The Lowell Five Cent Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$73,924,000669
Total interest expense$18,111,000843
Net interest income$55,813,000616
Provision for loan and lease losses$1,397,000682
Total noninterest income$4,662,0001,244
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,078,000942
Trading account gains and feesNANA
Additional Noninterest Income$3,584,0001,121
Total noninterest expense$38,419,000718
Salaries and employee benefits$24,320,000632
Premises and equipment expense$4,025,000671
Additional noninterest expense$3,584,0001,121
Pre-tax net operating income$20,659,000673
Securities gains (losses)$7,000812
Applicable income taxes$5,580,000502
Income before extraordinary items$15,086,000737
Extraordinary gains, net$054
Net income$15,086,000748
Minority interest net income$088
Net income of bank and minority interests.$15,086,000740
Net charge-offs$-69,0004,252
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,080,470745
2023-09-30 (YTD Data)Rank
Total interest income$54,953,000673
Total interest expense$12,476,000840
Net interest income$42,477,000613
Provision for loan and lease losses$995,000657
Total noninterest income$3,531,0001,233
Gross Fiduciary activities income$0950
Service charges on deposit accounts$794,000952
Trading account gains and feesNANA
Additional Noninterest Income$2,737,0001,103
Total noninterest expense$29,033,000714
Salaries and employee benefits$18,656,000621
Premises and equipment expense$3,093,000657
Additional noninterest expense$2,737,0001,103
Pre-tax net operating income$15,980,000677
Securities gains (losses)$7,000656
Applicable income taxes$4,261,000515
Income before extraordinary items$11,726,000732
Extraordinary gains, net$052
Net income$11,726,000736
Minority interest net income$081
Net income of bank and minority interests.$11,726,000732
Net charge-offs$-70,0004,284
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,720,470746
2023-06-30 (YTD Data)Rank
Total interest income$36,576,000650
Total interest expense$7,709,000809
Net interest income$28,867,000606
Provision for loan and lease losses$890,000550
Total noninterest income$2,389,0001,172
Gross Fiduciary activities income$0931
Service charges on deposit accounts$518,000954
Trading account gains and feesNANA
Additional Noninterest Income$1,871,0001,019
Total noninterest expense$19,504,000689
Salaries and employee benefits$12,684,000606
Premises and equipment expense$2,062,000651
Additional noninterest expense$1,871,0001,018
Pre-tax net operating income$10,862,000657
Securities gains (losses)$7,000705
Applicable income taxes$2,827,000518
Income before extraordinary items$8,042,000709
Extraordinary gains, net$051
Net income$8,042,000721
Minority interest net income$081
Net income of bank and minority interests.$8,042,000709
Net charge-offs$-73,0004,404
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,036,470713
2023-03-31 (YTD Data)Rank
Total interest income$18,126,000654
Total interest expense$3,395,000813
Net interest income$14,731,000609
Provision for loan and lease losses$394,000583
Total noninterest income$1,289,0001,124
Gross Fiduciary activities income$0913
Service charges on deposit accounts$260,000968
Trading account gains and feesNANA
Additional Noninterest Income$1,029,000943
Total noninterest expense$9,731,000709
Salaries and employee benefits$6,344,000622
Premises and equipment expense$1,064,000650
Additional noninterest expense$1,029,000943
Pre-tax net operating income$5,895,000633
Securities gains (losses)$0950
Applicable income taxes$1,533,000506
Income before extraordinary items$4,362,000689
Extraordinary gains, net$04
Net income$4,362,000688
Minority interest net income$048
Net income of bank and minority interests.$4,362,000688
Net charge-offs$-72,0004,509
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,362,000701
2022-12-31 (YTD Data)Rank
Total interest income$59,296,000655
Total interest expense$6,381,000657
Net interest income$52,915,000646
Provision for loan and lease losses$1,000,000814
Total noninterest income$5,351,0001,160
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,063,000961
Trading account gains and feesNANA
Additional Noninterest Income$4,288,0001,006
Total noninterest expense$35,807,000730
Salaries and employee benefits$22,764,000660
Premises and equipment expense$3,915,000677
Additional noninterest expense$4,288,0001,006
Pre-tax net operating income$21,459,000715
Securities gains (losses)$107,000163
Applicable income taxes$5,628,000556
Income before extraordinary items$15,938,000755
Extraordinary gains, net$05
Net income$15,938,000756
Minority interest net income$063
Net income of bank and minority interests.$15,938,000756
Net charge-offs$6,0002,274
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,853,470776
2022-09-30 (YTD Data)Rank
Total interest income$41,961,000657
Total interest expense$4,296,000530
Net interest income$37,665,000668
Provision for loan and lease losses$825,000709
Total noninterest income$4,188,0001,138
Gross Fiduciary activities income$0968
Service charges on deposit accounts$805,000972
Trading account gains and feesNANA
Additional Noninterest Income$3,383,000979
Total noninterest expense$27,050,000724
Salaries and employee benefits$17,389,000654
Premises and equipment expense$2,938,000681
Additional noninterest expense$3,383,000979
Pre-tax net operating income$13,978,000800
Securities gains (losses)$107,000154
Applicable income taxes$3,664,000616
Income before extraordinary items$10,421,000857
Extraordinary gains, net$04
Net income$10,421,000857
Minority interest net income$057
Net income of bank and minority interests.$10,421,000857
Net charge-offs$-11,0003,629
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,336,470882
2022-06-30 (YTD Data)Rank
Total interest income$26,318,000655
Total interest expense$2,788,000437
Net interest income$23,530,000680
Provision for loan and lease losses$400,000782
Total noninterest income$3,069,0001,053
Gross Fiduciary activities income$0925
Service charges on deposit accounts$529,000972
Trading account gains and feesNANA
Additional Noninterest Income$2,540,000924
Total noninterest expense$17,567,000731
Salaries and employee benefits$11,495,000648
Premises and equipment expense$1,988,000672
Additional noninterest expense$4,084,000919
Pre-tax net operating income$8,632,000811
Securities gains (losses)$0687
Applicable income taxes$2,244,000617
Income before extraordinary items$6,388,000871
Extraordinary gains, net$04
Net income$6,388,000871
Minority interest net income$060
Net income of bank and minority interests.$6,388,000871
Net charge-offs$-11,0003,693
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,388,000884
2022-03-31 (YTD Data)Rank
Total interest income$12,962,000648
Total interest expense$1,414,000399
Net interest income$11,548,000671
Provision for loan and lease losses$150,000763
Total noninterest income$1,179,0001,246
Gross Fiduciary activities income$0892
Service charges on deposit accounts$254,000994
Trading account gains and feesNANA
Additional Noninterest Income$925,0001,137
Total noninterest expense$8,835,000728
Salaries and employee benefits$5,787,000652
Premises and equipment expense$1,020,000660
Additional noninterest expense$2,028,000911
Pre-tax net operating income$3,742,000865
Securities gains (losses)$0623
Applicable income taxes$973,000655
Income before extraordinary items$2,769,000944
Extraordinary gains, net$04
Net income$2,769,000943
Minority interest net income$050
Net income of bank and minority interests.$2,769,000944
Net charge-offs$22,000920
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,769,000952
2021-12-31 (YTD Data)Rank
Total interest income$49,622,000682
Total interest expense$5,993,000455
Net interest income$43,629,000710
Provision for loan and lease losses$175,0001,845
Total noninterest income$5,599,0001,213
Gross Fiduciary activities income$0994
Service charges on deposit accounts$919,0001,025
Trading account gains and feesNANA
Additional Noninterest Income$4,680,0001,120
Total noninterest expense$34,161,000753
Salaries and employee benefits$22,787,000641
Premises and equipment expense$3,639,000723
Additional noninterest expense$7,735,000958
Pre-tax net operating income$14,892,000940
Securities gains (losses)$175,000656
Applicable income taxes$3,658,000762
Income before extraordinary items$11,409,0001,036
Extraordinary gains, net$010
Net income$11,409,0001,037
Minority interest net income$074
Net income of bank and minority interests.$11,409,0001,037
Net charge-offs$-188,0004,533
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,270,7501,028
2021-09-30 (YTD Data)Rank
Total interest income$37,538,000695
Total interest expense$4,565,000474
Net interest income$32,973,000714
Provision for loan and lease losses$175,0001,585
Total noninterest income$4,461,0001,186
Gross Fiduciary activities income$0957
Service charges on deposit accounts$657,0001,056
Trading account gains and feesNANA
Additional Noninterest Income$3,804,0001,085
Total noninterest expense$25,029,000774
Salaries and employee benefits$16,772,000656
Premises and equipment expense$2,743,000739
Additional noninterest expense$5,514,000997
Pre-tax net operating income$12,230,000916
Securities gains (losses)$175,000603
Applicable income taxes$3,052,000746
Income before extraordinary items$9,353,0001,006
Extraordinary gains, net$08
Net income$9,353,0001,006
Minority interest net income$069
Net income of bank and minority interests.$9,353,0001,006
Net charge-offs$-188,0004,640
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,214,750998
2021-06-30 (YTD Data)Rank
Total interest income$24,611,000702
Total interest expense$3,117,000483
Net interest income$21,494,000718
Provision for loan and lease losses$175,0001,286
Total noninterest income$1,907,0001,569
Gross Fiduciary activities income$0951
Service charges on deposit accounts$413,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$1,494,0001,520
Total noninterest expense$16,712,000767
Salaries and employee benefits$11,130,000651
Premises and equipment expense$1,864,000714
Additional noninterest expense$3,718,000983
Pre-tax net operating income$6,514,0001,078
Securities gains (losses)$175,000494
Applicable income taxes$1,885,000785
Income before extraordinary items$4,804,0001,215
Extraordinary gains, net$06
Net income$4,804,0001,216
Minority interest net income$067
Net income of bank and minority interests.$4,804,0001,216
Net charge-offs$-183,0004,730
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,665,7501,222
2021-03-31 (YTD Data)Rank
Total interest income$12,136,000701
Total interest expense$1,574,000506
Net interest income$10,562,000723
Provision for loan and lease losses$175,000881
Total noninterest income$918,0001,605
Gross Fiduciary activities income$0922
Service charges on deposit accounts$206,0001,058
Trading account gains and feesNANA
Additional Noninterest Income$712,0001,565
Total noninterest expense$8,405,000759
Salaries and employee benefits$5,487,000668
Premises and equipment expense$966,000704
Additional noninterest expense$1,952,000924
Pre-tax net operating income$2,900,0001,163
Securities gains (losses)$175,000353
Applicable income taxes$910,000797
Income before extraordinary items$2,165,0001,311
Extraordinary gains, net$03
Net income$2,165,0001,311
Minority interest net income$055
Net income of bank and minority interests.$2,165,0001,311
Net charge-offs$17,0001,197
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,026,7501,341
2020-12-31 (YTD Data)Rank
Total interest income$48,491,000701
Total interest expense$7,735,000629
Net interest income$40,756,000710
Provision for loan and lease losses$1,925,0001,070
Total noninterest income$3,940,0001,475
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$799,0001,139
Trading account gains and feesNANA
Additional Noninterest Income$3,141,0001,393
Total noninterest expense$32,693,000756
Salaries and employee benefits$20,962,000683
Premises and equipment expense$3,643,000714
Additional noninterest expense$8,088,000874
Pre-tax net operating income$10,078,0001,058
Securities gains (losses)$-1,560,0004,989
Applicable income taxes$1,817,000993
Income before extraordinary items$6,701,0001,303
Extraordinary gains, net$04
Net income$6,701,0001,304
Minority interest net income$072
Net income of bank and minority interests.$6,701,0001,304
Net charge-offs$88,0002,097
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,933,4001,117
2020-09-30 (YTD Data)Rank
Total interest income$35,934,000709
Total interest expense$6,011,000653
Net interest income$29,923,000713
Provision for loan and lease losses$1,525,0001,046
Total noninterest income$2,916,0001,458
Gross Fiduciary activities income$0981
Service charges on deposit accounts$586,0001,154
Trading account gains and feesNANA
Additional Noninterest Income$2,330,0001,365
Total noninterest expense$24,610,000748
Salaries and employee benefits$15,674,000668
Premises and equipment expense$2,724,000702
Additional noninterest expense$6,212,000842
Pre-tax net operating income$6,704,0001,124
Securities gains (losses)$-1,560,0005,012
Applicable income taxes$1,008,0001,171
Income before extraordinary items$4,136,0001,476
Extraordinary gains, net$04
Net income$4,136,0001,477
Minority interest net income$065
Net income of bank and minority interests.$4,136,0001,477
Net charge-offs$80,0001,793
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,384,0001,161
2020-06-30 (YTD Data)Rank
Total interest income$23,977,000713
Total interest expense$4,204,000671
Net interest income$19,773,000712
Provision for loan and lease losses$1,525,000849
Total noninterest income$2,015,0001,357
Gross Fiduciary activities income$0970
Service charges on deposit accounts$410,0001,123
Trading account gains and feesNANA
Additional Noninterest Income$1,605,0001,258
Total noninterest expense$16,579,000735
Salaries and employee benefits$10,394,000668
Premises and equipment expense$1,828,000701
Additional noninterest expense$4,357,000803
Pre-tax net operating income$3,684,0001,237
Securities gains (losses)$-2,210,0005,040
Applicable income taxes$208,0002,020
Income before extraordinary items$1,266,0002,477
Extraordinary gains, net$04
Net income$1,266,0002,476
Minority interest net income$065
Net income of bank and minority interests.$1,266,0002,477
Net charge-offs$341,000750
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,166,6001,218
2020-03-31 (YTD Data)Rank
Total interest income$12,212,000705
Total interest expense$2,331,000684
Net interest income$9,881,000699
Provision for loan and lease losses$1,025,000594
Total noninterest income$933,0001,354
Gross Fiduciary activities income$0941
Service charges on deposit accounts$276,0001,024
Trading account gains and feesNANA
Additional Noninterest Income$657,0001,283
Total noninterest expense$8,723,000698
Salaries and employee benefits$5,306,000649
Premises and equipment expense$948,000677
Additional noninterest expense$2,469,000730
Pre-tax net operating income$1,066,0001,741
Securities gains (losses)$-3,694,0005,080
Applicable income taxes$-731,0005,041
Income before extraordinary items$-1,897,0005,036
Extraordinary gains, net$04
Net income$-1,897,0005,036
Minority interest net income$056
Net income of bank and minority interests.$-1,897,0005,036
Net charge-offs$23,0001,537
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,021,2601,613
2019-12-31 (YTD Data)Rank
Total interest income$49,920,000694
Total interest expense$8,825,000758
Net interest income$41,095,000676
Provision for loan and lease losses$03,973
Total noninterest income$3,916,0001,335
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,134,0001,034
Trading account gains and feesNANA
Additional Noninterest Income$2,782,0001,262
Total noninterest expense$31,950,000737
Salaries and employee benefits$20,658,000639
Premises and equipment expense$3,729,000684
Additional noninterest expense$7,563,000898
Pre-tax net operating income$13,061,000842
Securities gains (losses)$2,927,000116
Applicable income taxes$3,889,000596
Income before extraordinary items$12,099,000796
Extraordinary gains, net$011
Net income$12,099,000797
Minority interest net income$076
Net income of bank and minority interests.$12,099,000797
Net charge-offs$609,000920
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,786,670934
2019-09-30 (YTD Data)Rank
Total interest income$37,391,000695
Total interest expense$6,427,000783
Net interest income$30,964,000673
Provision for loan and lease losses$03,836
Total noninterest income$2,912,0001,326
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$838,0001,049
Trading account gains and feesNANA
Additional Noninterest Income$2,074,0001,259
Total noninterest expense$24,008,000734
Salaries and employee benefits$15,410,000645
Premises and equipment expense$2,783,000687
Additional noninterest expense$5,815,000869
Pre-tax net operating income$9,868,000851
Securities gains (losses)$1,953,000127
Applicable income taxes$2,955,000594
Income before extraordinary items$8,866,000821
Extraordinary gains, net$011
Net income$8,866,000822
Minority interest net income$072
Net income of bank and minority interests.$8,866,000822
Net charge-offs$73,0001,966
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,323,130949
2019-06-30 (YTD Data)Rank
Total interest income$24,746,000700
Total interest expense$4,107,000795
Net interest income$20,639,000676
Provision for loan and lease losses$03,685
Total noninterest income$1,901,0001,319
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$538,0001,072
Trading account gains and fees$0131
Additional Noninterest Income$1,363,0001,237
Total noninterest expense$16,163,000732
Salaries and employee benefits$10,325,000637
Premises and equipment expense$2,008,000635
Additional noninterest expense$3,830,000886
Pre-tax net operating income$6,377,000853
Securities gains (losses)$1,524,000121
Applicable income taxes$1,975,000575
Income before extraordinary items$5,926,000793
Extraordinary gains, net$011
Net income$5,926,000793
Minority interest net income$069
Net income of bank and minority interests.$5,926,000793
Net charge-offs$53,0001,787
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,722,040945
2019-03-31 (YTD Data)Rank
Total interest income$12,105,000709
Total interest expense$1,961,000804
Net interest income$10,144,000685
Provision for loan and lease losses$03,406
Total noninterest income$927,0001,304
Gross Fiduciary activities income$0972
Service charges on deposit accounts$271,0001,042
Trading account gains and fees$0126
Additional Noninterest Income$656,0001,224
Total noninterest expense$8,124,000718
Salaries and employee benefits$5,217,000631
Premises and equipment expense$1,034,000616
Additional noninterest expense$1,873,000887
Pre-tax net operating income$2,947,000881
Securities gains (losses)$1,353,00069
Applicable income taxes$1,075,000548
Income before extraordinary items$3,225,000730
Extraordinary gains, net$05
Net income$3,225,000730
Minority interest net income$052
Net income of bank and minority interests.$3,225,000729
Net charge-offs$55,0001,165
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,156,130996
2018-12-31 (YTD Data)Rank
Total interest income$45,933,000698
Total interest expense$5,905,000806
Net interest income$40,028,000680
Provision for loan and lease losses$1,375,000677
Total noninterest income$4,158,0001,241
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,170,0001,015
Trading account gains and fees$0126
Additional Noninterest Income$2,988,0001,147
Total noninterest expense$31,764,000722
Salaries and employee benefits$20,127,000624
Premises and equipment expense$4,058,000618
Additional noninterest expense$7,579,000878
Pre-tax net operating income$11,047,000963
Securities gains (losses)$422,000142
Applicable income taxes$2,716,000703
Income before extraordinary items$8,753,0001,038
Extraordinary gains, net$06
Net income$8,753,0001,036
Minority interest net income$072
Net income of bank and minority interests.$8,753,0001,037
Net charge-offs$579,000865
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,419,6201,061
2018-09-30 (YTD Data)Rank
Total interest income$33,919,000692
Total interest expense$4,163,000806
Net interest income$29,756,000681
Provision for loan and lease losses$775,000796
Total noninterest income$3,164,0001,223
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$879,0001,013
Trading account gains and fees$0138
Additional Noninterest Income$2,285,0001,147
Total noninterest expense$23,130,000729
Salaries and employee benefits$14,690,000635
Premises and equipment expense$3,023,000623
Additional noninterest expense$5,417,000910
Pre-tax net operating income$9,015,000909
Securities gains (losses)$280,000172
Applicable income taxes$2,324,000663
Income before extraordinary items$6,971,000983
Extraordinary gains, net$05
Net income$6,971,000982
Minority interest net income$066
Net income of bank and minority interests.$6,971,000982
Net charge-offs$528,000691
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,749,8001,004
2018-06-30 (YTD Data)Rank
Total interest income$22,203,000697
Total interest expense$2,597,000803
Net interest income$19,606,000684
Provision for loan and lease losses$675,000633
Total noninterest income$2,161,0001,203
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$586,0001,012
Trading account gains and fees$0130
Additional Noninterest Income$1,575,0001,123
Total noninterest expense$15,545,000724
Salaries and employee benefits$9,780,000639
Premises and equipment expense$2,006,000629
Additional noninterest expense$3,759,000879
Pre-tax net operating income$5,547,000954
Securities gains (losses)$278,000142
Applicable income taxes$1,456,000679
Income before extraordinary items$4,369,0001,013
Extraordinary gains, net$06
Net income$4,369,0001,012
Minority interest net income$065
Net income of bank and minority interests.$4,369,0001,012
Net charge-offs$231,000855
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,149,3801,045
2018-03-31 (YTD Data)Rank
Total interest income$10,752,000716
Total interest expense$1,233,000803
Net interest income$9,519,000701
Provision for loan and lease losses$100,0001,437
Total noninterest income$982,0001,284
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$309,000963
Trading account gains and fees$0123
Additional Noninterest Income$673,0001,231
Total noninterest expense$7,781,000728
Salaries and employee benefits$4,926,000634
Premises and equipment expense$1,015,000620
Additional noninterest expense$1,840,000887
Pre-tax net operating income$2,620,000967
Securities gains (losses)$0735
Applicable income taxes$655,000706
Income before extraordinary items$1,965,0001,072
Extraordinary gains, net$07
Net income$1,965,0001,071
Minority interest net income$052
Net income of bank and minority interests.$1,965,0001,072
Net charge-offs$198,000583
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,965,0001,065
2017-12-31 (YTD Data)Rank
Total interest income$40,781,000704
Total interest expense$4,908,000692
Net interest income$35,873,000710
Provision for loan and lease losses$2,800,000386
Total noninterest income$16,509,000488
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,205,0001,006
Trading account gains and fees$0151
Additional Noninterest Income$15,304,000382
Total noninterest expense$33,204,000659
Salaries and employee benefits$19,101,000639
Premises and equipment expense$3,748,000669
Additional noninterest expense$10,355,000655
Pre-tax net operating income$16,378,000638
Securities gains (losses)$16,0001,414
Applicable income taxes$5,641,000613
Income before extraordinary items$10,753,000702
Extraordinary gains, net$09
Net income$10,753,000701
Minority interest net income$076
Net income of bank and minority interests.$10,753,000702
Net charge-offs$2,216,000372
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,742,440691
2017-09-30 (YTD Data)Rank
Total interest income$30,158,000712
Total interest expense$3,710,000667
Net interest income$26,448,000721
Provision for loan and lease losses$1,000,000688
Total noninterest income$15,528,000410
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$911,0001,001
Trading account gains and fees$0145
Additional Noninterest Income$14,617,000320
Total noninterest expense$25,548,000648
Salaries and employee benefits$14,399,000633
Premises and equipment expense$3,294,000574
Additional noninterest expense$7,855,000649
Pre-tax net operating income$15,428,000541
Securities gains (losses)$-24,0005,516
Applicable income taxes$4,968,000498
Income before extraordinary items$10,436,000600
Extraordinary gains, net$09
Net income$10,436,000600
Minority interest net income$071
Net income of bank and minority interests.$10,436,000600
Net charge-offs$920,000524
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,452,320592
2017-06-30 (YTD Data)Rank
Total interest income$19,664,000723
Total interest expense$2,420,000662
Net interest income$17,244,000728
Provision for loan and lease losses$800,000587
Total noninterest income$14,553,000323
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$616,000976
Trading account gains and fees$0139
Additional Noninterest Income$13,937,000246
Total noninterest expense$18,323,000594
Salaries and employee benefits$9,818,000616
Premises and equipment expense$1,850,000680
Additional noninterest expense$6,655,000519
Pre-tax net operating income$12,674,000455
Securities gains (losses)$-30,0005,617
Applicable income taxes$4,064,000417
Income before extraordinary items$8,580,000492
Extraordinary gains, net$011
Net income$8,580,000490
Minority interest net income$071
Net income of bank and minority interests.$8,580,000492
Net charge-offs$27,0002,414
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,600,400487
2017-03-31 (YTD Data)Rank
Total interest income$9,626,000730
Total interest expense$1,153,000679
Net interest income$8,473,000737
Provision for loan and lease losses$250,000786
Total noninterest income$12,989,000217
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$310,000968
Trading account gains and fees$0142
Additional Noninterest Income$12,679,000160
Total noninterest expense$11,116,000504
Salaries and employee benefits$5,333,000583
Premises and equipment expense$1,114,000574
Additional noninterest expense$4,669,000398
Pre-tax net operating income$10,096,000332
Securities gains (losses)$-30,0005,740
Applicable income taxes$3,427,000309
Income before extraordinary items$6,639,000359
Extraordinary gains, net$08
Net income$6,639,000358
Minority interest net income$055
Net income of bank and minority interests.$6,639,000359
Net charge-offs$29,0001,668
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,658,800350
2016-12-31 (YTD Data)Rank
Total interest income$36,768,000732
Total interest expense$3,959,000743
Net interest income$32,809,000727
Provision for loan and lease losses$985,000913
Total noninterest income$4,219,0001,289
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,956,000454
Trading account gains and fees$0170
Additional Noninterest Income$1,263,0002,111
Total noninterest expense$28,346,000756
Salaries and employee benefits$16,959,000704
Premises and equipment expense$4,694,000533
Additional noninterest expense$6,693,000982
Pre-tax net operating income$7,697,0001,140
Securities gains (losses)$427,000505
Applicable income taxes$2,790,000829
Income before extraordinary items$5,334,0001,316
Extraordinary gains, net$05
Net income$5,334,0001,315
Minority interest net income$082
Net income of bank and minority interests.$5,334,0001,315
Net charge-offs$203,0001,910
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,052,1801,342
2016-09-30 (YTD Data)Rank
Total interest income$27,342,000734
Total interest expense$2,931,000752
Net interest income$24,411,000727
Provision for loan and lease losses$185,0002,113
Total noninterest income$3,140,0001,289
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,224,000449
Trading account gains and fees$0169
Additional Noninterest Income$916,0002,155
Total noninterest expense$20,969,000768
Salaries and employee benefits$12,764,000696
Premises and equipment expense$3,128,000594
Additional noninterest expense$5,077,000972
Pre-tax net operating income$6,397,0001,057
Securities gains (losses)$427,000455
Applicable income taxes$2,354,000783
Income before extraordinary items$4,470,0001,214
Extraordinary gains, net$05
Net income$4,470,0001,214
Minority interest net income$071
Net income of bank and minority interests.$4,470,0001,214
Net charge-offs$195,0001,475
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,188,1801,248
2016-06-30 (YTD Data)Rank
Total interest income$18,115,000741
Total interest expense$1,931,000756
Net interest income$16,184,000728
Provision for loan and lease losses$185,0001,699
Total noninterest income$2,160,0001,247
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,473,000454
Trading account gains and fees$0157
Additional Noninterest Income$687,0001,978
Total noninterest expense$13,979,000762
Salaries and employee benefits$8,437,000703
Premises and equipment expense$2,105,000590
Additional noninterest expense$3,437,000960
Pre-tax net operating income$4,180,0001,070
Securities gains (losses)$223,000552
Applicable income taxes$1,519,000790
Income before extraordinary items$2,884,0001,238
Extraordinary gains, net$016
Net income$2,884,0001,238
Minority interest net income$071
Net income of bank and minority interests.$2,884,0001,238
Net charge-offs$-3,0004,597
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,736,8201,257
2016-03-31 (YTD Data)Rank
Total interest income$9,003,000743
Total interest expense$943,000768
Net interest income$8,060,000734
Provision for loan and lease losses$03,656
Total noninterest income$1,078,0001,228
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$724,000460
Trading account gains and fees$0142
Additional Noninterest Income$354,0001,887
Total noninterest expense$6,880,000767
Salaries and employee benefits$4,222,000708
Premises and equipment expense$1,043,000605
Additional noninterest expense$1,615,0001,008
Pre-tax net operating income$2,258,000976
Securities gains (losses)$02,077
Applicable income taxes$779,000760
Income before extraordinary items$1,479,0001,200
Extraordinary gains, net$012
Net income$1,479,0001,200
Minority interest net income$062
Net income of bank and minority interests.$1,479,0001,201
Net charge-offs$41,0001,566
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,479,0001,165
2015-12-31 (YTD Data)Rank
Total interest income$33,762,000753
Total interest expense$3,809,000728
Net interest income$29,953,000754
Provision for loan and lease losses$1,668,000527
Total noninterest income$3,923,0001,313
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,879,000460
Trading account gains and fees$0159
Additional Noninterest Income$1,044,0002,327
Total noninterest expense$26,906,000772
Salaries and employee benefits$15,950,000715
Premises and equipment expense$4,156,000595
Additional noninterest expense$6,800,000968
Pre-tax net operating income$5,302,0001,506
Securities gains (losses)$1,468,000144
Applicable income taxes$2,234,000931
Income before extraordinary items$4,536,0001,461
Extraordinary gains, net$023
Net income$4,536,0001,461
Minority interest net income$081
Net income of bank and minority interests.$4,536,0001,461
Net charge-offs$1,216,000581
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,552,4401,733
2015-09-30 (YTD Data)Rank
Total interest income$24,861,000778
Total interest expense$2,865,000731
Net interest income$21,996,000773
Provision for loan and lease losses$1,105,000541
Total noninterest income$3,149,0001,288
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,110,000473
Trading account gains and fees$0153
Additional Noninterest Income$1,039,0001,980
Total noninterest expense$20,335,000770
Salaries and employee benefits$11,932,000733
Premises and equipment expense$3,130,000602
Additional noninterest expense$5,273,000930
Pre-tax net operating income$3,705,0001,616
Securities gains (losses)$1,106,000165
Applicable income taxes$1,588,000990
Income before extraordinary items$3,223,0001,532
Extraordinary gains, net$021
Net income$3,223,0001,533
Minority interest net income$078
Net income of bank and minority interests.$3,223,0001,533
Net charge-offs$1,222,000417
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,481,9801,866
2015-06-30 (YTD Data)Rank
Total interest income$16,218,000790
Total interest expense$1,915,000734
Net interest income$14,303,000790
Provision for loan and lease losses$806,000509
Total noninterest income$2,118,0001,280
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,397,000471
Trading account gains and fees$0157
Additional Noninterest Income$721,0001,929
Total noninterest expense$13,715,000762
Salaries and employee benefits$7,937,000732
Premises and equipment expense$2,079,000610
Additional noninterest expense$3,699,000879
Pre-tax net operating income$1,900,0001,961
Securities gains (losses)$806,000176
Applicable income taxes$866,0001,130
Income before extraordinary items$1,840,0001,734
Extraordinary gains, net$022
Net income$1,840,0001,738
Minority interest net income$075
Net income of bank and minority interests.$1,840,0001,738
Net charge-offs$1,137,000324
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,291,9202,255
2015-03-31 (YTD Data)Rank
Total interest income$7,969,000805
Total interest expense$947,000742
Net interest income$7,022,000802
Provision for loan and lease losses$500,000407
Total noninterest income$986,0001,310
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$674,000476
Trading account gains and fees$0152
Additional Noninterest Income$312,0002,069
Total noninterest expense$6,810,000765
Salaries and employee benefits$3,941,000750
Premises and equipment expense$1,048,000606
Additional noninterest expense$1,821,000876
Pre-tax net operating income$698,0002,417
Securities gains (losses)$695,000119
Applicable income taxes$460,0001,071
Income before extraordinary items$933,0001,706
Extraordinary gains, net$013
Net income$933,0001,708
Minority interest net income$064
Net income of bank and minority interests.$933,0001,708
Net charge-offs$18,0002,186
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$467,3502,779
2014-12-31 (YTD Data)Rank
Total interest income$30,677,000815
Total interest expense$3,921,000745
Net interest income$26,756,000824
Provision for loan and lease losses$1,150,000776
Total noninterest income$4,196,0001,243
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,746,000502
Trading account gains and fees$0180
Additional Noninterest Income$1,450,0001,808
Total noninterest expense$24,868,000808
Salaries and employee benefits$14,769,000752
Premises and equipment expense$3,647,000678
Additional noninterest expense$6,452,0001,020
Pre-tax net operating income$4,934,0001,538
Securities gains (losses)$1,164,000179
Applicable income taxes$1,955,000999
Income before extraordinary items$4,143,0001,540
Extraordinary gains, net$017
Net income$4,143,0001,537
Minority interest net income$084
Net income of bank and minority interests.$4,143,0001,539
Net charge-offs$920,000969
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,351,4801,811
2014-09-30 (YTD Data)Rank
Total interest income$22,758,000826
Total interest expense$2,945,000754
Net interest income$19,813,000841
Provision for loan and lease losses$1,300,000524
Total noninterest income$2,999,0001,298
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,025,000513
Trading account gains and fees$0174
Additional Noninterest Income$974,0001,966
Total noninterest expense$18,339,000819
Salaries and employee benefits$11,075,000748
Premises and equipment expense$2,656,000693
Additional noninterest expense$4,608,0001,071
Pre-tax net operating income$3,173,0001,767
Securities gains (losses)$1,169,000134
Applicable income taxes$1,259,0001,117
Income before extraordinary items$3,083,0001,539
Extraordinary gains, net$015
Net income$3,083,0001,539
Minority interest net income$081
Net income of bank and minority interests.$3,083,0001,539
Net charge-offs$658,000938
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,253,0101,976
2014-06-30 (YTD Data)Rank
Total interest income$15,052,000831
Total interest expense$1,965,000755
Net interest income$13,087,000838
Provision for loan and lease losses$700,000642
Total noninterest income$1,935,0001,313
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,310,000521
Trading account gains and fees$0172
Additional Noninterest Income$625,0001,995
Total noninterest expense$12,474,000804
Salaries and employee benefits$7,541,000730
Premises and equipment expense$1,704,000733
Additional noninterest expense$3,229,0001,005
Pre-tax net operating income$1,848,0001,937
Securities gains (losses)$580,000196
Applicable income taxes$704,0001,249
Income before extraordinary items$1,724,0001,750
Extraordinary gains, net$020
Net income$1,724,0001,753
Minority interest net income$080
Net income of bank and minority interests.$1,724,0001,752
Net charge-offs$664,000694
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,312,2002,152
2014-03-31 (YTD Data)Rank
Total interest income$7,419,000844
Total interest expense$975,000771
Net interest income$6,444,000852
Provision for loan and lease losses$400,000543
Total noninterest income$912,0001,329
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$630,000528
Trading account gains and fees$0147
Additional Noninterest Income$282,0002,089
Total noninterest expense$6,287,000811
Salaries and employee benefits$3,875,000725
Premises and equipment expense$845,000750
Additional noninterest expense$1,567,0001,028
Pre-tax net operating income$669,0002,402
Securities gains (losses)$279,000226
Applicable income taxes$275,0001,419
Income before extraordinary items$673,0002,070
Extraordinary gains, net$016
Net income$673,0002,073
Minority interest net income$066
Net income of bank and minority interests.$673,0002,073
Net charge-offs$87,0001,456
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$474,9102,623
2013-12-31 (YTD Data)Rank
Total interest income$28,114,000892
Total interest expense$4,143,000815
Net interest income$23,971,000894
Provision for loan and lease losses$1,850,000660
Total noninterest income$4,167,0001,286
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,550,000540
Trading account gains and fees$0184
Additional Noninterest Income$1,617,0001,764
Total noninterest expense$24,444,000833
Salaries and employee benefits$15,478,000709
Premises and equipment expense$3,232,000748
Additional noninterest expense$5,734,0001,176
Pre-tax net operating income$1,844,0003,006
Securities gains (losses)$2,312,000111
Applicable income taxes$1,122,0001,366
Income before extraordinary items$3,034,0001,882
Extraordinary gains, net$029
Net income$3,034,0001,884
Minority interest net income$090
Net income of bank and minority interests.$3,034,0001,884
Net charge-offs$414,0002,217
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,346,2403,304
2013-09-30 (YTD Data)Rank
Total interest income$20,725,000919
Total interest expense$3,144,000830
Net interest income$17,581,000917
Provision for loan and lease losses$1,650,000585
Total noninterest income$3,113,0001,318
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,887,000545
Trading account gains and fees$0180
Additional Noninterest Income$1,226,0001,797
Total noninterest expense$18,213,000844
Salaries and employee benefits$11,640,000708
Premises and equipment expense$2,413,000754
Additional noninterest expense$4,160,0001,202
Pre-tax net operating income$831,0004,002
Securities gains (losses)$2,045,000114
Applicable income taxes$834,0001,413
Income before extraordinary items$2,042,0002,097
Extraordinary gains, net$025
Net income$2,042,0002,105
Minority interest net income$084
Net income of bank and minority interests.$2,042,0002,104
Net charge-offs$434,0001,744
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$590,0504,256
2013-06-30 (YTD Data)Rank
Total interest income$13,517,000937
Total interest expense$2,093,000857
Net interest income$11,424,000935
Provision for loan and lease losses$1,050,000653
Total noninterest income$2,038,0001,341
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,235,000542
Trading account gains and fees$0157
Additional Noninterest Income$803,0001,852
Total noninterest expense$12,212,000834
Salaries and employee benefits$7,827,000705
Premises and equipment expense$1,605,000761
Additional noninterest expense$2,780,0001,199
Pre-tax net operating income$200,0005,319
Securities gains (losses)$1,418,000142
Applicable income taxes$469,0001,585
Income before extraordinary items$1,149,0002,367
Extraordinary gains, net$022
Net income$1,149,0002,377
Minority interest net income$082
Net income of bank and minority interests.$1,149,0002,375
Net charge-offs$95,0002,808
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$142,2205,496
2013-03-31 (YTD Data)Rank
Total interest income$6,683,000954
Total interest expense$1,005,000931
Net interest income$5,678,000939
Provision for loan and lease losses$250,0001,141
Total noninterest income$1,062,0001,310
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$604,000548
Trading account gains and fees$0148
Additional Noninterest Income$458,0001,677
Total noninterest expense$6,272,000821
Salaries and employee benefits$4,066,000683
Premises and equipment expense$782,000790
Additional noninterest expense$1,424,0001,159
Pre-tax net operating income$218,0004,343
Securities gains (losses)$544,000196
Applicable income taxes$221,0001,617
Income before extraordinary items$541,0002,442
Extraordinary gains, net$010
Net income$541,0002,444
Minority interest net income$076
Net income of bank and minority interests.$541,0002,444
Net charge-offs$22,0003,012
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$154,7604,587
2012-12-31 (YTD Data)Rank
Total interest income$27,455,000956
Total interest expense$4,390,0001,036
Net interest income$23,065,000943
Provision for loan and lease losses$800,0002,072
Total noninterest income$4,132,0001,300
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,543,000563
Trading account gains and fees$0166
Additional Noninterest Income$1,589,0001,794
Total noninterest expense$22,339,000908
Salaries and employee benefits$14,412,000723
Premises and equipment expense$3,053,000792
Additional noninterest expense$4,874,0001,394
Pre-tax net operating income$4,058,0001,633
Securities gains (losses)$805,000646
Applicable income taxes$1,357,0001,178
Income before extraordinary items$3,506,0001,628
Extraordinary gains, net$029
Net income$3,506,0001,629
Minority interest net income$093
Net income of bank and minority interests.$3,506,0001,629
Net charge-offs$23,0005,333
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,926,4001,798
2012-09-30 (YTD Data)Rank
Total interest income$20,528,000974
Total interest expense$3,317,0001,074
Net interest income$17,211,000956
Provision for loan and lease losses$400,0002,581
Total noninterest income$3,065,0001,316
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,885,000573
Trading account gains and fees$0157
Additional Noninterest Income$1,180,0001,789
Total noninterest expense$17,519,000852
Salaries and employee benefits$10,722,000728
Premises and equipment expense$2,370,000770
Additional noninterest expense$4,427,0001,167
Pre-tax net operating income$2,357,0002,080
Securities gains (losses)$731,000557
Applicable income taxes$957,0001,273
Income before extraordinary items$2,131,0001,993
Extraordinary gains, net$020
Net income$2,131,0001,992
Minority interest net income$086
Net income of bank and minority interests.$2,131,0001,994
Net charge-offs$25,0004,951
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,626,6102,367
2012-06-30 (YTD Data)Rank
Total interest income$13,723,000982
Total interest expense$2,203,0001,111
Net interest income$11,520,000958
Provision for loan and lease losses$250,0002,658
Total noninterest income$1,980,0001,336
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,257,000569
Trading account gains and fees$0153
Additional Noninterest Income$723,0001,877
Total noninterest expense$11,716,000844
Salaries and employee benefits$7,124,000728
Premises and equipment expense$1,547,000781
Additional noninterest expense$3,045,0001,132
Pre-tax net operating income$1,534,0002,103
Securities gains (losses)$571,000476
Applicable income taxes$653,0001,241
Income before extraordinary items$1,452,0001,941
Extraordinary gains, net$019
Net income$1,452,0001,939
Minority interest net income$084
Net income of bank and minority interests.$1,452,0001,941
Net charge-offs$25,0004,496
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,058,0102,380
2012-03-31 (YTD Data)Rank
Total interest income$6,866,000987
Total interest expense$1,100,0001,152
Net interest income$5,766,000951
Provision for loan and lease losses$05,254
Total noninterest income$984,0001,340
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$617,000574
Trading account gains and fees$0148
Additional Noninterest Income$367,0001,864
Total noninterest expense$5,828,000856
Salaries and employee benefits$3,637,000714
Premises and equipment expense$739,000816
Additional noninterest expense$1,452,0001,175
Pre-tax net operating income$922,0001,803
Securities gains (losses)$212,000582
Applicable income taxes$357,0001,165
Income before extraordinary items$777,0001,849
Extraordinary gains, net$019
Net income$777,0001,850
Minority interest net income$078
Net income of bank and minority interests.$777,0001,850
Net charge-offs$20,0003,684
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$630,7202,065
2011-12-31 (YTD Data)Rank
Total interest income$27,158,0001,030
Total interest expense$5,026,0001,198
Net interest income$22,132,000990
Provision for loan and lease losses$750,0002,824
Total noninterest income$5,221,0001,010
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,484,000588
Trading account gains and fees$0146
Additional Noninterest Income$2,737,0001,092
Total noninterest expense$21,847,000897
Salaries and employee benefits$13,287,000743
Premises and equipment expense$2,984,000839
Additional noninterest expense$5,576,0001,240
Pre-tax net operating income$4,756,0001,227
Securities gains (losses)$1,094,000407
Applicable income taxes$1,845,000856
Income before extraordinary items$4,005,0001,258
Extraordinary gains, net$029
Net income$4,005,0001,258
Minority interest net income$096
Net income of bank and minority interests.$4,005,0001,258
Net charge-offs$1,660,0001,749
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,0001,088
Net operating income$3,261,0801,427
2011-09-30 (YTD Data)Rank
Total interest income$20,197,0001,064
Total interest expense$3,835,0001,228
Net interest income$16,362,0001,015
Provision for loan and lease losses$600,0002,633
Total noninterest income$4,157,000962
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,839,000601
Trading account gains and fees$0145
Additional Noninterest Income$2,318,0001,010
Total noninterest expense$16,339,000906
Salaries and employee benefits$9,819,000756
Premises and equipment expense$2,258,000844
Additional noninterest expense$4,262,0001,214
Pre-tax net operating income$3,580,0001,270
Securities gains (losses)$795,000430
Applicable income taxes$1,454,000808
Income before extraordinary items$2,921,0001,322
Extraordinary gains, net$021
Net income$2,921,0001,322
Minority interest net income$087
Net income of bank and minority interests.$2,921,0001,322
Net charge-offs$1,662,0001,389
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,0001,016
Net operating income$2,388,3501,517
2011-06-30 (YTD Data)Rank
Total interest income$13,097,0001,103
Total interest expense$2,576,0001,272
Net interest income$10,521,0001,056
Provision for loan and lease losses$350,0002,768
Total noninterest income$1,928,0001,263
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,193,000622
Trading account gains and fees$0153
Additional Noninterest Income$735,0001,657
Total noninterest expense$10,947,000918
Salaries and employee benefits$6,596,000755
Premises and equipment expense$1,532,000836
Additional noninterest expense$2,819,0001,252
Pre-tax net operating income$1,152,0002,300
Securities gains (losses)$767,000252
Applicable income taxes$595,0001,163
Income before extraordinary items$1,324,0001,796
Extraordinary gains, net$015
Net income$1,324,0001,796
Minority interest net income$089
Net income of bank and minority interests.$1,324,0001,796
Net charge-offs$219,0003,013
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$794,7702,601
2011-03-31 (YTD Data)Rank
Total interest income$6,330,0001,153
Total interest expense$1,260,0001,350
Net interest income$5,070,0001,091
Provision for loan and lease losses$05,840
Total noninterest income$957,0001,252
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$580,000622
Trading account gains and fees$0158
Additional Noninterest Income$377,0001,636
Total noninterest expense$5,469,000913
Salaries and employee benefits$3,318,000752
Premises and equipment expense$765,000861
Additional noninterest expense$1,386,0001,274
Pre-tax net operating income$558,0002,362
Securities gains (losses)$168,000390
Applicable income taxes$225,0001,388
Income before extraordinary items$501,0002,251
Extraordinary gains, net$09
Net income$501,0002,250
Minority interest net income$086
Net income of bank and minority interests.$501,0002,251
Net charge-offs$100,0002,729
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$385,0802,687
2010-12-31 (YTD Data)Rank
Total interest income$26,499,0001,166
Total interest expense$5,767,0001,440
Net interest income$20,732,0001,079
Provision for loan and lease losses$890,0003,246
Total noninterest income$3,887,0001,295
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,513,000593
Trading account gains and fees$0175
Additional Noninterest Income$1,374,0001,784
Total noninterest expense$20,561,000972
Salaries and employee benefits$12,910,000750
Premises and equipment expense$2,763,000925
Additional noninterest expense$4,888,0001,483
Pre-tax net operating income$3,168,0001,549
Securities gains (losses)$910,000532
Applicable income taxes$1,268,0001,018
Income before extraordinary items$2,810,0001,482
Extraordinary gains, net$029
Net income$2,810,0001,484
Minority interest net income$0111
Net income of bank and minority interests.$2,810,0001,485
Net charge-offs$300,0004,300
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,182,1001,799
2010-09-30 (YTD Data)Rank
Total interest income$20,027,0001,178
Total interest expense$4,428,0001,465
Net interest income$15,599,0001,072
Provision for loan and lease losses$616,0003,200
Total noninterest income$2,890,0001,281
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,886,000596
Trading account gains and fees$0165
Additional Noninterest Income$1,004,0001,798
Total noninterest expense$15,396,000956
Salaries and employee benefits$9,657,000744
Premises and equipment expense$2,101,000920
Additional noninterest expense$3,638,0001,457
Pre-tax net operating income$2,477,0001,596
Securities gains (losses)$639,000602
Applicable income taxes$966,0001,027
Income before extraordinary items$2,150,0001,551
Extraordinary gains, net$023
Net income$2,150,0001,554
Minority interest net income$0110
Net income of bank and minority interests.$2,150,0001,554
Net charge-offs$164,0004,421
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,709,0901,831
2010-06-30 (YTD Data)Rank
Total interest income$13,388,0001,192
Total interest expense$3,030,0001,479
Net interest income$10,358,0001,079
Provision for loan and lease losses$566,0002,681
Total noninterest income$1,909,0001,269
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,257,000609
Trading account gains and fees$0152
Additional Noninterest Income$652,0001,760
Total noninterest expense$10,108,000972
Salaries and employee benefits$6,275,000766
Premises and equipment expense$1,408,000931
Additional noninterest expense$2,425,0001,463
Pre-tax net operating income$1,593,0001,638
Securities gains (losses)$639,000385
Applicable income taxes$692,000945
Income before extraordinary items$1,540,0001,429
Extraordinary gains, net$019
Net income$1,540,0001,429
Minority interest net income$0105
Net income of bank and minority interests.$1,540,0001,430
Net charge-offs$149,0003,836
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,099,0901,857
2010-03-31 (YTD Data)Rank
Total interest income$6,657,0001,224
Total interest expense$1,566,0001,510
Net interest income$5,091,0001,104
Provision for loan and lease losses$78,0004,264
Total noninterest income$937,0001,301
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$619,000620
Trading account gains and fees$0175
Additional Noninterest Income$318,0001,770
Total noninterest expense$4,977,0001,000
Salaries and employee benefits$3,073,000795
Premises and equipment expense$704,000961
Additional noninterest expense$1,200,0001,475
Pre-tax net operating income$973,0001,337
Securities gains (losses)$134,000672
Applicable income taxes$343,000936
Income before extraordinary items$764,0001,446
Extraordinary gains, net$016
Net income$764,0001,448
Minority interest net income$091
Net income of bank and minority interests.$764,0001,448
Net charge-offs$153,0002,697
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$671,5401,563
2009-12-31 (YTD Data)Rank
Total interest income$27,427,0001,256
Total interest expense$7,933,0001,494
Net interest income$19,494,0001,131
Provision for loan and lease losses$800,0003,838
Total noninterest income$2,916,0001,647
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,317,000728
Trading account gains and fees$0211
Additional Noninterest Income$599,0002,905
Total noninterest expense$20,362,0001,026
Salaries and employee benefits$12,462,000784
Premises and equipment expense$2,819,000965
Additional noninterest expense$5,081,0001,474
Pre-tax net operating income$1,248,0002,646
Securities gains (losses)$1,119,000446
Applicable income taxes$734,0001,199
Income before extraordinary items$1,633,0001,975
Extraordinary gains, net$034
Net income$1,633,0001,972
Minority interest net income$0115
Net income of bank and minority interests.$1,633,0001,974
Net charge-offs$205,0004,972
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$860,8902,959
2009-09-30 (YTD Data)Rank
Total interest income$20,596,0001,280
Total interest expense$6,168,0001,518
Net interest income$14,428,0001,145
Provision for loan and lease losses$550,0003,654
Total noninterest income$1,919,0001,834
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,686,000741
Trading account gains and fees$0212
Additional Noninterest Income$233,0004,020
Total noninterest expense$15,202,0001,016
Salaries and employee benefits$9,182,000808
Premises and equipment expense$2,098,000974
Additional noninterest expense$3,922,0001,389
Pre-tax net operating income$595,0003,612
Securities gains (losses)$1,119,000341
Applicable income taxes$531,0001,342
Income before extraordinary items$1,183,0002,200
Extraordinary gains, net$027
Net income$1,183,0002,197
Minority interest net income$0118
Net income of bank and minority interests.$1,183,0002,200
Net charge-offs$174,0004,421
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$410,8903,914
2009-06-30 (YTD Data)Rank
Total interest income$13,833,0001,298
Total interest expense$4,299,0001,533
Net interest income$9,534,0001,168
Provision for loan and lease losses$350,0003,472
Total noninterest income$973,0002,229
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,092,000757
Trading account gains and fees$0193
Additional Noninterest Income$-119,0007,979
Total noninterest expense$9,988,0001,049
Salaries and employee benefits$6,075,000837
Premises and equipment expense$1,397,0001,006
Additional noninterest expense$2,516,0001,474
Pre-tax net operating income$169,0004,834
Securities gains (losses)$802,000353
Applicable income taxes$302,0001,522
Income before extraordinary items$669,0002,588
Extraordinary gains, net$021
Net income$669,0002,585
Minority interest net income$0112
Net income of bank and minority interests.$669,0002,587
Net charge-offs$122,0004,024
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$115,6205,001
2009-03-31 (YTD Data)Rank
Total interest income$7,083,0001,275
Total interest expense$2,240,0001,526
Net interest income$4,843,0001,136
Provision for loan and lease losses$75,0004,299
Total noninterest income$811,0001,539
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$509,000800
Trading account gains and fees$0171
Additional Noninterest Income$302,0001,949
Total noninterest expense$4,804,0001,051
Salaries and employee benefits$2,967,000857
Premises and equipment expense$758,000944
Additional noninterest expense$1,079,0001,493
Pre-tax net operating income$775,0001,655
Securities gains (losses)$104,000975
Applicable income taxes$273,0001,152
Income before extraordinary items$606,0001,773
Extraordinary gains, net$015
Net income$606,0001,774
Minority interest net income$0102
Net income of bank and minority interests.$606,0001,775
Net charge-offs$3,0005,319
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$534,2401,889
2008-12-31 (YTD Data)Rank
Total interest income$30,972,0001,236
Total interest expense$11,817,0001,379
Net interest income$19,155,0001,160
Provision for loan and lease losses$799,0003,055
Total noninterest income$1,721,0002,386
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,995,000881
Trading account gains and fees$0154
Additional Noninterest Income$-274,0008,187
Total noninterest expense$21,904,000901
Salaries and employee benefits$12,390,000798
Premises and equipment expense$3,020,000909
Additional noninterest expense$6,494,000988
Pre-tax net operating income$-1,827,0007,307
Securities gains (losses)$-4,708,0008,071
Applicable income taxes$-3,004,0008,018
Income before extraordinary items$-3,531,0007,689
Extraordinary gains, net$039
Net income$-3,531,0007,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$981,0001,982
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-517,8806,855
2008-09-30 (YTD Data)Rank
Total interest income$23,396,0001,251
Total interest expense$9,279,0001,372
Net interest income$14,117,0001,202
Provision for loan and lease losses$799,0002,103
Total noninterest income$844,0003,230
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,444,000923
Trading account gains and fees$0148
Additional Noninterest Income$-600,0008,348
Total noninterest expense$15,199,000980
Salaries and employee benefits$9,195,000831
Premises and equipment expense$2,222,000929
Additional noninterest expense$3,782,0001,214
Pre-tax net operating income$-1,037,0007,550
Securities gains (losses)$644,000261
Applicable income taxes$-120,0007,568
Income before extraordinary items$-273,0006,990
Extraordinary gains, net$031
Net income$-273,0006,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$969,0001,331
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-717,3607,475
2008-06-30 (YTD Data)Rank
Total interest income$15,596,0001,273
Total interest expense$6,580,0001,340
Net interest income$9,016,0001,239
Provision for loan and lease losses$799,0001,425
Total noninterest income$-42,0008,382
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$945,000925
Trading account gains and fees$0149
Additional Noninterest Income$-987,0008,440
Total noninterest expense$10,449,000948
Salaries and employee benefits$6,166,000842
Premises and equipment expense$1,514,000901
Additional noninterest expense$2,769,0001,083
Pre-tax net operating income$-2,274,0008,189
Securities gains (losses)$350,000402
Applicable income taxes$-595,0008,203
Income before extraordinary items$-1,329,0008,110
Extraordinary gains, net$021
Net income$-1,329,0008,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,516
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,570,5008,154
2008-03-31 (YTD Data)Rank
Total interest income$7,856,0001,309
Total interest expense$3,507,0001,333
Net interest income$4,349,0001,276
Provision for loan and lease losses$799,000730
Total noninterest income$814,0001,546
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$466,000929
Trading account gains and fees$0158
Additional Noninterest Income$348,0001,792
Total noninterest expense$5,721,000835
Salaries and employee benefits$3,144,000820
Premises and equipment expense$840,000830
Additional noninterest expense$1,737,000829
Pre-tax net operating income$-1,357,0008,319
Securities gains (losses)$02,688
Applicable income taxes$-420,0008,345
Income before extraordinary items$-937,0008,293
Extraordinary gains, net$015
Net income$-937,0008,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-937,0008,282
2007-12-31 (YTD Data)Rank
Total interest income$34,071,0001,238
Total interest expense$15,365,0001,303
Net interest income$18,706,0001,187
Provision for loan and lease losses$4,838,000416
Total noninterest income$3,169,0001,576
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,798,000988
Trading account gains and fees$0178
Additional Noninterest Income$1,371,0001,786
Total noninterest expense$18,611,0001,004
Salaries and employee benefits$12,240,000802
Premises and equipment expense$2,564,0001,033
Additional noninterest expense$3,807,0001,458
Pre-tax net operating income$-1,574,0008,212
Securities gains (losses)$1,505,000136
Applicable income taxes$-78,0007,989
Income before extraordinary items$9,0007,474
Extraordinary gains, net$039
Net income$9,0007,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,207,000226
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-954,2008,088
2007-09-30 (YTD Data)Rank
Total interest income$25,787,0001,227
Total interest expense$11,550,0001,298
Net interest income$14,237,0001,180
Provision for loan and lease losses$2,390,000444
Total noninterest income$2,339,0001,597
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,310,0001,004
Trading account gains and fees$0184
Additional Noninterest Income$1,029,0001,798
Total noninterest expense$13,638,0001,019
Salaries and employee benefits$8,849,000837
Premises and equipment expense$1,925,0001,011
Additional noninterest expense$2,864,0001,406
Pre-tax net operating income$548,0005,610
Securities gains (losses)$1,390,000127
Applicable income taxes$506,0002,517
Income before extraordinary items$1,432,0003,076
Extraordinary gains, net$033
Net income$1,432,0003,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,621
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$403,4005,805
2007-06-30 (YTD Data)Rank
Total interest income$17,226,0001,248
Total interest expense$7,769,0001,291
Net interest income$9,457,0001,205
Provision for loan and lease losses$06,209
Total noninterest income$1,565,0001,621
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$861,0001,023
Trading account gains and fees$0168
Additional Noninterest Income$704,0001,765
Total noninterest expense$9,439,000999
Salaries and employee benefits$6,162,000816
Premises and equipment expense$1,317,000989
Additional noninterest expense$1,960,0001,381
Pre-tax net operating income$1,583,0002,586
Securities gains (losses)$711,000147
Applicable income taxes$715,0001,638
Income before extraordinary items$1,579,0002,127
Extraordinary gains, net$029
Net income$1,579,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,011
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,088,4102,834
2007-03-31 (YTD Data)Rank
Total interest income$8,600,0001,233
Total interest expense$3,964,0001,243
Net interest income$4,636,0001,224
Provision for loan and lease losses$05,779
Total noninterest income$822,0001,536
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$355,0001,218
Trading account gains and fees$0195
Additional Noninterest Income$467,0001,433
Total noninterest expense$4,833,000970
Salaries and employee benefits$3,134,000810
Premises and equipment expense$653,0001,009
Additional noninterest expense$1,046,0001,285
Pre-tax net operating income$625,0003,036
Securities gains (losses)$367,000142
Applicable income taxes$310,0001,815
Income before extraordinary items$682,0002,380
Extraordinary gains, net$022
Net income$682,0002,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$428,7703,320
2006-12-31 (YTD Data)Rank
Total interest income$34,806,0001,133
Total interest expense$13,901,0001,210
Net interest income$20,905,0001,061
Provision for loan and lease losses$2,000,000563
Total noninterest income$2,706,0001,776
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,466,0001,212
Trading account gains and fees$0130
Additional Noninterest Income$1,240,0001,914
Total noninterest expense$17,989,000999
Salaries and employee benefits$11,660,000817
Premises and equipment expense$2,566,000975
Additional noninterest expense$3,763,0001,409
Pre-tax net operating income$3,622,0002,414
Securities gains (losses)$905,000179
Applicable income taxes$1,408,0001,762
Income before extraordinary items$3,119,0002,205
Extraordinary gains, net$051
Net income$3,119,0002,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,703
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,494,5502,612
2006-09-30 (YTD Data)Rank
Total interest income$25,983,0001,142
Total interest expense$10,064,0001,217
Net interest income$15,919,0001,068
Provision for loan and lease losses$06,685
Total noninterest income$2,148,0001,705
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,056,0001,269
Trading account gains and fees$0126
Additional Noninterest Income$1,092,0001,707
Total noninterest expense$13,220,0001,025
Salaries and employee benefits$8,547,000853
Premises and equipment expense$1,872,0001,012
Additional noninterest expense$2,801,0001,413
Pre-tax net operating income$4,847,0001,541
Securities gains (losses)$630,000193
Applicable income taxes$1,811,0001,184
Income before extraordinary items$3,666,0001,525
Extraordinary gains, net$045
Net income$3,666,0001,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,033
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,243,9001,706
2006-06-30 (YTD Data)Rank
Total interest income$17,261,0001,121
Total interest expense$6,593,0001,178
Net interest income$10,668,0001,064
Provision for loan and lease losses$06,419
Total noninterest income$1,340,0001,799
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$601,0001,477
Trading account gains and fees$0126
Additional Noninterest Income$739,0001,688
Total noninterest expense$8,942,0001,010
Salaries and employee benefits$5,737,000853
Premises and equipment expense$1,284,000985
Additional noninterest expense$1,921,0001,386
Pre-tax net operating income$3,066,0001,617
Securities gains (losses)$-259,0008,653
Applicable income taxes$928,0001,483
Income before extraordinary items$1,879,0001,938
Extraordinary gains, net$039
Net income$1,879,0001,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,052,5301,768
2006-03-31 (YTD Data)Rank
Total interest income$8,463,0001,112
Total interest expense$3,209,0001,142
Net interest income$5,254,0001,076
Provision for loan and lease losses$06,013
Total noninterest income$656,0001,790
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$290,0001,468
Trading account gains and fees$0115
Additional Noninterest Income$366,0001,668
Total noninterest expense$4,617,000975
Salaries and employee benefits$2,931,000833
Premises and equipment expense$694,000912
Additional noninterest expense$992,0001,328
Pre-tax net operating income$1,293,0001,855
Securities gains (losses)$241,000158
Applicable income taxes$507,0001,388
Income before extraordinary items$1,027,0001,745
Extraordinary gains, net$021
Net income$1,027,0001,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$865,5302,027
2005-12-31 (YTD Data)Rank
Total interest income$31,606,0001,046
Total interest expense$9,226,0001,227
Net interest income$22,380,000951
Provision for loan and lease losses$07,120
Total noninterest income$2,868,0001,680
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,075,0001,619
Trading account gains and fees$0138
Additional Noninterest Income$1,793,0001,454
Total noninterest expense$17,235,000980
Salaries and employee benefits$10,881,000839
Premises and equipment expense$2,688,000883
Additional noninterest expense$3,666,0001,395
Pre-tax net operating income$8,013,0001,196
Securities gains (losses)$508,000277
Applicable income taxes$2,728,0001,047
Income before extraordinary items$5,793,0001,245
Extraordinary gains, net$046
Net income$5,793,0001,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-127,0008,666
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,447,5601,290
2005-09-30 (YTD Data)Rank
Total interest income$23,296,0001,027
Total interest expense$6,413,0001,250
Net interest income$16,883,000936
Provision for loan and lease losses$06,899
Total noninterest income$2,281,0001,587
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$798,0001,622
Trading account gains and fees$0126
Additional Noninterest Income$1,483,0001,380
Total noninterest expense$12,799,000989
Salaries and employee benefits$8,147,000830
Premises and equipment expense$1,987,000887
Additional noninterest expense$2,665,0001,425
Pre-tax net operating income$6,365,0001,124
Securities gains (losses)$329,000364
Applicable income taxes$2,210,000982
Income before extraordinary items$4,484,0001,209
Extraordinary gains, net$035
Net income$4,484,0001,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,0008,479
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,263,5701,242
2005-06-30 (YTD Data)Rank
Total interest income$15,235,0001,017
Total interest expense$4,011,0001,246
Net interest income$11,224,000931
Provision for loan and lease losses$06,626
Total noninterest income$1,655,0001,477
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$531,0001,586
Trading account gains and fees$0116
Additional Noninterest Income$1,124,0001,231
Total noninterest expense$8,632,000972
Salaries and employee benefits$5,470,000813
Premises and equipment expense$1,360,000859
Additional noninterest expense$1,802,0001,380
Pre-tax net operating income$4,247,0001,105
Securities gains (losses)$60,000732
Applicable income taxes$1,422,0001,006
Income before extraordinary items$2,885,0001,221
Extraordinary gains, net$030
Net income$2,885,0001,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0008,444
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,844,8001,209
2005-03-31 (YTD Data)Rank
Total interest income$7,575,0001,008
Total interest expense$1,935,0001,224
Net interest income$5,640,000918
Provision for loan and lease losses$06,226
Total noninterest income$918,0001,336
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$272,0001,497
Trading account gains and fees$0115
Additional Noninterest Income$646,0001,113
Total noninterest expense$4,454,000940
Salaries and employee benefits$2,772,000796
Premises and equipment expense$754,000791
Additional noninterest expense$928,0001,336
Pre-tax net operating income$2,104,0001,096
Securities gains (losses)$162,000288
Applicable income taxes$748,000952
Income before extraordinary items$1,518,0001,138
Extraordinary gains, net$024
Net income$1,518,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,394
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,409,4601,205
2004-12-31 (YTD Data)Rank
Total interest income$29,108,000972
Total interest expense$7,324,0001,109
Net interest income$21,784,000904
Provision for loan and lease losses$-250,0008,859
Total noninterest income$2,463,0001,885
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,078,0001,628
Trading account gains and fees$0138
Additional Noninterest Income$1,385,0001,733
Total noninterest expense$16,976,000957
Salaries and employee benefits$10,670,000800
Premises and equipment expense$2,548,000877
Additional noninterest expense$3,758,0001,326
Pre-tax net operating income$7,521,0001,160
Securities gains (losses)$1,053,000275
Applicable income taxes$2,832,000945
Income before extraordinary items$5,742,0001,134
Extraordinary gains, net$034
Net income$5,742,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,147
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,036,4901,260
2004-09-30 (YTD Data)Rank
Total interest income$21,548,000974
Total interest expense$5,390,0001,107
Net interest income$16,158,000913
Provision for loan and lease losses$07,100
Total noninterest income$1,748,0001,980
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$807,0001,643
Trading account gains and fees$0134
Additional Noninterest Income$941,0001,849
Total noninterest expense$12,453,000979
Salaries and employee benefits$7,795,000824
Premises and equipment expense$1,837,000910
Additional noninterest expense$2,821,0001,317
Pre-tax net operating income$5,453,0001,204
Securities gains (losses)$919,000291
Applicable income taxes$2,105,000977
Income before extraordinary items$4,267,0001,158
Extraordinary gains, net$026
Net income$4,267,0001,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,602
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,651,2701,303
2004-06-30 (YTD Data)Rank
Total interest income$14,134,000974
Total interest expense$3,505,0001,124
Net interest income$10,629,000917
Provision for loan and lease losses$06,885
Total noninterest income$1,139,0002,001
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$544,0001,606
Trading account gains and fees$0130
Additional Noninterest Income$595,0001,936
Total noninterest expense$8,299,000978
Salaries and employee benefits$5,133,000835
Premises and equipment expense$1,232,000913
Additional noninterest expense$1,934,0001,254
Pre-tax net operating income$3,469,0001,237
Securities gains (losses)$712,000279
Applicable income taxes$1,381,000985
Income before extraordinary items$2,800,0001,167
Extraordinary gains, net$021
Net income$2,800,0001,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,580
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,322,9601,346
2004-03-31 (YTD Data)Rank
Total interest income$7,094,000980
Total interest expense$1,754,0001,141
Net interest income$5,340,000920
Provision for loan and lease losses$06,501
Total noninterest income$555,0002,005
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$288,0001,490
Trading account gains and fees$0121
Additional Noninterest Income$267,0002,030
Total noninterest expense$4,143,000989
Salaries and employee benefits$2,614,000843
Premises and equipment expense$611,000944
Additional noninterest expense$918,0001,312
Pre-tax net operating income$1,752,0001,201
Securities gains (losses)$447,000283
Applicable income taxes$726,000962
Income before extraordinary items$1,473,0001,113
Extraordinary gains, net$016
Net income$1,473,0001,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,521
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,173,5101,296
2003-12-31 (YTD Data)Rank
Total interest income$28,698,000982
Total interest expense$8,504,0001,050
Net interest income$20,194,000949
Provision for loan and lease losses$07,651
Total noninterest income$2,409,0002,010
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,063,0001,612
Trading account gains and fees$0160
Additional Noninterest Income$1,346,0001,965
Total noninterest expense$15,634,0001,042
Salaries and employee benefits$9,969,000857
Premises and equipment expense$2,367,000958
Additional noninterest expense$3,298,0001,500
Pre-tax net operating income$6,969,0001,204
Securities gains (losses)$1,173,000427
Applicable income taxes$2,690,0001,005
Income before extraordinary items$5,452,0001,177
Extraordinary gains, net$054
Net income$5,452,0001,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,674
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,666,0901,296
2003-09-30 (YTD Data)Rank
Total interest income$21,475,0001,005
Total interest expense$6,651,0001,048
Net interest income$14,824,000984
Provision for loan and lease losses$07,481
Total noninterest income$1,714,0002,139
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$783,0001,649
Trading account gains and fees$0153
Additional Noninterest Income$931,0002,156
Total noninterest expense$11,610,0001,050
Salaries and employee benefits$7,387,000873
Premises and equipment expense$1,813,000939
Additional noninterest expense$2,410,0001,528
Pre-tax net operating income$4,928,0001,308
Securities gains (losses)$837,000500
Applicable income taxes$1,904,0001,100
Income before extraordinary items$3,861,0001,274
Extraordinary gains, net$040
Net income$3,861,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,281
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,300,2101,411
2003-06-30 (YTD Data)Rank
Total interest income$14,398,0001,008
Total interest expense$4,718,0001,018
Net interest income$9,680,0001,001
Provision for loan and lease losses$07,324
Total noninterest income$1,064,0002,255
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$513,0001,644
Trading account gains and fees$0150
Additional Noninterest Income$551,0002,304
Total noninterest expense$7,697,0001,058
Salaries and employee benefits$4,942,000874
Premises and equipment expense$1,207,000947
Additional noninterest expense$1,548,0001,568
Pre-tax net operating income$3,047,0001,403
Securities gains (losses)$627,000501
Applicable income taxes$1,214,0001,164
Income before extraordinary items$2,460,0001,348
Extraordinary gains, net$030
Net income$2,460,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,039,9101,491
2003-03-31 (YTD Data)Rank
Total interest income$7,296,000998
Total interest expense$2,502,000988
Net interest income$4,794,0001,010
Provision for loan and lease losses$06,934
Total noninterest income$559,0002,106
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$268,0001,537
Trading account gains and fees$0134
Additional Noninterest Income$291,0002,154
Total noninterest expense$3,861,0001,044
Salaries and employee benefits$2,508,000854
Premises and equipment expense$520,0001,114
Additional noninterest expense$833,0001,439
Pre-tax net operating income$1,492,0001,434
Securities gains (losses)$1,0002,714
Applicable income taxes$493,0001,388
Income before extraordinary items$1,000,0001,607
Extraordinary gains, net$021
Net income$1,000,0001,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$999,3301,508
2002-12-31 (YTD Data)Rank
Total interest income$31,983,000953
Total interest expense$13,141,000867
Net interest income$18,842,0001,028
Provision for loan and lease losses$-1,193,0009,345
Total noninterest income$3,142,0001,509
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,305,0001,235
Trading account gains and fees$-123,0009,312
Additional Noninterest Income$1,960,0001,329
Total noninterest expense$15,290,0001,015
Salaries and employee benefits$9,927,000813
Premises and equipment expense$2,168,0001,011
Additional noninterest expense$3,195,0001,488
Pre-tax net operating income$7,887,0001,075
Securities gains (losses)$1,001,000424
Applicable income taxes$2,734,0001,007
Income before extraordinary items$6,154,0001,021
Extraordinary gains, net$070
Net income$6,154,0001,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,227
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,463,3101,101
2001-12-31 (YTD Data)Rank
Total interest income$34,933,000972
Total interest expense$16,278,000986
Net interest income$18,655,000962
Provision for loan and lease losses$90,0005,778
Total noninterest income$2,004,0002,012
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,275,0001,164
Trading account gains and fees$-136,0009,578
Additional Noninterest Income$865,0002,263
Total noninterest expense$14,074,0001,051
Salaries and employee benefits$9,075,000814
Premises and equipment expense$1,707,0001,252
Additional noninterest expense$3,292,0001,422
Pre-tax net operating income$6,495,0001,148
Securities gains (losses)$1,641,000287
Applicable income taxes$2,810,000886
Income before extraordinary items$5,326,0001,030
Extraordinary gains, net$0105
Net income$5,326,0001,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-110,0009,516
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,259,3501,232
2000-12-31 (YTD Data)Rank
Total interest income$33,385,0001,059
Total interest expense$15,774,0001,108
Net interest income$17,611,000988
Provision for loan and lease losses$95,0005,433
Total noninterest income$2,321,0001,678
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,163,0001,165
Trading account gains and fees$75,000134
Additional Noninterest Income$1,083,0001,767
Total noninterest expense$12,696,0001,098
Salaries and employee benefits$8,059,000863
Premises and equipment expense$1,614,0001,260
Additional noninterest expense$3,023,0001,487
Pre-tax net operating income$7,141,0001,060
Securities gains (losses)$1,315,000136
Applicable income taxes$2,928,000846
Income before extraordinary items$5,528,000966
Extraordinary gains, net$038
Net income$5,528,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-338,0009,862
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,673,2501,126
1999-12-31 (YTD Data)Rank
Total interest income$30,369,0001,070
Total interest expense$15,003,0001,023
Net interest income$15,366,0001,145
Provision for loan and lease losses$08,503
Total noninterest income$2,119,0001,783
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,132,0001,174
Trading account gains and fees$162,000111
Additional Noninterest Income$825,0002,119
Total noninterest expense$11,850,0001,165
Salaries and employee benefits$7,154,000957
Premises and equipment expense$1,653,0001,222
Additional noninterest expense$3,043,0001,500
Pre-tax net operating income$5,635,0001,354
Securities gains (losses)$1,792,000147
Applicable income taxes$2,975,000890
Income before extraordinary items$4,452,0001,225
Extraordinary gains, net$035
Net income$4,452,0001,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-66,0009,972
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,305,1201,581
1998-12-31 (YTD Data)Rank
Total interest income$30,810,0001,060
Total interest expense$15,286,0001,033
Net interest income$15,524,0001,089
Provision for loan and lease losses$-100,00010,312
Total noninterest income$2,497,0001,542
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,188,0001,053
Trading account gains and fees$-96,0004,436
Additional Noninterest Income$1,405,0001,464
Total noninterest expense$12,535,0001,059
Salaries and employee benefits$7,579,000869
Premises and equipment expense$1,493,0001,298
Additional noninterest expense$3,463,0001,279
Pre-tax net operating income$5,586,0001,343
Securities gains (losses)$2,116,000219
Applicable income taxes$2,454,0001,038
Income before extraordinary items$5,248,0001,027
Extraordinary gains, net$032
Net income$5,248,0001,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-129,00010,300
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,809,1201,337
1997-12-31 (YTD Data)Rank
Total interest income$30,797,0001,097
Total interest expense$14,221,0001,141
Net interest income$16,576,0001,058
Provision for loan and lease losses$710,0001,316
Total noninterest income$3,031,0001,283
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,368,000930
Trading account gains and fees$40,000181
Additional Noninterest Income$1,623,0001,268
Total noninterest expense$12,002,0001,111
Salaries and employee benefits$6,853,000960
Premises and equipment expense$1,857,0001,066
Additional noninterest expense$3,292,0001,328
Pre-tax net operating income$6,895,0001,154
Securities gains (losses)$1,825,000199
Applicable income taxes$3,086,000908
Income before extraordinary items$5,634,000991
Extraordinary gains, net$044
Net income$5,634,000992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0002,047
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,447,7501,207
1996-12-31 (YTD Data)Rank
Total interest income$29,887,0001,151
Total interest expense$13,912,0001,179
Net interest income$15,975,0001,134
Provision for loan and lease losses$450,0001,887
Total noninterest income$5,158,000934
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,463,000903
Trading account gains and fees$155,000165
Additional Noninterest Income$3,540,000802
Total noninterest expense$15,084,0001,014
Salaries and employee benefits$6,960,000966
Premises and equipment expense$1,788,0001,174
Additional noninterest expense$6,336,000952
Pre-tax net operating income$5,599,0001,276
Securities gains (losses)$892,000277
Applicable income taxes$2,162,0001,147
Income before extraordinary items$4,329,0001,174
Extraordinary gains, net$053
Net income$4,329,0001,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$540,0001,346
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,731,3601,299
1995-12-31 (YTD Data)Rank
Total interest income$27,425,0001,254
Total interest expense$12,161,0001,352
Net interest income$15,264,0001,184
Provision for loan and lease losses$1,300,000778
Total noninterest income$3,745,0001,162
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,485,000897
Trading account gains and fees$233,000227
Additional Noninterest Income$2,027,0001,116
Total noninterest expense$11,739,0001,242
Salaries and employee benefits$7,348,000930
Premises and equipment expense$1,404,0001,465
Additional noninterest expense$2,987,0001,711
Pre-tax net operating income$5,970,0001,279
Securities gains (losses)$-523,00011,812
Applicable income taxes$546,0003,928
Income before extraordinary items$4,901,0001,086
Extraordinary gains, net$065
Net income$4,901,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$966,000899
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,371,700984
1994-12-31 (YTD Data)Rank
Total interest income$24,501,0001,280
Total interest expense$10,660,0001,232
Net interest income$13,841,0001,310
Provision for loan and lease losses$900,000996
Total noninterest income$3,431,0001,227
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,416,000926
Trading account gains and fees$-81,0004,869
Additional Noninterest Income$2,096,0001,096
Total noninterest expense$12,732,0001,176
Salaries and employee benefits$6,361,0001,060
Premises and equipment expense$1,613,0001,295
Additional noninterest expense$4,758,0001,225
Pre-tax net operating income$3,640,0001,961
Securities gains (losses)$428,000300
Applicable income taxes$-216,00012,397
Income before extraordinary items$4,284,0001,188
Extraordinary gains, net$0249
Net income$4,284,0001,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0001,313
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,856,0001,320
1993-12-31 (YTD Data)Rank
Total interest income$25,750,0001,237
Total interest expense$11,734,0001,158
Net interest income$14,016,0001,286
Provision for loan and lease losses$737,0001,603
Total noninterest income$7,492,000739
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,290,0001,023
Trading account gains and fees$17,000387
Additional Noninterest Income$6,185,000584
Total noninterest expense$17,763,000932
Salaries and employee benefits$5,987,0001,129
Premises and equipment expense$1,558,0001,371
Additional noninterest expense$10,218,000750
Pre-tax net operating income$3,008,0002,283
Securities gains (losses)$1,207,000467
Applicable income taxes$-1,174,00013,192
Income before extraordinary items$5,389,000963
Extraordinary gains, net$03,149
Net income$5,389,000992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,516,000866
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,182,0001,135
1992-12-31 (YTD Data)Rank
Total interest income$28,285,0001,294
Total interest expense$15,106,0001,179
Net interest income$13,179,0001,403
Provision for loan and lease losses$1,493,0001,409
Total noninterest income$8,354,000676
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,115,0001,191
Trading account gains and fees$-81,0005,262
Additional Noninterest Income$7,320,000518
Total noninterest expense$19,928,000848
Salaries and employee benefits$5,466,0001,226
Premises and equipment expense$1,658,0001,319
Additional noninterest expense$12,804,000634
Pre-tax net operating income$112,00011,899
Securities gains (losses)$1,957,000419
Applicable income taxes$137,0008,960
Income before extraordinary items$1,932,0002,365
Extraordinary gains, net$589,000184
Net income$2,521,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,519,000567
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$111,99011,473

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.