Home > The Madison Bank and Trust Company > Income and Expense
The Madison Bank and Trust Company, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 4,145 |
| Total interest expense | $1,672,000 | 2,781 |
| Net interest income | $1,699,000 | 5,113 |
| Provision for loan and lease losses | $-1,904,000 | 8,835 |
| Total noninterest income | $686,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $596,000 | 1,421 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $90,000 | 5,383 |
| Total noninterest expense | $3,085,000 | 2,628 |
| Salaries and employee benefits | $1,221,000 | 3,513 |
| Premises and equipment expense | $234,000 | 4,331 |
| Additional noninterest expense | $1,630,000 | 1,529 |
| Pre-tax net operating income | $1,204,000 | 3,242 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $422,000 | 2,529 |
| Income before extraordinary items | $782,000 | 3,682 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $782,000 | 3,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 8,713 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $782,000 | 3,638 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 4,272 |
| Total interest expense | $782,000 | 2,852 |
| Net interest income | $823,000 | 5,249 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $329,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $286,000 | 1,438 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $1,112,000 | 3,533 |
| Salaries and employee benefits | $384,000 | 4,970 |
| Premises and equipment expense | $122,000 | 4,262 |
| Additional noninterest expense | $606,000 | 2,023 |
| Pre-tax net operating income | $40,000 | 8,020 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $31,000 | 5,273 |
| Income before extraordinary items | $9,000 | 8,369 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $9,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $9,000 | 8,341 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 5,072 |
| Total interest expense | $2,305,000 | 3,251 |
| Net interest income | $2,350,000 | 6,188 |
| Provision for loan and lease losses | $386,000 | 2,436 |
| Total noninterest income | $1,444,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,282,000 | 1,380 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $162,000 | 5,528 |
| Total noninterest expense | $3,248,000 | 4,417 |
| Salaries and employee benefits | $1,505,000 | 4,936 |
| Premises and equipment expense | $498,000 | 4,107 |
| Additional noninterest expense | $1,245,000 | 3,637 |
| Pre-tax net operating income | $160,000 | 7,908 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $66,000 | 5,858 |
| Income before extraordinary items | $94,000 | 8,120 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $94,000 | 8,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,642 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $94,000 | 8,074 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 5,441 |
| Total interest expense | $1,625,000 | 3,367 |
| Net interest income | $1,476,000 | 6,674 |
| Provision for loan and lease losses | $196,000 | 3,023 |
| Total noninterest income | $1,078,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $959,000 | 1,395 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 5,588 |
| Total noninterest expense | $2,555,000 | 4,236 |
| Salaries and employee benefits | $1,140,000 | 4,848 |
| Premises and equipment expense | $367,000 | 4,143 |
| Additional noninterest expense | $1,048,000 | 3,286 |
| Pre-tax net operating income | $-197,000 | 8,646 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-55,000 | 8,818 |
| Income before extraordinary items | $-142,000 | 8,649 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-142,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,932 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-142,000 | 8,619 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 6,158 |
| Total interest expense | $1,037,000 | 3,500 |
| Net interest income | $615,000 | 7,767 |
| Provision for loan and lease losses | $67,000 | 4,166 |
| Total noninterest income | $701,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $627,000 | 1,405 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 5,746 |
| Total noninterest expense | $1,679,000 | 4,306 |
| Salaries and employee benefits | $766,000 | 4,863 |
| Premises and equipment expense | $238,000 | 4,228 |
| Additional noninterest expense | $675,000 | 3,403 |
| Pre-tax net operating income | $-430,000 | 8,871 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-141,000 | 8,965 |
| Income before extraordinary items | $-289,000 | 8,847 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-289,000 | 8,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-289,000 | 8,823 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $822,000 | 6,185 |
| Total interest expense | $508,000 | 3,593 |
| Net interest income | $314,000 | 7,753 |
| Provision for loan and lease losses | $-6,000 | 8,907 |
| Total noninterest income | $327,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $296,000 | 1,446 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $844,000 | 4,315 |
| Salaries and employee benefits | $365,000 | 5,033 |
| Premises and equipment expense | $122,000 | 4,191 |
| Additional noninterest expense | $357,000 | 3,235 |
| Pre-tax net operating income | $-197,000 | 8,904 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-64,000 | 8,992 |
| Income before extraordinary items | $-133,000 | 8,891 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-133,000 | 8,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-133,000 | 8,853 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 5,760 |
| Total interest expense | $2,277,000 | 3,603 |
| Net interest income | $1,588,000 | 7,225 |
| Provision for loan and lease losses | $137,000 | 4,738 |
| Total noninterest income | $1,518,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,057,000 | 1,620 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $461,000 | 3,722 |
| Total noninterest expense | $2,307,000 | 5,507 |
| Salaries and employee benefits | $1,477,000 | 4,890 |
| Premises and equipment expense | $550,000 | 3,778 |
| Additional noninterest expense | $280,000 | 7,891 |
| Pre-tax net operating income | $662,000 | 6,126 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $226,000 | 4,734 |
| Income before extraordinary items | $436,000 | 6,637 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $436,000 | 6,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,544 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $436,000 | 6,475 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 5,671 |
| Total interest expense | $1,765,000 | 3,612 |
| Net interest income | $1,268,000 | 7,109 |
| Provision for loan and lease losses | $120,000 | 4,343 |
| Total noninterest income | $1,103,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $758,000 | 1,710 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $345,000 | 3,800 |
| Total noninterest expense | $1,767,000 | 5,408 |
| Salaries and employee benefits | $1,121,000 | 4,845 |
| Premises and equipment expense | $418,000 | 3,732 |
| Additional noninterest expense | $228,000 | 7,747 |
| Pre-tax net operating income | $484,000 | 6,350 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $165,000 | 4,955 |
| Income before extraordinary items | $319,000 | 6,837 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $319,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,955 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $319,000 | 6,660 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 5,520 |
| Total interest expense | $1,241,000 | 3,568 |
| Net interest income | $895,000 | 6,966 |
| Provision for loan and lease losses | $91,000 | 4,011 |
| Total noninterest income | $714,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $497,000 | 1,703 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $217,000 | 3,890 |
| Total noninterest expense | $1,129,000 | 5,548 |
| Salaries and employee benefits | $744,000 | 4,864 |
| Premises and equipment expense | $275,000 | 3,745 |
| Additional noninterest expense | $110,000 | 8,310 |
| Pre-tax net operating income | $389,000 | 5,939 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $133,000 | 4,688 |
| Income before extraordinary items | $256,000 | 6,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $256,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,641 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $256,000 | 6,260 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 5,450 |
| Total interest expense | $642,000 | 3,553 |
| Net interest income | $457,000 | 6,917 |
| Provision for loan and lease losses | $72,000 | 3,031 |
| Total noninterest income | $340,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $231,000 | 1,769 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $109,000 | 3,778 |
| Total noninterest expense | $589,000 | 5,405 |
| Salaries and employee benefits | $427,000 | 4,414 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $26,000 | 9,083 |
| Pre-tax net operating income | $136,000 | 6,673 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $46,000 | 5,224 |
| Income before extraordinary items | $90,000 | 7,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 7,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,818 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $90,000 | 6,937 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 4,627 |
| Total interest expense | $3,274,000 | 3,286 |
| Net interest income | $2,612,000 | 5,766 |
| Provision for loan and lease losses | $310,000 | 3,349 |
| Total noninterest income | $1,141,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $934,000 | 1,717 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $207,000 | 4,943 |
| Total noninterest expense | $2,318,000 | 5,346 |
| Salaries and employee benefits | $1,292,000 | 5,210 |
| Premises and equipment expense | $555,000 | 3,640 |
| Additional noninterest expense | $471,000 | 6,676 |
| Pre-tax net operating income | $1,125,000 | 4,889 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $383,000 | 3,971 |
| Income before extraordinary items | $742,000 | 5,397 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $742,000 | 5,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 2,314 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $742,000 | 5,261 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,167,000 | 3,255 |
| Total interest expense | $5,605,000 | 2,833 |
| Net interest income | $4,562,000 | 3,711 |
| Provision for loan and lease losses | $64,000 | 6,300 |
| Total noninterest income | $1,560,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $946,000 | 1,575 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $614,000 | 2,792 |
| Total noninterest expense | $2,439,000 | 5,040 |
| Salaries and employee benefits | $1,267,000 | 5,122 |
| Premises and equipment expense | $571,000 | 3,514 |
| Additional noninterest expense | $601,000 | 5,832 |
| Pre-tax net operating income | $3,619,000 | 1,926 |
| Securities gains (losses) | $-5,000 | 9,212 |
| Applicable income taxes | $1,259,000 | 1,743 |
| Income before extraordinary items | $2,355,000 | 2,201 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,355,000 | 2,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,784 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,358,250 | 2,130 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,094,000 | 2,457 |
| Total interest expense | $7,317,000 | 2,317 |
| Net interest income | $6,777,000 | 2,626 |
| Provision for loan and lease losses | $74,000 | 5,896 |
| Total noninterest income | $1,580,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $906,000 | 1,515 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $674,000 | 2,432 |
| Total noninterest expense | $2,994,000 | 4,238 |
| Salaries and employee benefits | $1,453,000 | 4,479 |
| Premises and equipment expense | $668,000 | 2,989 |
| Additional noninterest expense | $873,000 | 4,447 |
| Pre-tax net operating income | $5,289,000 | 1,401 |
| Securities gains (losses) | $-150,000 | 9,516 |
| Applicable income taxes | $1,521,000 | 1,493 |
| Income before extraordinary items | $3,618,000 | 1,465 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,618,000 | 1,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,089 |
| Cash dividends | $9,000,000 | 409 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,723,000 | 1,411 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,797,000 | 2,562 |
| Total interest expense | $5,787,000 | 2,539 |
| Net interest income | $7,010,000 | 2,509 |
| Provision for loan and lease losses | $137,000 | 4,478 |
| Total noninterest income | $1,703,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $871,000 | 1,511 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $832,000 | 2,102 |
| Total noninterest expense | $2,983,000 | 4,232 |
| Salaries and employee benefits | $1,625,000 | 4,068 |
| Premises and equipment expense | $663,000 | 3,005 |
| Additional noninterest expense | $695,000 | 5,266 |
| Pre-tax net operating income | $5,593,000 | 1,363 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,946,000 | 1,256 |
| Income before extraordinary items | $3,647,000 | 1,482 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,647,000 | 1,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,002 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,647,000 | 1,456 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,440,000 | 2,418 |
| Total interest expense | $6,053,000 | 2,504 |
| Net interest income | $7,387,000 | 2,309 |
| Provision for loan and lease losses | $250,000 | 2,981 |
| Total noninterest income | $1,801,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $928,000 | 1,351 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $873,000 | 2,040 |
| Total noninterest expense | $3,582,000 | 3,541 |
| Salaries and employee benefits | $1,858,000 | 3,570 |
| Premises and equipment expense | $732,000 | 2,666 |
| Additional noninterest expense | $992,000 | 3,992 |
| Pre-tax net operating income | $5,356,000 | 1,401 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,879,000 | 1,340 |
| Income before extraordinary items | $3,477,000 | 1,519 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,477,000 | 1,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,880 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,477,000 | 1,451 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,318,000 | 2,462 |
| Total interest expense | $6,144,000 | 2,446 |
| Net interest income | $7,174,000 | 2,426 |
| Provision for loan and lease losses | $244,000 | 2,993 |
| Total noninterest income | $1,790,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $944,000 | 1,364 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $846,000 | 1,958 |
| Total noninterest expense | $4,644,000 | 2,749 |
| Salaries and employee benefits | $2,103,000 | 3,148 |
| Premises and equipment expense | $730,000 | 2,634 |
| Additional noninterest expense | $1,811,000 | 2,299 |
| Pre-tax net operating income | $4,076,000 | 1,855 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,600,000 | 1,617 |
| Income before extraordinary items | $2,476,000 | 2,129 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,476,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,967 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,476,000 | 2,075 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,071,000 | 2,558 |
| Total interest expense | $6,019,000 | 2,543 |
| Net interest income | $7,052,000 | 2,515 |
| Provision for loan and lease losses | $364,000 | 2,236 |
| Total noninterest income | $1,340,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $799,000 | 1,669 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $541,000 | 2,760 |
| Total noninterest expense | $4,761,000 | 2,872 |
| Salaries and employee benefits | $2,206,000 | 3,031 |
| Premises and equipment expense | $681,000 | 2,876 |
| Additional noninterest expense | $1,874,000 | 2,603 |
| Pre-tax net operating income | $3,267,000 | 2,192 |
| Securities gains (losses) | $814,000 | 303 |
| Applicable income taxes | $1,649,000 | 1,465 |
| Income before extraordinary items | $2,432,000 | 2,040 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,432,000 | 2,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,647 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,911,040 | 2,503 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,429,000 | 2,686 |
| Total interest expense | $5,776,000 | 2,662 |
| Net interest income | $6,653,000 | 2,678 |
| Provision for loan and lease losses | $245,000 | 2,607 |
| Total noninterest income | $2,571,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $798,000 | 1,698 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,773,000 | 1,221 |
| Total noninterest expense | $6,470,000 | 2,126 |
| Salaries and employee benefits | $2,928,000 | 2,255 |
| Premises and equipment expense | $780,000 | 2,549 |
| Additional noninterest expense | $2,762,000 | 1,821 |
| Pre-tax net operating income | $2,509,000 | 2,838 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,049,000 | 2,274 |
| Income before extraordinary items | $1,460,000 | 3,324 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,460,000 | 3,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,678 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,460,000 | 3,299 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,783,000 | 2,823 |
| Total interest expense | $4,478,000 | 2,734 |
| Net interest income | $6,305,000 | 2,870 |
| Provision for loan and lease losses | $170,000 | 3,353 |
| Total noninterest income | $2,249,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $762,000 | 1,779 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,487,000 | 1,395 |
| Total noninterest expense | $6,365,000 | 2,208 |
| Salaries and employee benefits | $2,936,000 | 2,277 |
| Premises and equipment expense | $816,000 | 2,489 |
| Additional noninterest expense | $2,613,000 | 2,061 |
| Pre-tax net operating income | $2,019,000 | 3,396 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $833,000 | 2,678 |
| Income before extraordinary items | $1,199,000 | 3,865 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,199,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,190,680 | 3,920 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,320,000 | 2,735 |
| Total interest expense | $4,997,000 | 2,573 |
| Net interest income | $6,323,000 | 2,872 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $2,662,000 | 1,602 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $902,000 | 1,507 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,760,000 | 1,375 |
| Total noninterest expense | $6,800,000 | 2,147 |
| Salaries and employee benefits | $3,331,000 | 2,001 |
| Premises and equipment expense | $868,000 | 2,351 |
| Additional noninterest expense | $2,601,000 | 2,146 |
| Pre-tax net operating income | $2,075,000 | 3,196 |
| Securities gains (losses) | $103,000 | 2,469 |
| Applicable income taxes | $826,000 | 2,687 |
| Income before extraordinary items | $1,352,000 | 3,577 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,352,000 | 3,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,954 |
| Cash dividends | $3,000,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,286,080 | 3,561 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,536,000 | 2,420 |
| Total interest expense | $6,737,000 | 2,506 |
| Net interest income | $7,799,000 | 2,315 |
| Provision for loan and lease losses | $495,000 | 3,027 |
| Total noninterest income | $2,129,000 | 1,849 |
| Gross Fiduciary activities income | $43,000 | 1,389 |
| Service charges on deposit accounts | $498,000 | 2,793 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,588,000 | 1,455 |
| Total noninterest expense | $6,694,000 | 2,204 |
| Salaries and employee benefits | $3,736,000 | 1,779 |
| Premises and equipment expense | $1,012,000 | 2,068 |
| Additional noninterest expense | $1,946,000 | 2,863 |
| Pre-tax net operating income | $2,739,000 | 2,257 |
| Securities gains (losses) | $145,000 | 2,458 |
| Applicable income taxes | $1,049,000 | 2,019 |
| Income before extraordinary items | $1,835,000 | 2,501 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,835,000 | 2,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 3,797 |
| Cash dividends | $411,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,742,200 | 2,443 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.