Home > The Lorain National Bank > Net charge- offs to loans
The Lorain National Bank, Net charge- offs to loans
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3186% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3593% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 0.1276% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0557% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7138% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7861% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0740% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3807% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1384% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2737% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2737% | 1,840 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2658% | 899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2840% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 0.2446% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4788% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3948% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4094% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3743% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 4,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3068% | 1,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3068% | 1,580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3491% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4570% | 670 |
| Percentage Net Loans Charged-off:Construction & development | 0.3329% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2949% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1180% | 315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8443% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9799% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6588% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 2,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1913% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1913% | 2,752 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3775% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5148% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 0.2954% | 634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4092% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1566% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8404% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1321% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4426% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0052% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1561% | 2,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1561% | 2,700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4107% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5700% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 0.1001% | 712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4366% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0654% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4931% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4820% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 4,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1497% | 2,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1497% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3994% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5528% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7170% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5965% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6079% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5811% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 4,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1498% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1498% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5038% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6247% | 877 |
| Percentage Net Loans Charged-off:Construction & development | -0.3952% | 5,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5915% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1389% | 488 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1097% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3999% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7337% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1648% | 2,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2994% | 2,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2994% | 2,596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4780% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5929% | 900 |
| Percentage Net Loans Charged-off:Construction & development | -0.9118% | 6,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5347% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1887% | 382 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2466% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4634% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9694% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2298% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2541% | 2,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2541% | 2,502 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4988% | 1,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6173% | 913 |
| Percentage Net Loans Charged-off:Construction & development | -1.6879% | 6,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5023% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2811% | 290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5875% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5388% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6487% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3589% | 1,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2282% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2282% | 2,410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5289% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6282% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1393% | 1,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0786% | 257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7385% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2893% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2953% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3692% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3158% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3158% | 1,866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7645% | 1,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9197% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.2289% | 2,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8969% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1346% | 730 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3760% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9183% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9441% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2551% | 2,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5048% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5048% | 2,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7557% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9043% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.2854% | 1,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8508% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1238% | 657 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3777% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6526% | 806 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2848% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3765% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4743% | 2,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4743% | 2,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7739% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9258% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.1687% | 1,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8586% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4853% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7571% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4031% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4271% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4728% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4728% | 1,945 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8629% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1972% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 0.3307% | 1,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2526% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6542% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2081% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2072% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1025% | 5,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2192% | 2,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2192% | 2,287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1348% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4404% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 1.8279% | 1,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3390% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7223% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2319% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2980% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3497% | 3,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4608% | 2,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3857% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9412% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1741% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 1.7064% | 1,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8202% | 1,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7299% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1490% | 665 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4037% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2509% | 2,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4431% | 2,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3567% | 2,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0295% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2506% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 2.3829% | 1,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8888% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6576% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2515% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1214% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3429% | 2,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5538% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4198% | 2,320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4505% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5067% | 1,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1730% | 1,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1838% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2579% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1008% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2028% | 6,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5071% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3449% | 2,123 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6027% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8850% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 5.8452% | 1,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8186% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1656% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9641% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3719% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9375% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4030% | 3,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3145% | 1,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4832% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 6.0205% | 941 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0745% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9816% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0111% | 791 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9517% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0073% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3825% | 3,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8937% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1374% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 4.4031% | 1,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7908% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8227% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3960% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2540% | 2,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2954% | 7,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4158% | 3,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8573% | 1,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9676% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 5.5789% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1824% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7807% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5848% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2567% | 2,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6802% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4683% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3905% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 6.7421% | 923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4536% | 1,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3586% | 514 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0507% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5424% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6233% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9143% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2232% | 2,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7341% | 2,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4683% | 2,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.5323% | 2,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2236% | 1,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8185% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6698% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0941% | 3,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0962% | 1,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3611% | 1,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7350% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4083% | 2,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.4371% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2339% | 1,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6715% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3156% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1388% | 2,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9352% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3154% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9359% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5962% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 1.0248% | 1,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4663% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7168% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4453% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1343% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1161% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5844% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3818% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 2,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.2200% | 2,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1900% | 1,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2477% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5055% | 698 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 2,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4835% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7424% | 2,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3577% | 2,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1810% | 2,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.2851% | 1,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1919% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1547% | 1,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2446% | 755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 2,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7634% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5859% | 2,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2837% | 2,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2621% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.4022% | 1,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3071% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1881% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2096% | 643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1744% | 1,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0277% | 7,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5686% | 2,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 2,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0784% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2138% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0441% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3178% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0624% | 7,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6854% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4175% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2200% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3891% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1562% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0487% | 828 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2199% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4159% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6097% | 2,645 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4275% | 931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2212% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4097% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1508% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0552% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2073% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5425% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6103% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4753% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1522% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1989% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2069% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0843% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2798% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3837% | 206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5184% | 2,323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2706% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1578% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2146% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2070% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3308% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2342% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6084% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2652% | 1,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1508% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2446% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2306% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1187% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3025% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8598% | 1,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5916% | 2,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2749% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1409% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3736% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1386% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1004% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1639% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9044% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6508% | 2,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0742% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0782% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4463% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4604% | 2,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0759% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0765% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1572% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1483% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1633% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4039% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3082% | 2,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3438% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1723% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1042% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2219% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0048% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4962% | 3,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1357% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0751% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1965% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1212% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2919% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4008% | 3,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1351% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1706% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0750% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4294% | 1,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3611% | 3,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1663% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1045% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3487% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2162% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5662% | 2,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3788% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1888% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.2096% | 363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3009% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 1,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1788% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 2,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4146% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7387% | 2,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4215% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2067% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 0.2470% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3270% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2374% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 2,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6238% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8119% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2559% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1858% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.3884% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2738% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 1,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0339% | 2,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0742% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3256% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3590% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.8102% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5072% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 1,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1866% | 7,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6211% | 2,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3085% | 2,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1722% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.5057% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2176% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 3,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 2,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6757% | 2,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0779% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4681% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2901% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1049% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0385% | 561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2529% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9487% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 8,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 8,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9301% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1946% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4751% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2643% | 2,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 7,962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1313% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4527% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8615% | 1,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4428% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1798% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4027% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1139% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.0618% | 7,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2622% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8244% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3460% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9750% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3724% | 835 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2900% | 2,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 3,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.1504% | 557 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 8,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 8,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 8,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2054% | 1,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7121% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4525% | 1,105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3376% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 2,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0496% | 681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1652% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 2,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4212% | 2,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1758% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4757% | 1,071 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2553% | 2,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 1,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0546% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7223% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8708% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2031% | 3,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0806% | 318 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 1,334 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1372% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1618% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8574% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7077% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9821% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 630 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 1,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1394% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0182% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.0636% | 4 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7438% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1711% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2206% | 3,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1084% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.5015% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8950% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7458% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1229% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1688% | 4,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 0.2703% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0958% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2584% | 152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4949% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1645% | 847 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 6,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0890% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.4127% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1620% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3632% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3751% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4381% | 962 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 5,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0977% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0990% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0393% | 1,322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9277% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1218% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5733% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0805% | 7,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1179% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0412% | 344 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5755% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0686% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7133% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 10,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0439% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1605% | 1,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0250% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2016% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5807% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2924% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |