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The Malvern National Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$7,962,000	1,508
Total interest expense	$3,231,000	1,356
Net interest income	$4,731,000	1,618
Provision for loan and lease losses	$75,000	1,605
Total noninterest income	$642,000	1,694
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$281,000	932
Trading account gains and fees	NA	NA
Additional Noninterest Income	$361,000	1,805
Total noninterest expense	$3,948,000	1,543
Salaries and employee benefits	$2,390,000	1,460
Premises and equipment expense	$439,000	1,410
Additional noninterest expense	$361,000	1,805
Pre-tax net operating income	$1,350,000	1,886
Securities gains (losses)	$124,000	130
Applicable income taxes	$0	3,151
Income before extraordinary items	$1,474,000	1,597
Extraordinary gains, net	$0	47
Net income	$1,474,000	1,615
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,474,000	1,597
Net charge-offs	$-7,000	3,982
Cash dividends	$783,000	1,062
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$1,350,000	1,707
2024-12-31 (YTD Data)		Rank
Total interest income	$29,573,000	1,576
Total interest expense	$12,141,000	1,469
Net interest income	$17,432,000	1,634
Provision for loan and lease losses	$150,000	2,244
Total noninterest income	$2,739,000	1,694
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$1,161,000	914
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,578,000	1,800
Total noninterest expense	$15,681,000	1,513
Salaries and employee benefits	$9,570,000	1,429
Premises and equipment expense	$1,759,000	1,373
Additional noninterest expense	$1,578,000	1,800
Pre-tax net operating income	$4,340,000	2,026
Securities gains (losses)	$277,000	189
Applicable income taxes	$0	3,278
Income before extraordinary items	$4,617,000	1,776
Extraordinary gains, net	$0	53
Net income	$4,617,000	1,795
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,617,000	1,776
Net charge-offs	$-48,000	4,196
Cash dividends	$1,371,000	1,976
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$4,340,000	1,858
2024-09-30 (YTD Data)		Rank
Total interest income	$21,742,000	1,584
Total interest expense	$8,944,000	1,485
Net interest income	$12,798,000	1,651
Provision for loan and lease losses	$0	3,100
Total noninterest income	$2,064,000	1,682
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$871,000	909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,193,000	1,800
Total noninterest expense	$11,556,000	1,522
Salaries and employee benefits	$7,038,000	1,442
Premises and equipment expense	$1,324,000	1,363
Additional noninterest expense	$1,193,000	1,800
Pre-tax net operating income	$3,306,000	2,005
Securities gains (losses)	$175,000	243
Applicable income taxes	$0	3,278
Income before extraordinary items	$3,481,000	1,770
Extraordinary gains, net	$0	51
Net income	$3,481,000	1,790
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,481,000	1,772
Net charge-offs	$-41,000	4,216
Cash dividends	$1,013,000	1,744
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$3,306,000	1,834
2024-06-30 (YTD Data)		Rank
Total interest income	$14,061,000	1,611
Total interest expense	$5,836,000	1,481
Net interest income	$8,225,000	1,701
Provision for loan and lease losses	$0	2,935
Total noninterest income	$1,346,000	1,675
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$573,000	906
Trading account gains and fees	NA	NA
Additional Noninterest Income	$773,000	1,803
Total noninterest expense	$7,446,000	1,562
Salaries and employee benefits	$4,523,000	1,489
Premises and equipment expense	$876,000	1,368
Additional noninterest expense	$773,000	1,803
Pre-tax net operating income	$2,125,000	2,032
Securities gains (losses)	$120,000	206
Applicable income taxes	$0	3,283
Income before extraordinary items	$2,245,000	1,791
Extraordinary gains, net	$0	52
Net income	$2,245,000	1,815
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,245,000	1,792
Net charge-offs	$-33,000	4,232
Cash dividends	$660,000	1,777
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$2,125,000	1,859
2024-03-31 (YTD Data)		Rank
Total interest income	$6,824,000	1,625
Total interest expense	$2,864,000	1,482
Net interest income	$3,960,000	1,743
Provision for loan and lease losses	$0	2,578
Total noninterest income	$668,000	1,657
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$290,000	894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	1,770
Total noninterest expense	$3,634,000	1,593
Salaries and employee benefits	$2,183,000	1,539
Premises and equipment expense	$439,000	1,375
Additional noninterest expense	$378,000	1,770
Pre-tax net operating income	$994,000	2,066
Securities gains (losses)	$71,000	173
Applicable income taxes	$0	3,183
Income before extraordinary items	$1,065,000	1,819
Extraordinary gains, net	$0	51
Net income	$1,065,000	1,842
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,065,000	1,819
Net charge-offs	$-12,000	4,131
Cash dividends	$310,000	1,552
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$994,000	1,898
2023-12-31 (YTD Data)		Rank
Total interest income	$24,094,000	1,653
Total interest expense	$8,614,000	1,428
Net interest income	$15,480,000	1,759
Provision for loan and lease losses	$0	3,275
Total noninterest income	$2,956,000	1,647
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,150,000	903
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,806,000	1,705
Total noninterest expense	$14,808,000	1,549
Salaries and employee benefits	$9,048,000	1,448
Premises and equipment expense	$1,691,000	1,401
Additional noninterest expense	$1,806,000	1,705
Pre-tax net operating income	$3,628,000	2,289
Securities gains (losses)	$178,000	178
Applicable income taxes	$0	3,369
Income before extraordinary items	$3,806,000	2,049
Extraordinary gains, net	$0	54
Net income	$3,806,000	2,074
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,806,000	2,052
Net charge-offs	$-74,000	4,273
Cash dividends	$3,382,000	1,088
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,628,000	2,138
2023-09-30 (YTD Data)		Rank
Total interest income	$17,571,000	1,656
Total interest expense	$5,990,000	1,406
Net interest income	$11,581,000	1,773
Provision for loan and lease losses	$0	3,085
Total noninterest income	$2,151,000	1,675
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$859,000	906
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,292,000	1,756
Total noninterest expense	$10,784,000	1,571
Salaries and employee benefits	$6,483,000	1,508
Premises and equipment expense	$1,275,000	1,391
Additional noninterest expense	$1,292,000	1,756
Pre-tax net operating income	$2,948,000	2,251
Securities gains (losses)	$106,000	153
Applicable income taxes	$0	3,407
Income before extraordinary items	$3,054,000	2,033
Extraordinary gains, net	$0	52
Net income	$3,054,000	2,052
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,054,000	2,033
Net charge-offs	$-62,000	4,259
Cash dividends	$3,086,000	866
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,948,000	2,102
2023-06-30 (YTD Data)		Rank
Total interest income	$11,572,000	1,646
Total interest expense	$3,697,000	1,361
Net interest income	$7,875,000	1,767
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,405,000	1,618
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$581,000	880
Trading account gains and fees	NA	NA
Additional Noninterest Income	$824,000	1,723
Total noninterest expense	$7,149,000	1,559
Salaries and employee benefits	$4,299,000	1,499
Premises and equipment expense	$844,000	1,391
Additional noninterest expense	$824,000	1,721
Pre-tax net operating income	$2,131,000	2,172
Securities gains (losses)	$85,000	194
Applicable income taxes	$0	3,436
Income before extraordinary items	$2,216,000	1,925
Extraordinary gains, net	$0	51
Net income	$2,216,000	1,949
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,216,000	1,925
Net charge-offs	$-53,000	4,344
Cash dividends	$1,541,000	1,058
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,131,000	1,989
2023-03-31 (YTD Data)		Rank
Total interest income	$5,352,000	1,723
Total interest expense	$1,720,000	1,308
Net interest income	$3,632,000	1,890
Provision for loan and lease losses	$0	2,612
Total noninterest income	$707,000	1,607
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$289,000	892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$418,000	1,676
Total noninterest expense	$3,455,000	1,631
Salaries and employee benefits	$2,036,000	1,611
Premises and equipment expense	$421,000	1,429
Additional noninterest expense	$418,000	1,676
Pre-tax net operating income	$884,000	2,453
Securities gains (losses)	$20,000	439
Applicable income taxes	$0	3,388
Income before extraordinary items	$904,000	2,228
Extraordinary gains, net	$0	4
Net income	$904,000	2,228
Minority interest net income	$0	48
Net income of bank and minority interests.	$904,000	2,228
Net charge-offs	$-19,000	4,223
Cash dividends	$339,000	1,509
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$884,000	2,294
2022-12-31 (YTD Data)		Rank
Total interest income	$18,519,000	1,675
Total interest expense	$3,031,000	1,173
Net interest income	$15,488,000	1,748
Provision for loan and lease losses	$0	3,012
Total noninterest income	$3,164,000	1,582
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,245,000	857
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,919,000	1,657
Total noninterest expense	$14,421,000	1,541
Salaries and employee benefits	$8,675,000	1,471
Premises and equipment expense	$1,776,000	1,349
Additional noninterest expense	$1,919,000	1,657
Pre-tax net operating income	$4,231,000	2,227
Securities gains (losses)	$243,000	105
Applicable income taxes	$0	3,596
Income before extraordinary items	$4,474,000	1,960
Extraordinary gains, net	$0	5
Net income	$4,474,000	1,960
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,474,000	1,959
Net charge-offs	$-5,000	3,487
Cash dividends	$2,402,000	1,330
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,231,000	2,055
2022-09-30 (YTD Data)		Rank
Total interest income	$13,320,000	1,674
Total interest expense	$1,965,000	1,040
Net interest income	$11,355,000	1,754
Provision for loan and lease losses	$0	2,835
Total noninterest income	$2,460,000	1,569
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$934,000	865
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,526,000	1,637
Total noninterest expense	$10,780,000	1,537
Salaries and employee benefits	$6,550,000	1,466
Premises and equipment expense	$1,345,000	1,340
Additional noninterest expense	$1,526,000	1,637
Pre-tax net operating income	$3,035,000	2,267
Securities gains (losses)	$194,000	104
Applicable income taxes	$0	3,603
Income before extraordinary items	$3,229,000	1,997
Extraordinary gains, net	$0	4
Net income	$3,229,000	1,996
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,229,000	1,996
Net charge-offs	$-13,000	3,680
Cash dividends	$1,858,000	1,173
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,035,000	2,103
2022-06-30 (YTD Data)		Rank
Total interest income	$8,541,000	1,685
Total interest expense	$1,231,000	931
Net interest income	$7,310,000	1,773
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,617,000	1,570
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$609,000	871
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,008,000	1,676
Total noninterest expense	$7,068,000	1,536
Salaries and employee benefits	$4,290,000	1,482
Premises and equipment expense	$887,000	1,350
Additional noninterest expense	$1,891,000	1,673
Pre-tax net operating income	$1,859,000	2,303
Securities gains (losses)	$183,000	101
Applicable income taxes	$0	3,564
Income before extraordinary items	$2,042,000	1,975
Extraordinary gains, net	$0	4
Net income	$2,042,000	1,975
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,042,000	1,975
Net charge-offs	$-11,000	3,693
Cash dividends	$1,559,000	1,009
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,859,000	2,119
2022-03-31 (YTD Data)		Rank
Total interest income	$4,121,000	1,691
Total interest expense	$617,000	896
Net interest income	$3,504,000	1,784
Provision for loan and lease losses	$0	2,285
Total noninterest income	$764,000	1,626
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$298,000	878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$466,000	1,741
Total noninterest expense	$3,395,000	1,588
Salaries and employee benefits	$2,024,000	1,552
Premises and equipment expense	$437,000	1,361
Additional noninterest expense	$934,000	1,662
Pre-tax net operating income	$873,000	2,287
Securities gains (losses)	$35,000	238
Applicable income taxes	$0	3,450
Income before extraordinary items	$908,000	2,040
Extraordinary gains, net	$0	4
Net income	$908,000	2,039
Minority interest net income	$0	50
Net income of bank and minority interests.	$908,000	2,040
Net charge-offs	$-4,000	3,570
Cash dividends	$790,000	894
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$873,000	2,105
2021-12-31 (YTD Data)		Rank
Total interest income	$18,149,000	1,601
Total interest expense	$3,206,000	849
Net interest income	$14,943,000	1,729
Provision for loan and lease losses	$150,000	1,910
Total noninterest income	$3,636,000	1,601
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,070,000	928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,566,000	1,643
Total noninterest expense	$14,451,000	1,503
Salaries and employee benefits	$8,777,000	1,448
Premises and equipment expense	$1,764,000	1,342
Additional noninterest expense	$3,910,000	1,606
Pre-tax net operating income	$3,978,000	2,337
Securities gains (losses)	$147,000	710
Applicable income taxes	$0	3,710
Income before extraordinary items	$4,125,000	2,115
Extraordinary gains, net	$0	10
Net income	$4,125,000	2,116
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,125,000	2,116
Net charge-offs	$-914,000	4,775
Cash dividends	$2,287,000	1,405
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,978,000	2,151
2021-09-30 (YTD Data)		Rank
Total interest income	$13,824,000	1,611
Total interest expense	$2,538,000	859
Net interest income	$11,286,000	1,747
Provision for loan and lease losses	$150,000	1,662
Total noninterest income	$2,747,000	1,629
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$762,000	957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,985,000	1,683
Total noninterest expense	$10,863,000	1,495
Salaries and employee benefits	$6,622,000	1,437
Premises and equipment expense	$1,320,000	1,362
Additional noninterest expense	$2,921,000	1,618
Pre-tax net operating income	$3,020,000	2,418
Securities gains (losses)	$91,000	842
Applicable income taxes	$0	3,719
Income before extraordinary items	$3,111,000	2,196
Extraordinary gains, net	$0	8
Net income	$3,111,000	2,195
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,111,000	2,196
Net charge-offs	$6,000	2,115
Cash dividends	$1,476,000	1,421
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,020,000	2,207
2021-06-30 (YTD Data)		Rank
Total interest income	$9,456,000	1,575
Total interest expense	$1,817,000	843
Net interest income	$7,639,000	1,716
Provision for loan and lease losses	$120,000	1,537
Total noninterest income	$1,799,000	1,620
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$469,000	992
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,330,000	1,625
Total noninterest expense	$7,263,000	1,492
Salaries and employee benefits	$4,444,000	1,425
Premises and equipment expense	$883,000	1,358
Additional noninterest expense	$1,936,000	1,612
Pre-tax net operating income	$2,055,000	2,352
Securities gains (losses)	$73,000	766
Applicable income taxes	$0	3,702
Income before extraordinary items	$2,128,000	2,147
Extraordinary gains, net	$0	6
Net income	$2,128,000	2,147
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,128,000	2,147
Net charge-offs	$11,000	1,721
Cash dividends	$1,165,000	1,258
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,055,000	2,153
2021-03-31 (YTD Data)		Rank
Total interest income	$4,940,000	1,530
Total interest expense	$974,000	830
Net interest income	$3,966,000	1,653
Provision for loan and lease losses	$40,000	1,881
Total noninterest income	$924,000	1,597
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$223,000	1,006
Trading account gains and fees	NA	NA
Additional Noninterest Income	$701,000	1,584
Total noninterest expense	$3,709,000	1,458
Salaries and employee benefits	$2,296,000	1,384
Premises and equipment expense	$449,000	1,357
Additional noninterest expense	$964,000	1,586
Pre-tax net operating income	$1,141,000	2,206
Securities gains (losses)	$31,000	782
Applicable income taxes	$0	3,613
Income before extraordinary items	$1,172,000	2,022
Extraordinary gains, net	$0	3
Net income	$1,172,000	2,022
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,172,000	2,022
Net charge-offs	$-10,000	4,067
Cash dividends	$859,000	842
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,141,000	2,014
2020-12-31 (YTD Data)		Rank
Total interest income	$20,928,000	1,441
Total interest expense	$5,113,000	934
Net interest income	$15,815,000	1,578
Provision for loan and lease losses	$1,365,000	1,316
Total noninterest income	$3,921,000	1,479
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,060,000	900
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,861,000	1,470
Total noninterest expense	$14,985,000	1,409
Salaries and employee benefits	$9,147,000	1,350
Premises and equipment expense	$1,855,000	1,261
Additional noninterest expense	$3,983,000	1,540
Pre-tax net operating income	$3,386,000	2,284
Securities gains (losses)	$430,000	661
Applicable income taxes	$0	3,697
Income before extraordinary items	$3,816,000	1,986
Extraordinary gains, net	$0	4
Net income	$3,816,000	1,985
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,816,000	1,986
Net charge-offs	$1,153,000	597
Cash dividends	$1,828,000	1,613
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,386,000	2,084
2020-09-30 (YTD Data)		Rank
Total interest income	$16,088,000	1,407
Total interest expense	$4,003,000	958
Net interest income	$12,085,000	1,544
Provision for loan and lease losses	$1,305,000	1,158
Total noninterest income	$2,960,000	1,442
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$786,000	904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,174,000	1,406
Total noninterest expense	$11,301,000	1,385
Salaries and employee benefits	$6,969,000	1,324
Premises and equipment expense	$1,391,000	1,270
Additional noninterest expense	$2,941,000	1,539
Pre-tax net operating income	$2,439,000	2,326
Securities gains (losses)	$397,000	574
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,836,000	1,967
Extraordinary gains, net	$0	4
Net income	$2,836,000	1,966
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,836,000	1,967
Net charge-offs	$1,159,000	468
Cash dividends	$1,055,000	1,651
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,439,000	2,124
2020-06-30 (YTD Data)		Rank
Total interest income	$11,094,000	1,389
Total interest expense	$2,826,000	970
Net interest income	$8,268,000	1,509
Provision for loan and lease losses	$1,254,000	942
Total noninterest income	$1,999,000	1,363
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$536,000	895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,463,000	1,334
Total noninterest expense	$7,571,000	1,379
Salaries and employee benefits	$4,653,000	1,309
Premises and equipment expense	$919,000	1,267
Additional noninterest expense	$1,999,000	1,504
Pre-tax net operating income	$1,442,000	2,440
Securities gains (losses)	$366,000	461
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,808,000	1,973
Extraordinary gains, net	$0	4
Net income	$1,808,000	1,974
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,808,000	1,974
Net charge-offs	$1,190,000	351
Cash dividends	$788,000	1,549
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,442,000	2,250
2020-03-31 (YTD Data)		Rank
Total interest income	$5,304,000	1,434
Total interest expense	$1,475,000	1,027
Net interest income	$3,829,000	1,566
Provision for loan and lease losses	$54,000	2,461
Total noninterest income	$896,000	1,383
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$329,000	865
Trading account gains and fees	NA	NA
Additional Noninterest Income	$567,000	1,400
Total noninterest expense	$3,789,000	1,386
Salaries and employee benefits	$2,344,000	1,316
Premises and equipment expense	$466,000	1,261
Additional noninterest expense	$979,000	1,547
Pre-tax net operating income	$882,000	2,015
Securities gains (losses)	$64,000	763
Applicable income taxes	$0	3,513
Income before extraordinary items	$946,000	1,745
Extraordinary gains, net	$0	4
Net income	$946,000	1,746
Minority interest net income	$0	56
Net income of bank and minority interests.	$946,000	1,746
Net charge-offs	$-9,000	4,422
Cash dividends	$251,000	1,773
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$882,000	1,807
2019-12-31 (YTD Data)		Rank
Total interest income	$20,333,000	1,504
Total interest expense	$5,285,000	1,187
Net interest income	$15,048,000	1,588
Provision for loan and lease losses	$193,000	2,401
Total noninterest income	$3,190,000	1,504
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,340,000	890
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,850,000	1,609
Total noninterest expense	$14,849,000	1,375
Salaries and employee benefits	$9,129,000	1,301
Premises and equipment expense	$1,916,000	1,208
Additional noninterest expense	$3,804,000	1,579
Pre-tax net operating income	$3,196,000	2,363
Securities gains (losses)	$119,000	842
Applicable income taxes	$0	3,859
Income before extraordinary items	$3,315,000	2,152
Extraordinary gains, net	$0	11
Net income	$3,315,000	2,154
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,315,000	2,154
Net charge-offs	$116,000	2,108
Cash dividends	$922,000	2,447
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,196,000	2,162
2019-09-30 (YTD Data)		Rank
Total interest income	$15,047,000	1,531
Total interest expense	$3,781,000	1,236
Net interest income	$11,266,000	1,617
Provision for loan and lease losses	$137,000	2,327
Total noninterest income	$2,333,000	1,525
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$978,000	907
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,355,000	1,617
Total noninterest expense	$11,107,000	1,378
Salaries and employee benefits	$6,804,000	1,309
Premises and equipment expense	$1,438,000	1,221
Additional noninterest expense	$2,865,000	1,563
Pre-tax net operating income	$2,355,000	2,452
Securities gains (losses)	$74,000	917
Applicable income taxes	$0	3,902
Income before extraordinary items	$2,429,000	2,247
Extraordinary gains, net	$0	11
Net income	$2,429,000	2,247
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,429,000	2,248
Net charge-offs	$68,000	2,016
Cash dividends	$678,000	2,214
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,355,000	2,244
2019-06-30 (YTD Data)		Rank
Total interest income	$9,879,000	1,552
Total interest expense	$2,379,000	1,278
Net interest income	$7,500,000	1,614
Provision for loan and lease losses	$81,000	2,394
Total noninterest income	$1,501,000	1,537
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$618,000	939
Trading account gains and fees	NA	NA
Additional Noninterest Income	$883,000	1,611
Total noninterest expense	$7,415,000	1,382
Salaries and employee benefits	$4,520,000	1,311
Premises and equipment expense	$949,000	1,241
Additional noninterest expense	$1,946,000	1,546
Pre-tax net operating income	$1,505,000	2,503
Securities gains (losses)	$64,000	666
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,569,000	2,267
Extraordinary gains, net	$0	11
Net income	$1,569,000	2,267
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,569,000	2,267
Net charge-offs	$3,000	2,936
Cash dividends	$438,000	2,242
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,505,000	2,296
2019-03-31 (YTD Data)		Rank
Total interest income	$4,832,000	1,573
Total interest expense	$1,158,000	1,277
Net interest income	$3,674,000	1,670
Provision for loan and lease losses	$31,000	2,389
Total noninterest income	$716,000	1,541
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$297,000	962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$419,000	1,622
Total noninterest expense	$3,633,000	1,411
Salaries and employee benefits	$2,211,000	1,342
Premises and equipment expense	$475,000	1,256
Additional noninterest expense	$947,000	1,578
Pre-tax net operating income	$726,000	2,524
Securities gains (losses)	$22,000	560
Applicable income taxes	$0	3,800
Income before extraordinary items	$748,000	2,271
Extraordinary gains, net	$0	5
Net income	$748,000	2,270
Minority interest net income	$0	52
Net income of bank and minority interests.	$748,000	2,270
Net charge-offs	$-1,000	3,818
Cash dividends	$219,000	1,988
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$726,000	2,304
2018-12-31 (YTD Data)		Rank
Total interest income	$18,786,000	1,527
Total interest expense	$3,732,000	1,203
Net interest income	$15,054,000	1,597
Provision for loan and lease losses	$242,000	2,178
Total noninterest income	$3,111,000	1,504
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,249,000	960
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,862,000	1,568
Total noninterest expense	$14,974,000	1,357
Salaries and employee benefits	$8,988,000	1,280
Premises and equipment expense	$1,933,000	1,214
Additional noninterest expense	$4,053,000	1,484
Pre-tax net operating income	$2,949,000	2,524
Securities gains (losses)	$60,000	395
Applicable income taxes	$0	3,978
Income before extraordinary items	$3,009,000	2,321
Extraordinary gains, net	$0	6
Net income	$3,009,000	2,320
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,009,000	2,320
Net charge-offs	$-164,000	5,138
Cash dividends	$771,000	2,513
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,949,000	2,340
2018-09-30 (YTD Data)		Rank
Total interest income	$13,932,000	1,525
Total interest expense	$2,716,000	1,174
Net interest income	$11,216,000	1,601
Provision for loan and lease losses	$242,000	1,786
Total noninterest income	$2,352,000	1,509
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$931,000	965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,421,000	1,566
Total noninterest expense	$11,207,000	1,352
Salaries and employee benefits	$6,710,000	1,287
Premises and equipment expense	$1,439,000	1,219
Additional noninterest expense	$3,058,000	1,486
Pre-tax net operating income	$2,119,000	2,635
Securities gains (losses)	$39,000	458
Applicable income taxes	$0	4,032
Income before extraordinary items	$2,158,000	2,393
Extraordinary gains, net	$0	5
Net income	$2,158,000	2,392
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,158,000	2,392
Net charge-offs	$-169,000	5,220
Cash dividends	$575,000	2,248
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,119,000	2,417
2018-06-30 (YTD Data)		Rank
Total interest income	$9,175,000	1,525
Total interest expense	$1,764,000	1,134
Net interest income	$7,411,000	1,609
Provision for loan and lease losses	$242,000	1,367
Total noninterest income	$1,559,000	1,522
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$609,000	974
Trading account gains and fees	NA	NA
Additional Noninterest Income	$950,000	1,577
Total noninterest expense	$7,465,000	1,362
Salaries and employee benefits	$4,456,000	1,301
Premises and equipment expense	$961,000	1,217
Additional noninterest expense	$2,048,000	1,477
Pre-tax net operating income	$1,263,000	2,795
Securities gains (losses)	$38,000	372
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,301,000	2,543
Extraordinary gains, net	$0	6
Net income	$1,301,000	2,542
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,301,000	2,542
Net charge-offs	$-168,000	5,322
Cash dividends	$377,000	2,271
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,263,000	2,584
2018-03-31 (YTD Data)		Rank
Total interest income	$4,607,000	1,508
Total interest expense	$897,000	1,060
Net interest income	$3,710,000	1,605
Provision for loan and lease losses	$92,000	1,518
Total noninterest income	$781,000	1,506
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$310,000	961
Trading account gains and fees	NA	NA
Additional Noninterest Income	$471,000	1,544
Total noninterest expense	$3,741,000	1,363
Salaries and employee benefits	$2,223,000	1,315
Premises and equipment expense	$486,000	1,225
Additional noninterest expense	$1,032,000	1,463
Pre-tax net operating income	$658,000	2,679
Securities gains (losses)	$16,000	376
Applicable income taxes	$0	3,948
Income before extraordinary items	$674,000	2,431
Extraordinary gains, net	$0	7
Net income	$674,000	2,430
Minority interest net income	$0	52
Net income of bank and minority interests.	$674,000	2,431
Net charge-offs	$6,000	2,135
Cash dividends	$187,000	1,968
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$658,000	2,458
2017-12-31 (YTD Data)		Rank
Total interest income	$16,740,000	1,597
Total interest expense	$3,070,000	1,059
Net interest income	$13,670,000	1,703
Provision for loan and lease losses	$524,000	1,410
Total noninterest income	$2,938,000	1,612
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,187,000	1,025
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,751,000	1,658
Total noninterest expense	$14,855,000	1,336
Salaries and employee benefits	$8,896,000	1,273
Premises and equipment expense	$1,951,000	1,192
Additional noninterest expense	$4,008,000	1,521
Pre-tax net operating income	$1,229,000	3,800
Securities gains (losses)	$35,000	1,066
Applicable income taxes	$0	4,135
Income before extraordinary items	$1,264,000	3,400
Extraordinary gains, net	$0	9
Net income	$1,264,000	3,398
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,264,000	3,400
Net charge-offs	$32,000	3,208
Cash dividends	$638,000	2,709
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,229,000	3,422
2017-09-30 (YTD Data)		Rank
Total interest income	$12,316,000	1,622
Total interest expense	$2,243,000	1,069
Net interest income	$10,073,000	1,732
Provision for loan and lease losses	$386,000	1,387
Total noninterest income	$2,176,000	1,647
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$872,000	1,046
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,304,000	1,685
Total noninterest expense	$11,061,000	1,338
Salaries and employee benefits	$6,634,000	1,288
Premises and equipment expense	$1,463,000	1,212
Additional noninterest expense	$2,964,000	1,521
Pre-tax net operating income	$802,000	4,051
Securities gains (losses)	$16,000	1,419
Applicable income taxes	$0	4,172
Income before extraordinary items	$818,000	3,818
Extraordinary gains, net	$0	9
Net income	$818,000	3,816
Minority interest net income	$0	71
Net income of bank and minority interests.	$818,000	3,818
Net charge-offs	$-7,000	4,638
Cash dividends	$491,000	2,440
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$802,000	3,821
2017-06-30 (YTD Data)		Rank
Total interest income	$8,119,000	1,621
Total interest expense	$1,452,000	1,072
Net interest income	$6,667,000	1,732
Provision for loan and lease losses	$241,000	1,408
Total noninterest income	$1,420,000	1,653
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$562,000	1,059
Trading account gains and fees	NA	NA
Additional Noninterest Income	$858,000	1,701
Total noninterest expense	$7,387,000	1,344
Salaries and employee benefits	$4,463,000	1,275
Premises and equipment expense	$986,000	1,189
Additional noninterest expense	$1,938,000	1,550
Pre-tax net operating income	$459,000	4,226
Securities gains (losses)	$14,000	1,120
Applicable income taxes	$0	4,189
Income before extraordinary items	$473,000	3,964
Extraordinary gains, net	$0	11
Net income	$473,000	3,963
Minority interest net income	$0	71
Net income of bank and minority interests.	$473,000	3,964
Net charge-offs	$-4,000	4,493
Cash dividends	$322,000	2,438
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$459,000	3,979
2017-03-31 (YTD Data)		Rank
Total interest income	$3,987,000	1,632
Total interest expense	$720,000	1,051
Net interest income	$3,267,000	1,764
Provision for loan and lease losses	$91,000	1,518
Total noninterest income	$691,000	1,671
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$273,000	1,096
Trading account gains and fees	NA	NA
Additional Noninterest Income	$418,000	1,706
Total noninterest expense	$3,690,000	1,361
Salaries and employee benefits	$2,243,000	1,288
Premises and equipment expense	$494,000	1,212
Additional noninterest expense	$953,000	1,574
Pre-tax net operating income	$177,000	4,476
Securities gains (losses)	$7,000	747
Applicable income taxes	$0	4,086
Income before extraordinary items	$184,000	4,238
Extraordinary gains, net	$0	8
Net income	$184,000	4,238
Minority interest net income	$0	55
Net income of bank and minority interests.	$184,000	4,238
Net charge-offs	$-3,000	4,448
Cash dividends	$157,000	2,102
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$177,000	4,279
2016-12-31 (YTD Data)		Rank
Total interest income	$15,770,000	1,601
Total interest expense	$2,704,000	1,065
Net interest income	$13,066,000	1,718
Provision for loan and lease losses	$520,000	1,432
Total noninterest income	$2,829,000	1,712
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,151,000	1,066
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,678,000	1,752
Total noninterest expense	$14,413,000	1,362
Salaries and employee benefits	$8,544,000	1,305
Premises and equipment expense	$2,151,000	1,104
Additional noninterest expense	$3,718,000	1,636
Pre-tax net operating income	$962,000	4,124
Securities gains (losses)	$322,000	629
Applicable income taxes	$0	4,278
Income before extraordinary items	$1,284,000	3,521
Extraordinary gains, net	$0	5
Net income	$1,284,000	3,519
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,284,000	3,520
Net charge-offs	$125,000	2,402
Cash dividends	$719,000	2,574
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$962,000	3,874
2016-09-30 (YTD Data)		Rank
Total interest income	$11,876,000	1,601
Total interest expense	$2,006,000	1,075
Net interest income	$9,870,000	1,715
Provision for loan and lease losses	$403,000	1,345
Total noninterest income	$2,078,000	1,731
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$846,000	1,085
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,232,000	1,787
Total noninterest expense	$11,220,000	1,323
Salaries and employee benefits	$6,737,000	1,254
Premises and equipment expense	$1,641,000	1,086
Additional noninterest expense	$2,842,000	1,611
Pre-tax net operating income	$325,000	5,007
Securities gains (losses)	$300,000	596
Applicable income taxes	$0	4,325
Income before extraordinary items	$625,000	4,195
Extraordinary gains, net	$0	5
Net income	$625,000	4,194
Minority interest net income	$0	71
Net income of bank and minority interests.	$625,000	4,195
Net charge-offs	$23,000	3,081
Cash dividends	$541,000	2,291
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$325,000	4,874
2016-06-30 (YTD Data)		Rank
Total interest income	$7,978,000	1,592
Total interest expense	$1,339,000	1,075
Net interest income	$6,639,000	1,700
Provision for loan and lease losses	$253,000	1,398
Total noninterest income	$1,321,000	1,775
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$538,000	1,115
Trading account gains and fees	$0	157
Additional Noninterest Income	$783,000	1,812
Total noninterest expense	$7,422,000	1,341
Salaries and employee benefits	$4,505,000	1,260
Premises and equipment expense	$1,128,000	1,050
Additional noninterest expense	$1,789,000	1,699
Pre-tax net operating income	$285,000	4,812
Securities gains (losses)	$17,000	2,033
Applicable income taxes	$0	4,338
Income before extraordinary items	$302,000	4,628
Extraordinary gains, net	$0	16
Net income	$302,000	4,624
Minority interest net income	$0	71
Net income of bank and minority interests.	$302,000	4,625
Net charge-offs	$23,000	2,683
Cash dividends	$353,000	2,343
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$285,000	4,624
2016-03-31 (YTD Data)		Rank
Total interest income	$4,041,000	1,567
Total interest expense	$685,000	1,039
Net interest income	$3,356,000	1,675
Provision for loan and lease losses	$103,000	1,488
Total noninterest income	$616,000	1,812
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$266,000	1,124
Trading account gains and fees	$0	142
Additional Noninterest Income	$350,000	1,901
Total noninterest expense	$3,689,000	1,344
Salaries and employee benefits	$2,239,000	1,265
Premises and equipment expense	$620,000	989
Additional noninterest expense	$830,000	1,783
Pre-tax net operating income	$180,000	4,553
Securities gains (losses)	$8,000	1,573
Applicable income taxes	$0	4,259
Income before extraordinary items	$188,000	4,318
Extraordinary gains, net	$0	12
Net income	$188,000	4,315
Minority interest net income	$0	62
Net income of bank and minority interests.	$188,000	4,317
Net charge-offs	$24,000	1,870
Cash dividends	$151,000	2,117
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$180,000	4,335
2015-12-31 (YTD Data)		Rank
Total interest income	$15,513,000	1,590
Total interest expense	$2,809,000	1,008
Net interest income	$12,704,000	1,722
Provision for loan and lease losses	$15,000	4,132
Total noninterest income	$2,647,000	1,754
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,140,000	1,092
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,507,000	1,847
Total noninterest expense	$13,795,000	1,409
Salaries and employee benefits	$7,946,000	1,370
Premises and equipment expense	$2,577,000	938
Additional noninterest expense	$3,272,000	1,841
Pre-tax net operating income	$1,541,000	3,458
Securities gains (losses)	$251,000	631
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,792,000	2,919
Extraordinary gains, net	$0	23
Net income	$1,792,000	2,921
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,792,000	2,921
Net charge-offs	$-304,000	5,934
Cash dividends	$628,000	2,671
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,541,000	3,131
2015-09-30 (YTD Data)		Rank
Total interest income	$11,550,000	1,621
Total interest expense	$2,147,000	995
Net interest income	$9,403,000	1,765
Provision for loan and lease losses	$15,000	3,904
Total noninterest income	$1,975,000	1,774
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$842,000	1,111
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,133,000	1,863
Total noninterest expense	$10,394,000	1,404
Salaries and employee benefits	$6,091,000	1,345
Premises and equipment expense	$1,913,000	962
Additional noninterest expense	$2,390,000	1,882
Pre-tax net operating income	$969,000	3,792
Securities gains (losses)	$216,000	612
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,185,000	3,215
Extraordinary gains, net	$0	21
Net income	$1,185,000	3,214
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,185,000	3,215
Net charge-offs	$-292,000	6,031
Cash dividends	$462,000	2,411
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$969,000	3,503
2015-06-30 (YTD Data)		Rank
Total interest income	$7,603,000	1,652
Total interest expense	$1,445,000	987
Net interest income	$6,158,000	1,803
Provision for loan and lease losses	$15,000	3,621
Total noninterest income	$1,297,000	1,799
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$544,000	1,128
Trading account gains and fees	$0	157
Additional Noninterest Income	$753,000	1,875
Total noninterest expense	$6,810,000	1,441
Salaries and employee benefits	$4,034,000	1,359
Premises and equipment expense	$1,263,000	978
Additional noninterest expense	$1,513,000	1,982
Pre-tax net operating income	$630,000	3,817
Securities gains (losses)	$209,000	521
Applicable income taxes	$0	4,497
Income before extraordinary items	$839,000	3,084
Extraordinary gains, net	$0	22
Net income	$839,000	3,084
Minority interest net income	$0	75
Net income of bank and minority interests.	$839,000	3,085
Net charge-offs	$-349,000	6,163
Cash dividends	$317,000	2,364
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$630,000	3,531
2015-03-31 (YTD Data)		Rank
Total interest income	$3,743,000	1,670
Total interest expense	$753,000	955
Net interest income	$2,990,000	1,839
Provision for loan and lease losses	$0	3,703
Total noninterest income	$626,000	1,822
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$266,000	1,135
Trading account gains and fees	$0	152
Additional Noninterest Income	$360,000	1,885
Total noninterest expense	$3,283,000	1,497
Salaries and employee benefits	$1,945,000	1,403
Premises and equipment expense	$616,000	993
Additional noninterest expense	$722,000	2,047
Pre-tax net operating income	$333,000	3,719
Securities gains (losses)	$40,000	939
Applicable income taxes	$0	4,400
Income before extraordinary items	$373,000	3,254
Extraordinary gains, net	$0	13
Net income	$373,000	3,257
Minority interest net income	$0	64
Net income of bank and minority interests.	$373,000	3,257
Net charge-offs	$-346,000	6,307
Cash dividends	$151,000	2,036
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$333,000	3,373
2014-12-31 (YTD Data)		Rank
Total interest income	$15,708,000	1,582
Total interest expense	$3,012,000	996
Net interest income	$12,696,000	1,729
Provision for loan and lease losses	$850,000	986
Total noninterest income	$2,616,000	1,737
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,194,000	1,109
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,422,000	1,834
Total noninterest expense	$12,585,000	1,517
Salaries and employee benefits	$7,273,000	1,438
Premises and equipment expense	$2,371,000	1,014
Additional noninterest expense	$2,941,000	2,071
Pre-tax net operating income	$1,877,000	3,087
Securities gains (losses)	$303,000	602
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,180,000	2,539
Extraordinary gains, net	$0	17
Net income	$2,180,000	2,539
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,180,000	2,539
Net charge-offs	$1,755,000	571
Cash dividends	$1,116,000	1,909
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,877,000	2,782
2014-09-30 (YTD Data)		Rank
Total interest income	$11,858,000	1,574
Total interest expense	$2,249,000	1,009
Net interest income	$9,609,000	1,723
Provision for loan and lease losses	$850,000	772
Total noninterest income	$1,926,000	1,757
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$885,000	1,128
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,041,000	1,884
Total noninterest expense	$9,117,000	1,580
Salaries and employee benefits	$5,224,000	1,496
Premises and equipment expense	$1,729,000	1,050
Additional noninterest expense	$2,164,000	2,097
Pre-tax net operating income	$1,568,000	2,959
Securities gains (losses)	$228,000	589
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,796,000	2,400
Extraordinary gains, net	$0	15
Net income	$1,796,000	2,401
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,796,000	2,400
Net charge-offs	$247,000	1,776
Cash dividends	$968,000	1,569
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,568,000	2,608
2014-06-30 (YTD Data)		Rank
Total interest income	$7,929,000	1,568
Total interest expense	$1,502,000	1,011
Net interest income	$6,427,000	1,713
Provision for loan and lease losses	$550,000	770
Total noninterest income	$1,234,000	1,803
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$565,000	1,150
Trading account gains and fees	$0	172
Additional Noninterest Income	$669,000	1,909
Total noninterest expense	$5,959,000	1,603
Salaries and employee benefits	$3,445,000	1,511
Premises and equipment expense	$1,115,000	1,090
Additional noninterest expense	$1,399,000	2,144
Pre-tax net operating income	$1,152,000	2,728
Securities gains (losses)	$145,000	599
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,297,000	2,213
Extraordinary gains, net	$0	20
Net income	$1,297,000	2,215
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,297,000	2,216
Net charge-offs	$66,000	2,543
Cash dividends	$764,000	1,414
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,152,000	2,357
2014-03-31 (YTD Data)		Rank
Total interest income	$3,979,000	1,556
Total interest expense	$751,000	1,014
Net interest income	$3,228,000	1,694
Provision for loan and lease losses	$250,000	826
Total noninterest income	$585,000	1,833
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$279,000	1,151
Trading account gains and fees	$0	147
Additional Noninterest Income	$306,000	1,979
Total noninterest expense	$2,808,000	1,700
Salaries and employee benefits	$1,599,000	1,630
Premises and equipment expense	$536,000	1,157
Additional noninterest expense	$673,000	2,224
Pre-tax net operating income	$755,000	2,194
Securities gains (losses)	$47,000	667
Applicable income taxes	$0	4,445
Income before extraordinary items	$802,000	1,813
Extraordinary gains, net	$0	16
Net income	$802,000	1,817
Minority interest net income	$0	66
Net income of bank and minority interests.	$802,000	1,816
Net charge-offs	$3,000	3,257
Cash dividends	$533,000	984
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$755,000	1,860
2013-12-31 (YTD Data)		Rank
Total interest income	$16,249,000	1,540
Total interest expense	$3,265,000	1,032
Net interest income	$12,984,000	1,661
Provision for loan and lease losses	$1,000,000	1,089
Total noninterest income	$2,560,000	1,824
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,313,000	1,056
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,247,000	2,078
Total noninterest expense	$11,589,000	1,665
Salaries and employee benefits	$6,670,000	1,556
Premises and equipment expense	$2,182,000	1,092
Additional noninterest expense	$2,737,000	2,272
Pre-tax net operating income	$2,955,000	2,189
Securities gains (losses)	$-424,000	6,699
Applicable income taxes	$0	4,631
Income before extraordinary items	$2,531,000	2,171
Extraordinary gains, net	$0	29
Net income	$2,531,000	2,176
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,531,000	2,175
Net charge-offs	$1,527,000	926
Cash dividends	$1,211,000	1,691
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,955,000	1,890
2013-09-30 (YTD Data)		Rank
Total interest income	$12,209,000	1,548
Total interest expense	$2,485,000	1,048
Net interest income	$9,724,000	1,668
Provision for loan and lease losses	$900,000	951
Total noninterest income	$2,134,000	1,707
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$976,000	1,062
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,158,000	1,861
Total noninterest expense	$9,101,000	1,592
Salaries and employee benefits	$5,402,000	1,458
Premises and equipment expense	$1,610,000	1,111
Additional noninterest expense	$2,089,000	2,217
Pre-tax net operating income	$1,857,000	2,559
Securities gains (losses)	$11,000	2,471
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,868,000	2,253
Extraordinary gains, net	$0	25
Net income	$1,868,000	2,259
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,868,000	2,259
Net charge-offs	$1,236,000	861
Cash dividends	$1,069,000	1,375
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,857,000	2,198
2013-06-30 (YTD Data)		Rank
Total interest income	$8,217,000	1,530
Total interest expense	$1,690,000	1,052
Net interest income	$6,527,000	1,654
Provision for loan and lease losses	$600,000	990
Total noninterest income	$1,454,000	1,678
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$640,000	1,049
Trading account gains and fees	$0	157
Additional Noninterest Income	$814,000	1,836
Total noninterest expense	$6,117,000	1,578
Salaries and employee benefits	$3,622,000	1,452
Premises and equipment expense	$1,072,000	1,110
Additional noninterest expense	$1,423,000	2,181
Pre-tax net operating income	$1,264,000	2,507
Securities gains (losses)	$5,000	2,459
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,269,000	2,204
Extraordinary gains, net	$0	22
Net income	$1,269,000	2,212
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,269,000	2,210
Net charge-offs	$1,238,000	669
Cash dividends	$795,000	1,299
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,264,000	2,117
2013-03-31 (YTD Data)		Rank
Total interest income	$4,158,000	1,527
Total interest expense	$873,000	1,055
Net interest income	$3,285,000	1,644
Provision for loan and lease losses	$300,000	980
Total noninterest income	$710,000	1,706
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$307,000	1,085
Trading account gains and fees	$0	148
Additional Noninterest Income	$403,000	1,856
Total noninterest expense	$3,030,000	1,595
Salaries and employee benefits	$1,804,000	1,471
Premises and equipment expense	$544,000	1,116
Additional noninterest expense	$682,000	2,281
Pre-tax net operating income	$665,000	2,368
Securities gains (losses)	$2,000	1,785
Applicable income taxes	$0	4,602
Income before extraordinary items	$667,000	2,072
Extraordinary gains, net	$0	10
Net income	$667,000	2,074
Minority interest net income	$0	76
Net income of bank and minority interests.	$667,000	2,074
Net charge-offs	$1,222,000	398
Cash dividends	$266,000	1,419
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$665,000	2,001
2012-12-31 (YTD Data)		Rank
Total interest income	$18,270,000	1,455
Total interest expense	$4,092,000	1,095
Net interest income	$14,178,000	1,554
Provision for loan and lease losses	$1,661,000	1,235
Total noninterest income	$2,916,000	1,666
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,429,000	998
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,487,000	1,864
Total noninterest expense	$12,028,000	1,604
Salaries and employee benefits	$7,151,000	1,427
Premises and equipment expense	$2,066,000	1,144
Additional noninterest expense	$2,811,000	2,307
Pre-tax net operating income	$3,405,000	1,867
Securities gains (losses)	$35,000	2,941
Applicable income taxes	$0	4,751
Income before extraordinary items	$3,440,000	1,665
Extraordinary gains, net	$0	29
Net income	$3,440,000	1,665
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,440,000	1,666
Net charge-offs	$312,000	3,242
Cash dividends	$1,555,000	1,456
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,405,000	1,585
2012-09-30 (YTD Data)		Rank
Total interest income	$13,875,000	1,456
Total interest expense	$3,154,000	1,120
Net interest income	$10,721,000	1,552
Provision for loan and lease losses	$1,361,000	1,166
Total noninterest income	$2,089,000	1,729
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,063,000	1,013
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,026,000	1,962
Total noninterest expense	$9,343,000	1,564
Salaries and employee benefits	$5,703,000	1,357
Premises and equipment expense	$1,465,000	1,222
Additional noninterest expense	$2,175,000	2,227
Pre-tax net operating income	$2,106,000	2,260
Securities gains (losses)	$30,000	2,708
Applicable income taxes	$0	4,802
Income before extraordinary items	$2,136,000	1,986
Extraordinary gains, net	$0	20
Net income	$2,136,000	1,985
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,136,000	1,987
Net charge-offs	$340,000	2,679
Cash dividends	$1,221,000	1,160
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,106,000	1,890
2012-06-30 (YTD Data)		Rank
Total interest income	$9,309,000	1,465
Total interest expense	$2,188,000	1,117
Net interest income	$7,121,000	1,562
Provision for loan and lease losses	$911,000	1,179
Total noninterest income	$1,307,000	1,798
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$693,000	1,024
Trading account gains and fees	$0	153
Additional Noninterest Income	$614,000	2,069
Total noninterest expense	$6,219,000	1,564
Salaries and employee benefits	$3,810,000	1,355
Premises and equipment expense	$955,000	1,244
Additional noninterest expense	$1,454,000	2,228
Pre-tax net operating income	$1,298,000	2,373
Securities gains (losses)	$30,000	2,327
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,328,000	2,089
Extraordinary gains, net	$0	19
Net income	$1,328,000	2,088
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,328,000	2,089
Net charge-offs	$59,000	3,882
Cash dividends	$414,000	1,788
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,298,000	2,021
2012-03-31 (YTD Data)		Rank
Total interest income	$4,703,000	1,464
Total interest expense	$1,143,000	1,111
Net interest income	$3,560,000	1,574
Provision for loan and lease losses	$455,000	1,132
Total noninterest income	$691,000	1,721
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$341,000	1,027
Trading account gains and fees	$0	148
Additional Noninterest Income	$350,000	1,921
Total noninterest expense	$3,079,000	1,583
Salaries and employee benefits	$1,893,000	1,369
Premises and equipment expense	$479,000	1,250
Additional noninterest expense	$707,000	2,265
Pre-tax net operating income	$717,000	2,236
Securities gains (losses)	$18,000	1,629
Applicable income taxes	$0	4,704
Income before extraordinary items	$735,000	1,935
Extraordinary gains, net	$0	19
Net income	$735,000	1,936
Minority interest net income	$0	78
Net income of bank and minority interests.	$735,000	1,937
Net charge-offs	$-16,000	6,815
Cash dividends	$218,000	1,524
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$717,000	1,870
2011-12-31 (YTD Data)		Rank
Total interest income	$18,720,000	1,526
Total interest expense	$5,136,000	1,171
Net interest income	$13,584,000	1,638
Provision for loan and lease losses	$1,809,000	1,671
Total noninterest income	$2,860,000	1,548
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,558,000	941
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,302,000	1,800
Total noninterest expense	$11,272,000	1,719
Salaries and employee benefits	$6,315,000	1,557
Premises and equipment expense	$1,839,000	1,349
Additional noninterest expense	$3,118,000	2,129
Pre-tax net operating income	$3,363,000	1,656
Securities gains (losses)	$256,000	1,257
Applicable income taxes	$0	4,719
Income before extraordinary items	$3,619,000	1,363
Extraordinary gains, net	$0	29
Net income	$3,619,000	1,363
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,619,000	1,363
Net charge-offs	$1,638,000	1,763
Cash dividends	$6,658,000	328
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,363,000	1,387
2011-09-30 (YTD Data)		Rank
Total interest income	$14,020,000	1,546
Total interest expense	$3,931,000	1,198
Net interest income	$10,089,000	1,662
Provision for loan and lease losses	$1,350,000	1,611
Total noninterest income	$2,127,000	1,548
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,144,000	964
Trading account gains and fees	$0	145
Additional Noninterest Income	$983,000	1,791
Total noninterest expense	$8,606,000	1,687
Salaries and employee benefits	$4,928,000	1,509
Premises and equipment expense	$1,347,000	1,406
Additional noninterest expense	$2,331,000	2,149
Pre-tax net operating income	$2,260,000	1,903
Securities gains (losses)	$221,000	1,137
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,481,000	1,533
Extraordinary gains, net	$0	21
Net income	$2,481,000	1,533
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,481,000	1,533
Net charge-offs	$349,000	3,077
Cash dividends	$5,178,000	286
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,260,000	1,587
2011-06-30 (YTD Data)		Rank
Total interest income	$9,290,000	1,566
Total interest expense	$2,688,000	1,206
Net interest income	$6,602,000	1,700
Provision for loan and lease losses	$900,000	1,580
Total noninterest income	$1,375,000	1,572
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$735,000	994
Trading account gains and fees	$0	153
Additional Noninterest Income	$640,000	1,801
Total noninterest expense	$5,645,000	1,730
Salaries and employee benefits	$3,231,000	1,553
Premises and equipment expense	$889,000	1,422
Additional noninterest expense	$1,525,000	2,212
Pre-tax net operating income	$1,432,000	1,956
Securities gains (losses)	$80,000	1,291
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,512,000	1,606
Extraordinary gains, net	$0	15
Net income	$1,512,000	1,606
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,512,000	1,606
Net charge-offs	$291,000	2,717
Cash dividends	$1,596,000	529
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,432,000	1,624
2011-03-31 (YTD Data)		Rank
Total interest income	$4,750,000	1,546
Total interest expense	$1,373,000	1,220
Net interest income	$3,377,000	1,654
Provision for loan and lease losses	$450,000	1,516
Total noninterest income	$677,000	1,613
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$357,000	1,008
Trading account gains and fees	$0	158
Additional Noninterest Income	$320,000	1,830
Total noninterest expense	$2,792,000	1,764
Salaries and employee benefits	$1,580,000	1,590
Premises and equipment expense	$476,000	1,362
Additional noninterest expense	$736,000	2,255
Pre-tax net operating income	$812,000	1,760
Securities gains (losses)	$5,000	1,451
Applicable income taxes	$0	4,545
Income before extraordinary items	$817,000	1,460
Extraordinary gains, net	$0	9
Net income	$817,000	1,460
Minority interest net income	$0	86
Net income of bank and minority interests.	$817,000	1,460
Net charge-offs	$32,000	3,717
Cash dividends	$307,000	1,100
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$812,000	1,424
2010-12-31 (YTD Data)		Rank
Total interest income	$20,027,000	1,542
Total interest expense	$6,280,000	1,315
Net interest income	$13,747,000	1,620
Provision for loan and lease losses	$2,103,000	2,008
Total noninterest income	$3,118,000	1,510
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,688,000	895
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,430,000	1,750
Total noninterest expense	$10,789,000	1,821
Salaries and employee benefits	$5,819,000	1,671
Premises and equipment expense	$1,826,000	1,407
Additional noninterest expense	$3,144,000	2,200
Pre-tax net operating income	$3,973,000	1,265
Securities gains (losses)	$199,000	1,592
Applicable income taxes	$0	4,655
Income before extraordinary items	$4,172,000	1,035
Extraordinary gains, net	$0	29
Net income	$4,172,000	1,037
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,172,000	1,038
Net charge-offs	$1,746,000	2,015
Cash dividends	$1,798,000	899
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,973,000	1,042
2010-09-30 (YTD Data)		Rank
Total interest income	$15,020,000	1,572
Total interest expense	$4,753,000	1,354
Net interest income	$10,267,000	1,645
Provision for loan and lease losses	$1,452,000	2,022
Total noninterest income	$2,206,000	1,565
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,266,000	926
Trading account gains and fees	$0	165
Additional Noninterest Income	$940,000	1,874
Total noninterest expense	$8,289,000	1,774
Salaries and employee benefits	$4,501,000	1,626
Premises and equipment expense	$1,381,000	1,411
Additional noninterest expense	$2,407,000	2,133
Pre-tax net operating income	$2,732,000	1,435
Securities gains (losses)	$198,000	1,383
Applicable income taxes	$0	4,726
Income before extraordinary items	$2,930,000	1,152
Extraordinary gains, net	$0	23
Net income	$2,930,000	1,156
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,930,000	1,156
Net charge-offs	$1,041,000	2,146
Cash dividends	$1,217,000	890
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,732,000	1,180
2010-06-30 (YTD Data)		Rank
Total interest income	$10,007,000	1,583
Total interest expense	$3,199,000	1,404
Net interest income	$6,808,000	1,657
Provision for loan and lease losses	$900,000	2,046
Total noninterest income	$1,425,000	1,566
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$841,000	942
Trading account gains and fees	$0	152
Additional Noninterest Income	$584,000	1,895
Total noninterest expense	$5,452,000	1,809
Salaries and employee benefits	$3,014,000	1,634
Premises and equipment expense	$905,000	1,454
Additional noninterest expense	$1,533,000	2,216
Pre-tax net operating income	$1,881,000	1,382
Securities gains (losses)	$65,000	1,719
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,946,000	1,146
Extraordinary gains, net	$0	19
Net income	$1,946,000	1,147
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,946,000	1,147
Net charge-offs	$292,000	3,084
Cash dividends	$886,000	817
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,881,000	1,136
2010-03-31 (YTD Data)		Rank
Total interest income	$4,989,000	1,618
Total interest expense	$1,640,000	1,439
Net interest income	$3,349,000	1,696
Provision for loan and lease losses	$450,000	1,922
Total noninterest income	$731,000	1,539
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$408,000	965
Trading account gains and fees	$0	175
Additional Noninterest Income	$323,000	1,754
Total noninterest expense	$2,800,000	1,779
Salaries and employee benefits	$1,513,000	1,653
Premises and equipment expense	$490,000	1,390
Additional noninterest expense	$797,000	2,131
Pre-tax net operating income	$830,000	1,569
Securities gains (losses)	$65,000	1,012
Applicable income taxes	$0	4,611
Income before extraordinary items	$895,000	1,217
Extraordinary gains, net	$0	16
Net income	$895,000	1,220
Minority interest net income	$0	91
Net income of bank and minority interests.	$895,000	1,219
Net charge-offs	$33,000	4,071
Cash dividends	$554,000	605
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$830,000	1,278
2009-12-31 (YTD Data)		Rank
Total interest income	$19,866,000	1,721
Total interest expense	$6,656,000	1,759
Net interest income	$13,210,000	1,697
Provision for loan and lease losses	$1,803,000	2,617
Total noninterest income	$2,861,000	1,671
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,896,000	918
Trading account gains and fees	$0	211
Additional Noninterest Income	$965,000	2,189
Total noninterest expense	$11,108,000	1,838
Salaries and employee benefits	$6,046,000	1,643
Premises and equipment expense	$1,835,000	1,473
Additional noninterest expense	$3,227,000	2,194
Pre-tax net operating income	$3,160,000	1,267
Securities gains (losses)	$1,114,000	450
Applicable income taxes	$0	4,388
Income before extraordinary items	$4,274,000	804
Extraordinary gains, net	$0	34
Net income	$4,274,000	803
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,274,000	804
Net charge-offs	$941,000	2,937
Cash dividends	$3,508,000	494
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,160,000	1,062
2009-09-30 (YTD Data)		Rank
Total interest income	$14,770,000	1,761
Total interest expense	$4,924,000	1,854
Net interest income	$9,846,000	1,702
Provision for loan and lease losses	$1,298,000	2,416
Total noninterest income	$2,064,000	1,740
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,417,000	913
Trading account gains and fees	$0	212
Additional Noninterest Income	$647,000	2,413
Total noninterest expense	$8,336,000	1,824
Salaries and employee benefits	$4,348,000	1,730
Premises and equipment expense	$1,396,000	1,469
Additional noninterest expense	$2,592,000	2,038
Pre-tax net operating income	$2,276,000	1,409
Securities gains (losses)	$778,000	484
Applicable income taxes	$0	4,592
Income before extraordinary items	$3,054,000	886
Extraordinary gains, net	$0	27
Net income	$3,054,000	887
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,054,000	887
Net charge-offs	$484,000	3,092
Cash dividends	$3,146,000	390
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,276,000	1,166
2009-06-30 (YTD Data)		Rank
Total interest income	$9,773,000	1,802
Total interest expense	$3,243,000	1,956
Net interest income	$6,530,000	1,706
Provision for loan and lease losses	$740,000	2,428
Total noninterest income	$1,348,000	1,779
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$910,000	934
Trading account gains and fees	$0	193
Additional Noninterest Income	$438,000	2,417
Total noninterest expense	$5,518,000	1,868
Salaries and employee benefits	$2,904,000	1,753
Premises and equipment expense	$891,000	1,562
Additional noninterest expense	$1,723,000	2,052
Pre-tax net operating income	$1,620,000	1,408
Securities gains (losses)	$465,000	534
Applicable income taxes	$0	4,657
Income before extraordinary items	$2,085,000	904
Extraordinary gains, net	$0	21
Net income	$2,085,000	904
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,085,000	904
Net charge-offs	$231,000	3,260
Cash dividends	$758,000	1,186
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,620,000	1,135
2009-03-31 (YTD Data)		Rank
Total interest income	$4,867,000	1,835
Total interest expense	$1,619,000	2,033
Net interest income	$3,248,000	1,705
Provision for loan and lease losses	$440,000	1,921
Total noninterest income	$548,000	2,001
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$426,000	969
Trading account gains and fees	$0	171
Additional Noninterest Income	$122,000	3,328
Total noninterest expense	$2,537,000	1,959
Salaries and employee benefits	$1,443,000	1,798
Premises and equipment expense	$445,000	1,600
Additional noninterest expense	$649,000	2,390
Pre-tax net operating income	$819,000	1,560
Securities gains (losses)	$445,000	373
Applicable income taxes	$0	4,835
Income before extraordinary items	$1,264,000	830
Extraordinary gains, net	$0	15
Net income	$1,264,000	831
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,264,000	832
Net charge-offs	$30,000	4,024
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$819,000	1,271
2008-12-31 (YTD Data)		Rank
Total interest income	$20,448,000	1,872
Total interest expense	$7,794,000	2,018
Net interest income	$12,654,000	1,763
Provision for loan and lease losses	$744,000	3,154
Total noninterest income	$2,859,000	1,641
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,069,000	853
Trading account gains and fees	$0	154
Additional Noninterest Income	$790,000	2,469
Total noninterest expense	$9,925,000	1,944
Salaries and employee benefits	$5,789,000	1,762
Premises and equipment expense	$1,846,000	1,497
Additional noninterest expense	$2,290,000	2,520
Pre-tax net operating income	$4,844,000	1,131
Securities gains (losses)	$53,000	1,553
Applicable income taxes	$0	4,979
Income before extraordinary items	$4,897,000	826
Extraordinary gains, net	$0	39
Net income	$4,897,000	826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$562,000	2,643
Cash dividends	$6,837,000	425
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,844,000	907
2008-09-30 (YTD Data)		Rank
Total interest income	$15,372,000	1,908
Total interest expense	$5,953,000	2,062
Net interest income	$9,419,000	1,789
Provision for loan and lease losses	$413,000	3,025
Total noninterest income	$2,037,000	1,754
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,536,000	858
Trading account gains and fees	$0	148
Additional Noninterest Income	$501,000	2,812
Total noninterest expense	$7,199,000	1,992
Salaries and employee benefits	$4,243,000	1,827
Premises and equipment expense	$1,289,000	1,621
Additional noninterest expense	$1,667,000	2,530
Pre-tax net operating income	$3,844,000	1,291
Securities gains (losses)	$70,000	1,197
Applicable income taxes	$0	5,372
Income before extraordinary items	$3,914,000	928
Extraordinary gains, net	$0	31
Net income	$3,914,000	927
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$365,000	2,325
Cash dividends	$6,797,000	339
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,844,000	1,013
2008-06-30 (YTD Data)		Rank
Total interest income	$10,271,000	1,927
Total interest expense	$4,124,000	2,074
Net interest income	$6,147,000	1,821
Provision for loan and lease losses	$209,000	3,091
Total noninterest income	$1,336,000	1,797
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,001,000	873
Trading account gains and fees	$0	149
Additional Noninterest Income	$335,000	2,858
Total noninterest expense	$4,771,000	2,007
Salaries and employee benefits	$2,850,000	1,835
Premises and equipment expense	$822,000	1,684
Additional noninterest expense	$1,099,000	2,525
Pre-tax net operating income	$2,503,000	1,380
Securities gains (losses)	$70,000	1,202
Applicable income taxes	$0	5,627
Income before extraordinary items	$2,573,000	1,074
Extraordinary gains, net	$0	21
Net income	$2,573,000	1,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	2,946
Cash dividends	$4,401,000	377
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,503,000	1,086
2008-03-31 (YTD Data)		Rank
Total interest income	$5,155,000	1,970
Total interest expense	$2,150,000	2,114
Net interest income	$3,005,000	1,861
Provision for loan and lease losses	$109,000	2,611
Total noninterest income	$693,000	1,765
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$519,000	822
Trading account gains and fees	$0	158
Additional Noninterest Income	$174,000	2,782
Total noninterest expense	$2,387,000	2,010
Salaries and employee benefits	$1,421,000	1,853
Premises and equipment expense	$388,000	1,770
Additional noninterest expense	$578,000	2,392
Pre-tax net operating income	$1,202,000	1,526
Securities gains (losses)	$38,000	1,241
Applicable income taxes	$0	5,622
Income before extraordinary items	$1,240,000	1,216
Extraordinary gains, net	$0	15
Net income	$1,240,000	1,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	2,828
Cash dividends	$3,500,000	256
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,202,000	1,214
2007-12-31 (YTD Data)		Rank
Total interest income	$21,802,000	1,940
Total interest expense	$10,031,000	1,943
Net interest income	$11,771,000	1,926
Provision for loan and lease losses	$1,618,000	995
Total noninterest income	$6,155,000	927
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$2,220,000	804
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,935,000	834
Total noninterest expense	$9,965,000	1,858
Salaries and employee benefits	$5,818,000	1,731
Premises and equipment expense	$1,699,000	1,564
Additional noninterest expense	$2,448,000	2,213
Pre-tax net operating income	$6,343,000	1,326
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,604,000	1,348
Income before extraordinary items	$4,739,000	1,356
Extraordinary gains, net	$0	39
Net income	$4,739,000	1,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$510,000	1,665
Cash dividends	$1,300,000	2,213
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,739,000	1,344
2007-09-30 (YTD Data)		Rank
Total interest income	$16,411,000	1,931
Total interest expense	$7,502,000	1,950
Net interest income	$8,909,000	1,922
Provision for loan and lease losses	$348,000	2,104
Total noninterest income	$2,041,000	1,765
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,643,000	797
Trading account gains and fees	$0	184
Additional Noninterest Income	$398,000	3,215
Total noninterest expense	$7,338,000	1,867
Salaries and employee benefits	$4,380,000	1,715
Premises and equipment expense	$1,234,000	1,609
Additional noninterest expense	$1,724,000	2,307
Pre-tax net operating income	$3,264,000	1,958
Securities gains (losses)	$0	1,655
Applicable income taxes	$910,000	1,746
Income before extraordinary items	$2,354,000	2,091
Extraordinary gains, net	$0	33
Net income	$2,354,000	2,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$390,000	1,281
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,354,000	2,069
2007-06-30 (YTD Data)		Rank
Total interest income	$10,927,000	1,949
Total interest expense	$5,004,000	1,956
Net interest income	$5,923,000	1,952
Provision for loan and lease losses	$248,000	1,829
Total noninterest income	$1,524,000	1,653
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,062,000	833
Trading account gains and fees	$0	168
Additional Noninterest Income	$462,000	2,369
Total noninterest expense	$4,930,000	1,872
Salaries and employee benefits	$2,944,000	1,745
Premises and equipment expense	$822,000	1,626
Additional noninterest expense	$1,164,000	2,282
Pre-tax net operating income	$2,269,000	1,946
Securities gains (losses)	$0	1,444
Applicable income taxes	$632,000	1,777
Income before extraordinary items	$1,637,000	2,079
Extraordinary gains, net	$0	29
Net income	$1,637,000	2,077
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$242,000	1,182
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,637,000	2,062
2007-03-31 (YTD Data)		Rank
Total interest income	$5,429,000	1,965
Total interest expense	$2,491,000	1,954
Net interest income	$2,938,000	1,974
Provision for loan and lease losses	$159,000	1,372
Total noninterest income	$773,000	1,615
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$472,000	919
Trading account gains and fees	$0	195
Additional Noninterest Income	$301,000	1,958
Total noninterest expense	$2,499,000	1,846
Salaries and employee benefits	$1,471,000	1,761
Premises and equipment expense	$397,000	1,679
Additional noninterest expense	$631,000	2,080
Pre-tax net operating income	$1,053,000	2,079
Securities gains (losses)	$0	1,187
Applicable income taxes	$314,000	1,804
Income before extraordinary items	$739,000	2,207
Extraordinary gains, net	$0	22
Net income	$739,000	2,207
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	2,691
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$739,000	2,194
2006-12-31 (YTD Data)		Rank
Total interest income	$21,617,000	1,857
Total interest expense	$9,598,000	1,749
Net interest income	$12,019,000	1,932
Provision for loan and lease losses	$252,000	3,085
Total noninterest income	$3,173,000	1,535
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$2,114,000	830
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,059,000	2,137
Total noninterest expense	$10,102,000	1,763
Salaries and employee benefits	$5,777,000	1,686
Premises and equipment expense	$1,670,000	1,541
Additional noninterest expense	$2,655,000	1,996
Pre-tax net operating income	$4,838,000	1,946
Securities gains (losses)	$10,000	1,097
Applicable income taxes	$1,506,000	1,661
Income before extraordinary items	$3,342,000	2,089
Extraordinary gains, net	$0	51
Net income	$3,342,000	2,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,149
Cash dividends	$1,200,000	2,241
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,335,100	2,080
2006-09-30 (YTD Data)		Rank
Total interest income	$16,107,000	1,865
Total interest expense	$7,046,000	1,732
Net interest income	$9,061,000	1,937
Provision for loan and lease losses	$230,000	2,570
Total noninterest income	$2,202,000	1,678
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,577,000	837
Trading account gains and fees	$0	126
Additional Noninterest Income	$625,000	2,511
Total noninterest expense	$7,425,000	1,795
Salaries and employee benefits	$4,305,000	1,707
Premises and equipment expense	$1,260,000	1,544
Additional noninterest expense	$1,860,000	2,100
Pre-tax net operating income	$3,608,000	2,009
Securities gains (losses)	$10,000	904
Applicable income taxes	$978,000	1,913
Income before extraordinary items	$2,640,000	2,057
Extraordinary gains, net	$0	45
Net income	$2,640,000	2,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	2,446
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,632,700	2,054
2006-06-30 (YTD Data)		Rank
Total interest income	$10,617,000	1,858
Total interest expense	$4,480,000	1,730
Net interest income	$6,137,000	1,900
Provision for loan and lease losses	$210,000	2,022
Total noninterest income	$1,422,000	1,714
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,048,000	830
Trading account gains and fees	$0	126
Additional Noninterest Income	$374,000	2,662
Total noninterest expense	$4,912,000	1,812
Salaries and employee benefits	$2,846,000	1,719
Premises and equipment expense	$840,000	1,545
Additional noninterest expense	$1,226,000	2,130
Pre-tax net operating income	$2,437,000	1,994
Securities gains (losses)	$-23,000	8,124
Applicable income taxes	$647,000	1,955
Income before extraordinary items	$1,767,000	2,039
Extraordinary gains, net	$0	39
Net income	$1,767,000	2,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	1,697
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,783,790	2,016
2006-03-31 (YTD Data)		Rank
Total interest income	$5,205,000	1,847
Total interest expense	$2,117,000	1,733
Net interest income	$3,088,000	1,868
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$679,000	1,745
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$498,000	849
Trading account gains and fees	$0	115
Additional Noninterest Income	$181,000	2,670
Total noninterest expense	$2,452,000	1,807
Salaries and employee benefits	$1,426,000	1,725
Premises and equipment expense	$438,000	1,485
Additional noninterest expense	$588,000	2,198
Pre-tax net operating income	$1,240,000	1,917
Securities gains (losses)	$-30,000	8,463
Applicable income taxes	$365,000	1,770
Income before extraordinary items	$845,000	2,089
Extraordinary gains, net	$0	21
Net income	$845,000	2,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	1,641
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$866,000	2,024
2005-12-31 (YTD Data)		Rank
Total interest income	$19,670,000	1,711
Total interest expense	$6,606,000	1,724
Net interest income	$13,064,000	1,674
Provision for loan and lease losses	$260,000	3,084
Total noninterest income	$2,400,000	1,932
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,765,000	993
Trading account gains and fees	$0	138
Additional Noninterest Income	$635,000	2,953
Total noninterest expense	$9,495,000	1,789
Salaries and employee benefits	$5,537,000	1,692
Premises and equipment expense	$1,726,000	1,416
Additional noninterest expense	$2,232,000	2,242
Pre-tax net operating income	$5,709,000	1,642
Securities gains (losses)	$17,000	1,304
Applicable income taxes	$1,868,000	1,440
Income before extraordinary items	$3,858,000	1,792
Extraordinary gains, net	$0	46
Net income	$3,858,000	1,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	2,626
Cash dividends	$1,000,000	2,429
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,846,610	1,770
2005-09-30 (YTD Data)		Rank
Total interest income	$14,551,000	1,697
Total interest expense	$4,785,000	1,684
Net interest income	$9,766,000	1,663
Provision for loan and lease losses	$121,000	3,862
Total noninterest income	$1,663,000	2,040
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,160,000	1,143
Trading account gains and fees	$0	126
Additional Noninterest Income	$503,000	2,873
Total noninterest expense	$7,155,000	1,760
Salaries and employee benefits	$4,171,000	1,662
Premises and equipment expense	$1,252,000	1,452
Additional noninterest expense	$1,732,000	2,141
Pre-tax net operating income	$4,153,000	1,706
Securities gains (losses)	$18,000	1,269
Applicable income taxes	$1,308,000	1,542
Income before extraordinary items	$2,863,000	1,828
Extraordinary gains, net	$0	35
Net income	$2,863,000	1,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	2,542
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,850,580	1,801
2005-06-30 (YTD Data)		Rank
Total interest income	$9,615,000	1,663
Total interest expense	$3,053,000	1,661
Net interest income	$6,562,000	1,638
Provision for loan and lease losses	$34,000	5,063
Total noninterest income	$1,004,000	2,164
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$663,000	1,294
Trading account gains and fees	$0	116
Additional Noninterest Income	$341,000	2,825
Total noninterest expense	$4,778,000	1,741
Salaries and employee benefits	$2,776,000	1,655
Premises and equipment expense	$823,000	1,460
Additional noninterest expense	$1,179,000	2,086
Pre-tax net operating income	$2,754,000	1,685
Securities gains (losses)	$9,000	1,390
Applicable income taxes	$871,000	1,514
Income before extraordinary items	$1,892,000	1,800
Extraordinary gains, net	$0	30
Net income	$1,892,000	1,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	2,191
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,885,880	1,771
2005-03-31 (YTD Data)		Rank
Total interest income	$4,752,000	1,656
Total interest expense	$1,452,000	1,646
Net interest income	$3,300,000	1,617
Provision for loan and lease losses	$0	6,226
Total noninterest income	$507,000	2,119
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$301,000	1,368
Trading account gains and fees	$0	115
Additional Noninterest Income	$206,000	2,442
Total noninterest expense	$2,382,000	1,754
Salaries and employee benefits	$1,375,000	1,674
Premises and equipment expense	$408,000	1,480
Additional noninterest expense	$599,000	2,053
Pre-tax net operating income	$1,425,000	1,591
Securities gains (losses)	$5,000	1,192
Applicable income taxes	$459,000	1,444
Income before extraordinary items	$971,000	1,731
Extraordinary gains, net	$0	24
Net income	$971,000	1,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	2,462
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$967,600	1,706
2004-12-31 (YTD Data)		Rank
Total interest income	$18,778,000	1,541
Total interest expense	$4,965,000	1,647
Net interest income	$13,813,000	1,464
Provision for loan and lease losses	$128,000	4,513
Total noninterest income	$1,997,000	2,198
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,432,000	1,247
Trading account gains and fees	$0	138
Additional Noninterest Income	$565,000	3,087
Total noninterest expense	$9,473,000	1,712
Salaries and employee benefits	$5,294,000	1,663
Premises and equipment expense	$1,620,000	1,420
Additional noninterest expense	$2,559,000	1,905
Pre-tax net operating income	$6,209,000	1,391
Securities gains (losses)	$64,000	1,554
Applicable income taxes	$1,932,000	1,310
Income before extraordinary items	$4,341,000	1,478
Extraordinary gains, net	$0	34
Net income	$4,341,000	1,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$273,000	2,134
Cash dividends	$1,200,000	2,033
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,296,840	1,449
2004-09-30 (YTD Data)		Rank
Total interest income	$14,061,000	1,527
Total interest expense	$3,631,000	1,664
Net interest income	$10,430,000	1,438
Provision for loan and lease losses	$125,000	3,916
Total noninterest income	$1,529,000	2,183
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,099,000	1,223
Trading account gains and fees	$0	134
Additional Noninterest Income	$430,000	3,067
Total noninterest expense	$6,951,000	1,736
Salaries and employee benefits	$3,973,000	1,665
Premises and equipment expense	$1,180,000	1,463
Additional noninterest expense	$1,798,000	2,002
Pre-tax net operating income	$4,883,000	1,333
Securities gains (losses)	$64,000	1,472
Applicable income taxes	$1,642,000	1,190
Income before extraordinary items	$3,305,000	1,493
Extraordinary gains, net	$0	26
Net income	$3,305,000	1,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$201,000	1,901
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,262,120	1,459
2004-06-30 (YTD Data)		Rank
Total interest income	$9,381,000	1,509
Total interest expense	$2,414,000	1,647
Net interest income	$6,967,000	1,421
Provision for loan and lease losses	$121,000	3,085
Total noninterest income	$1,019,000	2,173
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$748,000	1,183
Trading account gains and fees	$0	130
Additional Noninterest Income	$271,000	3,167
Total noninterest expense	$4,603,000	1,743
Salaries and employee benefits	$2,645,000	1,664
Premises and equipment expense	$779,000	1,482
Additional noninterest expense	$1,179,000	2,042
Pre-tax net operating income	$3,262,000	1,308
Securities gains (losses)	$22,000	1,980
Applicable income taxes	$1,108,000	1,180
Income before extraordinary items	$2,176,000	1,478
Extraordinary gains, net	$0	21
Net income	$2,176,000	1,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	1,675
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,161,480	1,436
2004-03-31 (YTD Data)		Rank
Total interest income	$4,679,000	1,515
Total interest expense	$1,204,000	1,673
Net interest income	$3,475,000	1,424
Provision for loan and lease losses	$50,000	3,283
Total noninterest income	$523,000	2,086
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$350,000	1,219
Trading account gains and fees	$0	121
Additional Noninterest Income	$173,000	2,700
Total noninterest expense	$2,271,000	1,783
Salaries and employee benefits	$1,308,000	1,698
Premises and equipment expense	$386,000	1,521
Additional noninterest expense	$577,000	2,043
Pre-tax net operating income	$1,677,000	1,262
Securities gains (losses)	$0	2,934
Applicable income taxes	$568,000	1,184
Income before extraordinary items	$1,109,000	1,443
Extraordinary gains, net	$0	16
Net income	$1,109,000	1,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	1,821
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,109,000	1,370
2003-12-31 (YTD Data)		Rank
Total interest income	$19,104,000	1,502
Total interest expense	$5,966,000	1,484
Net interest income	$13,138,000	1,478
Provision for loan and lease losses	$275,000	3,362
Total noninterest income	$2,481,000	1,962
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,584,000	1,091
Trading account gains and fees	$0	160
Additional Noninterest Income	$897,000	2,551
Total noninterest expense	$8,969,000	1,771
Salaries and employee benefits	$5,255,000	1,639
Premises and equipment expense	$1,429,000	1,597
Additional noninterest expense	$2,285,000	2,111
Pre-tax net operating income	$6,375,000	1,293
Securities gains (losses)	$40,000	2,704
Applicable income taxes	$2,150,000	1,222
Income before extraordinary items	$4,265,000	1,466
Extraordinary gains, net	$0	54
Net income	$4,265,000	1,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	3,413
Cash dividends	$1,200,000	2,037
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,238,600	1,411
2003-09-30 (YTD Data)		Rank
Total interest income	$14,318,000	1,533
Total interest expense	$4,661,000	1,494
Net interest income	$9,657,000	1,522
Provision for loan and lease losses	$243,000	2,906
Total noninterest income	$1,922,000	1,969
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,179,000	1,103
Trading account gains and fees	$0	153
Additional Noninterest Income	$743,000	2,468
Total noninterest expense	$6,877,000	1,745
Salaries and employee benefits	$3,967,000	1,638
Premises and equipment expense	$1,127,000	1,518
Additional noninterest expense	$1,783,000	2,007
Pre-tax net operating income	$4,459,000	1,442
Securities gains (losses)	$40,000	2,501
Applicable income taxes	$1,611,000	1,263
Income before extraordinary items	$2,888,000	1,672
Extraordinary gains, net	$0	40
Net income	$2,888,000	1,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	2,758
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,862,400	1,596
2003-06-30 (YTD Data)		Rank
Total interest income	$9,714,000	1,520
Total interest expense	$3,248,000	1,488
Net interest income	$6,466,000	1,510
Provision for loan and lease losses	$243,000	2,181
Total noninterest income	$1,248,000	1,993
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$776,000	1,096
Trading account gains and fees	$0	150
Additional Noninterest Income	$472,000	2,525
Total noninterest expense	$4,522,000	1,758
Salaries and employee benefits	$2,647,000	1,623
Premises and equipment expense	$743,000	1,538
Additional noninterest expense	$1,132,000	2,112
Pre-tax net operating income	$2,949,000	1,444
Securities gains (losses)	$20,000	2,610
Applicable income taxes	$1,070,000	1,299
Income before extraordinary items	$1,899,000	1,707
Extraordinary gains, net	$0	30
Net income	$1,899,000	1,707
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$122,000	2,225
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,886,200	1,614
2003-03-31 (YTD Data)		Rank
Total interest income	$4,954,000	1,499
Total interest expense	$1,707,000	1,455
Net interest income	$3,247,000	1,491
Provision for loan and lease losses	$169,000	1,555
Total noninterest income	$588,000	2,029
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$378,000	1,096
Trading account gains and fees	$0	134
Additional Noninterest Income	$210,000	2,635
Total noninterest expense	$2,275,000	1,738
Salaries and employee benefits	$1,315,000	1,620
Premises and equipment expense	$373,000	1,536
Additional noninterest expense	$587,000	2,002
Pre-tax net operating income	$1,391,000	1,515
Securities gains (losses)	$20,000	1,898
Applicable income taxes	$497,000	1,380
Income before extraordinary items	$914,000	1,744
Extraordinary gains, net	$0	21
Net income	$914,000	1,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	1,565
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$901,000	1,651
2002-12-31 (YTD Data)		Rank
Total interest income	$21,639,000	1,418
Total interest expense	$8,659,000	1,291
Net interest income	$12,980,000	1,494
Provision for loan and lease losses	$590,000	2,103
Total noninterest income	$2,159,000	2,003
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,640,000	980
Trading account gains and fees	$0	153
Additional Noninterest Income	$519,000	3,218
Total noninterest expense	$8,769,000	1,728
Salaries and employee benefits	$5,059,000	1,599
Premises and equipment expense	$1,402,000	1,585
Additional noninterest expense	$2,308,000	2,008
Pre-tax net operating income	$5,780,000	1,446
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,945,000	1,316
Income before extraordinary items	$3,835,000	1,581
Extraordinary gains, net	$0	70
Net income	$3,835,000	1,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$426,000	1,858
Cash dividends	$1,200,000	1,938
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,835,000	1,526
2001-12-31 (YTD Data)		Rank
Total interest income	$21,762,000	1,554
Total interest expense	$10,506,000	1,549
Net interest income	$11,256,000	1,580
Provision for loan and lease losses	$307,000	3,152
Total noninterest income	$2,176,000	1,891
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,503,000	987
Trading account gains and fees	$0	177
Additional Noninterest Income	$673,000	2,629
Total noninterest expense	$8,445,000	1,727
Salaries and employee benefits	$4,803,000	1,572
Premises and equipment expense	$1,426,000	1,509
Additional noninterest expense	$2,216,000	2,029
Pre-tax net operating income	$4,680,000	1,534
Securities gains (losses)	$171,000	1,322
Applicable income taxes	$1,649,000	1,380
Income before extraordinary items	$3,202,000	1,640
Extraordinary gains, net	$0	105
Net income	$3,202,000	1,641
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$357,000	1,987
Cash dividends	$1,200,000	1,967
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,089,140	1,630
2000-12-31 (YTD Data)		Rank
Total interest income	$20,619,000	1,677
Total interest expense	$9,981,000	1,723
Net interest income	$10,638,000	1,647
Provision for loan and lease losses	$300,000	2,819
Total noninterest income	$2,006,000	1,873
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,547,000	872
Trading account gains and fees	$0	180
Additional Noninterest Income	$459,000	3,085
Total noninterest expense	$7,783,000	1,794
Salaries and employee benefits	$4,236,000	1,689
Premises and equipment expense	$1,268,000	1,639
Additional noninterest expense	$2,279,000	1,915
Pre-tax net operating income	$4,561,000	1,615
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,487,000	1,528
Income before extraordinary items	$3,074,000	1,706
Extraordinary gains, net	$0	38
Net income	$3,074,000	1,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$167,000	2,693
Cash dividends	$1,000,000	2,257
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,074,000	1,699
1999-12-31 (YTD Data)		Rank
Total interest income	$19,550,000	1,658
Total interest expense	$8,981,000	1,669
Net interest income	$10,569,000	1,647
Provision for loan and lease losses	$641,000	1,420
Total noninterest income	$2,091,000	1,806
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,542,000	857
Trading account gains and fees	$0	173
Additional Noninterest Income	$549,000	2,784
Total noninterest expense	$7,729,000	1,782
Salaries and employee benefits	$4,169,000	1,651
Premises and equipment expense	$1,234,000	1,651
Additional noninterest expense	$2,326,000	1,877
Pre-tax net operating income	$4,290,000	1,739
Securities gains (losses)	$2,000	2,566
Applicable income taxes	$1,444,000	1,645
Income before extraordinary items	$2,848,000	1,867
Extraordinary gains, net	$0	35
Net income	$2,848,000	1,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$477,000	1,264
Cash dividends	$867,000	2,530
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,846,680	1,837
1998-12-31 (YTD Data)		Rank
Total interest income	$19,159,000	1,696
Total interest expense	$9,074,000	1,695
Net interest income	$10,085,000	1,697
Provision for loan and lease losses	$501,000	1,712
Total noninterest income	$1,499,000	2,269
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$863,000	1,454
Trading account gains and fees	$0	224
Additional Noninterest Income	$636,000	2,550
Total noninterest expense	$7,165,000	1,817
Salaries and employee benefits	$3,883,000	1,706
Premises and equipment expense	$1,111,000	1,769
Additional noninterest expense	$2,171,000	1,947
Pre-tax net operating income	$3,918,000	1,855
Securities gains (losses)	$7,000	3,223
Applicable income taxes	$1,299,000	1,851
Income before extraordinary items	$2,626,000	1,995
Extraordinary gains, net	$0	32
Net income	$2,626,000	1,994
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$713,000	961
Cash dividends	$861,000	2,469
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,621,310	1,922
1997-12-31 (YTD Data)		Rank
Total interest income	$15,219,000	2,146
Total interest expense	$7,128,000	2,119
Net interest income	$8,091,000	2,166
Provision for loan and lease losses	$308,000	2,534
Total noninterest income	$813,000	3,531
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$541,000	2,439
Trading account gains and fees	$0	239
Additional Noninterest Income	$272,000	4,147
Total noninterest expense	$5,090,000	2,520
Salaries and employee benefits	$2,767,000	2,399
Premises and equipment expense	$808,000	2,399
Additional noninterest expense	$1,515,000	2,714
Pre-tax net operating income	$3,506,000	2,145
Securities gains (losses)	$-8,000	9,909
Applicable income taxes	$1,109,000	2,230
Income before extraordinary items	$2,389,000	2,210
Extraordinary gains, net	$0	44
Net income	$2,389,000	2,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$189,000	2,636
Cash dividends	$1,300,000	1,780
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,394,440	2,146
1996-12-31 (YTD Data)		Rank
Total interest income	$14,311,000	2,335
Total interest expense	$7,044,000	2,199
Net interest income	$7,267,000	2,464
Provision for loan and lease losses	$485,000	1,774
Total noninterest income	$814,000	3,660
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$576,000	2,361
Trading account gains and fees	$0	262
Additional Noninterest Income	$238,000	4,674
Total noninterest expense	$4,512,000	3,005
Salaries and employee benefits	$2,380,000	2,821
Premises and equipment expense	$789,000	2,487
Additional noninterest expense	$1,343,000	3,428
Pre-tax net operating income	$3,084,000	2,313
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$929,000	2,503
Income before extraordinary items	$2,157,000	2,282
Extraordinary gains, net	$0	53
Net income	$2,157,000	2,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$222,000	2,511
Cash dividends	$1,700,000	1,440
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,155,600	2,237
1995-12-31 (YTD Data)		Rank
Total interest income	$12,182,000	2,745
Total interest expense	$5,975,000	2,568
Net interest income	$6,207,000	2,865
Provision for loan and lease losses	$150,000	3,621
Total noninterest income	$628,000	4,430
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$462,000	2,939
Trading account gains and fees	$0	522
Additional Noninterest Income	$166,000	5,679
Total noninterest expense	$4,106,000	3,237
Salaries and employee benefits	$2,058,000	3,229
Premises and equipment expense	$730,000	2,697
Additional noninterest expense	$1,318,000	3,455
Pre-tax net operating income	$2,579,000	2,761
Securities gains (losses)	$-23,000	10,647
Applicable income taxes	$720,000	3,163
Income before extraordinary items	$1,836,000	2,692
Extraordinary gains, net	$0	65
Net income	$1,836,000	2,692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	3,217
Cash dividends	$780,000	2,477
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,852,560	2,641
1994-12-31 (YTD Data)		Rank
Total interest income	$9,637,000	3,143
Total interest expense	$4,324,000	2,834
Net interest income	$5,313,000	3,374
Provision for loan and lease losses	$90,000	4,765
Total noninterest income	$513,000	5,196
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$368,000	3,668
Trading account gains and fees	$0	475
Additional Noninterest Income	$145,000	6,300
Total noninterest expense	$3,722,000	3,644
Salaries and employee benefits	$1,815,000	3,587
Premises and equipment expense	$610,000	3,226
Additional noninterest expense	$1,297,000	3,778
Pre-tax net operating income	$2,014,000	3,404
Securities gains (losses)	$-1,000	8,790
Applicable income taxes	$465,000	4,280
Income before extraordinary items	$1,548,000	3,090
Extraordinary gains, net	$0	249
Net income	$1,548,000	3,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	11,482
Cash dividends	$450,000	3,436
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,548,770	3,113
1993-12-31 (YTD Data)		Rank
Total interest income	$8,977,000	3,426
Total interest expense	$3,967,000	3,197
Net interest income	$5,010,000	3,563
Provision for loan and lease losses	$0	10,371
Total noninterest income	$480,000	5,759
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$359,000	3,797
Trading account gains and fees	$0	532
Additional Noninterest Income	$121,000	7,282
Total noninterest expense	$3,463,000	3,946
Salaries and employee benefits	$1,570,000	4,109
Premises and equipment expense	$576,000	3,449
Additional noninterest expense	$1,317,000	3,894
Pre-tax net operating income	$2,027,000	3,270
Securities gains (losses)	$6,000	5,977
Applicable income taxes	$453,000	4,565
Income before extraordinary items	$1,580,000	3,089
Extraordinary gains, net	$0	3,149
Net income	$1,580,000	3,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	6,866
Cash dividends	$315,000	4,258
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,575,320	2,920
1992-12-31 (YTD Data)		Rank
Total interest income	$9,665,000	3,608
Total interest expense	$4,589,000	3,578
Net interest income	$5,076,000	3,576
Provision for loan and lease losses	$214,000	5,055
Total noninterest income	$536,000	5,371
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$418,000	3,324
Trading account gains and fees	$0	504
Additional Noninterest Income	$118,000	7,510
Total noninterest expense	$3,345,000	4,100
Salaries and employee benefits	$1,559,000	4,074
Premises and equipment expense	$533,000	3,761
Additional noninterest expense	$1,253,000	4,175
Pre-tax net operating income	$2,053,000	3,027
Securities gains (losses)	$15,000	5,962
Applicable income taxes	$429,000	4,538
Income before extraordinary items	$1,639,000	2,805
Extraordinary gains, net	$0	1,422
Net income	$1,639,000	2,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$331,000	3,151
Cash dividends	$300,000	3,979
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,627,150	2,613

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.