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The Marian State Bank, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$3,453,0007,602
Total interest expense$2,111,0005,578
Net interest income$1,342,0009,598
Provision for loan and lease losses$1,053,0001,250
Total noninterest income$1,973,0002,004
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$170,0006,605
Trading account gains and feesNANA
Additional Noninterest Income$1,803,0001,352
Total noninterest expense$3,231,0004,218
Salaries and employee benefits$1,083,0005,731
Premises and equipment expense$237,0006,945
Additional noninterest expense$1,911,0002,834
Pre-tax net operating income$-969,00012,974
Securities gains (losses)$114,0002,310
Applicable income taxes$012,141
Income before extraordinary items$-855,00012,980
Extraordinary gains, net$03,149
Net income$-855,00012,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,447,000646
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-969,00012,954
1992-12-31 (YTD Data)Rank
Total interest income$3,306,0008,461
Total interest expense$2,231,0006,557
Net interest income$1,075,00010,787
Provision for loan and lease losses$393,0003,510
Total noninterest income$719,0004,320
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$314,0004,282
Trading account gains and feesNANA
Additional Noninterest Income$405,0003,680
Total noninterest expense$2,169,0005,994
Salaries and employee benefits$796,0007,283
Premises and equipment expense$177,0008,387
Additional noninterest expense$1,196,0004,354
Pre-tax net operating income$-768,00013,422
Securities gains (losses)$22,0005,460
Applicable income taxes$012,680
Income before extraordinary items$-746,00013,481
Extraordinary gains, net$01,422
Net income$-746,00013,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0002,348
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$2,655,000263
Net operating income$-768,00013,400

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.