Home > The Martell State Bank > Income and Expense

The Martell State Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$3,354,0007,114
Total interest expense$1,189,0007,934
Net interest income$2,165,0006,353
Provision for loan and lease losses$9,0008,310
Total noninterest income$1,387,0002,408
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$562,0002,300
Trading account gains and feesNANA
Additional Noninterest Income$825,0002,126
Total noninterest expense$1,965,0005,662
Salaries and employee benefits$746,0006,945
Premises and equipment expense$485,0003,789
Additional noninterest expense$734,0004,979
Pre-tax net operating income$1,578,0004,023
Securities gains (losses)$2,0003,909
Applicable income taxes$480,0003,945
Income before extraordinary items$1,100,0004,186
Extraordinary gains, net$032
Net income$1,100,0004,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,204
Cash dividends$215,0005,241
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,098,6004,102
1997-12-31 (YTD Data)Rank
Total interest income$3,097,0007,634
Total interest expense$1,075,0008,477
Net interest income$2,022,0006,877
Provision for loan and lease losses$12,0008,256
Total noninterest income$1,170,0002,684
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$484,0002,710
Trading account gains and feesNANA
Additional Noninterest Income$686,0002,248
Total noninterest expense$1,735,0006,214
Salaries and employee benefits$643,0007,649
Premises and equipment expense$429,0004,199
Additional noninterest expense$663,0005,444
Pre-tax net operating income$1,445,0004,627
Securities gains (losses)$03,944
Applicable income taxes$454,0004,502
Income before extraordinary items$991,0004,736
Extraordinary gains, net$044
Net income$991,0004,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,223
Cash dividends$130,0006,116
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$991,0004,678
1996-12-31 (YTD Data)Rank
Total interest income$2,808,0008,264
Total interest expense$966,0009,136
Net interest income$1,842,0007,473
Provision for loan and lease losses$12,0008,364
Total noninterest income$985,0003,162
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$370,0003,579
Trading account gains and feesNANA
Additional Noninterest Income$615,0002,528
Total noninterest expense$1,447,0007,259
Salaries and employee benefits$653,0007,831
Premises and equipment expense$269,0005,975
Additional noninterest expense$525,0006,876
Pre-tax net operating income$1,368,0004,659
Securities gains (losses)$1,0003,760
Applicable income taxes$421,0004,725
Income before extraordinary items$948,0004,695
Extraordinary gains, net$053
Net income$948,0004,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$160,0005,863
Sale, conversion, retirement of capital stock, net$0953
Net operating income$947,3104,647
1995-12-31 (YTD Data)Rank
Total interest income$2,432,0009,073
Total interest expense$924,0009,530
Net interest income$1,508,0008,514
Provision for loan and lease losses$12,0008,132
Total noninterest income$839,0003,555
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$335,0003,915
Trading account gains and feesNANA
Additional Noninterest Income$504,0002,868
Total noninterest expense$1,333,0007,780
Salaries and employee benefits$571,0008,560
Premises and equipment expense$272,0006,038
Additional noninterest expense$490,0007,341
Pre-tax net operating income$1,002,0005,998
Securities gains (losses)$-7,0009,876
Applicable income taxes$289,0006,150
Income before extraordinary items$706,0005,955
Extraordinary gains, net$065
Net income$706,0005,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,320
Cash dividends$30,0008,164
Sale, conversion, retirement of capital stock, net$0809
Net operating income$710,9705,908
1994-12-31 (YTD Data)Rank
Total interest income$2,083,0009,642
Total interest expense$741,0009,872
Net interest income$1,342,0009,333
Provision for loan and lease losses$9,0008,587
Total noninterest income$770,0003,839
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$279,0004,630
Trading account gains and feesNANA
Additional Noninterest Income$491,0002,984
Total noninterest expense$1,256,0008,400
Salaries and employee benefits$509,0009,313
Premises and equipment expense$250,0006,528
Additional noninterest expense$497,0007,873
Pre-tax net operating income$847,0006,641
Securities gains (losses)$-4,0009,291
Applicable income taxes$232,0006,800
Income before extraordinary items$611,0006,452
Extraordinary gains, net$0249
Net income$611,0006,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,270
Cash dividends$10,0008,760
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$613,8806,500
1993-12-31 (YTD Data)Rank
Total interest income$1,956,00010,268
Total interest expense$702,00010,570
Net interest income$1,254,0009,890
Provision for loan and lease losses$010,371
Total noninterest income$701,0004,436
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$274,0004,770
Trading account gains and feesNANA
Additional Noninterest Income$427,0003,608
Total noninterest expense$1,065,0009,462
Salaries and employee benefits$419,00010,451
Premises and equipment expense$173,0008,305
Additional noninterest expense$473,0008,493
Pre-tax net operating income$890,0006,383
Securities gains (losses)$3,0006,505
Applicable income taxes$237,0006,990
Income before extraordinary items$656,0006,389
Extraordinary gains, net$03,149
Net income$656,0006,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$235,0005,068
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$653,8106,165
1992-12-31 (YTD Data)Rank
Total interest income$1,841,00011,212
Total interest expense$774,00011,449
Net interest income$1,067,00010,825
Provision for loan and lease losses$011,756
Total noninterest income$597,0004,971
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$240,0005,272
Trading account gains and feesNANA
Additional Noninterest Income$357,0003,985
Total noninterest expense$839,00010,808
Salaries and employee benefits$374,00011,165
Premises and equipment expense$182,0008,255
Additional noninterest expense$283,00011,085
Pre-tax net operating income$825,0006,450
Securities gains (losses)$2,0007,695
Applicable income taxes$230,0006,993
Income before extraordinary items$597,0006,602
Extraordinary gains, net$01,422
Net income$597,0006,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,00010,714
Cash dividends$305,0003,957
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$595,5606,252

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.