Home > The Mahoning National Bank of Youngstown > Assets and Liabilities
The Mahoning National Bank of Youngstown, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 298 | 572 |
| Assets and Liabilities | ||
| Total Assets: | $834,581,000 | 623 |
| Cash and due from depository institutions | $28,999,000 | 572 |
| Interest-bearing balances | $3,000 | 6,685 |
| Securities | $278,765,000 | 463 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $498,865,000 | 662 |
| Loan loss allowance | $7,854,000 | 577 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,324,000 | 763 |
| Other real estate owned | $75,000 | 572 |
| Goodwill and other intangibles | $271,000 | 2,240 |
| All other assets | $17,282,000 | 660 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $834,581,000 | 623 |
| Total liabilities | $759,024,000 | 622 |
| Total deposits | $550,211,000 | 685 |
| Interest-bearing deposits | $458,323,000 | 711 |
| Deposits held in domestic offices | $550,211,000 | 680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $177,096,000 | 252 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,181,000 | 1,276 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $10,536,000 | 595 |
| Total equity capital | $75,557,000 | 627 |
| Total bank equity capital | $75,557,000 | 627 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $15,750,000 | 213 |
| Surplus | $15,750,000 | 1,114 |
| Undivided profits | $44,057,000 | 576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,177,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $366,000 | 370 |
| Income earned, not collected on loans | $2,857,000 | 746 |
| Earning assets | $777,633,000 | 616 |
| Long-term assets (5+ years) | $202,040,000 | 543 |
| Average Assets, year-to-date | $829,254,600 | 602 |
| Average Assets, quarterly | $840,788,000 | 617 |
| Volatile liabilities | $237,301,000 | 534 |
| Insider loans | $15,462,000 | 257 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $70,000 | 1,389 |
| Unused loan commitments | $164,179,000 | 523 |
| Tier 1 (core) risk-based capital | $78,614,000 | 579 |
| Tier 2 risk-based capital | $6,864,120 | 618 |
| Total risk weighted assets | $548,140,020 | 639 |
| Total unused commitments | $164,179,000 | 523 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 375 | 468 |
| Assets and Liabilities | ||
| Total Assets: | $824,579,000 | 615 |
| Cash and due from depository institutions | $30,556,000 | 468 |
| Interest-bearing balances | $2,000 | 6,622 |
| Securities | $264,947,000 | 485 |
| Federal funds sold & reverse repurchase agreements | $23,700,000 | 671 |
| Net loans & leases | $482,954,000 | 642 |
| Loan loss allowance | $7,789,000 | 574 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,845,000 | 846 |
| Other real estate owned | $0 | 468 |
| Goodwill and other intangibles | $199,000 | 2,348 |
| All other assets | $13,378,000 | 720 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $824,579,000 | 615 |
| Total liabilities | $751,804,000 | 614 |
| Total deposits | $570,066,000 | 646 |
| Interest-bearing deposits | $471,281,000 | 666 |
| Deposits held in domestic offices | $570,066,000 | 638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $146,144,000 | 249 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,634,000 | 1,006 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $13,960,000 | 510 |
| Total equity capital | $72,775,000 | 652 |
| Total bank equity capital | $72,775,000 | 652 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $15,750,000 | 217 |
| Surplus | $15,750,000 | 1,055 |
| Undivided profits | $41,275,000 | 626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,693,000 | 1,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $193,000 | 649 |
| Income earned, not collected on loans | $2,836,000 | 714 |
| Earning assets | $771,603,000 | 608 |
| Long-term assets (5+ years) | $191,139,000 | 504 |
| Average Assets, year-to-date | $802,846,800 | 607 |
| Average Assets, quarterly | $805,211,500 | 618 |
| Volatile liabilities | $184,477,000 | 560 |
| Insider loans | $12,290,000 | 308 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,271,000 | 659 |
| Unused loan commitments | $162,645,000 | 503 |
| Tier 1 (core) risk-based capital | $70,333,100 | 618 |
| Tier 2 risk-based capital | $6,349,800 | 634 |
| Total risk weighted assets | $506,544,800 | 631 |
| Total unused commitments | $162,645,000 | 505 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 388 | 458 |
| Assets and Liabilities | ||
| Total Assets: | $796,804,000 | 645 |
| Cash and due from depository institutions | $29,143,000 | 458 |
| Interest-bearing balances | $2,000 | 6,502 |
| Securities | $250,756,000 | 511 |
| Federal funds sold & reverse repurchase agreements | $8,800,000 | 1,561 |
| Net loans & leases | $484,963,000 | 645 |
| Loan loss allowance | $7,524,000 | 597 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,653,000 | 856 |
| Other real estate owned | $1,112,000 | 458 |
| Goodwill and other intangibles | $9,000 | 3,399 |
| All other assets | $13,368,000 | 687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $796,804,000 | 645 |
| Total liabilities | $730,373,000 | 639 |
| Total deposits | $545,362,000 | 685 |
| Interest-bearing deposits | $470,611,000 | 684 |
| Deposits held in domestic offices | $545,362,000 | 681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $146,245,000 | 270 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $29,105,000 | 779 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $9,661,000 | 648 |
| Total equity capital | $66,431,000 | 715 |
| Total bank equity capital | $66,431,000 | 715 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $15,750,000 | 234 |
| Surplus | $15,750,000 | 1,046 |
| Undivided profits | $34,931,000 | 732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,880,000 | 978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 1,010 |
| Income earned, not collected on loans | $2,936,000 | 748 |
| Earning assets | $744,521,000 | 630 |
| Long-term assets (5+ years) | $193,067,000 | 431 |
| Average Assets, year-to-date | $779,477,400 | 625 |
| Average Assets, quarterly | $785,443,000 | 641 |
| Volatile liabilities | $195,824,000 | 543 |
| Insider loans | $10,792,000 | 358 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $298,000 | 1,209 |
| Unused loan commitments | $141,430,000 | 512 |
| Tier 1 (core) risk-based capital | $65,472,100 | 673 |
| Tier 2 risk-based capital | $6,244,400 | 605 |
| Total risk weighted assets | $498,272,200 | 651 |
| Total unused commitments | $141,430,000 | 513 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 391 | 484 |
| Assets and Liabilities | ||
| Total Assets: | $769,495,000 | 686 |
| Cash and due from depository institutions | $29,257,000 | 484 |
| Interest-bearing balances | $1,000 | 6,581 |
| Securities | $229,332,000 | 572 |
| Federal funds sold & reverse repurchase agreements | $19,500,000 | 675 |
| Net loans & leases | $469,683,000 | 696 |
| Loan loss allowance | $8,112,000 | 620 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,981,000 | 866 |
| Other real estate owned | $269,000 | 484 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $12,473,000 | 761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $769,495,000 | 686 |
| Total liabilities | $707,333,000 | 680 |
| Total deposits | $566,054,000 | 709 |
| Interest-bearing deposits | $495,293,000 | 694 |
| Deposits held in domestic offices | $566,054,000 | 701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $122,467,000 | 328 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $14,300,000 | 1,111 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,512,000 | 1,080 |
| Total equity capital | $62,162,000 | 757 |
| Total bank equity capital | $62,162,000 | 757 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $15,750,000 | 254 |
| Surplus | $15,750,000 | 1,097 |
| Undivided profits | $30,662,000 | 832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,725,000 | 737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 1,167 |
| Income earned, not collected on loans | $2,802,000 | 796 |
| Earning assets | $718,516,000 | 675 |
| Long-term assets (5+ years) | $175,310,000 | 456 |
| Average Assets, year-to-date | $751,372,200 | 671 |
| Average Assets, quarterly | $772,368,000 | 675 |
| Volatile liabilities | $173,047,000 | 616 |
| Insider loans | $10,004,000 | 431 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $394,000 | 1,037 |
| Unused loan commitments | $146,920,000 | 515 |
| Tier 1 (core) risk-based capital | $62,093,000 | 720 |
| Tier 2 risk-based capital | $6,069,600 | 640 |
| Total risk weighted assets | $483,525,400 | 683 |
| Total unused commitments | $146,920,000 | 518 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 406 | 496 |
| Assets and Liabilities | ||
| Total Assets: | $720,052,000 | 739 |
| Cash and due from depository institutions | $30,731,000 | 496 |
| Interest-bearing balances | $1,000 | 6,796 |
| Securities | $210,087,000 | 642 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,556 |
| Net loans & leases | $455,279,000 | 729 |
| Loan loss allowance | $7,156,000 | 700 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,502,000 | 792 |
| Other real estate owned | $36,000 | 496 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $11,617,000 | 834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $720,052,000 | 739 |
| Total liabilities | $650,510,000 | 747 |
| Total deposits | $574,824,000 | 718 |
| Interest-bearing deposits | $501,376,000 | 710 |
| Deposits held in domestic offices | $574,824,000 | 707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,042,000 | 473 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,726,000 | 1,436 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,918,000 | 1,234 |
| Total equity capital | $69,542,000 | 718 |
| Total bank equity capital | $69,542,000 | 718 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $15,750,000 | 271 |
| Surplus | $15,750,000 | 1,110 |
| Undivided profits | $38,042,000 | 693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,258,000 | 1,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 1,036 |
| Income earned, not collected on loans | $2,746,000 | 841 |
| Earning assets | $668,167,000 | 730 |
| Long-term assets (5+ years) | $160,273,000 | 458 |
| Average Assets, year-to-date | $719,417,400 | 713 |
| Average Assets, quarterly | $727,400,500 | 726 |
| Volatile liabilities | $96,169,000 | 851 |
| Insider loans | $14,165,000 | 345 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $117,267,000 | 618 |
| Tier 1 (core) risk-based capital | $68,876,000 | 684 |
| Tier 2 risk-based capital | $5,885,170 | 655 |
| Total risk weighted assets | $469,542,570 | 695 |
| Total unused commitments | $117,267,000 | 620 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 410 | 511 |
| Assets and Liabilities | ||
| Total Assets: | $707,800,000 | 738 |
| Cash and due from depository institutions | $31,871,000 | 511 |
| Interest-bearing balances | $1,000 | 6,985 |
| Securities | $235,174,000 | 605 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,040 |
| Net loans & leases | $418,673,000 | 761 |
| Loan loss allowance | $6,694,000 | 742 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,565,000 | 975 |
| Other real estate owned | $0 | 511 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $11,817,000 | 877 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $707,800,000 | 738 |
| Total liabilities | $647,861,000 | 741 |
| Total deposits | $554,627,000 | 728 |
| Interest-bearing deposits | $488,158,000 | 708 |
| Deposits held in domestic offices | $554,627,000 | 716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $81,247,000 | 446 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,458,000 | 1,448 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,529,000 | 970 |
| Total equity capital | $59,939,000 | 752 |
| Total bank equity capital | $59,939,000 | 752 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $15,750,000 | 268 |
| Surplus | $15,750,000 | 1,039 |
| Undivided profits | $28,439,000 | 816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,154,000 | 1,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,526 |
| Income earned, not collected on loans | $2,399,000 | 836 |
| Earning assets | $656,548,000 | 720 |
| Long-term assets (5+ years) | $146,277,000 | 495 |
| Average Assets, year-to-date | $684,219,800 | 743 |
| Average Assets, quarterly | $705,374,000 | 738 |
| Volatile liabilities | $103,660,000 | 799 |
| Insider loans | $11,807,000 | 379 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $112,235,000 | 602 |
| Tier 1 (core) risk-based capital | $61,743,000 | 715 |
| Tier 2 risk-based capital | $5,367,760 | 693 |
| Total risk weighted assets | $428,094,260 | 728 |
| Total unused commitments | $112,235,000 | 605 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 427 | 525 |
| Assets and Liabilities | ||
| Total Assets: | $657,394,000 | 792 |
| Cash and due from depository institutions | $24,619,000 | 525 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $237,633,000 | 628 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,981 |
| Net loans & leases | $372,027,000 | 805 |
| Loan loss allowance | $5,213,000 | 955 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,207,000 | 1,019 |
| Other real estate owned | $0 | 525 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $8,908,000 | 1,030 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $657,394,000 | 792 |
| Total liabilities | $601,721,000 | 798 |
| Total deposits | $542,709,000 | 761 |
| Interest-bearing deposits | $480,744,000 | 752 |
| Deposits held in domestic offices | $542,709,000 | 748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,832,000 | 540 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,000,000 | 881 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,180,000 | 1,077 |
| Total equity capital | $55,673,000 | 771 |
| Total bank equity capital | $55,673,000 | 771 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $15,750,000 | 272 |
| Surplus | $8,500,000 | 1,683 |
| Undivided profits | $31,423,000 | 724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,724,000 | 2,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 1,247 |
| Income earned, not collected on loans | $1,813,000 | 950 |
| Earning assets | $616,660,000 | 775 |
| Long-term assets (5+ years) | $117,792,000 | 594 |
| Average Assets, year-to-date | $631,539,000 | 799 |
| Average Assets, quarterly | $652,217,500 | 791 |
| Volatile liabilities | $73,019,000 | 934 |
| Insider loans | $9,363,000 | 451 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $90,395,000 | 663 |
| Tier 1 (core) risk-based capital | $55,673,000 | 742 |
| Tier 2 risk-based capital | $4,917,900 | 737 |
| Total risk weighted assets | $393,136,900 | 782 |
| Total unused commitments | $90,395,000 | 679 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 401 | 565 |
| Assets and Liabilities | ||
| Total Assets: | $626,464,000 | 846 |
| Cash and due from depository institutions | $38,582,000 | 565 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $206,485,000 | 674 |
| Federal funds sold & reverse repurchase agreements | $28,600,000 | 644 |
| Net loans & leases | $339,265,000 | 879 |
| Loan loss allowance | $3,920,000 | 1,227 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,393,000 | 1,136 |
| Other real estate owned | $97,000 | 565 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $7,042,000 | 1,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $626,464,000 | 846 |
| Total liabilities | $575,726,000 | 851 |
| Total deposits | $517,892,000 | 854 |
| Interest-bearing deposits | $454,136,000 | 839 |
| Deposits held in domestic offices | $517,892,000 | 844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,018,000 | 461 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,360,000 | 989 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,456,000 | 1,036 |
| Total equity capital | $50,738,000 | 805 |
| Total bank equity capital | $50,738,000 | 805 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $15,750,000 | 265 |
| Surplus | $8,500,000 | 1,626 |
| Undivided profits | $26,488,000 | 809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,196,000 | 2,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,745,000 | 1,103 |
| Earning assets | $574,350,000 | 840 |
| Long-term assets (5+ years) | $120,824,000 | 515 |
| Average Assets, year-to-date | $606,272,600 | 852 |
| Average Assets, quarterly | $624,452,000 | 850 |
| Volatile liabilities | $78,008,000 | 876 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $92,569,000 | 639 |
| Tier 1 (core) risk-based capital | $50,738,000 | 766 |
| Tier 2 risk-based capital | $3,920,000 | 893 |
| Total risk weighted assets | $371,841,400 | 845 |
| Total unused commitments | $92,569,000 | 651 |
| Derivatives | $0 | 651 |