Home > The Long Island Savings Bank, FSB > Net charge- offs to loans
The Long Island Savings Bank, FSB, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 4,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0765% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4845% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3796% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6796% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3472% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2308% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2411% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2441% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2710% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9656% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5463% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4778% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2841% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3032% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3085% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2382% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3801% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5483% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7704% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5324% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5805% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5942% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.3892% | 16 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6468% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3861% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3785% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3251% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4302% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6125% | 37 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2413% | 130 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5319% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1054% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9842% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6219% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6546% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6559% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5788% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6478% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3158% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |