Home > The Mahoning National Bank of Youngstown > Income and Expense
The Mahoning National Bank of Youngstown, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $59,645,000 | 600 |
| Total interest expense | $21,642,000 | 743 |
| Net interest income | $38,003,000 | 514 |
| Provision for loan and lease losses | $2,700,000 | 438 |
| Total noninterest income | $15,194,000 | 477 |
| Gross Fiduciary activities income | $3,708,000 | 233 |
| Service charges on deposit accounts | $4,461,000 | 324 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $7,025,000 | 537 |
| Total noninterest expense | $26,852,000 | 594 |
| Salaries and employee benefits | $10,930,000 | 653 |
| Premises and equipment expense | $2,933,000 | 708 |
| Additional noninterest expense | $12,989,000 | 493 |
| Pre-tax net operating income | $23,645,000 | 425 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $7,856,000 | 433 |
| Income before extraordinary items | $15,794,000 | 437 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $15,794,000 | 437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,635,000 | 391 |
| Cash dividends | $2,000,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $15,790,650 | 427 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $58,734,000 | 604 |
| Total interest expense | $22,812,000 | 716 |
| Net interest income | $35,922,000 | 524 |
| Provision for loan and lease losses | $2,904,000 | 460 |
| Total noninterest income | $8,732,000 | 651 |
| Gross Fiduciary activities income | $3,019,000 | 254 |
| Service charges on deposit accounts | $4,275,000 | 309 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,438,000 | 1,441 |
| Total noninterest expense | $21,322,000 | 699 |
| Salaries and employee benefits | $11,066,000 | 640 |
| Premises and equipment expense | $2,877,000 | 712 |
| Additional noninterest expense | $7,379,000 | 734 |
| Pre-tax net operating income | $20,428,000 | 436 |
| Securities gains (losses) | $229,000 | 853 |
| Applicable income taxes | $6,775,000 | 452 |
| Income before extraordinary items | $13,882,000 | 440 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $13,882,000 | 440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,639,000 | 402 |
| Cash dividends | $9,000,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $13,728,570 | 426 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $58,129,000 | 614 |
| Total interest expense | $24,184,000 | 692 |
| Net interest income | $33,945,000 | 557 |
| Provision for loan and lease losses | $2,975,000 | 433 |
| Total noninterest income | $8,152,000 | 653 |
| Gross Fiduciary activities income | $2,864,000 | 272 |
| Service charges on deposit accounts | $4,161,000 | 327 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,127,000 | 1,624 |
| Total noninterest expense | $20,504,000 | 722 |
| Salaries and employee benefits | $11,119,000 | 628 |
| Premises and equipment expense | $2,895,000 | 714 |
| Additional noninterest expense | $6,490,000 | 799 |
| Pre-tax net operating income | $18,618,000 | 486 |
| Securities gains (losses) | $182,000 | 751 |
| Applicable income taxes | $6,043,000 | 538 |
| Income before extraordinary items | $12,757,000 | 485 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $12,757,000 | 486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,563,000 | 345 |
| Cash dividends | $9,377,000 | 385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $12,633,240 | 467 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $56,081,000 | 673 |
| Total interest expense | $22,995,000 | 758 |
| Net interest income | $33,086,000 | 612 |
| Provision for loan and lease losses | $2,625,000 | 498 |
| Total noninterest income | $7,493,000 | 724 |
| Gross Fiduciary activities income | $2,837,000 | 296 |
| Service charges on deposit accounts | $3,623,000 | 412 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,033,000 | 1,782 |
| Total noninterest expense | $20,403,000 | 777 |
| Salaries and employee benefits | $10,789,000 | 653 |
| Premises and equipment expense | $3,212,000 | 700 |
| Additional noninterest expense | $6,402,000 | 946 |
| Pre-tax net operating income | $17,551,000 | 501 |
| Securities gains (losses) | $-319,000 | 11,344 |
| Applicable income taxes | $5,571,000 | 540 |
| Income before extraordinary items | $11,661,000 | 508 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,661,000 | 509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,669,000 | 643 |
| Cash dividends | $18,644,000 | 293 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $11,877,920 | 493 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $53,145,000 | 726 |
| Total interest expense | $22,193,000 | 807 |
| Net interest income | $30,952,000 | 664 |
| Provision for loan and lease losses | $1,900,000 | 599 |
| Total noninterest income | $6,193,000 | 825 |
| Gross Fiduciary activities income | $2,441,000 | 340 |
| Service charges on deposit accounts | $2,840,000 | 516 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $912,000 | 1,922 |
| Total noninterest expense | $20,314,000 | 775 |
| Salaries and employee benefits | $10,385,000 | 675 |
| Premises and equipment expense | $3,264,000 | 704 |
| Additional noninterest expense | $6,665,000 | 893 |
| Pre-tax net operating income | $14,931,000 | 597 |
| Securities gains (losses) | $-155,000 | 11,622 |
| Applicable income taxes | $4,663,000 | 638 |
| Income before extraordinary items | $10,113,000 | 597 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,113,000 | 597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,438,000 | 709 |
| Cash dividends | $2,980,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,218,400 | 582 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $47,135,000 | 736 |
| Total interest expense | $17,410,000 | 804 |
| Net interest income | $29,725,000 | 676 |
| Provision for loan and lease losses | $1,900,000 | 605 |
| Total noninterest income | $5,580,000 | 858 |
| Gross Fiduciary activities income | $2,184,000 | 352 |
| Service charges on deposit accounts | $2,525,000 | 553 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $871,000 | 2,019 |
| Total noninterest expense | $20,591,000 | 787 |
| Salaries and employee benefits | $10,054,000 | 700 |
| Premises and equipment expense | $3,565,000 | 656 |
| Additional noninterest expense | $6,972,000 | 914 |
| Pre-tax net operating income | $12,814,000 | 644 |
| Securities gains (losses) | $-85,000 | 11,425 |
| Applicable income taxes | $4,135,000 | 665 |
| Income before extraordinary items | $8,594,000 | 647 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,594,000 | 646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $419,000 | 1,543 |
| Cash dividends | $2,524,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,651,800 | 645 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $44,791,000 | 761 |
| Total interest expense | $17,648,000 | 796 |
| Net interest income | $27,143,000 | 721 |
| Provision for loan and lease losses | $2,405,000 | 713 |
| Total noninterest income | $5,138,000 | 965 |
| Gross Fiduciary activities income | $2,140,000 | 362 |
| Service charges on deposit accounts | $2,218,000 | 610 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $780,000 | 2,426 |
| Total noninterest expense | $20,258,000 | 827 |
| Salaries and employee benefits | $9,796,000 | 717 |
| Premises and equipment expense | $3,447,000 | 685 |
| Additional noninterest expense | $7,015,000 | 981 |
| Pre-tax net operating income | $9,618,000 | 760 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,847,000 | 897 |
| Income before extraordinary items | $6,771,000 | 772 |
| Extraordinary gains, net | $357,000 | 609 |
| Net income | $7,128,000 | 759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,112,000 | 1,080 |
| Cash dividends | $2,193,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,771,000 | 725 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $46,901,000 | 827 |
| Total interest expense | $21,074,000 | 876 |
| Net interest income | $25,827,000 | 772 |
| Provision for loan and lease losses | $3,700,000 | 721 |
| Total noninterest income | $4,574,000 | 1,051 |
| Gross Fiduciary activities income | $2,000,000 | 385 |
| Service charges on deposit accounts | $1,828,000 | 729 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $746,000 | 2,414 |
| Total noninterest expense | $19,303,000 | 876 |
| Salaries and employee benefits | $10,256,000 | 689 |
| Premises and equipment expense | $3,044,000 | 790 |
| Additional noninterest expense | $6,003,000 | 1,140 |
| Pre-tax net operating income | $7,398,000 | 873 |
| Securities gains (losses) | $524,000 | 1,049 |
| Applicable income taxes | $2,233,000 | 1,029 |
| Income before extraordinary items | $5,689,000 | 842 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,689,000 | 847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,791,000 | 628 |
| Cash dividends | $2,042,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,311,720 | 820 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.