10,715 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $2,420,000 | 4,773 |
| Undivided profits | $0 | 12,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $866,000 | 4,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $172,000 | 9,405 |
| Earning assets | $34,297,000 | 9,293 |
| Long-term assets (5+ years) | $5,615,000 | 6,111 |
| Average Assets, year-to-date | $33,698,800 | 9,725 |
| Average Assets, quarterly | $36,359,000 | 9,439 |
| Volatile liabilities | $1,227,000 | 11,340 |
| Insider loans | $1,073,000 | 772 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,760,000 | 6,351 |
| Tier 1 (core) risk-based capital | $2,420,000 | 10,668 |
| Tier 2 risk-based capital | $148,000 | 10,702 |
| Total risk weighted assets | $19,904,400 | 9,333 |
| Total unused commitments | $2,760,000 | 6,380 |
| Derivatives | $0 | 651 |