Home > The Luzerne Bank > Income and Expense
The Luzerne Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $26,563,000 | 1,541 |
| Total interest expense | $7,359,000 | 1,583 |
| Net interest income | $19,204,000 | 1,483 |
| Provision for loan and lease losses | $46,000 | 2,829 |
| Total noninterest income | $1,709,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $525,000 | 1,591 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,184,000 | 2,114 |
| Total noninterest expense | $12,112,000 | 1,801 |
| Salaries and employee benefits | $6,542,000 | 1,841 |
| Premises and equipment expense | $1,943,000 | 1,250 |
| Additional noninterest expense | $1,184,000 | 2,114 |
| Pre-tax net operating income | $8,755,000 | 1,301 |
| Securities gains (losses) | $1,000 | 952 |
| Applicable income taxes | $1,742,000 | 1,076 |
| Income before extraordinary items | $7,014,000 | 1,336 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,014,000 | 1,352 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,014,000 | 1,339 |
| Net charge-offs | $343,000 | 913 |
| Cash dividends | $1,702,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,013,200 | 1,359 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $18,496,000 | 1,590 |
| Total interest expense | $4,560,000 | 1,693 |
| Net interest income | $13,936,000 | 1,539 |
| Provision for loan and lease losses | $439,000 | 1,100 |
| Total noninterest income | $1,264,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $395,000 | 1,592 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $869,000 | 2,131 |
| Total noninterest expense | $9,130,000 | 1,792 |
| Salaries and employee benefits | $4,860,000 | 1,862 |
| Premises and equipment expense | $1,462,000 | 1,247 |
| Additional noninterest expense | $869,000 | 2,131 |
| Pre-tax net operating income | $5,631,000 | 1,514 |
| Securities gains (losses) | $-15,000 | 3,570 |
| Applicable income taxes | $1,111,000 | 1,213 |
| Income before extraordinary items | $4,505,000 | 1,574 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,505,000 | 1,587 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,505,000 | 1,574 |
| Net charge-offs | $195,000 | 898 |
| Cash dividends | $1,702,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,517,000 | 1,592 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,647,000 | 1,638 |
| Total interest expense | $2,475,000 | 1,767 |
| Net interest income | $9,172,000 | 1,571 |
| Provision for loan and lease losses | $132,000 | 1,651 |
| Total noninterest income | $830,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $260,000 | 1,588 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $570,000 | 2,071 |
| Total noninterest expense | $6,129,000 | 1,775 |
| Salaries and employee benefits | $3,200,000 | 1,885 |
| Premises and equipment expense | $996,000 | 1,216 |
| Additional noninterest expense | $570,000 | 2,068 |
| Pre-tax net operating income | $3,741,000 | 1,509 |
| Securities gains (losses) | $25,000 | 402 |
| Applicable income taxes | $747,000 | 1,214 |
| Income before extraordinary items | $3,019,000 | 1,570 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,019,000 | 1,590 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,019,000 | 1,570 |
| Net charge-offs | $95,000 | 937 |
| Cash dividends | $1,202,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,999,000 | 1,598 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,523,000 | 1,682 |
| Total interest expense | $924,000 | 1,921 |
| Net interest income | $4,599,000 | 1,571 |
| Provision for loan and lease losses | $-61,000 | 4,519 |
| Total noninterest income | $378,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $130,000 | 1,592 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $248,000 | 2,195 |
| Total noninterest expense | $2,910,000 | 1,862 |
| Salaries and employee benefits | $1,554,000 | 1,944 |
| Premises and equipment expense | $506,000 | 1,235 |
| Additional noninterest expense | $248,000 | 2,195 |
| Pre-tax net operating income | $2,128,000 | 1,407 |
| Securities gains (losses) | $-11,000 | 4,042 |
| Applicable income taxes | $422,000 | 1,137 |
| Income before extraordinary items | $1,695,000 | 1,463 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,695,000 | 1,463 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,695,000 | 1,463 |
| Net charge-offs | $39,000 | 889 |
| Cash dividends | $502,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,703,800 | 1,468 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $18,359,000 | 1,684 |
| Total interest expense | $899,000 | 2,560 |
| Net interest income | $17,460,000 | 1,599 |
| Provision for loan and lease losses | $685,000 | 1,036 |
| Total noninterest income | $1,800,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $552,000 | 1,578 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,248,000 | 2,098 |
| Total noninterest expense | $11,256,000 | 1,854 |
| Salaries and employee benefits | $5,994,000 | 1,958 |
| Premises and equipment expense | $1,890,000 | 1,282 |
| Additional noninterest expense | $1,248,000 | 2,098 |
| Pre-tax net operating income | $7,319,000 | 1,589 |
| Securities gains (losses) | $-126,000 | 3,979 |
| Applicable income taxes | $1,420,000 | 1,301 |
| Income before extraordinary items | $5,773,000 | 1,665 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,773,000 | 1,663 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,773,000 | 1,664 |
| Net charge-offs | $358,000 | 716 |
| Cash dividends | $4,754,000 | 812 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,873,800 | 1,676 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,205,000 | 1,686 |
| Total interest expense | $576,000 | 2,475 |
| Net interest income | $12,629,000 | 1,630 |
| Provision for loan and lease losses | $410,000 | 1,079 |
| Total noninterest income | $1,409,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $411,000 | 1,600 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $998,000 | 2,055 |
| Total noninterest expense | $8,463,000 | 1,857 |
| Salaries and employee benefits | $4,558,000 | 1,923 |
| Premises and equipment expense | $1,423,000 | 1,282 |
| Additional noninterest expense | $998,000 | 2,055 |
| Pre-tax net operating income | $5,165,000 | 1,656 |
| Securities gains (losses) | $-120,000 | 4,260 |
| Applicable income taxes | $994,000 | 1,348 |
| Income before extraordinary items | $4,051,000 | 1,706 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,051,000 | 1,704 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,051,000 | 1,705 |
| Net charge-offs | $263,000 | 616 |
| Cash dividends | $3,005,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,147,000 | 1,715 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,340,000 | 1,709 |
| Total interest expense | $408,000 | 2,230 |
| Net interest income | $7,932,000 | 1,674 |
| Provision for loan and lease losses | $105,000 | 1,500 |
| Total noninterest income | $930,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $261,000 | 1,642 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $669,000 | 2,096 |
| Total noninterest expense | $5,667,000 | 1,844 |
| Salaries and employee benefits | $3,028,000 | 1,929 |
| Premises and equipment expense | $950,000 | 1,271 |
| Additional noninterest expense | $1,689,000 | 1,830 |
| Pre-tax net operating income | $3,090,000 | 1,698 |
| Securities gains (losses) | $-39,000 | 4,199 |
| Applicable income taxes | $601,000 | 1,349 |
| Income before extraordinary items | $2,450,000 | 1,741 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,450,000 | 1,741 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,450,000 | 1,741 |
| Net charge-offs | $195,000 | 543 |
| Cash dividends | $1,504,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,481,200 | 1,760 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,977,000 | 1,732 |
| Total interest expense | $227,000 | 2,035 |
| Net interest income | $3,750,000 | 1,705 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $449,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $124,000 | 1,683 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $325,000 | 2,097 |
| Total noninterest expense | $2,882,000 | 1,803 |
| Salaries and employee benefits | $1,522,000 | 1,919 |
| Premises and equipment expense | $523,000 | 1,152 |
| Additional noninterest expense | $837,000 | 1,809 |
| Pre-tax net operating income | $1,317,000 | 1,803 |
| Securities gains (losses) | $-23,000 | 4,347 |
| Applicable income taxes | $252,000 | 1,443 |
| Income before extraordinary items | $1,042,000 | 1,868 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,042,000 | 1,867 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,042,000 | 1,868 |
| Net charge-offs | $184,000 | 376 |
| Cash dividends | $503,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,060,630 | 1,872 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,031,000 | 1,775 |
| Total interest expense | $1,859,000 | 1,402 |
| Net interest income | $14,172,000 | 1,799 |
| Provision for loan and lease losses | $-610,000 | 4,465 |
| Total noninterest income | $2,031,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $431,000 | 1,769 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,600,000 | 2,152 |
| Total noninterest expense | $10,804,000 | 1,875 |
| Salaries and employee benefits | $5,597,000 | 2,024 |
| Premises and equipment expense | $1,962,000 | 1,232 |
| Additional noninterest expense | $3,245,000 | 1,872 |
| Pre-tax net operating income | $6,009,000 | 1,823 |
| Securities gains (losses) | $375,000 | 434 |
| Applicable income taxes | $1,271,000 | 1,444 |
| Income before extraordinary items | $5,113,000 | 1,868 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,113,000 | 1,869 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,113,000 | 1,869 |
| Net charge-offs | $45,000 | 1,707 |
| Cash dividends | $3,116,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,813,000 | 1,912 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,997,000 | 1,803 |
| Total interest expense | $1,479,000 | 1,417 |
| Net interest income | $10,518,000 | 1,848 |
| Provision for loan and lease losses | $-160,000 | 4,415 |
| Total noninterest income | $1,519,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $309,000 | 1,818 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,210,000 | 2,174 |
| Total noninterest expense | $8,174,000 | 1,868 |
| Salaries and employee benefits | $4,173,000 | 2,036 |
| Premises and equipment expense | $1,473,000 | 1,245 |
| Additional noninterest expense | $2,528,000 | 1,811 |
| Pre-tax net operating income | $4,023,000 | 2,046 |
| Securities gains (losses) | $4,000 | 1,798 |
| Applicable income taxes | $797,000 | 1,644 |
| Income before extraordinary items | $3,230,000 | 2,156 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,230,000 | 2,156 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,230,000 | 2,156 |
| Net charge-offs | $25,000 | 1,650 |
| Cash dividends | $2,115,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,226,800 | 2,129 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,944,000 | 1,804 |
| Total interest expense | $1,016,000 | 1,435 |
| Net interest income | $6,928,000 | 1,849 |
| Provision for loan and lease losses | $65,000 | 1,952 |
| Total noninterest income | $956,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $189,000 | 1,874 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $767,000 | 2,204 |
| Total noninterest expense | $5,284,000 | 1,900 |
| Salaries and employee benefits | $2,674,000 | 2,083 |
| Premises and equipment expense | $1,017,000 | 1,201 |
| Additional noninterest expense | $1,593,000 | 1,872 |
| Pre-tax net operating income | $2,535,000 | 2,102 |
| Securities gains (losses) | $6,000 | 1,541 |
| Applicable income taxes | $500,000 | 1,661 |
| Income before extraordinary items | $2,041,000 | 2,198 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,041,000 | 2,197 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,041,000 | 2,198 |
| Net charge-offs | $12,000 | 1,675 |
| Cash dividends | $604,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,036,200 | 2,169 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 1,807 |
| Total interest expense | $511,000 | 1,500 |
| Net interest income | $3,475,000 | 1,825 |
| Provision for loan and lease losses | $65,000 | 1,562 |
| Total noninterest income | $449,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $95,000 | 1,855 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $354,000 | 2,276 |
| Total noninterest expense | $2,594,000 | 1,911 |
| Salaries and employee benefits | $1,285,000 | 2,127 |
| Premises and equipment expense | $527,000 | 1,172 |
| Additional noninterest expense | $782,000 | 1,866 |
| Pre-tax net operating income | $1,265,000 | 2,084 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $249,000 | 1,651 |
| Income before extraordinary items | $1,021,000 | 2,189 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,021,000 | 2,189 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,021,000 | 2,189 |
| Net charge-offs | $5,000 | 1,528 |
| Cash dividends | $493,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,017,000 | 2,155 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $16,829,000 | 1,725 |
| Total interest expense | $2,865,000 | 1,544 |
| Net interest income | $13,964,000 | 1,748 |
| Provision for loan and lease losses | $725,000 | 1,902 |
| Total noninterest income | $1,831,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $431,000 | 1,789 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,400,000 | 2,136 |
| Total noninterest expense | $10,171,000 | 1,940 |
| Salaries and employee benefits | $5,181,000 | 2,097 |
| Premises and equipment expense | $1,792,000 | 1,310 |
| Additional noninterest expense | $3,198,000 | 1,829 |
| Pre-tax net operating income | $4,899,000 | 1,808 |
| Securities gains (losses) | $250,000 | 915 |
| Applicable income taxes | $1,006,000 | 1,422 |
| Income before extraordinary items | $4,143,000 | 1,871 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,143,000 | 1,870 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,143,000 | 1,871 |
| Net charge-offs | $211,000 | 1,517 |
| Cash dividends | $2,404,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,943,000 | 1,890 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,763,000 | 1,717 |
| Total interest expense | $2,254,000 | 1,565 |
| Net interest income | $10,509,000 | 1,739 |
| Provision for loan and lease losses | $590,000 | 1,835 |
| Total noninterest income | $1,335,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $321,000 | 1,786 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,014,000 | 2,132 |
| Total noninterest expense | $7,664,000 | 1,906 |
| Salaries and employee benefits | $3,994,000 | 2,042 |
| Premises and equipment expense | $1,344,000 | 1,307 |
| Additional noninterest expense | $2,326,000 | 1,851 |
| Pre-tax net operating income | $3,590,000 | 1,817 |
| Securities gains (losses) | $251,000 | 790 |
| Applicable income taxes | $753,000 | 1,394 |
| Income before extraordinary items | $3,088,000 | 1,868 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,088,000 | 1,867 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,088,000 | 1,868 |
| Net charge-offs | $94,000 | 1,710 |
| Cash dividends | $1,641,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,887,200 | 1,898 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,574,000 | 1,723 |
| Total interest expense | $1,544,000 | 1,615 |
| Net interest income | $7,030,000 | 1,734 |
| Provision for loan and lease losses | $395,000 | 1,820 |
| Total noninterest income | $803,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $226,000 | 1,750 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $577,000 | 2,238 |
| Total noninterest expense | $5,132,000 | 1,899 |
| Salaries and employee benefits | $2,638,000 | 2,063 |
| Premises and equipment expense | $908,000 | 1,284 |
| Additional noninterest expense | $1,586,000 | 1,803 |
| Pre-tax net operating income | $2,306,000 | 1,804 |
| Securities gains (losses) | $12,000 | 1,821 |
| Applicable income taxes | $431,000 | 1,466 |
| Income before extraordinary items | $1,887,000 | 1,913 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,887,000 | 1,914 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,887,000 | 1,914 |
| Net charge-offs | $69,000 | 1,545 |
| Cash dividends | $1,004,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,877,280 | 1,885 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 1,714 |
| Total interest expense | $803,000 | 1,682 |
| Net interest income | $3,483,000 | 1,717 |
| Provision for loan and lease losses | $200,000 | 1,434 |
| Total noninterest income | $384,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $147,000 | 1,651 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $237,000 | 2,247 |
| Total noninterest expense | $2,588,000 | 1,898 |
| Salaries and employee benefits | $1,347,000 | 2,040 |
| Premises and equipment expense | $465,000 | 1,263 |
| Additional noninterest expense | $776,000 | 1,868 |
| Pre-tax net operating income | $1,079,000 | 1,727 |
| Securities gains (losses) | $8,000 | 1,366 |
| Applicable income taxes | $214,000 | 1,343 |
| Income before extraordinary items | $873,000 | 1,847 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $873,000 | 1,847 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $873,000 | 1,847 |
| Net charge-offs | $6,000 | 2,039 |
| Cash dividends | $502,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $866,600 | 1,831 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,692,000 | 1,680 |
| Total interest expense | $3,027,000 | 1,795 |
| Net interest income | $14,665,000 | 1,628 |
| Provision for loan and lease losses | $435,000 | 1,619 |
| Total noninterest income | $1,004,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $653,000 | 1,581 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $351,000 | 3,418 |
| Total noninterest expense | $10,485,000 | 1,852 |
| Salaries and employee benefits | $5,650,000 | 1,938 |
| Premises and equipment expense | $1,680,000 | 1,367 |
| Additional noninterest expense | $3,155,000 | 1,837 |
| Pre-tax net operating income | $4,749,000 | 1,830 |
| Securities gains (losses) | $167,000 | 698 |
| Applicable income taxes | $971,000 | 1,456 |
| Income before extraordinary items | $3,945,000 | 1,904 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,945,000 | 1,905 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,945,000 | 1,906 |
| Net charge-offs | $96,000 | 2,230 |
| Cash dividends | $1,145,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,811,400 | 1,916 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,274,000 | 1,700 |
| Total interest expense | $2,206,000 | 1,847 |
| Net interest income | $11,068,000 | 1,645 |
| Provision for loan and lease losses | $310,000 | 1,574 |
| Total noninterest income | $1,235,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $485,000 | 1,596 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $750,000 | 2,240 |
| Total noninterest expense | $8,041,000 | 1,812 |
| Salaries and employee benefits | $4,399,000 | 1,882 |
| Premises and equipment expense | $1,270,000 | 1,360 |
| Additional noninterest expense | $2,372,000 | 1,818 |
| Pre-tax net operating income | $3,952,000 | 1,742 |
| Securities gains (losses) | $170,000 | 585 |
| Applicable income taxes | $822,000 | 1,398 |
| Income before extraordinary items | $3,300,000 | 1,799 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,300,000 | 1,800 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,300,000 | 1,800 |
| Net charge-offs | $33,000 | 2,465 |
| Cash dividends | $875,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,164,000 | 1,826 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,727,000 | 1,718 |
| Total interest expense | $1,386,000 | 1,894 |
| Net interest income | $7,341,000 | 1,660 |
| Provision for loan and lease losses | $200,000 | 1,556 |
| Total noninterest income | $787,000 | 2,220 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $318,000 | 1,605 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $469,000 | 2,282 |
| Total noninterest expense | $5,390,000 | 1,808 |
| Salaries and employee benefits | $2,947,000 | 1,875 |
| Premises and equipment expense | $836,000 | 1,374 |
| Additional noninterest expense | $1,607,000 | 1,824 |
| Pre-tax net operating income | $2,538,000 | 1,773 |
| Securities gains (losses) | $26,000 | 950 |
| Applicable income taxes | $510,000 | 1,429 |
| Income before extraordinary items | $2,054,000 | 1,862 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,054,000 | 1,861 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,054,000 | 1,862 |
| Net charge-offs | $21,000 | 2,329 |
| Cash dividends | $413,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,033,200 | 1,860 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,300,000 | 1,742 |
| Total interest expense | $636,000 | 1,984 |
| Net interest income | $3,664,000 | 1,674 |
| Provision for loan and lease losses | $110,000 | 1,397 |
| Total noninterest income | $392,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $157,000 | 1,615 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $235,000 | 2,214 |
| Total noninterest expense | $2,673,000 | 1,823 |
| Salaries and employee benefits | $1,476,000 | 1,883 |
| Premises and equipment expense | $432,000 | 1,352 |
| Additional noninterest expense | $765,000 | 1,887 |
| Pre-tax net operating income | $1,273,000 | 1,730 |
| Securities gains (losses) | $19,000 | 580 |
| Applicable income taxes | $259,000 | 1,379 |
| Income before extraordinary items | $1,033,000 | 1,821 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,033,000 | 1,819 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,033,000 | 1,820 |
| Net charge-offs | $7,000 | 2,096 |
| Cash dividends | $207,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,017,800 | 1,824 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,193,000 | 1,840 |
| Total interest expense | $1,524,000 | 2,311 |
| Net interest income | $13,669,000 | 1,743 |
| Provision for loan and lease losses | $600,000 | 1,277 |
| Total noninterest income | $1,722,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $640,000 | 1,651 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,082,000 | 2,164 |
| Total noninterest expense | $9,576,000 | 1,964 |
| Salaries and employee benefits | $5,401,000 | 1,975 |
| Premises and equipment expense | $1,515,000 | 1,487 |
| Additional noninterest expense | $2,660,000 | 2,118 |
| Pre-tax net operating income | $5,215,000 | 1,732 |
| Securities gains (losses) | $-40,000 | 4,799 |
| Applicable income taxes | $1,014,000 | 1,379 |
| Income before extraordinary items | $4,161,000 | 1,848 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,161,000 | 1,847 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,161,000 | 1,847 |
| Net charge-offs | $237,000 | 1,496 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,193,000 | 1,835 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,982,000 | 1,885 |
| Total interest expense | $1,001,000 | 2,440 |
| Net interest income | $9,981,000 | 1,778 |
| Provision for loan and lease losses | $400,000 | 1,318 |
| Total noninterest income | $1,160,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $464,000 | 1,717 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $696,000 | 2,349 |
| Total noninterest expense | $7,158,000 | 1,976 |
| Salaries and employee benefits | $3,938,000 | 2,017 |
| Premises and equipment expense | $1,143,000 | 1,486 |
| Additional noninterest expense | $2,077,000 | 2,057 |
| Pre-tax net operating income | $3,583,000 | 1,858 |
| Securities gains (losses) | $-33,000 | 5,048 |
| Applicable income taxes | $691,000 | 1,509 |
| Income before extraordinary items | $2,859,000 | 1,975 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,859,000 | 1,972 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,859,000 | 1,974 |
| Net charge-offs | $146,000 | 1,444 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,885,730 | 1,956 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,072,000 | 1,922 |
| Total interest expense | $612,000 | 2,488 |
| Net interest income | $6,460,000 | 1,818 |
| Provision for loan and lease losses | $220,000 | 1,431 |
| Total noninterest income | $704,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $301,000 | 1,744 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $403,000 | 2,510 |
| Total noninterest expense | $4,789,000 | 1,986 |
| Salaries and employee benefits | $2,595,000 | 2,047 |
| Premises and equipment expense | $773,000 | 1,480 |
| Additional noninterest expense | $1,421,000 | 2,015 |
| Pre-tax net operating income | $2,155,000 | 1,990 |
| Securities gains (losses) | $-21,000 | 5,114 |
| Applicable income taxes | $412,000 | 1,586 |
| Income before extraordinary items | $1,722,000 | 2,101 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,722,000 | 2,099 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,722,000 | 2,100 |
| Net charge-offs | $49,000 | 1,785 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,739,010 | 2,084 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 1,958 |
| Total interest expense | $276,000 | 2,594 |
| Net interest income | $3,153,000 | 1,854 |
| Provision for loan and lease losses | $85,000 | 1,617 |
| Total noninterest income | $388,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $139,000 | 1,853 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $249,000 | 2,231 |
| Total noninterest expense | $2,401,000 | 1,987 |
| Salaries and employee benefits | $1,291,000 | 2,082 |
| Premises and equipment expense | $364,000 | 1,592 |
| Additional noninterest expense | $746,000 | 1,928 |
| Pre-tax net operating income | $1,055,000 | 1,969 |
| Securities gains (losses) | $-17,000 | 5,291 |
| Applicable income taxes | $200,000 | 1,573 |
| Income before extraordinary items | $838,000 | 2,104 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $838,000 | 2,103 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $838,000 | 2,104 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $851,770 | 2,063 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,932,000 | 1,988 |
| Total interest expense | $876,000 | 2,785 |
| Net interest income | $12,056,000 | 1,900 |
| Provision for loan and lease losses | $350,000 | 1,810 |
| Total noninterest income | $1,650,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $536,000 | 1,933 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,114,000 | 2,163 |
| Total noninterest expense | $9,461,000 | 2,005 |
| Salaries and employee benefits | $4,993,000 | 2,090 |
| Premises and equipment expense | $1,453,000 | 1,556 |
| Additional noninterest expense | $3,015,000 | 1,916 |
| Pre-tax net operating income | $3,895,000 | 2,081 |
| Securities gains (losses) | $6,000 | 1,742 |
| Applicable income taxes | $2,056,000 | 1,257 |
| Income before extraordinary items | $1,845,000 | 2,818 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,845,000 | 2,817 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,845,000 | 2,818 |
| Net charge-offs | $43,000 | 3,050 |
| Cash dividends | $1,844,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,841,160 | 2,803 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,539,000 | 2,023 |
| Total interest expense | $624,000 | 2,854 |
| Net interest income | $8,915,000 | 1,931 |
| Provision for loan and lease losses | $285,000 | 1,676 |
| Total noninterest income | $1,221,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $398,000 | 1,962 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $823,000 | 2,212 |
| Total noninterest expense | $7,061,000 | 2,014 |
| Salaries and employee benefits | $3,646,000 | 2,136 |
| Premises and equipment expense | $1,089,000 | 1,561 |
| Additional noninterest expense | $2,326,000 | 1,886 |
| Pre-tax net operating income | $2,790,000 | 2,185 |
| Securities gains (losses) | $6,000 | 1,766 |
| Applicable income taxes | $865,000 | 1,594 |
| Income before extraordinary items | $1,931,000 | 2,465 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,931,000 | 2,464 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,931,000 | 2,465 |
| Net charge-offs | $44,000 | 2,551 |
| Cash dividends | $1,383,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,926,860 | 2,445 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,191,000 | 2,057 |
| Total interest expense | $409,000 | 2,828 |
| Net interest income | $5,782,000 | 1,966 |
| Provision for loan and lease losses | $255,000 | 1,350 |
| Total noninterest income | $830,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $264,000 | 1,954 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $566,000 | 2,179 |
| Total noninterest expense | $4,656,000 | 2,031 |
| Salaries and employee benefits | $2,414,000 | 2,161 |
| Premises and equipment expense | $725,000 | 1,575 |
| Additional noninterest expense | $1,517,000 | 1,924 |
| Pre-tax net operating income | $1,701,000 | 2,270 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $525,000 | 1,655 |
| Income before extraordinary items | $1,176,000 | 2,565 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,176,000 | 2,564 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,176,000 | 2,565 |
| Net charge-offs | $-82,000 | 5,396 |
| Cash dividends | $922,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,176,000 | 2,543 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 2,093 |
| Total interest expense | $209,000 | 2,773 |
| Net interest income | $2,821,000 | 1,999 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $395,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $132,000 | 1,953 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $263,000 | 2,259 |
| Total noninterest expense | $2,331,000 | 2,048 |
| Salaries and employee benefits | $1,228,000 | 2,162 |
| Premises and equipment expense | $369,000 | 1,561 |
| Additional noninterest expense | $734,000 | 1,972 |
| Pre-tax net operating income | $735,000 | 2,448 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $224,000 | 1,765 |
| Income before extraordinary items | $511,000 | 2,717 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $511,000 | 2,717 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $511,000 | 2,717 |
| Net charge-offs | $21,000 | 1,854 |
| Cash dividends | $461,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $511,000 | 2,697 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,217,000 | 2,046 |
| Total interest expense | $771,000 | 2,874 |
| Net interest income | $11,446,000 | 1,944 |
| Provision for loan and lease losses | $476,000 | 1,530 |
| Total noninterest income | $1,790,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $579,000 | 1,848 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,211,000 | 2,165 |
| Total noninterest expense | $9,196,000 | 2,057 |
| Salaries and employee benefits | $4,544,000 | 2,257 |
| Premises and equipment expense | $1,421,000 | 1,602 |
| Additional noninterest expense | $3,231,000 | 1,847 |
| Pre-tax net operating income | $3,564,000 | 2,097 |
| Securities gains (losses) | $6,000 | 2,819 |
| Applicable income taxes | $1,105,000 | 1,548 |
| Income before extraordinary items | $2,465,000 | 2,429 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,465,000 | 2,428 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,465,000 | 2,429 |
| Net charge-offs | $177,000 | 2,055 |
| Cash dividends | $1,845,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,460,860 | 2,381 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,137,000 | 2,052 |
| Total interest expense | $561,000 | 2,918 |
| Net interest income | $8,576,000 | 1,953 |
| Provision for loan and lease losses | $326,000 | 1,536 |
| Total noninterest income | $1,358,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $430,000 | 1,862 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $928,000 | 2,138 |
| Total noninterest expense | $6,960,000 | 2,037 |
| Salaries and employee benefits | $3,376,000 | 2,268 |
| Premises and equipment expense | $1,049,000 | 1,619 |
| Additional noninterest expense | $2,535,000 | 1,773 |
| Pre-tax net operating income | $2,648,000 | 2,155 |
| Securities gains (losses) | $6,000 | 2,746 |
| Applicable income taxes | $790,000 | 1,632 |
| Income before extraordinary items | $1,864,000 | 2,457 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,864,000 | 2,458 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,864,000 | 2,458 |
| Net charge-offs | $128,000 | 1,842 |
| Cash dividends | $1,383,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,859,800 | 2,407 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,041,000 | 2,071 |
| Total interest expense | $361,000 | 2,997 |
| Net interest income | $5,680,000 | 1,969 |
| Provision for loan and lease losses | $248,000 | 1,436 |
| Total noninterest income | $919,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $283,000 | 1,868 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $636,000 | 2,068 |
| Total noninterest expense | $4,744,000 | 2,011 |
| Salaries and employee benefits | $2,297,000 | 2,241 |
| Premises and equipment expense | $720,000 | 1,589 |
| Additional noninterest expense | $1,727,000 | 1,755 |
| Pre-tax net operating income | $1,607,000 | 2,283 |
| Securities gains (losses) | $6,000 | 2,403 |
| Applicable income taxes | $470,000 | 1,732 |
| Income before extraordinary items | $1,143,000 | 2,561 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,143,000 | 2,560 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,143,000 | 2,560 |
| Net charge-offs | $102,000 | 1,603 |
| Cash dividends | $922,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,138,740 | 2,505 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 2,076 |
| Total interest expense | $172,000 | 3,094 |
| Net interest income | $2,839,000 | 1,964 |
| Provision for loan and lease losses | $170,000 | 1,076 |
| Total noninterest income | $468,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $139,000 | 1,888 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $329,000 | 1,982 |
| Total noninterest expense | $2,486,000 | 1,923 |
| Salaries and employee benefits | $1,189,000 | 2,191 |
| Premises and equipment expense | $363,000 | 1,579 |
| Additional noninterest expense | $934,000 | 1,622 |
| Pre-tax net operating income | $651,000 | 2,600 |
| Securities gains (losses) | $6,000 | 1,655 |
| Applicable income taxes | $176,000 | 1,952 |
| Income before extraordinary items | $481,000 | 2,816 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $481,000 | 2,815 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $481,000 | 2,816 |
| Net charge-offs | $8,000 | 2,423 |
| Cash dividends | $461,000 | 1,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $476,620 | 2,787 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,863,000 | 2,044 |
| Total interest expense | $563,000 | 3,513 |
| Net interest income | $11,300,000 | 1,914 |
| Provision for loan and lease losses | $1,225,000 | 677 |
| Total noninterest income | $2,334,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $655,000 | 1,738 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,679,000 | 1,724 |
| Total noninterest expense | $9,264,000 | 2,041 |
| Salaries and employee benefits | $4,382,000 | 2,299 |
| Premises and equipment expense | $1,481,000 | 1,551 |
| Additional noninterest expense | $3,401,000 | 1,786 |
| Pre-tax net operating income | $3,145,000 | 2,248 |
| Securities gains (losses) | $54,000 | 1,596 |
| Applicable income taxes | $930,000 | 1,649 |
| Income before extraordinary items | $2,269,000 | 2,504 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,269,000 | 2,506 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,269,000 | 2,506 |
| Net charge-offs | $468,000 | 1,223 |
| Cash dividends | $1,606,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,230,660 | 2,483 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,940,000 | 2,055 |
| Total interest expense | $399,000 | 3,668 |
| Net interest income | $8,541,000 | 1,922 |
| Provision for loan and lease losses | $970,000 | 619 |
| Total noninterest income | $1,720,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $492,000 | 1,749 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,228,000 | 1,767 |
| Total noninterest expense | $6,897,000 | 2,053 |
| Salaries and employee benefits | $3,257,000 | 2,323 |
| Premises and equipment expense | $1,133,000 | 1,530 |
| Additional noninterest expense | $2,507,000 | 1,807 |
| Pre-tax net operating income | $2,394,000 | 2,258 |
| Securities gains (losses) | $34,000 | 1,718 |
| Applicable income taxes | $714,000 | 1,677 |
| Income before extraordinary items | $1,714,000 | 2,540 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,714,000 | 2,541 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,714,000 | 2,541 |
| Net charge-offs | $572,000 | 781 |
| Cash dividends | $1,145,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,689,860 | 2,515 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,968,000 | 2,048 |
| Total interest expense | $259,000 | 3,743 |
| Net interest income | $5,709,000 | 1,917 |
| Provision for loan and lease losses | $700,000 | 572 |
| Total noninterest income | $1,242,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $320,000 | 1,759 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $922,000 | 1,641 |
| Total noninterest expense | $4,549,000 | 2,080 |
| Salaries and employee benefits | $2,127,000 | 2,374 |
| Premises and equipment expense | $787,000 | 1,490 |
| Additional noninterest expense | $1,635,000 | 1,849 |
| Pre-tax net operating income | $1,702,000 | 2,148 |
| Securities gains (losses) | $34,000 | 1,433 |
| Applicable income taxes | $517,000 | 1,586 |
| Income before extraordinary items | $1,219,000 | 2,409 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,219,000 | 2,411 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,219,000 | 2,411 |
| Net charge-offs | $296,000 | 911 |
| Cash dividends | $684,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,195,200 | 2,385 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 2,022 |
| Total interest expense | $126,000 | 3,815 |
| Net interest income | $2,892,000 | 1,896 |
| Provision for loan and lease losses | $400,000 | 491 |
| Total noninterest income | $766,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $160,000 | 1,743 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $606,000 | 1,313 |
| Total noninterest expense | $2,311,000 | 2,043 |
| Salaries and employee benefits | $1,097,000 | 2,327 |
| Premises and equipment expense | $402,000 | 1,480 |
| Additional noninterest expense | $812,000 | 1,855 |
| Pre-tax net operating income | $947,000 | 1,947 |
| Securities gains (losses) | $34,000 | 1,012 |
| Applicable income taxes | $297,000 | 1,451 |
| Income before extraordinary items | $684,000 | 2,190 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $684,000 | 2,191 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $684,000 | 2,191 |
| Net charge-offs | $15,000 | 2,292 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $660,200 | 2,177 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,729,000 | 2,085 |
| Total interest expense | $481,000 | 4,094 |
| Net interest income | $11,248,000 | 1,926 |
| Provision for loan and lease losses | $1,950,000 | 477 |
| Total noninterest income | $2,391,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $679,000 | 1,794 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,712,000 | 1,640 |
| Total noninterest expense | $8,843,000 | 2,139 |
| Salaries and employee benefits | $4,045,000 | 2,475 |
| Premises and equipment expense | $1,485,000 | 1,585 |
| Additional noninterest expense | $3,313,000 | 1,860 |
| Pre-tax net operating income | $2,846,000 | 2,353 |
| Securities gains (losses) | $-19,000 | 6,124 |
| Applicable income taxes | $783,000 | 1,787 |
| Income before extraordinary items | $2,044,000 | 2,665 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,044,000 | 2,663 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,044,000 | 2,665 |
| Net charge-offs | $250,000 | 2,218 |
| Cash dividends | $1,383,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,057,680 | 2,599 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,721,000 | 2,112 |
| Total interest expense | $356,000 | 4,181 |
| Net interest income | $8,365,000 | 1,948 |
| Provision for loan and lease losses | $645,000 | 947 |
| Total noninterest income | $1,505,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $504,000 | 1,814 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,001,000 | 1,931 |
| Total noninterest expense | $6,733,000 | 2,099 |
| Salaries and employee benefits | $3,100,000 | 2,418 |
| Premises and equipment expense | $1,128,000 | 1,576 |
| Additional noninterest expense | $2,505,000 | 1,842 |
| Pre-tax net operating income | $2,492,000 | 2,151 |
| Securities gains (losses) | $-29,000 | 6,295 |
| Applicable income taxes | $694,000 | 1,652 |
| Income before extraordinary items | $1,769,000 | 2,427 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,769,000 | 2,428 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,769,000 | 2,427 |
| Net charge-offs | $10,000 | 4,150 |
| Cash dividends | $922,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,789,880 | 2,364 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,702,000 | 2,133 |
| Total interest expense | $235,000 | 4,235 |
| Net interest income | $5,467,000 | 1,973 |
| Provision for loan and lease losses | $435,000 | 944 |
| Total noninterest income | $1,016,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $328,000 | 1,829 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $688,000 | 1,867 |
| Total noninterest expense | $4,502,000 | 2,101 |
| Salaries and employee benefits | $2,091,000 | 2,398 |
| Premises and equipment expense | $713,000 | 1,660 |
| Additional noninterest expense | $1,698,000 | 1,811 |
| Pre-tax net operating income | $1,546,000 | 2,222 |
| Securities gains (losses) | $-34,000 | 6,440 |
| Applicable income taxes | $420,000 | 1,718 |
| Income before extraordinary items | $1,092,000 | 2,483 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,092,000 | 2,486 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,092,000 | 2,487 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $461,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,116,480 | 2,414 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 2,172 |
| Total interest expense | $117,000 | 4,300 |
| Net interest income | $2,669,000 | 2,005 |
| Provision for loan and lease losses | $285,000 | 757 |
| Total noninterest income | $532,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $142,000 | 2,033 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $390,000 | 1,685 |
| Total noninterest expense | $2,164,000 | 2,184 |
| Salaries and employee benefits | $1,047,000 | 2,407 |
| Premises and equipment expense | $437,000 | 1,399 |
| Additional noninterest expense | $680,000 | 2,201 |
| Pre-tax net operating income | $752,000 | 2,200 |
| Securities gains (losses) | $-34,000 | 6,554 |
| Applicable income taxes | $183,000 | 1,814 |
| Income before extraordinary items | $535,000 | 2,446 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $535,000 | 2,449 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $535,000 | 2,449 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $560,500 | 2,336 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,074,000 | 3,226 |
| Total interest expense | $280,000 | 5,504 |
| Net interest income | $6,794,000 | 2,971 |
| Provision for loan and lease losses | $350,000 | 2,264 |
| Total noninterest income | $1,413,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $361,000 | 3,038 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,052,000 | 2,317 |
| Total noninterest expense | $6,135,000 | 2,937 |
| Salaries and employee benefits | $3,053,000 | 3,068 |
| Premises and equipment expense | $803,000 | 2,697 |
| Additional noninterest expense | $2,279,000 | 2,693 |
| Pre-tax net operating income | $1,722,000 | 3,138 |
| Securities gains (losses) | $-92,000 | 6,537 |
| Applicable income taxes | $485,000 | 2,190 |
| Income before extraordinary items | $1,145,000 | 3,643 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,145,000 | 3,646 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,145,000 | 3,647 |
| Net charge-offs | $116,000 | 3,601 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,209,400 | 3,507 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,139,000 | 3,863 |
| Total interest expense | $157,000 | 5,953 |
| Net interest income | $3,982,000 | 3,576 |
| Provision for loan and lease losses | $200,000 | 2,567 |
| Total noninterest income | $564,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $203,000 | 3,569 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $361,000 | 3,472 |
| Total noninterest expense | $3,596,000 | 3,524 |
| Salaries and employee benefits | $1,645,000 | 3,867 |
| Premises and equipment expense | $406,000 | 3,581 |
| Additional noninterest expense | $1,545,000 | 2,910 |
| Pre-tax net operating income | $750,000 | 4,157 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $218,000 | 2,716 |
| Income before extraordinary items | $532,000 | 4,510 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $532,000 | 4,513 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $532,000 | 4,514 |
| Net charge-offs | $-46,000 | 6,451 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $532,000 | 4,427 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 5,857 |
| Total interest expense | $37,000 | 6,693 |
| Net interest income | $1,052,000 | 5,648 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $132,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $49,000 | 5,335 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $83,000 | 4,965 |
| Total noninterest expense | $695,000 | 6,087 |
| Salaries and employee benefits | $408,000 | 5,952 |
| Premises and equipment expense | $90,000 | 5,772 |
| Additional noninterest expense | $197,000 | 6,193 |
| Pre-tax net operating income | $439,000 | 4,333 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $140,000 | 2,759 |
| Income before extraordinary items | $299,000 | 4,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $299,000 | 4,758 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $299,000 | 4,759 |
| Net charge-offs | $-14,000 | 6,233 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $299,000 | 4,641 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 2,076 |
| Total interest expense | $287,000 | 2,880 |
| Net interest income | $2,716,000 | 1,959 |
| Provision for loan and lease losses | $191,000 | 1,408 |
| Total noninterest income | $457,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $158,000 | 1,950 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $299,000 | 2,225 |
| Total noninterest expense | $2,331,000 | 2,052 |
| Salaries and employee benefits | $1,356,000 | 1,907 |
| Premises and equipment expense | $322,000 | 1,844 |
| Additional noninterest expense | $653,000 | 2,361 |
| Pre-tax net operating income | $651,000 | 2,403 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $182,000 | 1,809 |
| Income before extraordinary items | $469,000 | 2,709 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $469,000 | 2,712 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $469,000 | 2,711 |
| Net charge-offs | $99,000 | 1,902 |
| Cash dividends | $101,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $469,000 | 2,631 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,537,000 | 2,091 |
| Total interest expense | $1,534,000 | 2,659 |
| Net interest income | $11,003,000 | 1,980 |
| Provision for loan and lease losses | $716,000 | 2,235 |
| Total noninterest income | $1,956,000 | 2,224 |
| Gross Fiduciary activities income | $2,000 | 1,248 |
| Service charges on deposit accounts | $653,000 | 2,008 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,301,000 | 2,022 |
| Total noninterest expense | $8,534,000 | 2,216 |
| Salaries and employee benefits | $4,978,000 | 2,017 |
| Premises and equipment expense | $1,210,000 | 1,928 |
| Additional noninterest expense | $2,346,000 | 2,709 |
| Pre-tax net operating income | $3,709,000 | 1,745 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $1,064,000 | 1,418 |
| Income before extraordinary items | $2,646,000 | 2,064 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,646,000 | 2,062 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,646,000 | 2,065 |
| Net charge-offs | $624,000 | 2,370 |
| Cash dividends | $508,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,645,290 | 1,951 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,436,000 | 2,117 |
| Total interest expense | $1,182,000 | 2,716 |
| Net interest income | $8,254,000 | 2,013 |
| Provision for loan and lease losses | $439,000 | 2,471 |
| Total noninterest income | $1,434,000 | 2,244 |
| Gross Fiduciary activities income | $2,000 | 1,201 |
| Service charges on deposit accounts | $481,000 | 2,067 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $951,000 | 2,059 |
| Total noninterest expense | $6,476,000 | 2,213 |
| Salaries and employee benefits | $3,810,000 | 1,986 |
| Premises and equipment expense | $923,000 | 1,929 |
| Additional noninterest expense | $1,743,000 | 2,746 |
| Pre-tax net operating income | $2,773,000 | 1,797 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $791,000 | 1,450 |
| Income before extraordinary items | $1,983,000 | 2,127 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,983,000 | 2,128 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,983,000 | 2,129 |
| Net charge-offs | $329,000 | 2,719 |
| Cash dividends | $304,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,982,290 | 1,998 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,227,000 | 2,145 |
| Total interest expense | $803,000 | 2,762 |
| Net interest income | $5,424,000 | 2,042 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $926,000 | 2,280 |
| Gross Fiduciary activities income | $2,000 | 1,169 |
| Service charges on deposit accounts | $310,000 | 2,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $614,000 | 2,069 |
| Total noninterest expense | $4,323,000 | 2,213 |
| Salaries and employee benefits | $2,550,000 | 1,974 |
| Premises and equipment expense | $609,000 | 1,935 |
| Additional noninterest expense | $1,164,000 | 2,761 |
| Pre-tax net operating income | $1,727,000 | 1,887 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $486,000 | 1,521 |
| Income before extraordinary items | $1,242,000 | 2,204 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,242,000 | 2,204 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,242,000 | 2,204 |
| Net charge-offs | $76,000 | 3,671 |
| Cash dividends | $203,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,241,280 | 2,091 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 2,196 |
| Total interest expense | $415,000 | 2,793 |
| Net interest income | $2,660,000 | 2,068 |
| Provision for loan and lease losses | $146,000 | 2,468 |
| Total noninterest income | $463,000 | 2,261 |
| Gross Fiduciary activities income | $2,000 | 1,093 |
| Service charges on deposit accounts | $151,000 | 2,135 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $310,000 | 2,058 |
| Total noninterest expense | $2,177,000 | 2,188 |
| Salaries and employee benefits | $1,298,000 | 1,945 |
| Premises and equipment expense | $303,000 | 1,956 |
| Additional noninterest expense | $576,000 | 2,744 |
| Pre-tax net operating income | $800,000 | 2,029 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $224,000 | 1,598 |
| Income before extraordinary items | $577,000 | 2,331 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $577,000 | 2,333 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $577,000 | 2,334 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $102,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $576,280 | 2,223 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,218,000 | 2,281 |
| Total interest expense | $1,857,000 | 2,932 |
| Net interest income | $10,361,000 | 2,109 |
| Provision for loan and lease losses | $848,000 | 2,655 |
| Total noninterest income | $1,834,000 | 2,147 |
| Gross Fiduciary activities income | $148,000 | 787 |
| Service charges on deposit accounts | $656,000 | 2,090 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,030,000 | 2,092 |
| Total noninterest expense | $8,374,000 | 2,270 |
| Salaries and employee benefits | $4,821,000 | 2,009 |
| Premises and equipment expense | $1,190,000 | 2,081 |
| Additional noninterest expense | $2,363,000 | 2,710 |
| Pre-tax net operating income | $2,973,000 | 1,850 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $813,000 | 1,542 |
| Income before extraordinary items | $2,161,000 | 2,118 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,161,000 | 2,119 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,161,000 | 2,119 |
| Net charge-offs | $319,000 | 3,730 |
| Cash dividends | $507,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,160,270 | 2,041 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,088,000 | 2,323 |
| Total interest expense | $1,424,000 | 2,978 |
| Net interest income | $7,664,000 | 2,139 |
| Provision for loan and lease losses | $420,000 | 3,147 |
| Total noninterest income | $1,356,000 | 2,159 |
| Gross Fiduciary activities income | $129,000 | 764 |
| Service charges on deposit accounts | $476,000 | 2,157 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $751,000 | 2,128 |
| Total noninterest expense | $6,211,000 | 2,304 |
| Salaries and employee benefits | $3,572,000 | 2,017 |
| Premises and equipment expense | $886,000 | 2,105 |
| Additional noninterest expense | $1,753,000 | 2,736 |
| Pre-tax net operating income | $2,389,000 | 1,811 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $668,000 | 1,471 |
| Income before extraordinary items | $1,721,000 | 2,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,721,000 | 2,065 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,721,000 | 2,066 |
| Net charge-offs | $183,000 | 3,813 |
| Cash dividends | $304,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,721,000 | 1,975 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,977,000 | 2,375 |
| Total interest expense | $963,000 | 3,046 |
| Net interest income | $5,014,000 | 2,188 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $891,000 | 2,160 |
| Gross Fiduciary activities income | $92,000 | 765 |
| Service charges on deposit accounts | $302,000 | 2,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $497,000 | 2,106 |
| Total noninterest expense | $4,089,000 | 2,355 |
| Salaries and employee benefits | $2,365,000 | 2,058 |
| Premises and equipment expense | $582,000 | 2,155 |
| Additional noninterest expense | $1,142,000 | 2,848 |
| Pre-tax net operating income | $1,516,000 | 1,866 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $417,000 | 1,486 |
| Income before extraordinary items | $1,099,000 | 2,098 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,099,000 | 2,098 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,099,000 | 2,098 |
| Net charge-offs | $115,000 | 3,699 |
| Cash dividends | $203,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,099,000 | 2,028 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 2,398 |
| Total interest expense | $500,000 | 3,043 |
| Net interest income | $2,472,000 | 2,210 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $451,000 | 2,165 |
| Gross Fiduciary activities income | $46,000 | 773 |
| Service charges on deposit accounts | $142,000 | 2,298 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $263,000 | 2,083 |
| Total noninterest expense | $2,041,000 | 2,377 |
| Salaries and employee benefits | $1,187,000 | 2,058 |
| Premises and equipment expense | $291,000 | 2,198 |
| Additional noninterest expense | $563,000 | 2,875 |
| Pre-tax net operating income | $732,000 | 1,908 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $200,000 | 1,517 |
| Income before extraordinary items | $532,000 | 2,143 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $532,000 | 2,142 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $532,000 | 2,143 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $102,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $532,000 | 2,095 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,345,000 | 2,438 |
| Total interest expense | $2,369,000 | 3,125 |
| Net interest income | $9,976,000 | 2,202 |
| Provision for loan and lease losses | $675,000 | 3,661 |
| Total noninterest income | $1,855,000 | 2,175 |
| Gross Fiduciary activities income | $186,000 | 778 |
| Service charges on deposit accounts | $749,000 | 1,937 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $920,000 | 2,288 |
| Total noninterest expense | $7,650,000 | 2,537 |
| Salaries and employee benefits | $4,358,000 | 2,217 |
| Premises and equipment expense | $1,121,000 | 2,252 |
| Additional noninterest expense | $2,171,000 | 3,026 |
| Pre-tax net operating income | $3,506,000 | 1,420 |
| Securities gains (losses) | $39,000 | 2,801 |
| Applicable income taxes | $999,000 | 1,217 |
| Income before extraordinary items | $2,546,000 | 1,617 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,546,000 | 1,618 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,546,000 | 1,620 |
| Net charge-offs | $345,000 | 4,135 |
| Cash dividends | $507,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,517,920 | 1,579 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,229,000 | 2,499 |
| Total interest expense | $1,831,000 | 3,170 |
| Net interest income | $7,398,000 | 2,260 |
| Provision for loan and lease losses | $505,000 | 3,512 |
| Total noninterest income | $1,354,000 | 2,247 |
| Gross Fiduciary activities income | $136,000 | 770 |
| Service charges on deposit accounts | $575,000 | 1,953 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $643,000 | 2,391 |
| Total noninterest expense | $5,727,000 | 2,531 |
| Salaries and employee benefits | $3,278,000 | 2,216 |
| Premises and equipment expense | $837,000 | 2,299 |
| Additional noninterest expense | $1,612,000 | 3,014 |
| Pre-tax net operating income | $2,520,000 | 1,563 |
| Securities gains (losses) | $36,000 | 2,626 |
| Applicable income taxes | $717,000 | 1,311 |
| Income before extraordinary items | $1,839,000 | 1,792 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,839,000 | 1,794 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,839,000 | 1,795 |
| Net charge-offs | $226,000 | 4,083 |
| Cash dividends | $304,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,813,080 | 1,726 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,088,000 | 2,554 |
| Total interest expense | $1,276,000 | 3,157 |
| Net interest income | $4,812,000 | 2,322 |
| Provision for loan and lease losses | $330,000 | 3,472 |
| Total noninterest income | $907,000 | 2,177 |
| Gross Fiduciary activities income | $94,000 | 768 |
| Service charges on deposit accounts | $397,000 | 1,899 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $416,000 | 2,359 |
| Total noninterest expense | $3,807,000 | 2,547 |
| Salaries and employee benefits | $2,208,000 | 2,208 |
| Premises and equipment expense | $549,000 | 2,345 |
| Additional noninterest expense | $1,050,000 | 3,063 |
| Pre-tax net operating income | $1,582,000 | 1,649 |
| Securities gains (losses) | $36,000 | 2,082 |
| Applicable income taxes | $446,000 | 1,333 |
| Income before extraordinary items | $1,172,000 | 1,849 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,172,000 | 1,848 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,172,000 | 1,849 |
| Net charge-offs | $231,000 | 3,373 |
| Cash dividends | $203,000 | 2,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,146,080 | 1,789 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 2,595 |
| Total interest expense | $686,000 | 3,111 |
| Net interest income | $2,372,000 | 2,373 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $464,000 | 2,150 |
| Gross Fiduciary activities income | $48,000 | 775 |
| Service charges on deposit accounts | $206,000 | 1,832 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $210,000 | 2,321 |
| Total noninterest expense | $1,902,000 | 2,570 |
| Salaries and employee benefits | $1,121,000 | 2,201 |
| Premises and equipment expense | $272,000 | 2,398 |
| Additional noninterest expense | $509,000 | 3,135 |
| Pre-tax net operating income | $784,000 | 1,649 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $213,000 | 1,360 |
| Income before extraordinary items | $571,000 | 1,905 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $571,000 | 1,903 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $571,000 | 1,905 |
| Net charge-offs | $9,000 | 4,900 |
| Cash dividends | $101,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $571,000 | 1,837 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,683,000 | 2,832 |
| Total interest expense | $3,170,000 | 3,287 |
| Net interest income | $8,513,000 | 2,550 |
| Provision for loan and lease losses | $430,000 | 4,770 |
| Total noninterest income | $1,861,000 | 2,230 |
| Gross Fiduciary activities income | $191,000 | 769 |
| Service charges on deposit accounts | $867,000 | 1,916 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $803,000 | 2,450 |
| Total noninterest expense | $7,248,000 | 2,708 |
| Salaries and employee benefits | $4,158,000 | 2,364 |
| Premises and equipment expense | $1,099,000 | 2,378 |
| Additional noninterest expense | $1,991,000 | 3,321 |
| Pre-tax net operating income | $2,696,000 | 1,487 |
| Securities gains (losses) | $46,000 | 2,675 |
| Applicable income taxes | $711,000 | 1,228 |
| Income before extraordinary items | $2,031,000 | 1,644 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,031,000 | 1,642 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,031,000 | 1,643 |
| Net charge-offs | $66,000 | 6,031 |
| Cash dividends | $474,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,996,960 | 1,631 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,661,000 | 2,896 |
| Total interest expense | $2,417,000 | 3,364 |
| Net interest income | $6,244,000 | 2,628 |
| Provision for loan and lease losses | $280,000 | 4,682 |
| Total noninterest income | $1,374,000 | 2,308 |
| Gross Fiduciary activities income | $134,000 | 778 |
| Service charges on deposit accounts | $636,000 | 1,954 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $604,000 | 2,511 |
| Total noninterest expense | $5,465,000 | 2,702 |
| Salaries and employee benefits | $3,081,000 | 2,420 |
| Premises and equipment expense | $833,000 | 2,391 |
| Additional noninterest expense | $1,551,000 | 3,197 |
| Pre-tax net operating income | $1,873,000 | 1,721 |
| Securities gains (losses) | $46,000 | 2,351 |
| Applicable income taxes | $495,000 | 1,414 |
| Income before extraordinary items | $1,424,000 | 1,871 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,424,000 | 1,870 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,424,000 | 1,871 |
| Net charge-offs | $56,000 | 5,586 |
| Cash dividends | $305,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,389,960 | 1,868 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,744,000 | 2,932 |
| Total interest expense | $1,625,000 | 3,467 |
| Net interest income | $4,119,000 | 2,637 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $904,000 | 2,335 |
| Gross Fiduciary activities income | $87,000 | 796 |
| Service charges on deposit accounts | $407,000 | 1,992 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $410,000 | 2,521 |
| Total noninterest expense | $3,708,000 | 2,689 |
| Salaries and employee benefits | $2,078,000 | 2,431 |
| Premises and equipment expense | $562,000 | 2,385 |
| Additional noninterest expense | $1,068,000 | 3,129 |
| Pre-tax net operating income | $1,135,000 | 1,915 |
| Securities gains (losses) | $46,000 | 1,956 |
| Applicable income taxes | $296,000 | 1,547 |
| Income before extraordinary items | $885,000 | 2,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $885,000 | 2,051 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $885,000 | 2,053 |
| Net charge-offs | $57,000 | 4,802 |
| Cash dividends | $203,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $850,500 | 2,072 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 2,992 |
| Total interest expense | $832,000 | 3,523 |
| Net interest income | $2,017,000 | 2,694 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $431,000 | 2,373 |
| Gross Fiduciary activities income | $41,000 | 812 |
| Service charges on deposit accounts | $196,000 | 2,006 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $194,000 | 2,563 |
| Total noninterest expense | $1,802,000 | 2,674 |
| Salaries and employee benefits | $1,046,000 | 2,446 |
| Premises and equipment expense | $287,000 | 2,384 |
| Additional noninterest expense | $469,000 | 3,178 |
| Pre-tax net operating income | $556,000 | 2,190 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $137,000 | 1,859 |
| Income before extraordinary items | $422,000 | 2,454 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $422,000 | 2,454 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $422,000 | 2,456 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $102,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $419,750 | 2,323 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,713,000 | 3,108 |
| Total interest expense | $3,798,000 | 3,646 |
| Net interest income | $7,915,000 | 2,734 |
| Provision for loan and lease losses | $370,000 | 4,259 |
| Total noninterest income | $1,745,000 | 2,365 |
| Gross Fiduciary activities income | $192,000 | 790 |
| Service charges on deposit accounts | $828,000 | 2,063 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $725,000 | 2,597 |
| Total noninterest expense | $6,867,000 | 2,726 |
| Salaries and employee benefits | $3,944,000 | 2,547 |
| Premises and equipment expense | $1,048,000 | 2,518 |
| Additional noninterest expense | $1,875,000 | 3,031 |
| Pre-tax net operating income | $2,423,000 | 2,146 |
| Securities gains (losses) | $25,000 | 2,045 |
| Applicable income taxes | $648,000 | 1,593 |
| Income before extraordinary items | $1,800,000 | 2,195 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,800,000 | 2,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 5,174 |
| Cash dividends | $515,000 | 3,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,781,500 | 2,341 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,738,000 | 3,181 |
| Total interest expense | $2,891,000 | 3,718 |
| Net interest income | $5,847,000 | 2,784 |
| Provision for loan and lease losses | $260,000 | 3,789 |
| Total noninterest income | $1,256,000 | 2,497 |
| Gross Fiduciary activities income | $146,000 | 788 |
| Service charges on deposit accounts | $591,000 | 2,178 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $519,000 | 2,751 |
| Total noninterest expense | $5,084,000 | 2,739 |
| Salaries and employee benefits | $2,874,000 | 2,644 |
| Premises and equipment expense | $767,000 | 2,587 |
| Additional noninterest expense | $1,443,000 | 2,871 |
| Pre-tax net operating income | $1,759,000 | 2,521 |
| Securities gains (losses) | $24,000 | 1,901 |
| Applicable income taxes | $445,000 | 2,037 |
| Income before extraordinary items | $1,338,000 | 2,547 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,338,000 | 2,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,309 |
| Cash dividends | $345,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,320,000 | 2,696 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,750,000 | 3,261 |
| Total interest expense | $1,934,000 | 3,828 |
| Net interest income | $3,816,000 | 2,821 |
| Provision for loan and lease losses | $160,000 | 3,502 |
| Total noninterest income | $826,000 | 2,567 |
| Gross Fiduciary activities income | $97,000 | 808 |
| Service charges on deposit accounts | $375,000 | 2,233 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $354,000 | 2,764 |
| Total noninterest expense | $3,361,000 | 2,767 |
| Salaries and employee benefits | $1,891,000 | 2,697 |
| Premises and equipment expense | $513,000 | 2,586 |
| Additional noninterest expense | $957,000 | 2,851 |
| Pre-tax net operating income | $1,121,000 | 2,718 |
| Securities gains (losses) | $24,000 | 1,934 |
| Applicable income taxes | $281,000 | 2,293 |
| Income before extraordinary items | $864,000 | 2,891 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $864,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $244,000 | 3,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $846,000 | 2,889 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 3,346 |
| Total interest expense | $1,009,000 | 3,897 |
| Net interest income | $1,865,000 | 2,882 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $399,000 | 2,601 |
| Gross Fiduciary activities income | $45,000 | 824 |
| Service charges on deposit accounts | $183,000 | 2,237 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $171,000 | 2,818 |
| Total noninterest expense | $1,632,000 | 2,832 |
| Salaries and employee benefits | $925,000 | 2,758 |
| Premises and equipment expense | $259,000 | 2,591 |
| Additional noninterest expense | $448,000 | 2,989 |
| Pre-tax net operating income | $557,000 | 2,858 |
| Securities gains (losses) | $13,000 | 1,848 |
| Applicable income taxes | $141,000 | 2,399 |
| Income before extraordinary items | $429,000 | 3,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $429,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $102,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $419,250 | 3,012 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,995,000 | 3,529 |
| Total interest expense | $3,938,000 | 4,048 |
| Net interest income | $7,057,000 | 3,084 |
| Provision for loan and lease losses | $321,000 | 3,073 |
| Total noninterest income | $1,647,000 | 2,552 |
| Gross Fiduciary activities income | $146,000 | 858 |
| Service charges on deposit accounts | $811,000 | 2,115 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $690,000 | 2,780 |
| Total noninterest expense | $6,347,000 | 2,816 |
| Salaries and employee benefits | $3,611,000 | 2,723 |
| Premises and equipment expense | $1,043,000 | 2,470 |
| Additional noninterest expense | $1,693,000 | 3,098 |
| Pre-tax net operating income | $2,036,000 | 3,278 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $475,000 | 2,803 |
| Income before extraordinary items | $1,562,000 | 3,351 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,562,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,976 |
| Cash dividends | $474,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,561,230 | 3,342 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,065,000 | 3,590 |
| Total interest expense | $2,837,000 | 4,157 |
| Net interest income | $5,228,000 | 3,120 |
| Provision for loan and lease losses | $241,000 | 2,674 |
| Total noninterest income | $1,218,000 | 2,566 |
| Gross Fiduciary activities income | $102,000 | 866 |
| Service charges on deposit accounts | $596,000 | 2,122 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $520,000 | 2,786 |
| Total noninterest expense | $4,729,000 | 2,804 |
| Salaries and employee benefits | $2,707,000 | 2,715 |
| Premises and equipment expense | $766,000 | 2,512 |
| Additional noninterest expense | $1,256,000 | 3,065 |
| Pre-tax net operating income | $1,476,000 | 3,511 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $336,000 | 3,037 |
| Income before extraordinary items | $1,141,000 | 3,585 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,141,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $305,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,140,230 | 3,565 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 3,652 |
| Total interest expense | $1,818,000 | 4,261 |
| Net interest income | $3,443,000 | 3,171 |
| Provision for loan and lease losses | $131,000 | 2,845 |
| Total noninterest income | $801,000 | 2,601 |
| Gross Fiduciary activities income | $56,000 | 910 |
| Service charges on deposit accounts | $391,000 | 2,159 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $354,000 | 2,752 |
| Total noninterest expense | $3,092,000 | 2,892 |
| Salaries and employee benefits | $1,769,000 | 2,807 |
| Premises and equipment expense | $509,000 | 2,541 |
| Additional noninterest expense | $814,000 | 3,138 |
| Pre-tax net operating income | $1,021,000 | 3,489 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $235,000 | 3,054 |
| Income before extraordinary items | $787,000 | 3,555 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $787,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $203,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $786,230 | 3,534 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 3,709 |
| Total interest expense | $868,000 | 4,365 |
| Net interest income | $1,698,000 | 3,196 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $388,000 | 2,617 |
| Gross Fiduciary activities income | $28,000 | 917 |
| Service charges on deposit accounts | $190,000 | 2,146 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $170,000 | 2,796 |
| Total noninterest expense | $1,493,000 | 2,998 |
| Salaries and employee benefits | $845,000 | 2,934 |
| Premises and equipment expense | $256,000 | 2,532 |
| Additional noninterest expense | $392,000 | 3,224 |
| Pre-tax net operating income | $578,000 | 3,202 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $140,000 | 2,827 |
| Income before extraordinary items | $439,000 | 3,289 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $439,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $438,240 | 3,268 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,947,000 | 3,583 |
| Total interest expense | $3,033,000 | 4,294 |
| Net interest income | $6,914,000 | 3,136 |
| Provision for loan and lease losses | $-375,000 | 8,582 |
| Total noninterest income | $1,903,000 | 2,308 |
| Gross Fiduciary activities income | $111,000 | 913 |
| Service charges on deposit accounts | $758,000 | 2,216 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,034,000 | 2,172 |
| Total noninterest expense | $6,300,000 | 2,760 |
| Salaries and employee benefits | $3,407,000 | 2,798 |
| Premises and equipment expense | $1,004,000 | 2,468 |
| Additional noninterest expense | $1,889,000 | 2,701 |
| Pre-tax net operating income | $2,892,000 | 2,842 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $689,000 | 2,694 |
| Income before extraordinary items | $2,203,000 | 2,891 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,203,000 | 2,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,250 |
| Cash dividends | $408,000 | 4,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,203,000 | 2,876 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,386,000 | 3,585 |
| Total interest expense | $2,197,000 | 4,292 |
| Net interest income | $5,189,000 | 3,160 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $1,158,000 | 2,656 |
| Gross Fiduciary activities income | $83,000 | 910 |
| Service charges on deposit accounts | $568,000 | 2,230 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $507,000 | 2,827 |
| Total noninterest expense | $4,664,000 | 2,790 |
| Salaries and employee benefits | $2,516,000 | 2,830 |
| Premises and equipment expense | $736,000 | 2,526 |
| Additional noninterest expense | $1,412,000 | 2,698 |
| Pre-tax net operating income | $1,608,000 | 3,629 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $432,000 | 3,064 |
| Income before extraordinary items | $1,176,000 | 3,795 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,176,000 | 3,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,157 |
| Cash dividends | $205,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,176,000 | 3,775 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,844,000 | 3,580 |
| Total interest expense | $1,408,000 | 4,276 |
| Net interest income | $3,436,000 | 3,180 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $725,000 | 2,769 |
| Gross Fiduciary activities income | $58,000 | 917 |
| Service charges on deposit accounts | $362,000 | 2,281 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $305,000 | 2,985 |
| Total noninterest expense | $3,163,000 | 2,770 |
| Salaries and employee benefits | $1,661,000 | 2,863 |
| Premises and equipment expense | $487,000 | 2,541 |
| Additional noninterest expense | $1,015,000 | 2,521 |
| Pre-tax net operating income | $923,000 | 3,986 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $238,000 | 3,392 |
| Income before extraordinary items | $685,000 | 4,124 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $685,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,396 |
| Cash dividends | $103,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $685,000 | 4,112 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 3,573 |
| Total interest expense | $677,000 | 4,261 |
| Net interest income | $1,695,000 | 3,206 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $358,000 | 2,735 |
| Gross Fiduciary activities income | $32,000 | 907 |
| Service charges on deposit accounts | $171,000 | 2,326 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,918 |
| Total noninterest expense | $1,713,000 | 2,577 |
| Salaries and employee benefits | $816,000 | 2,920 |
| Premises and equipment expense | $246,000 | 2,501 |
| Additional noninterest expense | $651,000 | 2,000 |
| Pre-tax net operating income | $290,000 | 5,049 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $62,000 | 4,220 |
| Income before extraordinary items | $228,000 | 5,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,478 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $228,000 | 5,036 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,189,000 | 3,364 |
| Total interest expense | $2,351,000 | 3,979 |
| Net interest income | $6,838,000 | 3,099 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $1,512,000 | 2,677 |
| Gross Fiduciary activities income | $129,000 | 904 |
| Service charges on deposit accounts | $654,000 | 2,479 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $729,000 | 2,696 |
| Total noninterest expense | $5,958,000 | 2,771 |
| Salaries and employee benefits | $3,188,000 | 2,815 |
| Premises and equipment expense | $926,000 | 2,530 |
| Additional noninterest expense | $1,844,000 | 2,702 |
| Pre-tax net operating income | $2,152,000 | 3,519 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $523,000 | 3,295 |
| Income before extraordinary items | $1,635,000 | 3,578 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,635,000 | 3,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,584 |
| Cash dividends | $469,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,630,440 | 3,563 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,785,000 | 3,354 |
| Total interest expense | $1,708,000 | 3,934 |
| Net interest income | $5,077,000 | 3,107 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $1,116,000 | 2,707 |
| Gross Fiduciary activities income | $82,000 | 915 |
| Service charges on deposit accounts | $461,000 | 2,607 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $573,000 | 2,624 |
| Total noninterest expense | $4,481,000 | 2,740 |
| Salaries and employee benefits | $2,352,000 | 2,815 |
| Premises and equipment expense | $701,000 | 2,510 |
| Additional noninterest expense | $1,428,000 | 2,577 |
| Pre-tax net operating income | $1,532,000 | 3,689 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $357,000 | 3,505 |
| Income before extraordinary items | $1,181,000 | 3,700 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,181,000 | 3,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,191 |
| Cash dividends | $343,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,176,380 | 3,676 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 3,332 |
| Total interest expense | $1,112,000 | 3,839 |
| Net interest income | $3,350,000 | 3,105 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $770,000 | 2,607 |
| Gross Fiduciary activities income | $59,000 | 915 |
| Service charges on deposit accounts | $279,000 | 2,758 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $432,000 | 2,410 |
| Total noninterest expense | $2,971,000 | 2,719 |
| Salaries and employee benefits | $1,531,000 | 2,874 |
| Premises and equipment expense | $466,000 | 2,486 |
| Additional noninterest expense | $974,000 | 2,502 |
| Pre-tax net operating income | $1,029,000 | 3,638 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $222,000 | 3,612 |
| Income before extraordinary items | $813,000 | 3,605 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $813,000 | 3,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,074 |
| Cash dividends | $288,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $808,260 | 3,570 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 3,282 |
| Total interest expense | $541,000 | 3,800 |
| Net interest income | $1,705,000 | 3,054 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $448,000 | 2,318 |
| Gross Fiduciary activities income | $25,000 | 948 |
| Service charges on deposit accounts | $133,000 | 2,798 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $290,000 | 1,926 |
| Total noninterest expense | $1,468,000 | 2,773 |
| Salaries and employee benefits | $748,000 | 2,936 |
| Premises and equipment expense | $233,000 | 2,509 |
| Additional noninterest expense | $487,000 | 2,499 |
| Pre-tax net operating income | $625,000 | 3,131 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $133,000 | 3,303 |
| Income before extraordinary items | $498,000 | 3,056 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $498,000 | 3,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,325 |
| Cash dividends | $163,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $493,260 | 3,043 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,002,000 | 3,097 |
| Total interest expense | $2,299,000 | 3,257 |
| Net interest income | $6,703,000 | 3,013 |
| Provision for loan and lease losses | $350,000 | 2,627 |
| Total noninterest income | $1,308,000 | 2,943 |
| Gross Fiduciary activities income | $162,000 | 839 |
| Service charges on deposit accounts | $532,000 | 2,998 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $614,000 | 2,947 |
| Total noninterest expense | $6,007,000 | 2,643 |
| Salaries and employee benefits | $3,142,000 | 2,719 |
| Premises and equipment expense | $913,000 | 2,493 |
| Additional noninterest expense | $1,952,000 | 2,478 |
| Pre-tax net operating income | $1,654,000 | 4,000 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $356,000 | 3,909 |
| Income before extraordinary items | $1,298,000 | 3,988 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,298,000 | 3,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 1,375 |
| Cash dividends | $109,000 | 5,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,298,000 | 3,935 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 3,068 |
| Total interest expense | $1,759,000 | 3,160 |
| Net interest income | $5,012,000 | 2,990 |
| Provision for loan and lease losses | $290,000 | 2,324 |
| Total noninterest income | $894,000 | 3,159 |
| Gross Fiduciary activities income | $79,000 | 924 |
| Service charges on deposit accounts | $375,000 | 3,161 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $440,000 | 3,027 |
| Total noninterest expense | $4,513,000 | 2,597 |
| Salaries and employee benefits | $2,341,000 | 2,729 |
| Premises and equipment expense | $666,000 | 2,542 |
| Additional noninterest expense | $1,506,000 | 2,383 |
| Pre-tax net operating income | $1,103,000 | 4,366 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $224,000 | 4,272 |
| Income before extraordinary items | $879,000 | 4,341 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $879,000 | 4,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,016 |
| Cash dividends | $54,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $879,000 | 4,264 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 3,030 |
| Total interest expense | $1,210,000 | 3,059 |
| Net interest income | $3,341,000 | 2,983 |
| Provision for loan and lease losses | $210,000 | 2,090 |
| Total noninterest income | $584,000 | 3,229 |
| Gross Fiduciary activities income | $59,000 | 915 |
| Service charges on deposit accounts | $227,000 | 3,354 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $298,000 | 2,996 |
| Total noninterest expense | $2,996,000 | 2,612 |
| Salaries and employee benefits | $1,556,000 | 2,742 |
| Premises and equipment expense | $428,000 | 2,623 |
| Additional noninterest expense | $1,012,000 | 2,365 |
| Pre-tax net operating income | $719,000 | 4,390 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $138,000 | 4,383 |
| Income before extraordinary items | $581,000 | 4,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $581,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,021 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $581,000 | 4,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 3,014 |
| Total interest expense | $617,000 | 3,054 |
| Net interest income | $1,683,000 | 2,952 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $291,000 | 3,177 |
| Gross Fiduciary activities income | $34,000 | 889 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $143,000 | 3,020 |
| Total noninterest expense | $1,501,000 | 2,622 |
| Salaries and employee benefits | $768,000 | 2,794 |
| Premises and equipment expense | $221,000 | 2,553 |
| Additional noninterest expense | $512,000 | 2,309 |
| Pre-tax net operating income | $353,000 | 4,415 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $65,000 | 4,461 |
| Income before extraordinary items | $288,000 | 4,383 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $288,000 | 4,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 647 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $288,000 | 4,258 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,830,000 | 2,872 |
| Total interest expense | $2,677,000 | 3,172 |
| Net interest income | $7,153,000 | 2,700 |
| Provision for loan and lease losses | $710,000 | 1,602 |
| Total noninterest income | $1,261,000 | 3,195 |
| Gross Fiduciary activities income | $70,000 | 1,022 |
| Service charges on deposit accounts | $598,000 | 2,694 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $593,000 | 3,282 |
| Total noninterest expense | $6,459,000 | 2,430 |
| Salaries and employee benefits | $3,355,000 | 2,506 |
| Premises and equipment expense | $899,000 | 2,485 |
| Additional noninterest expense | $2,205,000 | 2,190 |
| Pre-tax net operating income | $1,245,000 | 4,590 |
| Securities gains (losses) | $37,000 | 2,758 |
| Applicable income taxes | $169,000 | 5,136 |
| Income before extraordinary items | $1,113,000 | 4,331 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,113,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $679,000 | 1,258 |
| Cash dividends | $55,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,080,810 | 4,247 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,441,000 | 2,881 |
| Total interest expense | $2,056,000 | 3,221 |
| Net interest income | $5,385,000 | 2,698 |
| Provision for loan and lease losses | $500,000 | 1,656 |
| Total noninterest income | $952,000 | 3,237 |
| Gross Fiduciary activities income | $53,000 | 1,024 |
| Service charges on deposit accounts | $464,000 | 2,643 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $435,000 | 3,387 |
| Total noninterest expense | $4,923,000 | 2,395 |
| Salaries and employee benefits | $2,627,000 | 2,415 |
| Premises and equipment expense | $673,000 | 2,509 |
| Additional noninterest expense | $1,623,000 | 2,211 |
| Pre-tax net operating income | $914,000 | 4,791 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $135,000 | 5,242 |
| Income before extraordinary items | $779,000 | 4,676 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $779,000 | 4,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $580,000 | 1,040 |
| Cash dividends | $55,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $779,000 | 4,493 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 2,906 |
| Total interest expense | $1,435,000 | 3,186 |
| Net interest income | $3,541,000 | 2,742 |
| Provision for loan and lease losses | $340,000 | 1,634 |
| Total noninterest income | $579,000 | 3,439 |
| Gross Fiduciary activities income | $36,000 | 1,021 |
| Service charges on deposit accounts | $297,000 | 2,671 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $246,000 | 3,655 |
| Total noninterest expense | $3,076,000 | 2,539 |
| Salaries and employee benefits | $1,613,000 | 2,608 |
| Premises and equipment expense | $431,000 | 2,580 |
| Additional noninterest expense | $1,032,000 | 2,299 |
| Pre-tax net operating income | $704,000 | 4,409 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $105,000 | 5,065 |
| Income before extraordinary items | $599,000 | 4,303 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $599,000 | 4,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,503 |
| Cash dividends | $55,000 | 4,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $599,000 | 4,096 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 2,877 |
| Total interest expense | $765,000 | 3,057 |
| Net interest income | $1,764,000 | 2,748 |
| Provision for loan and lease losses | $195,000 | 1,399 |
| Total noninterest income | $308,000 | 3,185 |
| Gross Fiduciary activities income | $18,000 | 1,032 |
| Service charges on deposit accounts | $138,000 | 2,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $152,000 | 3,188 |
| Total noninterest expense | $1,536,000 | 2,523 |
| Salaries and employee benefits | $801,000 | 2,620 |
| Premises and equipment expense | $218,000 | 2,563 |
| Additional noninterest expense | $517,000 | 2,268 |
| Pre-tax net operating income | $341,000 | 4,446 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $35,000 | 5,559 |
| Income before extraordinary items | $306,000 | 4,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,061 |
| Cash dividends | $55,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $306,000 | 3,991 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,684,000 | 2,843 |
| Total interest expense | $3,596,000 | 3,010 |
| Net interest income | $7,088,000 | 2,699 |
| Provision for loan and lease losses | $1,698,000 | 852 |
| Total noninterest income | $1,321,000 | 2,872 |
| Gross Fiduciary activities income | $95,000 | 1,001 |
| Service charges on deposit accounts | $644,000 | 2,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $582,000 | 3,021 |
| Total noninterest expense | $5,768,000 | 2,562 |
| Salaries and employee benefits | $2,903,000 | 2,709 |
| Premises and equipment expense | $1,054,000 | 2,075 |
| Additional noninterest expense | $1,811,000 | 2,532 |
| Pre-tax net operating income | $943,000 | 5,361 |
| Securities gains (losses) | $101,000 | 1,743 |
| Applicable income taxes | $98,000 | 5,981 |
| Income before extraordinary items | $946,000 | 4,745 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $946,000 | 4,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,366,000 | 726 |
| Cash dividends | $155,000 | 5,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $854,090 | 4,898 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,213,000 | 3,247 |
| Total interest expense | $4,003,000 | 3,789 |
| Net interest income | $6,210,000 | 2,861 |
| Provision for loan and lease losses | $627,000 | 1,835 |
| Total noninterest income | $1,058,000 | 3,211 |
| Gross Fiduciary activities income | $88,000 | 1,025 |
| Service charges on deposit accounts | $562,000 | 2,581 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $408,000 | 3,489 |
| Total noninterest expense | $4,678,000 | 2,990 |
| Salaries and employee benefits | $2,591,000 | 2,861 |
| Premises and equipment expense | $773,000 | 2,720 |
| Additional noninterest expense | $1,314,000 | 3,225 |
| Pre-tax net operating income | $1,963,000 | 3,212 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $471,000 | 3,427 |
| Income before extraordinary items | $1,492,000 | 3,240 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,492,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,748 |
| Cash dividends | $205,000 | 4,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,492,000 | 3,133 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,491,000 | 3,559 |
| Total interest expense | $3,873,000 | 4,075 |
| Net interest income | $5,618,000 | 3,141 |
| Provision for loan and lease losses | $318,000 | 2,723 |
| Total noninterest income | $923,000 | 3,328 |
| Gross Fiduciary activities income | $90,000 | 960 |
| Service charges on deposit accounts | $498,000 | 2,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $335,000 | 3,700 |
| Total noninterest expense | $4,090,000 | 3,273 |
| Salaries and employee benefits | $2,095,000 | 3,331 |
| Premises and equipment expense | $694,000 | 2,897 |
| Additional noninterest expense | $1,301,000 | 3,173 |
| Pre-tax net operating income | $2,133,000 | 3,156 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $495,000 | 3,506 |
| Income before extraordinary items | $1,620,000 | 3,052 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,620,000 | 3,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,211 |
| Cash dividends | $182,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,633,860 | 3,026 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,564,000 | 3,671 |
| Total interest expense | $3,369,000 | 4,172 |
| Net interest income | $5,195,000 | 3,339 |
| Provision for loan and lease losses | $736,000 | 1,262 |
| Total noninterest income | $730,000 | 3,866 |
| Gross Fiduciary activities income | $57,000 | 1,082 |
| Service charges on deposit accounts | $432,000 | 3,004 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $241,000 | 4,521 |
| Total noninterest expense | $3,696,000 | 3,549 |
| Salaries and employee benefits | $1,926,000 | 3,560 |
| Premises and equipment expense | $706,000 | 2,848 |
| Additional noninterest expense | $1,064,000 | 3,813 |
| Pre-tax net operating income | $1,493,000 | 4,106 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $333,000 | 4,589 |
| Income before extraordinary items | $1,170,000 | 3,954 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,170,000 | 3,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $837,000 | 806 |
| Cash dividends | $156,000 | 5,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,162,200 | 3,943 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,966,000 | 3,950 |
| Total interest expense | $3,203,000 | 4,474 |
| Net interest income | $4,763,000 | 3,563 |
| Provision for loan and lease losses | $195,000 | 3,570 |
| Total noninterest income | $626,000 | 4,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,503 |
| Total noninterest expense | $3,453,000 | 3,659 |
| Salaries and employee benefits | $1,791,000 | 3,684 |
| Premises and equipment expense | $663,000 | 2,907 |
| Additional noninterest expense | $999,000 | 3,963 |
| Pre-tax net operating income | $1,741,000 | 3,733 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $430,000 | 4,234 |
| Income before extraordinary items | $1,311,000 | 3,660 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,311,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,731 |
| Cash dividends | $243,000 | 5,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,311,000 | 3,564 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 4,548 |
| Total interest expense | $2,571,000 | 5,310 |
| Net interest income | $4,334,000 | 3,942 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $515,000 | 4,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,480 |
| Total noninterest expense | $2,899,000 | 4,211 |
| Salaries and employee benefits | $1,516,000 | 4,215 |
| Premises and equipment expense | $499,000 | 3,703 |
| Additional noninterest expense | $884,000 | 4,382 |
| Pre-tax net operating income | $1,800,000 | 3,862 |
| Securities gains (losses) | $-66,000 | 10,696 |
| Applicable income taxes | $487,000 | 4,292 |
| Income before extraordinary items | $1,247,000 | 3,929 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,247,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,840 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,294,520 | 3,742 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 4,984 |
| Total interest expense | $2,247,000 | 5,948 |
| Net interest income | $4,076,000 | 4,256 |
| Provision for loan and lease losses | $185,000 | 3,579 |
| Total noninterest income | $451,000 | 5,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,576 |
| Total noninterest expense | $2,660,000 | 4,766 |
| Salaries and employee benefits | $1,360,000 | 4,687 |
| Premises and equipment expense | $440,000 | 4,198 |
| Additional noninterest expense | $860,000 | 4,916 |
| Pre-tax net operating income | $1,682,000 | 3,972 |
| Securities gains (losses) | $-58,000 | 11,074 |
| Applicable income taxes | $491,000 | 4,206 |
| Income before extraordinary items | $1,133,000 | 4,061 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,133,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,548 |
| Cash dividends | $149,000 | 6,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,173,600 | 3,896 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 5,253 |
| Total interest expense | $2,366,000 | 5,783 |
| Net interest income | $3,561,000 | 4,790 |
| Provision for loan and lease losses | $245,000 | 2,607 |
| Total noninterest income | $299,000 | 7,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,260 |
| Total noninterest expense | $2,459,000 | 5,070 |
| Salaries and employee benefits | $1,240,000 | 5,070 |
| Premises and equipment expense | $380,000 | 4,742 |
| Additional noninterest expense | $839,000 | 5,053 |
| Pre-tax net operating income | $1,156,000 | 5,395 |
| Securities gains (losses) | $-121,000 | 11,560 |
| Applicable income taxes | $284,000 | 6,211 |
| Income before extraordinary items | $751,000 | 5,708 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $751,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,478 |
| Cash dividends | $138,000 | 6,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $839,330 | 5,243 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,426,000 | 5,307 |
| Total interest expense | $2,149,000 | 5,282 |
| Net interest income | $3,277,000 | 5,231 |
| Provision for loan and lease losses | $388,000 | 1,865 |
| Total noninterest income | $218,000 | 8,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,247 |
| Total noninterest expense | $2,235,000 | 5,662 |
| Salaries and employee benefits | $1,068,000 | 5,780 |
| Premises and equipment expense | $326,000 | 5,358 |
| Additional noninterest expense | $841,000 | 5,469 |
| Pre-tax net operating income | $872,000 | 6,530 |
| Securities gains (losses) | $-91,000 | 11,473 |
| Applicable income taxes | $198,000 | 7,372 |
| Income before extraordinary items | $583,000 | 6,676 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $583,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,686 |
| Cash dividends | $138,000 | 6,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $651,250 | 6,286 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 6,021 |
| Total interest expense | $2,285,000 | 5,204 |
| Net interest income | $2,481,000 | 6,582 |
| Provision for loan and lease losses | $366,000 | 2,608 |
| Total noninterest income | $248,000 | 8,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,379 |
| Total noninterest expense | $1,951,000 | 6,466 |
| Salaries and employee benefits | $947,000 | 6,429 |
| Premises and equipment expense | $301,000 | 5,841 |
| Additional noninterest expense | $703,000 | 6,530 |
| Pre-tax net operating income | $412,000 | 9,322 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $87,000 | 10,051 |
| Income before extraordinary items | $342,000 | 9,015 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $342,000 | 9,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,410 |
| Cash dividends | $102,000 | 6,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $328,400 | 8,885 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,754,000 | 6,623 |
| Total interest expense | $2,453,000 | 6,075 |
| Net interest income | $2,301,000 | 7,005 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $273,000 | 8,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 8,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,458 |
| Total noninterest expense | $1,781,000 | 7,004 |
| Salaries and employee benefits | $867,000 | 6,825 |
| Premises and equipment expense | $316,000 | 5,755 |
| Additional noninterest expense | $598,000 | 7,533 |
| Pre-tax net operating income | $673,000 | 7,249 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $224,000 | 7,109 |
| Income before extraordinary items | $485,000 | 7,461 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $485,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $166,000 | 5,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $460,520 | 7,297 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.