Home > The Marine Bank > Income and Expense
The Marine Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 9,271 |
| Total interest expense | $733,000 | 9,456 |
| Net interest income | $1,070,000 | 9,017 |
| Provision for loan and lease losses | $17,000 | 8,044 |
| Total noninterest income | $123,000 | 9,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,689 |
| Total noninterest expense | $815,000 | 8,981 |
| Salaries and employee benefits | $423,000 | 9,115 |
| Premises and equipment expense | $135,000 | 8,126 |
| Additional noninterest expense | $257,000 | 8,764 |
| Pre-tax net operating income | $361,000 | 8,666 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $129,000 | 7,928 |
| Income before extraordinary items | $236,000 | 8,866 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $236,000 | 8,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $82,000 | 6,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $233,400 | 8,854 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 9,704 |
| Total interest expense | $758,000 | 9,774 |
| Net interest income | $1,014,000 | 9,520 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $113,000 | 9,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,653 |
| Total noninterest expense | $820,000 | 9,359 |
| Salaries and employee benefits | $427,000 | 9,409 |
| Premises and equipment expense | $146,000 | 8,152 |
| Additional noninterest expense | $247,000 | 9,427 |
| Pre-tax net operating income | $289,000 | 9,207 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $92,000 | 8,884 |
| Income before extraordinary items | $197,000 | 9,325 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $197,000 | 9,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $52,000 | 7,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $197,000 | 9,268 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 10,087 |
| Total interest expense | $734,000 | 10,178 |
| Net interest income | $1,014,000 | 9,903 |
| Provision for loan and lease losses | $43,000 | 6,516 |
| Total noninterest income | $84,000 | 10,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $930,000 | 9,256 |
| Salaries and employee benefits | $457,000 | 9,478 |
| Premises and equipment expense | $160,000 | 8,033 |
| Additional noninterest expense | $313,000 | 9,114 |
| Pre-tax net operating income | $125,000 | 10,939 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $96,000 | 10,967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $96,000 | 10,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $52,000 | 7,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $91,620 | 10,980 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 10,050 |
| Total interest expense | $641,000 | 10,402 |
| Net interest income | $1,223,000 | 9,699 |
| Provision for loan and lease losses | $78,000 | 5,081 |
| Total noninterest income | $86,000 | 11,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $976,000 | 9,454 |
| Salaries and employee benefits | $500,000 | 9,393 |
| Premises and equipment expense | $167,000 | 8,151 |
| Additional noninterest expense | $309,000 | 9,857 |
| Pre-tax net operating income | $255,000 | 10,449 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $81,000 | 9,781 |
| Income before extraordinary items | $172,000 | 10,589 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $172,000 | 10,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $52,000 | 7,879 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 973 |
| Net operating income | $173,360 | 10,616 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 10,163 |
| Total interest expense | $806,000 | 10,030 |
| Net interest income | $1,200,000 | 10,064 |
| Provision for loan and lease losses | $280,000 | 3,154 |
| Total noninterest income | $98,000 | 11,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $1,032,000 | 9,592 |
| Salaries and employee benefits | $513,000 | 9,547 |
| Premises and equipment expense | $181,000 | 8,115 |
| Additional noninterest expense | $338,000 | 9,982 |
| Pre-tax net operating income | $-14,000 | 12,478 |
| Securities gains (losses) | $76,000 | 2,857 |
| Applicable income taxes | $3,000 | 12,012 |
| Income before extraordinary items | $59,000 | 12,186 |
| Extraordinary gains, net | $-10,000 | 12,314 |
| Net income | $49,000 | 12,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,910 |
| Cash dividends | $51,000 | 7,904 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 13,168 |
| Net operating income | $-13,200 | 12,433 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 10,514 |
| Total interest expense | $978,000 | 10,502 |
| Net interest income | $1,206,000 | 10,308 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $109,000 | 11,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $918,000 | 10,377 |
| Salaries and employee benefits | $469,000 | 10,097 |
| Premises and equipment expense | $131,000 | 9,652 |
| Additional noninterest expense | $317,000 | 10,589 |
| Pre-tax net operating income | $247,000 | 10,639 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $194,000 | 10,678 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $194,000 | 10,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 5,361 |
| Cash dividends | $52,000 | 7,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $171,600 | 10,642 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.