Home > The Lyons National Bank > Income and Expense

The Lyons National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$73,057,000682
Total interest expense$23,028,000716
Net interest income$50,029,000671
Provision for loan and lease losses$1,040,000821
Total noninterest income$13,736,000605
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,138,000385
Trading account gains and feesNANA
Additional Noninterest Income$10,598,000517
Total noninterest expense$38,955,000706
Salaries and employee benefits$21,517,000708
Premises and equipment expense$4,213,000643
Additional noninterest expense$10,598,000517
Pre-tax net operating income$23,770,000597
Securities gains (losses)$88,000271
Applicable income taxes$5,496,000506
Income before extraordinary items$18,362,000612
Extraordinary gains, net$054
Net income$18,357,000622
Minority interest net income$5,00083
Net income of bank and minority interests.$18,362,000615
Net charge-offs$300,000971
Cash dividends$6,100,000689
Sale, conversion, retirement of capital stock, net$0540
Net operating income$18,292,480629
2023-09-30 (YTD Data)Rank
Total interest income$53,335,000689
Total interest expense$15,456,000731
Net interest income$37,879,000676
Provision for loan and lease losses$540,000954
Total noninterest income$9,837,000627
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,297,000391
Trading account gains and feesNANA
Additional Noninterest Income$7,540,000546
Total noninterest expense$29,442,000704
Salaries and employee benefits$16,819,000683
Premises and equipment expense$3,015,000676
Additional noninterest expense$7,540,000546
Pre-tax net operating income$17,734,000617
Securities gains (losses)$80,000190
Applicable income taxes$4,327,000508
Income before extraordinary items$13,487,000643
Extraordinary gains, net$052
Net income$13,487,000647
Minority interest net income$081
Net income of bank and minority interests.$13,487,000643
Net charge-offs$121,0001,100
Cash dividends$4,500,000650
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,423,800658
2023-06-30 (YTD Data)Rank
Total interest income$34,785,000683
Total interest expense$9,234,000726
Net interest income$25,551,000669
Provision for loan and lease losses$390,000898
Total noninterest income$6,450,000622
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,496,000391
Trading account gains and feesNANA
Additional Noninterest Income$4,954,000542
Total noninterest expense$20,066,000673
Salaries and employee benefits$11,291,000665
Premises and equipment expense$2,075,000645
Additional noninterest expense$4,954,000542
Pre-tax net operating income$11,545,000626
Securities gains (losses)$44,000293
Applicable income taxes$2,742,000531
Income before extraordinary items$8,847,000657
Extraordinary gains, net$051
Net income$8,847,000668
Minority interest net income$081
Net income of bank and minority interests.$8,847,000657
Net charge-offs$-5,0003,722
Cash dividends$2,900,000658
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,812,240664
2023-03-31 (YTD Data)Rank
Total interest income$16,673,000702
Total interest expense$3,782,000757
Net interest income$12,891,000674
Provision for loan and lease losses$340,000620
Total noninterest income$3,127,000628
Gross Fiduciary activities income$0913
Service charges on deposit accounts$738,000408
Trading account gains and feesNANA
Additional Noninterest Income$2,389,000545
Total noninterest expense$10,059,000682
Salaries and employee benefits$5,609,000691
Premises and equipment expense$1,055,000656
Additional noninterest expense$2,389,000545
Pre-tax net operating income$5,619,000661
Securities gains (losses)$23,000407
Applicable income taxes$1,301,000559
Income before extraordinary items$4,341,000694
Extraordinary gains, net$04
Net income$4,341,000693
Minority interest net income$048
Net income of bank and minority interests.$4,341,000693
Net charge-offs$-11,0004,071
Cash dividends$1,300,000668
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,322,830709
2022-12-31 (YTD Data)Rank
Total interest income$58,199,000666
Total interest expense$4,815,000807
Net interest income$53,384,000639
Provision for loan and lease losses$3,498,000358
Total noninterest income$12,094,000682
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,036,000412
Trading account gains and feesNANA
Additional Noninterest Income$9,058,000605
Total noninterest expense$38,962,000690
Salaries and employee benefits$22,005,000676
Premises and equipment expense$4,302,000630
Additional noninterest expense$9,058,000605
Pre-tax net operating income$23,018,000686
Securities gains (losses)$-15,0003,522
Applicable income taxes$4,866,000614
Income before extraordinary items$18,137,000697
Extraordinary gains, net$05
Net income$18,132,000698
Minority interest net income$5,00059
Net income of bank and minority interests.$18,137,000698
Net charge-offs$344,000727
Cash dividends$5,800,000696
Sale, conversion, retirement of capital stock, net$0568
Net operating income$18,148,850702
2022-09-30 (YTD Data)Rank
Total interest income$41,621,000661
Total interest expense$2,404,000857
Net interest income$39,217,000640
Provision for loan and lease losses$1,969,000396
Total noninterest income$9,083,000690
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,270,000417
Trading account gains and feesNANA
Additional Noninterest Income$6,813,000617
Total noninterest expense$30,113,000660
Salaries and employee benefits$17,414,000653
Premises and equipment expense$3,031,000664
Additional noninterest expense$6,813,000617
Pre-tax net operating income$16,218,000709
Securities gains (losses)$-32,0004,037
Applicable income taxes$3,062,000682
Income before extraordinary items$13,124,000714
Extraordinary gains, net$04
Net income$13,124,000714
Minority interest net income$057
Net income of bank and minority interests.$13,124,000714
Net charge-offs$43,0001,296
Cash dividends$4,300,000648
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,149,920719
2022-06-30 (YTD Data)Rank
Total interest income$26,690,000653
Total interest expense$1,332,000869
Net interest income$25,358,000632
Provision for loan and lease losses$1,000,000422
Total noninterest income$5,622,000710
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,477,000423
Trading account gains and feesNANA
Additional Noninterest Income$4,145,000673
Total noninterest expense$19,451,000674
Salaries and employee benefits$11,355,000655
Premises and equipment expense$1,980,000674
Additional noninterest expense$6,116,000651
Pre-tax net operating income$10,529,000678
Securities gains (losses)$-41,0004,211
Applicable income taxes$1,985,000662
Income before extraordinary items$8,503,000682
Extraordinary gains, net$04
Net income$8,503,000682
Minority interest net income$060
Net income of bank and minority interests.$8,503,000682
Net charge-offs$23,0001,274
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,536,210690
2022-03-31 (YTD Data)Rank
Total interest income$12,985,000647
Total interest expense$637,000862
Net interest income$12,348,000627
Provision for loan and lease losses$320,000467
Total noninterest income$2,872,000714
Gross Fiduciary activities income$0892
Service charges on deposit accounts$730,000421
Trading account gains and feesNANA
Additional Noninterest Income$2,142,000666
Total noninterest expense$9,764,000672
Salaries and employee benefits$5,506,000676
Premises and equipment expense$1,004,000666
Additional noninterest expense$3,254,000607
Pre-tax net operating income$5,136,000676
Securities gains (losses)$1,000563
Applicable income taxes$970,000657
Income before extraordinary items$4,167,000679
Extraordinary gains, net$04
Net income$4,167,000679
Minority interest net income$050
Net income of bank and minority interests.$4,167,000679
Net charge-offs$2,0001,559
Cash dividends$1,300,000645
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,166,190686
2021-12-31 (YTD Data)Rank
Total interest income$53,434,000638
Total interest expense$3,358,000817
Net interest income$50,076,000625
Provision for loan and lease losses$1,340,000435
Total noninterest income$13,481,000682
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,586,000446
Trading account gains and feesNANA
Additional Noninterest Income$10,895,000636
Total noninterest expense$41,366,000633
Salaries and employee benefits$23,192,000634
Premises and equipment expense$4,310,000617
Additional noninterest expense$13,864,000587
Pre-tax net operating income$20,851,000710
Securities gains (losses)$-502,0004,783
Applicable income taxes$4,008,000727
Income before extraordinary items$16,341,000760
Extraordinary gains, net$010
Net income$16,336,000761
Minority interest net income$5,00066
Net income of bank and minority interests.$16,341,000761
Net charge-offs$378,000745
Cash dividends$5,379,000753
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,742,600722
2021-09-30 (YTD Data)Rank
Total interest income$36,516,000710
Total interest expense$2,702,000812
Net interest income$33,814,000701
Provision for loan and lease losses$475,000852
Total noninterest income$10,548,000684
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,849,000462
Trading account gains and feesNANA
Additional Noninterest Income$8,699,000622
Total noninterest expense$31,876,000617
Salaries and employee benefits$18,278,000609
Premises and equipment expense$3,058,000662
Additional noninterest expense$10,540,000576
Pre-tax net operating income$12,011,000930
Securities gains (losses)$43,0001,115
Applicable income taxes$2,401,000868
Income before extraordinary items$9,653,000979
Extraordinary gains, net$08
Net income$9,653,000979
Minority interest net income$069
Net income of bank and minority interests.$9,653,000979
Net charge-offs$163,000871
Cash dividends$3,879,000706
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,618,600964
2021-06-30 (YTD Data)Rank
Total interest income$23,837,000714
Total interest expense$1,947,000785
Net interest income$21,890,000706
Provision for loan and lease losses$375,000759
Total noninterest income$7,169,000682
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,160,000471
Trading account gains and feesNANA
Additional Noninterest Income$6,009,000618
Total noninterest expense$21,079,000612
Salaries and employee benefits$12,157,000611
Premises and equipment expense$2,018,000666
Additional noninterest expense$6,904,000569
Pre-tax net operating income$7,605,000963
Securities gains (losses)$40,000961
Applicable income taxes$1,544,000877
Income before extraordinary items$6,101,0001,010
Extraordinary gains, net$06
Net income$6,101,0001,010
Minority interest net income$067
Net income of bank and minority interests.$6,101,0001,010
Net charge-offs$19,0001,524
Cash dividends$2,389,000743
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,069,000992
2021-03-31 (YTD Data)Rank
Total interest income$11,611,000733
Total interest expense$1,058,000755
Net interest income$10,553,000724
Provision for loan and lease losses$375,000456
Total noninterest income$3,792,000651
Gross Fiduciary activities income$0922
Service charges on deposit accounts$566,000475
Trading account gains and feesNANA
Additional Noninterest Income$3,226,000596
Total noninterest expense$10,404,000626
Salaries and employee benefits$5,838,000637
Premises and equipment expense$1,007,000680
Additional noninterest expense$3,559,000532
Pre-tax net operating income$3,566,0001,009
Securities gains (losses)$35,000755
Applicable income taxes$719,000898
Income before extraordinary items$2,882,0001,057
Extraordinary gains, net$03
Net income$2,882,0001,057
Minority interest net income$055
Net income of bank and minority interests.$2,882,0001,057
Net charge-offs$22,0001,105
Cash dividends$1,064,000714
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,854,0001,038
2020-12-31 (YTD Data)Rank
Total interest income$48,410,000703
Total interest expense$6,663,000712
Net interest income$41,747,000697
Provision for loan and lease losses$6,258,000485
Total noninterest income$14,376,000633
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,450,000454
Trading account gains and feesNANA
Additional Noninterest Income$11,926,000579
Total noninterest expense$37,002,000673
Salaries and employee benefits$21,601,000663
Premises and equipment expense$3,948,000667
Additional noninterest expense$11,453,000659
Pre-tax net operating income$12,863,000859
Securities gains (losses)$196,0001,043
Applicable income taxes$2,324,000842
Income before extraordinary items$10,735,000897
Extraordinary gains, net$04
Net income$10,730,000896
Minority interest net income$5,00065
Net income of bank and minority interests.$10,735,000897
Net charge-offs$431,0001,075
Cash dividends$4,500,000825
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,574,280873
2020-09-30 (YTD Data)Rank
Total interest income$35,983,000708
Total interest expense$5,449,000705
Net interest income$30,534,000702
Provision for loan and lease losses$5,181,000490
Total noninterest income$11,433,000577
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,790,000459
Trading account gains and feesNANA
Additional Noninterest Income$9,643,000522
Total noninterest expense$27,427,000674
Salaries and employee benefits$16,180,000642
Premises and equipment expense$2,978,000652
Additional noninterest expense$8,269,000665
Pre-tax net operating income$9,359,000846
Securities gains (losses)$203,000885
Applicable income taxes$1,722,000820
Income before extraordinary items$7,840,000877
Extraordinary gains, net$04
Net income$7,840,000877
Minority interest net income$065
Net income of bank and minority interests.$7,840,000877
Net charge-offs$234,0001,169
Cash dividends$3,359,000759
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,673,540865
2020-06-30 (YTD Data)Rank
Total interest income$24,028,000709
Total interest expense$3,928,000707
Net interest income$20,100,000702
Provision for loan and lease losses$3,568,000500
Total noninterest income$7,233,000572
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,221,000441
Trading account gains and feesNANA
Additional Noninterest Income$6,012,000509
Total noninterest expense$17,762,000692
Salaries and employee benefits$10,432,000665
Premises and equipment expense$1,858,000693
Additional noninterest expense$5,472,000654
Pre-tax net operating income$6,003,000809
Securities gains (losses)$203,000697
Applicable income taxes$1,124,000751
Income before extraordinary items$5,082,000838
Extraordinary gains, net$04
Net income$5,082,000838
Minority interest net income$065
Net income of bank and minority interests.$5,082,000838
Net charge-offs$195,0001,025
Cash dividends$2,269,000733
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,915,540835
2020-03-31 (YTD Data)Rank
Total interest income$11,710,000725
Total interest expense$2,039,000777
Net interest income$9,671,000711
Provision for loan and lease losses$1,058,000590
Total noninterest income$3,173,000586
Gross Fiduciary activities income$0941
Service charges on deposit accounts$773,000410
Trading account gains and feesNANA
Additional Noninterest Income$2,400,000514
Total noninterest expense$8,835,000693
Salaries and employee benefits$4,912,000716
Premises and equipment expense$976,000658
Additional noninterest expense$2,947,000620
Pre-tax net operating income$2,951,000751
Securities gains (losses)$42,000901
Applicable income taxes$539,000701
Income before extraordinary items$2,454,000780
Extraordinary gains, net$04
Net income$2,454,000780
Minority interest net income$056
Net income of bank and minority interests.$2,454,000780
Net charge-offs$152,000719
Cash dividends$1,168,000733
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,419,560776
2019-12-31 (YTD Data)Rank
Total interest income$45,946,000750
Total interest expense$8,147,000811
Net interest income$37,799,000724
Provision for loan and lease losses$2,341,000473
Total noninterest income$12,645,000588
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,206,000398
Trading account gains and feesNANA
Additional Noninterest Income$9,439,000540
Total noninterest expense$33,841,000694
Salaries and employee benefits$19,753,000676
Premises and equipment expense$3,505,000724
Additional noninterest expense$10,583,000665
Pre-tax net operating income$14,262,000780
Securities gains (losses)$-174,0005,104
Applicable income taxes$2,632,000756
Income before extraordinary items$11,456,000836
Extraordinary gains, net$011
Net income$11,451,000839
Minority interest net income$5,00065
Net income of bank and minority interests.$11,456,000837
Net charge-offs$821,000742
Cash dividends$5,054,000783
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,596,940801
2019-09-30 (YTD Data)Rank
Total interest income$34,226,000757
Total interest expense$5,921,000843
Net interest income$28,305,000732
Provision for loan and lease losses$1,401,000526
Total noninterest income$8,624,000632
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,386,000399
Trading account gains and feesNANA
Additional Noninterest Income$6,238,000591
Total noninterest expense$25,218,000696
Salaries and employee benefits$14,208,000705
Premises and equipment expense$2,659,000719
Additional noninterest expense$8,351,000631
Pre-tax net operating income$10,310,000827
Securities gains (losses)$76,000910
Applicable income taxes$2,285,000713
Income before extraordinary items$8,101,000891
Extraordinary gains, net$011
Net income$8,101,000892
Minority interest net income$072
Net income of bank and minority interests.$8,101,000892
Net charge-offs$546,000716
Cash dividends$3,852,000739
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,040,960882
2019-06-30 (YTD Data)Rank
Total interest income$22,510,000764
Total interest expense$3,800,000860
Net interest income$18,710,000736
Provision for loan and lease losses$760,000607
Total noninterest income$5,502,000640
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,546,000407
Trading account gains and fees$0131
Additional Noninterest Income$3,956,000601
Total noninterest expense$16,624,000710
Salaries and employee benefits$9,447,000701
Premises and equipment expense$1,834,000703
Additional noninterest expense$5,343,000665
Pre-tax net operating income$6,828,000807
Securities gains (losses)$-10,0004,944
Applicable income taxes$1,498,000693
Income before extraordinary items$5,320,000882
Extraordinary gains, net$011
Net income$5,320,000882
Minority interest net income$069
Net income of bank and minority interests.$5,320,000882
Net charge-offs$255,000865
Cash dividends$2,693,000711
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,327,900867
2019-03-31 (YTD Data)Rank
Total interest income$11,097,000768
Total interest expense$1,824,000863
Net interest income$9,273,000746
Provision for loan and lease losses$240,000816
Total noninterest income$2,785,000611
Gross Fiduciary activities income$0972
Service charges on deposit accounts$757,000409
Trading account gains and fees$0126
Additional Noninterest Income$2,028,000559
Total noninterest expense$8,491,000684
Salaries and employee benefits$5,022,000653
Premises and equipment expense$925,000703
Additional noninterest expense$2,544,000687
Pre-tax net operating income$3,327,000810
Securities gains (losses)$8,000759
Applicable income taxes$734,000682
Income before extraordinary items$2,601,000892
Extraordinary gains, net$05
Net income$2,601,000890
Minority interest net income$052
Net income of bank and minority interests.$2,601,000891
Net charge-offs$2,0002,456
Cash dividends$1,251,000705
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,594,680875
2018-12-31 (YTD Data)Rank
Total interest income$41,522,000763
Total interest expense$5,542,000845
Net interest income$35,980,000744
Provision for loan and lease losses$2,133,000475
Total noninterest income$10,359,000666
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,195,000409
Trading account gains and fees$0126
Additional Noninterest Income$7,164,000643
Total noninterest expense$30,723,000740
Salaries and employee benefits$16,466,000760
Premises and equipment expense$3,553,000712
Additional noninterest expense$10,704,000658
Pre-tax net operating income$13,483,000816
Securities gains (losses)$-85,0004,968
Applicable income taxes$2,945,000673
Income before extraordinary items$10,453,000874
Extraordinary gains, net$06
Net income$10,448,000872
Minority interest net income$5,00063
Net income of bank and minority interests.$10,453,000873
Net charge-offs$727,000756
Cash dividends$4,244,000832
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,520,150869
2018-09-30 (YTD Data)Rank
Total interest income$30,565,000761
Total interest expense$3,827,000862
Net interest income$26,738,000742
Provision for loan and lease losses$1,592,000453
Total noninterest income$7,637,000680
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,368,000410
Trading account gains and fees$0138
Additional Noninterest Income$5,269,000653
Total noninterest expense$23,331,000725
Salaries and employee benefits$12,844,000737
Premises and equipment expense$2,652,000718
Additional noninterest expense$7,835,000662
Pre-tax net operating income$9,452,000869
Securities gains (losses)$-60,0005,161
Applicable income taxes$2,059,000719
Income before extraordinary items$7,333,000946
Extraordinary gains, net$05
Net income$7,333,000944
Minority interest net income$066
Net income of bank and minority interests.$7,333,000945
Net charge-offs$610,000638
Cash dividends$3,064,000767
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,380,400933
2018-06-30 (YTD Data)Rank
Total interest income$19,888,000767
Total interest expense$2,359,000860
Net interest income$17,529,000750
Provision for loan and lease losses$1,019,000465
Total noninterest income$4,912,000696
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,529,000414
Trading account gains and fees$0130
Additional Noninterest Income$3,383,000678
Total noninterest expense$15,466,000731
Salaries and employee benefits$8,581,000743
Premises and equipment expense$1,791,000711
Additional noninterest expense$5,094,000679
Pre-tax net operating income$5,956,000903
Securities gains (losses)$-25,0005,148
Applicable income taxes$1,301,000725
Income before extraordinary items$4,630,000978
Extraordinary gains, net$06
Net income$4,630,000976
Minority interest net income$065
Net income of bank and minority interests.$4,630,000977
Net charge-offs$461,000552
Cash dividends$2,029,000751
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,649,750966
2018-03-31 (YTD Data)Rank
Total interest income$9,784,000770
Total interest expense$1,116,000861
Net interest income$8,668,000758
Provision for loan and lease losses$480,000492
Total noninterest income$2,337,000703
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$744,000432
Trading account gains and fees$0123
Additional Noninterest Income$1,593,000677
Total noninterest expense$7,554,000744
Salaries and employee benefits$4,220,000759
Premises and equipment expense$886,000725
Additional noninterest expense$2,448,000687
Pre-tax net operating income$2,971,000881
Securities gains (losses)$-35,0005,371
Applicable income taxes$647,000712
Income before extraordinary items$2,289,000956
Extraordinary gains, net$07
Net income$2,289,000956
Minority interest net income$052
Net income of bank and minority interests.$2,289,000956
Net charge-offs$255,000474
Cash dividends$2,027,000408
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,316,650940
2017-12-31 (YTD Data)Rank
Total interest income$36,461,000779
Total interest expense$3,596,000915
Net interest income$32,865,000765
Provision for loan and lease losses$1,500,000638
Total noninterest income$9,098,000737
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,940,000444
Trading account gains and fees$0151
Additional Noninterest Income$6,158,000719
Total noninterest expense$27,785,000785
Salaries and employee benefits$15,564,000788
Premises and equipment expense$2,991,000827
Additional noninterest expense$9,230,000730
Pre-tax net operating income$12,678,000801
Securities gains (losses)$-17,0005,150
Applicable income taxes$4,259,000742
Income before extraordinary items$8,402,000867
Extraordinary gains, net$09
Net income$8,397,000868
Minority interest net income$5,00064
Net income of bank and minority interests.$8,402,000867
Net charge-offs$667,000908
Cash dividends$4,153,000792
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,413,220855
2017-09-30 (YTD Data)Rank
Total interest income$26,931,000788
Total interest expense$2,576,000935
Net interest income$24,355,000779
Provision for loan and lease losses$1,300,000562
Total noninterest income$6,686,000764
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,201,000450
Trading account gains and fees$0145
Additional Noninterest Income$4,485,000742
Total noninterest expense$20,766,000788
Salaries and employee benefits$11,850,000779
Premises and equipment expense$2,233,000827
Additional noninterest expense$6,683,000747
Pre-tax net operating income$8,975,000863
Securities gains (losses)$-17,0005,476
Applicable income taxes$2,639,000758
Income before extraordinary items$6,319,000939
Extraordinary gains, net$09
Net income$6,319,000939
Minority interest net income$071
Net income of bank and minority interests.$6,319,000939
Net charge-offs$509,000796
Cash dividends$3,073,000744
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,331,070919
2017-06-30 (YTD Data)Rank
Total interest income$17,608,000804
Total interest expense$1,693,000930
Net interest income$15,915,000793
Provision for loan and lease losses$850,000559
Total noninterest income$4,299,000775
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,438,000453
Trading account gains and fees$0139
Additional Noninterest Income$2,861,000759
Total noninterest expense$13,582,000808
Salaries and employee benefits$7,861,000780
Premises and equipment expense$1,510,000828
Additional noninterest expense$4,211,000786
Pre-tax net operating income$5,782,000871
Securities gains (losses)$-17,0005,571
Applicable income taxes$1,694,000751
Income before extraordinary items$4,071,000947
Extraordinary gains, net$011
Net income$4,071,000948
Minority interest net income$071
Net income of bank and minority interests.$4,071,000947
Net charge-offs$385,000696
Cash dividends$1,930,000800
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,083,070935
2017-03-31 (YTD Data)Rank
Total interest income$8,713,000811
Total interest expense$875,000872
Net interest income$7,838,000805
Provision for loan and lease losses$300,000670
Total noninterest income$2,039,000797
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$692,000471
Trading account gains and fees$0142
Additional Noninterest Income$1,347,000775
Total noninterest expense$6,751,000811
Salaries and employee benefits$3,928,000794
Premises and equipment expense$784,000803
Additional noninterest expense$2,039,000795
Pre-tax net operating income$2,826,000865
Securities gains (losses)$-17,0005,701
Applicable income taxes$822,000761
Income before extraordinary items$1,987,000948
Extraordinary gains, net$08
Net income$1,987,000949
Minority interest net income$055
Net income of bank and minority interests.$1,987,000948
Net charge-offs$367,000414
Cash dividends$913,000792
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,999,070930
2016-12-31 (YTD Data)Rank
Total interest income$32,488,000828
Total interest expense$3,780,000779
Net interest income$28,708,000825
Provision for loan and lease losses$1,100,000841
Total noninterest income$8,533,000783
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,799,000479
Trading account gains and fees$0170
Additional Noninterest Income$5,734,000764
Total noninterest expense$25,480,000837
Salaries and employee benefits$14,200,000829
Premises and equipment expense$3,120,000800
Additional noninterest expense$8,160,000813
Pre-tax net operating income$10,661,000878
Securities gains (losses)$470,000450
Applicable income taxes$3,116,000755
Income before extraordinary items$8,015,000931
Extraordinary gains, net$05
Net income$8,010,000932
Minority interest net income$5,00071
Net income of bank and minority interests.$8,015,000930
Net charge-offs$1,492,000486
Cash dividends$3,595,000894
Sale, conversion, retirement of capital stock, net$4,927,00095
Net operating income$7,676,600948
2016-09-30 (YTD Data)Rank
Total interest income$24,087,000830
Total interest expense$2,860,000770
Net interest income$21,227,000828
Provision for loan and lease losses$899,000755
Total noninterest income$6,479,000772
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,045,000486
Trading account gains and fees$0169
Additional Noninterest Income$4,434,000745
Total noninterest expense$18,473,000863
Salaries and employee benefits$10,373,000847
Premises and equipment expense$2,262,000826
Additional noninterest expense$5,838,000847
Pre-tax net operating income$8,334,000849
Securities gains (losses)$470,000406
Applicable income taxes$2,415,000763
Income before extraordinary items$6,389,000875
Extraordinary gains, net$05
Net income$6,389,000875
Minority interest net income$071
Net income of bank and minority interests.$6,389,000875
Net charge-offs$78,0002,275
Cash dividends$2,745,000825
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,045,900901
2016-06-30 (YTD Data)Rank
Total interest income$15,942,000837
Total interest expense$1,899,000764
Net interest income$14,043,000833
Provision for loan and lease losses$548,000797
Total noninterest income$3,929,000825
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,325,000492
Trading account gains and fees$0157
Additional Noninterest Income$2,604,000804
Total noninterest expense$11,916,000896
Salaries and employee benefits$6,686,000883
Premises and equipment expense$1,499,000834
Additional noninterest expense$3,731,000891
Pre-tax net operating income$5,508,000853
Securities gains (losses)$225,000548
Applicable income taxes$1,545,000782
Income before extraordinary items$4,188,000876
Extraordinary gains, net$016
Net income$4,188,000875
Minority interest net income$071
Net income of bank and minority interests.$4,188,000875
Net charge-offs$54,0002,091
Cash dividends$1,915,000799
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,023,750882
2016-03-31 (YTD Data)Rank
Total interest income$7,795,000857
Total interest expense$954,000764
Net interest income$6,841,000864
Provision for loan and lease losses$198,000993
Total noninterest income$1,832,000845
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$643,000500
Trading account gains and fees$0142
Additional Noninterest Income$1,189,000827
Total noninterest expense$5,943,000888
Salaries and employee benefits$3,312,000892
Premises and equipment expense$771,000816
Additional noninterest expense$1,860,000879
Pre-tax net operating income$2,532,000890
Securities gains (losses)$36,000968
Applicable income taxes$690,000823
Income before extraordinary items$1,878,000952
Extraordinary gains, net$012
Net income$1,878,000953
Minority interest net income$062
Net income of bank and minority interests.$1,878,000953
Net charge-offs$13,0002,213
Cash dividends$940,000787
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,851,720929
2015-12-31 (YTD Data)Rank
Total interest income$29,641,000865
Total interest expense$2,997,000935
Net interest income$26,644,000854
Provision for loan and lease losses$1,275,000651
Total noninterest income$7,851,000810
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,720,000480
Trading account gains and fees$0159
Additional Noninterest Income$5,131,000804
Total noninterest expense$22,518,000923
Salaries and employee benefits$12,844,000885
Premises and equipment expense$2,644,000921
Additional noninterest expense$7,030,000935
Pre-tax net operating income$10,702,000842
Securities gains (losses)$167,000848
Applicable income taxes$3,077,000734
Income before extraordinary items$7,792,000914
Extraordinary gains, net$023
Net income$7,792,000914
Minority interest net income$081
Net income of bank and minority interests.$7,792,000914
Net charge-offs$635,000956
Cash dividends$2,900,0001,010
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,671,760910
2015-09-30 (YTD Data)Rank
Total interest income$21,945,000885
Total interest expense$2,148,000994
Net interest income$19,797,000868
Provision for loan and lease losses$975,000614
Total noninterest income$5,853,000834
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,998,000497
Trading account gains and fees$0153
Additional Noninterest Income$3,855,000811
Total noninterest expense$16,471,000940
Salaries and employee benefits$9,396,000913
Premises and equipment expense$1,900,000970
Additional noninterest expense$5,175,000949
Pre-tax net operating income$8,204,000819
Securities gains (losses)$93,0001,082
Applicable income taxes$2,401,000738
Income before extraordinary items$5,896,000911
Extraordinary gains, net$021
Net income$5,896,000911
Minority interest net income$078
Net income of bank and minority interests.$5,896,000911
Net charge-offs$101,0002,151
Cash dividends$2,100,000940
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,829,970891
2015-06-30 (YTD Data)Rank
Total interest income$14,289,000908
Total interest expense$1,438,000994
Net interest income$12,851,000889
Provision for loan and lease losses$650,000605
Total noninterest income$3,856,000845
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,299,000506
Trading account gains and fees$0157
Additional Noninterest Income$2,557,000809
Total noninterest expense$10,714,000975
Salaries and employee benefits$6,077,000935
Premises and equipment expense$1,266,000975
Additional noninterest expense$3,371,000973
Pre-tax net operating income$5,343,000843
Securities gains (losses)$82,000935
Applicable income taxes$1,596,000743
Income before extraordinary items$3,829,000928
Extraordinary gains, net$022
Net income$3,829,000928
Minority interest net income$075
Net income of bank and minority interests.$3,829,000928
Net charge-offs$81,0001,919
Cash dividends$1,340,000978
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,770,780916
2015-03-31 (YTD Data)Rank
Total interest income$7,004,000922
Total interest expense$771,000933
Net interest income$6,233,000909
Provision for loan and lease losses$275,000697
Total noninterest income$1,845,000839
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$615,000526
Trading account gains and fees$0152
Additional Noninterest Income$1,230,000796
Total noninterest expense$5,313,000973
Salaries and employee benefits$3,040,000939
Premises and equipment expense$642,000968
Additional noninterest expense$1,631,000991
Pre-tax net operating income$2,490,000869
Securities gains (losses)$40,000939
Applicable income taxes$743,000770
Income before extraordinary items$1,787,000963
Extraordinary gains, net$013
Net income$1,787,000963
Minority interest net income$064
Net income of bank and minority interests.$1,787,000964
Net charge-offs$59,0001,446
Cash dividends$650,000914
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,758,600941
2014-12-31 (YTD Data)Rank
Total interest income$27,828,000912
Total interest expense$3,242,000924
Net interest income$24,586,000893
Provision for loan and lease losses$750,0001,065
Total noninterest income$6,990,000866
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,680,000511
Trading account gains and fees$0180
Additional Noninterest Income$4,310,000856
Total noninterest expense$20,402,000994
Salaries and employee benefits$11,546,000942
Premises and equipment expense$2,464,000977
Additional noninterest expense$6,392,0001,031
Pre-tax net operating income$10,424,000800
Securities gains (losses)$139,0001,026
Applicable income taxes$2,907,000738
Income before extraordinary items$7,656,000862
Extraordinary gains, net$017
Net income$7,656,000861
Minority interest net income$084
Net income of bank and minority interests.$7,656,000861
Net charge-offs$334,0001,900
Cash dividends$2,640,0001,033
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,555,920853
2014-09-30 (YTD Data)Rank
Total interest income$20,531,000927
Total interest expense$2,381,000954
Net interest income$18,150,000914
Provision for loan and lease losses$600,000986
Total noninterest income$5,072,000879
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,988,000518
Trading account gains and fees$0174
Additional Noninterest Income$3,084,000880
Total noninterest expense$14,980,0001,020
Salaries and employee benefits$8,499,000959
Premises and equipment expense$1,842,000990
Additional noninterest expense$4,639,0001,060
Pre-tax net operating income$7,642,000820
Securities gains (losses)$89,0001,071
Applicable income taxes$2,055,000789
Income before extraordinary items$5,676,000877
Extraordinary gains, net$015
Net income$5,676,000876
Minority interest net income$081
Net income of bank and minority interests.$5,676,000876
Net charge-offs$127,0002,452
Cash dividends$1,965,000973
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,611,030865
2014-06-30 (YTD Data)Rank
Total interest income$13,477,000936
Total interest expense$1,534,000988
Net interest income$11,943,000922
Provision for loan and lease losses$375,0001,053
Total noninterest income$3,313,000879
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,266,000534
Trading account gains and fees$0172
Additional Noninterest Income$2,047,000871
Total noninterest expense$9,847,0001,035
Salaries and employee benefits$5,581,000978
Premises and equipment expense$1,234,000991
Additional noninterest expense$3,032,0001,074
Pre-tax net operating income$5,034,000804
Securities gains (losses)$76,000938
Applicable income taxes$1,361,000761
Income before extraordinary items$3,749,000866
Extraordinary gains, net$020
Net income$3,749,000866
Minority interest net income$080
Net income of bank and minority interests.$3,749,000866
Net charge-offs$66,0002,543
Cash dividends$1,150,0001,043
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,693,520853
2014-03-31 (YTD Data)Rank
Total interest income$6,654,000953
Total interest expense$740,0001,025
Net interest income$5,914,000930
Provision for loan and lease losses$150,0001,189
Total noninterest income$1,589,000868
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$596,000551
Trading account gains and fees$0147
Additional Noninterest Income$993,000850
Total noninterest expense$4,947,0001,037
Salaries and employee benefits$2,779,000994
Premises and equipment expense$639,000986
Additional noninterest expense$1,529,0001,059
Pre-tax net operating income$2,406,000821
Securities gains (losses)$50,000647
Applicable income taxes$656,000763
Income before extraordinary items$1,800,000879
Extraordinary gains, net$016
Net income$1,800,000880
Minority interest net income$066
Net income of bank and minority interests.$1,800,000880
Net charge-offs$17,0002,586
Cash dividends$575,000943
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,763,500864
2013-12-31 (YTD Data)Rank
Total interest income$25,702,000982
Total interest expense$2,398,0001,421
Net interest income$23,304,000925
Provision for loan and lease losses$525,0001,775
Total noninterest income$6,135,000976
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,438,000563
Trading account gains and fees$0184
Additional Noninterest Income$3,697,000999
Total noninterest expense$19,167,0001,072
Salaries and employee benefits$11,050,000970
Premises and equipment expense$2,255,0001,054
Additional noninterest expense$5,862,0001,149
Pre-tax net operating income$9,747,000789
Securities gains (losses)$429,000510
Applicable income taxes$2,705,000719
Income before extraordinary items$7,471,000836
Extraordinary gains, net$029
Net income$7,471,000838
Minority interest net income$090
Net income of bank and minority interests.$7,471,000838
Net charge-offs$393,0002,271
Cash dividends$1,675,0001,377
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,157,830856
2013-09-30 (YTD Data)Rank
Total interest income$19,057,0001,007
Total interest expense$1,728,0001,520
Net interest income$17,329,000935
Provision for loan and lease losses$375,0001,842
Total noninterest income$4,616,000998
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,755,000581
Trading account gains and fees$0180
Additional Noninterest Income$2,861,0001,002
Total noninterest expense$14,012,0001,091
Salaries and employee benefits$8,113,000992
Premises and equipment expense$1,714,0001,054
Additional noninterest expense$4,185,0001,193
Pre-tax net operating income$7,558,000780
Securities gains (losses)$429,000466
Applicable income taxes$2,130,000700
Income before extraordinary items$5,857,000817
Extraordinary gains, net$025
Net income$5,857,000819
Minority interest net income$084
Net income of bank and minority interests.$5,857,000819
Net charge-offs$262,0002,255
Cash dividends$1,200,0001,264
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,543,830841
2013-06-30 (YTD Data)Rank
Total interest income$12,558,0001,008
Total interest expense$1,140,0001,569
Net interest income$11,418,000936
Provision for loan and lease losses$225,0001,972
Total noninterest income$3,064,0001,000
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,101,000609
Trading account gains and fees$0157
Additional Noninterest Income$1,963,0001,005
Total noninterest expense$9,255,0001,099
Salaries and employee benefits$5,349,0001,014
Premises and equipment expense$1,114,0001,077
Additional noninterest expense$2,792,0001,193
Pre-tax net operating income$5,002,000768
Securities gains (losses)$422,000429
Applicable income taxes$1,481,000676
Income before extraordinary items$3,943,000788
Extraordinary gains, net$022
Net income$3,943,000790
Minority interest net income$082
Net income of bank and minority interests.$3,943,000790
Net charge-offs$244,0001,893
Cash dividends$625,0001,491
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,634,940831
2013-03-31 (YTD Data)Rank
Total interest income$6,224,0001,023
Total interest expense$587,0001,577
Net interest income$5,637,000947
Provision for loan and lease losses$75,0002,354
Total noninterest income$1,572,000992
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$501,000665
Trading account gains and fees$0148
Additional Noninterest Income$1,071,000943
Total noninterest expense$4,585,0001,126
Salaries and employee benefits$2,703,0001,010
Premises and equipment expense$558,0001,090
Additional noninterest expense$1,324,0001,241
Pre-tax net operating income$2,549,000749
Securities gains (losses)$231,000409
Applicable income taxes$818,000629
Income before extraordinary items$1,962,000794
Extraordinary gains, net$010
Net income$1,962,000795
Minority interest net income$076
Net income of bank and minority interests.$1,962,000796
Net charge-offs$85,0002,023
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,797,990812
2012-12-31 (YTD Data)Rank
Total interest income$23,970,0001,118
Total interest expense$2,999,0001,480
Net interest income$20,971,0001,049
Provision for loan and lease losses$450,0002,851
Total noninterest income$6,063,000995
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,153,000658
Trading account gains and fees$0166
Additional Noninterest Income$3,910,000978
Total noninterest expense$17,634,0001,142
Salaries and employee benefits$10,246,0001,028
Premises and equipment expense$2,005,0001,178
Additional noninterest expense$5,383,0001,267
Pre-tax net operating income$8,950,000811
Securities gains (losses)$215,0001,633
Applicable income taxes$2,534,000712
Income before extraordinary items$6,631,000908
Extraordinary gains, net$029
Net income$6,627,000909
Minority interest net income$4,00090
Net income of bank and minority interests.$6,631,000908
Net charge-offs$451,0002,783
Cash dividends$1,981,0001,240
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,476,200864
2012-09-30 (YTD Data)Rank
Total interest income$17,669,0001,152
Total interest expense$2,303,0001,515
Net interest income$15,366,0001,081
Provision for loan and lease losses$05,790
Total noninterest income$4,496,0001,008
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,577,000682
Trading account gains and fees$0157
Additional Noninterest Income$2,919,000957
Total noninterest expense$13,142,0001,142
Salaries and employee benefits$7,628,0001,029
Premises and equipment expense$1,482,0001,203
Additional noninterest expense$4,032,0001,269
Pre-tax net operating income$6,720,000840
Securities gains (losses)$215,0001,379
Applicable income taxes$1,859,000757
Income before extraordinary items$5,076,000902
Extraordinary gains, net$020
Net income$5,076,000900
Minority interest net income$086
Net income of bank and minority interests.$5,076,000902
Net charge-offs$38,0004,705
Cash dividends$935,0001,401
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,919,050875
2012-06-30 (YTD Data)Rank
Total interest income$11,531,0001,183
Total interest expense$1,551,0001,553
Net interest income$9,980,0001,116
Provision for loan and lease losses$05,619
Total noninterest income$2,666,0001,079
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,013,000695
Trading account gains and fees$0153
Additional Noninterest Income$1,653,0001,064
Total noninterest expense$8,542,0001,182
Salaries and employee benefits$5,043,0001,035
Premises and equipment expense$993,0001,199
Additional noninterest expense$2,506,0001,356
Pre-tax net operating income$4,104,000886
Securities gains (losses)$215,0001,054
Applicable income taxes$1,099,000830
Income before extraordinary items$3,220,000941
Extraordinary gains, net$019
Net income$3,220,000940
Minority interest net income$084
Net income of bank and minority interests.$3,220,000941
Net charge-offs$20,0004,645
Cash dividends$935,0001,039
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,058,750940
2012-03-31 (YTD Data)Rank
Total interest income$5,696,0001,211
Total interest expense$729,0001,715
Net interest income$4,967,0001,120
Provision for loan and lease losses$05,254
Total noninterest income$1,333,0001,064
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$490,000718
Trading account gains and fees$0148
Additional Noninterest Income$843,0001,033
Total noninterest expense$4,195,0001,191
Salaries and employee benefits$2,496,0001,039
Premises and equipment expense$485,0001,234
Additional noninterest expense$1,214,0001,393
Pre-tax net operating income$2,105,000851
Securities gains (losses)$215,000577
Applicable income taxes$635,000722
Income before extraordinary items$1,685,000887
Extraordinary gains, net$019
Net income$1,685,000888
Minority interest net income$078
Net income of bank and minority interests.$1,685,000888
Net charge-offs$-13,0006,740
Cash dividends$425,000987
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,528,050916
2011-12-31 (YTD Data)Rank
Total interest income$21,872,0001,313
Total interest expense$3,128,0001,888
Net interest income$18,744,0001,190
Provision for loan and lease losses$965,0002,469
Total noninterest income$5,309,000989
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,296,000641
Trading account gains and fees$0146
Additional Noninterest Income$3,013,0001,038
Total noninterest expense$16,000,0001,232
Salaries and employee benefits$9,037,0001,087
Premises and equipment expense$1,832,0001,356
Additional noninterest expense$5,131,0001,347
Pre-tax net operating income$7,088,000860
Securities gains (losses)$407,000920
Applicable income taxes$1,940,000806
Income before extraordinary items$5,555,000901
Extraordinary gains, net$029
Net income$5,555,000899
Minority interest net income$096
Net income of bank and minority interests.$5,555,000901
Net charge-offs$405,0003,425
Cash dividends$1,700,0001,098
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,253,820921
2011-09-30 (YTD Data)Rank
Total interest income$16,223,0001,337
Total interest expense$2,439,0001,897
Net interest income$13,784,0001,218
Provision for loan and lease losses$835,0002,212
Total noninterest income$4,039,000985
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,751,000636
Trading account gains and fees$0145
Additional Noninterest Income$2,288,0001,018
Total noninterest expense$11,888,0001,241
Salaries and employee benefits$6,738,0001,101
Premises and equipment expense$1,374,0001,367
Additional noninterest expense$3,776,0001,368
Pre-tax net operating income$5,100,000914
Securities gains (losses)$407,000745
Applicable income taxes$1,395,000845
Income before extraordinary items$4,112,000933
Extraordinary gains, net$021
Net income$4,112,000930
Minority interest net income$087
Net income of bank and minority interests.$4,112,000933
Net charge-offs$388,0002,952
Cash dividends$1,260,000969
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,806,750968
2011-06-30 (YTD Data)Rank
Total interest income$10,620,0001,371
Total interest expense$1,702,0001,878
Net interest income$8,918,0001,255
Provision for loan and lease losses$325,0002,851
Total noninterest income$2,602,0001,013
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,185,000623
Trading account gains and fees$0153
Additional Noninterest Income$1,417,0001,061
Total noninterest expense$7,857,0001,272
Salaries and employee benefits$4,413,0001,135
Premises and equipment expense$912,0001,390
Additional noninterest expense$2,532,0001,381
Pre-tax net operating income$3,338,000902
Securities gains (losses)$02,914
Applicable income taxes$810,000909
Income before extraordinary items$2,528,000974
Extraordinary gains, net$015
Net income$2,528,000971
Minority interest net income$089
Net income of bank and minority interests.$2,528,000974
Net charge-offs$338,0002,551
Cash dividends$840,000938
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,528,000938
2011-03-31 (YTD Data)Rank
Total interest income$5,188,0001,408
Total interest expense$850,0001,948
Net interest income$4,338,0001,287
Provision for loan and lease losses$195,0002,476
Total noninterest income$1,216,0001,061
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$562,000640
Trading account gains and fees$0158
Additional Noninterest Income$654,0001,114
Total noninterest expense$3,883,0001,289
Salaries and employee benefits$2,234,0001,141
Premises and equipment expense$475,0001,366
Additional noninterest expense$1,174,0001,488
Pre-tax net operating income$1,476,0001,023
Securities gains (losses)$01,772
Applicable income taxes$385,000916
Income before extraordinary items$1,091,0001,128
Extraordinary gains, net$09
Net income$1,091,0001,126
Minority interest net income$086
Net income of bank and minority interests.$1,091,0001,128
Net charge-offs$81,0002,949
Cash dividends$390,000945
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,091,0001,099
2010-12-31 (YTD Data)Rank
Total interest income$21,413,0001,427
Total interest expense$3,389,0002,329
Net interest income$18,024,0001,248
Provision for loan and lease losses$2,405,0001,842
Total noninterest income$4,506,0001,172
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,095,000722
Trading account gains and fees$0175
Additional Noninterest Income$2,411,0001,229
Total noninterest expense$14,757,0001,358
Salaries and employee benefits$8,270,0001,192
Premises and equipment expense$1,771,0001,449
Additional noninterest expense$4,716,0001,526
Pre-tax net operating income$5,368,000968
Securities gains (losses)$727,000643
Applicable income taxes$1,617,000856
Income before extraordinary items$4,478,000980
Extraordinary gains, net$029
Net income$4,478,000982
Minority interest net income$0111
Net income of bank and minority interests.$4,478,000983
Net charge-offs$876,0002,873
Cash dividends$1,183,0001,315
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,947,2901,052
2010-09-30 (YTD Data)Rank
Total interest income$15,997,0001,471
Total interest expense$2,564,0002,410
Net interest income$13,433,0001,267
Provision for loan and lease losses$2,165,0001,567
Total noninterest income$3,359,0001,167
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,478,000786
Trading account gains and fees$0165
Additional Noninterest Income$1,881,0001,158
Total noninterest expense$10,913,0001,375
Salaries and employee benefits$6,171,0001,190
Premises and equipment expense$1,326,0001,467
Additional noninterest expense$3,416,0001,554
Pre-tax net operating income$3,714,0001,096
Securities gains (losses)$727,000541
Applicable income taxes$1,147,000913
Income before extraordinary items$3,294,0001,046
Extraordinary gains, net$023
Net income$3,294,0001,049
Minority interest net income$0110
Net income of bank and minority interests.$3,294,0001,049
Net charge-offs$455,0003,203
Cash dividends$720,0001,378
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,756,0201,170
2010-06-30 (YTD Data)Rank
Total interest income$10,628,0001,505
Total interest expense$1,688,0002,535
Net interest income$8,940,0001,272
Provision for loan and lease losses$1,120,0001,825
Total noninterest income$2,192,0001,152
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$935,000836
Trading account gains and fees$0152
Additional Noninterest Income$1,257,0001,112
Total noninterest expense$7,134,0001,391
Salaries and employee benefits$4,044,0001,208
Premises and equipment expense$884,0001,486
Additional noninterest expense$2,206,0001,593
Pre-tax net operating income$2,878,000943
Securities gains (losses)$03,184
Applicable income taxes$713,000925
Income before extraordinary items$2,165,0001,048
Extraordinary gains, net$019
Net income$2,165,0001,049
Minority interest net income$0105
Net income of bank and minority interests.$2,165,0001,049
Net charge-offs$321,0002,969
Cash dividends$300,0001,862
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,165,000999
2010-03-31 (YTD Data)Rank
Total interest income$5,244,0001,551
Total interest expense$828,0002,685
Net interest income$4,416,0001,306
Provision for loan and lease losses$500,0001,815
Total noninterest income$1,055,0001,174
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$448,000871
Trading account gains and fees$0175
Additional Noninterest Income$607,0001,117
Total noninterest expense$3,494,0001,439
Salaries and employee benefits$2,028,0001,223
Premises and equipment expense$445,0001,517
Additional noninterest expense$1,021,0001,718
Pre-tax net operating income$1,477,000907
Securities gains (losses)$02,284
Applicable income taxes$415,000817
Income before extraordinary items$1,062,0001,026
Extraordinary gains, net$016
Net income$1,062,0001,028
Minority interest net income$091
Net income of bank and minority interests.$1,062,0001,029
Net charge-offs$292,0002,057
Cash dividends$300,0001,057
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,062,0001,002
2009-12-31 (YTD Data)Rank
Total interest income$20,358,0001,679
Total interest expense$4,489,0002,487
Net interest income$15,869,0001,393
Provision for loan and lease losses$1,725,0002,680
Total noninterest income$4,612,0001,174
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,961,000878
Trading account gains and fees$0211
Additional Noninterest Income$2,651,0001,125
Total noninterest expense$13,954,0001,479
Salaries and employee benefits$7,946,0001,237
Premises and equipment expense$1,786,0001,517
Additional noninterest expense$4,222,0001,771
Pre-tax net operating income$4,802,000874
Securities gains (losses)$811,000599
Applicable income taxes$1,594,000671
Income before extraordinary items$4,019,000862
Extraordinary gains, net$034
Net income$4,019,000860
Minority interest net income$0115
Net income of bank and minority interests.$4,019,000861
Net charge-offs$285,0004,561
Cash dividends$1,089,0001,537
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,435,080986
2009-09-30 (YTD Data)Rank
Total interest income$15,050,0001,726
Total interest expense$3,619,0002,438
Net interest income$11,431,0001,468
Provision for loan and lease losses$805,0003,096
Total noninterest income$3,433,0001,191
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,456,000885
Trading account gains and fees$0212
Additional Noninterest Income$1,977,0001,161
Total noninterest expense$10,442,0001,472
Salaries and employee benefits$5,893,0001,272
Premises and equipment expense$1,335,0001,538
Additional noninterest expense$3,214,0001,686
Pre-tax net operating income$3,617,000923
Securities gains (losses)$402,000814
Applicable income taxes$1,135,000765
Income before extraordinary items$2,884,000938
Extraordinary gains, net$027
Net income$2,884,000939
Minority interest net income$0118
Net income of bank and minority interests.$2,884,000939
Net charge-offs$225,0004,119
Cash dividends$1,015,0001,226
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,594,5601,032
2009-06-30 (YTD Data)Rank
Total interest income$9,881,0001,781
Total interest expense$2,591,0002,362
Net interest income$7,290,0001,541
Provision for loan and lease losses$540,0002,870
Total noninterest income$2,258,0001,216
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$936,000905
Trading account gains and fees$0193
Additional Noninterest Income$1,322,0001,185
Total noninterest expense$6,962,0001,493
Salaries and employee benefits$3,893,0001,318
Premises and equipment expense$920,0001,513
Additional noninterest expense$2,149,0001,692
Pre-tax net operating income$2,046,0001,112
Securities gains (losses)$373,000635
Applicable income taxes$640,000889
Income before extraordinary items$1,779,0001,071
Extraordinary gains, net$021
Net income$1,779,0001,069
Minority interest net income$0112
Net income of bank and minority interests.$1,779,0001,071
Net charge-offs$190,0003,490
Cash dividends$699,0001,272
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,502,9801,220
2009-03-31 (YTD Data)Rank
Total interest income$4,899,0001,822
Total interest expense$1,378,0002,315
Net interest income$3,521,0001,587
Provision for loan and lease losses$370,0002,074
Total noninterest income$1,043,0001,238
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$463,000885
Trading account gains and fees$0171
Additional Noninterest Income$580,0001,264
Total noninterest expense$3,383,0001,482
Salaries and employee benefits$1,937,0001,335
Premises and equipment expense$466,0001,531
Additional noninterest expense$980,0001,650
Pre-tax net operating income$811,0001,572
Securities gains (losses)$373,000436
Applicable income taxes$322,0001,004
Income before extraordinary items$862,0001,270
Extraordinary gains, net$015
Net income$862,0001,271
Minority interest net income$0102
Net income of bank and minority interests.$862,0001,272
Net charge-offs$106,0002,804
Cash dividends$374,0001,182
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$589,7101,724
2008-12-31 (YTD Data)Rank
Total interest income$21,193,0001,811
Total interest expense$6,930,0002,220
Net interest income$14,263,0001,571
Provision for loan and lease losses$405,0004,120
Total noninterest income$3,424,0001,427
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,562,0001,151
Trading account gains and fees$-19,0008,192
Additional Noninterest Income$1,881,0001,357
Total noninterest expense$12,936,0001,510
Salaries and employee benefits$7,341,0001,390
Premises and equipment expense$1,846,0001,497
Additional noninterest expense$3,749,0001,653
Pre-tax net operating income$4,346,0001,258
Securities gains (losses)$71,0001,367
Applicable income taxes$932,0001,265
Income before extraordinary items$3,485,0001,194
Extraordinary gains, net$039
Net income$3,485,0001,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$794,0002,209
Cash dividends$1,600,0001,632
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,428,9101,292
2008-09-30 (YTD Data)Rank
Total interest income$15,948,0001,841
Total interest expense$5,376,0002,239
Net interest income$10,572,0001,599
Provision for loan and lease losses$240,0003,905
Total noninterest income$2,656,0001,437
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,185,0001,148
Trading account gains and fees$-2,0008,261
Additional Noninterest Income$1,473,0001,378
Total noninterest expense$9,739,0001,497
Salaries and employee benefits$5,537,0001,403
Premises and equipment expense$1,379,0001,513
Additional noninterest expense$2,823,0001,587
Pre-tax net operating income$3,249,0001,499
Securities gains (losses)$71,0001,185
Applicable income taxes$695,0001,543
Income before extraordinary items$2,625,0001,409
Extraordinary gains, net$031
Net income$2,625,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,991
Cash dividends$1,300,0001,485
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,568,9101,513
2008-06-30 (YTD Data)Rank
Total interest income$10,695,0001,859
Total interest expense$3,813,0002,205
Net interest income$6,882,0001,635
Provision for loan and lease losses$150,0003,592
Total noninterest income$1,856,0001,400
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$784,0001,135
Trading account gains and fees$11,000128
Additional Noninterest Income$1,061,0001,335
Total noninterest expense$6,425,0001,509
Salaries and employee benefits$3,693,0001,414
Premises and equipment expense$927,0001,501
Additional noninterest expense$1,805,0001,638
Pre-tax net operating income$2,163,0001,575
Securities gains (losses)$69,0001,213
Applicable income taxes$435,0001,769
Income before extraordinary items$1,797,0001,523
Extraordinary gains, net$021
Net income$1,797,0001,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,402
Cash dividends$1,000,0001,384
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,741,1101,539
2008-03-31 (YTD Data)Rank
Total interest income$5,503,0001,864
Total interest expense$2,128,0002,137
Net interest income$3,375,0001,649
Provision for loan and lease losses$60,0003,470
Total noninterest income$835,0001,520
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$369,0001,193
Trading account gains and fees$59,000109
Additional Noninterest Income$407,0001,607
Total noninterest expense$3,117,0001,543
Salaries and employee benefits$1,871,0001,405
Premises and equipment expense$447,0001,565
Additional noninterest expense$799,0001,779
Pre-tax net operating income$1,033,0001,733
Securities gains (losses)$38,0001,241
Applicable income taxes$235,0001,758
Income before extraordinary items$836,0001,753
Extraordinary gains, net$015
Net income$836,0001,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,218
Cash dividends$375,0001,669
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$806,3601,735
2007-12-31 (YTD Data)Rank
Total interest income$22,305,0001,899
Total interest expense$8,972,0002,121
Net interest income$13,333,0001,693
Provision for loan and lease losses$250,0003,497
Total noninterest income$3,338,0001,516
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,632,0001,087
Trading account gains and fees$-11,0008,459
Additional Noninterest Income$1,717,0001,518
Total noninterest expense$12,755,0001,449
Salaries and employee benefits$6,932,0001,453
Premises and equipment expense$1,783,0001,493
Additional noninterest expense$4,040,0001,376
Pre-tax net operating income$3,666,0002,128
Securities gains (losses)$20,0001,106
Applicable income taxes$533,0002,656
Income before extraordinary items$3,153,0001,961
Extraordinary gains, net$039
Net income$3,153,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0002,366
Cash dividends$750,0003,074
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,135,8001,954
2007-09-30 (YTD Data)Rank
Total interest income$16,598,0001,913
Total interest expense$6,609,0002,143
Net interest income$9,989,0001,701
Provision for loan and lease losses$250,0002,604
Total noninterest income$2,451,0001,547
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,247,0001,057
Trading account gains and fees$-23,0008,499
Additional Noninterest Income$1,227,0001,573
Total noninterest expense$9,576,0001,434
Salaries and employee benefits$5,131,0001,478
Premises and equipment expense$1,323,0001,502
Additional noninterest expense$3,122,0001,312
Pre-tax net operating income$2,614,0002,354
Securities gains (losses)$4,0001,247
Applicable income taxes$330,0003,064
Income before extraordinary items$2,288,0002,130
Extraordinary gains, net$033
Net income$2,288,0002,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,023
Cash dividends$375,0003,334
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,284,5202,117
2007-06-30 (YTD Data)Rank
Total interest income$10,776,0001,973
Total interest expense$4,233,0002,225
Net interest income$6,543,0001,754
Provision for loan and lease losses$250,0001,793
Total noninterest income$1,586,0001,604
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$883,0001,000
Trading account gains and fees$-53,0008,571
Additional Noninterest Income$756,0001,673
Total noninterest expense$6,191,0001,483
Salaries and employee benefits$3,238,0001,584
Premises and equipment expense$859,0001,560
Additional noninterest expense$2,094,0001,318
Pre-tax net operating income$1,688,0002,474
Securities gains (losses)$2,0001,203
Applicable income taxes$285,0002,794
Income before extraordinary items$1,405,0002,323
Extraordinary gains, net$029
Net income$1,405,0002,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,029
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,403,3402,307
2007-03-31 (YTD Data)Rank
Total interest income$5,175,0002,048
Total interest expense$1,996,0002,322
Net interest income$3,179,0001,813
Provision for loan and lease losses$150,0001,427
Total noninterest income$820,0001,544
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$445,000970
Trading account gains and fees$46,000139
Additional Noninterest Income$329,0001,839
Total noninterest expense$2,898,0001,586
Salaries and employee benefits$1,573,0001,654
Premises and equipment expense$409,0001,639
Additional noninterest expense$916,0001,461
Pre-tax net operating income$951,0002,257
Securities gains (losses)$01,187
Applicable income taxes$209,0002,343
Income before extraordinary items$742,0002,200
Extraordinary gains, net$022
Net income$742,0002,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,637
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$742,0002,189
2006-12-31 (YTD Data)Rank
Total interest income$19,717,0002,008
Total interest expense$6,680,0002,365
Net interest income$13,037,0001,767
Provision for loan and lease losses$987,0001,054
Total noninterest income$3,097,0001,577
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,896,000930
Trading account gains and fees$0130
Additional Noninterest Income$1,201,0001,965
Total noninterest expense$11,636,0001,537
Salaries and employee benefits$5,724,0001,704
Premises and equipment expense$1,595,0001,610
Additional noninterest expense$4,317,0001,236
Pre-tax net operating income$3,511,0002,475
Securities gains (losses)$01,687
Applicable income taxes$629,0002,824
Income before extraordinary items$2,882,0002,344
Extraordinary gains, net$051
Net income$2,882,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,063
Cash dividends$75,0005,570
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,882,0002,325
2006-09-30 (YTD Data)Rank
Total interest income$14,543,0002,024
Total interest expense$4,790,0002,403
Net interest income$9,753,0001,791
Provision for loan and lease losses$955,000782
Total noninterest income$2,494,0001,491
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,408,000947
Trading account gains and fees$0126
Additional Noninterest Income$1,086,0001,718
Total noninterest expense$8,414,0001,593
Salaries and employee benefits$4,176,0001,756
Premises and equipment expense$1,184,0001,634
Additional noninterest expense$3,054,0001,309
Pre-tax net operating income$2,878,0002,403
Securities gains (losses)$01,388
Applicable income taxes$672,0002,430
Income before extraordinary items$2,206,0002,392
Extraordinary gains, net$045
Net income$2,206,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,075
Cash dividends$75,0004,879
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,206,0002,382
2006-06-30 (YTD Data)Rank
Total interest income$9,507,0002,025
Total interest expense$3,073,0002,381
Net interest income$6,434,0001,811
Provision for loan and lease losses$545,000910
Total noninterest income$1,578,0001,564
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$874,0001,007
Trading account gains and fees$0126
Additional Noninterest Income$704,0001,758
Total noninterest expense$5,575,0001,609
Salaries and employee benefits$2,771,0001,768
Premises and equipment expense$809,0001,599
Additional noninterest expense$1,995,0001,340
Pre-tax net operating income$1,892,0002,414
Securities gains (losses)$01,185
Applicable income taxes$465,0002,416
Income before extraordinary items$1,427,0002,438
Extraordinary gains, net$039
Net income$1,427,0002,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,779
Cash dividends$75,0004,579
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,427,0002,422
2006-03-31 (YTD Data)Rank
Total interest income$4,643,0002,035
Total interest expense$1,486,0002,349
Net interest income$3,157,0001,832
Provision for loan and lease losses$330,000721
Total noninterest income$649,0001,804
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$350,0001,233
Trading account gains and fees$0115
Additional Noninterest Income$299,0001,945
Total noninterest expense$2,566,0001,742
Salaries and employee benefits$1,235,0001,980
Premises and equipment expense$403,0001,615
Additional noninterest expense$928,0001,419
Pre-tax net operating income$910,0002,440
Securities gains (losses)$0955
Applicable income taxes$220,0002,473
Income before extraordinary items$690,0002,469
Extraordinary gains, net$021
Net income$690,0002,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0001,969
Cash dividends$75,0003,324
Sale, conversion, retirement of capital stock, net$0648
Net operating income$690,0002,448
2005-12-31 (YTD Data)Rank
Total interest income$16,729,0002,000
Total interest expense$4,669,0002,348
Net interest income$12,060,0001,819
Provision for loan and lease losses$943,0001,111
Total noninterest income$2,123,0002,115
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$957,0001,798
Trading account gains and fees$0138
Additional Noninterest Income$1,166,0002,008
Total noninterest expense$9,840,0001,727
Salaries and employee benefits$5,055,0001,841
Premises and equipment expense$1,444,0001,696
Additional noninterest expense$3,341,0001,523
Pre-tax net operating income$3,400,0002,498
Securities gains (losses)$146,000583
Applicable income taxes$825,0002,566
Income before extraordinary items$2,721,0002,436
Extraordinary gains, net$046
Net income$2,721,0002,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,139
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,608,5802,476
2005-09-30 (YTD Data)Rank
Total interest income$12,134,0002,014
Total interest expense$3,303,0002,357
Net interest income$8,831,0001,852
Provision for loan and lease losses$566,0001,259
Total noninterest income$1,418,0002,303
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$678,0001,893
Trading account gains and fees$0126
Additional Noninterest Income$740,0002,229
Total noninterest expense$7,207,0001,742
Salaries and employee benefits$3,750,0001,848
Premises and equipment expense$1,031,0001,755
Additional noninterest expense$2,426,0001,546
Pre-tax net operating income$2,476,0002,588
Securities gains (losses)$146,000546
Applicable income taxes$610,0002,610
Income before extraordinary items$2,012,0002,473
Extraordinary gains, net$035
Net income$2,012,0002,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,307
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,899,5802,554
2005-06-30 (YTD Data)Rank
Total interest income$7,732,0002,048
Total interest expense$2,050,0002,381
Net interest income$5,682,0001,908
Provision for loan and lease losses$386,0001,220
Total noninterest income$870,0002,409
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$415,0002,010
Trading account gains and fees$0116
Additional Noninterest Income$455,0002,329
Total noninterest expense$4,631,0001,799
Salaries and employee benefits$2,429,0001,879
Premises and equipment expense$671,0001,782
Additional noninterest expense$1,531,0001,614
Pre-tax net operating income$1,535,0002,698
Securities gains (losses)$146,000466
Applicable income taxes$395,0002,633
Income before extraordinary items$1,286,0002,507
Extraordinary gains, net$030
Net income$1,286,0002,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,782
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,173,5802,664
2005-03-31 (YTD Data)Rank
Total interest income$3,668,0002,108
Total interest expense$946,0002,444
Net interest income$2,722,0001,975
Provision for loan and lease losses$97,0002,118
Total noninterest income$394,0002,514
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$198,0002,016
Trading account gains and fees$0115
Additional Noninterest Income$196,0002,504
Total noninterest expense$2,218,0001,874
Salaries and employee benefits$1,163,0001,960
Premises and equipment expense$330,0001,815
Additional noninterest expense$725,0001,698
Pre-tax net operating income$801,0002,568
Securities gains (losses)$2,0001,406
Applicable income taxes$185,0002,740
Income before extraordinary items$618,0002,551
Extraordinary gains, net$024
Net income$618,0002,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,216
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$616,4602,518
2004-12-31 (YTD Data)Rank
Total interest income$12,508,0002,298
Total interest expense$2,861,0002,725
Net interest income$9,647,0002,111
Provision for loan and lease losses$856,0001,207
Total noninterest income$1,727,0002,438
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$852,0002,022
Trading account gains and fees$0138
Additional Noninterest Income$875,0002,337
Total noninterest expense$8,190,0001,957
Salaries and employee benefits$4,055,0002,136
Premises and equipment expense$1,227,0001,871
Additional noninterest expense$2,908,0001,674
Pre-tax net operating income$2,328,0003,179
Securities gains (losses)$272,000681
Applicable income taxes$540,0003,214
Income before extraordinary items$2,060,0002,834
Extraordinary gains, net$034
Net income$2,060,0002,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,555
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,845,1203,063
2004-09-30 (YTD Data)Rank
Total interest income$8,954,0002,372
Total interest expense$2,022,0002,810
Net interest income$6,932,0002,187
Provision for loan and lease losses$704,0001,080
Total noninterest income$1,268,0002,479
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$645,0002,028
Trading account gains and fees$0134
Additional Noninterest Income$623,0002,450
Total noninterest expense$5,945,0002,010
Salaries and employee benefits$3,012,0002,165
Premises and equipment expense$887,0001,950
Additional noninterest expense$2,046,0001,757
Pre-tax net operating income$1,551,0003,493
Securities gains (losses)$272,000639
Applicable income taxes$380,0003,391
Income before extraordinary items$1,443,0003,048
Extraordinary gains, net$026
Net income$1,443,0003,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,384
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,228,1203,398
2004-06-30 (YTD Data)Rank
Total interest income$5,656,0002,476
Total interest expense$1,259,0002,968
Net interest income$4,397,0002,276
Provision for loan and lease losses$463,0001,084
Total noninterest income$790,0002,615
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$421,0002,050
Trading account gains and fees$0130
Additional Noninterest Income$369,0002,644
Total noninterest expense$3,798,0002,104
Salaries and employee benefits$1,933,0002,237
Premises and equipment expense$591,0001,940
Additional noninterest expense$1,274,0001,876
Pre-tax net operating income$926,0003,716
Securities gains (losses)$215,000622
Applicable income taxes$233,0003,507
Income before extraordinary items$908,0003,190
Extraordinary gains, net$021
Net income$908,0003,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,214
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$736,0003,653
2004-03-31 (YTD Data)Rank
Total interest income$2,701,0002,582
Total interest expense$590,0003,164
Net interest income$2,111,0002,364
Provision for loan and lease losses$204,0001,135
Total noninterest income$397,0002,548
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$195,0002,122
Trading account gains and fees$0121
Additional Noninterest Income$202,0002,464
Total noninterest expense$1,841,0002,176
Salaries and employee benefits$930,0002,335
Premises and equipment expense$294,0001,968
Additional noninterest expense$617,0001,926
Pre-tax net operating income$463,0003,721
Securities gains (losses)$82,000908
Applicable income taxes$108,0003,659
Income before extraordinary items$437,0003,270
Extraordinary gains, net$016
Net income$437,0003,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,144
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$371,4003,586
2003-12-31 (YTD Data)Rank
Total interest income$10,110,0002,801
Total interest expense$2,654,0003,191
Net interest income$7,456,0002,589
Provision for loan and lease losses$602,0001,830
Total noninterest income$1,596,0002,714
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$720,0002,310
Trading account gains and fees$0160
Additional Noninterest Income$876,0002,582
Total noninterest expense$6,518,0002,407
Salaries and employee benefits$3,156,0002,661
Premises and equipment expense$1,143,0001,994
Additional noninterest expense$2,219,0002,177
Pre-tax net operating income$1,932,0003,468
Securities gains (losses)$252,0001,167
Applicable income taxes$496,0003,394
Income before extraordinary items$1,688,0003,257
Extraordinary gains, net$054
Net income$1,688,0003,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0003,166
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,493,9603,418
2003-09-30 (YTD Data)Rank
Total interest income$7,482,0002,867
Total interest expense$2,058,0003,215
Net interest income$5,424,0002,683
Provision for loan and lease losses$416,0001,968
Total noninterest income$1,200,0002,776
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$521,0002,385
Trading account gains and fees$0153
Additional Noninterest Income$679,0002,618
Total noninterest expense$4,842,0002,444
Salaries and employee benefits$2,322,0002,705
Premises and equipment expense$865,0001,977
Additional noninterest expense$1,655,0002,163
Pre-tax net operating income$1,366,0003,729
Securities gains (losses)$256,0001,066
Applicable income taxes$356,0003,607
Income before extraordinary items$1,266,0003,357
Extraordinary gains, net$040
Net income$1,266,0003,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0002,859
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,066,3203,668
2003-06-30 (YTD Data)Rank
Total interest income$4,924,0002,939
Total interest expense$1,414,0003,221
Net interest income$3,510,0002,761
Provision for loan and lease losses$211,0002,406
Total noninterest income$814,0002,723
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$331,0002,455
Trading account gains and fees$0150
Additional Noninterest Income$483,0002,492
Total noninterest expense$3,195,0002,463
Salaries and employee benefits$1,531,0002,735
Premises and equipment expense$593,0001,922
Additional noninterest expense$1,071,0002,221
Pre-tax net operating income$918,0003,706
Securities gains (losses)$186,0001,087
Applicable income taxes$251,0003,548
Income before extraordinary items$853,0003,340
Extraordinary gains, net$030
Net income$853,0003,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,460
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$709,7803,633
2003-03-31 (YTD Data)Rank
Total interest income$2,436,0002,983
Total interest expense$709,0003,281
Net interest income$1,727,0002,800
Provision for loan and lease losses$141,0001,871
Total noninterest income$394,0002,716
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$160,0002,454
Trading account gains and fees$0134
Additional Noninterest Income$234,0002,458
Total noninterest expense$1,554,0002,489
Salaries and employee benefits$748,0002,777
Premises and equipment expense$301,0001,904
Additional noninterest expense$505,0002,320
Pre-tax net operating income$426,0003,892
Securities gains (losses)$173,000716
Applicable income taxes$149,0003,236
Income before extraordinary items$450,0003,172
Extraordinary gains, net$021
Net income$450,0003,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,835
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$320,2503,867
2002-12-31 (YTD Data)Rank
Total interest income$9,467,0003,165
Total interest expense$2,988,0003,552
Net interest income$6,479,0002,944
Provision for loan and lease losses$573,0002,149
Total noninterest income$1,307,0002,898
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$598,0002,575
Trading account gains and fees$0153
Additional Noninterest Income$709,0002,683
Total noninterest expense$5,572,0002,662
Salaries and employee benefits$2,691,0002,922
Premises and equipment expense$1,124,0001,966
Additional noninterest expense$1,757,0002,592
Pre-tax net operating income$1,641,0003,874
Securities gains (losses)$204,0001,156
Applicable income taxes$475,0003,557
Income before extraordinary items$1,370,0003,751
Extraordinary gains, net$070
Net income$1,370,0003,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,0002,108
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,219,0403,937
2001-12-31 (YTD Data)Rank
Total interest income$9,014,0003,642
Total interest expense$3,439,0004,262
Net interest income$5,575,0003,137
Provision for loan and lease losses$298,0003,250
Total noninterest income$950,0003,463
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$459,0003,045
Trading account gains and fees$0177
Additional Noninterest Income$491,0003,160
Total noninterest expense$4,810,0002,920
Salaries and employee benefits$2,098,0003,457
Premises and equipment expense$1,066,0002,005
Additional noninterest expense$1,646,0002,652
Pre-tax net operating income$1,417,0004,012
Securities gains (losses)$87,0001,866
Applicable income taxes$525,0003,246
Income before extraordinary items$979,0004,336
Extraordinary gains, net$0105
Net income$979,0004,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,927
Cash dividends$135,0005,458
Sale, conversion, retirement of capital stock, net$0922
Net operating income$922,4504,390
2000-12-31 (YTD Data)Rank
Total interest income$8,224,0004,038
Total interest expense$3,354,0004,523
Net interest income$4,870,0003,559
Provision for loan and lease losses$176,0004,067
Total noninterest income$775,0003,734
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$387,0003,330
Trading account gains and fees$0180
Additional Noninterest Income$388,0003,423
Total noninterest expense$4,184,0003,207
Salaries and employee benefits$1,861,0003,682
Premises and equipment expense$979,0002,107
Additional noninterest expense$1,344,0003,087
Pre-tax net operating income$1,285,0004,531
Securities gains (losses)$1,0001,732
Applicable income taxes$479,0003,584
Income before extraordinary items$807,0005,027
Extraordinary gains, net$038
Net income$807,0005,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,566
Cash dividends$145,0005,567
Sale, conversion, retirement of capital stock, net$0969
Net operating income$806,3605,022
1999-12-31 (YTD Data)Rank
Total interest income$7,207,0004,285
Total interest expense$3,089,0004,496
Net interest income$4,118,0004,067
Provision for loan and lease losses$155,0004,177
Total noninterest income$591,0004,468
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$340,0003,632
Trading account gains and feesNANA
Additional Noninterest Income$251,0004,431
Total noninterest expense$3,489,0003,715
Salaries and employee benefits$1,576,0004,167
Premises and equipment expense$853,0002,361
Additional noninterest expense$1,060,0003,827
Pre-tax net operating income$1,065,0005,115
Securities gains (losses)$13,0001,614
Applicable income taxes$375,0004,322
Income before extraordinary items$703,0005,448
Extraordinary gains, net$035
Net income$703,0005,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0009,163
Cash dividends$131,0005,802
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$694,5505,450
1998-12-31 (YTD Data)Rank
Total interest income$6,559,0004,642
Total interest expense$3,265,0004,414
Net interest income$3,294,0004,815
Provision for loan and lease losses$77,0005,674
Total noninterest income$457,0005,202
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$245,0004,554
Trading account gains and feesNANA
Additional Noninterest Income$212,0004,815
Total noninterest expense$3,022,0004,086
Salaries and employee benefits$1,365,0004,582
Premises and equipment expense$667,0002,887
Additional noninterest expense$990,0004,002
Pre-tax net operating income$652,0006,676
Securities gains (losses)$04,449
Applicable income taxes$107,0007,422
Income before extraordinary items$545,0006,354
Extraordinary gains, net$032
Net income$545,0006,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,00010,074
Cash dividends$178,0005,558
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$545,0006,247
1997-12-31 (YTD Data)Rank
Total interest income$5,853,0005,164
Total interest expense$2,991,0004,731
Net interest income$2,862,0005,496
Provision for loan and lease losses$194,0003,523
Total noninterest income$453,0005,308
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$233,0004,879
Trading account gains and feesNANA
Additional Noninterest Income$220,0004,727
Total noninterest expense$2,680,0004,510
Salaries and employee benefits$1,221,0005,017
Premises and equipment expense$600,0003,154
Additional noninterest expense$859,0004,487
Pre-tax net operating income$441,0008,233
Securities gains (losses)$-2,0009,246
Applicable income taxes$69,0008,921
Income before extraordinary items$370,0007,850
Extraordinary gains, net$044
Net income$370,0007,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,528
Cash dividends$61,0007,023
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$371,6807,785
1996-12-31 (YTD Data)Rank
Total interest income$4,991,0005,937
Total interest expense$2,268,0005,905
Net interest income$2,723,0005,840
Provision for loan and lease losses$237,0003,068
Total noninterest income$297,0006,989
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$214,0005,329
Trading account gains and feesNANA
Additional Noninterest Income$83,0007,649
Total noninterest expense$2,651,0004,787
Salaries and employee benefits$1,203,0005,196
Premises and equipment expense$586,0003,281
Additional noninterest expense$862,0004,908
Pre-tax net operating income$132,00010,201
Securities gains (losses)$118,000888
Applicable income taxes$48,0009,729
Income before extraordinary items$202,0009,277
Extraordinary gains, net$053
Net income$202,0009,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,989
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$106,42010,116
1995-12-31 (YTD Data)Rank
Total interest income$4,787,0006,173
Total interest expense$2,080,0006,300
Net interest income$2,707,0005,957
Provision for loan and lease losses$64,0005,599
Total noninterest income$267,0007,483
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$185,0005,967
Trading account gains and feesNANA
Additional Noninterest Income$82,0007,878
Total noninterest expense$2,351,0005,263
Salaries and employee benefits$1,141,0005,442
Premises and equipment expense$393,0004,613
Additional noninterest expense$817,0005,162
Pre-tax net operating income$559,0008,130
Securities gains (losses)$-24,00010,683
Applicable income taxes$89,0009,408
Income before extraordinary items$446,0007,671
Extraordinary gains, net$065
Net income$446,0007,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,966
Cash dividends$622,0002,848
Sale, conversion, retirement of capital stock, net$0809
Net operating income$465,9207,482
1994-12-31 (YTD Data)Rank
Total interest income$4,359,0006,298
Total interest expense$1,608,0006,587
Net interest income$2,751,0006,000
Provision for loan and lease losses$130,0003,886
Total noninterest income$228,0008,274
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$184,0006,191
Trading account gains and feesNANA
Additional Noninterest Income$44,0009,933
Total noninterest expense$2,299,0005,544
Salaries and employee benefits$1,057,0005,819
Premises and equipment expense$422,0004,385
Additional noninterest expense$820,0005,590
Pre-tax net operating income$550,0008,308
Securities gains (losses)$-880,00012,379
Applicable income taxes$-312,00012,440
Income before extraordinary items$-18,00012,067
Extraordinary gains, net$0249
Net income$-18,00012,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,137
Cash dividends$60,0007,692
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$545,2007,000
1993-12-31 (YTD Data)Rank
Total interest income$4,673,0006,118
Total interest expense$1,681,0006,680
Net interest income$2,992,0005,665
Provision for loan and lease losses$70,0006,634
Total noninterest income$212,0008,992
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0006,646
Trading account gains and feesNANA
Additional Noninterest Income$44,00010,462
Total noninterest expense$2,083,0006,121
Salaries and employee benefits$971,0006,304
Premises and equipment expense$398,0004,731
Additional noninterest expense$714,0006,454
Pre-tax net operating income$1,051,0005,691
Securities gains (losses)$126,0002,189
Applicable income taxes$370,0005,290
Income before extraordinary items$807,0005,536
Extraordinary gains, net$-35,00012,601
Net income$772,0005,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0004,144
Cash dividends$120,0006,522
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$720,0605,724
1992-12-31 (YTD Data)Rank
Total interest income$5,121,0006,273
Total interest expense$1,785,0007,661
Net interest income$3,336,0005,230
Provision for loan and lease losses$250,0004,577
Total noninterest income$205,0009,315
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$146,0007,212
Trading account gains and feesNANA
Additional Noninterest Income$59,0009,852
Total noninterest expense$1,862,0006,763
Salaries and employee benefits$930,0006,452
Premises and equipment expense$375,0005,057
Additional noninterest expense$557,0007,904
Pre-tax net operating income$1,429,0004,229
Securities gains (losses)$08,369
Applicable income taxes$516,0003,901
Income before extraordinary items$913,0004,878
Extraordinary gains, net$01,422
Net income$913,0004,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0004,273
Cash dividends$120,0006,190
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$913,0004,555

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.