Home > The Mahoning National Bank of Youngstown > Loan Charge- Offs and Recoveries

The Mahoning National Bank of Youngstown, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$3,460,000396
Loans secured by real estate, total$173,000820
To non-U.S. addressees$08
Real estate loans in domestic offices$173,000818
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$173,000526
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$356,000908
Loans to individuals$2,931,000272
Credit card loan charge offs$419,000278
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,512,000200
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$825,000435
Loans secured by real estate, total$21,0001,508
To non-U.S. addressees$09
Real estate loans in domestic offices$21,0001,506
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$21,000956
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$85,0001,016
Loans to individuals$719,000272
Credit card loan recoveries$98,000253
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$621,000217
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,635,000391
Loans secured by real estate, total$152,000707
To non-U.S. addressees$07
Real estate loans in domestic offices$152,000706
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$152,000461
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$271,000924
To non-U.S. addressees$035
Loans to individuals$2,212,000263
Credit card loan net charge offs$321,000289
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,891,000184
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$3,473,000419
Loans secured by real estate, total$208,000777
To non-U.S. addressees$013
Real estate loans in domestic offices$208,000775
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$208,000461
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$893,000369
Loans to individuals$2,372,000332
Credit card loan charge offs$501,000308
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,871,000252
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$834,000454
Loans secured by real estate, total$75,000753
To non-U.S. addressees$010
Real estate loans in domestic offices$75,000753
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$75,000400
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$120,000745
Loans to individuals$639,000305
Credit card loan recoveries$71,000318
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$568,000237
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,639,000402
Loans secured by real estate, total$133,000817
To non-U.S. addressees$012
Real estate loans in domestic offices$133,000814
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$133,000544
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$773,000333
To non-U.S. addressees$036
Loans to individuals$1,733,000326
Credit card loan net charge offs$430,000300
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,303,000247
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$4,192,000384
Loans secured by real estate, total$359,000629
To non-U.S. addressees$011
Real estate loans in domestic offices$359,000629
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$329,000378
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$30,0001,026
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$1,407,000241
Loans to individuals$2,426,000349
Credit card loan charge offs$375,000382
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,051,000248
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$629,000563
Loans secured by real estate, total$8,0002,583
To non-U.S. addressees$012
Real estate loans in domestic offices$8,0002,584
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$8,0001,724
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$24,0002,717
Loans to individuals$597,000323
Credit card loan recoveries$40,000411
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$557,000249
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,563,000345
Loans secured by real estate, total$351,000472
To non-U.S. addressees$010
Real estate loans in domestic offices$351,000470
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$321,000320
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$30,000811
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$1,383,000181
To non-U.S. addressees$021
Loans to individuals$1,829,000350
Credit card loan net charge offs$335,000370
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,494,000256
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$2,360,000644
Loans secured by real estate, total$71,0001,857
To non-U.S. addressees$010
Real estate loans in domestic offices$71,0001,857
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$71,0001,228
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$07,405
Loans to individuals$2,289,000380
Credit card loan charge offs$308,000442
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,981,000279
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$691,000622
Loans secured by real estate, total$23,0001,876
To non-U.S. addressees$08
Real estate loans in domestic offices$23,0001,876
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$17,0001,322
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$6,0001,367
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$98,0001,112
Loans to individuals$570,000363
Credit card loan recoveries$48,000421
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$522,000290
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,669,000643
Loans secured by real estate, total$48,0001,782
To non-U.S. addressees$07
Real estate loans in domestic offices$48,0001,781
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$54,0001,190
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-6,00010,629
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$-98,00011,143
To non-U.S. addressees$022
Loans to individuals$1,719,000376
Credit card loan net charge offs$260,000449
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,459,000269
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$2,076,000706
Loans secured by real estate, total$72,0002,037
To non-U.S. addressees$015
Real estate loans in domestic offices$72,0002,035
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$72,0001,308
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$382,000801
Loans to individuals$1,622,000429
Credit card loan charge offs$183,000561
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,439,000298
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$638,000659
Loans secured by real estate, total$136,000711
To non-U.S. addressees$013
Real estate loans in domestic offices$136,000710
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$136,000302
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$36,0002,448
Loans to individuals$466,000420
Credit card loan recoveries$43,000472
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$423,000348
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,438,000709
Loans secured by real estate, total$-64,00011,610
To non-U.S. addressees$012
Real estate loans in domestic offices$-64,00011,639
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$-64,00011,858
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$346,000616
To non-U.S. addressees$022
Loans to individuals$1,156,000412
Credit card loan net charge offs$140,000565
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,016,000281
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$1,155,0001,043
Loans secured by real estate, total$43,0002,933
To non-U.S. addressees$013
Real estate loans in domestic offices$43,0002,933
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$43,0001,856
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$4,0006,975
Loans to individuals$1,108,000467
Credit card loan charge offs$108,000674
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,000,000339
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$736,000659
Loans secured by real estate, total$49,0001,537
To non-U.S. addressees$012
Real estate loans in domestic offices$49,0001,537
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$49,000743
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$198,000778
Loans to individuals$489,000420
Credit card loan recoveries$48,000471
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$441,000332
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$419,0001,543
Loans secured by real estate, total$-6,00010,934
To non-U.S. addressees$09
Real estate loans in domestic offices$-6,00010,971
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$-6,00011,574
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-194,00012,324
To non-U.S. addressees$026
Loans to individuals$619,000495
Credit card loan net charge offs$60,000771
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$559,000327
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$1,762,000965
Loans secured by real estate, total$365,0001,232
To non-U.S. addressees$019
Real estate loans in domestic offices$365,0001,231
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$43,0002,234
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$322,000726
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$121,0002,791
Loans to individuals$1,276,000455
Credit card loan charge offs$91,000784
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,185,000315
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$650,000755
Loans secured by real estate, total$3,0004,734
To non-U.S. addressees$016
Real estate loans in domestic offices$3,0004,734
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$3,0003,266
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$176,000932
Loans to individuals$471,000432
Credit card loan recoveries$21,000701
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$450,000349
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,112,0001,080
Loans secured by real estate, total$362,0001,064
To non-U.S. addressees$018
Real estate loans in domestic offices$362,0001,062
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$40,0002,002
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$322,000636
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$-55,00012,629
To non-U.S. addressees$036
Loans to individuals$805,000478
Credit card loan net charge offs$70,000794
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$735,000317
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$4,263,000659
Loans secured by real estate, total$14,0006,213
To non-U.S. addressees$017
Real estate loans in domestic offices$14,0006,212
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$1,0006,314
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$13,0003,181
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$2,988,000346
Loans to individuals$1,261,000566
Credit card loan charge offs$54,0001,113
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,207,000409
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$472,000949
Loans secured by real estate, total$2,0005,181
To non-U.S. addressees$07
Real estate loans in domestic offices$2,0005,180
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$2,0003,676
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$28,0003,911
Loans to individuals$442,000478
Credit card loan recoveries$19,000733
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$423,000395
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,791,000628
Loans secured by real estate, total$12,0005,628
To non-U.S. addressees$017
Real estate loans in domestic offices$12,0005,629
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$-1,00012,379
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$13,0002,917
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$2,960,000292
To non-U.S. addressees$050
Loans to individuals$819,000597
Credit card loan net charge offs$35,0001,240
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$784,000416
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.