Home > The Mahoning National Bank of Youngstown > Net charge- offs to loans
The Mahoning National Bank of Youngstown, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5237% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0575% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1061% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3894% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3204% | 536 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5272% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5826% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5328% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0027% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9686% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2818% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3855% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7281% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1342% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2016% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4300% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1847% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5462% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4141% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1073% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3510% | 2,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1153% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2604% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7094% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3218% | 2,674 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0284% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0459% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4625% | 323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8713% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5949% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 5,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2689% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5650% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7674% | 807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3022% | 4,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2115% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5085% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0758% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7712% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2773% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1670% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 1,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9063% | 132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7716% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8806% | 906 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |