Home > The Marathon Bank > Income and Expense
The Marathon Bank, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,746,000 | 1,372 |
| Total interest expense | $6,802,000 | 1,467 |
| Net interest income | $8,944,000 | 1,271 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $1,755,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,190,000 | 739 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $565,000 | 2,079 |
| Total noninterest expense | $6,445,000 | 1,430 |
| Salaries and employee benefits | $3,842,000 | 1,330 |
| Premises and equipment expense | $1,008,000 | 1,325 |
| Additional noninterest expense | $1,595,000 | 1,708 |
| Pre-tax net operating income | $4,229,000 | 1,124 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,415,000 | 967 |
| Income before extraordinary items | $2,814,000 | 1,267 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,814,000 | 1,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,590 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,814,000 | 1,250 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,856,000 | 1,360 |
| Total interest expense | $3,394,000 | 1,456 |
| Net interest income | $4,462,000 | 1,284 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $854,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $571,000 | 739 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $283,000 | 2,034 |
| Total noninterest expense | $3,216,000 | 1,443 |
| Salaries and employee benefits | $1,928,000 | 1,334 |
| Premises and equipment expense | $500,000 | 1,342 |
| Additional noninterest expense | $788,000 | 1,701 |
| Pre-tax net operating income | $2,075,000 | 1,128 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $694,000 | 986 |
| Income before extraordinary items | $1,381,000 | 1,269 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,381,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,221 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,381,000 | 1,250 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,872,000 | 1,327 |
| Total interest expense | $11,046,000 | 1,531 |
| Net interest income | $18,826,000 | 1,193 |
| Provision for loan and lease losses | $475,000 | 1,995 |
| Total noninterest income | $3,590,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,470,000 | 717 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,120,000 | 2,058 |
| Total noninterest expense | $12,486,000 | 1,436 |
| Salaries and employee benefits | $7,137,000 | 1,366 |
| Premises and equipment expense | $1,826,000 | 1,405 |
| Additional noninterest expense | $3,523,000 | 1,497 |
| Pre-tax net operating income | $9,455,000 | 1,036 |
| Securities gains (losses) | $4,000 | 1,309 |
| Applicable income taxes | $3,111,000 | 908 |
| Income before extraordinary items | $6,348,000 | 1,163 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,348,000 | 1,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,110 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,345,320 | 1,153 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,871,000 | 1,353 |
| Total interest expense | $7,831,000 | 1,565 |
| Net interest income | $14,040,000 | 1,212 |
| Provision for loan and lease losses | $275,000 | 2,295 |
| Total noninterest income | $2,692,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,845,000 | 727 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $847,000 | 2,046 |
| Total noninterest expense | $9,538,000 | 1,413 |
| Salaries and employee benefits | $5,446,000 | 1,360 |
| Premises and equipment expense | $1,355,000 | 1,436 |
| Additional noninterest expense | $2,737,000 | 1,446 |
| Pre-tax net operating income | $6,919,000 | 1,107 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $2,366,000 | 952 |
| Income before extraordinary items | $4,557,000 | 1,245 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,557,000 | 1,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,572 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,554,360 | 1,228 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,143,000 | 1,363 |
| Total interest expense | $4,783,000 | 1,630 |
| Net interest income | $9,360,000 | 1,209 |
| Provision for loan and lease losses | $210,000 | 2,022 |
| Total noninterest income | $1,828,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,232,000 | 712 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $596,000 | 1,971 |
| Total noninterest expense | $6,369,000 | 1,418 |
| Salaries and employee benefits | $3,584,000 | 1,383 |
| Premises and equipment expense | $887,000 | 1,468 |
| Additional noninterest expense | $1,898,000 | 1,402 |
| Pre-tax net operating income | $4,609,000 | 1,103 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $1,545,000 | 966 |
| Income before extraordinary items | $3,068,000 | 1,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,068,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,409 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,065,320 | 1,207 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 1,388 |
| Total interest expense | $2,192,000 | 1,683 |
| Net interest income | $4,598,000 | 1,232 |
| Provision for loan and lease losses | $85,000 | 2,271 |
| Total noninterest income | $841,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $594,000 | 707 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $247,000 | 2,210 |
| Total noninterest expense | $3,101,000 | 1,459 |
| Salaries and employee benefits | $1,797,000 | 1,381 |
| Premises and equipment expense | $431,000 | 1,505 |
| Additional noninterest expense | $873,000 | 1,504 |
| Pre-tax net operating income | $2,253,000 | 1,098 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $752,000 | 987 |
| Income before extraordinary items | $1,501,000 | 1,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,501,000 | 1,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,610 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,501,000 | 1,215 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $25,063,000 | 1,332 |
| Total interest expense | $7,205,000 | 1,572 |
| Net interest income | $17,858,000 | 1,211 |
| Provision for loan and lease losses | $512,000 | 1,863 |
| Total noninterest income | $3,603,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,597,000 | 668 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,006,000 | 2,209 |
| Total noninterest expense | $12,242,000 | 1,400 |
| Salaries and employee benefits | $6,912,000 | 1,346 |
| Premises and equipment expense | $1,498,000 | 1,630 |
| Additional noninterest expense | $3,832,000 | 1,335 |
| Pre-tax net operating income | $8,707,000 | 1,114 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,787,000 | 1,020 |
| Income before extraordinary items | $5,920,000 | 1,220 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,920,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,271 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,920,000 | 1,200 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,471,000 | 1,312 |
| Total interest expense | $5,197,000 | 1,545 |
| Net interest income | $13,274,000 | 1,204 |
| Provision for loan and lease losses | $402,000 | 1,710 |
| Total noninterest income | $2,686,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,939,000 | 668 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $747,000 | 2,215 |
| Total noninterest expense | $9,418,000 | 1,358 |
| Salaries and employee benefits | $4,934,000 | 1,406 |
| Premises and equipment expense | $1,135,000 | 1,596 |
| Additional noninterest expense | $3,349,000 | 1,123 |
| Pre-tax net operating income | $6,140,000 | 1,168 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,007,000 | 1,066 |
| Income before extraordinary items | $4,133,000 | 1,312 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,133,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,263 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,133,000 | 1,284 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,912,000 | 1,318 |
| Total interest expense | $3,294,000 | 1,527 |
| Net interest income | $8,618,000 | 1,229 |
| Provision for loan and lease losses | $327,000 | 1,412 |
| Total noninterest income | $1,749,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,265,000 | 666 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $484,000 | 2,235 |
| Total noninterest expense | $6,366,000 | 1,335 |
| Salaries and employee benefits | $3,321,000 | 1,379 |
| Premises and equipment expense | $760,000 | 1,587 |
| Additional noninterest expense | $2,285,000 | 1,094 |
| Pre-tax net operating income | $3,674,000 | 1,267 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,201,000 | 1,169 |
| Income before extraordinary items | $2,473,000 | 1,412 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,473,000 | 1,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,161 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,473,000 | 1,388 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,711,000 | 1,344 |
| Total interest expense | $1,510,000 | 1,581 |
| Net interest income | $4,201,000 | 1,266 |
| Provision for loan and lease losses | $227,000 | 1,000 |
| Total noninterest income | $849,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $608,000 | 663 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $241,000 | 2,214 |
| Total noninterest expense | $3,102,000 | 1,367 |
| Salaries and employee benefits | $1,617,000 | 1,423 |
| Premises and equipment expense | $363,000 | 1,668 |
| Additional noninterest expense | $1,122,000 | 1,101 |
| Pre-tax net operating income | $1,721,000 | 1,339 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $565,000 | 1,210 |
| Income before extraordinary items | $1,156,000 | 1,466 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,156,000 | 1,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,156,000 | 1,442 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,288,000 | 1,409 |
| Total interest expense | $5,329,000 | 1,538 |
| Net interest income | $14,959,000 | 1,355 |
| Provision for loan and lease losses | $920,000 | 1,132 |
| Total noninterest income | $3,591,000 | 1,394 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,722,000 | 645 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $869,000 | 2,356 |
| Total noninterest expense | $11,043,000 | 1,478 |
| Salaries and employee benefits | $5,702,000 | 1,562 |
| Premises and equipment expense | $1,307,000 | 1,767 |
| Additional noninterest expense | $4,034,000 | 1,223 |
| Pre-tax net operating income | $6,587,000 | 1,313 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,074,000 | 1,229 |
| Income before extraordinary items | $4,513,000 | 1,429 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,513,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,420 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,513,000 | 1,386 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,705,000 | 1,452 |
| Total interest expense | $3,899,000 | 1,555 |
| Net interest income | $10,806,000 | 1,381 |
| Provision for loan and lease losses | $820,000 | 938 |
| Total noninterest income | $2,746,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,031,000 | 655 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $715,000 | 2,231 |
| Total noninterest expense | $8,118,000 | 1,500 |
| Salaries and employee benefits | $4,169,000 | 1,593 |
| Premises and equipment expense | $941,000 | 1,843 |
| Additional noninterest expense | $3,008,000 | 1,220 |
| Pre-tax net operating income | $4,614,000 | 1,408 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,434,000 | 1,335 |
| Income before extraordinary items | $3,180,000 | 1,528 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,180,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,358 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,180,000 | 1,484 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,362,000 | 1,511 |
| Total interest expense | $2,494,000 | 1,590 |
| Net interest income | $6,868,000 | 1,451 |
| Provision for loan and lease losses | $645,000 | 789 |
| Total noninterest income | $1,805,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,304,000 | 668 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $501,000 | 2,185 |
| Total noninterest expense | $5,167,000 | 1,570 |
| Salaries and employee benefits | $2,733,000 | 1,617 |
| Premises and equipment expense | $619,000 | 1,845 |
| Additional noninterest expense | $1,815,000 | 1,337 |
| Pre-tax net operating income | $2,861,000 | 1,484 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $888,000 | 1,413 |
| Income before extraordinary items | $1,973,000 | 1,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,973,000 | 1,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,732 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,973,000 | 1,564 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 1,561 |
| Total interest expense | $1,209,000 | 1,666 |
| Net interest income | $3,307,000 | 1,507 |
| Provision for loan and lease losses | $384,000 | 651 |
| Total noninterest income | $866,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $624,000 | 682 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $242,000 | 2,174 |
| Total noninterest expense | $2,510,000 | 1,622 |
| Salaries and employee benefits | $1,314,000 | 1,689 |
| Premises and equipment expense | $300,000 | 1,937 |
| Additional noninterest expense | $896,000 | 1,352 |
| Pre-tax net operating income | $1,279,000 | 1,627 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $399,000 | 1,553 |
| Income before extraordinary items | $880,000 | 1,775 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $880,000 | 1,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $880,000 | 1,692 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,128,000 | 1,763 |
| Total interest expense | $4,736,000 | 1,894 |
| Net interest income | $11,392,000 | 1,702 |
| Provision for loan and lease losses | $679,000 | 1,658 |
| Total noninterest income | $2,883,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,287,000 | 744 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $596,000 | 3,273 |
| Total noninterest expense | $8,612,000 | 1,844 |
| Salaries and employee benefits | $4,246,000 | 2,009 |
| Premises and equipment expense | $948,000 | 2,374 |
| Additional noninterest expense | $3,418,000 | 1,435 |
| Pre-tax net operating income | $4,984,000 | 1,630 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,568,000 | 1,561 |
| Income before extraordinary items | $3,416,000 | 1,817 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,416,000 | 1,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,926 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,416,000 | 1,734 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,759,000 | 1,851 |
| Total interest expense | $3,624,000 | 1,929 |
| Net interest income | $8,135,000 | 1,804 |
| Provision for loan and lease losses | $475,000 | 1,736 |
| Total noninterest income | $2,066,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,598,000 | 814 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $468,000 | 3,246 |
| Total noninterest expense | $6,013,000 | 1,981 |
| Salaries and employee benefits | $2,993,000 | 2,137 |
| Premises and equipment expense | $629,000 | 2,652 |
| Additional noninterest expense | $2,391,000 | 1,543 |
| Pre-tax net operating income | $3,713,000 | 1,696 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,171,000 | 1,645 |
| Income before extraordinary items | $2,542,000 | 1,889 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,542,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,781 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,542,000 | 1,787 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,635,000 | 1,908 |
| Total interest expense | $2,448,000 | 1,966 |
| Net interest income | $5,187,000 | 1,892 |
| Provision for loan and lease losses | $310,000 | 1,741 |
| Total noninterest income | $1,263,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $947,000 | 904 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $316,000 | 3,198 |
| Total noninterest expense | $3,827,000 | 2,059 |
| Salaries and employee benefits | $1,875,000 | 2,258 |
| Premises and equipment expense | $386,000 | 2,860 |
| Additional noninterest expense | $1,566,000 | 1,552 |
| Pre-tax net operating income | $2,313,000 | 1,797 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $728,000 | 1,760 |
| Income before extraordinary items | $1,585,000 | 2,003 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,585,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,533 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,585,000 | 1,898 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 2,004 |
| Total interest expense | $1,258,000 | 1,960 |
| Net interest income | $2,390,000 | 2,042 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $428,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $303,000 | 1,371 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $125,000 | 3,535 |
| Total noninterest expense | $1,738,000 | 2,249 |
| Salaries and employee benefits | $879,000 | 2,398 |
| Premises and equipment expense | $184,000 | 2,956 |
| Additional noninterest expense | $675,000 | 1,744 |
| Pre-tax net operating income | $930,000 | 2,177 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $289,000 | 2,111 |
| Income before extraordinary items | $641,000 | 2,379 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $641,000 | 2,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $641,000 | 2,253 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,779,000 | 2,420 |
| Total interest expense | $4,474,000 | 2,486 |
| Net interest income | $8,305,000 | 2,333 |
| Provision for loan and lease losses | $720,000 | 1,774 |
| Total noninterest income | $1,745,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,234,000 | 1,318 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $511,000 | 3,244 |
| Total noninterest expense | $5,767,000 | 2,564 |
| Salaries and employee benefits | $2,974,000 | 2,649 |
| Premises and equipment expense | $660,000 | 3,153 |
| Additional noninterest expense | $2,133,000 | 2,180 |
| Pre-tax net operating income | $3,563,000 | 2,177 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,133,000 | 2,011 |
| Income before extraordinary items | $2,430,000 | 2,408 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,430,000 | 2,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 3,017 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,430,000 | 2,331 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,819,000 | 3,096 |
| Total interest expense | $4,594,000 | 3,393 |
| Net interest income | $6,225,000 | 2,851 |
| Provision for loan and lease losses | $500,000 | 2,196 |
| Total noninterest income | $1,334,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $944,000 | 1,580 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $390,000 | 3,588 |
| Total noninterest expense | $4,359,000 | 3,171 |
| Salaries and employee benefits | $2,285,000 | 3,210 |
| Premises and equipment expense | $592,000 | 3,404 |
| Additional noninterest expense | $1,482,000 | 2,907 |
| Pre-tax net operating income | $2,700,000 | 2,509 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $878,000 | 2,276 |
| Income before extraordinary items | $1,822,000 | 2,759 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,822,000 | 2,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,409 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,822,000 | 2,667 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,648,000 | 3,510 |
| Total interest expense | $4,117,000 | 3,885 |
| Net interest income | $5,531,000 | 3,181 |
| Provision for loan and lease losses | $363,000 | 2,469 |
| Total noninterest income | $947,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $851,000 | 1,626 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $96,000 | 6,526 |
| Total noninterest expense | $4,181,000 | 3,210 |
| Salaries and employee benefits | $1,967,000 | 3,509 |
| Premises and equipment expense | $533,000 | 3,602 |
| Additional noninterest expense | $1,681,000 | 2,539 |
| Pre-tax net operating income | $1,934,000 | 3,417 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $688,000 | 2,824 |
| Income before extraordinary items | $1,246,000 | 3,763 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,246,000 | 3,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,598 |
| Cash dividends | $184,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,246,000 | 3,745 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,283,000 | 3,781 |
| Total interest expense | $3,482,000 | 4,066 |
| Net interest income | $4,801,000 | 3,583 |
| Provision for loan and lease losses | $260,000 | 2,969 |
| Total noninterest income | $863,000 | 3,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $779,000 | 1,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,038 |
| Total noninterest expense | $3,748,000 | 3,513 |
| Salaries and employee benefits | $1,888,000 | 3,609 |
| Premises and equipment expense | $586,000 | 3,336 |
| Additional noninterest expense | $1,274,000 | 3,261 |
| Pre-tax net operating income | $1,656,000 | 3,836 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $557,000 | 3,392 |
| Income before extraordinary items | $1,099,000 | 4,154 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,099,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,102 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,099,000 | 4,109 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,935,000 | 4,432 |
| Total interest expense | $2,959,000 | 4,779 |
| Net interest income | $3,976,000 | 4,135 |
| Provision for loan and lease losses | $285,000 | 2,735 |
| Total noninterest income | $813,000 | 3,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $711,000 | 1,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,589 |
| Total noninterest expense | $3,274,000 | 3,818 |
| Salaries and employee benefits | $1,532,000 | 4,175 |
| Premises and equipment expense | $631,000 | 3,033 |
| Additional noninterest expense | $1,111,000 | 3,596 |
| Pre-tax net operating income | $1,230,000 | 4,809 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $77,000 | 7,873 |
| Income before extraordinary items | $1,153,000 | 4,059 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,153,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,233 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,153,000 | 3,964 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,984,000 | 5,815 |
| Total interest expense | $1,943,000 | 6,380 |
| Net interest income | $3,041,000 | 5,251 |
| Provision for loan and lease losses | $133,000 | 4,398 |
| Total noninterest income | $471,000 | 5,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $2,571,000 | 4,677 |
| Salaries and employee benefits | $1,213,000 | 5,048 |
| Premises and equipment expense | $449,000 | 4,049 |
| Additional noninterest expense | $909,000 | 4,266 |
| Pre-tax net operating income | $808,000 | 6,515 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-188,000 | 10,783 |
| Income before extraordinary items | $996,000 | 4,731 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $996,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $996,000 | 4,658 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,879,000 | 6,971 |
| Total interest expense | $1,614,000 | 7,296 |
| Net interest income | $2,265,000 | 6,629 |
| Provision for loan and lease losses | $165,000 | 3,866 |
| Total noninterest income | $341,000 | 6,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,363 |
| Total noninterest expense | $1,750,000 | 6,501 |
| Salaries and employee benefits | $847,000 | 6,733 |
| Premises and equipment expense | $249,000 | 6,268 |
| Additional noninterest expense | $654,000 | 6,007 |
| Pre-tax net operating income | $691,000 | 6,974 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-150,000 | 11,231 |
| Income before extraordinary items | $841,000 | 5,112 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $841,000 | 5,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,120 |
| Cash dividends | $6,000 | 8,257 |
| Sale, conversion, retirement of capital stock, net | $2,376,000 | 272 |
| Net operating income | $841,000 | 5,058 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 8,169 |
| Total interest expense | $1,252,000 | 8,427 |
| Net interest income | $1,773,000 | 7,842 |
| Provision for loan and lease losses | $113,000 | 4,343 |
| Total noninterest income | $197,000 | 8,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $1,430,000 | 7,490 |
| Salaries and employee benefits | $676,000 | 7,891 |
| Premises and equipment expense | $189,000 | 7,403 |
| Additional noninterest expense | $565,000 | 6,747 |
| Pre-tax net operating income | $427,000 | 8,889 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $427,000 | 7,826 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $427,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $427,000 | 7,795 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 9,320 |
| Total interest expense | $848,000 | 9,354 |
| Net interest income | $1,418,000 | 9,103 |
| Provision for loan and lease losses | $151,000 | 3,578 |
| Total noninterest income | $204,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,572 |
| Total noninterest expense | $1,164,000 | 8,751 |
| Salaries and employee benefits | $526,000 | 9,155 |
| Premises and equipment expense | $159,000 | 8,320 |
| Additional noninterest expense | $479,000 | 8,069 |
| Pre-tax net operating income | $307,000 | 10,088 |
| Securities gains (losses) | $19,000 | 1,821 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $326,000 | 8,864 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $326,000 | 8,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,238 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $307,000 | 9,140 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 10,956 |
| Total interest expense | $717,000 | 10,483 |
| Net interest income | $908,000 | 11,137 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $93,000 | 11,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $898,000 | 10,198 |
| Salaries and employee benefits | $385,000 | 10,792 |
| Premises and equipment expense | $151,000 | 8,878 |
| Additional noninterest expense | $362,000 | 9,699 |
| Pre-tax net operating income | $90,000 | 11,926 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $90,000 | 11,901 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $90,000 | 11,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $90,000 | 11,713 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 12,400 |
| Total interest expense | $721,000 | 11,701 |
| Net interest income | $579,000 | 12,803 |
| Provision for loan and lease losses | $1,952,000 | 1,174 |
| Total noninterest income | $79,000 | 12,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $1,392,000 | 8,329 |
| Salaries and employee benefits | $396,000 | 10,905 |
| Premises and equipment expense | $196,000 | 7,929 |
| Additional noninterest expense | $800,000 | 6,070 |
| Pre-tax net operating income | $-2,686,000 | 13,702 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-2,681,000 | 13,730 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,681,000 | 13,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,266,000 | 890 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,686,000 | 13,684 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.