Home > The Lower Salem Commercial Bank > Net Loans and Leases
The Lower Salem Commercial Bank, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $17,513,000 | 8,193 |
| Loan loss allowance | $408,000 | 6,393 |
| Total loans and leases | $17,921,000 | 8,178 |
| Unearned income | $61,000 | 1,991 |
| Loans and leases, gross | $17,982,000 | 8,175 |
| All real estate loans | $12,584,000 | 7,441 |
| Real estate loans in domestic offices | $12,584,000 | 7,441 |
| Construction and development loans | $0 | 8,220 |
| Commercial RE | $698,000 | 8,401 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $77,000 | 5,927 |
| 1-4 family residential loans | $11,043,000 | 5,789 |
| Farmland loans | $766,000 | 4,621 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $119,000 | 5,533 |
| Commercial and industrial loans | $959,000 | 8,324 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,261,000 | 5,188 |
| Credit card loans | $228,000 | 3,032 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,033,000 | 5,160 |
| All other loans & leases | $59,000 | 6,058 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $48,000 | 3,505 |
| Other loans | $11,000 | 6,061 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $20,136,000 | 7,972 |
| Loan loss allowance | $308,000 | 7,303 |
| Total loans and leases | $20,444,000 | 7,967 |
| Unearned income | $81,000 | 2,276 |
| Loans and leases, gross | $20,525,000 | 7,964 |
| All real estate loans | $13,049,000 | 7,386 |
| Real estate loans in domestic offices | $13,049,000 | 7,384 |
| Construction and development loans | $0 | 8,472 |
| Commercial RE | $599,000 | 8,720 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $78,000 | 6,025 |
| 1-4 family residential loans | $11,554,000 | 5,655 |
| Farmland loans | $818,000 | 4,636 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $107,000 | 5,831 |
| Commercial and industrial loans | $1,279,000 | 8,141 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,991,000 | 4,190 |
| Credit card loans | $265,000 | 2,938 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,726,000 | 4,109 |
| All other loans & leases | $99,000 | 5,715 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $96,000 | 3,270 |
| Other loans | $3,000 | 7,102 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $20,204,000 | 7,966 |
| Loan loss allowance | $308,000 | 7,313 |
| Total loans and leases | $20,512,000 | 7,970 |
| Unearned income | $85,000 | 2,683 |
| Loans and leases, gross | $20,597,000 | 7,964 |
| All real estate loans | $12,831,000 | 7,360 |
| Real estate loans in domestic offices | $12,831,000 | 7,359 |
| Construction and development loans | $0 | 8,593 |
| Commercial RE | $899,000 | 8,415 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $79,000 | 6,046 |
| 1-4 family residential loans | $11,041,000 | 5,752 |
| Farmland loans | $812,000 | 4,669 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $115,000 | 6,006 |
| Commercial and industrial loans | $1,598,000 | 7,840 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,914,000 | 4,253 |
| Credit card loans | $290,000 | 2,938 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,624,000 | 4,190 |
| All other loans & leases | $139,000 | 5,380 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $134,000 | 3,052 |
| Other loans | $5,000 | 7,010 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $16,842,000 | 8,727 |
| Loan loss allowance | $276,000 | 7,821 |
| Total loans and leases | $17,118,000 | 8,727 |
| Unearned income | $74,000 | 3,129 |
| Loans and leases, gross | $17,192,000 | 8,723 |
| All real estate loans | $11,207,000 | 7,922 |
| Real estate loans in domestic offices | $11,207,000 | 7,921 |
| Construction and development loans | $172,000 | 7,700 |
| Commercial RE | $580,000 | 9,172 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $55,000 | 6,614 |
| 1-4 family residential loans | $9,572,000 | 6,341 |
| Farmland loans | $828,000 | 4,715 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $193,000 | 6,006 |
| Commercial and industrial loans | $1,232,000 | 8,495 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,391,000 | 5,395 |
| Credit card loans | $339,000 | 2,951 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,052,000 | 5,412 |
| All other loans & leases | $169,000 | 5,301 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $77,000 | 3,704 |
| Other loans | $92,000 | 3,700 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $13,879,000 | 9,506 |
| Loan loss allowance | $254,000 | 8,436 |
| Total loans and leases | $14,133,000 | 9,504 |
| Unearned income | $67,000 | 4,690 |
| Loans and leases, gross | $14,133,000 | 9,506 |
| All real estate loans | $9,327,000 | 8,618 |
| Real estate loans in domestic offices | $9,327,000 | 8,617 |
| Construction and development loans | $0 | 9,347 |
| Commercial RE | $464,000 | 9,767 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $55,000 | 6,905 |
| 1-4 family residential loans | $7,939,000 | 7,026 |
| Farmland loans | $869,000 | 4,751 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $186,000 | 6,310 |
| Commercial and industrial loans | $975,000 | 9,125 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,681,000 | 6,163 |
| Credit card loans | $278,000 | 3,411 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,403,000 | 6,169 |
| All other loans & leases | $31,000 | 7,637 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $27,000 | 4,536 |
| Other loans | $4,000 | 7,917 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $12,773,000 | 10,008 |
| Loan loss allowance | $244,000 | 8,836 |
| Total loans and leases | $13,017,000 | 10,008 |
| Unearned income | $67,000 | 5,103 |
| Loans and leases, gross | $13,017,000 | 10,009 |
| All real estate loans | $8,603,000 | 9,026 |
| Real estate loans in domestic offices | $8,603,000 | 9,026 |
| Construction and development loans | $0 | 9,747 |
| Commercial RE | $371,000 | 10,370 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $56,000 | 7,176 |
| 1-4 family residential loans | $7,174,000 | 7,391 |
| Farmland loans | $1,002,000 | 4,497 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $193,000 | 6,510 |
| Commercial and industrial loans | $921,000 | 9,399 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,221,000 | 6,761 |
| Credit card loans | $299,000 | 3,364 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,922,000 | 6,835 |
| All other loans & leases | $146,000 | 6,006 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $59,000 | 4,326 |
| Other loans | $87,000 | 4,032 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $12,492,000 | 10,403 |
| Loan loss allowance | $215,000 | 9,599 |
| Total loans and leases | $12,707,000 | 10,405 |
| Unearned income | $60,000 | 5,739 |
| Loans and leases, gross | $12,707,000 | 10,405 |
| All real estate loans | $8,126,000 | 9,442 |
| Real estate loans in domestic offices | $8,126,000 | 9,442 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $542,000 | 10,425 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $6,537,000 | 7,866 |
| Farmland loans | $1,047,000 | 4,419 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $168,000 | 6,871 |
| Commercial and industrial loans | $1,199,000 | 9,143 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,210,000 | 6,822 |
| Credit card loans | $316,000 | 3,287 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,894,000 | 6,981 |
| All other loans & leases | $64,000 | 7,422 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $59,000 | 4,540 |
| Other loans | $5,000 | 8,380 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $3,000 | 1,786 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $11,226,000 | 11,004 |
| Loan loss allowance | $146,000 | 11,257 |
| Total loans and leases | $11,372,000 | 11,026 |
| Unearned income | $50,000 | 6,464 |
| Loans and leases, gross | $11,372,000 | 11,029 |
| All real estate loans | $7,326,000 | 9,966 |
| Real estate loans in domestic offices | $7,326,000 | 9,966 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $434,000 | 11,156 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $68,000 | 7,597 |
| 1-4 family residential loans | $5,650,000 | 8,543 |
| Farmland loans | $1,174,000 | 4,071 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $108,000 | 7,364 |
| Commercial and industrial loans | $712,000 | 10,445 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,211,000 | 6,939 |
| Credit card loans | $345,000 | 3,127 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,866,000 | 7,119 |
| All other loans & leases | $65,000 | 7,712 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $63,000 | 4,734 |
| Other loans | $2,000 | 9,404 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $5,000 | 1,827 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $10,644,000 | 11,469 |
| Loan loss allowance | $133,000 | 11,898 |
| Total loans and leases | $10,777,000 | 11,491 |
| Unearned income | $44,000 | 7,308 |
| Loans and leases, gross | $10,777,000 | 11,495 |
| All real estate loans | $6,922,000 | 10,342 |
| Real estate loans in domestic offices | $6,922,000 | 10,341 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $456,000 | 11,465 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $5,107,000 | 9,026 |
| Farmland loans | $1,359,000 | 3,611 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $132,000 | 7,398 |
| Commercial and industrial loans | $662,000 | 10,933 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,021,000 | 7,519 |
| Credit card loans | $375,000 | 3,033 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,646,000 | 7,786 |
| All other loans & leases | $84,000 | 7,679 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $80,000 | 4,731 |
| Other loans | $4,000 | 9,159 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |