Home > The Lorain National Bank > Income and Expense
The Lorain National Bank, Income and Expense
2015-06-30 (YTD Data) | Rank | |
Total interest income | $20,410,000 | 628 |
Total interest expense | $2,369,000 | 589 |
Net interest income | $18,041,000 | 635 |
Provision for loan and lease losses | $0 | 4,069 |
Total noninterest income | $5,949,000 | 616 |
Gross Fiduciary activities income | $872,000 | 371 |
Service charges on deposit accounts | $1,545,000 | 439 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $3,532,000 | 646 |
Total noninterest expense | $17,727,000 | 603 |
Salaries and employee benefits | $9,236,000 | 617 |
Premises and equipment expense | $2,265,000 | 561 |
Additional noninterest expense | $6,226,000 | 550 |
Pre-tax net operating income | $6,263,000 | 738 |
Securities gains (losses) | $192,000 | 546 |
Applicable income taxes | $1,859,000 | 663 |
Income before extraordinary items | $4,596,000 | 799 |
Extraordinary gains, net | $0 | 22 |
Net income | $4,596,000 | 798 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $4,596,000 | 799 |
Net charge-offs | $1,487,000 | 270 |
Cash dividends | $2,000,000 | 690 |
Sale, conversion, retirement of capital stock, net | $0 | 751 |
Net operating income | $4,459,680 | 795 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $10,149,000 | 619 |
Total interest expense | $1,163,000 | 598 |
Net interest income | $8,986,000 | 630 |
Provision for loan and lease losses | $0 | 3,703 |
Total noninterest income | $2,805,000 | 618 |
Gross Fiduciary activities income | $422,000 | 376 |
Service charges on deposit accounts | $768,000 | 432 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $1,615,000 | 653 |
Total noninterest expense | $8,993,000 | 592 |
Salaries and employee benefits | $4,647,000 | 613 |
Premises and equipment expense | $1,099,000 | 580 |
Additional noninterest expense | $3,247,000 | 514 |
Pre-tax net operating income | $2,798,000 | 792 |
Securities gains (losses) | $192,000 | 380 |
Applicable income taxes | $889,000 | 676 |
Income before extraordinary items | $2,101,000 | 837 |
Extraordinary gains, net | $0 | 13 |
Net income | $2,101,000 | 836 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $2,101,000 | 837 |
Net charge-offs | $619,000 | 285 |
Cash dividends | $1,500,000 | 470 |
Sale, conversion, retirement of capital stock, net | $0 | 697 |
Net operating income | $1,966,600 | 849 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $42,003,000 | 588 |
Total interest expense | $4,789,000 | 595 |
Net interest income | $37,214,000 | 601 |
Provision for loan and lease losses | $3,113,000 | 317 |
Total noninterest income | $12,999,000 | 536 |
Gross Fiduciary activities income | $1,685,000 | 368 |
Service charges on deposit accounts | $3,309,000 | 423 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $8,005,000 | 539 |
Total noninterest expense | $35,090,000 | 584 |
Salaries and employee benefits | $18,800,000 | 579 |
Premises and equipment expense | $4,395,000 | 563 |
Additional noninterest expense | $11,895,000 | 577 |
Pre-tax net operating income | $12,010,000 | 700 |
Securities gains (losses) | $-5,000 | 5,949 |
Applicable income taxes | $3,379,000 | 658 |
Income before extraordinary items | $8,626,000 | 782 |
Extraordinary gains, net | $0 | 17 |
Net income | $8,626,000 | 781 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $8,626,000 | 781 |
Net charge-offs | $3,202,000 | 324 |
Cash dividends | $5,300,000 | 572 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $8,629,600 | 768 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $31,355,000 | 588 |
Total interest expense | $3,602,000 | 603 |
Net interest income | $27,753,000 | 599 |
Provision for loan and lease losses | $2,513,000 | 283 |
Total noninterest income | $9,588,000 | 539 |
Gross Fiduciary activities income | $1,281,000 | 362 |
Service charges on deposit accounts | $2,469,000 | 428 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $5,838,000 | 554 |
Total noninterest expense | $26,039,000 | 590 |
Salaries and employee benefits | $13,754,000 | 592 |
Premises and equipment expense | $3,333,000 | 562 |
Additional noninterest expense | $8,952,000 | 560 |
Pre-tax net operating income | $8,789,000 | 721 |
Securities gains (losses) | $-5,000 | 6,058 |
Applicable income taxes | $2,359,000 | 710 |
Income before extraordinary items | $6,425,000 | 782 |
Extraordinary gains, net | $0 | 15 |
Net income | $6,425,000 | 781 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $6,425,000 | 781 |
Net charge-offs | $2,586,000 | 302 |
Cash dividends | $3,400,000 | 611 |
Sale, conversion, retirement of capital stock, net | $0 | 819 |
Net operating income | $6,428,650 | 767 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $21,005,000 | 587 |
Total interest expense | $2,418,000 | 601 |
Net interest income | $18,587,000 | 590 |
Provision for loan and lease losses | $1,793,000 | 280 |
Total noninterest income | $6,208,000 | 542 |
Gross Fiduciary activities income | $856,000 | 364 |
Service charges on deposit accounts | $1,619,000 | 432 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $3,733,000 | 555 |
Total noninterest expense | $17,307,000 | 591 |
Salaries and employee benefits | $9,105,000 | 592 |
Premises and equipment expense | $2,241,000 | 557 |
Additional noninterest expense | $5,961,000 | 559 |
Pre-tax net operating income | $5,695,000 | 722 |
Securities gains (losses) | $-5,000 | 6,209 |
Applicable income taxes | $1,546,000 | 703 |
Income before extraordinary items | $4,144,000 | 783 |
Extraordinary gains, net | $0 | 20 |
Net income | $4,144,000 | 783 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $4,144,000 | 784 |
Net charge-offs | $1,868,000 | 304 |
Cash dividends | $2,300,000 | 581 |
Sale, conversion, retirement of capital stock, net | $0 | 794 |
Net operating income | $4,147,650 | 759 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $10,393,000 | 594 |
Total interest expense | $1,237,000 | 598 |
Net interest income | $9,156,000 | 601 |
Provision for loan and lease losses | $900,000 | 280 |
Total noninterest income | $2,932,000 | 556 |
Gross Fiduciary activities income | $400,000 | 372 |
Service charges on deposit accounts | $770,000 | 438 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $1,762,000 | 560 |
Total noninterest expense | $8,630,000 | 598 |
Salaries and employee benefits | $4,595,000 | 594 |
Premises and equipment expense | $1,112,000 | 570 |
Additional noninterest expense | $2,923,000 | 574 |
Pre-tax net operating income | $2,558,000 | 779 |
Securities gains (losses) | $0 | 1,715 |
Applicable income taxes | $668,000 | 748 |
Income before extraordinary items | $1,890,000 | 829 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,890,000 | 831 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $1,890,000 | 830 |
Net charge-offs | $908,000 | 321 |
Cash dividends | $1,000,000 | 600 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $1,890,000 | 809 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $41,680,000 | 586 |
Total interest expense | $5,468,000 | 591 |
Net interest income | $36,212,000 | 591 |
Provision for loan and lease losses | $4,375,000 | 304 |
Total noninterest income | $12,037,000 | 575 |
Gross Fiduciary activities income | $1,555,000 | 371 |
Service charges on deposit accounts | $3,509,000 | 419 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $6,973,000 | 629 |
Total noninterest expense | $34,447,000 | 606 |
Salaries and employee benefits | $18,058,000 | 597 |
Premises and equipment expense | $4,418,000 | 558 |
Additional noninterest expense | $11,971,000 | 577 |
Pre-tax net operating income | $9,427,000 | 813 |
Securities gains (losses) | $171,000 | 984 |
Applicable income taxes | $2,439,000 | 779 |
Income before extraordinary items | $7,159,000 | 873 |
Extraordinary gains, net | $0 | 29 |
Net income | $7,159,000 | 875 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $7,159,000 | 875 |
Net charge-offs | $4,507,000 | 370 |
Cash dividends | $3,875,000 | 717 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $7,030,750 | 875 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $31,155,000 | 591 |
Total interest expense | $4,155,000 | 597 |
Net interest income | $27,000,000 | 592 |
Provision for loan and lease losses | $3,350,000 | 299 |
Total noninterest income | $8,760,000 | 611 |
Gross Fiduciary activities income | $1,178,000 | 368 |
Service charges on deposit accounts | $2,608,000 | 420 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $4,974,000 | 670 |
Total noninterest expense | $25,586,000 | 612 |
Salaries and employee benefits | $13,450,000 | 608 |
Premises and equipment expense | $3,299,000 | 567 |
Additional noninterest expense | $8,837,000 | 589 |
Pre-tax net operating income | $6,824,000 | 862 |
Securities gains (losses) | $171,000 | 891 |
Applicable income taxes | $1,754,000 | 832 |
Income before extraordinary items | $5,241,000 | 906 |
Extraordinary gains, net | $0 | 25 |
Net income | $5,241,000 | 908 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $5,241,000 | 908 |
Net charge-offs | $3,196,000 | 405 |
Cash dividends | $1,375,000 | 1,162 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $5,112,750 | 895 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $20,850,000 | 587 |
Total interest expense | $2,797,000 | 599 |
Net interest income | $18,053,000 | 586 |
Provision for loan and lease losses | $2,400,000 | 308 |
Total noninterest income | $6,273,000 | 591 |
Gross Fiduciary activities income | $815,000 | 361 |
Service charges on deposit accounts | $1,685,000 | 425 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $3,773,000 | 609 |
Total noninterest expense | $17,369,000 | 603 |
Salaries and employee benefits | $9,252,000 | 585 |
Premises and equipment expense | $3,129,000 | 409 |
Additional noninterest expense | $4,988,000 | 690 |
Pre-tax net operating income | $4,557,000 | 842 |
Securities gains (losses) | $171,000 | 813 |
Applicable income taxes | $1,189,000 | 812 |
Income before extraordinary items | $3,539,000 | 879 |
Extraordinary gains, net | $0 | 22 |
Net income | $3,539,000 | 879 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $3,539,000 | 881 |
Net charge-offs | $2,222,000 | 409 |
Cash dividends | $925,000 | 1,160 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $3,410,750 | 870 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $10,274,000 | 599 |
Total interest expense | $1,405,000 | 627 |
Net interest income | $8,869,000 | 599 |
Provision for loan and lease losses | $1,350,000 | 296 |
Total noninterest income | $3,317,000 | 565 |
Gross Fiduciary activities income | $375,000 | 376 |
Service charges on deposit accounts | $816,000 | 432 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $2,126,000 | 557 |
Total noninterest expense | $9,190,000 | 576 |
Salaries and employee benefits | $5,028,000 | 549 |
Premises and equipment expense | $1,489,000 | 431 |
Additional noninterest expense | $2,673,000 | 640 |
Pre-tax net operating income | $1,646,000 | 1,115 |
Securities gains (losses) | $178,000 | 505 |
Applicable income taxes | $419,000 | 1,053 |
Income before extraordinary items | $1,405,000 | 1,085 |
Extraordinary gains, net | $0 | 10 |
Net income | $1,405,000 | 1,087 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $1,405,000 | 1,087 |
Net charge-offs | $1,181,000 | 410 |
Cash dividends | $500,000 | 922 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $1,267,940 | 1,126 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $45,949,000 | 573 |
Total interest expense | $6,810,000 | 625 |
Net interest income | $39,139,000 | 559 |
Provision for loan and lease losses | $7,242,000 | 368 |
Total noninterest income | $11,637,000 | 607 |
Gross Fiduciary activities income | $1,563,000 | 356 |
Service charges on deposit accounts | $3,810,000 | 388 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $6,264,000 | 690 |
Total noninterest expense | $34,252,000 | 609 |
Salaries and employee benefits | $16,768,000 | 627 |
Premises and equipment expense | $6,266,000 | 397 |
Additional noninterest expense | $11,218,000 | 633 |
Pre-tax net operating income | $9,282,000 | 776 |
Securities gains (losses) | $189,000 | 1,755 |
Applicable income taxes | $2,420,000 | 742 |
Income before extraordinary items | $7,051,000 | 833 |
Extraordinary gains, net | $0 | 29 |
Net income | $7,051,000 | 831 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $7,051,000 | 832 |
Net charge-offs | $6,668,000 | 458 |
Cash dividends | $7,650,000 | 386 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $6,911,140 | 806 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $35,030,000 | 567 |
Total interest expense | $5,252,000 | 640 |
Net interest income | $29,778,000 | 555 |
Provision for loan and lease losses | $5,442,000 | 382 |
Total noninterest income | $8,386,000 | 625 |
Gross Fiduciary activities income | $1,190,000 | 353 |
Service charges on deposit accounts | $2,857,000 | 394 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $4,339,000 | 717 |
Total noninterest expense | $25,695,000 | 607 |
Salaries and employee benefits | $12,234,000 | 637 |
Premises and equipment expense | $4,683,000 | 400 |
Additional noninterest expense | $8,778,000 | 611 |
Pre-tax net operating income | $7,027,000 | 798 |
Securities gains (losses) | $46,000 | 2,486 |
Applicable income taxes | $1,819,000 | 772 |
Income before extraordinary items | $5,254,000 | 866 |
Extraordinary gains, net | $0 | 20 |
Net income | $5,254,000 | 865 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $5,254,000 | 866 |
Net charge-offs | $4,918,000 | 467 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $5,219,960 | 809 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $23,521,000 | 574 |
Total interest expense | $3,586,000 | 647 |
Net interest income | $19,935,000 | 555 |
Provision for loan and lease losses | $3,567,000 | 395 |
Total noninterest income | $5,450,000 | 637 |
Gross Fiduciary activities income | $815,000 | 350 |
Service charges on deposit accounts | $1,864,000 | 405 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $2,771,000 | 736 |
Total noninterest expense | $17,179,000 | 602 |
Salaries and employee benefits | $8,005,000 | 645 |
Premises and equipment expense | $3,042,000 | 416 |
Additional noninterest expense | $6,132,000 | 591 |
Pre-tax net operating income | $4,639,000 | 793 |
Securities gains (losses) | $0 | 3,178 |
Applicable income taxes | $1,174,000 | 778 |
Income before extraordinary items | $3,465,000 | 873 |
Extraordinary gains, net | $0 | 19 |
Net income | $3,465,000 | 872 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $3,465,000 | 873 |
Net charge-offs | $3,330,000 | 481 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $3,465,000 | 810 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $11,678,000 | 577 |
Total interest expense | $1,848,000 | 646 |
Net interest income | $9,830,000 | 567 |
Provision for loan and lease losses | $1,900,000 | 371 |
Total noninterest income | $2,891,000 | 604 |
Gross Fiduciary activities income | $390,000 | 349 |
Service charges on deposit accounts | $934,000 | 401 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $1,567,000 | 659 |
Total noninterest expense | $8,383,000 | 608 |
Salaries and employee benefits | $4,109,000 | 629 |
Premises and equipment expense | $1,116,000 | 546 |
Additional noninterest expense | $3,158,000 | 561 |
Pre-tax net operating income | $2,438,000 | 756 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $688,000 | 671 |
Income before extraordinary items | $1,750,000 | 857 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,750,000 | 857 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $1,750,000 | 858 |
Net charge-offs | $1,848,000 | 419 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $1,750,000 | 801 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $49,349,000 | 561 |
Total interest expense | $9,582,000 | 600 |
Net interest income | $39,767,000 | 551 |
Provision for loan and lease losses | $10,353,000 | 405 |
Total noninterest income | $10,623,000 | 579 |
Gross Fiduciary activities income | $1,610,000 | 309 |
Service charges on deposit accounts | $4,079,000 | 378 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $4,934,000 | 708 |
Total noninterest expense | $33,848,000 | 590 |
Salaries and employee benefits | $15,946,000 | 610 |
Premises and equipment expense | $4,472,000 | 566 |
Additional noninterest expense | $13,430,000 | 546 |
Pre-tax net operating income | $6,189,000 | 965 |
Securities gains (losses) | $832,000 | 523 |
Applicable income taxes | $1,459,000 | 1,020 |
Income before extraordinary items | $5,562,000 | 900 |
Extraordinary gains, net | $0 | 29 |
Net income | $5,562,000 | 898 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $5,562,000 | 900 |
Net charge-offs | $9,426,000 | 489 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $4,904,720 | 982 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $37,340,000 | 559 |
Total interest expense | $7,450,000 | 600 |
Net interest income | $29,890,000 | 551 |
Provision for loan and lease losses | $7,545,000 | 409 |
Total noninterest income | $7,931,000 | 594 |
Gross Fiduciary activities income | $1,255,000 | 299 |
Service charges on deposit accounts | $3,014,000 | 386 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $3,662,000 | 722 |
Total noninterest expense | $25,819,000 | 582 |
Salaries and employee benefits | $12,159,000 | 590 |
Premises and equipment expense | $3,354,000 | 574 |
Additional noninterest expense | $10,306,000 | 532 |
Pre-tax net operating income | $4,457,000 | 1,041 |
Securities gains (losses) | $508,000 | 640 |
Applicable income taxes | $1,042,000 | 1,054 |
Income before extraordinary items | $3,923,000 | 989 |
Extraordinary gains, net | $0 | 21 |
Net income | $3,923,000 | 986 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $3,923,000 | 989 |
Net charge-offs | $5,836,000 | 556 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $3,521,680 | 1,035 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $24,807,000 | 565 |
Total interest expense | $5,110,000 | 606 |
Net interest income | $19,697,000 | 560 |
Provision for loan and lease losses | $5,445,000 | 398 |
Total noninterest income | $5,370,000 | 592 |
Gross Fiduciary activities income | $875,000 | 288 |
Service charges on deposit accounts | $1,916,000 | 405 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $2,579,000 | 697 |
Total noninterest expense | $17,536,000 | 579 |
Salaries and employee benefits | $8,173,000 | 590 |
Premises and equipment expense | $2,678,000 | 487 |
Additional noninterest expense | $6,685,000 | 546 |
Pre-tax net operating income | $2,086,000 | 1,399 |
Securities gains (losses) | $500,000 | 364 |
Applicable income taxes | $471,000 | 1,376 |
Income before extraordinary items | $2,115,000 | 1,175 |
Extraordinary gains, net | $0 | 15 |
Net income | $2,115,000 | 1,175 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $2,115,000 | 1,175 |
Net charge-offs | $4,230,000 | 535 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $1,705,000 | 1,385 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $12,333,000 | 578 |
Total interest expense | $2,612,000 | 615 |
Net interest income | $9,721,000 | 564 |
Provision for loan and lease losses | $2,100,000 | 492 |
Total noninterest income | $2,657,000 | 590 |
Gross Fiduciary activities income | $405,000 | 305 |
Service charges on deposit accounts | $916,000 | 416 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $1,336,000 | 678 |
Total noninterest expense | $9,121,000 | 554 |
Salaries and employee benefits | $4,092,000 | 599 |
Premises and equipment expense | $1,291,000 | 504 |
Additional noninterest expense | $3,738,000 | 505 |
Pre-tax net operating income | $1,157,000 | 1,252 |
Securities gains (losses) | $412,000 | 190 |
Applicable income taxes | $326,000 | 1,040 |
Income before extraordinary items | $1,243,000 | 975 |
Extraordinary gains, net | $0 | 9 |
Net income | $1,243,000 | 975 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $1,243,000 | 975 |
Net charge-offs | $920,000 | 905 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $917,520 | 1,294 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $51,754,000 | 571 |
Total interest expense | $12,253,000 | 644 |
Net interest income | $39,501,000 | 552 |
Provision for loan and lease losses | $10,225,000 | 647 |
Total noninterest income | $11,261,000 | 579 |
Gross Fiduciary activities income | $1,740,000 | 289 |
Service charges on deposit accounts | $4,247,000 | 366 |
Trading account gains and fees | $-100,000 | 7,618 |
Additional Noninterest Income | $5,374,000 | 706 |
Total noninterest expense | $35,496,000 | 581 |
Salaries and employee benefits | $15,960,000 | 599 |
Premises and equipment expense | $5,905,000 | 442 |
Additional noninterest expense | $13,631,000 | 562 |
Pre-tax net operating income | $5,041,000 | 1,028 |
Securities gains (losses) | $5,000 | 3,469 |
Applicable income taxes | $706,000 | 1,551 |
Income before extraordinary items | $4,340,000 | 998 |
Extraordinary gains, net | $0 | 29 |
Net income | $4,340,000 | 1,000 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $4,340,000 | 1,001 |
Net charge-offs | $12,881,000 | 493 |
Cash dividends | $1,000,000 | 1,460 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $4,335,700 | 963 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $39,069,000 | 570 |
Total interest expense | $9,434,000 | 657 |
Net interest income | $29,635,000 | 543 |
Provision for loan and lease losses | $6,294,000 | 732 |
Total noninterest income | $8,300,000 | 570 |
Gross Fiduciary activities income | $1,320,000 | 281 |
Service charges on deposit accounts | $3,179,000 | 366 |
Trading account gains and fees | $-100,000 | 7,718 |
Additional Noninterest Income | $3,901,000 | 680 |
Total noninterest expense | $26,342,000 | 569 |
Salaries and employee benefits | $11,799,000 | 599 |
Premises and equipment expense | $4,490,000 | 435 |
Additional noninterest expense | $10,053,000 | 546 |
Pre-tax net operating income | $5,299,000 | 794 |
Securities gains (losses) | $-206,000 | 7,488 |
Applicable income taxes | $892,000 | 1,094 |
Income before extraordinary items | $4,201,000 | 822 |
Extraordinary gains, net | $0 | 23 |
Net income | $4,201,000 | 822 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $4,201,000 | 823 |
Net charge-offs | $7,889,000 | 559 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $4,369,920 | 745 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $26,265,000 | 571 |
Total interest expense | $6,494,000 | 659 |
Net interest income | $19,771,000 | 540 |
Provision for loan and lease losses | $4,218,000 | 735 |
Total noninterest income | $5,546,000 | 567 |
Gross Fiduciary activities income | $910,000 | 277 |
Service charges on deposit accounts | $2,032,000 | 381 |
Trading account gains and fees | $-100,000 | 7,790 |
Additional Noninterest Income | $2,704,000 | 637 |
Total noninterest expense | $17,679,000 | 573 |
Salaries and employee benefits | $7,877,000 | 601 |
Premises and equipment expense | $1,870,000 | 702 |
Additional noninterest expense | $7,932,000 | 470 |
Pre-tax net operating income | $3,420,000 | 807 |
Securities gains (losses) | $138,000 | 1,194 |
Applicable income taxes | $720,000 | 919 |
Income before extraordinary items | $2,838,000 | 786 |
Extraordinary gains, net | $0 | 19 |
Net income | $2,838,000 | 784 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $2,838,000 | 786 |
Net charge-offs | $3,575,000 | 718 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $2,727,600 | 783 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $13,291,000 | 580 |
Total interest expense | $3,364,000 | 674 |
Net interest income | $9,927,000 | 550 |
Provision for loan and lease losses | $2,109,000 | 722 |
Total noninterest income | $2,632,000 | 581 |
Gross Fiduciary activities income | $420,000 | 289 |
Service charges on deposit accounts | $939,000 | 406 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $1,273,000 | 662 |
Total noninterest expense | $8,676,000 | 582 |
Salaries and employee benefits | $3,942,000 | 612 |
Premises and equipment expense | $1,548,000 | 438 |
Additional noninterest expense | $3,186,000 | 574 |
Pre-tax net operating income | $1,774,000 | 763 |
Securities gains (losses) | $38,000 | 1,256 |
Applicable income taxes | $361,000 | 902 |
Income before extraordinary items | $1,451,000 | 762 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,451,000 | 764 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $1,451,000 | 766 |
Net charge-offs | $1,718,000 | 727 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $1,420,600 | 751 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $57,641,000 | 564 |
Total interest expense | $19,347,000 | 590 |
Net interest income | $38,294,000 | 566 |
Provision for loan and lease losses | $19,017,000 | 514 |
Total noninterest income | $11,301,000 | 590 |
Gross Fiduciary activities income | $1,739,000 | 274 |
Service charges on deposit accounts | $4,477,000 | 379 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $5,085,000 | 704 |
Total noninterest expense | $35,302,000 | 601 |
Salaries and employee benefits | $15,204,000 | 629 |
Premises and equipment expense | $6,700,000 | 401 |
Additional noninterest expense | $13,398,000 | 606 |
Pre-tax net operating income | $-4,724,000 | 7,159 |
Securities gains (losses) | $690,000 | 686 |
Applicable income taxes | $-2,447,000 | 7,573 |
Income before extraordinary items | $-1,587,000 | 6,605 |
Extraordinary gains, net | $0 | 34 |
Net income | $-1,587,000 | 6,605 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-1,587,000 | 6,605 |
Net charge-offs | $11,877,000 | 595 |
Cash dividends | $2,190,000 | 833 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-2,028,600 | 6,764 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $43,399,000 | 579 |
Total interest expense | $15,344,000 | 591 |
Net interest income | $28,055,000 | 587 |
Provision for loan and lease losses | $15,360,000 | 459 |
Total noninterest income | $8,562,000 | 594 |
Gross Fiduciary activities income | $1,308,000 | 271 |
Service charges on deposit accounts | $3,331,000 | 380 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $3,923,000 | 698 |
Total noninterest expense | $26,544,000 | 599 |
Salaries and employee benefits | $11,168,000 | 660 |
Premises and equipment expense | $5,157,000 | 402 |
Additional noninterest expense | $10,219,000 | 577 |
Pre-tax net operating income | $-5,287,000 | 7,525 |
Securities gains (losses) | $675,000 | 547 |
Applicable income taxes | $-2,389,000 | 7,764 |
Income before extraordinary items | $-2,223,000 | 7,236 |
Extraordinary gains, net | $0 | 27 |
Net income | $-2,223,000 | 7,234 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-2,223,000 | 7,235 |
Net charge-offs | $4,456,000 | 892 |
Cash dividends | $2,190,000 | 586 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-2,655,000 | 7,304 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $28,879,000 | 596 |
Total interest expense | $10,532,000 | 606 |
Net interest income | $18,347,000 | 602 |
Provision for loan and lease losses | $4,293,000 | 845 |
Total noninterest income | $5,513,000 | 613 |
Gross Fiduciary activities income | $850,000 | 277 |
Service charges on deposit accounts | $2,120,000 | 389 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $2,543,000 | 725 |
Total noninterest expense | $17,812,000 | 605 |
Salaries and employee benefits | $7,534,000 | 661 |
Premises and equipment expense | $3,547,000 | 394 |
Additional noninterest expense | $6,731,000 | 592 |
Pre-tax net operating income | $1,755,000 | 1,310 |
Securities gains (losses) | $586,000 | 440 |
Applicable income taxes | $286,000 | 1,587 |
Income before extraordinary items | $2,055,000 | 920 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,055,000 | 920 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $2,055,000 | 920 |
Net charge-offs | $2,967,000 | 867 |
Cash dividends | $972,000 | 952 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $1,539,320 | 1,193 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $14,528,000 | 595 |
Total interest expense | $5,459,000 | 608 |
Net interest income | $9,069,000 | 601 |
Provision for loan and lease losses | $1,809,000 | 802 |
Total noninterest income | $2,544,000 | 621 |
Gross Fiduciary activities income | $375,000 | 299 |
Service charges on deposit accounts | $1,026,000 | 394 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $1,143,000 | 761 |
Total noninterest expense | $8,348,000 | 613 |
Salaries and employee benefits | $3,754,000 | 669 |
Premises and equipment expense | $1,786,000 | 397 |
Additional noninterest expense | $2,808,000 | 614 |
Pre-tax net operating income | $1,456,000 | 877 |
Securities gains (losses) | $338,000 | 460 |
Applicable income taxes | $340,000 | 952 |
Income before extraordinary items | $1,454,000 | 713 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,454,000 | 712 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $1,454,000 | 715 |
Net charge-offs | $1,886,000 | 623 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $1,180,220 | 838 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $58,318,000 | 638 |
Total interest expense | $25,398,000 | 624 |
Net interest income | $32,920,000 | 659 |
Provision for loan and lease losses | $6,809,000 | 799 |
Total noninterest income | $11,979,000 | 514 |
Gross Fiduciary activities income | $1,838,000 | 279 |
Service charges on deposit accounts | $4,759,000 | 364 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $5,382,000 | 615 |
Total noninterest expense | $34,127,000 | 580 |
Salaries and employee benefits | $15,396,000 | 635 |
Premises and equipment expense | $6,340,000 | 430 |
Additional noninterest expense | $12,391,000 | 561 |
Pre-tax net operating income | $3,963,000 | 1,377 |
Securities gains (losses) | $539,000 | 351 |
Applicable income taxes | $445,000 | 1,968 |
Income before extraordinary items | $4,057,000 | 1,030 |
Extraordinary gains, net | $0 | 39 |
Net income | $4,057,000 | 1,029 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,977,000 | 1,003 |
Cash dividends | $3,900,000 | 720 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $3,571,900 | 1,241 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $43,933,000 | 659 |
Total interest expense | $19,455,000 | 644 |
Net interest income | $24,478,000 | 689 |
Provision for loan and lease losses | $5,609,000 | 603 |
Total noninterest income | $9,174,000 | 534 |
Gross Fiduciary activities income | $1,496,000 | 271 |
Service charges on deposit accounts | $3,558,000 | 376 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $4,120,000 | 640 |
Total noninterest expense | $25,689,000 | 572 |
Salaries and employee benefits | $11,571,000 | 648 |
Premises and equipment expense | $4,900,000 | 429 |
Additional noninterest expense | $9,218,000 | 531 |
Pre-tax net operating income | $2,354,000 | 2,032 |
Securities gains (losses) | $507,000 | 317 |
Applicable income taxes | $-72,000 | 7,493 |
Income before extraordinary items | $2,933,000 | 1,266 |
Extraordinary gains, net | $0 | 31 |
Net income | $2,933,000 | 1,265 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,074,000 | 807 |
Cash dividends | $3,400,000 | 644 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $2,426,000 | 1,586 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $29,548,000 | 657 |
Total interest expense | $13,487,000 | 644 |
Net interest income | $16,061,000 | 693 |
Provision for loan and lease losses | $5,138,000 | 421 |
Total noninterest income | $6,210,000 | 549 |
Gross Fiduciary activities income | $1,056,000 | 269 |
Service charges on deposit accounts | $2,300,000 | 376 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $2,854,000 | 637 |
Total noninterest expense | $17,220,000 | 570 |
Salaries and employee benefits | $7,708,000 | 647 |
Premises and equipment expense | $3,294,000 | 428 |
Additional noninterest expense | $6,218,000 | 513 |
Pre-tax net operating income | $-87,000 | 7,165 |
Securities gains (losses) | $284,000 | 472 |
Applicable income taxes | $-667,000 | 8,214 |
Income before extraordinary items | $864,000 | 2,891 |
Extraordinary gains, net | $0 | 21 |
Net income | $864,000 | 2,891 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,084,000 | 818 |
Cash dividends | $2,000,000 | 774 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $580,000 | 3,652 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $15,109,000 | 662 |
Total interest expense | $7,360,000 | 636 |
Net interest income | $7,749,000 | 709 |
Provision for loan and lease losses | $474,000 | 1,033 |
Total noninterest income | $3,117,000 | 552 |
Gross Fiduciary activities income | $525,000 | 269 |
Service charges on deposit accounts | $1,111,000 | 384 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $1,481,000 | 621 |
Total noninterest expense | $8,462,000 | 573 |
Salaries and employee benefits | $3,813,000 | 660 |
Premises and equipment expense | $1,654,000 | 428 |
Additional noninterest expense | $2,995,000 | 506 |
Pre-tax net operating income | $1,930,000 | 972 |
Securities gains (losses) | $215,000 | 421 |
Applicable income taxes | $411,000 | 1,175 |
Income before extraordinary items | $1,734,000 | 863 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,734,000 | 865 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $294,000 | 993 |
Cash dividends | $1,500,000 | 524 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $1,559,850 | 926 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $58,751,000 | 710 |
Total interest expense | $28,545,000 | 686 |
Net interest income | $30,206,000 | 734 |
Provision for loan and lease losses | $2,255,000 | 762 |
Total noninterest income | $11,365,000 | 560 |
Gross Fiduciary activities income | $2,131,000 | 265 |
Service charges on deposit accounts | $4,725,000 | 374 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $4,509,000 | 752 |
Total noninterest expense | $31,638,000 | 592 |
Salaries and employee benefits | $15,840,000 | 607 |
Premises and equipment expense | $5,771,000 | 462 |
Additional noninterest expense | $10,027,000 | 582 |
Pre-tax net operating income | $7,678,000 | 1,098 |
Securities gains (losses) | $274,000 | 378 |
Applicable income taxes | $1,645,000 | 1,317 |
Income before extraordinary items | $6,307,000 | 1,037 |
Extraordinary gains, net | $0 | 39 |
Net income | $6,307,000 | 1,035 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,907,000 | 470 |
Cash dividends | $5,096,000 | 726 |
Sale, conversion, retirement of capital stock, net | $-2,367,000 | 8,514 |
Net operating income | $6,090,540 | 1,051 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $42,897,000 | 720 |
Total interest expense | $20,742,000 | 709 |
Net interest income | $22,155,000 | 749 |
Provision for loan and lease losses | $1,677,000 | 603 |
Total noninterest income | $8,276,000 | 574 |
Gross Fiduciary activities income | $1,561,000 | 267 |
Service charges on deposit accounts | $3,457,000 | 373 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $3,258,000 | 781 |
Total noninterest expense | $23,632,000 | 581 |
Salaries and employee benefits | $11,966,000 | 604 |
Premises and equipment expense | $4,250,000 | 471 |
Additional noninterest expense | $7,416,000 | 569 |
Pre-tax net operating income | $5,122,000 | 1,337 |
Securities gains (losses) | $261,000 | 333 |
Applicable income taxes | $1,052,000 | 1,582 |
Income before extraordinary items | $4,331,000 | 1,192 |
Extraordinary gains, net | $0 | 33 |
Net income | $4,331,000 | 1,189 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,183,000 | 378 |
Cash dividends | $3,783,000 | 718 |
Sale, conversion, retirement of capital stock, net | $-2,367,000 | 8,544 |
Net operating income | $4,122,200 | 1,238 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $27,029,000 | 774 |
Total interest expense | $12,935,000 | 758 |
Net interest income | $14,094,000 | 802 |
Provision for loan and lease losses | $1,236,000 | 496 |
Total noninterest income | $5,236,000 | 619 |
Gross Fiduciary activities income | $1,050,000 | 268 |
Service charges on deposit accounts | $2,216,000 | 393 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $1,970,000 | 866 |
Total noninterest expense | $15,315,000 | 618 |
Salaries and employee benefits | $7,877,000 | 626 |
Premises and equipment expense | $2,704,000 | 500 |
Additional noninterest expense | $4,734,000 | 601 |
Pre-tax net operating income | $2,779,000 | 1,661 |
Securities gains (losses) | $259,000 | 270 |
Applicable income taxes | $669,000 | 1,719 |
Income before extraordinary items | $2,369,000 | 1,485 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,369,000 | 1,483 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,578,000 | 326 |
Cash dividends | $2,478,000 | 748 |
Sale, conversion, retirement of capital stock, net | $-2,367,000 | 8,604 |
Net operating income | $2,166,980 | 1,592 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $12,870,000 | 802 |
Total interest expense | $6,092,000 | 794 |
Net interest income | $6,778,000 | 826 |
Provision for loan and lease losses | $383,000 | 649 |
Total noninterest income | $3,025,000 | 548 |
Gross Fiduciary activities income | $525,000 | 271 |
Service charges on deposit accounts | $1,082,000 | 390 |
Trading account gains and fees | $473,000 | 75 |
Additional Noninterest Income | $945,000 | 883 |
Total noninterest expense | $7,361,000 | 644 |
Salaries and employee benefits | $3,857,000 | 649 |
Premises and equipment expense | $1,262,000 | 538 |
Additional noninterest expense | $2,242,000 | 616 |
Pre-tax net operating income | $2,059,000 | 1,139 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $536,000 | 1,224 |
Income before extraordinary items | $1,523,000 | 1,159 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,523,000 | 1,158 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $425,000 | 460 |
Cash dividends | $1,160,000 | 719 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $1,523,000 | 1,138 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $49,203,000 | 782 |
Total interest expense | $20,907,000 | 803 |
Net interest income | $28,296,000 | 783 |
Provision for loan and lease losses | $2,280,000 | 497 |
Total noninterest income | $9,919,000 | 617 |
Gross Fiduciary activities income | $2,196,000 | 259 |
Service charges on deposit accounts | $4,533,000 | 375 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $3,190,000 | 954 |
Total noninterest expense | $28,958,000 | 614 |
Salaries and employee benefits | $15,046,000 | 624 |
Premises and equipment expense | $4,888,000 | 521 |
Additional noninterest expense | $9,024,000 | 611 |
Pre-tax net operating income | $6,977,000 | 1,414 |
Securities gains (losses) | $-1,000 | 6,756 |
Applicable income taxes | $1,633,000 | 1,545 |
Income before extraordinary items | $5,343,000 | 1,368 |
Extraordinary gains, net | $0 | 51 |
Net income | $5,343,000 | 1,368 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,602,000 | 469 |
Cash dividends | $5,300,000 | 665 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $5,343,770 | 1,359 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $36,461,000 | 784 |
Total interest expense | $14,976,000 | 824 |
Net interest income | $21,485,000 | 792 |
Provision for loan and lease losses | $915,000 | 823 |
Total noninterest income | $7,076,000 | 659 |
Gross Fiduciary activities income | $1,654,000 | 259 |
Service charges on deposit accounts | $3,334,000 | 388 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $2,088,000 | 1,058 |
Total noninterest expense | $21,646,000 | 633 |
Salaries and employee benefits | $11,103,000 | 647 |
Premises and equipment expense | $3,641,000 | 534 |
Additional noninterest expense | $6,902,000 | 611 |
Pre-tax net operating income | $6,000,000 | 1,272 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $1,552,000 | 1,361 |
Income before extraordinary items | $4,448,000 | 1,273 |
Extraordinary gains, net | $0 | 45 |
Net income | $4,448,000 | 1,273 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,233,000 | 391 |
Cash dividends | $4,200,000 | 605 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $4,448,000 | 1,261 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $23,639,000 | 785 |
Total interest expense | $9,393,000 | 828 |
Net interest income | $14,246,000 | 795 |
Provision for loan and lease losses | $315,000 | 1,403 |
Total noninterest income | $4,570,000 | 675 |
Gross Fiduciary activities income | $1,133,000 | 261 |
Service charges on deposit accounts | $2,110,000 | 406 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $1,327,000 | 1,102 |
Total noninterest expense | $14,365,000 | 644 |
Salaries and employee benefits | $7,294,000 | 665 |
Premises and equipment expense | $2,419,000 | 534 |
Additional noninterest expense | $4,652,000 | 611 |
Pre-tax net operating income | $4,136,000 | 1,217 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $1,087,000 | 1,308 |
Income before extraordinary items | $3,049,000 | 1,227 |
Extraordinary gains, net | $0 | 39 |
Net income | $3,049,000 | 1,228 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $369,000 | 717 |
Cash dividends | $3,200,000 | 542 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $3,049,000 | 1,214 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $11,608,000 | 788 |
Total interest expense | $4,472,000 | 830 |
Net interest income | $7,136,000 | 788 |
Provision for loan and lease losses | $150,000 | 1,421 |
Total noninterest income | $2,155,000 | 691 |
Gross Fiduciary activities income | $548,000 | 261 |
Service charges on deposit accounts | $968,000 | 427 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $639,000 | 1,126 |
Total noninterest expense | $7,213,000 | 636 |
Salaries and employee benefits | $3,617,000 | 669 |
Premises and equipment expense | $1,215,000 | 524 |
Additional noninterest expense | $2,381,000 | 581 |
Pre-tax net operating income | $1,928,000 | 1,288 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $512,000 | 1,373 |
Income before extraordinary items | $1,416,000 | 1,290 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,416,000 | 1,289 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $204,000 | 608 |
Cash dividends | $2,000,000 | 412 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $1,416,000 | 1,272 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $43,353,000 | 739 |
Total interest expense | $13,675,000 | 826 |
Net interest income | $29,678,000 | 712 |
Provision for loan and lease losses | $1,248,000 | 847 |
Total noninterest income | $10,276,000 | 613 |
Gross Fiduciary activities income | $2,075,000 | 264 |
Service charges on deposit accounts | $4,219,000 | 400 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $3,982,000 | 805 |
Total noninterest expense | $30,058,000 | 592 |
Salaries and employee benefits | $15,095,000 | 601 |
Premises and equipment expense | $4,831,000 | 507 |
Additional noninterest expense | $10,132,000 | 553 |
Pre-tax net operating income | $8,648,000 | 1,120 |
Securities gains (losses) | $100,000 | 702 |
Applicable income taxes | $2,425,000 | 1,165 |
Income before extraordinary items | $6,323,000 | 1,150 |
Extraordinary gains, net | $0 | 46 |
Net income | $6,323,000 | 1,150 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,012,000 | 393 |
Cash dividends | $3,575,000 | 901 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $6,251,000 | 1,136 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $31,653,000 | 734 |
Total interest expense | $9,546,000 | 833 |
Net interest income | $22,107,000 | 703 |
Provision for loan and lease losses | $1,098,000 | 701 |
Total noninterest income | $8,018,000 | 599 |
Gross Fiduciary activities income | $1,736,000 | 238 |
Service charges on deposit accounts | $3,112,000 | 408 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $3,170,000 | 771 |
Total noninterest expense | $22,698,000 | 587 |
Salaries and employee benefits | $11,664,000 | 585 |
Premises and equipment expense | $3,649,000 | 501 |
Additional noninterest expense | $7,385,000 | 560 |
Pre-tax net operating income | $6,329,000 | 1,127 |
Securities gains (losses) | $101,000 | 658 |
Applicable income taxes | $1,914,000 | 1,113 |
Income before extraordinary items | $4,516,000 | 1,197 |
Extraordinary gains, net | $0 | 35 |
Net income | $4,516,000 | 1,197 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $594,000 | 727 |
Cash dividends | $3,575,000 | 627 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $4,445,300 | 1,193 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $20,549,000 | 738 |
Total interest expense | $5,851,000 | 853 |
Net interest income | $14,698,000 | 700 |
Provision for loan and lease losses | $798,000 | 638 |
Total noninterest income | $5,421,000 | 587 |
Gross Fiduciary activities income | $1,142,000 | 241 |
Service charges on deposit accounts | $1,960,000 | 423 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $2,319,000 | 725 |
Total noninterest expense | $15,944,000 | 562 |
Salaries and employee benefits | $8,212,000 | 554 |
Premises and equipment expense | $2,501,000 | 481 |
Additional noninterest expense | $5,231,000 | 534 |
Pre-tax net operating income | $3,377,000 | 1,389 |
Securities gains (losses) | $101,000 | 559 |
Applicable income taxes | $1,078,000 | 1,285 |
Income before extraordinary items | $2,400,000 | 1,450 |
Extraordinary gains, net | $0 | 30 |
Net income | $2,400,000 | 1,449 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $391,000 | 729 |
Cash dividends | $2,392,000 | 622 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $2,330,310 | 1,459 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $10,033,000 | 747 |
Total interest expense | $2,787,000 | 850 |
Net interest income | $7,246,000 | 699 |
Provision for loan and lease losses | $399,000 | 601 |
Total noninterest income | $2,767,000 | 560 |
Gross Fiduciary activities income | $548,000 | 253 |
Service charges on deposit accounts | $908,000 | 440 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $1,311,000 | 650 |
Total noninterest expense | $7,653,000 | 572 |
Salaries and employee benefits | $4,017,000 | 560 |
Premises and equipment expense | $1,250,000 | 477 |
Additional noninterest expense | $2,386,000 | 569 |
Pre-tax net operating income | $1,961,000 | 1,170 |
Securities gains (losses) | $82,000 | 415 |
Applicable income taxes | $573,000 | 1,193 |
Income before extraordinary items | $1,470,000 | 1,180 |
Extraordinary gains, net | $0 | 24 |
Net income | $1,470,000 | 1,180 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $240,000 | 607 |
Cash dividends | $1,195,000 | 572 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $1,410,960 | 1,203 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $37,280,000 | 750 |
Total interest expense | $9,376,000 | 858 |
Net interest income | $27,904,000 | 699 |
Provision for loan and lease losses | $1,748,000 | 622 |
Total noninterest income | $11,231,000 | 557 |
Gross Fiduciary activities income | $2,200,000 | 246 |
Service charges on deposit accounts | $4,168,000 | 419 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $4,863,000 | 685 |
Total noninterest expense | $26,056,000 | 636 |
Salaries and employee benefits | $13,125,000 | 649 |
Premises and equipment expense | $4,416,000 | 525 |
Additional noninterest expense | $8,515,000 | 628 |
Pre-tax net operating income | $11,331,000 | 777 |
Securities gains (losses) | $-777,000 | 8,891 |
Applicable income taxes | $3,043,000 | 897 |
Income before extraordinary items | $7,511,000 | 874 |
Extraordinary gains, net | $0 | 34 |
Net income | $7,511,000 | 875 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,092,000 | 448 |
Cash dividends | $4,777,000 | 654 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $8,062,670 | 793 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $27,478,000 | 756 |
Total interest expense | $6,806,000 | 865 |
Net interest income | $20,672,000 | 701 |
Provision for loan and lease losses | $1,349,000 | 590 |
Total noninterest income | $8,120,000 | 579 |
Gross Fiduciary activities income | $1,675,000 | 242 |
Service charges on deposit accounts | $3,146,000 | 429 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $3,299,000 | 745 |
Total noninterest expense | $18,838,000 | 651 |
Salaries and employee benefits | $9,264,000 | 683 |
Premises and equipment expense | $3,236,000 | 534 |
Additional noninterest expense | $6,338,000 | 626 |
Pre-tax net operating income | $8,605,000 | 776 |
Securities gains (losses) | $381,000 | 501 |
Applicable income taxes | $2,663,000 | 801 |
Income before extraordinary items | $6,323,000 | 793 |
Extraordinary gains, net | $0 | 26 |
Net income | $6,323,000 | 794 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,728,000 | 388 |
Cash dividends | $3,582,000 | 608 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $6,056,300 | 796 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $18,016,000 | 762 |
Total interest expense | $4,428,000 | 880 |
Net interest income | $13,588,000 | 707 |
Provision for loan and lease losses | $950,000 | 539 |
Total noninterest income | $5,265,000 | 595 |
Gross Fiduciary activities income | $1,150,000 | 239 |
Service charges on deposit accounts | $2,003,000 | 438 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $2,112,000 | 765 |
Total noninterest expense | $12,153,000 | 671 |
Salaries and employee benefits | $6,015,000 | 705 |
Premises and equipment expense | $2,112,000 | 540 |
Additional noninterest expense | $4,026,000 | 650 |
Pre-tax net operating income | $5,750,000 | 763 |
Securities gains (losses) | $223,000 | 606 |
Applicable income taxes | $1,753,000 | 804 |
Income before extraordinary items | $4,220,000 | 779 |
Extraordinary gains, net | $0 | 21 |
Net income | $4,220,000 | 779 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $691,000 | 562 |
Cash dividends | $2,387,000 | 612 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $4,061,670 | 777 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $8,966,000 | 782 |
Total interest expense | $2,174,000 | 919 |
Net interest income | $6,792,000 | 713 |
Provision for loan and lease losses | $525,000 | 495 |
Total noninterest income | $2,645,000 | 585 |
Gross Fiduciary activities income | $625,000 | 231 |
Service charges on deposit accounts | $984,000 | 439 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $1,036,000 | 767 |
Total noninterest expense | $5,928,000 | 687 |
Salaries and employee benefits | $3,077,000 | 697 |
Premises and equipment expense | $1,044,000 | 556 |
Additional noninterest expense | $1,807,000 | 699 |
Pre-tax net operating income | $2,984,000 | 744 |
Securities gains (losses) | $223,000 | 462 |
Applicable income taxes | $963,000 | 757 |
Income before extraordinary items | $2,244,000 | 743 |
Extraordinary gains, net | $0 | 16 |
Net income | $2,244,000 | 743 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $436,000 | 466 |
Cash dividends | $1,192,000 | 583 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $2,087,900 | 749 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $37,905,000 | 752 |
Total interest expense | $9,470,000 | 948 |
Net interest income | $28,435,000 | 666 |
Provision for loan and lease losses | $2,695,000 | 528 |
Total noninterest income | $11,068,000 | 604 |
Gross Fiduciary activities income | $1,909,000 | 267 |
Service charges on deposit accounts | $4,260,000 | 401 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $4,899,000 | 779 |
Total noninterest expense | $26,051,000 | 643 |
Salaries and employee benefits | $14,028,000 | 612 |
Premises and equipment expense | $3,946,000 | 578 |
Additional noninterest expense | $8,077,000 | 668 |
Pre-tax net operating income | $10,757,000 | 803 |
Securities gains (losses) | $449,000 | 813 |
Applicable income taxes | $3,438,000 | 830 |
Income before extraordinary items | $7,768,000 | 834 |
Extraordinary gains, net | $0 | 54 |
Net income | $7,768,000 | 836 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,618,000 | 644 |
Cash dividends | $4,626,000 | 695 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $7,458,190 | 811 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $28,680,000 | 761 |
Total interest expense | $7,268,000 | 960 |
Net interest income | $21,412,000 | 669 |
Provision for loan and lease losses | $2,125,000 | 510 |
Total noninterest income | $7,966,000 | 649 |
Gross Fiduciary activities income | $1,412,000 | 282 |
Service charges on deposit accounts | $3,208,000 | 410 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $3,346,000 | 855 |
Total noninterest expense | $17,715,000 | 708 |
Salaries and employee benefits | $9,018,000 | 723 |
Premises and equipment expense | $2,869,000 | 604 |
Additional noninterest expense | $5,828,000 | 686 |
Pre-tax net operating income | $9,538,000 | 712 |
Securities gains (losses) | $449,000 | 740 |
Applicable income taxes | $3,138,000 | 739 |
Income before extraordinary items | $6,849,000 | 747 |
Extraordinary gains, net | $0 | 40 |
Net income | $6,849,000 | 748 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,136,000 | 632 |
Cash dividends | $3,387,000 | 668 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $6,539,190 | 729 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $19,291,000 | 758 |
Total interest expense | $5,014,000 | 959 |
Net interest income | $14,277,000 | 671 |
Provision for loan and lease losses | $1,134,000 | 592 |
Total noninterest income | $4,686,000 | 703 |
Gross Fiduciary activities income | $922,000 | 289 |
Service charges on deposit accounts | $2,055,000 | 422 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $1,709,000 | 1,020 |
Total noninterest expense | $11,556,000 | 716 |
Salaries and employee benefits | $5,783,000 | 750 |
Premises and equipment expense | $1,885,000 | 616 |
Additional noninterest expense | $3,888,000 | 692 |
Pre-tax net operating income | $6,273,000 | 722 |
Securities gains (losses) | $450,000 | 620 |
Applicable income taxes | $2,116,000 | 741 |
Income before extraordinary items | $4,607,000 | 750 |
Extraordinary gains, net | $0 | 30 |
Net income | $4,607,000 | 751 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $682,000 | 681 |
Cash dividends | $2,243,000 | 670 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $4,296,500 | 724 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $9,674,000 | 761 |
Total interest expense | $2,583,000 | 959 |
Net interest income | $7,091,000 | 674 |
Provision for loan and lease losses | $564,000 | 576 |
Total noninterest income | $2,296,000 | 710 |
Gross Fiduciary activities income | $495,000 | 282 |
Service charges on deposit accounts | $994,000 | 418 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $807,000 | 1,041 |
Total noninterest expense | $5,855,000 | 705 |
Salaries and employee benefits | $3,020,000 | 718 |
Premises and equipment expense | $931,000 | 627 |
Additional noninterest expense | $1,904,000 | 679 |
Pre-tax net operating income | $2,968,000 | 760 |
Securities gains (losses) | $203,000 | 651 |
Applicable income taxes | $960,000 | 828 |
Income before extraordinary items | $2,211,000 | 766 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,211,000 | 765 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $514,000 | 488 |
Cash dividends | $1,123,000 | 626 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $2,068,900 | 754 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $41,302,000 | 735 |
Total interest expense | $12,368,000 | 911 |
Net interest income | $28,934,000 | 657 |
Provision for loan and lease losses | $2,200,000 | 689 |
Total noninterest income | $9,727,000 | 644 |
Gross Fiduciary activities income | $2,206,000 | 270 |
Service charges on deposit accounts | $4,083,000 | 401 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $3,438,000 | 915 |
Total noninterest expense | $23,571,000 | 686 |
Salaries and employee benefits | $11,917,000 | 695 |
Premises and equipment expense | $3,542,000 | 631 |
Additional noninterest expense | $8,112,000 | 658 |
Pre-tax net operating income | $12,890,000 | 682 |
Securities gains (losses) | $732,000 | 513 |
Applicable income taxes | $4,287,000 | 680 |
Income before extraordinary items | $9,335,000 | 682 |
Extraordinary gains, net | $0 | 70 |
Net income | $9,335,000 | 683 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,437,000 | 700 |
Cash dividends | $4,468,000 | 682 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $8,829,920 | 686 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $44,915,000 | 755 |
Total interest expense | $17,272,000 | 944 |
Net interest income | $27,643,000 | 651 |
Provision for loan and lease losses | $2,200,000 | 650 |
Total noninterest income | $9,282,000 | 636 |
Gross Fiduciary activities income | $2,497,000 | 255 |
Service charges on deposit accounts | $3,529,000 | 424 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $3,256,000 | 884 |
Total noninterest expense | $22,450,000 | 696 |
Salaries and employee benefits | $11,419,000 | 661 |
Premises and equipment expense | $3,435,000 | 636 |
Additional noninterest expense | $7,596,000 | 693 |
Pre-tax net operating income | $12,275,000 | 633 |
Securities gains (losses) | $250,000 | 1,023 |
Applicable income taxes | $4,024,000 | 648 |
Income before extraordinary items | $8,501,000 | 660 |
Extraordinary gains, net | $0 | 105 |
Net income | $8,501,000 | 664 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,560,000 | 688 |
Cash dividends | $4,365,000 | 688 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $8,331,000 | 646 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $46,465,000 | 765 |
Total interest expense | $19,474,000 | 913 |
Net interest income | $26,991,000 | 659 |
Provision for loan and lease losses | $1,700,000 | 690 |
Total noninterest income | $8,491,000 | 657 |
Gross Fiduciary activities income | $2,477,000 | 260 |
Service charges on deposit accounts | $3,149,000 | 426 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $2,865,000 | 885 |
Total noninterest expense | $21,063,000 | 726 |
Salaries and employee benefits | $10,658,000 | 672 |
Premises and equipment expense | $3,923,000 | 566 |
Additional noninterest expense | $6,482,000 | 779 |
Pre-tax net operating income | $12,719,000 | 631 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $4,345,000 | 607 |
Income before extraordinary items | $8,374,000 | 661 |
Extraordinary gains, net | $0 | 38 |
Net income | $8,374,000 | 661 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,117,000 | 684 |
Cash dividends | $4,191,000 | 729 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $8,374,000 | 657 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $41,491,000 | 819 |
Total interest expense | $16,130,000 | 962 |
Net interest income | $25,361,000 | 719 |
Provision for loan and lease losses | $2,000,000 | 565 |
Total noninterest income | $8,208,000 | 694 |
Gross Fiduciary activities income | $2,205,000 | 315 |
Service charges on deposit accounts | $2,967,000 | 462 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $3,036,000 | 883 |
Total noninterest expense | $20,511,000 | 746 |
Salaries and employee benefits | $10,287,000 | 685 |
Premises and equipment expense | $3,962,000 | 564 |
Additional noninterest expense | $6,262,000 | 823 |
Pre-tax net operating income | $11,058,000 | 758 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $3,683,000 | 745 |
Income before extraordinary items | $7,375,000 | 785 |
Extraordinary gains, net | $0 | 35 |
Net income | $7,375,000 | 785 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $816,000 | 823 |
Cash dividends | $3,794,000 | 810 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $7,375,000 | 771 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $37,949,000 | 886 |
Total interest expense | $14,434,000 | 1,086 |
Net interest income | $23,515,000 | 742 |
Provision for loan and lease losses | $2,725,000 | 472 |
Total noninterest income | $7,103,000 | 743 |
Gross Fiduciary activities income | $1,993,000 | 322 |
Service charges on deposit accounts | $2,533,000 | 510 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $2,577,000 | 997 |
Total noninterest expense | $18,836,000 | 786 |
Salaries and employee benefits | $9,357,000 | 722 |
Premises and equipment expense | $3,882,000 | 567 |
Additional noninterest expense | $5,597,000 | 884 |
Pre-tax net operating income | $9,057,000 | 871 |
Securities gains (losses) | $256,000 | 799 |
Applicable income taxes | $3,102,000 | 842 |
Income before extraordinary items | $6,211,000 | 877 |
Extraordinary gains, net | $263,000 | 10 |
Net income | $6,474,000 | 846 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,410,000 | 349 |
Cash dividends | $3,381,000 | 895 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $6,039,480 | 864 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $34,893,000 | 980 |
Total interest expense | $13,441,000 | 1,197 |
Net interest income | $21,452,000 | 839 |
Provision for loan and lease losses | $750,000 | 1,253 |
Total noninterest income | $5,909,000 | 824 |
Gross Fiduciary activities income | $1,399,000 | 391 |
Service charges on deposit accounts | $2,143,000 | 606 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $2,367,000 | 978 |
Total noninterest expense | $17,368,000 | 828 |
Salaries and employee benefits | $8,856,000 | 775 |
Premises and equipment expense | $3,466,000 | 600 |
Additional noninterest expense | $5,046,000 | 959 |
Pre-tax net operating income | $9,243,000 | 871 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $3,149,000 | 887 |
Income before extraordinary items | $6,094,000 | 906 |
Extraordinary gains, net | $0 | 44 |
Net income | $6,094,000 | 908 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $698,000 | 1,030 |
Cash dividends | $2,934,000 | 972 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $6,094,000 | 882 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $32,215,000 | 1,073 |
Total interest expense | $11,481,000 | 1,412 |
Net interest income | $20,734,000 | 900 |
Provision for loan and lease losses | $600,000 | 1,497 |
Total noninterest income | $5,007,000 | 950 |
Gross Fiduciary activities income | $1,176,000 | 465 |
Service charges on deposit accounts | $1,903,000 | 697 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $1,928,000 | 1,181 |
Total noninterest expense | $16,576,000 | 919 |
Salaries and employee benefits | $8,307,000 | 826 |
Premises and equipment expense | $3,177,000 | 709 |
Additional noninterest expense | $5,092,000 | 1,119 |
Pre-tax net operating income | $8,565,000 | 896 |
Securities gains (losses) | $-1,000 | 9,274 |
Applicable income taxes | $2,837,000 | 914 |
Income before extraordinary items | $5,727,000 | 920 |
Extraordinary gains, net | $0 | 53 |
Net income | $5,727,000 | 921 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $486,000 | 1,459 |
Cash dividends | $10,509,000 | 407 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $5,727,670 | 902 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $30,876,000 | 1,136 |
Total interest expense | $11,636,000 | 1,400 |
Net interest income | $19,240,000 | 958 |
Provision for loan and lease losses | $400,000 | 1,857 |
Total noninterest income | $4,361,000 | 1,048 |
Gross Fiduciary activities income | $1,112,000 | 511 |
Service charges on deposit accounts | $1,360,000 | 980 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $1,889,000 | 1,168 |
Total noninterest expense | $16,005,000 | 951 |
Salaries and employee benefits | $8,083,000 | 858 |
Premises and equipment expense | $3,023,000 | 758 |
Additional noninterest expense | $4,899,000 | 1,140 |
Pre-tax net operating income | $7,196,000 | 1,088 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $2,287,000 | 1,120 |
Income before extraordinary items | $4,909,000 | 1,083 |
Extraordinary gains, net | $0 | 65 |
Net income | $4,909,000 | 1,081 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $230,000 | 2,289 |
Cash dividends | $2,094,000 | 1,191 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $4,909,000 | 1,067 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $26,621,000 | 1,173 |
Total interest expense | $8,572,000 | 1,507 |
Net interest income | $18,049,000 | 1,023 |
Provision for loan and lease losses | $400,000 | 1,822 |
Total noninterest income | $4,202,000 | 1,040 |
Gross Fiduciary activities income | $984,000 | 528 |
Service charges on deposit accounts | $1,300,000 | 1,022 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $1,918,000 | 1,158 |
Total noninterest expense | $15,677,000 | 975 |
Salaries and employee benefits | $7,822,000 | 876 |
Premises and equipment expense | $2,801,000 | 799 |
Additional noninterest expense | $5,054,000 | 1,161 |
Pre-tax net operating income | $6,174,000 | 1,212 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $1,834,000 | 1,295 |
Income before extraordinary items | $4,340,000 | 1,171 |
Extraordinary gains, net | $0 | 249 |
Net income | $4,340,000 | 1,171 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $282,000 | 1,994 |
Cash dividends | $1,841,000 | 1,200 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $4,340,000 | 1,182 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $25,786,000 | 1,236 |
Total interest expense | $8,540,000 | 1,565 |
Net interest income | $17,246,000 | 1,065 |
Provision for loan and lease losses | $500,000 | 2,086 |
Total noninterest income | $3,930,000 | 1,181 |
Gross Fiduciary activities income | $886,000 | 577 |
Service charges on deposit accounts | $1,505,000 | 870 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $1,539,000 | 1,528 |
Total noninterest expense | $15,004,000 | 1,056 |
Salaries and employee benefits | $7,454,000 | 908 |
Premises and equipment expense | $2,669,000 | 846 |
Additional noninterest expense | $4,881,000 | 1,297 |
Pre-tax net operating income | $5,672,000 | 1,226 |
Securities gains (losses) | $140,000 | 2,061 |
Applicable income taxes | $1,804,000 | 1,326 |
Income before extraordinary items | $4,008,000 | 1,270 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $4,008,000 | 1,309 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $192,000 | 3,212 |
Cash dividends | $4,725,000 | 515 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $3,911,400 | 1,209 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $27,391,000 | 1,331 |
Total interest expense | $10,223,000 | 1,687 |
Net interest income | $17,168,000 | 1,081 |
Provision for loan and lease losses | $700,000 | 2,369 |
Total noninterest income | $3,658,000 | 1,225 |
Gross Fiduciary activities income | $809,000 | 604 |
Service charges on deposit accounts | $1,477,000 | 885 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $1,372,000 | 1,607 |
Total noninterest expense | $14,807,000 | 1,082 |
Salaries and employee benefits | $7,270,000 | 939 |
Premises and equipment expense | $2,823,000 | 841 |
Additional noninterest expense | $4,714,000 | 1,395 |
Pre-tax net operating income | $5,319,000 | 1,213 |
Securities gains (losses) | $14,000 | 6,053 |
Applicable income taxes | $1,535,000 | 1,426 |
Income before extraordinary items | $3,798,000 | 1,229 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $3,798,000 | 1,230 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $97,000 | 6,002 |
Cash dividends | $1,555,000 | 1,049 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $3,788,060 | 1,145 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.