Home > The Malta National Bank > Income and Expense
The Malta National Bank, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $632,000 | 9,626 |
Total interest expense | $366,000 | 9,466 |
Net interest income | $266,000 | 9,732 |
Provision for loan and lease losses | $82,000 | 5,726 |
Total noninterest income | $68,000 | 9,060 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $39,000 | 7,880 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 8,576 |
Total noninterest expense | $818,000 | 8,522 |
Salaries and employee benefits | $265,000 | 9,401 |
Premises and equipment expense | $31,000 | 9,657 |
Additional noninterest expense | $522,000 | 6,264 |
Pre-tax net operating income | $-566,000 | 9,572 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $0 | 8,362 |
Income before extraordinary items | $-566,000 | 9,605 |
Extraordinary gains, net | $0 | 38 |
Net income | $-566,000 | 9,604 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $159,000 | 2,771 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $-566,000 | 9,605 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $636,000 | 9,888 |
Total interest expense | $456,000 | 9,533 |
Net interest income | $180,000 | 10,081 |
Provision for loan and lease losses | $137,000 | 4,478 |
Total noninterest income | $59,000 | 9,459 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $10,000 | 8,681 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $49,000 | 8,098 |
Total noninterest expense | $577,000 | 9,394 |
Salaries and employee benefits | $164,000 | 10,013 |
Premises and equipment expense | $24,000 | 10,043 |
Additional noninterest expense | $389,000 | 7,364 |
Pre-tax net operating income | $-475,000 | 9,828 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $-475,000 | 9,883 |
Extraordinary gains, net | $0 | 35 |
Net income | $-475,000 | 9,880 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $95,000 | 3,671 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $1,000,000 | 507 |
Net operating income | $-475,000 | 9,863 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $889,000 | 9,958 |
Total interest expense | $529,000 | 9,627 |
Net interest income | $360,000 | 10,129 |
Provision for loan and lease losses | $131,000 | 4,450 |
Total noninterest income | $69,000 | 9,531 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $14,000 | 8,815 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $55,000 | 7,990 |
Total noninterest expense | $792,000 | 8,797 |
Salaries and employee benefits | $166,000 | 10,227 |
Premises and equipment expense | $26,000 | 10,237 |
Additional noninterest expense | $600,000 | 5,757 |
Pre-tax net operating income | $-494,000 | 10,181 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $-494,000 | 10,222 |
Extraordinary gains, net | $0 | 32 |
Net income | $-494,000 | 10,220 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $61,000 | 4,568 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $-494,000 | 10,192 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $988,000 | 10,309 |
Total interest expense | $509,000 | 10,083 |
Net interest income | $479,000 | 10,423 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $89,000 | 9,617 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $56,000 | 8,255 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $33,000 | 9,193 |
Total noninterest expense | $535,000 | 10,000 |
Salaries and employee benefits | $232,000 | 10,382 |
Premises and equipment expense | $5,000 | 10,876 |
Additional noninterest expense | $298,000 | 8,337 |
Pre-tax net operating income | $33,000 | 10,294 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $0 | 10,065 |
Income before extraordinary items | $33,000 | 10,310 |
Extraordinary gains, net | $0 | 44 |
Net income | $33,000 | 10,312 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $83,000 | 4,171 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $33,000 | 10,276 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $978,000 | 10,855 |
Total interest expense | $458,000 | 10,724 |
Net interest income | $520,000 | 10,850 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $94,000 | 9,994 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $13,000 | 9,710 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $81,000 | 7,707 |
Total noninterest expense | $497,000 | 10,605 |
Salaries and employee benefits | $202,000 | 11,006 |
Premises and equipment expense | $26,000 | 11,208 |
Additional noninterest expense | $269,000 | 9,195 |
Pre-tax net operating income | $117,000 | 10,280 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $0 | 10,572 |
Income before extraordinary items | $117,000 | 10,073 |
Extraordinary gains, net | $0 | 53 |
Net income | $117,000 | 10,071 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $25,000 | 6,429 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $117,000 | 10,021 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $694,000 | 11,633 |
Total interest expense | $438,000 | 11,222 |
Net interest income | $256,000 | 11,808 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $141,000 | 9,468 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $11,000 | 10,169 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $130,000 | 6,408 |
Total noninterest expense | $428,000 | 11,338 |
Salaries and employee benefits | $165,000 | 11,671 |
Premises and equipment expense | $25,000 | 11,720 |
Additional noninterest expense | $238,000 | 9,956 |
Pre-tax net operating income | $-31,000 | 11,547 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $0 | 11,151 |
Income before extraordinary items | $-31,000 | 11,550 |
Extraordinary gains, net | $0 | 65 |
Net income | $-31,000 | 11,549 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-40,000 | 11,372 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $-31,000 | 11,526 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $738,000 | 12,149 |
Total interest expense | $322,000 | 11,946 |
Net interest income | $416,000 | 12,202 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $84,000 | 11,144 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $71,000 | 8,971 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 11,916 |
Total noninterest expense | $535,000 | 11,430 |
Salaries and employee benefits | $185,000 | 12,168 |
Premises and equipment expense | $39,000 | 12,012 |
Additional noninterest expense | $311,000 | 9,829 |
Pre-tax net operating income | $-35,000 | 12,149 |
Securities gains (losses) | $-17,000 | 10,215 |
Applicable income taxes | $16,000 | 11,243 |
Income before extraordinary items | $-68,000 | 12,128 |
Extraordinary gains, net | $0 | 249 |
Net income | $-68,000 | 12,129 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $77,000 | 4,238 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-51,000 | 12,128 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $807,000 | 12,663 |
Total interest expense | $331,000 | 12,532 |
Net interest income | $476,000 | 12,614 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $83,000 | 11,736 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $64,000 | 9,544 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $19,000 | 12,117 |
Total noninterest expense | $430,000 | 12,508 |
Salaries and employee benefits | $165,000 | 12,883 |
Premises and equipment expense | $39,000 | 12,577 |
Additional noninterest expense | $226,000 | 11,382 |
Pre-tax net operating income | $129,000 | 11,640 |
Securities gains (losses) | $14,000 | 5,105 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $143,000 | 11,285 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $143,000 | 11,365 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-52,000 | 12,684 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $129,000 | 11,255 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $844,000 | 13,281 |
Total interest expense | $438,000 | 13,031 |
Net interest income | $406,000 | 13,374 |
Provision for loan and lease losses | $-15,000 | 13,503 |
Total noninterest income | $89,000 | 12,022 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $64,000 | 9,773 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 12,163 |
Total noninterest expense | $436,000 | 12,985 |
Salaries and employee benefits | $166,000 | 13,435 |
Premises and equipment expense | $48,000 | 12,755 |
Additional noninterest expense | $222,000 | 11,932 |
Pre-tax net operating income | $74,000 | 12,246 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $0 | 12,680 |
Income before extraordinary items | $74,000 | 12,311 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $74,000 | 12,333 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-29,000 | 13,268 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $74,000 | 12,014 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.