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The Lyon County State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$7,209,000	3,267
Total interest expense	$1,489,000	3,338
Net interest income	$5,720,000	3,182
Provision for loan and lease losses	$324,000	1,598
Total noninterest income	$1,654,000	2,216
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$780,000	1,209
Trading account gains and fees	NA	NA
Additional Noninterest Income	$874,000	2,417
Total noninterest expense	$5,035,000	3,037
Salaries and employee benefits	$2,687,000	3,097
Premises and equipment expense	$408,000	3,223
Additional noninterest expense	$874,000	2,417
Pre-tax net operating income	$2,015,000	2,947
Securities gains (losses)	$10,000	771
Applicable income taxes	$88,000	2,854
Income before extraordinary items	$1,937,000	2,820
Extraordinary gains, net	$0	54
Net income	$1,937,000	2,849
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,937,000	2,822
Net charge-offs	$169,000	1,251
Cash dividends	$1,000,000	2,148
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,927,400	2,858
2023-09-30 (YTD Data)		Rank
Total interest income	$5,228,000	3,287
Total interest expense	$992,000	3,359
Net interest income	$4,236,000	3,214
Provision for loan and lease losses	$225,000	1,554
Total noninterest income	$1,237,000	2,199
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$584,000	1,213
Trading account gains and fees	NA	NA
Additional Noninterest Income	$653,000	2,410
Total noninterest expense	$3,759,000	3,034
Salaries and employee benefits	$2,053,000	3,048
Premises and equipment expense	$279,000	3,355
Additional noninterest expense	$653,000	2,409
Pre-tax net operating income	$1,489,000	3,027
Securities gains (losses)	$10,000	615
Applicable income taxes	$65,000	2,913
Income before extraordinary items	$1,434,000	2,886
Extraordinary gains, net	$0	52
Net income	$1,434,000	2,916
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,434,000	2,887
Net charge-offs	$160,000	977
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,424,400	2,930
2023-06-30 (YTD Data)		Rank
Total interest income	$3,438,000	3,283
Total interest expense	$596,000	3,336
Net interest income	$2,842,000	3,223
Provision for loan and lease losses	$150,000	1,522
Total noninterest income	$833,000	2,152
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$379,000	1,223
Trading account gains and fees	NA	NA
Additional Noninterest Income	$454,000	2,302
Total noninterest expense	$2,457,000	3,066
Salaries and employee benefits	$1,333,000	3,087
Premises and equipment expense	$180,000	3,402
Additional noninterest expense	$454,000	2,298
Pre-tax net operating income	$1,068,000	2,964
Securities gains (losses)	$9,000	660
Applicable income taxes	$46,000	2,925
Income before extraordinary items	$1,031,000	2,825
Extraordinary gains, net	$0	51
Net income	$1,031,000	2,855
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,031,000	2,824
Net charge-offs	$155,000	766
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,022,360	2,858
2023-03-31 (YTD Data)		Rank
Total interest income	$1,704,000	3,293
Total interest expense	$276,000	3,258
Net interest income	$1,428,000	3,231
Provision for loan and lease losses	$75,000	1,413
Total noninterest income	$441,000	2,091
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$184,000	1,262
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	2,157
Total noninterest expense	$1,238,000	3,087
Salaries and employee benefits	$661,000	3,139
Premises and equipment expense	$92,000	3,419
Additional noninterest expense	$257,000	2,157
Pre-tax net operating income	$556,000	2,984
Securities gains (losses)	$8,000	629
Applicable income taxes	$23,000	2,922
Income before extraordinary items	$541,000	2,813
Extraordinary gains, net	$0	4
Net income	$541,000	2,813
Minority interest net income	$0	48
Net income of bank and minority interests.	$541,000	2,813
Net charge-offs	$150,000	499
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$533,320	2,863
2022-12-31 (YTD Data)		Rank
Total interest income	$5,679,000	3,314
Total interest expense	$504,000	3,235
Net interest income	$5,175,000	3,300
Provision for loan and lease losses	$179,000	1,877
Total noninterest income	$1,627,000	2,249
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$759,000	1,259
Trading account gains and fees	NA	NA
Additional Noninterest Income	$868,000	2,491
Total noninterest expense	$5,142,000	2,994
Salaries and employee benefits	$2,883,000	3,001
Premises and equipment expense	$397,000	3,309
Additional noninterest expense	$868,000	2,491
Pre-tax net operating income	$1,481,000	3,443
Securities gains (losses)	$3,000	566
Applicable income taxes	$59,000	3,204
Income before extraordinary items	$1,425,000	3,310
Extraordinary gains, net	$0	5
Net income	$1,425,000	3,306
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,425,000	3,309
Net charge-offs	$19,000	1,945
Cash dividends	$1,500,000	1,746
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,422,120	3,342
2022-09-30 (YTD Data)		Rank
Total interest income	$4,092,000	3,320
Total interest expense	$313,000	3,244
Net interest income	$3,779,000	3,310
Provision for loan and lease losses	$116,000	1,795
Total noninterest income	$1,223,000	2,284
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$569,000	1,276
Trading account gains and fees	NA	NA
Additional Noninterest Income	$654,000	2,506
Total noninterest expense	$3,609,000	3,096
Salaries and employee benefits	$1,927,000	3,149
Premises and equipment expense	$294,000	3,338
Additional noninterest expense	$654,000	2,506
Pre-tax net operating income	$1,277,000	3,300
Securities gains (losses)	$-12,000	3,821
Applicable income taxes	$52,000	3,146
Income before extraordinary items	$1,213,000	3,169
Extraordinary gains, net	$0	4
Net income	$1,213,000	3,167
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,213,000	3,168
Net charge-offs	$9,000	1,856
Cash dividends	$1,500,000	1,342
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,224,520	3,194
2022-06-30 (YTD Data)		Rank
Total interest income	$2,682,000	3,326
Total interest expense	$157,000	3,483
Net interest income	$2,525,000	3,294
Provision for loan and lease losses	$78,000	1,663
Total noninterest income	$853,000	2,235
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$373,000	1,262
Trading account gains and fees	NA	NA
Additional Noninterest Income	$480,000	2,433
Total noninterest expense	$2,402,000	3,087
Salaries and employee benefits	$1,282,000	3,163
Premises and equipment expense	$190,000	3,401
Additional noninterest expense	$930,000	2,738
Pre-tax net operating income	$898,000	3,122
Securities gains (losses)	$3,000	528
Applicable income taxes	$36,000	3,075
Income before extraordinary items	$865,000	2,989
Extraordinary gains, net	$0	4
Net income	$865,000	2,988
Minority interest net income	$0	60
Net income of bank and minority interests.	$865,000	2,989
Net charge-offs	$8,000	1,644
Cash dividends	$1,500,000	1,032
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$862,120	3,032
2022-03-31 (YTD Data)		Rank
Total interest income	$1,302,000	3,333
Total interest expense	$74,000	3,533
Net interest income	$1,228,000	3,291
Provision for loan and lease losses	$39,000	1,484
Total noninterest income	$467,000	2,126
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$184,000	1,252
Trading account gains and fees	NA	NA
Additional Noninterest Income	$283,000	2,244
Total noninterest expense	$1,210,000	3,064
Salaries and employee benefits	$642,000	3,166
Premises and equipment expense	$103,000	3,302
Additional noninterest expense	$465,000	2,725
Pre-tax net operating income	$446,000	3,041
Securities gains (losses)	$13,000	345
Applicable income taxes	$16,000	2,983
Income before extraordinary items	$443,000	2,871
Extraordinary gains, net	$0	4
Net income	$443,000	2,869
Minority interest net income	$0	50
Net income of bank and minority interests.	$443,000	2,871
Net charge-offs	$3,000	1,472
Cash dividends	$1,500,000	555
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$430,390	2,931
2021-12-31 (YTD Data)		Rank
Total interest income	$5,522,000	3,332
Total interest expense	$300,000	3,762
Net interest income	$5,222,000	3,273
Provision for loan and lease losses	$206,000	1,713
Total noninterest income	$1,402,000	2,615
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$723,000	1,221
Trading account gains and fees	NA	NA
Additional Noninterest Income	$679,000	2,995
Total noninterest expense	$4,794,000	3,085
Salaries and employee benefits	$2,524,000	3,183
Premises and equipment expense	$430,000	3,231
Additional noninterest expense	$1,840,000	2,743
Pre-tax net operating income	$1,624,000	3,395
Securities gains (losses)	$177,000	653
Applicable income taxes	$75,000	3,167
Income before extraordinary items	$1,726,000	3,202
Extraordinary gains, net	$0	10
Net income	$1,726,000	3,201
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,726,000	3,202
Net charge-offs	$10,000	2,284
Cash dividends	$1,500,000	1,795
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,556,080	3,286
2021-09-30 (YTD Data)		Rank
Total interest income	$4,281,000	3,348
Total interest expense	$226,000	3,839
Net interest income	$4,055,000	3,265
Provision for loan and lease losses	$75,000	2,140
Total noninterest income	$995,000	2,709
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$533,000	1,230
Trading account gains and fees	NA	NA
Additional Noninterest Income	$462,000	3,134
Total noninterest expense	$3,549,000	3,124
Salaries and employee benefits	$1,837,000	3,238
Premises and equipment expense	$325,000	3,269
Additional noninterest expense	$1,387,000	2,727
Pre-tax net operating income	$1,426,000	3,322
Securities gains (losses)	$172,000	609
Applicable income taxes	$66,000	3,105
Income before extraordinary items	$1,532,000	3,102
Extraordinary gains, net	$0	8
Net income	$1,532,000	3,102
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,532,000	3,102
Net charge-offs	$5,000	2,152
Cash dividends	$1,500,000	1,383
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,366,880	3,220
2021-06-30 (YTD Data)		Rank
Total interest income	$2,778,000	3,410
Total interest expense	$151,000	3,910
Net interest income	$2,627,000	3,331
Provision for loan and lease losses	$50,000	2,139
Total noninterest income	$705,000	2,614
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$341,000	1,237
Trading account gains and fees	NA	NA
Additional Noninterest Income	$364,000	2,959
Total noninterest expense	$2,327,000	3,142
Salaries and employee benefits	$1,203,000	3,265
Premises and equipment expense	$223,000	3,225
Additional noninterest expense	$901,000	2,773
Pre-tax net operating income	$955,000	3,306
Securities gains (losses)	$173,000	498
Applicable income taxes	$46,000	3,072
Income before extraordinary items	$1,082,000	3,040
Extraordinary gains, net	$0	6
Net income	$1,082,000	3,039
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,082,000	3,040
Net charge-offs	$1,000	2,145
Cash dividends	$1,500,000	1,047
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$915,920	3,210
2021-03-31 (YTD Data)		Rank
Total interest income	$1,397,000	3,407
Total interest expense	$76,000	3,972
Net interest income	$1,321,000	3,314
Provision for loan and lease losses	$25,000	2,154
Total noninterest income	$389,000	2,511
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$170,000	1,236
Trading account gains and fees	NA	NA
Additional Noninterest Income	$219,000	2,758
Total noninterest expense	$1,129,000	3,181
Salaries and employee benefits	$586,000	3,304
Premises and equipment expense	$110,000	3,255
Additional noninterest expense	$433,000	2,788
Pre-tax net operating income	$556,000	3,137
Securities gains (losses)	$167,000	361
Applicable income taxes	$28,000	2,948
Income before extraordinary items	$695,000	2,702
Extraordinary gains, net	$0	3
Net income	$695,000	2,700
Minority interest net income	$0	55
Net income of bank and minority interests.	$695,000	2,702
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$534,680	3,009
2020-12-31 (YTD Data)		Rank
Total interest income	$5,180,000	3,534
Total interest expense	$300,000	4,301
Net interest income	$4,880,000	3,383
Provision for loan and lease losses	$0	4,319
Total noninterest income	$1,518,000	2,413
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$725,000	1,223
Trading account gains and fees	NA	NA
Additional Noninterest Income	$793,000	2,693
Total noninterest expense	$4,567,000	3,166
Salaries and employee benefits	$2,462,000	3,232
Premises and equipment expense	$403,000	3,392
Additional noninterest expense	$1,702,000	2,811
Pre-tax net operating income	$1,831,000	3,051
Securities gains (losses)	$31,000	1,933
Applicable income taxes	$78,000	3,025
Income before extraordinary items	$1,784,000	2,969
Extraordinary gains, net	$0	4
Net income	$1,784,000	2,968
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,784,000	2,969
Net charge-offs	$-7,000	4,184
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,754,240	2,946
2020-09-30 (YTD Data)		Rank
Total interest income	$3,901,000	3,561
Total interest expense	$224,000	4,384
Net interest income	$3,677,000	3,395
Provision for loan and lease losses	$0	4,239
Total noninterest income	$1,141,000	2,381
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$543,000	1,220
Trading account gains and fees	NA	NA
Additional Noninterest Income	$598,000	2,656
Total noninterest expense	$3,495,000	3,110
Salaries and employee benefits	$1,924,000	3,155
Premises and equipment expense	$301,000	3,405
Additional noninterest expense	$1,270,000	2,809
Pre-tax net operating income	$1,323,000	3,119
Securities gains (losses)	$28,000	1,787
Applicable income taxes	$56,000	3,031
Income before extraordinary items	$1,295,000	3,020
Extraordinary gains, net	$0	4
Net income	$1,295,000	3,019
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,295,000	3,020
Net charge-offs	$6,000	2,872
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,268,120	2,990
2020-06-30 (YTD Data)		Rank
Total interest income	$2,606,000	3,600
Total interest expense	$149,000	4,442
Net interest income	$2,457,000	3,412
Provision for loan and lease losses	$0	4,134
Total noninterest income	$766,000	2,326
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$364,000	1,211
Trading account gains and fees	NA	NA
Additional Noninterest Income	$402,000	2,605
Total noninterest expense	$2,355,000	3,097
Salaries and employee benefits	$1,332,000	3,120
Premises and equipment expense	$198,000	3,421
Additional noninterest expense	$825,000	2,858
Pre-tax net operating income	$868,000	3,128
Securities gains (losses)	$17,000	1,730
Applicable income taxes	$35,000	3,046
Income before extraordinary items	$850,000	3,020
Extraordinary gains, net	$0	4
Net income	$850,000	3,019
Minority interest net income	$0	65
Net income of bank and minority interests.	$850,000	3,020
Net charge-offs	$4,000	2,717
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$833,680	3,004
2020-03-31 (YTD Data)		Rank
Total interest income	$1,255,000	3,675
Total interest expense	$77,000	4,505
Net interest income	$1,178,000	3,453
Provision for loan and lease losses	$0	3,711
Total noninterest income	$420,000	2,130
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$210,000	1,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$210,000	2,385
Total noninterest expense	$1,182,000	3,125
Salaries and employee benefits	$657,000	3,166
Premises and equipment expense	$107,000	3,321
Additional noninterest expense	$418,000	2,856
Pre-tax net operating income	$416,000	3,012
Securities gains (losses)	$6,000	1,418
Applicable income taxes	$15,000	3,005
Income before extraordinary items	$407,000	2,896
Extraordinary gains, net	$0	4
Net income	$407,000	2,897
Minority interest net income	$0	56
Net income of bank and minority interests.	$407,000	2,897
Net charge-offs	$4,000	2,167
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$401,240	2,904
2019-12-31 (YTD Data)		Rank
Total interest income	$4,928,000	3,764
Total interest expense	$314,000	4,541
Net interest income	$4,614,000	3,559
Provision for loan and lease losses	$0	3,973
Total noninterest income	$1,645,000	2,190
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$864,000	1,257
Trading account gains and fees	NA	NA
Additional Noninterest Income	$781,000	2,526
Total noninterest expense	$4,472,000	3,219
Salaries and employee benefits	$2,374,000	3,323
Premises and equipment expense	$395,000	3,503
Additional noninterest expense	$1,703,000	2,842
Pre-tax net operating income	$1,787,000	3,174
Securities gains (losses)	$17,000	1,705
Applicable income taxes	$75,000	3,165
Income before extraordinary items	$1,729,000	3,093
Extraordinary gains, net	$0	11
Net income	$1,729,000	3,092
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,729,000	3,094
Net charge-offs	$9,000	3,353
Cash dividends	$900,000	2,467
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,712,680	3,079
2019-09-30 (YTD Data)		Rank
Total interest income	$3,678,000	3,819
Total interest expense	$238,000	4,592
Net interest income	$3,440,000	3,613
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,231,000	2,194
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$646,000	1,262
Trading account gains and fees	NA	NA
Additional Noninterest Income	$585,000	2,534
Total noninterest expense	$3,315,000	3,254
Salaries and employee benefits	$1,761,000	3,355
Premises and equipment expense	$301,000	3,491
Additional noninterest expense	$1,253,000	2,892
Pre-tax net operating income	$1,356,000	3,233
Securities gains (losses)	$0	2,167
Applicable income taxes	$56,000	3,210
Income before extraordinary items	$1,300,000	3,146
Extraordinary gains, net	$0	11
Net income	$1,300,000	3,145
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,300,000	3,146
Net charge-offs	$6,000	3,099
Cash dividends	$900,000	1,925
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,300,000	3,112
2019-06-30 (YTD Data)		Rank
Total interest income	$2,441,000	3,839
Total interest expense	$160,000	4,606
Net interest income	$2,281,000	3,644
Provision for loan and lease losses	$0	3,685
Total noninterest income	$809,000	2,191
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$422,000	1,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$387,000	2,518
Total noninterest expense	$2,192,000	3,294
Salaries and employee benefits	$1,168,000	3,377
Premises and equipment expense	$200,000	3,512
Additional noninterest expense	$824,000	2,945
Pre-tax net operating income	$898,000	3,243
Securities gains (losses)	$0	1,702
Applicable income taxes	$36,000	3,237
Income before extraordinary items	$862,000	3,153
Extraordinary gains, net	$0	11
Net income	$862,000	3,151
Minority interest net income	$0	69
Net income of bank and minority interests.	$862,000	3,151
Net charge-offs	$2,000	2,996
Cash dividends	$900,000	1,530
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$862,000	3,127
2019-03-31 (YTD Data)		Rank
Total interest income	$1,209,000	3,868
Total interest expense	$83,000	4,574
Net interest income	$1,126,000	3,694
Provision for loan and lease losses	$0	3,406
Total noninterest income	$405,000	2,153
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$209,000	1,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$196,000	2,414
Total noninterest expense	$1,082,000	3,339
Salaries and employee benefits	$576,000	3,437
Premises and equipment expense	$105,000	3,472
Additional noninterest expense	$401,000	3,000
Pre-tax net operating income	$449,000	3,221
Securities gains (losses)	$0	1,087
Applicable income taxes	$16,000	3,244
Income before extraordinary items	$433,000	3,103
Extraordinary gains, net	$0	5
Net income	$433,000	3,100
Minority interest net income	$0	52
Net income of bank and minority interests.	$433,000	3,102
Net charge-offs	$0	2,740
Cash dividends	$900,000	902
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$433,000	3,089
2018-12-31 (YTD Data)		Rank
Total interest income	$4,560,000	3,913
Total interest expense	$285,000	4,551
Net interest income	$4,275,000	3,776
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,674,000	2,202
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$904,000	1,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$770,000	2,541
Total noninterest expense	$4,291,000	3,344
Salaries and employee benefits	$2,165,000	3,546
Premises and equipment expense	$436,000	3,383
Additional noninterest expense	$1,690,000	2,926
Pre-tax net operating income	$1,658,000	3,388
Securities gains (losses)	$-15,000	4,514
Applicable income taxes	$70,000	3,254
Income before extraordinary items	$1,573,000	3,304
Extraordinary gains, net	$0	6
Net income	$1,573,000	3,302
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,573,000	3,303
Net charge-offs	$20,000	3,111
Cash dividends	$862,000	2,391
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,587,400	3,293
2018-09-30 (YTD Data)		Rank
Total interest income	$3,413,000	3,932
Total interest expense	$215,000	4,527
Net interest income	$3,198,000	3,811
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,238,000	2,240
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$679,000	1,265
Trading account gains and fees	NA	NA
Additional Noninterest Income	$559,000	2,613
Total noninterest expense	$3,194,000	3,369
Salaries and employee benefits	$1,597,000	3,571
Premises and equipment expense	$337,000	3,387
Additional noninterest expense	$1,260,000	2,933
Pre-tax net operating income	$1,242,000	3,446
Securities gains (losses)	$-15,000	4,862
Applicable income taxes	$50,000	3,325
Income before extraordinary items	$1,177,000	3,348
Extraordinary gains, net	$0	5
Net income	$1,177,000	3,347
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,177,000	3,347
Net charge-offs	$26,000	2,571
Cash dividends	$862,000	1,826
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,191,400	3,325
2018-06-30 (YTD Data)		Rank
Total interest income	$2,240,000	3,960
Total interest expense	$142,000	4,532
Net interest income	$2,098,000	3,848
Provision for loan and lease losses	$0	3,782
Total noninterest income	$828,000	2,228
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$450,000	1,261
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	2,599
Total noninterest expense	$2,144,000	3,376
Salaries and employee benefits	$1,069,000	3,584
Premises and equipment expense	$230,000	3,353
Additional noninterest expense	$845,000	2,933
Pre-tax net operating income	$782,000	3,513
Securities gains (losses)	$-15,000	5,058
Applicable income taxes	$31,000	3,360
Income before extraordinary items	$736,000	3,423
Extraordinary gains, net	$0	6
Net income	$736,000	3,422
Minority interest net income	$0	65
Net income of bank and minority interests.	$736,000	3,422
Net charge-offs	$8,000	2,667
Cash dividends	$462,000	2,094
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$750,400	3,393
2018-03-31 (YTD Data)		Rank
Total interest income	$1,121,000	3,983
Total interest expense	$74,000	4,469
Net interest income	$1,047,000	3,866
Provision for loan and lease losses	$0	3,508
Total noninterest income	$410,000	2,224
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$224,000	1,270
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	2,584
Total noninterest expense	$1,063,000	3,422
Salaries and employee benefits	$528,000	3,651
Premises and equipment expense	$111,000	3,453
Additional noninterest expense	$424,000	2,952
Pre-tax net operating income	$394,000	3,456
Securities gains (losses)	$0	735
Applicable income taxes	$15,000	3,349
Income before extraordinary items	$379,000	3,331
Extraordinary gains, net	$0	7
Net income	$379,000	3,331
Minority interest net income	$0	52
Net income of bank and minority interests.	$379,000	3,331
Net charge-offs	$3,000	2,344
Cash dividends	$462,000	1,264
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$379,000	3,328
2017-12-31 (YTD Data)		Rank
Total interest income	$4,546,000	3,907
Total interest expense	$322,000	4,310
Net interest income	$4,224,000	3,840
Provision for loan and lease losses	$180,000	2,471
Total noninterest income	$1,873,000	2,117
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,017,000	1,174
Trading account gains and fees	NA	NA
Additional Noninterest Income	$856,000	2,479
Total noninterest expense	$5,592,000	2,901
Salaries and employee benefits	$2,132,000	3,626
Premises and equipment expense	$763,000	2,526
Additional noninterest expense	$2,697,000	2,126
Pre-tax net operating income	$325,000	5,004
Securities gains (losses)	$1,000	2,108
Applicable income taxes	$11,000	3,870
Income before extraordinary items	$315,000	4,818
Extraordinary gains, net	$0	9
Net income	$315,000	4,818
Minority interest net income	$0	76
Net income of bank and minority interests.	$315,000	4,818
Net charge-offs	$12,000	3,620
Cash dividends	$250,000	3,510
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$314,030	4,812
2017-09-30 (YTD Data)		Rank
Total interest income	$3,422,000	3,926
Total interest expense	$238,000	4,356
Net interest income	$3,184,000	3,864
Provision for loan and lease losses	$180,000	2,116
Total noninterest income	$1,461,000	2,088
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$766,000	1,181
Trading account gains and fees	NA	NA
Additional Noninterest Income	$695,000	2,402
Total noninterest expense	$4,510,000	2,784
Salaries and employee benefits	$1,601,000	3,644
Premises and equipment expense	$572,000	2,546
Additional noninterest expense	$2,337,000	1,879
Pre-tax net operating income	$-45,000	5,550
Securities gains (losses)	$0	2,274
Applicable income taxes	$-6,000	5,576
Income before extraordinary items	$-39,000	5,554
Extraordinary gains, net	$0	9
Net income	$-39,000	5,554
Minority interest net income	$0	71
Net income of bank and minority interests.	$-39,000	5,554
Net charge-offs	$9,000	3,291
Cash dividends	$250,000	2,995
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$-39,000	5,547
2017-06-30 (YTD Data)		Rank
Total interest income	$2,282,000	3,931
Total interest expense	$155,000	4,380
Net interest income	$2,127,000	3,869
Provision for loan and lease losses	$120,000	2,050
Total noninterest income	$1,038,000	2,006
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$523,000	1,140
Trading account gains and fees	NA	NA
Additional Noninterest Income	$515,000	2,287
Total noninterest expense	$3,385,000	2,578
Salaries and employee benefits	$1,072,000	3,648
Premises and equipment expense	$374,000	2,586
Additional noninterest expense	$1,939,000	1,549
Pre-tax net operating income	$-340,000	5,703
Securities gains (losses)	$0	1,906
Applicable income taxes	$-20,000	5,670
Income before extraordinary items	$-320,000	5,695
Extraordinary gains, net	$0	11
Net income	$-320,000	5,695
Minority interest net income	$0	71
Net income of bank and minority interests.	$-320,000	5,695
Net charge-offs	$6,000	3,079
Cash dividends	$250,000	2,646
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-320,000	5,694
2017-03-31 (YTD Data)		Rank
Total interest income	$1,114,000	3,994
Total interest expense	$74,000	4,447
Net interest income	$1,040,000	3,922
Provision for loan and lease losses	$60,000	1,878
Total noninterest income	$562,000	1,899
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$264,000	1,134
Trading account gains and fees	NA	NA
Additional Noninterest Income	$298,000	2,108
Total noninterest expense	$1,901,000	2,388
Salaries and employee benefits	$527,000	3,741
Premises and equipment expense	$182,000	2,658
Additional noninterest expense	$1,192,000	1,287
Pre-tax net operating income	$-359,000	5,800
Securities gains (losses)	$0	1,153
Applicable income taxes	$-20,000	5,736
Income before extraordinary items	$-339,000	5,798
Extraordinary gains, net	$0	8
Net income	$-339,000	5,798
Minority interest net income	$0	55
Net income of bank and minority interests.	$-339,000	5,798
Net charge-offs	$0	2,943
Cash dividends	$250,000	1,772
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$-339,000	5,797
2016-12-31 (YTD Data)		Rank
Total interest income	$4,360,000	4,056
Total interest expense	$272,000	4,579
Net interest income	$4,088,000	3,964
Provision for loan and lease losses	$100,000	3,103
Total noninterest income	$2,292,000	1,946
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$737,000	1,546
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,555,000	1,840
Total noninterest expense	$5,116,000	3,143
Salaries and employee benefits	$2,081,000	3,746
Premises and equipment expense	$761,000	2,587
Additional noninterest expense	$2,274,000	2,502
Pre-tax net operating income	$1,164,000	3,868
Securities gains (losses)	$247,000	758
Applicable income taxes	$65,000	3,503
Income before extraordinary items	$1,346,000	3,445
Extraordinary gains, net	$0	5
Net income	$1,346,000	3,443
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,346,000	3,444
Net charge-offs	$15,000	3,736
Cash dividends	$2,450,000	1,188
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,111,350	3,695
2016-09-30 (YTD Data)		Rank
Total interest income	$3,232,000	4,104
Total interest expense	$204,000	4,627
Net interest income	$3,028,000	4,018
Provision for loan and lease losses	$25,000	3,735
Total noninterest income	$1,666,000	1,986
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$535,000	1,593
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,131,000	1,890
Total noninterest expense	$3,556,000	3,296
Salaries and employee benefits	$1,542,000	3,776
Premises and equipment expense	$560,000	2,617
Additional noninterest expense	$1,454,000	2,808
Pre-tax net operating income	$1,113,000	3,568
Securities gains (losses)	$247,000	688
Applicable income taxes	$63,000	3,464
Income before extraordinary items	$1,297,000	3,062
Extraordinary gains, net	$0	5
Net income	$1,297,000	3,062
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,297,000	3,062
Net charge-offs	$9,000	3,453
Cash dividends	$2,450,000	885
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,062,350	3,343
2016-06-30 (YTD Data)		Rank
Total interest income	$2,144,000	4,139
Total interest expense	$135,000	4,673
Net interest income	$2,009,000	4,053
Provision for loan and lease losses	$0	4,017
Total noninterest income	$790,000	2,404
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$337,000	1,650
Trading account gains and fees	$0	157
Additional Noninterest Income	$453,000	2,502
Total noninterest expense	$2,358,000	3,324
Salaries and employee benefits	$1,028,000	3,804
Premises and equipment expense	$358,000	2,718
Additional noninterest expense	$972,000	2,814
Pre-tax net operating income	$441,000	4,337
Securities gains (losses)	$247,000	499
Applicable income taxes	$34,000	3,578
Income before extraordinary items	$654,000	3,527
Extraordinary gains, net	$0	16
Net income	$654,000	3,523
Minority interest net income	$0	71
Net income of bank and minority interests.	$654,000	3,525
Net charge-offs	$4,000	3,372
Cash dividends	$1,000,000	1,296
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$419,350	4,141
2016-03-31 (YTD Data)		Rank
Total interest income	$1,052,000	4,197
Total interest expense	$68,000	4,702
Net interest income	$984,000	4,102
Provision for loan and lease losses	$0	3,656
Total noninterest income	$389,000	2,394
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$166,000	1,657
Trading account gains and fees	$0	142
Additional Noninterest Income	$223,000	2,494
Total noninterest expense	$1,177,000	3,347
Salaries and employee benefits	$522,000	3,800
Premises and equipment expense	$180,000	2,743
Additional noninterest expense	$475,000	2,864
Pre-tax net operating income	$196,000	4,457
Securities gains (losses)	$58,000	759
Applicable income taxes	$15,000	3,602
Income before extraordinary items	$239,000	3,991
Extraordinary gains, net	$0	12
Net income	$239,000	3,988
Minority interest net income	$0	62
Net income of bank and minority interests.	$239,000	3,989
Net charge-offs	$0	3,094
Cash dividends	$1,000,000	720
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$184,480	4,302
2015-12-31 (YTD Data)		Rank
Total interest income	$4,180,000	4,223
Total interest expense	$235,000	4,966
Net interest income	$3,945,000	4,099
Provision for loan and lease losses	$60,000	3,437
Total noninterest income	$1,595,000	2,409
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$692,000	1,664
Trading account gains and fees	$0	159
Additional Noninterest Income	$903,000	2,509
Total noninterest expense	$4,918,000	3,261
Salaries and employee benefits	$2,103,000	3,793
Premises and equipment expense	$782,000	2,595
Additional noninterest expense	$2,033,000	2,766
Pre-tax net operating income	$562,000	4,813
Securities gains (losses)	$73,000	1,359
Applicable income taxes	$18,000	3,965
Income before extraordinary items	$617,000	4,581
Extraordinary gains, net	$0	23
Net income	$617,000	4,582
Minority interest net income	$0	81
Net income of bank and minority interests.	$617,000	4,582
Net charge-offs	$8,000	4,089
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$546,190	4,681
2015-09-30 (YTD Data)		Rank
Total interest income	$3,107,000	4,284
Total interest expense	$176,000	5,038
Net interest income	$2,931,000	4,152
Provision for loan and lease losses	$45,000	3,330
Total noninterest income	$1,191,000	2,437
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$513,000	1,688
Trading account gains and fees	$0	153
Additional Noninterest Income	$678,000	2,515
Total noninterest expense	$3,631,000	3,313
Salaries and employee benefits	$1,582,000	3,805
Premises and equipment expense	$575,000	2,677
Additional noninterest expense	$1,474,000	2,824
Pre-tax net operating income	$446,000	4,864
Securities gains (losses)	$64,000	1,303
Applicable income taxes	$12,000	4,095
Income before extraordinary items	$498,000	4,578
Extraordinary gains, net	$0	21
Net income	$498,000	4,580
Minority interest net income	$0	78
Net income of bank and minority interests.	$498,000	4,581
Net charge-offs	$6,000	3,786
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$435,280	4,689
2015-06-30 (YTD Data)		Rank
Total interest income	$2,060,000	4,319
Total interest expense	$116,000	5,107
Net interest income	$1,944,000	4,196
Provision for loan and lease losses	$30,000	3,185
Total noninterest income	$776,000	2,461
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$330,000	1,717
Trading account gains and fees	$0	157
Additional Noninterest Income	$446,000	2,542
Total noninterest expense	$2,389,000	3,369
Salaries and employee benefits	$1,047,000	3,855
Premises and equipment expense	$377,000	2,726
Additional noninterest expense	$965,000	2,887
Pre-tax net operating income	$301,000	4,857
Securities gains (losses)	$1,000	2,511
Applicable income taxes	$3,000	4,308
Income before extraordinary items	$299,000	4,703
Extraordinary gains, net	$0	22
Net income	$299,000	4,705
Minority interest net income	$0	75
Net income of bank and minority interests.	$299,000	4,706
Net charge-offs	$1,000	3,770
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$298,010	4,638
2015-03-31 (YTD Data)		Rank
Total interest income	$1,036,000	4,327
Total interest expense	$58,000	5,165
Net interest income	$978,000	4,196
Provision for loan and lease losses	$15,000	2,956
Total noninterest income	$380,000	2,463
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$158,000	1,757
Trading account gains and fees	$0	152
Additional Noninterest Income	$222,000	2,494
Total noninterest expense	$1,176,000	3,421
Salaries and employee benefits	$534,000	3,851
Premises and equipment expense	$182,000	2,836
Additional noninterest expense	$460,000	2,977
Pre-tax net operating income	$167,000	4,686
Securities gains (losses)	$1,000	1,909
Applicable income taxes	$-3,000	6,205
Income before extraordinary items	$171,000	4,518
Extraordinary gains, net	$0	13
Net income	$171,000	4,520
Minority interest net income	$0	64
Net income of bank and minority interests.	$171,000	4,522
Net charge-offs	$-1,000	4,352
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$170,000	4,450
2014-12-31 (YTD Data)		Rank
Total interest income	$3,808,000	4,574
Total interest expense	$221,000	5,392
Net interest income	$3,587,000	4,420
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,403,000	2,611
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$653,000	1,831
Trading account gains and fees	$0	180
Additional Noninterest Income	$750,000	2,725
Total noninterest expense	$4,628,000	3,487
Salaries and employee benefits	$1,964,000	4,020
Premises and equipment expense	$741,000	2,803
Additional noninterest expense	$1,923,000	2,979
Pre-tax net operating income	$362,000	5,338
Securities gains (losses)	$65,000	1,555
Applicable income taxes	$24,000	3,962
Income before extraordinary items	$403,000	5,159
Extraordinary gains, net	$0	17
Net income	$403,000	5,158
Minority interest net income	$0	84
Net income of bank and minority interests.	$403,000	5,159
Net charge-offs	$40,000	3,942
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$341,900	5,250
2014-09-30 (YTD Data)		Rank
Total interest income	$2,799,000	4,670
Total interest expense	$164,000	5,468
Net interest income	$2,635,000	4,506
Provision for loan and lease losses	$0	4,401
Total noninterest income	$974,000	2,734
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$465,000	1,922
Trading account gains and fees	$0	174
Additional Noninterest Income	$509,000	2,887
Total noninterest expense	$3,291,000	3,625
Salaries and employee benefits	$1,409,000	4,136
Premises and equipment expense	$502,000	3,030
Additional noninterest expense	$1,380,000	3,074
Pre-tax net operating income	$318,000	5,282
Securities gains (losses)	$65,000	1,277
Applicable income taxes	$22,000	3,959
Income before extraordinary items	$361,000	5,036
Extraordinary gains, net	$0	15
Net income	$361,000	5,035
Minority interest net income	$0	81
Net income of bank and minority interests.	$361,000	5,038
Net charge-offs	$70,000	3,006
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$299,900	5,194
2014-06-30 (YTD Data)		Rank
Total interest income	$1,815,000	4,747
Total interest expense	$105,000	5,571
Net interest income	$1,710,000	4,582
Provision for loan and lease losses	$0	4,196
Total noninterest income	$607,000	2,812
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$268,000	2,148
Trading account gains and fees	$0	172
Additional Noninterest Income	$339,000	2,870
Total noninterest expense	$2,004,000	3,873
Salaries and employee benefits	$854,000	4,388
Premises and equipment expense	$287,000	3,390
Additional noninterest expense	$863,000	3,226
Pre-tax net operating income	$313,000	4,858
Securities gains (losses)	$65,000	1,021
Applicable income taxes	$18,000	3,902
Income before extraordinary items	$360,000	4,464
Extraordinary gains, net	$0	20
Net income	$360,000	4,467
Minority interest net income	$0	80
Net income of bank and minority interests.	$360,000	4,468
Net charge-offs	$-3,000	5,301
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$298,250	4,698
2014-03-31 (YTD Data)		Rank
Total interest income	$912,000	4,776
Total interest expense	$54,000	5,612
Net interest income	$858,000	4,606
Provision for loan and lease losses	$0	3,817
Total noninterest income	$306,000	2,771
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$126,000	2,223
Trading account gains and fees	$0	147
Additional Noninterest Income	$180,000	2,713
Total noninterest expense	$971,000	3,971
Salaries and employee benefits	$428,000	4,424
Premises and equipment expense	$143,000	3,460
Additional noninterest expense	$400,000	3,405
Pre-tax net operating income	$193,000	4,525
Securities gains (losses)	$0	1,715
Applicable income taxes	$10,000	3,818
Income before extraordinary items	$183,000	4,396
Extraordinary gains, net	$0	16
Net income	$183,000	4,397
Minority interest net income	$0	66
Net income of bank and minority interests.	$183,000	4,398
Net charge-offs	$-3,000	5,214
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$183,000	4,344
2013-12-31 (YTD Data)		Rank
Total interest income	$3,714,000	4,803
Total interest expense	$286,000	5,470
Net interest income	$3,428,000	4,653
Provision for loan and lease losses	$40,000	4,399
Total noninterest income	$1,254,000	2,849
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$630,000	1,984
Trading account gains and fees	$0	184
Additional Noninterest Income	$624,000	3,059
Total noninterest expense	$3,805,000	4,038
Salaries and employee benefits	$1,654,000	4,524
Premises and equipment expense	$567,000	3,445
Additional noninterest expense	$1,584,000	3,511
Pre-tax net operating income	$837,000	4,354
Securities gains (losses)	$43,000	1,909
Applicable income taxes	$29,000	3,978
Income before extraordinary items	$851,000	4,174
Extraordinary gains, net	$0	29
Net income	$851,000	4,176
Minority interest net income	$0	90
Net income of bank and minority interests.	$851,000	4,177
Net charge-offs	$1,000	5,415
Cash dividends	$200,000	3,572
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$809,290	4,194
2013-09-30 (YTD Data)		Rank
Total interest income	$2,844,000	4,796
Total interest expense	$227,000	5,473
Net interest income	$2,617,000	4,639
Provision for loan and lease losses	$40,000	4,137
Total noninterest income	$956,000	2,886
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$483,000	1,958
Trading account gains and fees	$0	180
Additional Noninterest Income	$473,000	3,098
Total noninterest expense	$2,882,000	4,035
Salaries and employee benefits	$1,270,000	4,477
Premises and equipment expense	$408,000	3,565
Additional noninterest expense	$1,204,000	3,484
Pre-tax net operating income	$651,000	4,375
Securities gains (losses)	$43,000	1,775
Applicable income taxes	$20,000	4,099
Income before extraordinary items	$674,000	4,115
Extraordinary gains, net	$0	25
Net income	$674,000	4,118
Minority interest net income	$0	84
Net income of bank and minority interests.	$674,000	4,119
Net charge-offs	$-8,000	6,072
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$632,290	4,151
2013-06-30 (YTD Data)		Rank
Total interest income	$1,977,000	4,715
Total interest expense	$161,000	5,426
Net interest income	$1,816,000	4,549
Provision for loan and lease losses	$40,000	3,782
Total noninterest income	$625,000	2,942
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$313,000	1,967
Trading account gains and fees	$0	157
Additional Noninterest Income	$312,000	3,153
Total noninterest expense	$1,943,000	4,032
Salaries and employee benefits	$860,000	4,471
Premises and equipment expense	$266,000	3,633
Additional noninterest expense	$817,000	3,451
Pre-tax net operating income	$458,000	4,286
Securities gains (losses)	$43,000	1,619
Applicable income taxes	$13,000	4,110
Income before extraordinary items	$488,000	3,984
Extraordinary gains, net	$0	22
Net income	$488,000	3,986
Minority interest net income	$0	82
Net income of bank and minority interests.	$488,000	3,987
Net charge-offs	$-6,000	6,001
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$446,290	4,027
2013-03-31 (YTD Data)		Rank
Total interest income	$978,000	4,787
Total interest expense	$76,000	5,616
Net interest income	$902,000	4,585
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$301,000	3,004
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$151,000	2,024
Trading account gains and fees	$0	148
Additional Noninterest Income	$150,000	3,175
Total noninterest expense	$976,000	4,050
Salaries and employee benefits	$427,000	4,518
Premises and equipment expense	$133,000	3,668
Additional noninterest expense	$416,000	3,415
Pre-tax net operating income	$197,000	4,483
Securities gains (losses)	$0	1,966
Applicable income taxes	$-1,000	6,670
Income before extraordinary items	$198,000	4,291
Extraordinary gains, net	$0	10
Net income	$198,000	4,294
Minority interest net income	$0	76
Net income of bank and minority interests.	$198,000	4,293
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$198,000	4,192
2012-12-31 (YTD Data)		Rank
Total interest income	$3,308,000	5,288
Total interest expense	$293,000	6,004
Net interest income	$3,015,000	5,085
Provision for loan and lease losses	$75,000	4,908
Total noninterest income	$808,000	3,628
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$600,000	2,158
Trading account gains and fees	$0	166
Additional Noninterest Income	$208,000	4,544
Total noninterest expense	$4,292,000	3,834
Salaries and employee benefits	$1,432,000	4,947
Premises and equipment expense	$601,000	3,381
Additional noninterest expense	$2,259,000	2,805
Pre-tax net operating income	$-544,000	6,520
Securities gains (losses)	$98,000	2,287
Applicable income taxes	$0	4,751
Income before extraordinary items	$-446,000	6,565
Extraordinary gains, net	$0	29
Net income	$-446,000	6,559
Minority interest net income	$0	93
Net income of bank and minority interests.	$-446,000	6,561
Net charge-offs	$31,000	5,193
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-544,000	6,546
2012-09-30 (YTD Data)		Rank
Total interest income	$2,342,000	5,497
Total interest expense	$204,000	6,220
Net interest income	$2,138,000	5,290
Provision for loan and lease losses	$69,000	4,732
Total noninterest income	$1,451,000	2,225
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$429,000	2,260
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,022,000	1,973
Total noninterest expense	$3,302,000	3,820
Salaries and employee benefits	$1,014,000	5,125
Premises and equipment expense	$445,000	3,462
Additional noninterest expense	$1,843,000	2,615
Pre-tax net operating income	$218,000	5,617
Securities gains (losses)	$98,000	1,993
Applicable income taxes	$16,000	4,236
Income before extraordinary items	$300,000	5,322
Extraordinary gains, net	$0	20
Net income	$300,000	5,321
Minority interest net income	$0	86
Net income of bank and minority interests.	$300,000	5,321
Net charge-offs	$19,000	5,091
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$206,900	5,515
2012-06-30 (YTD Data)		Rank
Total interest income	$1,469,000	5,655
Total interest expense	$120,000	6,455
Net interest income	$1,349,000	5,434
Provision for loan and lease losses	$12,000	5,300
Total noninterest income	$528,000	3,137
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$260,000	2,413
Trading account gains and fees	$0	153
Additional Noninterest Income	$268,000	3,230
Total noninterest expense	$1,546,000	4,732
Salaries and employee benefits	$610,000	5,434
Premises and equipment expense	$262,000	3,753
Additional noninterest expense	$674,000	4,096
Pre-tax net operating income	$319,000	4,765
Securities gains (losses)	$98,000	1,614
Applicable income taxes	$14,000	4,124
Income before extraordinary items	$403,000	4,345
Extraordinary gains, net	$0	19
Net income	$403,000	4,348
Minority interest net income	$0	84
Net income of bank and minority interests.	$403,000	4,347
Net charge-offs	$19,000	4,674
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$307,940	4,591
2012-03-31 (YTD Data)		Rank
Total interest income	$721,000	5,732
Total interest expense	$60,000	6,532
Net interest income	$661,000	5,507
Provision for loan and lease losses	$6,000	4,993
Total noninterest income	$260,000	3,181
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$127,000	2,440
Trading account gains and fees	$0	148
Additional Noninterest Income	$133,000	3,248
Total noninterest expense	$779,000	4,736
Salaries and employee benefits	$308,000	5,442
Premises and equipment expense	$141,000	3,620
Additional noninterest expense	$330,000	4,145
Pre-tax net operating income	$136,000	5,054
Securities gains (losses)	$0	2,210
Applicable income taxes	$6,000	4,170
Income before extraordinary items	$130,000	5,045
Extraordinary gains, net	$0	19
Net income	$130,000	5,049
Minority interest net income	$0	78
Net income of bank and minority interests.	$130,000	5,050
Net charge-offs	$-2,000	6,038
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$130,000	4,893
2011-12-31 (YTD Data)		Rank
Total interest income	$2,943,000	5,803
Total interest expense	$274,000	6,641
Net interest income	$2,669,000	5,519
Provision for loan and lease losses	$0	6,496
Total noninterest income	$1,217,000	2,768
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$667,000	2,066
Trading account gains and fees	$0	146
Additional Noninterest Income	$550,000	2,986
Total noninterest expense	$3,271,000	4,647
Salaries and employee benefits	$1,451,000	5,048
Premises and equipment expense	$488,000	4,109
Additional noninterest expense	$1,332,000	4,175
Pre-tax net operating income	$615,000	4,476
Securities gains (losses)	$0	3,838
Applicable income taxes	$25,000	4,037
Income before extraordinary items	$590,000	4,432
Extraordinary gains, net	$0	29
Net income	$590,000	4,433
Minority interest net income	$0	96
Net income of bank and minority interests.	$590,000	4,433
Net charge-offs	$34,000	5,679
Cash dividends	$100,000	3,758
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$590,000	4,307
2011-09-30 (YTD Data)		Rank
Total interest income	$2,258,000	5,812
Total interest expense	$210,000	6,722
Net interest income	$2,048,000	5,497
Provision for loan and lease losses	$0	6,393
Total noninterest income	$938,000	2,727
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$513,000	2,028
Trading account gains and fees	$0	145
Additional Noninterest Income	$425,000	2,935
Total noninterest expense	$2,493,000	4,614
Salaries and employee benefits	$1,125,000	4,955
Premises and equipment expense	$358,000	4,198
Additional noninterest expense	$1,010,000	4,152
Pre-tax net operating income	$493,000	4,502
Securities gains (losses)	$0	3,555
Applicable income taxes	$19,000	4,063
Income before extraordinary items	$474,000	4,407
Extraordinary gains, net	$0	21
Net income	$474,000	4,408
Minority interest net income	$0	87
Net income of bank and minority interests.	$474,000	4,408
Net charge-offs	$34,000	5,231
Cash dividends	$100,000	3,124
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$474,000	4,281
2011-06-30 (YTD Data)		Rank
Total interest income	$1,527,000	5,833
Total interest expense	$142,000	6,797
Net interest income	$1,385,000	5,498
Provision for loan and lease losses	$0	6,217
Total noninterest income	$640,000	2,699
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$352,000	1,965
Trading account gains and fees	$0	153
Additional Noninterest Income	$288,000	2,936
Total noninterest expense	$1,696,000	4,609
Salaries and employee benefits	$762,000	4,952
Premises and equipment expense	$243,000	4,192
Additional noninterest expense	$691,000	4,148
Pre-tax net operating income	$329,000	4,488
Securities gains (losses)	$0	2,914
Applicable income taxes	$11,000	4,065
Income before extraordinary items	$318,000	4,356
Extraordinary gains, net	$0	15
Net income	$318,000	4,355
Minority interest net income	$0	89
Net income of bank and minority interests.	$318,000	4,357
Net charge-offs	$28,000	4,871
Cash dividends	$100,000	2,767
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$318,000	4,277
2011-03-31 (YTD Data)		Rank
Total interest income	$758,000	5,882
Total interest expense	$75,000	6,829
Net interest income	$683,000	5,535
Provision for loan and lease losses	$0	5,840
Total noninterest income	$317,000	2,739
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$170,000	1,995
Trading account gains and fees	$0	158
Additional Noninterest Income	$147,000	2,939
Total noninterest expense	$855,000	4,616
Salaries and employee benefits	$391,000	4,931
Premises and equipment expense	$121,000	4,256
Additional noninterest expense	$343,000	4,150
Pre-tax net operating income	$145,000	4,694
Securities gains (losses)	$0	1,772
Applicable income taxes	$3,000	4,206
Income before extraordinary items	$142,000	4,543
Extraordinary gains, net	$0	9
Net income	$142,000	4,542
Minority interest net income	$0	86
Net income of bank and minority interests.	$142,000	4,543
Net charge-offs	$13,000	4,276
Cash dividends	$100,000	1,891
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$142,000	4,486
2010-12-31 (YTD Data)		Rank
Total interest income	$3,277,000	5,869
Total interest expense	$467,000	6,614
Net interest income	$2,810,000	5,510
Provision for loan and lease losses	$0	7,042
Total noninterest income	$1,439,000	2,587
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$894,000	1,653
Trading account gains and fees	$0	175
Additional Noninterest Income	$545,000	3,067
Total noninterest expense	$3,673,000	4,459
Salaries and employee benefits	$1,501,000	5,057
Premises and equipment expense	$510,000	4,125
Additional noninterest expense	$1,662,000	3,733
Pre-tax net operating income	$576,000	4,195
Securities gains (losses)	$0	3,793
Applicable income taxes	$17,000	4,070
Income before extraordinary items	$559,000	4,156
Extraordinary gains, net	$0	29
Net income	$559,000	4,157
Minority interest net income	$0	111
Net income of bank and minority interests.	$559,000	4,158
Net charge-offs	$50,000	5,913
Cash dividends	$75,000	3,828
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$559,000	4,014
2010-09-30 (YTD Data)		Rank
Total interest income	$2,490,000	5,942
Total interest expense	$379,000	6,645
Net interest income	$2,111,000	5,586
Provision for loan and lease losses	$0	6,977
Total noninterest income	$1,095,000	2,564
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$682,000	1,678
Trading account gains and fees	$0	165
Additional Noninterest Income	$413,000	3,059
Total noninterest expense	$2,740,000	4,487
Salaries and employee benefits	$1,120,000	5,107
Premises and equipment expense	$372,000	4,259
Additional noninterest expense	$1,248,000	3,710
Pre-tax net operating income	$466,000	4,309
Securities gains (losses)	$0	3,651
Applicable income taxes	$13,000	4,159
Income before extraordinary items	$453,000	4,292
Extraordinary gains, net	$0	23
Net income	$453,000	4,293
Minority interest net income	$0	110
Net income of bank and minority interests.	$453,000	4,293
Net charge-offs	$30,000	5,825
Cash dividends	$75,000	3,306
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$453,000	4,125
2010-06-30 (YTD Data)		Rank
Total interest income	$1,683,000	5,950
Total interest expense	$266,000	6,664
Net interest income	$1,417,000	5,592
Provision for loan and lease losses	$0	6,857
Total noninterest income	$721,000	2,538
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$450,000	1,702
Trading account gains and fees	$0	152
Additional Noninterest Income	$271,000	3,007
Total noninterest expense	$1,802,000	4,540
Salaries and employee benefits	$749,000	5,115
Premises and equipment expense	$246,000	4,309
Additional noninterest expense	$807,000	3,776
Pre-tax net operating income	$336,000	4,241
Securities gains (losses)	$0	3,184
Applicable income taxes	$4,000	4,358
Income before extraordinary items	$332,000	4,114
Extraordinary gains, net	$0	19
Net income	$332,000	4,114
Minority interest net income	$0	105
Net income of bank and minority interests.	$332,000	4,113
Net charge-offs	$21,000	5,490
Cash dividends	$75,000	3,003
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$332,000	3,991
2010-03-31 (YTD Data)		Rank
Total interest income	$849,000	5,986
Total interest expense	$139,000	6,730
Net interest income	$710,000	5,616
Provision for loan and lease losses	$0	6,552
Total noninterest income	$350,000	2,584
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$210,000	1,797
Trading account gains and fees	$0	175
Additional Noninterest Income	$140,000	2,966
Total noninterest expense	$897,000	4,598
Salaries and employee benefits	$372,000	5,183
Premises and equipment expense	$129,000	4,282
Additional noninterest expense	$396,000	3,821
Pre-tax net operating income	$163,000	4,419
Securities gains (losses)	$0	2,284
Applicable income taxes	$-4,000	7,051
Income before extraordinary items	$167,000	4,190
Extraordinary gains, net	$0	16
Net income	$167,000	4,191
Minority interest net income	$0	91
Net income of bank and minority interests.	$167,000	4,189
Net charge-offs	$8,000	4,945
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$167,000	4,092
2009-12-31 (YTD Data)		Rank
Total interest income	$3,448,000	6,051
Total interest expense	$596,000	6,923
Net interest income	$2,852,000	5,522
Provision for loan and lease losses	$50,000	6,827
Total noninterest income	$1,570,000	2,480
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,094,000	1,548
Trading account gains and fees	$0	211
Additional Noninterest Income	$476,000	3,287
Total noninterest expense	$3,631,000	4,606
Salaries and employee benefits	$1,544,000	5,099
Premises and equipment expense	$501,000	4,370
Additional noninterest expense	$1,586,000	3,929
Pre-tax net operating income	$741,000	3,478
Securities gains (losses)	$0	3,754
Applicable income taxes	$33,000	3,470
Income before extraordinary items	$708,000	3,340
Extraordinary gains, net	$0	34
Net income	$708,000	3,339
Minority interest net income	$0	115
Net income of bank and minority interests.	$708,000	3,339
Net charge-offs	$209,000	4,955
Cash dividends	$349,000	3,044
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$708,000	3,279
2009-09-30 (YTD Data)		Rank
Total interest income	$2,618,000	6,083
Total interest expense	$450,000	7,028
Net interest income	$2,168,000	5,497
Provision for loan and lease losses	$50,000	6,514
Total noninterest income	$1,148,000	2,576
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$799,000	1,586
Trading account gains and fees	$0	212
Additional Noninterest Income	$349,000	3,398
Total noninterest expense	$2,723,000	4,618
Salaries and employee benefits	$1,184,000	5,081
Premises and equipment expense	$366,000	4,497
Additional noninterest expense	$1,173,000	3,921
Pre-tax net operating income	$543,000	3,769
Securities gains (losses)	$0	3,497
Applicable income taxes	$24,000	3,714
Income before extraordinary items	$519,000	3,627
Extraordinary gains, net	$0	27
Net income	$519,000	3,625
Minority interest net income	$0	118
Net income of bank and minority interests.	$519,000	3,627
Net charge-offs	$192,000	4,296
Cash dividends	$349,000	2,459
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$519,000	3,537
2009-06-30 (YTD Data)		Rank
Total interest income	$1,775,000	6,110
Total interest expense	$301,000	7,137
Net interest income	$1,474,000	5,447
Provision for loan and lease losses	$40,000	6,240
Total noninterest income	$734,000	2,665
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$505,000	1,645
Trading account gains and fees	$0	193
Additional Noninterest Income	$229,000	3,438
Total noninterest expense	$1,771,000	4,735
Salaries and employee benefits	$788,000	5,144
Premises and equipment expense	$243,000	4,535
Additional noninterest expense	$740,000	4,107
Pre-tax net operating income	$397,000	3,699
Securities gains (losses)	$0	3,136
Applicable income taxes	$17,000	3,789
Income before extraordinary items	$380,000	3,566
Extraordinary gains, net	$0	21
Net income	$380,000	3,564
Minority interest net income	$0	112
Net income of bank and minority interests.	$380,000	3,565
Net charge-offs	$108,000	4,164
Cash dividends	$309,000	2,159
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$380,000	3,452
2009-03-31 (YTD Data)		Rank
Total interest income	$887,000	6,159
Total interest expense	$159,000	7,151
Net interest income	$728,000	5,467
Provision for loan and lease losses	$10,000	6,289
Total noninterest income	$358,000	2,690
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$241,000	1,673
Trading account gains and fees	$0	171
Additional Noninterest Income	$117,000	3,405
Total noninterest expense	$866,000	4,723
Salaries and employee benefits	$392,000	5,212
Premises and equipment expense	$117,000	4,700
Additional noninterest expense	$357,000	3,895
Pre-tax net operating income	$210,000	3,957
Securities gains (losses)	$0	2,434
Applicable income taxes	$9,000	4,029
Income before extraordinary items	$201,000	3,855
Extraordinary gains, net	$0	15
Net income	$201,000	3,856
Minority interest net income	$0	102
Net income of bank and minority interests.	$201,000	3,856
Net charge-offs	$99,000	2,882
Cash dividends	$308,000	1,322
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$201,000	3,700
2008-12-31 (YTD Data)		Rank
Total interest income	$3,922,000	6,047
Total interest expense	$1,119,000	6,584
Net interest income	$2,803,000	5,599
Provision for loan and lease losses	$0	7,334
Total noninterest income	$1,715,000	2,391
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,173,000	1,520
Trading account gains and fees	$0	154
Additional Noninterest Income	$542,000	3,049
Total noninterest expense	$3,554,000	4,590
Salaries and employee benefits	$1,589,000	5,153
Premises and equipment expense	$499,000	4,462
Additional noninterest expense	$1,466,000	3,680
Pre-tax net operating income	$964,000	3,825
Securities gains (losses)	$0	3,220
Applicable income taxes	$37,000	4,006
Income before extraordinary items	$927,000	3,425
Extraordinary gains, net	$0	39
Net income	$927,000	3,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	4,839
Cash dividends	$94,000	5,035
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$927,000	3,578
2008-09-30 (YTD Data)		Rank
Total interest income	$3,009,000	6,075
Total interest expense	$884,000	6,592
Net interest income	$2,125,000	5,619
Provision for loan and lease losses	$0	6,991
Total noninterest income	$1,291,000	2,453
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$864,000	1,559
Trading account gains and fees	$0	148
Additional Noninterest Income	$427,000	3,078
Total noninterest expense	$2,669,000	4,575
Salaries and employee benefits	$1,206,000	5,137
Premises and equipment expense	$364,000	4,557
Additional noninterest expense	$1,099,000	3,616
Pre-tax net operating income	$747,000	4,220
Securities gains (losses)	$0	3,106
Applicable income taxes	$27,000	4,452
Income before extraordinary items	$720,000	3,763
Extraordinary gains, net	$0	31
Net income	$720,000	3,762
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,500
Cash dividends	$94,000	4,472
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$720,000	3,906
2008-06-30 (YTD Data)		Rank
Total interest income	$2,032,000	6,108
Total interest expense	$620,000	6,624
Net interest income	$1,412,000	5,637
Provision for loan and lease losses	$0	6,671
Total noninterest income	$876,000	2,459
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$566,000	1,562
Trading account gains and fees	$0	149
Additional Noninterest Income	$310,000	2,970
Total noninterest expense	$1,772,000	4,611
Salaries and employee benefits	$811,000	5,168
Premises and equipment expense	$223,000	4,831
Additional noninterest expense	$738,000	3,571
Pre-tax net operating income	$516,000	4,323
Securities gains (losses)	$0	3,233
Applicable income taxes	$16,000	4,791
Income before extraordinary items	$500,000	4,016
Extraordinary gains, net	$0	21
Net income	$500,000	4,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,644
Cash dividends	$94,000	4,175
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$500,000	3,961
2008-03-31 (YTD Data)		Rank
Total interest income	$1,049,000	6,107
Total interest expense	$335,000	6,612
Net interest income	$714,000	5,627
Provision for loan and lease losses	$0	6,080
Total noninterest income	$428,000	2,487
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$263,000	1,645
Trading account gains and fees	$0	158
Additional Noninterest Income	$165,000	2,884
Total noninterest expense	$887,000	4,617
Salaries and employee benefits	$398,000	5,248
Premises and equipment expense	$109,000	4,922
Additional noninterest expense	$380,000	3,446
Pre-tax net operating income	$255,000	4,487
Securities gains (losses)	$0	2,688
Applicable income taxes	$4,000	5,199
Income before extraordinary items	$251,000	4,197
Extraordinary gains, net	$0	15
Net income	$251,000	4,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,488
Cash dividends	$94,000	2,995
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$251,000	4,098
2007-12-31 (YTD Data)		Rank
Total interest income	$4,272,000	6,090
Total interest expense	$1,376,000	6,600
Net interest income	$2,896,000	5,595
Provision for loan and lease losses	$0	6,851
Total noninterest income	$1,506,000	2,709
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,080,000	1,658
Trading account gains and fees	$0	178
Additional Noninterest Income	$426,000	3,612
Total noninterest expense	$3,368,000	4,647
Salaries and employee benefits	$1,542,000	5,222
Premises and equipment expense	$415,000	4,907
Additional noninterest expense	$1,411,000	3,599
Pre-tax net operating income	$1,034,000	4,677
Securities gains (losses)	$0	2,146
Applicable income taxes	$47,000	4,969
Income before extraordinary items	$987,000	4,353
Extraordinary gains, net	$0	39
Net income	$987,000	4,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	3,868
Cash dividends	$772,000	3,039
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$987,000	4,343
2007-09-30 (YTD Data)		Rank
Total interest income	$3,201,000	6,127
Total interest expense	$1,023,000	6,648
Net interest income	$2,178,000	5,622
Provision for loan and lease losses	$0	6,528
Total noninterest income	$1,108,000	2,723
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$800,000	1,652
Trading account gains and fees	$0	184
Additional Noninterest Income	$308,000	3,690
Total noninterest expense	$2,488,000	4,679
Salaries and employee benefits	$1,143,000	5,247
Premises and equipment expense	$304,000	4,976
Additional noninterest expense	$1,041,000	3,583
Pre-tax net operating income	$798,000	4,840
Securities gains (losses)	$0	1,655
Applicable income taxes	$36,000	5,160
Income before extraordinary items	$762,000	4,455
Extraordinary gains, net	$0	33
Net income	$762,000	4,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	3,057
Cash dividends	$700,000	2,462
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$762,000	4,447
2007-06-30 (YTD Data)		Rank
Total interest income	$2,073,000	6,224
Total interest expense	$629,000	6,819
Net interest income	$1,444,000	5,673
Provision for loan and lease losses	$0	6,209
Total noninterest income	$744,000	2,709
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$538,000	1,642
Trading account gains and fees	$0	168
Additional Noninterest Income	$206,000	3,725
Total noninterest expense	$1,603,000	4,809
Salaries and employee benefits	$751,000	5,329
Premises and equipment expense	$189,000	5,193
Additional noninterest expense	$663,000	3,715
Pre-tax net operating income	$585,000	4,721
Securities gains (losses)	$0	1,444
Applicable income taxes	$26,000	5,192
Income before extraordinary items	$559,000	4,311
Extraordinary gains, net	$0	29
Net income	$559,000	4,311
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,011
Cash dividends	$610,000	2,145
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$559,000	4,308
2007-03-31 (YTD Data)		Rank
Total interest income	$1,051,000	6,200
Total interest expense	$328,000	6,766
Net interest income	$723,000	5,676
Provision for loan and lease losses	$0	5,779
Total noninterest income	$371,000	2,698
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$271,000	1,581
Trading account gains and fees	$0	195
Additional Noninterest Income	$100,000	3,771
Total noninterest expense	$776,000	4,893
Salaries and employee benefits	$368,000	5,428
Premises and equipment expense	$94,000	5,233
Additional noninterest expense	$314,000	3,835
Pre-tax net operating income	$318,000	4,521
Securities gains (losses)	$0	1,187
Applicable income taxes	$14,000	5,152
Income before extraordinary items	$304,000	4,141
Extraordinary gains, net	$0	22
Net income	$304,000	4,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,797
Cash dividends	$55,000	3,524
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$304,000	4,119
2006-12-31 (YTD Data)		Rank
Total interest income	$3,849,000	6,224
Total interest expense	$1,297,000	6,424
Net interest income	$2,552,000	5,967
Provision for loan and lease losses	$0	6,850
Total noninterest income	$1,299,000	2,963
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,116,000	1,589
Trading account gains and fees	$0	130
Additional Noninterest Income	$183,000	5,281
Total noninterest expense	$2,976,000	4,921
Salaries and employee benefits	$1,381,000	5,456
Premises and equipment expense	$428,000	4,717
Additional noninterest expense	$1,167,000	4,025
Pre-tax net operating income	$875,000	5,470
Securities gains (losses)	$-53,000	7,961
Applicable income taxes	$35,000	5,669
Income before extraordinary items	$787,000	5,253
Extraordinary gains, net	$0	51
Net income	$787,000	5,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	4,095
Cash dividends	$828,000	2,881
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$837,880	5,108
2006-09-30 (YTD Data)		Rank
Total interest income	$2,845,000	6,281
Total interest expense	$975,000	6,368
Net interest income	$1,870,000	6,097
Provision for loan and lease losses	$0	6,685
Total noninterest income	$978,000	2,971
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$827,000	1,611
Trading account gains and fees	$0	126
Additional Noninterest Income	$151,000	5,110
Total noninterest expense	$2,187,000	4,962
Salaries and employee benefits	$1,038,000	5,427
Premises and equipment expense	$288,000	5,085
Additional noninterest expense	$861,000	4,046
Pre-tax net operating income	$661,000	5,661
Securities gains (losses)	$0	1,388
Applicable income taxes	$28,000	5,792
Income before extraordinary items	$633,000	5,231
Extraordinary gains, net	$0	45
Net income	$633,000	5,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,540
Cash dividends	$761,000	2,311
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$633,000	5,225
2006-06-30 (YTD Data)		Rank
Total interest income	$1,849,000	6,321
Total interest expense	$617,000	6,388
Net interest income	$1,232,000	6,154
Provision for loan and lease losses	$0	6,419
Total noninterest income	$640,000	3,003
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$542,000	1,623
Trading account gains and fees	$0	126
Additional Noninterest Income	$98,000	5,173
Total noninterest expense	$1,440,000	5,032
Salaries and employee benefits	$684,000	5,500
Premises and equipment expense	$187,000	5,145
Additional noninterest expense	$569,000	4,081
Pre-tax net operating income	$432,000	5,729
Securities gains (losses)	$0	1,185
Applicable income taxes	$18,000	5,852
Income before extraordinary items	$414,000	5,306
Extraordinary gains, net	$0	39
Net income	$414,000	5,310
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	2,995
Cash dividends	$715,000	1,850
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$414,000	5,305
2006-03-31 (YTD Data)		Rank
Total interest income	$889,000	6,382
Total interest expense	$276,000	6,580
Net interest income	$613,000	6,176
Provision for loan and lease losses	$0	6,013
Total noninterest income	$318,000	2,969
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$269,000	1,573
Trading account gains and fees	$0	115
Additional Noninterest Income	$49,000	5,161
Total noninterest expense	$718,000	5,051
Salaries and employee benefits	$340,000	5,531
Premises and equipment expense	$93,000	5,175
Additional noninterest expense	$285,000	4,055
Pre-tax net operating income	$213,000	5,709
Securities gains (losses)	$0	955
Applicable income taxes	$7,000	5,939
Income before extraordinary items	$206,000	5,294
Extraordinary gains, net	$0	21
Net income	$206,000	5,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,562
Cash dividends	$646,000	1,091
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$206,000	5,293
2005-12-31 (YTD Data)		Rank
Total interest income	$3,350,000	6,315
Total interest expense	$776,000	6,849
Net interest income	$2,574,000	5,958
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,158,000	3,218
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$980,000	1,763
Trading account gains and fees	$0	138
Additional Noninterest Income	$178,000	5,403
Total noninterest expense	$2,914,000	4,861
Salaries and employee benefits	$1,251,000	5,648
Premises and equipment expense	$388,000	4,947
Additional noninterest expense	$1,275,000	3,684
Pre-tax net operating income	$818,000	5,831
Securities gains (losses)	$0	2,296
Applicable income taxes	$39,000	6,011
Income before extraordinary items	$779,000	5,401
Extraordinary gains, net	$0	46
Net income	$779,000	5,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,884
Cash dividends	$867,000	2,720
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$779,000	5,381
2005-09-30 (YTD Data)		Rank
Total interest income	$2,501,000	6,322
Total interest expense	$544,000	6,919
Net interest income	$1,957,000	5,951
Provision for loan and lease losses	$0	6,899
Total noninterest income	$828,000	3,331
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$688,000	1,868
Trading account gains and fees	$0	126
Additional Noninterest Income	$140,000	5,313
Total noninterest expense	$2,105,000	4,971
Salaries and employee benefits	$938,000	5,633
Premises and equipment expense	$280,000	5,061
Additional noninterest expense	$887,000	3,851
Pre-tax net operating income	$680,000	5,706
Securities gains (losses)	$0	2,317
Applicable income taxes	$28,000	6,119
Income before extraordinary items	$652,000	5,257
Extraordinary gains, net	$0	35
Net income	$652,000	5,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,033
Cash dividends	$784,000	2,144
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$652,000	5,213
2005-06-30 (YTD Data)		Rank
Total interest income	$1,601,000	6,371
Total interest expense	$330,000	7,014
Net interest income	$1,271,000	6,007
Provision for loan and lease losses	$0	6,626
Total noninterest income	$539,000	3,340
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$437,000	1,925
Trading account gains and fees	$0	116
Additional Noninterest Income	$102,000	5,146
Total noninterest expense	$1,380,000	5,025
Salaries and employee benefits	$701,000	5,246
Premises and equipment expense	$180,000	5,173
Additional noninterest expense	$499,000	4,381
Pre-tax net operating income	$430,000	5,800
Securities gains (losses)	$0	2,146
Applicable income taxes	$16,000	6,203
Income before extraordinary items	$414,000	5,363
Extraordinary gains, net	$0	30
Net income	$414,000	5,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,782
Cash dividends	$706,000	1,732
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$414,000	5,323
2005-03-31 (YTD Data)		Rank
Total interest income	$781,000	6,451
Total interest expense	$150,000	7,161
Net interest income	$631,000	6,069
Provision for loan and lease losses	$0	6,226
Total noninterest income	$250,000	3,462
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$202,000	1,988
Trading account gains and fees	$0	115
Additional Noninterest Income	$48,000	5,277
Total noninterest expense	$684,000	5,084
Salaries and employee benefits	$343,000	5,358
Premises and equipment expense	$93,000	5,112
Additional noninterest expense	$248,000	4,387
Pre-tax net operating income	$197,000	5,990
Securities gains (losses)	$0	1,685
Applicable income taxes	$5,000	6,381
Income before extraordinary items	$192,000	5,518
Extraordinary gains, net	$0	24
Net income	$192,000	5,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,481
Cash dividends	$639,000	991
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$192,000	5,488
2004-12-31 (YTD Data)		Rank
Total interest income	$3,087,000	6,343
Total interest expense	$533,000	7,189
Net interest income	$2,554,000	5,939
Provision for loan and lease losses	$0	7,314
Total noninterest income	$1,156,000	3,203
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$982,000	1,788
Trading account gains and fees	$0	138
Additional Noninterest Income	$174,000	5,397
Total noninterest expense	$2,991,000	4,664
Salaries and employee benefits	$1,440,000	5,086
Premises and equipment expense	$437,000	4,509
Additional noninterest expense	$1,114,000	3,983
Pre-tax net operating income	$719,000	6,047
Securities gains (losses)	$0	3,819
Applicable income taxes	$-6,000	8,555
Income before extraordinary items	$725,000	5,498
Extraordinary gains, net	$0	34
Net income	$725,000	5,499
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,553
Cash dividends	$744,000	2,864
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$725,000	5,419
2004-09-30 (YTD Data)		Rank
Total interest income	$2,324,000	6,337
Total interest expense	$403,000	7,184
Net interest income	$1,921,000	5,927
Provision for loan and lease losses	$0	7,100
Total noninterest income	$872,000	3,211
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$747,000	1,770
Trading account gains and fees	$0	134
Additional Noninterest Income	$125,000	5,493
Total noninterest expense	$2,199,000	4,696
Salaries and employee benefits	$1,076,000	5,047
Premises and equipment expense	$300,000	4,749
Additional noninterest expense	$823,000	3,998
Pre-tax net operating income	$594,000	5,925
Securities gains (losses)	$0	3,710
Applicable income taxes	$-13,000	8,741
Income before extraordinary items	$607,000	5,331
Extraordinary gains, net	$0	26
Net income	$607,000	5,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,467
Cash dividends	$675,000	2,241
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$607,000	5,248
2004-06-30 (YTD Data)		Rank
Total interest income	$1,564,000	6,332
Total interest expense	$269,000	7,220
Net interest income	$1,295,000	5,885
Provision for loan and lease losses	$0	6,885
Total noninterest income	$558,000	3,327
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$469,000	1,862
Trading account gains and fees	$0	130
Additional Noninterest Income	$89,000	5,394
Total noninterest expense	$1,466,000	4,738
Salaries and employee benefits	$716,000	5,083
Premises and equipment expense	$203,000	4,713
Additional noninterest expense	$547,000	4,029
Pre-tax net operating income	$387,000	5,935
Securities gains (losses)	$0	3,413
Applicable income taxes	$-24,000	8,846
Income before extraordinary items	$411,000	5,254
Extraordinary gains, net	$0	21
Net income	$411,000	5,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,107
Cash dividends	$602,000	1,859
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$411,000	5,167
2004-03-31 (YTD Data)		Rank
Total interest income	$785,000	6,337
Total interest expense	$139,000	7,207
Net interest income	$646,000	5,891
Provision for loan and lease losses	$0	6,501
Total noninterest income	$263,000	3,400
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$223,000	1,890
Trading account gains and fees	$0	121
Additional Noninterest Income	$40,000	5,560
Total noninterest expense	$738,000	4,740
Salaries and employee benefits	$355,000	5,140
Premises and equipment expense	$105,000	4,639
Additional noninterest expense	$278,000	3,983
Pre-tax net operating income	$171,000	6,166
Securities gains (losses)	$0	2,934
Applicable income taxes	$-34,000	8,942
Income before extraordinary items	$205,000	5,272
Extraordinary gains, net	$0	16
Net income	$205,000	5,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,014
Cash dividends	$540,000	1,118
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$205,000	5,154
2003-12-31 (YTD Data)		Rank
Total interest income	$3,497,000	6,048
Total interest expense	$680,000	7,107
Net interest income	$2,817,000	5,508
Provision for loan and lease losses	$100,000	5,309
Total noninterest income	$1,154,000	3,391
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$926,000	1,865
Trading account gains and fees	$0	160
Additional Noninterest Income	$228,000	5,025
Total noninterest expense	$3,001,000	4,604
Salaries and employee benefits	$1,339,000	5,242
Premises and equipment expense	$528,000	3,891
Additional noninterest expense	$1,134,000	3,899
Pre-tax net operating income	$870,000	5,488
Securities gains (losses)	$0	4,500
Applicable income taxes	$37,000	6,479
Income before extraordinary items	$833,000	5,144
Extraordinary gains, net	$0	54
Net income	$833,000	5,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-105,000	9,044
Cash dividends	$1,249,000	2,002
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$833,000	4,977
2003-09-30 (YTD Data)		Rank
Total interest income	$2,693,000	6,030
Total interest expense	$531,000	7,163
Net interest income	$2,162,000	5,461
Provision for loan and lease losses	$100,000	4,641
Total noninterest income	$869,000	3,450
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$678,000	1,908
Trading account gains and fees	$0	153
Additional Noninterest Income	$191,000	4,895
Total noninterest expense	$2,180,000	4,692
Salaries and employee benefits	$1,009,000	5,216
Premises and equipment expense	$354,000	4,233
Additional noninterest expense	$817,000	4,006
Pre-tax net operating income	$751,000	5,317
Securities gains (losses)	$0	4,204
Applicable income taxes	$30,000	6,578
Income before extraordinary items	$721,000	4,913
Extraordinary gains, net	$0	40
Net income	$721,000	4,913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,801
Cash dividends	$1,208,000	1,508
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$721,000	4,718
2003-06-30 (YTD Data)		Rank
Total interest income	$1,822,000	6,027
Total interest expense	$369,000	7,200
Net interest income	$1,453,000	5,431
Provision for loan and lease losses	$100,000	3,841
Total noninterest income	$623,000	3,256
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$457,000	1,852
Trading account gains and fees	$0	150
Additional Noninterest Income	$166,000	4,376
Total noninterest expense	$1,429,000	4,735
Salaries and employee benefits	$655,000	5,325
Premises and equipment expense	$226,000	4,361
Additional noninterest expense	$548,000	3,969
Pre-tax net operating income	$547,000	5,091
Securities gains (losses)	$0	3,782
Applicable income taxes	$19,000	6,636
Income before extraordinary items	$528,000	4,650
Extraordinary gains, net	$0	30
Net income	$528,000	4,650
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,282
Cash dividends	$1,100,000	1,198
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$528,000	4,445
2003-03-31 (YTD Data)		Rank
Total interest income	$902,000	6,093
Total interest expense	$189,000	7,238
Net interest income	$713,000	5,492
Provision for loan and lease losses	$100,000	2,353
Total noninterest income	$360,000	2,861
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$223,000	1,831
Trading account gains and fees	$0	134
Additional Noninterest Income	$137,000	3,373
Total noninterest expense	$708,000	4,759
Salaries and employee benefits	$325,000	5,357
Premises and equipment expense	$111,000	4,414
Additional noninterest expense	$272,000	3,952
Pre-tax net operating income	$265,000	5,122
Securities gains (losses)	$0	2,891
Applicable income taxes	$6,000	6,816
Income before extraordinary items	$259,000	4,625
Extraordinary gains, net	$0	21
Net income	$259,000	4,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,508
Cash dividends	$999,000	715
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$259,000	4,415
2002-12-31 (YTD Data)		Rank
Total interest income	$4,241,000	5,726
Total interest expense	$1,198,000	6,429
Net interest income	$3,043,000	5,236
Provision for loan and lease losses	$105,000	5,629
Total noninterest income	$993,000	3,502
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$856,000	1,892
Trading account gains and fees	$0	153
Additional Noninterest Income	$137,000	5,794
Total noninterest expense	$3,037,000	4,419
Salaries and employee benefits	$1,319,000	5,157
Premises and equipment expense	$532,000	3,767
Additional noninterest expense	$1,186,000	3,638
Pre-tax net operating income	$894,000	5,502
Securities gains (losses)	$0	4,537
Applicable income taxes	$20,000	7,048
Income before extraordinary items	$874,000	4,955
Extraordinary gains, net	$0	70
Net income	$874,000	4,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	3,701
Cash dividends	$298,000	4,364
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$874,000	4,823
2001-12-31 (YTD Data)		Rank
Total interest income	$3,841,000	6,478
Total interest expense	$1,260,000	7,489
Net interest income	$2,581,000	5,606
Provision for loan and lease losses	$125,000	5,119
Total noninterest income	$711,000	4,151
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$624,000	2,361
Trading account gains and fees	$0	177
Additional Noninterest Income	$87,000	6,726
Total noninterest expense	$2,208,000	5,380
Salaries and employee benefits	$1,047,000	5,830
Premises and equipment expense	$340,000	5,136
Additional noninterest expense	$821,000	4,704
Pre-tax net operating income	$959,000	5,009
Securities gains (losses)	$0	4,612
Applicable income taxes	$36,000	6,952
Income before extraordinary items	$923,000	4,492
Extraordinary gains, net	$0	105
Net income	$923,000	4,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$280,000	2,346
Cash dividends	$397,000	3,927
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$923,000	4,387
2000-12-31 (YTD Data)		Rank
Total interest income	$3,571,000	6,851
Total interest expense	$1,419,000	7,311
Net interest income	$2,152,000	6,344
Provision for loan and lease losses	$75,000	5,850
Total noninterest income	$422,000	5,392
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$364,000	3,480
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	7,528
Total noninterest expense	$1,607,000	6,469
Salaries and employee benefits	$840,000	6,549
Premises and equipment expense	$192,000	6,890
Additional noninterest expense	$575,000	5,933
Pre-tax net operating income	$892,000	5,576
Securities gains (losses)	$0	1,956
Applicable income taxes	$38,000	7,440
Income before extraordinary items	$854,000	4,843
Extraordinary gains, net	$0	38
Net income	$854,000	4,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,537
Cash dividends	$793,000	2,692
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$854,000	4,853
1999-12-31 (YTD Data)		Rank
Total interest income	$3,286,000	7,064
Total interest expense	$1,243,000	7,531
Net interest income	$2,043,000	6,567
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$346,000	6,040
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$263,000	4,385
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	7,068
Total noninterest expense	$1,523,000	6,713
Salaries and employee benefits	$799,000	6,758
Premises and equipment expense	$218,000	6,530
Additional noninterest expense	$506,000	6,483
Pre-tax net operating income	$836,000	5,802
Securities gains (losses)	$0	3,155
Applicable income taxes	$173,000	5,996
Income before extraordinary items	$663,000	5,621
Extraordinary gains, net	$0	35
Net income	$663,000	5,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,495
Cash dividends	$239,000	4,966
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$663,000	5,583
1998-12-31 (YTD Data)		Rank
Total interest income	$3,335,000	7,136
Total interest expense	$1,320,000	7,616
Net interest income	$2,015,000	6,642
Provision for loan and lease losses	$18,000	7,833
Total noninterest income	$305,000	6,426
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$260,000	4,367
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	8,339
Total noninterest expense	$1,472,000	6,769
Salaries and employee benefits	$746,000	6,945
Premises and equipment expense	$222,000	6,393
Additional noninterest expense	$504,000	6,403
Pre-tax net operating income	$830,000	5,969
Securities gains (losses)	$0	4,449
Applicable income taxes	$280,000	5,367
Income before extraordinary items	$550,000	6,322
Extraordinary gains, net	$0	32
Net income	$550,000	6,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,956
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$550,000	6,211
1997-12-31 (YTD Data)		Rank
Total interest income	$3,086,000	7,649
Total interest expense	$1,271,000	7,921
Net interest income	$1,815,000	7,284
Provision for loan and lease losses	$0	8,829
Total noninterest income	$304,000	6,599
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$241,000	4,777
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	7,914
Total noninterest expense	$1,379,000	7,095
Salaries and employee benefits	$717,000	7,225
Premises and equipment expense	$210,000	6,667
Additional noninterest expense	$452,000	6,902
Pre-tax net operating income	$740,000	6,826
Securities gains (losses)	$0	3,944
Applicable income taxes	$244,000	6,324
Income before extraordinary items	$496,000	6,996
Extraordinary gains, net	$0	44
Net income	$496,000	6,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	9,638
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$496,000	6,936
1996-12-31 (YTD Data)		Rank
Total interest income	$2,839,000	8,226
Total interest expense	$1,213,000	8,343
Net interest income	$1,626,000	7,960
Provision for loan and lease losses	$0	9,041
Total noninterest income	$251,000	7,564
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$200,000	5,563
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	8,849
Total noninterest expense	$1,264,000	7,780
Salaries and employee benefits	$649,000	7,848
Premises and equipment expense	$169,000	7,642
Additional noninterest expense	$446,000	7,499
Pre-tax net operating income	$613,000	7,349
Securities gains (losses)	$0	4,148
Applicable income taxes	$209,000	7,004
Income before extraordinary items	$404,000	7,592
Extraordinary gains, net	$0	53
Net income	$404,000	7,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	10,529
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$404,000	7,527
1995-12-31 (YTD Data)		Rank
Total interest income	$2,653,000	8,708
Total interest expense	$1,246,000	8,437
Net interest income	$1,407,000	8,779
Provision for loan and lease losses	$0	8,958
Total noninterest income	$228,000	8,019
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$183,000	5,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	9,472
Total noninterest expense	$1,175,000	8,294
Salaries and employee benefits	$591,000	8,419
Premises and equipment expense	$156,000	8,119
Additional noninterest expense	$428,000	7,924
Pre-tax net operating income	$460,000	8,688
Securities gains (losses)	$0	3,831
Applicable income taxes	$144,000	8,373
Income before extraordinary items	$316,000	8,778
Extraordinary gains, net	$0	65
Net income	$316,000	8,782
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,638
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$316,000	8,735
1994-12-31 (YTD Data)		Rank
Total interest income	$2,298,000	9,265
Total interest expense	$924,000	9,017
Net interest income	$1,374,000	9,232
Provision for loan and lease losses	$0	9,146
Total noninterest income	$227,000	8,289
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$182,000	6,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	9,881
Total noninterest expense	$1,155,000	8,790
Salaries and employee benefits	$552,000	8,942
Premises and equipment expense	$167,000	8,151
Additional noninterest expense	$436,000	8,469
Pre-tax net operating income	$446,000	9,019
Securities gains (losses)	$-28,000	10,602
Applicable income taxes	$132,000	8,674
Income before extraordinary items	$286,000	9,293
Extraordinary gains, net	$0	249
Net income	$286,000	9,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,826
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$305,040	9,162
1993-12-31 (YTD Data)		Rank
Total interest income	$2,088,000	10,007
Total interest expense	$833,000	9,874
Net interest income	$1,255,000	9,887
Provision for loan and lease losses	$4,000	10,179
Total noninterest income	$202,000	9,188
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$156,000	6,947
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	10,323
Total noninterest expense	$1,066,000	9,458
Salaries and employee benefits	$505,000	9,616
Premises and equipment expense	$176,000	8,234
Additional noninterest expense	$385,000	9,428
Pre-tax net operating income	$387,000	9,510
Securities gains (losses)	$0	7,477
Applicable income taxes	$125,000	9,194
Income before extraordinary items	$262,000	9,902
Extraordinary gains, net	$53,000	2,118
Net income	$315,000	9,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-178,000	13,089
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$262,000	9,646
1992-12-31 (YTD Data)		Rank
Total interest income	$2,130,000	10,638
Total interest expense	$983,000	10,474
Net interest income	$1,147,000	10,524
Provision for loan and lease losses	$29,000	10,079
Total noninterest income	$169,000	10,065
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$117,000	8,026
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	10,289
Total noninterest expense	$944,000	10,240
Salaries and employee benefits	$435,000	10,461
Premises and equipment expense	$157,000	8,918
Additional noninterest expense	$352,000	10,171
Pre-tax net operating income	$343,000	9,757
Securities gains (losses)	$0	8,369
Applicable income taxes	$123,000	9,281
Income before extraordinary items	$220,000	10,323
Extraordinary gains, net	$24,000	1,188
Net income	$244,000	10,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	9,788
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$220,000	9,980

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.