Home > The Long Island Savings Bank, FSB > Income and Expense
The Long Island Savings Bank, FSB, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $401,394,000 | 148 |
| Total interest expense | $251,831,000 | 114 |
| Net interest income | $149,563,000 | 187 |
| Provision for loan and lease losses | $6,000,000 | 291 |
| Total noninterest income | $28,933,000 | 283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $28,933,000 | 222 |
| Total noninterest expense | $106,425,000 | 211 |
| Salaries and employee benefits | $59,711,000 | 156 |
| Premises and equipment expense | $21,465,000 | 147 |
| Additional noninterest expense | $25,249,000 | 294 |
| Pre-tax net operating income | $66,071,000 | 196 |
| Securities gains (losses) | $13,504,000 | 39 |
| Applicable income taxes | $31,066,000 | 166 |
| Income before extraordinary items | $48,509,000 | 188 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $48,509,000 | 188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,754,000 | 269 |
| Cash dividends | $25,000,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $39,866,440 | 204 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $357,903,000 | 171 |
| Total interest expense | $205,489,000 | 152 |
| Net interest income | $152,414,000 | 202 |
| Provision for loan and lease losses | $9,428,000 | 211 |
| Total noninterest income | $31,462,000 | 296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $31,462,000 | 219 |
| Total noninterest expense | $132,089,000 | 206 |
| Salaries and employee benefits | $60,472,000 | 170 |
| Premises and equipment expense | $20,468,000 | 168 |
| Additional noninterest expense | $51,149,000 | 237 |
| Pre-tax net operating income | $42,359,000 | 275 |
| Securities gains (losses) | $9,521,000 | 48 |
| Applicable income taxes | $22,109,000 | 211 |
| Income before extraordinary items | $29,771,000 | 265 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $29,771,000 | 265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,858,000 | 209 |
| Cash dividends | $20,000,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $23,677,560 | 299 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $328,333,000 | 190 |
| Total interest expense | $180,784,000 | 171 |
| Net interest income | $147,549,000 | 207 |
| Provision for loan and lease losses | $9,231,000 | 195 |
| Total noninterest income | $29,613,000 | 323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $29,613,000 | 221 |
| Total noninterest expense | $104,124,000 | 238 |
| Salaries and employee benefits | $53,201,000 | 181 |
| Premises and equipment expense | $18,395,000 | 182 |
| Additional noninterest expense | $32,528,000 | 304 |
| Pre-tax net operating income | $63,807,000 | 219 |
| Securities gains (losses) | $3,826,000 | 76 |
| Applicable income taxes | $27,326,000 | 183 |
| Income before extraordinary items | $40,307,000 | 229 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $40,307,000 | 228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,624,000 | 197 |
| Cash dividends | $21,300,000 | 244 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $37,858,360 | 237 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $275,032,000 | 198 |
| Total interest expense | $134,593,000 | 176 |
| Net interest income | $140,439,000 | 213 |
| Provision for loan and lease losses | $13,392,000 | 157 |
| Total noninterest income | $27,649,000 | 321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $27,649,000 | 229 |
| Total noninterest expense | $98,033,000 | 249 |
| Salaries and employee benefits | $51,005,000 | 186 |
| Premises and equipment expense | $16,982,000 | 190 |
| Additional noninterest expense | $30,046,000 | 337 |
| Pre-tax net operating income | $56,663,000 | 224 |
| Securities gains (losses) | $1,206,000 | 148 |
| Applicable income taxes | $25,067,000 | 183 |
| Income before extraordinary items | $32,802,000 | 245 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $32,802,000 | 243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,474,000 | 143 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $133,561,000 | 11 |
| Net operating income | $32,030,160 | 252 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $318,439,000 | 150 |
| Total interest expense | $158,881,000 | 120 |
| Net interest income | $159,558,000 | 177 |
| Provision for loan and lease losses | $28,801,000 | 123 |
| Total noninterest income | $46,715,000 | 219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $46,715,000 | 138 |
| Total noninterest expense | $227,140,000 | 117 |
| Salaries and employee benefits | $54,806,000 | 167 |
| Premises and equipment expense | $19,694,000 | 163 |
| Additional noninterest expense | $152,640,000 | 83 |
| Pre-tax net operating income | $-49,668,000 | 13,305 |
| Securities gains (losses) | $39,140,000 | 19 |
| Applicable income taxes | $30,471,000 | 130 |
| Income before extraordinary items | $-40,999,000 | 13,262 |
| Extraordinary gains, net | $-314,896,000 | 13,285 |
| Net income | $-355,895,000 | 13,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,689,000 | 110 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-8,977,000 | 13,274 |
| Net operating income | $-80,139,000 | 13,272 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $202,093,000 | 257 |
| Total interest expense | $119,447,000 | 209 |
| Net interest income | $82,646,000 | 293 |
| Provision for loan and lease losses | $13,423,000 | 292 |
| Total noninterest income | $12,621,000 | 513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $12,621,000 | 379 |
| Total noninterest expense | $63,886,000 | 334 |
| Salaries and employee benefits | $26,591,000 | 307 |
| Premises and equipment expense | $8,744,000 | 327 |
| Additional noninterest expense | $28,551,000 | 363 |
| Pre-tax net operating income | $17,958,000 | 383 |
| Securities gains (losses) | $1,673,000 | 458 |
| Applicable income taxes | $8,445,000 | 318 |
| Income before extraordinary items | $11,186,000 | 443 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $11,186,000 | 447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,948,000 | 299 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $4,124,000 | 193 |
| Net operating income | $10,115,280 | 438 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.