Home > The Madison National Bank > Income and Expense
The Madison National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,652,000 | 1,872 |
| Total interest expense | $8,115,000 | 1,909 |
| Net interest income | $9,537,000 | 1,827 |
| Provision for loan and lease losses | $17,617,000 | 142 |
| Total noninterest income | $1,928,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,463,000 | 877 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $465,000 | 2,974 |
| Total noninterest expense | $8,237,000 | 1,601 |
| Salaries and employee benefits | $4,143,000 | 1,573 |
| Premises and equipment expense | $1,160,000 | 1,684 |
| Additional noninterest expense | $2,934,000 | 1,473 |
| Pre-tax net operating income | $-14,389,000 | 10,934 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-921,000 | 10,883 |
| Income before extraordinary items | $-13,468,000 | 10,914 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-13,468,000 | 10,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,117,000 | 184 |
| Cash dividends | $25,000 | 7,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-13,468,000 | 10,913 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,127,000 | 1,664 |
| Total interest expense | $8,630,000 | 1,826 |
| Net interest income | $11,497,000 | 1,541 |
| Provision for loan and lease losses | $9,052,000 | 220 |
| Total noninterest income | $2,160,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,589,000 | 835 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $571,000 | 2,655 |
| Total noninterest expense | $7,342,000 | 1,923 |
| Salaries and employee benefits | $3,545,000 | 1,866 |
| Premises and equipment expense | $1,086,000 | 1,848 |
| Additional noninterest expense | $2,711,000 | 1,883 |
| Pre-tax net operating income | $-2,737,000 | 11,422 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-962,000 | 11,390 |
| Income before extraordinary items | $-1,775,000 | 11,400 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-1,775,000 | 11,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,252,000 | 374 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-1,775,000 | 11,386 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,896,000 | 1,898 |
| Total interest expense | $7,301,000 | 2,131 |
| Net interest income | $10,595,000 | 1,687 |
| Provision for loan and lease losses | $2,746,000 | 473 |
| Total noninterest income | $2,058,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,474,000 | 904 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $584,000 | 2,582 |
| Total noninterest expense | $6,309,000 | 2,172 |
| Salaries and employee benefits | $3,388,000 | 1,956 |
| Premises and equipment expense | $905,000 | 2,213 |
| Additional noninterest expense | $2,016,000 | 2,382 |
| Pre-tax net operating income | $3,598,000 | 2,049 |
| Securities gains (losses) | $-35,000 | 10,941 |
| Applicable income taxes | $1,123,000 | 2,149 |
| Income before extraordinary items | $2,440,000 | 2,068 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,440,000 | 2,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,496,000 | 688 |
| Cash dividends | $331,000 | 4,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,463,800 | 2,016 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,357,000 | 2,461 |
| Total interest expense | $3,991,000 | 3,064 |
| Net interest income | $8,366,000 | 2,159 |
| Provision for loan and lease losses | $1,150,000 | 846 |
| Total noninterest income | $1,872,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,402,000 | 940 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $470,000 | 3,068 |
| Total noninterest expense | $5,277,000 | 2,637 |
| Salaries and employee benefits | $2,586,000 | 2,577 |
| Premises and equipment expense | $686,000 | 2,875 |
| Additional noninterest expense | $2,005,000 | 2,568 |
| Pre-tax net operating income | $3,811,000 | 1,865 |
| Securities gains (losses) | $-269,000 | 12,069 |
| Applicable income taxes | $1,199,000 | 1,878 |
| Income before extraordinary items | $2,343,000 | 2,089 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,343,000 | 2,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $850,000 | 970 |
| Cash dividends | $369,000 | 3,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,520,540 | 1,931 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,791,000 | 3,154 |
| Total interest expense | $3,244,000 | 3,847 |
| Net interest income | $6,547,000 | 2,753 |
| Provision for loan and lease losses | $983,000 | 1,320 |
| Total noninterest income | $1,739,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,354,000 | 980 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $385,000 | 3,847 |
| Total noninterest expense | $4,438,000 | 3,158 |
| Salaries and employee benefits | $2,106,000 | 3,117 |
| Premises and equipment expense | $599,000 | 3,334 |
| Additional noninterest expense | $1,733,000 | 3,076 |
| Pre-tax net operating income | $2,865,000 | 2,399 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $982,000 | 2,297 |
| Income before extraordinary items | $1,883,000 | 2,675 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,883,000 | 2,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $683,000 | 1,459 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,883,000 | 2,507 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,540,000 | 4,046 |
| Total interest expense | $3,095,000 | 5,023 |
| Net interest income | $5,445,000 | 3,359 |
| Provision for loan and lease losses | $478,000 | 3,107 |
| Total noninterest income | $1,251,000 | 2,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $943,000 | 1,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 4,349 |
| Total noninterest expense | $4,258,000 | 3,309 |
| Salaries and employee benefits | $1,958,000 | 3,267 |
| Premises and equipment expense | $597,000 | 3,374 |
| Additional noninterest expense | $1,703,000 | 3,205 |
| Pre-tax net operating income | $1,960,000 | 3,155 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $655,000 | 3,177 |
| Income before extraordinary items | $1,305,000 | 3,514 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,305,000 | 3,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 2,644 |
| Cash dividends | $169,000 | 5,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,305,000 | 3,260 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.