Home > The Lorain National Bank > Assets and Liabilities
The Lorain National Bank, Assets and Liabilities
| 2015-06-30 | Rank | |
| # of Employees: | 258 | 562 |
| Assets and Liabilities | ||
| Total Assets: | $1,237,190,000 | 577 |
| Cash and due from depository institutions | $33,101,000 | 562 |
| Interest-bearing balances | $2,291,000 | 4,799 |
| Securities | $208,243,000 | 728 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,585 |
| Net loans & leases | $921,959,000 | 523 |
| Loan loss allowance | $15,929,000 | 404 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $8,849,000 | 1,307 |
| Other real estate owned | $793,000 | 562 |
| Goodwill and other intangibles | $23,816,000 | 313 |
| All other assets | $40,429,000 | 565 |
| Life insurance assets | $19,835,000 | 465 |
| Total liabilities and capital | $1,237,190,000 | 577 |
| Total liabilities | $1,106,541,000 | 575 |
| Total deposits | $1,053,642,000 | 552 |
| Interest-bearing deposits | $1,015,765,000 | 444 |
| Deposits held in domestic offices | $1,053,642,000 | 551 |
| % insured | 93.49% | 882 |
| Federal funds purchased & repurchase agreements | $635,000 | 1,804 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $47,027,000 | 658 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $5,237,000 | 996 |
| Total equity capital | $130,649,000 | 600 |
| Total bank equity capital | $130,649,000 | 599 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $2,261,000 | 1,266 |
| Surplus | $59,629,000 | 618 |
| Undivided profits | $68,759,000 | 588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $15,682,000 | 367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $151,000 | 662 |
| Income earned, not collected on loans | $3,512,000 | 713 |
| Earning assets | $1,132,493,000 | 578 |
| Long-term assets (5+ years) | $456,703,000 | 541 |
| Average Assets, year-to-date | $1,242,701,330 | 571 |
| Average Assets, quarterly | $1,246,212,500 | 573 |
| Volatile liabilities | $94,860,000 | 585 |
| Insider loans | $28,109,000 | 175 |
| FHLB advances | $47,027,000 | 626 |
| Loans and leases held for sale | $4,050,000 | 632 |
| Unused loan commitments | $173,923,000 | 604 |
| Tier 1 (core) risk-based capital | $110,011,000 | 676 |
| Tier 2 risk-based capital | $12,724,000 | 453 |
| Total risk weighted assets | $1,014,706,000 | 508 |
| Total unused commitments | $173,923,000 | 604 |
| Derivatives | $33,234,000 | 494 |
| 2015-03-31 | Rank | |
| # of Employees: | 266 | 545 |
| Assets and Liabilities | ||
| Total Assets: | $1,255,235,000 | 570 |
| Cash and due from depository institutions | $40,220,000 | 545 |
| Interest-bearing balances | $2,923,000 | 4,814 |
| Securities | $203,848,000 | 743 |
| Federal funds sold & reverse repurchase agreements | $24,700,000 | 158 |
| Net loans & leases | $912,258,000 | 514 |
| Loan loss allowance | $16,797,000 | 388 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,888,000 | 1,311 |
| Other real estate owned | $772,000 | 545 |
| Goodwill and other intangibles | $23,735,000 | 311 |
| All other assets | $40,814,000 | 552 |
| Life insurance assets | $19,928,000 | 457 |
| Total liabilities and capital | $1,255,235,000 | 570 |
| Total liabilities | $1,125,011,000 | 567 |
| Total deposits | $1,071,387,000 | 534 |
| Interest-bearing deposits | $1,035,052,000 | 441 |
| Deposits held in domestic offices | $1,071,387,000 | 533 |
| % insured | 93.60% | 887 |
| Federal funds purchased & repurchase agreements | $637,000 | 1,650 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $46,973,000 | 616 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $6,014,000 | 906 |
| Total equity capital | $130,224,000 | 597 |
| Total bank equity capital | $130,224,000 | 596 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $2,261,000 | 1,284 |
| Surplus | $59,629,000 | 618 |
| Undivided profits | $68,334,000 | 599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $16,988,000 | 358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $285,000 | 542 |
| Income earned, not collected on loans | $3,611,000 | 661 |
| Earning assets | $1,143,729,000 | 566 |
| Long-term assets (5+ years) | $434,380,000 | 564 |
| Average Assets, year-to-date | $1,245,457,000 | 563 |
| Average Assets, quarterly | $1,245,457,000 | 563 |
| Volatile liabilities | $98,822,000 | 548 |
| Insider loans | $28,243,000 | 173 |
| FHLB advances | $46,973,000 | 576 |
| Loans and leases held for sale | $4,652,000 | 548 |
| Unused loan commitments | $167,679,000 | 602 |
| Tier 1 (core) risk-based capital | $108,034,000 | 675 |
| Tier 2 risk-based capital | $12,898,000 | 433 |
| Total risk weighted assets | $1,028,012,000 | 486 |
| Total unused commitments | $167,679,000 | 602 |
| Derivatives | $45,719,000 | 436 |
| 2014-12-31 | Rank | |
| # of Employees: | 272 | 531 |
| Assets and Liabilities | ||
| Total Assets: | $1,235,679,000 | 563 |
| Cash and due from depository institutions | $24,142,000 | 531 |
| Interest-bearing balances | $6,215,000 | 3,526 |
| Securities | $217,572,000 | 695 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $916,255,000 | 505 |
| Loan loss allowance | $17,416,000 | 374 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $8,725,000 | 1,342 |
| Other real estate owned | $772,000 | 531 |
| Goodwill and other intangibles | $23,724,000 | 302 |
| All other assets | $44,489,000 | 506 |
| Life insurance assets | $19,757,000 | 446 |
| Total liabilities and capital | $1,235,680,000 | 563 |
| Total liabilities | $1,106,691,000 | 560 |
| Total deposits | $1,036,756,000 | 539 |
| Interest-bearing deposits | $995,580,000 | 447 |
| Deposits held in domestic offices | $1,036,756,000 | 538 |
| % insured | 93.38% | 973 |
| Federal funds purchased & repurchase agreements | $10,611,000 | 788 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $54,321,000 | 593 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $5,003,000 | 1,018 |
| Total equity capital | $128,989,000 | 591 |
| Total bank equity capital | $128,989,000 | 591 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $2,261,000 | 1,315 |
| Surplus | $59,628,000 | 620 |
| Undivided profits | $67,100,000 | 597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $16,577,000 | 379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $200,000 | 608 |
| Income earned, not collected on loans | $3,635,000 | 674 |
| Earning assets | $1,140,042,000 | 563 |
| Long-term assets (5+ years) | $479,316,000 | 506 |
| Average Assets, year-to-date | $1,239,304,600 | 545 |
| Average Assets, quarterly | $1,238,027,500 | 558 |
| Volatile liabilities | $94,127,000 | 583 |
| Insider loans | $27,605,000 | 177 |
| FHLB advances | $54,321,000 | 551 |
| Loans and leases held for sale | $3,646,000 | 546 |
| Unused loan commitments | $199,425,000 | 512 |
| Tier 1 (core) risk-based capital | $107,498,000 | 668 |
| Tier 2 risk-based capital | $12,274,000 | 451 |
| Total risk weighted assets | $976,917,000 | 494 |
| Total unused commitments | $199,425,000 | 512 |
| Derivatives | $37,135,000 | 424 |
| 2014-09-30 | Rank | |
| # of Employees: | 264 | 549 |
| Assets and Liabilities | ||
| Total Assets: | $1,240,376,000 | 552 |
| Cash and due from depository institutions | $36,167,000 | 549 |
| Interest-bearing balances | $6,363,000 | 3,432 |
| Securities | $218,847,000 | 687 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $906,579,000 | 494 |
| Loan loss allowance | $17,432,000 | 380 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,346,000 | 1,399 |
| Other real estate owned | $745,000 | 549 |
| Goodwill and other intangibles | $23,591,000 | 298 |
| All other assets | $46,101,000 | 487 |
| Life insurance assets | $19,876,000 | 434 |
| Total liabilities and capital | $1,240,376,000 | 552 |
| Total liabilities | $1,112,647,000 | 552 |
| Total deposits | $1,059,681,000 | 519 |
| Interest-bearing deposits | $1,022,189,000 | 433 |
| Deposits held in domestic offices | $1,059,681,000 | 518 |
| % insured | 94.09% | 881 |
| Federal funds purchased & repurchase agreements | $675,000 | 1,872 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $46,867,000 | 629 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $5,424,000 | 957 |
| Total equity capital | $127,729,000 | 586 |
| Total bank equity capital | $127,729,000 | 584 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $2,261,000 | 1,336 |
| Surplus | $59,628,000 | 621 |
| Undivided profits | $65,840,000 | 592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $18,194,000 | 372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $266,000 | 560 |
| Income earned, not collected on loans | $3,714,000 | 664 |
| Earning assets | $1,131,789,000 | 555 |
| Long-term assets (5+ years) | $480,126,000 | 499 |
| Average Assets, year-to-date | $1,240,211,000 | 543 |
| Average Assets, quarterly | $1,238,209,000 | 551 |
| Volatile liabilities | $111,552,000 | 491 |
| Insider loans | $27,873,000 | 173 |
| FHLB advances | $46,867,000 | 591 |
| Loans and leases held for sale | $1,497,000 | 836 |
| Unused loan commitments | $176,982,000 | 559 |
| Tier 1 (core) risk-based capital | $107,176,000 | 660 |
| Tier 2 risk-based capital | $12,316,000 | 451 |
| Total risk weighted assets | $980,136,000 | 481 |
| Total unused commitments | $176,982,000 | 559 |
| Derivatives | $40,247,000 | 401 |
| 2014-06-30 | Rank | |
| # of Employees: | 265 | 546 |
| Assets and Liabilities | ||
| Total Assets: | $1,236,042,000 | 553 |
| Cash and due from depository institutions | $47,095,000 | 546 |
| Interest-bearing balances | $6,127,000 | 3,518 |
| Securities | $219,422,000 | 697 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 1,994 |
| Net loans & leases | $892,790,000 | 500 |
| Loan loss allowance | $17,430,000 | 387 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $7,402,000 | 1,576 |
| Other real estate owned | $1,016,000 | 546 |
| Goodwill and other intangibles | $23,433,000 | 296 |
| All other assets | $44,184,000 | 497 |
| Life insurance assets | $19,704,000 | 429 |
| Total liabilities and capital | $1,236,042,000 | 553 |
| Total liabilities | $1,109,974,000 | 548 |
| Total deposits | $1,050,844,000 | 519 |
| Interest-bearing deposits | $1,012,669,000 | 434 |
| Deposits held in domestic offices | $1,050,844,000 | 518 |
| % insured | 94.92% | 724 |
| Federal funds purchased & repurchase agreements | $1,362,000 | 1,656 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $46,813,000 | 636 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $10,955,000 | 553 |
| Total equity capital | $126,068,000 | 588 |
| Total bank equity capital | $126,068,000 | 587 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,261,000 | 1,354 |
| Surplus | $59,629,000 | 610 |
| Undivided profits | $64,178,000 | 597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $19,907,000 | 356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $266,000 | 584 |
| Income earned, not collected on loans | $3,572,000 | 670 |
| Earning assets | $1,119,039,000 | 557 |
| Long-term assets (5+ years) | $490,221,000 | 484 |
| Average Assets, year-to-date | $1,240,156,000 | 544 |
| Average Assets, quarterly | $1,245,371,000 | 547 |
| Volatile liabilities | $130,076,000 | 433 |
| Insider loans | $26,069,000 | 184 |
| FHLB advances | $46,813,000 | 594 |
| Loans and leases held for sale | $2,855,000 | 659 |
| Unused loan commitments | $172,396,000 | 551 |
| Tier 1 (core) risk-based capital | $105,981,000 | 657 |
| Tier 2 risk-based capital | $11,981,000 | 454 |
| Total risk weighted assets | $954,051,000 | 487 |
| Total unused commitments | $172,396,000 | 551 |
| Derivatives | $45,046,000 | 388 |
| 2014-03-31 | Rank | |
| # of Employees: | 265 | 549 |
| Assets and Liabilities | ||
| Total Assets: | $1,254,700,000 | 548 |
| Cash and due from depository institutions | $45,891,000 | 549 |
| Interest-bearing balances | $6,952,000 | 3,651 |
| Securities | $217,510,000 | 703 |
| Federal funds sold & reverse repurchase agreements | $22,350,000 | 208 |
| Net loans & leases | $894,504,000 | 488 |
| Loan loss allowance | $17,497,000 | 387 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $7,495,000 | 1,572 |
| Other real estate owned | $979,000 | 549 |
| Goodwill and other intangibles | $23,393,000 | 295 |
| All other assets | $42,578,000 | 515 |
| Life insurance assets | $19,532,000 | 428 |
| Total liabilities and capital | $1,254,701,000 | 548 |
| Total liabilities | $1,130,970,000 | 542 |
| Total deposits | $1,078,323,000 | 512 |
| Interest-bearing deposits | $1,042,587,000 | 429 |
| Deposits held in domestic offices | $1,078,323,000 | 510 |
| % insured | 92.65% | 1,349 |
| Federal funds purchased & repurchase agreements | $1,225,000 | 1,583 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $46,760,000 | 573 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $4,662,000 | 1,036 |
| Total equity capital | $123,731,000 | 595 |
| Total bank equity capital | $123,731,000 | 594 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,261,000 | 1,373 |
| Surplus | $59,628,000 | 611 |
| Undivided profits | $61,842,000 | 600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $20,918,000 | 368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $460,000 | 466 |
| Income earned, not collected on loans | $3,774,000 | 618 |
| Earning assets | $1,141,316,000 | 545 |
| Long-term assets (5+ years) | $481,030,000 | 492 |
| Average Assets, year-to-date | $1,242,213,000 | 544 |
| Average Assets, quarterly | $1,242,213,000 | 544 |
| Volatile liabilities | $115,174,000 | 445 |
| Insider loans | $18,294,000 | 276 |
| FHLB advances | $46,760,000 | 533 |
| Loans and leases held for sale | $1,811,000 | 696 |
| Unused loan commitments | $168,967,000 | 559 |
| Tier 1 (core) risk-based capital | $105,001,000 | 657 |
| Tier 2 risk-based capital | $12,061,000 | 454 |
| Total risk weighted assets | $959,481,000 | 482 |
| Total unused commitments | $168,967,000 | 559 |
| Derivatives | $43,171,000 | 376 |
| 2013-12-31 | Rank | |
| # of Employees: | 267 | 542 |
| Assets and Liabilities | ||
| Total Assets: | $1,229,726,000 | 545 |
| Cash and due from depository institutions | $43,622,000 | 542 |
| Interest-bearing balances | $6,905,000 | 3,407 |
| Securities | $216,122,000 | 702 |
| Federal funds sold & reverse repurchase agreements | $8,650,000 | 500 |
| Net loans & leases | $889,277,000 | 483 |
| Loan loss allowance | $17,505,000 | 392 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $7,643,000 | 1,536 |
| Other real estate owned | $579,000 | 542 |
| Goodwill and other intangibles | $23,318,000 | 292 |
| All other assets | $40,515,000 | 550 |
| Life insurance assets | $19,362,000 | 426 |
| Total liabilities and capital | $1,229,726,000 | 545 |
| Total liabilities | $1,108,757,000 | 542 |
| Total deposits | $1,054,910,000 | 512 |
| Interest-bearing deposits | $1,006,366,000 | 436 |
| Deposits held in domestic offices | $1,054,910,000 | 509 |
| % insured | 93.14% | 1,249 |
| Federal funds purchased & repurchase agreements | $1,576,000 | 1,695 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $46,708,000 | 598 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $5,563,000 | 912 |
| Total equity capital | $120,969,000 | 599 |
| Total bank equity capital | $120,969,000 | 597 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,261,000 | 1,393 |
| Surplus | $59,628,000 | 612 |
| Undivided profits | $59,080,000 | 615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $21,986,000 | 382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $462,000 | 446 |
| Income earned, not collected on loans | $3,621,000 | 667 |
| Earning assets | $1,120,954,000 | 548 |
| Long-term assets (5+ years) | $480,245,000 | 487 |
| Average Assets, year-to-date | $1,213,160,800 | 540 |
| Average Assets, quarterly | $1,219,845,000 | 544 |
| Volatile liabilities | $92,873,000 | 554 |
| Insider loans | $18,384,000 | 271 |
| FHLB advances | $46,708,000 | 557 |
| Loans and leases held for sale | $4,483,000 | 445 |
| Unused loan commitments | $173,614,000 | 534 |
| Tier 1 (core) risk-based capital | $104,090,000 | 657 |
| Tier 2 risk-based capital | $11,974,000 | 453 |
| Total risk weighted assets | $952,359,000 | 478 |
| Total unused commitments | $173,614,000 | 534 |
| Derivatives | $41,719,000 | 363 |
| 2013-09-30 | Rank | |
| # of Employees: | 267 | 545 |
| Assets and Liabilities | ||
| Total Assets: | $1,209,964,000 | 549 |
| Cash and due from depository institutions | $34,089,000 | 545 |
| Interest-bearing balances | $8,274,000 | 3,160 |
| Securities | $215,290,000 | 716 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 323 |
| Net loans & leases | $875,619,000 | 481 |
| Loan loss allowance | $17,791,000 | 406 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $7,759,000 | 1,516 |
| Other real estate owned | $951,000 | 545 |
| Goodwill and other intangibles | $23,240,000 | 289 |
| All other assets | $40,016,000 | 556 |
| Life insurance assets | $19,122,000 | 427 |
| Total liabilities and capital | $1,209,964,000 | 549 |
| Total liabilities | $1,088,140,000 | 546 |
| Total deposits | $1,034,197,000 | 519 |
| Interest-bearing deposits | $1,000,999,000 | 438 |
| Deposits held in domestic offices | $1,034,197,000 | 517 |
| % insured | 94.03% | 1,095 |
| Federal funds purchased & repurchase agreements | $1,643,000 | 1,676 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $46,658,000 | 576 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $5,642,000 | 952 |
| Total equity capital | $121,824,000 | 590 |
| Total bank equity capital | $121,824,000 | 588 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,261,000 | 1,418 |
| Surplus | $59,628,000 | 607 |
| Undivided profits | $59,935,000 | 606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $24,977,000 | 363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $633,000 | 401 |
| Income earned, not collected on loans | $3,750,000 | 657 |
| Earning assets | $1,112,183,000 | 545 |
| Long-term assets (5+ years) | $468,745,000 | 483 |
| Average Assets, year-to-date | $1,209,019,500 | 545 |
| Average Assets, quarterly | $1,213,837,000 | 542 |
| Volatile liabilities | $94,220,000 | 549 |
| Insider loans | $19,037,000 | 250 |
| FHLB advances | $46,658,000 | 527 |
| Loans and leases held for sale | $2,110,000 | 746 |
| Unused loan commitments | $203,265,000 | 475 |
| Tier 1 (core) risk-based capital | $104,547,000 | 654 |
| Tier 2 risk-based capital | $11,798,000 | 463 |
| Total risk weighted assets | $937,809,000 | 481 |
| Total unused commitments | $203,265,000 | 475 |
| Derivatives | $23,902,000 | 486 |
| 2013-06-30 | Rank | |
| # of Employees: | 267 | 551 |
| Assets and Liabilities | ||
| Total Assets: | $1,217,710,000 | 538 |
| Cash and due from depository institutions | $43,534,000 | 551 |
| Interest-bearing balances | $6,871,000 | 3,648 |
| Securities | $228,766,000 | 680 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 760 |
| Net loans & leases | $868,504,000 | 478 |
| Loan loss allowance | $17,815,000 | 409 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $7,869,000 | 1,500 |
| Other real estate owned | $1,149,000 | 551 |
| Goodwill and other intangibles | $23,232,000 | 285 |
| All other assets | $38,656,000 | 574 |
| Life insurance assets | $18,948,000 | 423 |
| Total liabilities and capital | $1,217,710,000 | 538 |
| Total liabilities | $1,094,815,000 | 533 |
| Total deposits | $1,041,182,000 | 510 |
| Interest-bearing deposits | $1,010,903,000 | 433 |
| Deposits held in domestic offices | $1,041,182,000 | 508 |
| % insured | 92.56% | 1,600 |
| Federal funds purchased & repurchase agreements | $1,859,000 | 1,583 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $46,607,000 | 573 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $5,167,000 | 1,016 |
| Total equity capital | $122,895,000 | 577 |
| Total bank equity capital | $122,895,000 | 577 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,261,000 | 1,425 |
| Surplus | $59,628,000 | 607 |
| Undivided profits | $61,006,000 | 583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $26,604,000 | 364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $324,000 | 552 |
| Income earned, not collected on loans | $3,896,000 | 601 |
| Earning assets | $1,110,141,000 | 537 |
| Long-term assets (5+ years) | $471,378,000 | 473 |
| Average Assets, year-to-date | $1,208,704,670 | 544 |
| Average Assets, quarterly | $1,224,183,500 | 536 |
| Volatile liabilities | $89,765,000 | 556 |
| Insider loans | $18,342,000 | 266 |
| FHLB advances | $46,607,000 | 532 |
| Loans and leases held for sale | $3,423,000 | 745 |
| Unused loan commitments | $172,855,000 | 521 |
| Tier 1 (core) risk-based capital | $103,265,000 | 654 |
| Tier 2 risk-based capital | $11,676,000 | 460 |
| Total risk weighted assets | $927,961,000 | 475 |
| Total unused commitments | $172,855,000 | 521 |
| Derivatives | $38,789,000 | 423 |
| 2013-03-31 | Rank | |
| # of Employees: | 267 | 550 |
| Assets and Liabilities | ||
| Total Assets: | $1,230,657,000 | 539 |
| Cash and due from depository institutions | $42,204,000 | 550 |
| Interest-bearing balances | $6,406,000 | 4,235 |
| Securities | $223,173,000 | 696 |
| Federal funds sold & reverse repurchase agreements | $12,750,000 | 478 |
| Net loans & leases | $878,375,000 | 469 |
| Loan loss allowance | $17,806,000 | 423 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $7,970,000 | 1,496 |
| Other real estate owned | $1,215,000 | 550 |
| Goodwill and other intangibles | $23,168,000 | 286 |
| All other assets | $41,802,000 | 519 |
| Life insurance assets | $18,778,000 | 418 |
| Total liabilities and capital | $1,230,657,000 | 539 |
| Total liabilities | $1,106,471,000 | 540 |
| Total deposits | $1,051,115,000 | 514 |
| Interest-bearing deposits | $1,024,821,000 | 433 |
| Deposits held in domestic offices | $1,051,115,000 | 512 |
| % insured | 96.18% | 592 |
| Federal funds purchased & repurchase agreements | $1,889,000 | 1,494 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $46,557,000 | 537 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $6,910,000 | 799 |
| Total equity capital | $124,186,000 | 589 |
| Total bank equity capital | $124,186,000 | 587 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,261,000 | 1,447 |
| Surplus | $59,628,000 | 609 |
| Undivided profits | $62,297,000 | 609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $28,514,000 | 369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $4,018,000 | 586 |
| Earning assets | $1,120,559,000 | 536 |
| Long-term assets (5+ years) | $468,635,000 | 470 |
| Average Assets, year-to-date | $1,204,202,000 | 551 |
| Average Assets, quarterly | $1,204,202,000 | 551 |
| Volatile liabilities | $94,611,000 | 512 |
| Insider loans | $16,468,000 | 300 |
| FHLB advances | $46,557,000 | 493 |
| Loans and leases held for sale | $6,250,000 | 531 |
| Unused loan commitments | $167,168,000 | 519 |
| Tier 1 (core) risk-based capital | $101,531,000 | 664 |
| Tier 2 risk-based capital | $11,808,000 | 459 |
| Total risk weighted assets | $938,760,000 | 472 |
| Total unused commitments | $167,168,000 | 519 |
| Derivatives | $41,478,000 | 406 |
| 2012-12-31 | Rank | |
| # of Employees: | 262 | 558 |
| Assets and Liabilities | ||
| Total Assets: | $1,177,747,000 | 566 |
| Cash and due from depository institutions | $30,659,000 | 558 |
| Interest-bearing balances | $6,520,000 | 3,933 |
| Securities | $203,762,000 | 747 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $872,545,000 | 471 |
| Loan loss allowance | $17,637,000 | 434 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $8,108,000 | 1,471 |
| Other real estate owned | $1,366,000 | 558 |
| Goodwill and other intangibles | $23,054,000 | 284 |
| All other assets | $38,253,000 | 571 |
| Life insurance assets | $18,611,000 | 409 |
| Total liabilities and capital | $1,177,747,000 | 566 |
| Total liabilities | $1,053,634,000 | 565 |
| Total deposits | $1,001,594,000 | 543 |
| Interest-bearing deposits | $968,930,000 | 453 |
| Deposits held in domestic offices | $1,001,594,000 | 542 |
| % insured | 92.24% | 2,621 |
| Federal funds purchased & repurchase agreements | $1,115,000 | 1,789 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $46,508,000 | 571 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $4,417,000 | 1,177 |
| Total equity capital | $124,113,000 | 593 |
| Total bank equity capital | $124,113,000 | 592 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,261,000 | 1,456 |
| Surplus | $59,629,000 | 607 |
| Undivided profits | $62,223,000 | 607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $27,981,000 | 393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $3,726,000 | 659 |
| Earning assets | $1,082,827,000 | 555 |
| Long-term assets (5+ years) | $454,741,000 | 462 |
| Average Assets, year-to-date | $1,191,477,400 | 552 |
| Average Assets, quarterly | $1,191,878,500 | 556 |
| Volatile liabilities | $70,306,000 | 692 |
| Insider loans | $19,051,000 | 248 |
| FHLB advances | $46,508,000 | 524 |
| Loans and leases held for sale | $7,634,000 | 602 |
| Unused loan commitments | $155,247,000 | 537 |
| Tier 1 (core) risk-based capital | $100,608,000 | 662 |
| Tier 2 risk-based capital | $11,542,000 | 467 |
| Total risk weighted assets | $917,274,000 | 483 |
| Total unused commitments | $155,247,000 | 537 |
| Derivatives | $33,128,000 | 448 |
| 2012-09-30 | Rank | |
| # of Employees: | 268 | 539 |
| Assets and Liabilities | ||
| Total Assets: | $1,206,010,000 | 554 |
| Cash and due from depository institutions | $28,527,000 | 539 |
| Interest-bearing balances | $8,082,000 | 3,434 |
| Securities | $235,334,000 | 661 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $871,508,000 | 467 |
| Loan loss allowance | $17,587,000 | 449 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $8,287,000 | 1,426 |
| Other real estate owned | $1,653,000 | 539 |
| Goodwill and other intangibles | $23,133,000 | 282 |
| All other assets | $37,568,000 | 596 |
| Life insurance assets | $18,370,000 | 405 |
| Total liabilities and capital | $1,206,010,000 | 554 |
| Total liabilities | $1,074,935,000 | 556 |
| Total deposits | $1,022,466,000 | 528 |
| Interest-bearing deposits | $996,938,000 | 447 |
| Deposits held in domestic offices | $1,022,466,000 | 525 |
| % insured | 85.21% | 5,080 |
| Federal funds purchased & repurchase agreements | $988,000 | 1,832 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $47,494,000 | 587 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,987,000 | 1,306 |
| Total equity capital | $131,075,000 | 569 |
| Total bank equity capital | $131,075,000 | 569 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,261,000 | 1,484 |
| Surplus | $59,628,000 | 608 |
| Undivided profits | $69,186,000 | 549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $32,582,000 | 389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $194,000 | 696 |
| Income earned, not collected on loans | $3,758,000 | 697 |
| Earning assets | $1,114,924,000 | 542 |
| Long-term assets (5+ years) | $485,112,000 | 426 |
| Average Assets, year-to-date | $1,194,910,000 | 550 |
| Average Assets, quarterly | $1,206,646,500 | 549 |
| Volatile liabilities | $74,399,000 | 660 |
| Insider loans | $21,668,000 | 207 |
| FHLB advances | $47,494,000 | 537 |
| Loans and leases held for sale | $3,380,000 | 872 |
| Unused loan commitments | $147,630,000 | 564 |
| Tier 1 (core) risk-based capital | $106,437,000 | 617 |
| Tier 2 risk-based capital | $11,558,000 | 465 |
| Total risk weighted assets | $918,755,000 | 476 |
| Total unused commitments | $147,630,000 | 564 |
| Derivatives | $3,410,000 | 966 |
| 2012-06-30 | Rank | |
| # of Employees: | 263 | 553 |
| Assets and Liabilities | ||
| Total Assets: | $1,207,283,000 | 546 |
| Cash and due from depository institutions | $45,719,000 | 553 |
| Interest-bearing balances | $8,270,000 | 3,430 |
| Securities | $228,788,000 | 677 |
| Federal funds sold & reverse repurchase agreements | $10,900,000 | 506 |
| Net loans & leases | $851,366,000 | 471 |
| Loan loss allowance | $17,300,000 | 457 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,308,000 | 1,275 |
| Other real estate owned | $1,506,000 | 553 |
| Goodwill and other intangibles | $23,176,000 | 281 |
| All other assets | $36,520,000 | 615 |
| Life insurance assets | $18,202,000 | 402 |
| Total liabilities and capital | $1,207,283,000 | 546 |
| Total liabilities | $1,077,319,000 | 550 |
| Total deposits | $1,024,979,000 | 526 |
| Interest-bearing deposits | $967,807,000 | 456 |
| Deposits held in domestic offices | $1,024,979,000 | 523 |
| % insured | 94.19% | 2,102 |
| Federal funds purchased & repurchase agreements | $827,000 | 1,917 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $47,495,000 | 611 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $4,018,000 | 1,254 |
| Total equity capital | $129,964,000 | 566 |
| Total bank equity capital | $129,964,000 | 566 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,261,000 | 1,511 |
| Surplus | $59,628,000 | 602 |
| Undivided profits | $68,075,000 | 537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $35,898,000 | 378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $3,604,000 | 677 |
| Earning assets | $1,099,324,000 | 545 |
| Long-term assets (5+ years) | $461,853,000 | 434 |
| Average Assets, year-to-date | $1,191,210,000 | 558 |
| Average Assets, quarterly | $1,202,884,000 | 549 |
| Volatile liabilities | $57,608,000 | 835 |
| Insider loans | $21,569,000 | 217 |
| FHLB advances | $47,495,000 | 562 |
| Loans and leases held for sale | $1,207,000 | 1,242 |
| Unused loan commitments | $154,138,000 | 531 |
| Tier 1 (core) risk-based capital | $105,459,000 | 623 |
| Tier 2 risk-based capital | $11,116,000 | 491 |
| Total risk weighted assets | $902,158,000 | 486 |
| Total unused commitments | $154,138,000 | 531 |
| Derivatives | $2,096,000 | 1,025 |
| 2012-03-31 | Rank | |
| # of Employees: | 261 | 554 |
| Assets and Liabilities | ||
| Total Assets: | $1,198,485,000 | 557 |
| Cash and due from depository institutions | $44,112,000 | 554 |
| Interest-bearing balances | $7,080,000 | 3,955 |
| Securities | $231,851,000 | 685 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $849,567,000 | 474 |
| Loan loss allowance | $17,115,000 | 469 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $8,412,000 | 1,407 |
| Other real estate owned | $1,845,000 | 554 |
| Goodwill and other intangibles | $23,207,000 | 280 |
| All other assets | $39,491,000 | 562 |
| Life insurance assets | $18,033,000 | 396 |
| Total liabilities and capital | $1,198,485,000 | 557 |
| Total liabilities | $1,070,595,000 | 556 |
| Total deposits | $1,018,284,000 | 531 |
| Interest-bearing deposits | $961,485,000 | 460 |
| Deposits held in domestic offices | $1,018,284,000 | 528 |
| % insured | 93.92% | 2,229 |
| Federal funds purchased & repurchase agreements | $894,000 | 1,808 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $47,496,000 | 613 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,921,000 | 1,256 |
| Total equity capital | $127,890,000 | 565 |
| Total bank equity capital | $127,890,000 | 564 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,261,000 | 1,533 |
| Surplus | $59,628,000 | 603 |
| Undivided profits | $66,001,000 | 536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $36,871,000 | 404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 890 |
| Income earned, not collected on loans | $3,651,000 | 687 |
| Earning assets | $1,088,498,000 | 554 |
| Long-term assets (5+ years) | $431,198,000 | 464 |
| Average Assets, year-to-date | $1,183,173,500 | 560 |
| Average Assets, quarterly | $1,183,173,500 | 560 |
| Volatile liabilities | $66,469,000 | 728 |
| Insider loans | $21,693,000 | 224 |
| FHLB advances | $47,496,000 | 564 |
| Loans and leases held for sale | $4,462,000 | 634 |
| Unused loan commitments | $155,382,000 | 518 |
| Tier 1 (core) risk-based capital | $103,708,000 | 629 |
| Tier 2 risk-based capital | $11,262,000 | 483 |
| Total risk weighted assets | $895,095,000 | 486 |
| Total unused commitments | $155,382,000 | 518 |
| Derivatives | $5,284,000 | 792 |
| 2011-12-31 | Rank | |
| # of Employees: | 260 | 563 |
| Assets and Liabilities | ||
| Total Assets: | $1,167,862,000 | 564 |
| Cash and due from depository institutions | $40,647,000 | 563 |
| Interest-bearing balances | $6,324,000 | 3,760 |
| Securities | $226,012,000 | 666 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $829,473,000 | 491 |
| Loan loss allowance | $17,063,000 | 469 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $8,549,000 | 1,388 |
| Other real estate owned | $1,687,000 | 563 |
| Goodwill and other intangibles | $23,239,000 | 281 |
| All other assets | $38,255,000 | 598 |
| Life insurance assets | $17,868,000 | 387 |
| Total liabilities and capital | $1,167,862,000 | 564 |
| Total liabilities | $1,041,330,000 | 567 |
| Total deposits | $993,769,000 | 537 |
| Interest-bearing deposits | $939,049,000 | 470 |
| Deposits held in domestic offices | $993,769,000 | 533 |
| % insured | 94.48% | 2,074 |
| Federal funds purchased & repurchase agreements | $227,000 | 2,246 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $42,497,000 | 692 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,837,000 | 1,055 |
| Total equity capital | $126,532,000 | 571 |
| Total bank equity capital | $126,532,000 | 570 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,261,000 | 1,543 |
| Surplus | $59,628,000 | 609 |
| Undivided profits | $64,643,000 | 541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $34,471,000 | 433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 913 |
| Income earned, not collected on loans | $3,550,000 | 742 |
| Earning assets | $1,061,809,000 | 562 |
| Long-term assets (5+ years) | $455,517,000 | 336 |
| Average Assets, year-to-date | $1,164,203,800 | 559 |
| Average Assets, quarterly | $1,168,753,500 | 560 |
| Volatile liabilities | $85,061,000 | 639 |
| Insider loans | $19,857,000 | 245 |
| FHLB advances | $42,497,000 | 644 |
| Loans and leases held for sale | $3,448,000 | 664 |
| Unused loan commitments | $170,539,000 | 463 |
| Tier 1 (core) risk-based capital | $101,925,000 | 640 |
| Tier 2 risk-based capital | $11,080,000 | 490 |
| Total risk weighted assets | $880,409,000 | 494 |
| Total unused commitments | $170,539,000 | 463 |
| Derivatives | $2,922,000 | 806 |
| 2011-09-30 | Rank | |
| # of Employees: | 256 | 573 |
| Assets and Liabilities | ||
| Total Assets: | $1,169,645,000 | 569 |
| Cash and due from depository institutions | $40,648,000 | 573 |
| Interest-bearing balances | $24,308,000 | 1,608 |
| Securities | $232,358,000 | 637 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $823,716,000 | 497 |
| Loan loss allowance | $17,845,000 | 459 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $8,783,000 | 1,340 |
| Other real estate owned | $2,116,000 | 573 |
| Goodwill and other intangibles | $23,292,000 | 285 |
| All other assets | $38,732,000 | 598 |
| Life insurance assets | $17,670,000 | 388 |
| Total liabilities and capital | $1,169,645,000 | 569 |
| Total liabilities | $1,044,185,000 | 568 |
| Total deposits | $990,382,000 | 543 |
| Interest-bearing deposits | $940,878,000 | 477 |
| Deposits held in domestic offices | $990,382,000 | 537 |
| % insured | 94.53% | 2,121 |
| Federal funds purchased & repurchase agreements | $371,000 | 2,161 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $47,498,000 | 650 |
| Subordinated debt | $2,000,000 | 168 |
| All other liabilities | $3,934,000 | 1,262 |
| Total equity capital | $125,460,000 | 585 |
| Total bank equity capital | $125,460,000 | 585 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,261,000 | 1,571 |
| Surplus | $59,628,000 | 621 |
| Undivided profits | $63,571,000 | 557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $37,114,000 | 437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 907 |
| Income earned, not collected on loans | $3,656,000 | 737 |
| Earning assets | $1,080,382,000 | 555 |
| Long-term assets (5+ years) | $461,690,000 | 317 |
| Average Assets, year-to-date | $1,163,289,250 | 564 |
| Average Assets, quarterly | $1,163,177,000 | 570 |
| Volatile liabilities | $98,752,000 | 573 |
| Insider loans | $20,816,000 | 234 |
| FHLB advances | $47,498,000 | 591 |
| Loans and leases held for sale | $4,069,000 | 559 |
| Unused loan commitments | $158,369,000 | 507 |
| Tier 1 (core) risk-based capital | $100,249,000 | 650 |
| Tier 2 risk-based capital | $13,038,000 | 423 |
| Total risk weighted assets | $876,314,000 | 497 |
| Total unused commitments | $158,369,000 | 508 |
| Derivatives | $4,344,000 | 788 |
| 2011-06-30 | Rank | |
| # of Employees: | 260 | 568 |
| Assets and Liabilities | ||
| Total Assets: | $1,156,709,000 | 575 |
| Cash and due from depository institutions | $32,481,000 | 568 |
| Interest-bearing balances | $12,875,000 | 2,464 |
| Securities | $231,025,000 | 636 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $814,269,000 | 507 |
| Loan loss allowance | $17,351,000 | 498 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $8,838,000 | 1,331 |
| Other real estate owned | $2,276,000 | 568 |
| Goodwill and other intangibles | $23,401,000 | 286 |
| All other assets | $44,419,000 | 522 |
| Life insurance assets | $17,495,000 | 387 |
| Total liabilities and capital | $1,156,709,000 | 575 |
| Total liabilities | $1,032,930,000 | 571 |
| Total deposits | $983,623,000 | 543 |
| Interest-bearing deposits | $929,173,000 | 482 |
| Deposits held in domestic offices | $983,623,000 | 540 |
| % insured | 94.83% | 2,087 |
| Federal funds purchased & repurchase agreements | $756,000 | 2,084 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $42,499,000 | 723 |
| Subordinated debt | $2,000,000 | 174 |
| All other liabilities | $4,052,000 | 1,183 |
| Total equity capital | $123,779,000 | 583 |
| Total bank equity capital | $123,779,000 | 582 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,261,000 | 1,593 |
| Surplus | $59,629,000 | 618 |
| Undivided profits | $61,889,000 | 544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $37,954,000 | 447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $84,000 | 905 |
| Income earned, not collected on loans | $3,617,000 | 736 |
| Earning assets | $1,058,169,000 | 563 |
| Long-term assets (5+ years) | $460,965,000 | 316 |
| Average Assets, year-to-date | $1,161,170,670 | 573 |
| Average Assets, quarterly | $1,165,743,000 | 572 |
| Volatile liabilities | $72,385,000 | 770 |
| Insider loans | $19,396,000 | 264 |
| FHLB advances | $42,499,000 | 666 |
| Loans and leases held for sale | $1,308,000 | 783 |
| Unused loan commitments | $143,172,000 | 534 |
| Tier 1 (core) risk-based capital | $98,400,000 | 655 |
| Tier 2 risk-based capital | $13,001,000 | 433 |
| Total risk weighted assets | $873,761,000 | 504 |
| Total unused commitments | $143,172,000 | 535 |
| Derivatives | $1,291,000 | 891 |
| 2011-03-31 | Rank | |
| # of Employees: | 262 | 557 |
| Assets and Liabilities | ||
| Total Assets: | $1,174,777,000 | 573 |
| Cash and due from depository institutions | $19,591,000 | 557 |
| Interest-bearing balances | $1,882,000 | 5,215 |
| Securities | $235,563,000 | 620 |
| Federal funds sold & reverse repurchase agreements | $45,150,000 | 121 |
| Net loans & leases | $798,573,000 | 522 |
| Loan loss allowance | $17,316,000 | 500 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $8,974,000 | 1,316 |
| Other real estate owned | $3,348,000 | 557 |
| Goodwill and other intangibles | $23,472,000 | 290 |
| All other assets | $40,106,000 | 599 |
| Life insurance assets | $17,320,000 | 387 |
| Total liabilities and capital | $1,174,777,000 | 573 |
| Total liabilities | $1,052,953,000 | 564 |
| Total deposits | $1,003,438,000 | 539 |
| Interest-bearing deposits | $953,141,000 | 487 |
| Deposits held in domestic offices | $1,003,438,000 | 537 |
| % insured | 95.36% | 1,849 |
| Federal funds purchased & repurchase agreements | $581,000 | 2,065 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $42,500,000 | 753 |
| Subordinated debt | $2,000,000 | 175 |
| All other liabilities | $4,434,000 | 1,100 |
| Total equity capital | $121,824,000 | 576 |
| Total bank equity capital | $121,824,000 | 576 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,261,000 | 1,618 |
| Surplus | $59,628,000 | 616 |
| Undivided profits | $59,935,000 | 548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $38,139,000 | 457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 885 |
| Income earned, not collected on loans | $3,785,000 | 704 |
| Earning assets | $1,081,168,000 | 558 |
| Long-term assets (5+ years) | $421,290,000 | 342 |
| Average Assets, year-to-date | $1,163,401,500 | 578 |
| Average Assets, quarterly | $1,163,401,500 | 578 |
| Volatile liabilities | $72,363,000 | 801 |
| Insider loans | $20,503,000 | 257 |
| FHLB advances | $42,500,000 | 693 |
| Loans and leases held for sale | $5,260,000 | 311 |
| Unused loan commitments | $149,387,000 | 522 |
| Tier 1 (core) risk-based capital | $97,595,000 | 648 |
| Tier 2 risk-based capital | $12,979,000 | 442 |
| Total risk weighted assets | $871,878,000 | 513 |
| Total unused commitments | $149,387,000 | 522 |
| Derivatives | $322,000 | 1,044 |
| 2010-12-31 | Rank | |
| # of Employees: | 272 | 542 |
| Assets and Liabilities | ||
| Total Assets: | $1,152,026,000 | 590 |
| Cash and due from depository institutions | $17,717,000 | 542 |
| Interest-bearing balances | $1,335,000 | 5,321 |
| Securities | $221,725,000 | 630 |
| Federal funds sold & reverse repurchase agreements | $30,850,000 | 188 |
| Net loans & leases | $801,546,000 | 535 |
| Loan loss allowance | $16,136,000 | 533 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,221,000 | 1,298 |
| Other real estate owned | $3,119,000 | 542 |
| Goodwill and other intangibles | $23,375,000 | 294 |
| All other assets | $44,473,000 | 541 |
| Life insurance assets | $17,146,000 | 388 |
| Total liabilities and capital | $1,152,026,000 | 590 |
| Total liabilities | $1,031,249,000 | 589 |
| Total deposits | $979,618,000 | 553 |
| Interest-bearing deposits | $926,395,000 | 497 |
| Deposits held in domestic offices | $979,618,000 | 551 |
| % insured | 95.49% | 1,742 |
| Federal funds purchased & repurchase agreements | $932,000 | 2,091 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $42,501,000 | 800 |
| Subordinated debt | $4,000,000 | 154 |
| All other liabilities | $4,198,000 | 1,126 |
| Total equity capital | $120,777,000 | 577 |
| Total bank equity capital | $120,777,000 | 576 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,261,000 | 1,638 |
| Surplus | $59,629,000 | 614 |
| Undivided profits | $58,887,000 | 549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $41,831,000 | 433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 966 |
| Income earned, not collected on loans | $3,519,000 | 796 |
| Earning assets | $1,055,456,000 | 581 |
| Long-term assets (5+ years) | $449,747,000 | 312 |
| Average Assets, year-to-date | $1,153,600,200 | 578 |
| Average Assets, quarterly | $1,154,061,500 | 593 |
| Volatile liabilities | $256,059,000 | 532 |
| Insider loans | $21,624,000 | 239 |
| FHLB advances | $42,501,000 | 738 |
| Loans and leases held for sale | $5,103,000 | 550 |
| Unused loan commitments | $143,763,000 | 538 |
| Tier 1 (core) risk-based capital | $96,227,000 | 650 |
| Tier 2 risk-based capital | $14,864,000 | 403 |
| Total risk weighted assets | $863,864,000 | 530 |
| Total unused commitments | $143,763,000 | 538 |
| Derivatives | $4,370,000 | 700 |
| 2010-09-30 | Rank | |
| # of Employees: | 265 | 553 |
| Assets and Liabilities | ||
| Total Assets: | $1,156,097,000 | 588 |
| Cash and due from depository institutions | $20,871,000 | 553 |
| Interest-bearing balances | $1,859,000 | 5,016 |
| Securities | $214,922,000 | 635 |
| Federal funds sold & reverse repurchase agreements | $62,550,000 | 103 |
| Net loans & leases | $783,387,000 | 548 |
| Loan loss allowance | $17,197,000 | 501 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,080,000 | 1,335 |
| Other real estate owned | $2,206,000 | 553 |
| Goodwill and other intangibles | $23,393,000 | 287 |
| All other assets | $39,688,000 | 597 |
| Life insurance assets | $16,951,000 | 383 |
| Total liabilities and capital | $1,156,097,000 | 588 |
| Total liabilities | $1,032,885,000 | 582 |
| Total deposits | $980,087,000 | 545 |
| Interest-bearing deposits | $933,962,000 | 503 |
| Deposits held in domestic offices | $980,087,000 | 543 |
| % insured | 95.55% | 1,328 |
| Federal funds purchased & repurchase agreements | $1,491,000 | 1,910 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $42,502,000 | 861 |
| Subordinated debt | $4,000,000 | 165 |
| All other liabilities | $4,805,000 | 1,111 |
| Total equity capital | $123,212,000 | 562 |
| Total bank equity capital | $123,212,000 | 561 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,261,000 | 1,664 |
| Surplus | $59,629,000 | 603 |
| Undivided profits | $61,322,000 | 536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $43,572,000 | 433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,148 |
| Income earned, not collected on loans | $3,740,000 | 789 |
| Earning assets | $1,062,718,000 | 573 |
| Long-term assets (5+ years) | $443,912,000 | 304 |
| Average Assets, year-to-date | $1,153,993,750 | 574 |
| Average Assets, quarterly | $1,154,634,000 | 578 |
| Volatile liabilities | $249,998,000 | 549 |
| Insider loans | $20,966,000 | 244 |
| FHLB advances | $42,502,000 | 791 |
| Loans and leases held for sale | $4,675,000 | 621 |
| Unused loan commitments | $153,579,000 | 511 |
| Tier 1 (core) risk-based capital | $97,053,000 | 642 |
| Tier 2 risk-based capital | $14,648,000 | 413 |
| Total risk weighted assets | $845,258,000 | 534 |
| Total unused commitments | $153,579,000 | 511 |
| Derivatives | $4,896,000 | 786 |
| 2010-06-30 | Rank | |
| # of Employees: | 273 | 526 |
| Assets and Liabilities | ||
| Total Assets: | $1,153,171,000 | 574 |
| Cash and due from depository institutions | $18,222,000 | 526 |
| Interest-bearing balances | $1,666,000 | 5,015 |
| Securities | $244,111,000 | 545 |
| Federal funds sold & reverse repurchase agreements | $37,100,000 | 151 |
| Net loans & leases | $777,543,000 | 542 |
| Loan loss allowance | $19,435,000 | 450 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,167,000 | 1,336 |
| Other real estate owned | $2,355,000 | 526 |
| Goodwill and other intangibles | $23,441,000 | 292 |
| All other assets | $41,232,000 | 578 |
| Life insurance assets | $16,780,000 | 384 |
| Total liabilities and capital | $1,153,171,000 | 574 |
| Total liabilities | $1,031,120,000 | 576 |
| Total deposits | $975,388,000 | 543 |
| Interest-bearing deposits | $931,218,000 | 504 |
| Deposits held in domestic offices | $975,388,000 | 541 |
| % insured | 95.83% | 1,304 |
| Federal funds purchased & repurchase agreements | $1,725,000 | 1,871 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $42,503,000 | 903 |
| Subordinated debt | $4,000,000 | 173 |
| All other liabilities | $7,504,000 | 746 |
| Total equity capital | $122,051,000 | 564 |
| Total bank equity capital | $122,051,000 | 563 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,261,000 | 1,685 |
| Surplus | $59,629,000 | 597 |
| Undivided profits | $60,161,000 | 535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $46,415,000 | 415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,151 |
| Income earned, not collected on loans | $3,995,000 | 713 |
| Earning assets | $1,060,420,000 | 567 |
| Long-term assets (5+ years) | $447,349,000 | 299 |
| Average Assets, year-to-date | $1,153,292,670 | 575 |
| Average Assets, quarterly | $1,155,609,000 | 576 |
| Volatile liabilities | $259,173,000 | 539 |
| Insider loans | $21,020,000 | 248 |
| FHLB advances | $42,503,000 | 844 |
| Loans and leases held for sale | $1,527,000 | 856 |
| Unused loan commitments | $145,867,000 | 523 |
| Tier 1 (core) risk-based capital | $95,655,000 | 637 |
| Tier 2 risk-based capital | $14,636,000 | 418 |
| Total risk weighted assets | $842,068,000 | 539 |
| Total unused commitments | $145,867,000 | 523 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 269 | 541 |
| Assets and Liabilities | ||
| Total Assets: | $1,158,047,000 | 591 |
| Cash and due from depository institutions | $19,077,000 | 541 |
| Interest-bearing balances | $1,921,000 | 4,857 |
| Securities | $248,112,000 | 532 |
| Federal funds sold & reverse repurchase agreements | $35,650,000 | 226 |
| Net loans & leases | $777,093,000 | 569 |
| Loan loss allowance | $19,183,000 | 479 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,782,000 | 1,281 |
| Other real estate owned | $1,467,000 | 541 |
| Goodwill and other intangibles | $23,486,000 | 295 |
| All other assets | $43,380,000 | 567 |
| Life insurance assets | $16,607,000 | 386 |
| Total liabilities and capital | $1,158,047,000 | 591 |
| Total liabilities | $1,038,258,000 | 588 |
| Total deposits | $981,087,000 | 553 |
| Interest-bearing deposits | $936,565,000 | 514 |
| Deposits held in domestic offices | $981,087,000 | 551 |
| % insured | 95.43% | 1,540 |
| Federal funds purchased & repurchase agreements | $1,589,000 | 1,923 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $42,504,000 | 965 |
| Subordinated debt | $4,000,000 | 179 |
| All other liabilities | $9,078,000 | 635 |
| Total equity capital | $119,789,000 | 572 |
| Total bank equity capital | $119,789,000 | 570 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,261,000 | 1,722 |
| Surplus | $59,629,000 | 606 |
| Undivided profits | $57,899,000 | 535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $42,907,000 | 469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $195,000 | 776 |
| Income earned, not collected on loans | $3,882,000 | 754 |
| Earning assets | $1,062,776,000 | 583 |
| Long-term assets (5+ years) | $440,562,000 | 306 |
| Average Assets, year-to-date | $1,153,353,500 | 592 |
| Average Assets, quarterly | $1,153,353,500 | 592 |
| Volatile liabilities | $261,927,000 | 553 |
| Insider loans | $21,687,000 | 259 |
| FHLB advances | $42,504,000 | 904 |
| Loans and leases held for sale | $3,691,000 | 447 |
| Unused loan commitments | $145,620,000 | 552 |
| Tier 1 (core) risk-based capital | $94,325,000 | 648 |
| Tier 2 risk-based capital | $14,867,000 | 429 |
| Total risk weighted assets | $861,932,000 | 549 |
| Total unused commitments | $145,620,000 | 552 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 272 | 530 |
| Assets and Liabilities | ||
| Total Assets: | $1,148,660,000 | 593 |
| Cash and due from depository institutions | $17,292,000 | 530 |
| Interest-bearing balances | $974,000 | 5,160 |
| Securities | $247,037,000 | 528 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 855 |
| Net loans & leases | $788,188,000 | 573 |
| Loan loss allowance | $18,792,000 | 486 |
| Trading account assets | $8,445,000 | 104 |
| Bank premises and fixed assets | $10,105,000 | 1,251 |
| Other real estate owned | $1,264,000 | 530 |
| Goodwill and other intangibles | $23,478,000 | 293 |
| All other assets | $42,851,000 | 585 |
| Life insurance assets | $16,435,000 | 387 |
| Total liabilities and capital | $1,148,660,000 | 593 |
| Total liabilities | $1,030,607,000 | 595 |
| Total deposits | $974,018,000 | 550 |
| Interest-bearing deposits | $923,011,000 | 519 |
| Deposits held in domestic offices | $974,018,000 | 547 |
| % insured | 95.09% | 1,661 |
| Federal funds purchased & repurchase agreements | $1,457,000 | 2,067 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $42,505,000 | 1,042 |
| Subordinated debt | $4,000,000 | 192 |
| All other liabilities | $8,627,000 | 663 |
| Total equity capital | $118,053,000 | 564 |
| Total bank equity capital | $118,053,000 | 563 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,261,000 | 1,755 |
| Surplus | $59,629,000 | 595 |
| Undivided profits | $56,163,000 | 552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $38,838,000 | 501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $197,000 | 752 |
| Income earned, not collected on loans | $4,072,000 | 760 |
| Earning assets | $1,054,644,000 | 587 |
| Long-term assets (5+ years) | $460,645,000 | 289 |
| Average Assets, year-to-date | $1,176,732,000 | 567 |
| Average Assets, quarterly | $1,164,518,500 | 584 |
| Volatile liabilities | $196,952,000 | 748 |
| Insider loans | $22,659,000 | 252 |
| FHLB advances | $42,505,000 | 971 |
| Loans and leases held for sale | $3,783,000 | 507 |
| Unused loan commitments | $144,561,000 | 568 |
| Tier 1 (core) risk-based capital | $92,752,000 | 650 |
| Tier 2 risk-based capital | $14,787,000 | 446 |
| Total risk weighted assets | $862,994,000 | 563 |
| Total unused commitments | $144,561,000 | 568 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 273 | 539 |
| Assets and Liabilities | ||
| Total Assets: | $1,180,377,000 | 582 |
| Cash and due from depository institutions | $19,028,000 | 539 |
| Interest-bearing balances | $4,705,000 | 3,138 |
| Securities | $273,144,000 | 479 |
| Federal funds sold & reverse repurchase agreements | $16,004,000 | 561 |
| Net loans & leases | $792,751,000 | 585 |
| Loan loss allowance | $22,556,000 | 421 |
| Trading account assets | $8,865,000 | 109 |
| Bank premises and fixed assets | $10,311,000 | 1,234 |
| Other real estate owned | $1,071,000 | 539 |
| Goodwill and other intangibles | $23,619,000 | 306 |
| All other assets | $35,584,000 | 631 |
| Life insurance assets | $16,282,000 | 393 |
| Total liabilities and capital | $1,180,377,000 | 582 |
| Total liabilities | $1,061,940,000 | 580 |
| Total deposits | $969,875,000 | 556 |
| Interest-bearing deposits | $938,296,000 | 515 |
| Deposits held in domestic offices | $969,875,000 | 554 |
| % insured | 89.26% | 4,217 |
| Federal funds purchased & repurchase agreements | $31,423,000 | 532 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $45,005,000 | 1,043 |
| Subordinated debt | $4,000,000 | 205 |
| All other liabilities | $11,637,000 | 586 |
| Total equity capital | $118,437,000 | 581 |
| Total bank equity capital | $118,437,000 | 579 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,261,000 | 1,779 |
| Surplus | $59,629,000 | 598 |
| Undivided profits | $56,547,000 | 577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $42,019,000 | 470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $203,000 | 721 |
| Income earned, not collected on loans | $4,337,000 | 737 |
| Earning assets | $1,095,469,000 | 574 |
| Long-term assets (5+ years) | $486,431,000 | 276 |
| Average Assets, year-to-date | $1,183,750,000 | 575 |
| Average Assets, quarterly | $1,205,856,500 | 574 |
| Volatile liabilities | $241,773,000 | 641 |
| Insider loans | $23,816,000 | 236 |
| FHLB advances | $43,005,000 | 1,017 |
| Loans and leases held for sale | $1,707,000 | 715 |
| Unused loan commitments | $157,159,000 | 563 |
| Tier 1 (core) risk-based capital | $92,069,000 | 665 |
| Tier 2 risk-based capital | $14,946,000 | 459 |
| Total risk weighted assets | $864,096,000 | 577 |
| Total unused commitments | $157,159,000 | 564 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 280 | 534 |
| Assets and Liabilities | ||
| Total Assets: | $1,231,336,000 | 574 |
| Cash and due from depository institutions | $22,376,000 | 534 |
| Interest-bearing balances | $4,126,000 | 3,048 |
| Securities | $281,733,000 | 458 |
| Federal funds sold & reverse repurchase agreements | $47,239,000 | 156 |
| Net loans & leases | $797,009,000 | 603 |
| Loan loss allowance | $12,978,000 | 648 |
| Trading account assets | $10,630,000 | 107 |
| Bank premises and fixed assets | $10,573,000 | 1,224 |
| Other real estate owned | $1,170,000 | 534 |
| Goodwill and other intangibles | $23,612,000 | 329 |
| All other assets | $36,994,000 | 625 |
| Life insurance assets | $16,069,000 | 409 |
| Total liabilities and capital | $1,231,336,000 | 574 |
| Total liabilities | $1,134,697,000 | 564 |
| Total deposits | $1,040,775,000 | 528 |
| Interest-bearing deposits | $1,002,036,000 | 482 |
| Deposits held in domestic offices | $1,040,775,000 | 526 |
| % insured | 90.65% | 811 |
| Federal funds purchased & repurchase agreements | $29,289,000 | 571 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $43,006,000 | 1,138 |
| Subordinated debt | $6,000,000 | 175 |
| All other liabilities | $15,627,000 | 464 |
| Total equity capital | $96,639,000 | 706 |
| Total bank equity capital | $96,639,000 | 706 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,261,000 | 1,805 |
| Surplus | $34,406,000 | 996 |
| Undivided profits | $59,972,000 | 529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $33,134,000 | 543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $275,000 | 633 |
| Income earned, not collected on loans | $4,531,000 | 693 |
| Earning assets | $1,140,737,000 | 559 |
| Long-term assets (5+ years) | $493,011,000 | 273 |
| Average Assets, year-to-date | $1,184,874,330 | 587 |
| Average Assets, quarterly | $1,209,569,500 | 584 |
| Volatile liabilities | $235,214,000 | 666 |
| Insider loans | $21,398,000 | 289 |
| FHLB advances | $43,006,000 | 1,050 |
| Loans and leases held for sale | $6,425,000 | 476 |
| Unused loan commitments | $165,817,000 | 558 |
| Tier 1 (core) risk-based capital | $72,312,000 | 862 |
| Tier 2 risk-based capital | $16,989,000 | 413 |
| Total risk weighted assets | $877,094,000 | 593 |
| Total unused commitments | $165,817,000 | 558 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 276 | 543 |
| Assets and Liabilities | ||
| Total Assets: | $1,187,803,000 | 598 |
| Cash and due from depository institutions | $19,628,000 | 543 |
| Interest-bearing balances | $2,958,000 | 3,232 |
| Securities | $248,047,000 | 512 |
| Federal funds sold & reverse repurchase agreements | $45,400,000 | 238 |
| Net loans & leases | $793,434,000 | 613 |
| Loan loss allowance | $11,575,000 | 665 |
| Trading account assets | $11,004,000 | 115 |
| Bank premises and fixed assets | $10,864,000 | 1,197 |
| Other real estate owned | $1,468,000 | 543 |
| Goodwill and other intangibles | $23,579,000 | 341 |
| All other assets | $34,379,000 | 664 |
| Life insurance assets | $15,905,000 | 410 |
| Total liabilities and capital | $1,187,803,000 | 598 |
| Total liabilities | $1,090,967,000 | 591 |
| Total deposits | $1,003,624,000 | 547 |
| Interest-bearing deposits | $960,355,000 | 504 |
| Deposits held in domestic offices | $1,003,624,000 | 544 |
| % insured | 90.50% | 870 |
| Federal funds purchased & repurchase agreements | $25,802,000 | 652 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $43,357,000 | 1,187 |
| Subordinated debt | $6,000,000 | 174 |
| All other liabilities | $12,184,000 | 575 |
| Total equity capital | $96,836,000 | 698 |
| Total bank equity capital | $96,836,000 | 697 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,261,000 | 1,814 |
| Surplus | $34,406,000 | 994 |
| Undivided profits | $60,169,000 | 554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $21,331,000 | 696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $331,000 | 519 |
| Income earned, not collected on loans | $4,319,000 | 739 |
| Earning assets | $1,100,843,000 | 585 |
| Long-term assets (5+ years) | $459,502,000 | 304 |
| Average Assets, year-to-date | $1,161,643,500 | 600 |
| Average Assets, quarterly | $1,161,643,500 | 600 |
| Volatile liabilities | $228,725,000 | 704 |
| Insider loans | $24,381,000 | 249 |
| FHLB advances | $43,357,000 | 1,093 |
| Loans and leases held for sale | $2,742,000 | 660 |
| Unused loan commitments | $167,208,000 | 584 |
| Tier 1 (core) risk-based capital | $72,657,000 | 857 |
| Tier 2 risk-based capital | $16,776,000 | 410 |
| Total risk weighted assets | $861,318,000 | 607 |
| Total unused commitments | $167,208,000 | 584 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 277 | 543 |
| Assets and Liabilities | ||
| Total Assets: | $1,135,484,000 | 609 |
| Cash and due from depository institutions | $22,075,000 | 543 |
| Interest-bearing balances | $1,993,000 | 2,986 |
| Securities | $223,053,000 | 550 |
| Federal funds sold & reverse repurchase agreements | $15,200,000 | 608 |
| Net loans & leases | $795,478,000 | 612 |
| Loan loss allowance | $11,652,000 | 641 |
| Trading account assets | $11,261,000 | 114 |
| Bank premises and fixed assets | $11,504,000 | 1,108 |
| Other real estate owned | $1,108,000 | 543 |
| Goodwill and other intangibles | $23,598,000 | 350 |
| All other assets | $32,207,000 | 703 |
| Life insurance assets | $15,742,000 | 414 |
| Total liabilities and capital | $1,135,484,000 | 609 |
| Total liabilities | $1,040,664,000 | 603 |
| Total deposits | $947,583,000 | 555 |
| Interest-bearing deposits | $911,583,000 | 521 |
| Deposits held in domestic offices | $947,583,000 | 551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,928,000 | 758 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $53,357,000 | 1,100 |
| Subordinated debt | $6,000,000 | 177 |
| All other liabilities | $10,796,000 | 649 |
| Total equity capital | $94,820,000 | 701 |
| Total bank equity capital | $94,820,000 | 701 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,261,000 | 1,820 |
| Surplus | $34,406,000 | 961 |
| Undivided profits | $58,153,000 | 564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,592,000 | 651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $429,000 | 424 |
| Income earned, not collected on loans | $4,290,000 | 792 |
| Earning assets | $1,046,985,000 | 597 |
| Long-term assets (5+ years) | $426,710,000 | 322 |
| Average Assets, year-to-date | $1,087,958,600 | 608 |
| Average Assets, quarterly | $1,122,186,500 | 608 |
| Volatile liabilities | $202,441,000 | 770 |
| Insider loans | $19,060,000 | 342 |
| FHLB advances | $53,357,000 | 1,007 |
| Loans and leases held for sale | $3,579,000 | 435 |
| Unused loan commitments | $157,615,000 | 641 |
| Tier 1 (core) risk-based capital | $71,171,000 | 864 |
| Tier 2 risk-based capital | $16,673,000 | 422 |
| Total risk weighted assets | $852,856,000 | 603 |
| Total unused commitments | $157,615,000 | 641 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 282 | 543 |
| Assets and Liabilities | ||
| Total Assets: | $1,108,889,000 | 618 |
| Cash and due from depository institutions | $30,615,000 | 543 |
| Interest-bearing balances | $11,455,000 | 651 |
| Securities | $171,918,000 | 691 |
| Federal funds sold & reverse repurchase agreements | $15,400,000 | 773 |
| Net loans & leases | $787,864,000 | 623 |
| Loan loss allowance | $11,355,000 | 598 |
| Trading account assets | $33,559,000 | 80 |
| Bank premises and fixed assets | $12,408,000 | 1,013 |
| Other real estate owned | $1,799,000 | 543 |
| Goodwill and other intangibles | $23,640,000 | 381 |
| All other assets | $31,686,000 | 692 |
| Life insurance assets | $15,499,000 | 421 |
| Total liabilities and capital | $1,108,889,000 | 618 |
| Total liabilities | $1,015,548,000 | 605 |
| Total deposits | $896,999,000 | 576 |
| Interest-bearing deposits | $858,213,000 | 536 |
| Deposits held in domestic offices | $896,999,000 | 574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,876,000 | 674 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $73,857,000 | 853 |
| Subordinated debt | $6,000,000 | 182 |
| All other liabilities | $8,816,000 | 722 |
| Total equity capital | $93,341,000 | 726 |
| Total bank equity capital | $93,341,000 | 726 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,261,000 | 1,832 |
| Surplus | $34,406,000 | 933 |
| Undivided profits | $56,674,000 | 607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,446,000 | 614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $430,000 | 404 |
| Income earned, not collected on loans | $4,186,000 | 854 |
| Earning assets | $1,020,196,000 | 603 |
| Long-term assets (5+ years) | $346,837,000 | 380 |
| Average Assets, year-to-date | $1,076,077,250 | 617 |
| Average Assets, quarterly | $1,090,616,500 | 621 |
| Volatile liabilities | $208,229,000 | 734 |
| Insider loans | $19,478,000 | 327 |
| FHLB advances | $73,857,000 | 781 |
| Loans and leases held for sale | $5,677,000 | 282 |
| Unused loan commitments | $174,036,000 | 623 |
| Tier 1 (core) risk-based capital | $70,510,000 | 889 |
| Tier 2 risk-based capital | $16,512,000 | 411 |
| Total risk weighted assets | $840,137,000 | 615 |
| Total unused commitments | $174,036,000 | 623 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 285 | 539 |
| Assets and Liabilities | ||
| Total Assets: | $1,072,344,000 | 634 |
| Cash and due from depository institutions | $28,755,000 | 539 |
| Interest-bearing balances | $187,000 | 4,426 |
| Securities | $173,342,000 | 684 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $762,269,000 | 638 |
| Loan loss allowance | $11,874,000 | 546 |
| Trading account assets | $37,195,000 | 84 |
| Bank premises and fixed assets | $12,787,000 | 978 |
| Other real estate owned | $2,351,000 | 539 |
| Goodwill and other intangibles | $23,632,000 | 394 |
| All other assets | $32,013,000 | 663 |
| Life insurance assets | $15,346,000 | 425 |
| Total liabilities and capital | $1,072,344,000 | 634 |
| Total liabilities | $980,087,000 | 626 |
| Total deposits | $861,819,000 | 583 |
| Interest-bearing deposits | $822,551,000 | 540 |
| Deposits held in domestic offices | $861,819,000 | 580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,681,000 | 545 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $58,857,000 | 1,015 |
| Subordinated debt | $6,000,000 | 171 |
| All other liabilities | $9,730,000 | 676 |
| Total equity capital | $92,257,000 | 748 |
| Total bank equity capital | $92,257,000 | 748 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,261,000 | 1,839 |
| Surplus | $34,406,000 | 920 |
| Undivided profits | $55,590,000 | 641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,428,000 | 597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $257,000 | 531 |
| Income earned, not collected on loans | $4,033,000 | 880 |
| Earning assets | $972,993,000 | 633 |
| Long-term assets (5+ years) | $324,525,000 | 405 |
| Average Assets, year-to-date | $1,065,140,000 | 629 |
| Average Assets, quarterly | $1,069,427,500 | 633 |
| Volatile liabilities | $200,133,000 | 772 |
| Insider loans | $19,721,000 | 329 |
| FHLB advances | $58,857,000 | 950 |
| Loans and leases held for sale | $4,358,000 | 394 |
| Unused loan commitments | $173,627,000 | 639 |
| Tier 1 (core) risk-based capital | $69,811,000 | 888 |
| Tier 2 risk-based capital | $16,320,000 | 412 |
| Total risk weighted assets | $824,029,000 | 631 |
| Total unused commitments | $173,627,000 | 639 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 275 | 561 |
| Assets and Liabilities | ||
| Total Assets: | $1,066,511,000 | 635 |
| Cash and due from depository institutions | $22,178,000 | 561 |
| Interest-bearing balances | $188,000 | 4,482 |
| Securities | $180,481,000 | 661 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 3,532 |
| Net loans & leases | $752,191,000 | 634 |
| Loan loss allowance | $8,000,000 | 731 |
| Trading account assets | $37,220,000 | 87 |
| Bank premises and fixed assets | $12,908,000 | 964 |
| Other real estate owned | $2,680,000 | 561 |
| Goodwill and other intangibles | $23,608,000 | 403 |
| All other assets | $30,945,000 | 663 |
| Life insurance assets | $15,670,000 | 409 |
| Total liabilities and capital | $1,066,511,000 | 635 |
| Total liabilities | $970,702,000 | 628 |
| Total deposits | $867,161,000 | 586 |
| Interest-bearing deposits | $830,287,000 | 546 |
| Deposits held in domestic offices | $867,161,000 | 583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,876,000 | 718 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $59,207,000 | 956 |
| Subordinated debt | $6,000,000 | 168 |
| All other liabilities | $10,458,000 | 685 |
| Total equity capital | $95,809,000 | 740 |
| Total bank equity capital | $95,809,000 | 740 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,261,000 | 1,838 |
| Surplus | $34,406,000 | 922 |
| Undivided profits | $59,142,000 | 635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,045,000 | 524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $257,000 | 496 |
| Income earned, not collected on loans | $4,183,000 | 862 |
| Earning assets | $974,380,000 | 634 |
| Long-term assets (5+ years) | $255,192,000 | 504 |
| Average Assets, year-to-date | $1,061,538,000 | 632 |
| Average Assets, quarterly | $1,061,538,000 | 632 |
| Volatile liabilities | $193,992,000 | 758 |
| Insider loans | $25,564,000 | 220 |
| FHLB advances | $59,207,000 | 880 |
| Loans and leases held for sale | $7,748,000 | 304 |
| Unused loan commitments | $177,682,000 | 648 |
| Tier 1 (core) risk-based capital | $71,162,000 | 870 |
| Tier 2 risk-based capital | $14,000,000 | 446 |
| Total risk weighted assets | $801,072,000 | 635 |
| Total unused commitments | $177,682,000 | 649 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 272 | 568 |
| Assets and Liabilities | ||
| Total Assets: | $1,056,565,000 | 641 |
| Cash and due from depository institutions | $23,523,000 | 568 |
| Interest-bearing balances | $263,000 | 3,746 |
| Securities | $179,192,000 | 670 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $750,502,000 | 638 |
| Loan loss allowance | $7,820,000 | 734 |
| Trading account assets | $33,402,000 | 90 |
| Bank premises and fixed assets | $13,328,000 | 935 |
| Other real estate owned | $2,478,000 | 568 |
| Goodwill and other intangibles | $23,616,000 | 399 |
| All other assets | $30,524,000 | 654 |
| Life insurance assets | $15,487,000 | 410 |
| Total liabilities and capital | $1,056,565,000 | 641 |
| Total liabilities | $961,558,000 | 629 |
| Total deposits | $857,889,000 | 591 |
| Interest-bearing deposits | $817,056,000 | 550 |
| Deposits held in domestic offices | $857,889,000 | 587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,105,000 | 538 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $44,207,000 | 1,113 |
| Subordinated debt | $8,000,000 | 155 |
| All other liabilities | $9,357,000 | 724 |
| Total equity capital | $95,007,000 | 736 |
| Total bank equity capital | $95,007,000 | 736 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,261,000 | 1,829 |
| Surplus | $34,406,000 | 901 |
| Undivided profits | $58,340,000 | 643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,831,000 | 567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $417,000 | 364 |
| Income earned, not collected on loans | $4,074,000 | 968 |
| Earning assets | $963,359,000 | 639 |
| Long-term assets (5+ years) | $221,734,000 | 565 |
| Average Assets, year-to-date | $956,492,600 | 674 |
| Average Assets, quarterly | $1,037,629,500 | 645 |
| Volatile liabilities | $204,625,000 | 726 |
| Insider loans | $28,399,000 | 191 |
| FHLB advances | $44,207,000 | 1,036 |
| Loans and leases held for sale | $3,241,000 | 479 |
| Unused loan commitments | $190,387,000 | 624 |
| Tier 1 (core) risk-based capital | $71,623,000 | 876 |
| Tier 2 risk-based capital | $15,820,000 | 397 |
| Total risk weighted assets | $833,217,000 | 616 |
| Total unused commitments | $190,387,000 | 624 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 289 | 529 |
| Assets and Liabilities | ||
| Total Assets: | $1,018,694,000 | 652 |
| Cash and due from depository institutions | $23,887,000 | 529 |
| Interest-bearing balances | $416,000 | 3,197 |
| Securities | $167,302,000 | 709 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,499 |
| Net loans & leases | $723,377,000 | 645 |
| Loan loss allowance | $7,951,000 | 689 |
| Trading account assets | $32,000,000 | 85 |
| Bank premises and fixed assets | $13,646,000 | 876 |
| Other real estate owned | $3,053,000 | 529 |
| Goodwill and other intangibles | $23,492,000 | 395 |
| All other assets | $31,437,000 | 624 |
| Life insurance assets | $15,286,000 | 400 |
| Total liabilities and capital | $1,018,694,000 | 652 |
| Total liabilities | $924,901,000 | 635 |
| Total deposits | $835,049,000 | 590 |
| Interest-bearing deposits | $804,533,000 | 547 |
| Deposits held in domestic offices | $835,049,000 | 587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,039,000 | 675 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $45,206,000 | 1,011 |
| Subordinated debt | $8,000,000 | 152 |
| All other liabilities | $8,607,000 | 763 |
| Total equity capital | $93,793,000 | 735 |
| Total bank equity capital | $93,793,000 | 735 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,261,000 | 1,810 |
| Surplus | $34,406,000 | 882 |
| Undivided profits | $57,126,000 | 666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,013,000 | 452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $694,000 | 258 |
| Income earned, not collected on loans | $4,279,000 | 985 |
| Earning assets | $923,595,000 | 652 |
| Long-term assets (5+ years) | $213,322,000 | 558 |
| Average Assets, year-to-date | $931,474,500 | 690 |
| Average Assets, quarterly | $1,010,883,500 | 645 |
| Volatile liabilities | $197,097,000 | 753 |
| Insider loans | $26,734,000 | 206 |
| FHLB advances | $45,206,000 | 937 |
| Loans and leases held for sale | $2,416,000 | 539 |
| Unused loan commitments | $196,302,000 | 625 |
| Tier 1 (core) risk-based capital | $71,429,000 | 876 |
| Tier 2 risk-based capital | $15,951,000 | 386 |
| Total risk weighted assets | $808,013,000 | 621 |
| Total unused commitments | $196,302,000 | 625 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 307 | 513 |
| Assets and Liabilities | ||
| Total Assets: | $1,003,073,000 | 661 |
| Cash and due from depository institutions | $23,986,000 | 513 |
| Interest-bearing balances | $258,000 | 3,697 |
| Securities | $147,752,000 | 800 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $727,539,000 | 646 |
| Loan loss allowance | $8,115,000 | 668 |
| Trading account assets | $31,581,000 | 85 |
| Bank premises and fixed assets | $13,826,000 | 846 |
| Other real estate owned | $2,132,000 | 513 |
| Goodwill and other intangibles | $23,348,000 | 415 |
| All other assets | $32,909,000 | 606 |
| Life insurance assets | $15,104,000 | 402 |
| Total liabilities and capital | $1,003,073,000 | 661 |
| Total liabilities | $911,684,000 | 648 |
| Total deposits | $824,662,000 | 619 |
| Interest-bearing deposits | $789,632,000 | 566 |
| Deposits held in domestic offices | $824,662,000 | 616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,285,000 | 799 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $49,206,000 | 895 |
| Subordinated debt | $8,000,000 | 158 |
| All other liabilities | $8,531,000 | 758 |
| Total equity capital | $91,389,000 | 760 |
| Total bank equity capital | $91,389,000 | 760 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,261,000 | 1,806 |
| Surplus | $34,406,000 | 886 |
| Undivided profits | $54,722,000 | 683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,440,000 | 314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $494,000 | 327 |
| Income earned, not collected on loans | $4,126,000 | 961 |
| Earning assets | $907,130,000 | 667 |
| Long-term assets (5+ years) | $207,106,000 | 559 |
| Average Assets, year-to-date | $902,401,330 | 732 |
| Average Assets, quarterly | $927,944,500 | 709 |
| Volatile liabilities | $186,932,000 | 784 |
| Insider loans | $26,734,000 | 202 |
| FHLB advances | $49,206,000 | 820 |
| Loans and leases held for sale | $6,346,000 | 351 |
| Unused loan commitments | $175,135,000 | 684 |
| Tier 1 (core) risk-based capital | $70,542,000 | 890 |
| Tier 2 risk-based capital | $16,115,000 | 399 |
| Total risk weighted assets | $809,684,000 | 625 |
| Total unused commitments | $175,135,000 | 684 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 273 | 568 |
| Assets and Liabilities | ||
| Total Assets: | $852,816,000 | 769 |
| Cash and due from depository institutions | $22,786,000 | 568 |
| Interest-bearing balances | $383,000 | 3,412 |
| Securities | $110,373,000 | 1,104 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,807 |
| Net loans & leases | $620,663,000 | 730 |
| Loan loss allowance | $7,258,000 | 719 |
| Trading account assets | $48,615,000 | 77 |
| Bank premises and fixed assets | $12,769,000 | 897 |
| Other real estate owned | $1,072,000 | 568 |
| Goodwill and other intangibles | $3,268,000 | 1,117 |
| All other assets | $29,270,000 | 648 |
| Life insurance assets | $14,922,000 | 400 |
| Total liabilities and capital | $852,816,000 | 769 |
| Total liabilities | $787,771,000 | 750 |
| Total deposits | $722,913,000 | 698 |
| Interest-bearing deposits | $644,231,000 | 689 |
| Deposits held in domestic offices | $722,913,000 | 696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,054,000 | 764 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $32,083,000 | 1,187 |
| Subordinated debt | $4,000,000 | 202 |
| All other liabilities | $7,721,000 | 835 |
| Total equity capital | $65,045,000 | 1,026 |
| Total bank equity capital | $65,045,000 | 1,026 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,261,000 | 1,793 |
| Surplus | $6,541,000 | 3,359 |
| Undivided profits | $56,243,000 | 672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,735,000 | 241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $741,000 | 239 |
| Income earned, not collected on loans | $4,169,000 | 927 |
| Earning assets | $784,034,000 | 769 |
| Long-term assets (5+ years) | $130,696,000 | 852 |
| Average Assets, year-to-date | $852,065,500 | 768 |
| Average Assets, quarterly | $852,065,500 | 768 |
| Volatile liabilities | $156,690,000 | 893 |
| Insider loans | $26,122,000 | 211 |
| FHLB advances | $32,083,000 | 1,117 |
| Loans and leases held for sale | $5,981,000 | 351 |
| Unused loan commitments | $157,538,000 | 745 |
| Tier 1 (core) risk-based capital | $62,983,000 | 977 |
| Tier 2 risk-based capital | $11,258,000 | 508 |
| Total risk weighted assets | $712,055,000 | 688 |
| Total unused commitments | $157,538,000 | 745 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 271 | 582 |
| Assets and Liabilities | ||
| Total Assets: | $851,315,000 | 766 |
| Cash and due from depository institutions | $29,122,000 | 582 |
| Interest-bearing balances | $206,000 | 3,989 |
| Securities | $155,687,000 | 794 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $621,033,000 | 731 |
| Loan loss allowance | $7,300,000 | 698 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $12,599,000 | 890 |
| Other real estate owned | $1,289,000 | 582 |
| Goodwill and other intangibles | $3,157,000 | 1,122 |
| All other assets | $28,428,000 | 670 |
| Life insurance assets | $14,755,000 | 393 |
| Total liabilities and capital | $851,315,000 | 766 |
| Total liabilities | $786,679,000 | 745 |
| Total deposits | $717,787,000 | 699 |
| Interest-bearing deposits | $626,044,000 | 687 |
| Deposits held in domestic offices | $717,787,000 | 697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,163,000 | 764 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,086,000 | 1,165 |
| Subordinated debt | $4,000,000 | 203 |
| All other liabilities | $7,643,000 | 823 |
| Total equity capital | $64,636,000 | 1,012 |
| Total bank equity capital | $64,636,000 | 1,012 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,261,000 | 1,785 |
| Surplus | $6,541,000 | 3,324 |
| Undivided profits | $55,834,000 | 661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,058,000 | 273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $522,000 | 289 |
| Income earned, not collected on loans | $3,935,000 | 995 |
| Earning assets | $776,926,000 | 765 |
| Long-term assets (5+ years) | $139,149,000 | 785 |
| Average Assets, year-to-date | $823,634,600 | 756 |
| Average Assets, quarterly | $841,719,000 | 768 |
| Volatile liabilities | $203,334,000 | 799 |
| Insider loans | $29,624,000 | 182 |
| FHLB advances | $35,086,000 | 1,084 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $151,731,000 | 744 |
| Tier 1 (core) risk-based capital | $63,268,000 | 953 |
| Tier 2 risk-based capital | $11,300,000 | 503 |
| Total risk weighted assets | $706,821,000 | 693 |
| Total unused commitments | $151,731,000 | 744 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 270 | 587 |
| Assets and Liabilities | ||
| Total Assets: | $832,123,000 | 779 |
| Cash and due from depository institutions | $23,031,000 | 587 |
| Interest-bearing balances | $102,000 | 4,717 |
| Securities | $160,109,000 | 781 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $602,848,000 | 745 |
| Loan loss allowance | $6,304,000 | 812 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,435,000 | 899 |
| Other real estate owned | $1,702,000 | 587 |
| Goodwill and other intangibles | $3,198,000 | 1,112 |
| All other assets | $28,800,000 | 675 |
| Life insurance assets | $14,490,000 | 383 |
| Total liabilities and capital | $832,123,000 | 779 |
| Total liabilities | $767,633,000 | 759 |
| Total deposits | $688,767,000 | 722 |
| Interest-bearing deposits | $608,350,000 | 704 |
| Deposits held in domestic offices | $688,767,000 | 720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,976,000 | 854 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $50,088,000 | 929 |
| Subordinated debt | $4,000,000 | 206 |
| All other liabilities | $6,802,000 | 880 |
| Total equity capital | $64,490,000 | 1,021 |
| Total bank equity capital | $64,490,000 | 1,021 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,261,000 | 1,785 |
| Surplus | $6,541,000 | 3,281 |
| Undivided profits | $55,688,000 | 668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,775,000 | 359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $532,000 | 299 |
| Income earned, not collected on loans | $4,032,000 | 967 |
| Earning assets | $763,059,000 | 782 |
| Long-term assets (5+ years) | $151,789,000 | 734 |
| Average Assets, year-to-date | $816,714,500 | 772 |
| Average Assets, quarterly | $827,850,500 | 781 |
| Volatile liabilities | $202,749,000 | 804 |
| Insider loans | $29,117,000 | 190 |
| FHLB advances | $50,088,000 | 847 |
| Loans and leases held for sale | $2,116,000 | 647 |
| Unused loan commitments | $145,009,000 | 788 |
| Tier 1 (core) risk-based capital | $63,398,000 | 955 |
| Tier 2 risk-based capital | $10,304,000 | 554 |
| Total risk weighted assets | $691,098,000 | 707 |
| Total unused commitments | $145,009,000 | 788 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 270 | 588 |
| Assets and Liabilities | ||
| Total Assets: | $823,578,000 | 782 |
| Cash and due from depository institutions | $21,806,000 | 588 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $161,881,000 | 780 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $594,368,000 | 748 |
| Loan loss allowance | $6,568,000 | 778 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $12,054,000 | 917 |
| Other real estate owned | $1,572,000 | 588 |
| Goodwill and other intangibles | $3,237,000 | 1,089 |
| All other assets | $28,660,000 | 672 |
| Life insurance assets | $14,302,000 | 376 |
| Total liabilities and capital | $823,578,000 | 782 |
| Total liabilities | $761,110,000 | 752 |
| Total deposits | $678,514,000 | 718 |
| Interest-bearing deposits | $592,126,000 | 711 |
| Deposits held in domestic offices | $678,514,000 | 716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,542,000 | 775 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $50,091,000 | 938 |
| Subordinated debt | $4,000,000 | 203 |
| All other liabilities | $5,963,000 | 920 |
| Total equity capital | $62,468,000 | 1,030 |
| Total bank equity capital | $62,468,000 | 1,030 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,261,000 | 1,779 |
| Surplus | $6,541,000 | 3,221 |
| Undivided profits | $53,666,000 | 660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,280,000 | 444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $837,000 | 214 |
| Income earned, not collected on loans | $3,542,000 | 998 |
| Earning assets | $756,249,000 | 776 |
| Long-term assets (5+ years) | $142,242,000 | 766 |
| Average Assets, year-to-date | $811,578,330 | 777 |
| Average Assets, quarterly | $816,817,500 | 776 |
| Volatile liabilities | $192,750,000 | 826 |
| Insider loans | $29,564,000 | 174 |
| FHLB advances | $50,091,000 | 855 |
| Loans and leases held for sale | $2,425,000 | 612 |
| Unused loan commitments | $142,299,000 | 790 |
| Tier 1 (core) risk-based capital | $63,545,000 | 936 |
| Tier 2 risk-based capital | $10,568,000 | 525 |
| Total risk weighted assets | $683,125,000 | 697 |
| Total unused commitments | $142,299,000 | 790 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 263 | 600 |
| Assets and Liabilities | ||
| Total Assets: | $810,057,000 | 774 |
| Cash and due from depository institutions | $25,081,000 | 600 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $157,883,000 | 800 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $584,257,000 | 740 |
| Loan loss allowance | $6,568,000 | 764 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,413,000 | 953 |
| Other real estate owned | $608,000 | 600 |
| Goodwill and other intangibles | $3,279,000 | 1,056 |
| All other assets | $27,536,000 | 669 |
| Life insurance assets | $14,161,000 | 366 |
| Total liabilities and capital | $810,057,000 | 774 |
| Total liabilities | $747,446,000 | 756 |
| Total deposits | $675,054,000 | 710 |
| Interest-bearing deposits | $586,059,000 | 706 |
| Deposits held in domestic offices | $675,054,000 | 708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,901,000 | 738 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,093,000 | 1,037 |
| Subordinated debt | $4,000,000 | 197 |
| All other liabilities | $5,398,000 | 987 |
| Total equity capital | $62,611,000 | 1,005 |
| Total bank equity capital | $62,611,000 | 1,005 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,261,000 | 1,766 |
| Surplus | $6,541,000 | 3,157 |
| Undivided profits | $53,809,000 | 658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,830,000 | 416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,759,000 | 130 |
| Income earned, not collected on loans | $3,275,000 | 1,018 |
| Earning assets | $742,140,000 | 768 |
| Long-term assets (5+ years) | $127,508,000 | 825 |
| Average Assets, year-to-date | $805,578,500 | 770 |
| Average Assets, quarterly | $805,578,500 | 770 |
| Volatile liabilities | $182,974,000 | 826 |
| Insider loans | $29,718,000 | 168 |
| FHLB advances | $41,093,000 | 968 |
| Loans and leases held for sale | $2,618,000 | 506 |
| Unused loan commitments | $136,607,000 | 808 |
| Tier 1 (core) risk-based capital | $63,082,000 | 926 |
| Tier 2 risk-based capital | $10,568,000 | 512 |
| Total risk weighted assets | $669,062,000 | 690 |
| Total unused commitments | $136,607,000 | 808 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 257 | 610 |
| Assets and Liabilities | ||
| Total Assets: | $801,100,000 | 771 |
| Cash and due from depository institutions | $23,923,000 | 610 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $151,509,000 | 836 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $584,389,000 | 732 |
| Loan loss allowance | $6,622,000 | 745 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,833,000 | 999 |
| Other real estate owned | $432,000 | 610 |
| Goodwill and other intangibles | $3,321,000 | 1,032 |
| All other assets | $26,693,000 | 682 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $801,100,000 | 771 |
| Total liabilities | $737,410,000 | 756 |
| Total deposits | $641,221,000 | 733 |
| Interest-bearing deposits | $552,619,000 | 733 |
| Deposits held in domestic offices | $641,221,000 | 731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,616,000 | 599 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $53,896,000 | 867 |
| Subordinated debt | $4,000,000 | 196 |
| All other liabilities | $5,677,000 | 922 |
| Total equity capital | $63,690,000 | 959 |
| Total bank equity capital | $63,690,000 | 959 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,261,000 | 1,756 |
| Surplus | $6,541,000 | 3,120 |
| Undivided profits | $54,888,000 | 638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,498,000 | 429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $573,000 | 277 |
| Income earned, not collected on loans | $3,036,000 | 1,092 |
| Earning assets | $735,898,000 | 769 |
| Long-term assets (5+ years) | $129,186,000 | 800 |
| Average Assets, year-to-date | $791,905,000 | 732 |
| Average Assets, quarterly | $806,750,500 | 759 |
| Volatile liabilities | $181,042,000 | 836 |
| Insider loans | $29,309,000 | 165 |
| FHLB advances | $53,896,000 | 785 |
| Loans and leases held for sale | $2,586,000 | 507 |
| Unused loan commitments | $131,427,000 | 821 |
| Tier 1 (core) risk-based capital | $63,637,000 | 906 |
| Tier 2 risk-based capital | $10,622,000 | 499 |
| Total risk weighted assets | $658,278,000 | 695 |
| Total unused commitments | $131,427,000 | 821 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 281 | 547 |
| Assets and Liabilities | ||
| Total Assets: | $812,401,000 | 747 |
| Cash and due from depository institutions | $27,442,000 | 547 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $152,315,000 | 823 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $590,259,000 | 704 |
| Loan loss allowance | $7,890,000 | 623 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,996,000 | 947 |
| Other real estate owned | $399,000 | 547 |
| Goodwill and other intangibles | $3,361,000 | 995 |
| All other assets | $27,629,000 | 642 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $812,401,000 | 747 |
| Total liabilities | $749,789,000 | 727 |
| Total deposits | $658,761,000 | 697 |
| Interest-bearing deposits | $559,203,000 | 706 |
| Deposits held in domestic offices | $658,761,000 | 695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,277,000 | 761 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $61,099,000 | 770 |
| Subordinated debt | $4,000,000 | 186 |
| All other liabilities | $5,652,000 | 890 |
| Total equity capital | $62,612,000 | 969 |
| Total bank equity capital | $62,612,000 | 969 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,261,000 | 1,725 |
| Surplus | $6,541,000 | 3,065 |
| Undivided profits | $53,810,000 | 648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,188,000 | 354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,902,000 | 115 |
| Income earned, not collected on loans | $3,181,000 | 970 |
| Earning assets | $742,574,000 | 747 |
| Long-term assets (5+ years) | $128,788,000 | 791 |
| Average Assets, year-to-date | $789,606,250 | 723 |
| Average Assets, quarterly | $801,686,000 | 746 |
| Volatile liabilities | $189,671,000 | 779 |
| Insider loans | $26,017,000 | 189 |
| FHLB advances | $61,099,000 | 700 |
| Loans and leases held for sale | $3,656,000 | 483 |
| Unused loan commitments | $138,263,000 | 778 |
| Tier 1 (core) risk-based capital | $61,500,000 | 907 |
| Tier 2 risk-based capital | $11,890,000 | 454 |
| Total risk weighted assets | $668,712,000 | 665 |
| Total unused commitments | $138,263,000 | 780 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 239 | 661 |
| Assets and Liabilities | ||
| Total Assets: | $790,971,000 | 741 |
| Cash and due from depository institutions | $30,096,000 | 661 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $144,598,000 | 855 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $574,405,000 | 705 |
| Loan loss allowance | $7,793,000 | 615 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,179,000 | 904 |
| Other real estate owned | $357,000 | 661 |
| Goodwill and other intangibles | $3,402,000 | 976 |
| All other assets | $26,934,000 | 643 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $790,971,000 | 741 |
| Total liabilities | $728,706,000 | 727 |
| Total deposits | $642,832,000 | 698 |
| Interest-bearing deposits | $545,001,000 | 708 |
| Deposits held in domestic offices | $642,832,000 | 696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,241,000 | 980 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $62,461,000 | 766 |
| Subordinated debt | $4,000,000 | 182 |
| All other liabilities | $6,172,000 | 786 |
| Total equity capital | $62,265,000 | 950 |
| Total bank equity capital | $62,265,000 | 950 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,261,000 | 1,707 |
| Surplus | $6,541,000 | 3,010 |
| Undivided profits | $53,463,000 | 644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,351,000 | 381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $913,000 | 204 |
| Income earned, not collected on loans | $2,820,000 | 1,020 |
| Earning assets | $719,003,000 | 747 |
| Long-term assets (5+ years) | $126,913,000 | 803 |
| Average Assets, year-to-date | $782,008,000 | 724 |
| Average Assets, quarterly | $784,100,000 | 734 |
| Volatile liabilities | $173,635,000 | 803 |
| Insider loans | $28,298,000 | 166 |
| FHLB advances | $62,461,000 | 704 |
| Loans and leases held for sale | $3,867,000 | 499 |
| Unused loan commitments | $136,341,000 | 764 |
| Tier 1 (core) risk-based capital | $60,391,000 | 901 |
| Tier 2 risk-based capital | $11,793,000 | 452 |
| Total risk weighted assets | $651,033,000 | 661 |
| Total unused commitments | $136,341,000 | 765 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 256 | 595 |
| Assets and Liabilities | ||
| Total Assets: | $777,229,000 | 741 |
| Cash and due from depository institutions | $25,495,000 | 595 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $138,094,000 | 903 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $571,721,000 | 689 |
| Loan loss allowance | $7,545,000 | 626 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,385,000 | 873 |
| Other real estate owned | $476,000 | 595 |
| Goodwill and other intangibles | $3,757,000 | 914 |
| All other assets | $26,301,000 | 639 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $777,229,000 | 741 |
| Total liabilities | $716,906,000 | 724 |
| Total deposits | $609,500,000 | 719 |
| Interest-bearing deposits | $515,338,000 | 737 |
| Deposits held in domestic offices | $609,500,000 | 717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,344,000 | 708 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $75,464,000 | 648 |
| Subordinated debt | $4,000,000 | 186 |
| All other liabilities | $5,598,000 | 854 |
| Total equity capital | $60,323,000 | 959 |
| Total bank equity capital | $60,323,000 | 959 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,261,000 | 1,710 |
| Surplus | $6,541,000 | 2,981 |
| Undivided profits | $51,521,000 | 648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,922,000 | 401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $430,000 | 355 |
| Income earned, not collected on loans | $1,867,000 | 1,585 |
| Earning assets | $709,815,000 | 751 |
| Long-term assets (5+ years) | $151,149,000 | 684 |
| Average Assets, year-to-date | $777,526,500 | 736 |
| Average Assets, quarterly | $777,526,500 | 736 |
| Volatile liabilities | $156,780,000 | 829 |
| Insider loans | $27,390,000 | 158 |
| FHLB advances | $75,464,000 | 580 |
| Loans and leases held for sale | $5,166,000 | 373 |
| Unused loan commitments | $131,585,000 | 784 |
| Tier 1 (core) risk-based capital | $60,319,000 | 895 |
| Tier 2 risk-based capital | $11,545,000 | 457 |
| Total risk weighted assets | $643,414,000 | 651 |
| Total unused commitments | $131,585,000 | 784 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 259 | 604 |
| Assets and Liabilities | ||
| Total Assets: | $777,824,000 | 742 |
| Cash and due from depository institutions | $23,123,000 | 604 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $145,394,000 | 887 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $567,838,000 | 691 |
| Loan loss allowance | $7,386,000 | 646 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,493,000 | 853 |
| Other real estate owned | $420,000 | 604 |
| Goodwill and other intangibles | $3,801,000 | 903 |
| All other assets | $25,755,000 | 641 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $777,824,000 | 742 |
| Total liabilities | $715,247,000 | 725 |
| Total deposits | $605,812,000 | 724 |
| Interest-bearing deposits | $509,263,000 | 744 |
| Deposits held in domestic offices | $605,812,000 | 721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,619,000 | 578 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $69,296,000 | 702 |
| Subordinated debt | $4,000,000 | 190 |
| All other liabilities | $4,520,000 | 992 |
| Total equity capital | $62,577,000 | 929 |
| Total bank equity capital | $62,577,000 | 929 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,262,000 | 1,691 |
| Surplus | $6,541,000 | 2,940 |
| Undivided profits | $53,774,000 | 633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,921,000 | 572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,170,000 | 154 |
| Income earned, not collected on loans | $1,999,000 | 1,431 |
| Earning assets | $713,232,000 | 744 |
| Long-term assets (5+ years) | $164,323,000 | 639 |
| Average Assets, year-to-date | $757,745,800 | 732 |
| Average Assets, quarterly | $772,383,500 | 744 |
| Volatile liabilities | $149,579,000 | 851 |
| Insider loans | $26,345,000 | 163 |
| FHLB advances | $69,296,000 | 631 |
| Loans and leases held for sale | $3,067,000 | 485 |
| Unused loan commitments | $179,705,000 | 592 |
| Tier 1 (core) risk-based capital | $60,461,000 | 881 |
| Tier 2 risk-based capital | $11,470,000 | 468 |
| Total risk weighted assets | $646,113,000 | 648 |
| Total unused commitments | $179,705,000 | 592 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 263 | 588 |
| Assets and Liabilities | ||
| Total Assets: | $766,943,000 | 752 |
| Cash and due from depository institutions | $24,362,000 | 588 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $138,824,000 | 920 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,490 |
| Net loans & leases | $558,707,000 | 679 |
| Loan loss allowance | $7,351,000 | 660 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $11,750,000 | 802 |
| Other real estate owned | $125,000 | 588 |
| Goodwill and other intangibles | $3,471,000 | 928 |
| All other assets | $25,704,000 | 633 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $766,943,000 | 752 |
| Total liabilities | $704,349,000 | 734 |
| Total deposits | $602,802,000 | 722 |
| Interest-bearing deposits | $507,012,000 | 745 |
| Deposits held in domestic offices | $602,802,000 | 717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,410,000 | 889 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $77,299,000 | 652 |
| Subordinated debt | $4,000,000 | 193 |
| All other liabilities | $4,838,000 | 936 |
| Total equity capital | $62,594,000 | 915 |
| Total bank equity capital | $62,594,000 | 915 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,261,000 | 1,685 |
| Surplus | $6,541,000 | 2,898 |
| Undivided profits | $53,792,000 | 621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,576,000 | 530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,379,000 | 141 |
| Income earned, not collected on loans | $1,928,000 | 1,544 |
| Earning assets | $701,531,000 | 751 |
| Long-term assets (5+ years) | $174,999,000 | 611 |
| Average Assets, year-to-date | $752,726,250 | 741 |
| Average Assets, quarterly | $762,228,000 | 749 |
| Volatile liabilities | $152,175,000 | 816 |
| Insider loans | $26,050,000 | 166 |
| FHLB advances | $77,299,000 | 581 |
| Loans and leases held for sale | $5,521,000 | 348 |
| Unused loan commitments | $159,526,000 | 637 |
| Tier 1 (core) risk-based capital | $60,476,000 | 864 |
| Tier 2 risk-based capital | $11,351,000 | 467 |
| Total risk weighted assets | $624,379,000 | 654 |
| Total unused commitments | $159,526,000 | 637 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 262 | 592 |
| Assets and Liabilities | ||
| Total Assets: | $757,513,000 | 753 |
| Cash and due from depository institutions | $26,757,000 | 592 |
| Interest-bearing balances | $3,038,000 | 1,648 |
| Securities | $148,514,000 | 878 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $540,894,000 | 685 |
| Loan loss allowance | $7,989,000 | 603 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,908,000 | 763 |
| Other real estate owned | $596,000 | 592 |
| Goodwill and other intangibles | $3,188,000 | 954 |
| All other assets | $25,656,000 | 640 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $757,513,000 | 753 |
| Total liabilities | $697,382,000 | 735 |
| Total deposits | $591,901,000 | 729 |
| Interest-bearing deposits | $499,508,000 | 747 |
| Deposits held in domestic offices | $591,901,000 | 725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,916,000 | 776 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $77,301,000 | 652 |
| Subordinated debt | $4,000,000 | 201 |
| All other liabilities | $5,264,000 | 833 |
| Total equity capital | $60,131,000 | 916 |
| Total bank equity capital | $60,131,000 | 916 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,261,000 | 1,690 |
| Surplus | $6,541,000 | 2,862 |
| Undivided profits | $51,329,000 | 627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,734,000 | 530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,331,000 | 153 |
| Income earned, not collected on loans | $1,800,000 | 1,509 |
| Earning assets | $692,446,000 | 753 |
| Long-term assets (5+ years) | $204,600,000 | 553 |
| Average Assets, year-to-date | $747,987,330 | 742 |
| Average Assets, quarterly | $753,120,000 | 745 |
| Volatile liabilities | $111,673,000 | 1,025 |
| Insider loans | $28,267,000 | 148 |
| FHLB advances | $77,301,000 | 583 |
| Loans and leases held for sale | $4,516,000 | 380 |
| Unused loan commitments | $142,837,000 | 682 |
| Tier 1 (core) risk-based capital | $59,851,000 | 855 |
| Tier 2 risk-based capital | $11,711,000 | 452 |
| Total risk weighted assets | $616,606,000 | 655 |
| Total unused commitments | $142,837,000 | 683 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 256 | 609 |
| Assets and Liabilities | ||
| Total Assets: | $748,727,000 | 763 |
| Cash and due from depository institutions | $31,863,000 | 609 |
| Interest-bearing balances | $4,500,000 | 1,414 |
| Securities | $148,188,000 | 886 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $529,189,000 | 687 |
| Loan loss allowance | $7,819,000 | 614 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,307,000 | 795 |
| Other real estate owned | $662,000 | 609 |
| Goodwill and other intangibles | $3,217,000 | 923 |
| All other assets | $24,301,000 | 637 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $748,727,000 | 763 |
| Total liabilities | $686,887,000 | 750 |
| Total deposits | $565,339,000 | 771 |
| Interest-bearing deposits | $479,563,000 | 786 |
| Deposits held in domestic offices | $565,339,000 | 767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,963,000 | 660 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $90,303,000 | 561 |
| Subordinated debt | $4,000,000 | 197 |
| All other liabilities | $4,282,000 | 1,089 |
| Total equity capital | $61,840,000 | 910 |
| Total bank equity capital | $61,840,000 | 910 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,261,000 | 1,686 |
| Surplus | $6,541,000 | 2,822 |
| Undivided profits | $53,038,000 | 625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,235,000 | 586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,184,000 | 160 |
| Income earned, not collected on loans | $1,820,000 | 1,492 |
| Earning assets | $681,877,000 | 766 |
| Long-term assets (5+ years) | $209,543,000 | 523 |
| Average Assets, year-to-date | $743,224,500 | 757 |
| Average Assets, quarterly | $743,224,500 | 757 |
| Volatile liabilities | $124,759,000 | 895 |
| Insider loans | $28,695,000 | 143 |
| FHLB advances | $90,303,000 | 490 |
| Loans and leases held for sale | $6,559,000 | 342 |
| Unused loan commitments | $115,639,000 | 783 |
| Tier 1 (core) risk-based capital | $58,660,000 | 869 |
| Tier 2 risk-based capital | $11,299,000 | 455 |
| Total risk weighted assets | $583,175,000 | 680 |
| Total unused commitments | $115,639,000 | 783 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 250 | 630 |
| Assets and Liabilities | ||
| Total Assets: | $737,722,000 | 771 |
| Cash and due from depository institutions | $24,646,000 | 630 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $148,077,000 | 910 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $526,581,000 | 688 |
| Loan loss allowance | $7,730,000 | 619 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,009,000 | 823 |
| Other real estate owned | $589,000 | 630 |
| Goodwill and other intangibles | $3,245,000 | 921 |
| All other assets | $23,575,000 | 664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $737,722,000 | 771 |
| Total liabilities | $676,889,000 | 757 |
| Total deposits | $582,217,000 | 734 |
| Interest-bearing deposits | $494,651,000 | 762 |
| Deposits held in domestic offices | $582,217,000 | 731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,023,000 | 877 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $71,540,000 | 659 |
| Subordinated debt | $4,000,000 | 198 |
| All other liabilities | $4,109,000 | 1,075 |
| Total equity capital | $60,833,000 | 914 |
| Total bank equity capital | $60,833,000 | 914 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,261,000 | 1,696 |
| Surplus | $6,541,000 | 2,790 |
| Undivided profits | $52,031,000 | 621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,200,000 | 603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,124,000 | 159 |
| Income earned, not collected on loans | $2,692,000 | 980 |
| Earning assets | $674,658,000 | 767 |
| Long-term assets (5+ years) | $191,744,000 | 571 |
| Average Assets, year-to-date | $734,314,600 | 747 |
| Average Assets, quarterly | $745,707,500 | 754 |
| Volatile liabilities | $123,995,000 | 899 |
| Insider loans | $28,698,000 | 144 |
| FHLB advances | $71,540,000 | 581 |
| Loans and leases held for sale | $6,215,000 | 336 |
| Unused loan commitments | $102,227,000 | 836 |
| Tier 1 (core) risk-based capital | $57,961,000 | 877 |
| Tier 2 risk-based capital | $11,235,000 | 458 |
| Total risk weighted assets | $578,305,000 | 682 |
| Total unused commitments | $102,227,000 | 837 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 279 | 578 |
| Assets and Liabilities | ||
| Total Assets: | $753,693,000 | 767 |
| Cash and due from depository institutions | $28,860,000 | 578 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $154,456,000 | 876 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $532,542,000 | 680 |
| Loan loss allowance | $7,642,000 | 638 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,587,000 | 858 |
| Other real estate owned | $589,000 | 578 |
| Goodwill and other intangibles | $3,273,000 | 907 |
| All other assets | $23,386,000 | 672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $753,693,000 | 767 |
| Total liabilities | $692,751,000 | 758 |
| Total deposits | $572,759,000 | 763 |
| Interest-bearing deposits | $484,049,000 | 790 |
| Deposits held in domestic offices | $572,759,000 | 760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,187,000 | 619 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $86,425,000 | 575 |
| Subordinated debt | $4,000,000 | 195 |
| All other liabilities | $3,380,000 | 1,308 |
| Total equity capital | $60,942,000 | 924 |
| Total bank equity capital | $60,942,000 | 924 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,261,000 | 1,694 |
| Surplus | $6,541,000 | 2,734 |
| Undivided profits | $52,140,000 | 614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,506,000 | 928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $880,000 | 227 |
| Income earned, not collected on loans | $2,926,000 | 928 |
| Earning assets | $686,998,000 | 768 |
| Long-term assets (5+ years) | $191,159,000 | 591 |
| Average Assets, year-to-date | $733,462,750 | 759 |
| Average Assets, quarterly | $751,636,000 | 761 |
| Volatile liabilities | $145,796,000 | 770 |
| Insider loans | $33,128,000 | 120 |
| FHLB advances | $86,425,000 | 495 |
| Loans and leases held for sale | $6,497,000 | 438 |
| Unused loan commitments | $113,516,000 | 784 |
| Tier 1 (core) risk-based capital | $58,253,000 | 882 |
| Tier 2 risk-based capital | $11,235,000 | 464 |
| Total risk weighted assets | $578,615,000 | 680 |
| Total unused commitments | $113,516,000 | 786 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 285 | 573 |
| Assets and Liabilities | ||
| Total Assets: | $749,579,000 | 759 |
| Cash and due from depository institutions | $27,376,000 | 573 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $161,826,000 | 819 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $520,118,000 | 683 |
| Loan loss allowance | $7,105,000 | 671 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,449,000 | 849 |
| Other real estate owned | $589,000 | 573 |
| Goodwill and other intangibles | $3,301,000 | 868 |
| All other assets | $25,920,000 | 611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $749,579,000 | 759 |
| Total liabilities | $688,514,000 | 742 |
| Total deposits | $591,978,000 | 725 |
| Interest-bearing deposits | $492,484,000 | 771 |
| Deposits held in domestic offices | $591,978,000 | 720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,080,000 | 776 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $69,425,000 | 662 |
| Subordinated debt | $4,000,000 | 180 |
| All other liabilities | $6,031,000 | 879 |
| Total equity capital | $61,065,000 | 910 |
| Total bank equity capital | $61,065,000 | 910 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,261,000 | 1,690 |
| Surplus | $6,541,000 | 2,701 |
| Undivided profits | $52,263,000 | 625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,623,000 | 1,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $832,000 | 247 |
| Income earned, not collected on loans | $2,921,000 | 918 |
| Earning assets | $681,944,000 | 764 |
| Long-term assets (5+ years) | $177,662,000 | 596 |
| Average Assets, year-to-date | $726,719,330 | 755 |
| Average Assets, quarterly | $734,099,500 | 758 |
| Volatile liabilities | $143,003,000 | 786 |
| Insider loans | $30,459,000 | 129 |
| FHLB advances | $69,425,000 | 584 |
| Loans and leases held for sale | $11,838,000 | 420 |
| Unused loan commitments | $148,691,000 | 639 |
| Tier 1 (core) risk-based capital | $57,127,000 | 880 |
| Tier 2 risk-based capital | $11,088,000 | 446 |
| Total risk weighted assets | $567,076,000 | 684 |
| Total unused commitments | $148,691,000 | 640 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 276 | 587 |
| Assets and Liabilities | ||
| Total Assets: | $718,620,000 | 770 |
| Cash and due from depository institutions | $25,527,000 | 587 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $151,170,000 | 856 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $504,776,000 | 694 |
| Loan loss allowance | $6,703,000 | 696 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $10,573,000 | 829 |
| Other real estate owned | $0 | 587 |
| Goodwill and other intangibles | $3,329,000 | 862 |
| All other assets | $23,245,000 | 655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $718,620,000 | 770 |
| Total liabilities | $658,779,000 | 757 |
| Total deposits | $580,458,000 | 725 |
| Interest-bearing deposits | $491,801,000 | 762 |
| Deposits held in domestic offices | $580,458,000 | 722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,839,000 | 757 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $52,425,000 | 780 |
| Subordinated debt | $4,000,000 | 169 |
| All other liabilities | $5,057,000 | 1,014 |
| Total equity capital | $59,841,000 | 908 |
| Total bank equity capital | $59,841,000 | 908 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,261,000 | 1,699 |
| Surplus | $6,541,000 | 2,650 |
| Undivided profits | $51,039,000 | 622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,381,000 | 1,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $637,000 | 324 |
| Income earned, not collected on loans | $3,105,000 | 872 |
| Earning assets | $655,946,000 | 785 |
| Long-term assets (5+ years) | $149,064,000 | 677 |
| Average Assets, year-to-date | $715,289,500 | 764 |
| Average Assets, quarterly | $715,289,500 | 764 |
| Volatile liabilities | $130,591,000 | 821 |
| Insider loans | $31,502,000 | 120 |
| FHLB advances | $52,425,000 | 700 |
| Loans and leases held for sale | $11,094,000 | 373 |
| Unused loan commitments | $147,466,000 | 625 |
| Tier 1 (core) risk-based capital | $55,823,000 | 884 |
| Tier 2 risk-based capital | $10,703,000 | 455 |
| Total risk weighted assets | $543,627,000 | 700 |
| Total unused commitments | $147,466,000 | 627 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 274 | 590 |
| Assets and Liabilities | ||
| Total Assets: | $711,959,000 | 763 |
| Cash and due from depository institutions | $23,608,000 | 590 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $148,390,000 | 851 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $502,897,000 | 688 |
| Loan loss allowance | $6,653,000 | 688 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,748,000 | 801 |
| Other real estate owned | $0 | 590 |
| Goodwill and other intangibles | $3,358,000 | 831 |
| All other assets | $22,958,000 | 655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $711,959,000 | 763 |
| Total liabilities | $652,875,000 | 748 |
| Total deposits | $568,080,000 | 728 |
| Interest-bearing deposits | $485,248,000 | 751 |
| Deposits held in domestic offices | $568,080,000 | 725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,366,000 | 545 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $43,425,000 | 897 |
| Subordinated debt | $4,000,000 | 164 |
| All other liabilities | $5,004,000 | 990 |
| Total equity capital | $59,084,000 | 901 |
| Total bank equity capital | $59,084,000 | 901 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,261,000 | 1,691 |
| Surplus | $6,541,000 | 2,608 |
| Undivided profits | $50,282,000 | 621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,908,000 | 1,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $310,000 | 505 |
| Income earned, not collected on loans | $3,045,000 | 913 |
| Earning assets | $651,287,000 | 767 |
| Long-term assets (5+ years) | $134,903,000 | 736 |
| Average Assets, year-to-date | $685,816,800 | 746 |
| Average Assets, quarterly | $709,763,000 | 754 |
| Volatile liabilities | $122,006,000 | 859 |
| Insider loans | $30,745,000 | 128 |
| FHLB advances | $43,425,000 | 799 |
| Loans and leases held for sale | $8,999,000 | 488 |
| Unused loan commitments | $137,079,000 | 631 |
| Tier 1 (core) risk-based capital | $54,706,000 | 881 |
| Tier 2 risk-based capital | $10,653,000 | 448 |
| Total risk weighted assets | $533,531,000 | 694 |
| Total unused commitments | $137,079,000 | 631 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 269 | 604 |
| Assets and Liabilities | ||
| Total Assets: | $660,818,000 | 792 |
| Cash and due from depository institutions | $27,951,000 | 604 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $134,578,000 | 854 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $471,598,000 | 705 |
| Loan loss allowance | $5,890,000 | 735 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $10,520,000 | 801 |
| Other real estate owned | $90,000 | 604 |
| Goodwill and other intangibles | $3,515,000 | 767 |
| All other assets | $12,566,000 | 1,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $660,818,000 | 792 |
| Total liabilities | $606,410,000 | 777 |
| Total deposits | $519,492,000 | 751 |
| Interest-bearing deposits | $430,779,000 | 795 |
| Deposits held in domestic offices | $519,492,000 | 747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,170,000 | 451 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $30,345,000 | 1,045 |
| Subordinated debt | $4,000,000 | 171 |
| All other liabilities | $4,403,000 | 1,073 |
| Total equity capital | $54,408,000 | 903 |
| Total bank equity capital | $54,408,000 | 903 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,261,000 | 1,697 |
| Surplus | $6,541,000 | 2,491 |
| Undivided profits | $45,606,000 | 607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,465,000 | 1,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $398,000 | 419 |
| Income earned, not collected on loans | $3,794,000 | 786 |
| Earning assets | $606,176,000 | 785 |
| Long-term assets (5+ years) | $91,008,000 | 1,036 |
| Average Assets, year-to-date | $635,517,600 | 780 |
| Average Assets, quarterly | $652,532,500 | 784 |
| Volatile liabilities | $102,517,000 | 968 |
| Insider loans | $26,075,000 | 142 |
| FHLB advances | $30,345,000 | 943 |
| Loans and leases held for sale | $8,868,000 | 426 |
| Unused loan commitments | $123,832,000 | 639 |
| Tier 1 (core) risk-based capital | $49,681,000 | 916 |
| Tier 2 risk-based capital | $9,900,000 | 451 |
| Total risk weighted assets | $479,349,000 | 736 |
| Total unused commitments | $123,832,000 | 639 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 269 | 589 |
| Assets and Liabilities | ||
| Total Assets: | $618,885,000 | 815 |
| Cash and due from depository institutions | $22,011,000 | 589 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $127,003,000 | 896 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $445,890,000 | 737 |
| Loan loss allowance | $5,250,000 | 794 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,251,000 | 695 |
| Other real estate owned | $98,000 | 589 |
| Goodwill and other intangibles | $3,847,000 | 719 |
| All other assets | $8,785,000 | 1,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $618,885,000 | 815 |
| Total liabilities | $569,632,000 | 791 |
| Total deposits | $497,268,000 | 766 |
| Interest-bearing deposits | $412,998,000 | 812 |
| Deposits held in domestic offices | $497,268,000 | 763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,391,000 | 586 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $33,345,000 | 961 |
| Subordinated debt | $4,000,000 | 171 |
| All other liabilities | $4,628,000 | 1,056 |
| Total equity capital | $49,253,000 | 948 |
| Total bank equity capital | $49,253,000 | 948 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,261,000 | 1,714 |
| Surplus | $6,541,000 | 2,417 |
| Undivided profits | $40,451,000 | 670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,525,000 | 1,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $379,000 | 368 |
| Income earned, not collected on loans | $2,538,000 | 969 |
| Earning assets | $572,893,000 | 808 |
| Long-term assets (5+ years) | $56,694,000 | 1,479 |
| Average Assets, year-to-date | $609,225,000 | 791 |
| Average Assets, quarterly | $620,829,000 | 801 |
| Volatile liabilities | $100,070,000 | 990 |
| Insider loans | $24,357,000 | 161 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $3,045,000 | 426 |
| Unused loan commitments | $107,689,000 | 677 |
| Tier 1 (core) risk-based capital | $45,214,000 | 962 |
| Tier 2 risk-based capital | $9,339,550 | 479 |
| Total risk weighted assets | $452,212,550 | 747 |
| Total unused commitments | $107,689,000 | 677 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 273 | 617 |
| Assets and Liabilities | ||
| Total Assets: | $596,447,000 | 831 |
| Cash and due from depository institutions | $34,273,000 | 617 |
| Interest-bearing balances | $6,250,000 | 665 |
| Securities | $123,232,000 | 940 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $414,849,000 | 771 |
| Loan loss allowance | $4,667,000 | 862 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,253,000 | 690 |
| Other real estate owned | $96,000 | 617 |
| Goodwill and other intangibles | $4,245,000 | 701 |
| All other assets | $8,499,000 | 1,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $596,447,000 | 831 |
| Total liabilities | $552,585,000 | 816 |
| Total deposits | $457,878,000 | 810 |
| Interest-bearing deposits | $376,177,000 | 862 |
| Deposits held in domestic offices | $457,878,000 | 806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,122,000 | 490 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $34,345,000 | 952 |
| Subordinated debt | $4,000,000 | 180 |
| All other liabilities | $4,240,000 | 1,057 |
| Total equity capital | $43,862,000 | 1,030 |
| Total bank equity capital | $43,862,000 | 1,030 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,261,000 | 1,721 |
| Surplus | $6,541,000 | 2,380 |
| Undivided profits | $35,060,000 | 732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,798,000 | 1,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,041,000 | 1,026 |
| Earning assets | $544,331,000 | 837 |
| Long-term assets (5+ years) | $65,291,000 | 1,390 |
| Average Assets, year-to-date | $573,052,600 | 823 |
| Average Assets, quarterly | $590,485,500 | 831 |
| Volatile liabilities | $103,458,000 | 944 |
| Insider loans | $25,742,000 | 159 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $9,402,000 | 237 |
| Unused loan commitments | $99,782,000 | 738 |
| Tier 1 (core) risk-based capital | $40,633,000 | 1,082 |
| Tier 2 risk-based capital | $8,704,350 | 506 |
| Total risk weighted assets | $419,561,450 | 778 |
| Total unused commitments | $99,782,000 | 738 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 276 | 624 |
| Assets and Liabilities | ||
| Total Assets: | $539,031,000 | 883 |
| Cash and due from depository institutions | $26,177,000 | 624 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $118,428,000 | 984 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 4,024 |
| Net loans & leases | $366,383,000 | 801 |
| Loan loss allowance | $3,483,000 | 1,073 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $10,989,000 | 661 |
| Other real estate owned | $1,400,000 | 624 |
| Goodwill and other intangibles | $4,666,000 | 609 |
| All other assets | $6,988,000 | 1,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $539,031,000 | 883 |
| Total liabilities | $501,195,000 | 861 |
| Total deposits | $444,974,000 | 826 |
| Interest-bearing deposits | $358,290,000 | 882 |
| Deposits held in domestic offices | $444,974,000 | 824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,960,000 | 698 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,045,000 | 990 |
| Subordinated debt | $8,000,000 | 166 |
| All other liabilities | $3,216,000 | 1,373 |
| Total equity capital | $37,836,000 | 1,183 |
| Total bank equity capital | $37,836,000 | 1,183 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,261,000 | 1,666 |
| Surplus | $6,541,000 | 2,263 |
| Undivided profits | $29,034,000 | 890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,300,000 | 1,917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $388,000 | 378 |
| Income earned, not collected on loans | $1,788,000 | 1,167 |
| Earning assets | $488,811,000 | 891 |
| Long-term assets (5+ years) | $68,007,000 | 1,233 |
| Average Assets, year-to-date | $506,681,400 | 892 |
| Average Assets, quarterly | $529,167,500 | 880 |
| Volatile liabilities | $65,158,000 | 1,132 |
| Insider loans | $9,415,000 | 420 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $10,391,000 | 342 |
| Unused loan commitments | $89,086,000 | 770 |
| Tier 1 (core) risk-based capital | $32,631,000 | 1,297 |
| Tier 2 risk-based capital | $11,525,750 | 408 |
| Total risk weighted assets | $365,433,850 | 817 |
| Total unused commitments | $89,086,000 | 775 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 266 | 666 |
| Assets and Liabilities | ||
| Total Assets: | $485,306,000 | 988 |
| Cash and due from depository institutions | $24,209,000 | 666 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $110,730,000 | 1,040 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $326,863,000 | 919 |
| Loan loss allowance | $4,168,000 | 947 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,321,000 | 637 |
| Other real estate owned | $90,000 | 666 |
| Goodwill and other intangibles | $5,114,000 | 556 |
| All other assets | $6,979,000 | 1,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $485,306,000 | 988 |
| Total liabilities | $451,018,000 | 958 |
| Total deposits | $411,539,000 | 928 |
| Interest-bearing deposits | $342,090,000 | 953 |
| Deposits held in domestic offices | $411,539,000 | 923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,750,000 | 646 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,045,000 | 2,837 |
| Subordinated debt | $8,000,000 | 166 |
| All other liabilities | $2,684,000 | 1,589 |
| Total equity capital | $34,288,000 | 1,314 |
| Total bank equity capital | $34,288,000 | 1,314 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,261,000 | 1,654 |
| Surplus | $6,541,000 | 2,234 |
| Undivided profits | $25,486,000 | 1,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $886,000 | 2,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $181,000 | 682 |
| Income earned, not collected on loans | $1,774,000 | 1,220 |
| Earning assets | $437,593,000 | 999 |
| Long-term assets (5+ years) | $30,077,000 | 2,065 |
| Average Assets, year-to-date | $460,499,000 | 998 |
| Average Assets, quarterly | $488,515,500 | 970 |
| Volatile liabilities | $63,301,000 | 1,180 |
| Insider loans | $7,263,000 | 555 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $11,365,000 | 219 |
| Unused loan commitments | $66,881,000 | 866 |
| Tier 1 (core) risk-based capital | $29,090,000 | 1,467 |
| Tier 2 risk-based capital | $11,912,270 | 376 |
| Total risk weighted assets | $312,725,470 | 951 |
| Total unused commitments | $66,881,000 | 870 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 252 | 741 |
| Assets and Liabilities | ||
| Total Assets: | $433,187,000 | 1,133 |
| Cash and due from depository institutions | $18,890,000 | 741 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $100,096,000 | 1,187 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $297,957,000 | 1,029 |
| Loan loss allowance | $4,116,000 | 1,032 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,893,000 | 688 |
| Other real estate owned | $39,000 | 741 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,312,000 | 1,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $433,187,000 | 1,133 |
| Total liabilities | $402,090,000 | 1,104 |
| Total deposits | $367,211,000 | 1,062 |
| Interest-bearing deposits | $302,578,000 | 1,108 |
| Deposits held in domestic offices | $367,211,000 | 1,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,386,000 | 750 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,095,000 | 3,249 |
| Subordinated debt | $8,000,000 | 180 |
| All other liabilities | $2,398,000 | 1,753 |
| Total equity capital | $31,097,000 | 1,456 |
| Total bank equity capital | $31,097,000 | 1,456 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,261,000 | 1,731 |
| Surplus | $6,541,000 | 2,300 |
| Undivided profits | $22,295,000 | 1,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,122,000 | 2,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $155,000 | 739 |
| Income earned, not collected on loans | $1,543,000 | 1,393 |
| Earning assets | $398,053,000 | 1,117 |
| Long-term assets (5+ years) | $9,531,000 | 4,331 |
| Average Assets, year-to-date | $422,837,000 | 1,107 |
| Average Assets, quarterly | $430,923,500 | 1,124 |
| Volatile liabilities | $61,890,000 | 1,205 |
| Insider loans | $6,856,000 | 620 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $11,940,000 | 191 |
| Unused loan commitments | $64,898,000 | 896 |
| Tier 1 (core) risk-based capital | $31,044,000 | 1,387 |
| Tier 2 risk-based capital | $11,451,630 | 417 |
| Total risk weighted assets | $275,466,230 | 1,082 |
| Total unused commitments | $64,898,000 | 902 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 262 | 740 |
| Assets and Liabilities | ||
| Total Assets: | $416,701,000 | 1,173 |
| Cash and due from depository institutions | $27,428,000 | 740 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $99,837,000 | 1,244 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $272,491,000 | 1,098 |
| Loan loss allowance | $4,002,000 | 1,081 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $11,006,000 | 673 |
| Other real estate owned | $0 | 740 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,939,000 | 1,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $416,701,000 | 1,173 |
| Total liabilities | $380,816,000 | 1,166 |
| Total deposits | $354,106,000 | 1,127 |
| Interest-bearing deposits | $293,292,000 | 1,158 |
| Deposits held in domestic offices | $354,106,000 | 1,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,148,000 | 740 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,562,000 | 1,735 |
| Total equity capital | $35,885,000 | 1,272 |
| Total bank equity capital | $35,885,000 | 1,272 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,261,000 | 1,762 |
| Surplus | $6,541,000 | 2,304 |
| Undivided profits | $27,083,000 | 967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,467,000 | 1,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $460,000 | 287 |
| Income earned, not collected on loans | $1,513,000 | 1,472 |
| Earning assets | $372,328,000 | 1,200 |
| Long-term assets (5+ years) | $10,785,000 | 3,853 |
| Average Assets, year-to-date | $405,599,800 | 1,165 |
| Average Assets, quarterly | $412,636,000 | 1,169 |
| Volatile liabilities | $58,469,000 | 1,158 |
| Insider loans | $4,542,000 | 976 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $12,669,000 | 202 |
| Unused loan commitments | $60,776,000 | 924 |
| Tier 1 (core) risk-based capital | $35,826,000 | 1,222 |
| Tier 2 risk-based capital | $3,213,150 | 1,069 |
| Total risk weighted assets | $256,263,350 | 1,151 |
| Total unused commitments | $60,776,000 | 929 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 261 | 758 |
| Assets and Liabilities | ||
| Total Assets: | $390,447,000 | 1,225 |
| Cash and due from depository institutions | $21,102,000 | 758 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $95,343,000 | 1,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $257,975,000 | 1,109 |
| Loan loss allowance | $3,832,000 | 1,128 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $10,682,000 | 673 |
| Other real estate owned | $0 | 758 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,345,000 | 1,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $390,447,000 | 1,225 |
| Total liabilities | $357,568,000 | 1,221 |
| Total deposits | $335,987,000 | 1,146 |
| Interest-bearing deposits | $278,123,000 | 1,177 |
| Deposits held in domestic offices | $335,987,000 | 1,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,151,000 | 893 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,000 | 5,208 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,410,000 | 1,567 |
| Total equity capital | $32,879,000 | 1,261 |
| Total bank equity capital | $32,879,000 | 1,261 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,261,000 | 1,808 |
| Surplus | $6,541,000 | 2,227 |
| Undivided profits | $24,077,000 | 965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $737,000 | 3,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $209,000 | 526 |
| Income earned, not collected on loans | $1,329,000 | 1,463 |
| Earning assets | $353,318,000 | 1,234 |
| Long-term assets (5+ years) | $12,683,000 | 3,536 |
| Average Assets, year-to-date | $386,193,800 | 1,200 |
| Average Assets, quarterly | $392,652,000 | 1,210 |
| Volatile liabilities | $46,178,000 | 1,323 |
| Insider loans | $4,105,000 | 1,018 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $62,752,000 | 843 |
| Tier 1 (core) risk-based capital | $33,011,000 | 1,251 |
| Tier 2 risk-based capital | $3,027,860 | 1,100 |
| Total risk weighted assets | $241,424,260 | 1,170 |
| Total unused commitments | $62,752,000 | 853 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 266 | 783 |
| Assets and Liabilities | ||
| Total Assets: | $375,110,000 | 1,281 |
| Cash and due from depository institutions | $14,774,000 | 783 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $98,733,000 | 1,384 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 2,176 |
| Net loans & leases | $242,043,000 | 1,157 |
| Loan loss allowance | $3,714,000 | 1,232 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,338,000 | 869 |
| Other real estate owned | $0 | 783 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,822,000 | 1,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $375,110,000 | 1,281 |
| Total liabilities | $344,598,000 | 1,269 |
| Total deposits | $322,140,000 | 1,234 |
| Interest-bearing deposits | $270,771,000 | 1,267 |
| Deposits held in domestic offices | $322,140,000 | 1,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,400,000 | 763 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,000 | 4,843 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,038,000 | 1,321 |
| Total equity capital | $30,512,000 | 1,343 |
| Total bank equity capital | $30,512,000 | 1,343 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,261,000 | 1,832 |
| Surplus | $6,541,000 | 2,128 |
| Undivided profits | $21,710,000 | 1,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,265,000 | 2,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $452,000 | 291 |
| Income earned, not collected on loans | $1,139,000 | 1,523 |
| Earning assets | $347,176,000 | 1,267 |
| Long-term assets (5+ years) | $13,099,000 | 3,641 |
| Average Assets, year-to-date | $369,755,000 | 1,268 |
| Average Assets, quarterly | $372,941,500 | 1,278 |
| Volatile liabilities | $37,300,000 | 1,490 |
| Insider loans | $3,146,000 | 1,319 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $50,400,000 | 982 |
| Tier 1 (core) risk-based capital | $30,512,000 | 1,301 |
| Tier 2 risk-based capital | $2,864,920 | 1,144 |
| Total risk weighted assets | $228,344,620 | 1,231 |
| Total unused commitments | $50,400,000 | 1,006 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 262 | 809 |
| Assets and Liabilities | ||
| Total Assets: | $369,748,000 | 1,324 |
| Cash and due from depository institutions | $18,625,000 | 809 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $95,436,000 | 1,420 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 1,186 |
| Net loans & leases | $230,364,000 | 1,253 |
| Loan loss allowance | $3,406,000 | 1,388 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,976,000 | 1,036 |
| Other real estate owned | $0 | 809 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,347,000 | 1,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,748,000 | 1,324 |
| Total liabilities | $338,519,000 | 1,333 |
| Total deposits | $318,395,000 | 1,315 |
| Interest-bearing deposits | $265,674,000 | 1,377 |
| Deposits held in domestic offices | $318,395,000 | 1,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,861,000 | 722 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,000 | 4,849 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,243,000 | 2,748 |
| Total equity capital | $31,229,000 | 1,246 |
| Total bank equity capital | $31,229,000 | 1,246 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,261,000 | 1,888 |
| Surplus | $6,541,000 | 2,044 |
| Undivided profits | $22,427,000 | 956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,042,000 | 3,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,149,000 | 1,684 |
| Earning assets | $339,800,000 | 1,308 |
| Long-term assets (5+ years) | $16,383,000 | 3,029 |
| Average Assets, year-to-date | $358,558,600 | 1,336 |
| Average Assets, quarterly | $362,437,000 | 1,347 |
| Volatile liabilities | $41,004,000 | 1,369 |
| Insider loans | $707,000 | 1,266 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $44,670,000 | 1,027 |
| Tier 1 (core) risk-based capital | $31,229,000 | 1,214 |
| Tier 2 risk-based capital | $2,747,810 | 1,219 |
| Total risk weighted assets | $219,166,510 | 1,340 |
| Total unused commitments | $44,670,000 | 1,044 |
| Derivatives | $0 | 651 |