Home > The Lone Star State Bank > Income and Expense
The Lone Star State Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $308,000 | 6,544 |
| Total interest expense | $27,000 | 6,619 |
| Net interest income | $281,000 | 6,497 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $35,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 5,942 |
| Total noninterest expense | $138,000 | 6,875 |
| Salaries and employee benefits | $44,000 | 6,971 |
| Premises and equipment expense | $24,000 | 6,452 |
| Additional noninterest expense | $70,000 | 6,577 |
| Pre-tax net operating income | $178,000 | 4,642 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $178,000 | 4,471 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $178,000 | 4,473 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $178,000 | 4,473 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $178,000 | 4,370 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 6,627 |
| Total interest expense | $120,000 | 6,746 |
| Net interest income | $1,151,000 | 6,579 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $147,000 | 5,994 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $94,000 | 5,529 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $53,000 | 5,820 |
| Total noninterest expense | $610,000 | 6,905 |
| Salaries and employee benefits | $217,000 | 7,001 |
| Premises and equipment expense | $100,000 | 6,520 |
| Additional noninterest expense | $293,000 | 6,643 |
| Pre-tax net operating income | $688,000 | 4,535 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $688,000 | 4,508 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $688,000 | 4,505 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $688,000 | 4,507 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $616,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $688,000 | 4,324 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $956,000 | 6,729 |
| Total interest expense | $92,000 | 6,856 |
| Net interest income | $864,000 | 6,668 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $112,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $72,000 | 5,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,000 | 5,928 |
| Total noninterest expense | $445,000 | 7,002 |
| Salaries and employee benefits | $150,000 | 7,117 |
| Premises and equipment expense | $78,000 | 6,570 |
| Additional noninterest expense | $217,000 | 6,733 |
| Pre-tax net operating income | $531,000 | 4,646 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $531,000 | 4,571 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $531,000 | 4,570 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $531,000 | 4,569 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $446,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $531,000 | 4,388 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $634,000 | 6,791 |
| Total interest expense | $62,000 | 6,924 |
| Net interest income | $572,000 | 6,728 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $78,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $49,000 | 5,552 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,899 |
| Total noninterest expense | $296,000 | 7,065 |
| Salaries and employee benefits | $104,000 | 7,170 |
| Premises and equipment expense | $49,000 | 6,657 |
| Additional noninterest expense | $143,000 | 6,807 |
| Pre-tax net operating income | $354,000 | 4,624 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $354,000 | 4,560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $354,000 | 4,563 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $354,000 | 4,563 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $311,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $354,000 | 4,375 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 6,839 |
| Total interest expense | $32,000 | 6,990 |
| Net interest income | $289,000 | 6,771 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $43,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $26,000 | 5,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,857 |
| Total noninterest expense | $150,000 | 7,114 |
| Salaries and employee benefits | $51,000 | 7,232 |
| Premises and equipment expense | $26,000 | 6,634 |
| Additional noninterest expense | $73,000 | 6,822 |
| Pre-tax net operating income | $182,000 | 4,645 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $182,000 | 4,526 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $182,000 | 4,529 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $182,000 | 4,529 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $10,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $182,000 | 4,391 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,421,000 | 6,823 |
| Total interest expense | $178,000 | 6,973 |
| Net interest income | $1,243,000 | 6,744 |
| Provision for loan and lease losses | $24,000 | 6,157 |
| Total noninterest income | $164,000 | 5,957 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $91,000 | 5,646 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $73,000 | 5,609 |
| Total noninterest expense | $645,000 | 7,157 |
| Salaries and employee benefits | $226,000 | 7,276 |
| Premises and equipment expense | $97,000 | 6,852 |
| Additional noninterest expense | $322,000 | 6,792 |
| Pre-tax net operating income | $738,000 | 4,200 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $738,000 | 4,080 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $738,000 | 4,085 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $738,000 | 4,084 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $737,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $738,000 | 3,936 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 6,871 |
| Total interest expense | $142,000 | 7,033 |
| Net interest income | $946,000 | 6,784 |
| Provision for loan and lease losses | $24,000 | 5,941 |
| Total noninterest income | $129,000 | 6,008 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $67,000 | 5,681 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $62,000 | 5,579 |
| Total noninterest expense | $482,000 | 7,209 |
| Salaries and employee benefits | $155,000 | 7,357 |
| Premises and equipment expense | $76,000 | 6,849 |
| Additional noninterest expense | $251,000 | 6,787 |
| Pre-tax net operating income | $569,000 | 4,300 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $569,000 | 4,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $569,000 | 4,116 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $569,000 | 4,116 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $567,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $569,000 | 3,996 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $737,000 | 6,918 |
| Total interest expense | $100,000 | 7,088 |
| Net interest income | $637,000 | 6,827 |
| Provision for loan and lease losses | $21,000 | 5,690 |
| Total noninterest income | $95,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $43,000 | 5,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 5,412 |
| Total noninterest expense | $319,000 | 7,286 |
| Salaries and employee benefits | $103,000 | 7,429 |
| Premises and equipment expense | $48,000 | 6,956 |
| Additional noninterest expense | $168,000 | 6,868 |
| Pre-tax net operating income | $392,000 | 4,236 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $392,000 | 4,012 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $392,000 | 4,013 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $392,000 | 4,014 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $380,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $392,000 | 3,917 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $367,000 | 6,967 |
| Total interest expense | $52,000 | 7,135 |
| Net interest income | $315,000 | 6,869 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $63,000 | 5,642 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $161,000 | 7,336 |
| Salaries and employee benefits | $51,000 | 7,489 |
| Premises and equipment expense | $25,000 | 6,959 |
| Additional noninterest expense | $85,000 | 6,907 |
| Pre-tax net operating income | $207,000 | 4,181 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $207,000 | 3,924 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $207,000 | 3,923 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $207,000 | 3,924 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $207,000 | 3,876 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 6,898 |
| Total interest expense | $323,000 | 6,994 |
| Net interest income | $1,415,000 | 6,801 |
| Provision for loan and lease losses | $21,000 | 6,800 |
| Total noninterest income | $195,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $145,000 | 4,959 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 6,107 |
| Total noninterest expense | $730,000 | 7,358 |
| Salaries and employee benefits | $244,000 | 7,532 |
| Premises and equipment expense | $126,000 | 6,834 |
| Additional noninterest expense | $360,000 | 6,915 |
| Pre-tax net operating income | $859,000 | 3,635 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $859,000 | 3,503 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $859,000 | 3,500 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $859,000 | 3,503 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $812,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $859,000 | 3,375 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 6,967 |
| Total interest expense | $259,000 | 7,062 |
| Net interest income | $1,085,000 | 6,867 |
| Provision for loan and lease losses | $31,000 | 6,501 |
| Total noninterest income | $150,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $110,000 | 5,031 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $40,000 | 6,202 |
| Total noninterest expense | $522,000 | 7,467 |
| Salaries and employee benefits | $174,000 | 7,649 |
| Premises and equipment expense | $97,000 | 6,876 |
| Additional noninterest expense | $251,000 | 7,061 |
| Pre-tax net operating income | $682,000 | 3,763 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $682,000 | 3,554 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $682,000 | 3,552 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $682,000 | 3,554 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $651,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $682,000 | 3,419 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $907,000 | 7,010 |
| Total interest expense | $183,000 | 7,099 |
| Net interest income | $724,000 | 6,897 |
| Provision for loan and lease losses | $21,000 | 6,377 |
| Total noninterest income | $102,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $72,000 | 5,061 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $30,000 | 6,144 |
| Total noninterest expense | $349,000 | 7,532 |
| Salaries and employee benefits | $115,000 | 7,713 |
| Premises and equipment expense | $64,000 | 6,943 |
| Additional noninterest expense | $170,000 | 7,092 |
| Pre-tax net operating income | $456,000 | 3,780 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $456,000 | 3,565 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $456,000 | 3,562 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $456,000 | 3,564 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $424,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $456,000 | 3,451 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,092 |
| Total interest expense | $94,000 | 7,185 |
| Net interest income | $363,000 | 6,953 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $55,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $176,000 | 7,632 |
| Salaries and employee benefits | $56,000 | 7,818 |
| Premises and equipment expense | $35,000 | 6,925 |
| Additional noninterest expense | $85,000 | 7,187 |
| Pre-tax net operating income | $232,000 | 3,813 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $232,000 | 3,624 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $232,000 | 3,621 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $232,000 | 3,623 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $232,000 | 3,495 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 7,077 |
| Total interest expense | $566,000 | 6,985 |
| Net interest income | $1,404,000 | 7,015 |
| Provision for loan and lease losses | $28,000 | 7,095 |
| Total noninterest income | $209,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $164,000 | 4,998 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $45,000 | 6,476 |
| Total noninterest expense | $731,000 | 7,689 |
| Salaries and employee benefits | $272,000 | 7,858 |
| Premises and equipment expense | $144,000 | 6,989 |
| Additional noninterest expense | $315,000 | 7,377 |
| Pre-tax net operating income | $854,000 | 3,237 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $854,000 | 3,033 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $854,000 | 3,032 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $854,000 | 3,032 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $833,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $854,000 | 2,976 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 7,130 |
| Total interest expense | $457,000 | 7,009 |
| Net interest income | $1,049,000 | 7,063 |
| Provision for loan and lease losses | $28,000 | 6,818 |
| Total noninterest income | $157,000 | 6,267 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $125,000 | 5,003 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $32,000 | 6,662 |
| Total noninterest expense | $522,000 | 7,776 |
| Salaries and employee benefits | $195,000 | 7,938 |
| Premises and equipment expense | $105,000 | 7,076 |
| Additional noninterest expense | $222,000 | 7,485 |
| Pre-tax net operating income | $656,000 | 3,447 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $656,000 | 3,235 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $656,000 | 3,232 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $656,000 | 3,235 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $629,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $656,000 | 3,147 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $990,000 | 7,227 |
| Total interest expense | $312,000 | 7,085 |
| Net interest income | $678,000 | 7,150 |
| Provision for loan and lease losses | $21,000 | 6,663 |
| Total noninterest income | $105,000 | 6,319 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $79,000 | 5,083 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $348,000 | 7,853 |
| Salaries and employee benefits | $132,000 | 8,023 |
| Premises and equipment expense | $70,000 | 7,134 |
| Additional noninterest expense | $146,000 | 7,554 |
| Pre-tax net operating income | $414,000 | 3,621 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $414,000 | 3,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 3,415 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $414,000 | 3,417 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $400,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $414,000 | 3,303 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 7,292 |
| Total interest expense | $160,000 | 7,143 |
| Net interest income | $329,000 | 7,217 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $41,000 | 4,966 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $184,000 | 7,828 |
| Salaries and employee benefits | $69,000 | 8,052 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $80,000 | 7,383 |
| Pre-tax net operating income | $192,000 | 4,112 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $192,000 | 3,932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $192,000 | 3,934 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $192,000 | 3,934 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $192,000 | 3,773 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 7,401 |
| Total interest expense | $667,000 | 7,380 |
| Net interest income | $1,229,000 | 7,323 |
| Provision for loan and lease losses | $6,000 | 7,236 |
| Total noninterest income | $224,000 | 6,322 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $175,000 | 5,032 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $49,000 | 6,777 |
| Total noninterest expense | $739,000 | 7,875 |
| Salaries and employee benefits | $299,000 | 8,073 |
| Premises and equipment expense | $137,000 | 7,260 |
| Additional noninterest expense | $303,000 | 7,448 |
| Pre-tax net operating income | $708,000 | 4,370 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $708,000 | 3,927 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $708,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $702,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $708,000 | 4,060 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 7,497 |
| Total interest expense | $499,000 | 7,505 |
| Net interest income | $909,000 | 7,405 |
| Provision for loan and lease losses | $4,000 | 6,911 |
| Total noninterest income | $160,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $124,000 | 5,176 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 6,941 |
| Total noninterest expense | $533,000 | 7,947 |
| Salaries and employee benefits | $211,000 | 8,166 |
| Premises and equipment expense | $105,000 | 7,295 |
| Additional noninterest expense | $217,000 | 7,512 |
| Pre-tax net operating income | $532,000 | 4,839 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $532,000 | 4,326 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $532,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $639,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $532,000 | 4,475 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $955,000 | 7,536 |
| Total interest expense | $347,000 | 7,563 |
| Net interest income | $608,000 | 7,434 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $100,000 | 6,661 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $74,000 | 5,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $349,000 | 8,022 |
| Salaries and employee benefits | $140,000 | 8,232 |
| Premises and equipment expense | $69,000 | 7,360 |
| Additional noninterest expense | $140,000 | 7,611 |
| Pre-tax net operating income | $359,000 | 4,976 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $359,000 | 4,688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $359,000 | 4,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $447,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $359,000 | 4,629 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $484,000 | 7,608 |
| Total interest expense | $179,000 | 7,628 |
| Net interest income | $305,000 | 7,467 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $52,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $175,000 | 8,051 |
| Salaries and employee benefits | $69,000 | 8,280 |
| Premises and equipment expense | $35,000 | 7,353 |
| Additional noninterest expense | $71,000 | 7,592 |
| Pre-tax net operating income | $182,000 | 5,118 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $182,000 | 4,851 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $182,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $170,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $182,000 | 4,739 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 7,451 |
| Total interest expense | $763,000 | 7,551 |
| Net interest income | $1,387,000 | 7,264 |
| Provision for loan and lease losses | $-60,000 | 8,335 |
| Total noninterest income | $1,333,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $160,000 | 5,320 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,173,000 | 1,998 |
| Total noninterest expense | $882,000 | 7,823 |
| Salaries and employee benefits | $401,000 | 8,054 |
| Premises and equipment expense | $159,000 | 7,167 |
| Additional noninterest expense | $322,000 | 7,435 |
| Pre-tax net operating income | $1,898,000 | 3,419 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,898,000 | 2,935 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,898,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $1,878,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,898,000 | 2,926 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 7,448 |
| Total interest expense | $584,000 | 7,578 |
| Net interest income | $1,072,000 | 7,261 |
| Provision for loan and lease losses | $-60,000 | 8,387 |
| Total noninterest income | $1,285,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $125,000 | 5,268 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,160,000 | 1,632 |
| Total noninterest expense | $682,000 | 7,762 |
| Salaries and employee benefits | $307,000 | 8,016 |
| Premises and equipment expense | $130,000 | 6,981 |
| Additional noninterest expense | $245,000 | 7,400 |
| Pre-tax net operating income | $1,735,000 | 3,157 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,735,000 | 2,672 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,735,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $1,578,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,735,000 | 2,648 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 7,392 |
| Total interest expense | $422,000 | 7,480 |
| Net interest income | $758,000 | 7,207 |
| Provision for loan and lease losses | $-64,000 | 8,447 |
| Total noninterest income | $1,240,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $90,000 | 5,147 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,150,000 | 1,267 |
| Total noninterest expense | $504,000 | 7,677 |
| Salaries and employee benefits | $240,000 | 7,884 |
| Premises and equipment expense | $97,000 | 6,826 |
| Additional noninterest expense | $167,000 | 7,387 |
| Pre-tax net operating income | $1,558,000 | 2,614 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,558,000 | 2,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,558,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $1,446,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,558,000 | 2,134 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 7,289 |
| Total interest expense | $227,000 | 7,397 |
| Net interest income | $408,000 | 7,053 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $62,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $45,000 | 5,093 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $263,000 | 7,660 |
| Salaries and employee benefits | $130,000 | 7,830 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $85,000 | 7,376 |
| Pre-tax net operating income | $192,000 | 5,599 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $192,000 | 5,163 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $192,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $237,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $192,000 | 5,147 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 7,318 |
| Total interest expense | $743,000 | 7,448 |
| Net interest income | $1,536,000 | 7,134 |
| Provision for loan and lease losses | $59,000 | 5,451 |
| Total noninterest income | $255,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $193,000 | 5,066 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 7,020 |
| Total noninterest expense | $1,107,000 | 7,537 |
| Salaries and employee benefits | $552,000 | 7,730 |
| Premises and equipment expense | $191,000 | 6,820 |
| Additional noninterest expense | $364,000 | 7,238 |
| Pre-tax net operating income | $625,000 | 6,114 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $625,000 | 5,734 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $625,000 | 5,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $274,000 | 4,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $625,000 | 5,720 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 7,411 |
| Total interest expense | $521,000 | 7,540 |
| Net interest income | $1,139,000 | 7,232 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $192,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $143,000 | 5,141 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $49,000 | 6,962 |
| Total noninterest expense | $800,000 | 7,607 |
| Salaries and employee benefits | $385,000 | 7,831 |
| Premises and equipment expense | $148,000 | 6,782 |
| Additional noninterest expense | $267,000 | 7,289 |
| Pre-tax net operating income | $481,000 | 6,294 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $481,000 | 5,839 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $481,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $217,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $481,000 | 5,842 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 7,473 |
| Total interest expense | $320,000 | 7,621 |
| Net interest income | $755,000 | 7,284 |
| Provision for loan and lease losses | $35,000 | 4,878 |
| Total noninterest income | $123,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,029 |
| Total noninterest expense | $529,000 | 7,643 |
| Salaries and employee benefits | $253,000 | 7,882 |
| Premises and equipment expense | $92,000 | 6,935 |
| Additional noninterest expense | $184,000 | 7,248 |
| Pre-tax net operating income | $314,000 | 6,369 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $314,000 | 5,909 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $314,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $141,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $314,000 | 5,914 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,565 |
| Total interest expense | $145,000 | 7,723 |
| Net interest income | $368,000 | 7,349 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $58,000 | 6,685 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $41,000 | 5,358 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $260,000 | 7,698 |
| Salaries and employee benefits | $125,000 | 7,922 |
| Premises and equipment expense | $44,000 | 7,013 |
| Additional noninterest expense | $91,000 | 7,270 |
| Pre-tax net operating income | $146,000 | 6,470 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $146,000 | 6,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 6,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $62,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $146,000 | 6,023 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 7,702 |
| Total interest expense | $402,000 | 7,885 |
| Net interest income | $1,318,000 | 7,537 |
| Provision for loan and lease losses | $48,000 | 5,807 |
| Total noninterest income | $227,000 | 6,856 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $159,000 | 5,516 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $68,000 | 6,995 |
| Total noninterest expense | $1,087,000 | 7,592 |
| Salaries and employee benefits | $526,000 | 7,813 |
| Premises and equipment expense | $166,000 | 7,101 |
| Additional noninterest expense | $395,000 | 7,112 |
| Pre-tax net operating income | $410,000 | 7,039 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $410,000 | 6,745 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $410,000 | 6,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $176,000 | 5,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $410,000 | 6,714 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 7,796 |
| Total interest expense | $277,000 | 7,974 |
| Net interest income | $951,000 | 7,648 |
| Provision for loan and lease losses | $33,000 | 5,738 |
| Total noninterest income | $170,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $118,000 | 5,565 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 7,014 |
| Total noninterest expense | $799,000 | 7,617 |
| Salaries and employee benefits | $379,000 | 7,865 |
| Premises and equipment expense | $121,000 | 7,144 |
| Additional noninterest expense | $299,000 | 7,109 |
| Pre-tax net operating income | $289,000 | 7,249 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $289,000 | 6,977 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $289,000 | 6,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $134,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $289,000 | 6,936 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $762,000 | 7,882 |
| Total interest expense | $164,000 | 8,073 |
| Net interest income | $598,000 | 7,752 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $109,000 | 6,935 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $69,000 | 5,752 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $523,000 | 7,657 |
| Salaries and employee benefits | $250,000 | 7,890 |
| Premises and equipment expense | $74,000 | 7,300 |
| Additional noninterest expense | $199,000 | 7,095 |
| Pre-tax net operating income | $166,000 | 7,434 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $166,000 | 7,205 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $166,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $83,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $166,000 | 7,169 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 8,052 |
| Total interest expense | $70,000 | 8,259 |
| Net interest income | $284,000 | 7,887 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $64,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $247,000 | 7,819 |
| Salaries and employee benefits | $118,000 | 8,040 |
| Premises and equipment expense | $32,000 | 7,605 |
| Additional noninterest expense | $97,000 | 7,205 |
| Pre-tax net operating income | $93,000 | 7,321 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $93,000 | 7,014 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $93,000 | 7,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $43,000 | 3,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $93,000 | 6,986 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 8,049 |
| Total interest expense | $258,000 | 8,252 |
| Net interest income | $1,099,000 | 7,887 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $181,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $147,000 | 5,822 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,859 |
| Total noninterest expense | $777,000 | 8,200 |
| Salaries and employee benefits | $341,000 | 8,498 |
| Premises and equipment expense | $119,000 | 7,725 |
| Additional noninterest expense | $317,000 | 7,600 |
| Pre-tax net operating income | $473,000 | 6,792 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $473,000 | 6,462 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $473,000 | 6,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,212 |
| Cash dividends | $407,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $473,000 | 6,397 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 8,087 |
| Total interest expense | $197,000 | 8,277 |
| Net interest income | $823,000 | 7,924 |
| Provision for loan and lease losses | $23,000 | 6,245 |
| Total noninterest income | $140,000 | 7,309 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $112,000 | 5,841 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 7,777 |
| Total noninterest expense | $567,000 | 8,234 |
| Salaries and employee benefits | $242,000 | 8,560 |
| Premises and equipment expense | $90,000 | 7,711 |
| Additional noninterest expense | $235,000 | 7,619 |
| Pre-tax net operating income | $373,000 | 6,864 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $373,000 | 6,469 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $373,000 | 6,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $307,000 | 3,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $373,000 | 6,394 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $683,000 | 8,140 |
| Total interest expense | $137,000 | 8,291 |
| Net interest income | $546,000 | 7,980 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $94,000 | 7,344 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,686 |
| Total noninterest expense | $382,000 | 8,271 |
| Salaries and employee benefits | $163,000 | 8,599 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $160,000 | 7,614 |
| Pre-tax net operating income | $243,000 | 6,875 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $243,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $243,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $220,000 | 3,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $243,000 | 6,424 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 8,109 |
| Total interest expense | $71,000 | 8,324 |
| Net interest income | $283,000 | 7,954 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $49,000 | 7,241 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $188,000 | 8,326 |
| Salaries and employee benefits | $81,000 | 8,637 |
| Premises and equipment expense | $29,000 | 7,823 |
| Additional noninterest expense | $78,000 | 7,684 |
| Pre-tax net operating income | $136,000 | 6,639 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $136,000 | 6,238 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $136,000 | 6,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $136,000 | 6,132 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 8,023 |
| Total interest expense | $402,000 | 8,105 |
| Net interest income | $1,154,000 | 7,876 |
| Provision for loan and lease losses | $28,000 | 6,851 |
| Total noninterest income | $183,000 | 7,490 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $148,000 | 5,881 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $35,000 | 7,968 |
| Total noninterest expense | $802,000 | 8,274 |
| Salaries and employee benefits | $341,000 | 8,617 |
| Premises and equipment expense | $117,000 | 7,844 |
| Additional noninterest expense | $344,000 | 7,487 |
| Pre-tax net operating income | $507,000 | 6,655 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $507,000 | 6,302 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $507,000 | 6,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,677 |
| Cash dividends | $363,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $507,000 | 6,150 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 8,080 |
| Total interest expense | $321,000 | 8,147 |
| Net interest income | $866,000 | 7,944 |
| Provision for loan and lease losses | $23,000 | 6,658 |
| Total noninterest income | $137,000 | 7,545 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $109,000 | 5,956 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $572,000 | 8,350 |
| Salaries and employee benefits | $237,000 | 8,717 |
| Premises and equipment expense | $87,000 | 7,866 |
| Additional noninterest expense | $248,000 | 7,580 |
| Pre-tax net operating income | $408,000 | 6,682 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $408,000 | 6,305 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $408,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $286,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $408,000 | 6,126 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $798,000 | 8,130 |
| Total interest expense | $223,000 | 8,187 |
| Net interest income | $575,000 | 7,976 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $95,000 | 7,485 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $378,000 | 8,382 |
| Salaries and employee benefits | $154,000 | 8,780 |
| Premises and equipment expense | $56,000 | 7,921 |
| Additional noninterest expense | $168,000 | 7,540 |
| Pre-tax net operating income | $277,000 | 6,648 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $277,000 | 6,286 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $277,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $191,000 | 3,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $277,000 | 6,076 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 8,188 |
| Total interest expense | $116,000 | 8,228 |
| Net interest income | $281,000 | 8,067 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $48,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $189,000 | 8,421 |
| Salaries and employee benefits | $77,000 | 8,818 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $84,000 | 7,566 |
| Pre-tax net operating income | $132,000 | 6,731 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $132,000 | 6,333 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $132,000 | 6,154 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 8,223 |
| Total interest expense | $558,000 | 8,222 |
| Net interest income | $1,081,000 | 8,142 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $188,000 | 7,441 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $151,000 | 5,822 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,965 |
| Total noninterest expense | $776,000 | 8,394 |
| Salaries and employee benefits | $336,000 | 8,746 |
| Premises and equipment expense | $113,000 | 7,983 |
| Additional noninterest expense | $327,000 | 7,608 |
| Pre-tax net operating income | $463,000 | 6,910 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $463,000 | 6,559 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $463,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $301,000 | 4,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $463,000 | 6,431 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 8,302 |
| Total interest expense | $846,000 | 8,342 |
| Net interest income | $1,073,000 | 8,141 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $173,000 | 7,596 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $139,000 | 5,956 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $34,000 | 8,222 |
| Total noninterest expense | $816,000 | 8,413 |
| Salaries and employee benefits | $386,000 | 8,687 |
| Premises and equipment expense | $110,000 | 8,147 |
| Additional noninterest expense | $320,000 | 7,702 |
| Pre-tax net operating income | $400,000 | 6,985 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $400,000 | 6,575 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $400,000 | 6,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $342,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $400,000 | 6,445 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 8,370 |
| Total interest expense | $928,000 | 8,384 |
| Net interest income | $1,110,000 | 8,260 |
| Provision for loan and lease losses | $39,000 | 6,919 |
| Total noninterest income | $105,000 | 8,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,043 |
| Total noninterest expense | $760,000 | 8,672 |
| Salaries and employee benefits | $355,000 | 8,970 |
| Premises and equipment expense | $116,000 | 8,175 |
| Additional noninterest expense | $289,000 | 8,026 |
| Pre-tax net operating income | $416,000 | 7,388 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $416,000 | 6,752 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $416,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $214,000 | 5,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $416,000 | 6,761 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 8,479 |
| Total interest expense | $902,000 | 8,434 |
| Net interest income | $1,112,000 | 8,378 |
| Provision for loan and lease losses | $34,000 | 7,136 |
| Total noninterest income | $129,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 6,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,216 |
| Total noninterest expense | $760,000 | 8,845 |
| Salaries and employee benefits | $360,000 | 9,125 |
| Premises and equipment expense | $120,000 | 8,235 |
| Additional noninterest expense | $280,000 | 8,296 |
| Pre-tax net operating income | $447,000 | 7,389 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $447,000 | 6,717 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $447,000 | 6,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $347,000 | 4,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $447,000 | 6,690 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 8,642 |
| Total interest expense | $934,000 | 8,601 |
| Net interest income | $1,102,000 | 8,572 |
| Provision for loan and lease losses | $27,000 | 7,449 |
| Total noninterest income | $148,000 | 8,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $796,000 | 8,783 |
| Salaries and employee benefits | $380,000 | 9,090 |
| Premises and equipment expense | $135,000 | 7,968 |
| Additional noninterest expense | $281,000 | 8,298 |
| Pre-tax net operating income | $427,000 | 7,728 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-3,000 | 9,985 |
| Income before extraordinary items | $430,000 | 7,039 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $430,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $212,000 | 5,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $430,000 | 6,939 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 9,244 |
| Total interest expense | $746,000 | 9,420 |
| Net interest income | $1,074,000 | 9,007 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $118,000 | 9,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $788,000 | 9,082 |
| Salaries and employee benefits | $392,000 | 9,308 |
| Premises and equipment expense | $142,000 | 7,983 |
| Additional noninterest expense | $254,000 | 8,798 |
| Pre-tax net operating income | $397,000 | 8,460 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $138,000 | 7,787 |
| Income before extraordinary items | $259,000 | 8,679 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $259,000 | 8,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $296,000 | 4,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $259,000 | 8,640 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 9,854 |
| Total interest expense | $641,000 | 10,148 |
| Net interest income | $1,028,000 | 9,477 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $145,000 | 9,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,447 |
| Total noninterest expense | $822,000 | 9,354 |
| Salaries and employee benefits | $396,000 | 9,629 |
| Premises and equipment expense | $127,000 | 8,603 |
| Additional noninterest expense | $299,000 | 8,899 |
| Pre-tax net operating income | $327,000 | 8,949 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $111,000 | 8,554 |
| Income before extraordinary items | $216,000 | 9,151 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $216,000 | 9,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $195,000 | 5,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $216,000 | 9,098 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 10,351 |
| Total interest expense | $598,000 | 10,672 |
| Net interest income | $1,000,000 | 9,945 |
| Provision for loan and lease losses | $34,000 | 6,948 |
| Total noninterest income | $169,000 | 8,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $792,000 | 9,801 |
| Salaries and employee benefits | $369,000 | 10,175 |
| Premises and equipment expense | $131,000 | 8,769 |
| Additional noninterest expense | $292,000 | 9,322 |
| Pre-tax net operating income | $343,000 | 9,437 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $117,000 | 8,844 |
| Income before extraordinary items | $226,000 | 9,648 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $226,000 | 9,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $138,000 | 6,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $226,000 | 9,621 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 11,013 |
| Total interest expense | $438,000 | 11,398 |
| Net interest income | $925,000 | 10,644 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $175,000 | 9,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $827,000 | 10,101 |
| Salaries and employee benefits | $345,000 | 10,788 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $354,000 | 9,298 |
| Pre-tax net operating income | $263,000 | 10,391 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $86,000 | 9,666 |
| Income before extraordinary items | $177,000 | 10,528 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $177,000 | 10,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $154,000 | 6,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $177,000 | 10,574 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 11,531 |
| Total interest expense | $449,000 | 11,950 |
| Net interest income | $916,000 | 11,099 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $173,000 | 9,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $821,000 | 10,562 |
| Salaries and employee benefits | $380,000 | 10,838 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $319,000 | 10,206 |
| Pre-tax net operating income | $268,000 | 10,483 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $88,000 | 10,034 |
| Income before extraordinary items | $180,000 | 10,869 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $180,000 | 10,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $155,000 | 6,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $180,000 | 10,652 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 11,642 |
| Total interest expense | $656,000 | 12,038 |
| Net interest income | $979,000 | 11,177 |
| Provision for loan and lease losses | $1,000 | 11,714 |
| Total noninterest income | $172,000 | 9,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 8,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $830,000 | 10,858 |
| Salaries and employee benefits | $360,000 | 11,340 |
| Premises and equipment expense | $117,000 | 10,138 |
| Additional noninterest expense | $353,000 | 10,154 |
| Pre-tax net operating income | $320,000 | 9,947 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $124,000 | 9,259 |
| Income before extraordinary items | $237,000 | 10,076 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $237,000 | 10,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $179,000 | 5,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $209,940 | 10,120 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.