Home > The Libertyville Savings Bank > Income and Expense
The Libertyville Savings Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $4,821,000 | 2,154 |
| Total interest expense | $1,442,000 | 2,283 |
| Net interest income | $3,379,000 | 2,067 |
| Provision for loan and lease losses | $700,000 | 481 |
| Total noninterest income | $241,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $118,000 | 1,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 2,850 |
| Total noninterest expense | $2,299,000 | 2,227 |
| Salaries and employee benefits | $1,375,000 | 2,142 |
| Premises and equipment expense | $232,000 | 2,164 |
| Additional noninterest expense | $123,000 | 2,850 |
| Pre-tax net operating income | $621,000 | 2,741 |
| Securities gains (losses) | $-292,000 | 4,371 |
| Applicable income taxes | $12,000 | 2,893 |
| Income before extraordinary items | $317,000 | 3,226 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $317,000 | 3,258 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $317,000 | 3,226 |
| Net charge-offs | $618,000 | 367 |
| Cash dividends | $369,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $597,320 | 2,618 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $19,677,000 | 2,087 |
| Total interest expense | $5,765,000 | 2,322 |
| Net interest income | $13,912,000 | 1,953 |
| Provision for loan and lease losses | $1,125,000 | 876 |
| Total noninterest income | $1,032,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $488,000 | 1,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 2,866 |
| Total noninterest expense | $9,791,000 | 2,115 |
| Salaries and employee benefits | $6,247,000 | 1,963 |
| Premises and equipment expense | $1,073,000 | 1,985 |
| Additional noninterest expense | $544,000 | 2,866 |
| Pre-tax net operating income | $4,028,000 | 2,112 |
| Securities gains (losses) | $-667,000 | 4,280 |
| Applicable income taxes | $140,000 | 2,556 |
| Income before extraordinary items | $3,221,000 | 2,203 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,221,000 | 2,226 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,221,000 | 2,204 |
| Net charge-offs | $1,236,000 | 618 |
| Cash dividends | $1,519,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $3,861,320 | 1,993 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $14,610,000 | 2,091 |
| Total interest expense | $4,266,000 | 2,321 |
| Net interest income | $10,344,000 | 1,942 |
| Provision for loan and lease losses | $1,000,000 | 744 |
| Total noninterest income | $788,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $376,000 | 1,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 2,820 |
| Total noninterest expense | $7,394,000 | 2,092 |
| Salaries and employee benefits | $4,715,000 | 1,943 |
| Premises and equipment expense | $822,000 | 1,948 |
| Additional noninterest expense | $412,000 | 2,820 |
| Pre-tax net operating income | $2,738,000 | 2,239 |
| Securities gains (losses) | $-595,000 | 4,378 |
| Applicable income taxes | $90,000 | 2,639 |
| Income before extraordinary items | $2,053,000 | 2,402 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,053,000 | 2,428 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,053,000 | 2,404 |
| Net charge-offs | $756,000 | 626 |
| Cash dividends | $669,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,624,200 | 2,106 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 2,059 |
| Total interest expense | $1,422,000 | 2,275 |
| Net interest income | $3,411,000 | 1,931 |
| Provision for loan and lease losses | $900,000 | 349 |
| Total noninterest income | $238,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $115,000 | 1,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 2,854 |
| Total noninterest expense | $2,557,000 | 2,048 |
| Salaries and employee benefits | $1,622,000 | 1,897 |
| Premises and equipment expense | $278,000 | 1,929 |
| Additional noninterest expense | $123,000 | 2,854 |
| Pre-tax net operating income | $192,000 | 3,615 |
| Securities gains (losses) | $-488,000 | 4,494 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $-296,000 | 4,447 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-296,000 | 4,447 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-296,000 | 4,447 |
| Net charge-offs | $-8,000 | 4,034 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $192,000 | 3,542 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $18,201,000 | 2,015 |
| Total interest expense | $4,571,000 | 2,132 |
| Net interest income | $13,630,000 | 1,959 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,091,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $476,000 | 1,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 2,771 |
| Total noninterest expense | $9,844,000 | 2,060 |
| Salaries and employee benefits | $5,585,000 | 2,047 |
| Premises and equipment expense | $1,212,000 | 1,796 |
| Additional noninterest expense | $615,000 | 2,771 |
| Pre-tax net operating income | $4,877,000 | 1,950 |
| Securities gains (losses) | $-1,691,000 | 4,375 |
| Applicable income taxes | $128,000 | 2,676 |
| Income before extraordinary items | $3,058,000 | 2,311 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,058,000 | 2,335 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,058,000 | 2,314 |
| Net charge-offs | $-40,000 | 4,151 |
| Cash dividends | $2,118,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,681,360 | 1,829 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,498,000 | 2,003 |
| Total interest expense | $3,230,000 | 2,080 |
| Net interest income | $10,268,000 | 1,966 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $791,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $344,000 | 1,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 2,795 |
| Total noninterest expense | $7,585,000 | 2,023 |
| Salaries and employee benefits | $4,427,000 | 1,975 |
| Premises and equipment expense | $868,000 | 1,857 |
| Additional noninterest expense | $447,000 | 2,794 |
| Pre-tax net operating income | $3,474,000 | 2,062 |
| Securities gains (losses) | $-1,670,000 | 4,500 |
| Applicable income taxes | $64,000 | 2,918 |
| Income before extraordinary items | $1,740,000 | 2,677 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,740,000 | 2,707 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,740,000 | 2,678 |
| Net charge-offs | $-33,000 | 4,128 |
| Cash dividends | $1,094,000 | 1,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,343,200 | 1,954 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,875,000 | 1,992 |
| Total interest expense | $2,062,000 | 1,987 |
| Net interest income | $6,813,000 | 1,976 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $519,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $216,000 | 1,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 2,749 |
| Total noninterest expense | $5,302,000 | 1,961 |
| Salaries and employee benefits | $3,091,000 | 1,916 |
| Premises and equipment expense | $573,000 | 1,857 |
| Additional noninterest expense | $303,000 | 2,743 |
| Pre-tax net operating income | $2,030,000 | 2,236 |
| Securities gains (losses) | $-1,677,000 | 4,554 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $353,000 | 3,842 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $353,000 | 3,879 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $353,000 | 3,841 |
| Net charge-offs | $-9,000 | 3,888 |
| Cash dividends | $725,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,030,000 | 2,063 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $14,429,000 | 2,026 |
| Total interest expense | $2,676,000 | 1,289 |
| Net interest income | $11,753,000 | 2,134 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,030,000 | 2,769 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $319,000 | 2,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $711,000 | 2,695 |
| Total noninterest expense | $9,107,000 | 2,130 |
| Salaries and employee benefits | $5,506,000 | 2,049 |
| Premises and equipment expense | $1,159,000 | 1,856 |
| Additional noninterest expense | $711,000 | 2,695 |
| Pre-tax net operating income | $3,676,000 | 2,410 |
| Securities gains (losses) | $-754,000 | 4,411 |
| Applicable income taxes | $103,000 | 2,997 |
| Income before extraordinary items | $2,819,000 | 2,533 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,819,000 | 2,529 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,819,000 | 2,532 |
| Net charge-offs | $7,000 | 2,241 |
| Cash dividends | $7,411,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,542,840 | 2,285 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,501,000 | 2,007 |
| Total interest expense | $1,757,000 | 1,141 |
| Net interest income | $8,744,000 | 2,123 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $625,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $241,000 | 2,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 3,056 |
| Total noninterest expense | $6,782,000 | 2,132 |
| Salaries and employee benefits | $4,111,000 | 2,055 |
| Premises and equipment expense | $837,000 | 1,912 |
| Additional noninterest expense | $384,000 | 3,056 |
| Pre-tax net operating income | $2,587,000 | 2,490 |
| Securities gains (losses) | $-652,000 | 4,523 |
| Applicable income taxes | $58,000 | 3,103 |
| Income before extraordinary items | $1,877,000 | 2,668 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,877,000 | 2,666 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,877,000 | 2,667 |
| Net charge-offs | $5,000 | 2,006 |
| Cash dividends | $2,477,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,509,440 | 2,331 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,763,000 | 2,010 |
| Total interest expense | $1,096,000 | 1,052 |
| Net interest income | $5,667,000 | 2,132 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $414,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $154,000 | 2,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 3,074 |
| Total noninterest expense | $4,466,000 | 2,133 |
| Salaries and employee benefits | $2,742,000 | 2,054 |
| Premises and equipment expense | $557,000 | 1,919 |
| Additional noninterest expense | $1,167,000 | 2,347 |
| Pre-tax net operating income | $1,615,000 | 2,476 |
| Securities gains (losses) | $-459,000 | 4,568 |
| Applicable income taxes | $18,000 | 3,280 |
| Income before extraordinary items | $1,138,000 | 2,679 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,138,000 | 2,677 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,138,000 | 2,679 |
| Net charge-offs | $-18,000 | 3,849 |
| Cash dividends | $1,878,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,587,820 | 2,307 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,303,000 | 1,988 |
| Total interest expense | $541,000 | 1,014 |
| Net interest income | $2,762,000 | 2,123 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $203,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $73,000 | 2,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,019 |
| Total noninterest expense | $2,212,000 | 2,147 |
| Salaries and employee benefits | $1,361,000 | 2,062 |
| Premises and equipment expense | $274,000 | 1,954 |
| Additional noninterest expense | $577,000 | 2,343 |
| Pre-tax net operating income | $753,000 | 2,472 |
| Securities gains (losses) | $-23,000 | 4,347 |
| Applicable income taxes | $33,000 | 2,716 |
| Income before extraordinary items | $697,000 | 2,361 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $697,000 | 2,360 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $697,000 | 2,361 |
| Net charge-offs | $-9,000 | 3,881 |
| Cash dividends | $1,042,000 | 743 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $718,850 | 2,348 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,669,000 | 1,898 |
| Total interest expense | $2,331,000 | 1,157 |
| Net interest income | $12,338,000 | 1,993 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,931,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $284,000 | 2,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,647,000 | 2,114 |
| Total noninterest expense | $8,763,000 | 2,157 |
| Salaries and employee benefits | $5,341,000 | 2,087 |
| Premises and equipment expense | $1,192,000 | 1,827 |
| Additional noninterest expense | $2,230,000 | 2,409 |
| Pre-tax net operating income | $5,506,000 | 1,929 |
| Securities gains (losses) | $122,000 | 779 |
| Applicable income taxes | $274,000 | 2,531 |
| Income before extraordinary items | $5,354,000 | 1,796 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,354,000 | 1,796 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,354,000 | 1,797 |
| Net charge-offs | $-101,000 | 4,366 |
| Cash dividends | $2,510,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,238,100 | 1,788 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,427,000 | 1,879 |
| Total interest expense | $1,757,000 | 1,222 |
| Net interest income | $9,670,000 | 1,966 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $655,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $210,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $445,000 | 3,168 |
| Total noninterest expense | $6,555,000 | 2,166 |
| Salaries and employee benefits | $4,012,000 | 2,094 |
| Premises and equipment expense | $882,000 | 1,872 |
| Additional noninterest expense | $1,661,000 | 2,413 |
| Pre-tax net operating income | $3,770,000 | 2,124 |
| Securities gains (losses) | $38,000 | 1,165 |
| Applicable income taxes | $186,000 | 2,625 |
| Income before extraordinary items | $3,622,000 | 2,002 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,622,000 | 2,001 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,622,000 | 2,002 |
| Net charge-offs | $-101,000 | 4,468 |
| Cash dividends | $1,435,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,585,900 | 1,995 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,141,000 | 1,787 |
| Total interest expense | $1,186,000 | 1,249 |
| Net interest income | $6,955,000 | 1,841 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $445,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $134,000 | 2,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 3,103 |
| Total noninterest expense | $4,421,000 | 2,150 |
| Salaries and employee benefits | $2,692,000 | 2,076 |
| Premises and equipment expense | $583,000 | 1,873 |
| Additional noninterest expense | $1,146,000 | 2,361 |
| Pre-tax net operating income | $2,979,000 | 1,906 |
| Securities gains (losses) | $12,000 | 1,351 |
| Applicable income taxes | $153,000 | 2,487 |
| Income before extraordinary items | $2,838,000 | 1,770 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,838,000 | 1,770 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,838,000 | 1,770 |
| Net charge-offs | $-114,000 | 4,621 |
| Cash dividends | $653,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,826,600 | 1,744 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,109,000 | 1,773 |
| Total interest expense | $602,000 | 1,307 |
| Net interest income | $3,507,000 | 1,819 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $196,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $68,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 3,275 |
| Total noninterest expense | $2,202,000 | 2,134 |
| Salaries and employee benefits | $1,385,000 | 2,025 |
| Premises and equipment expense | $296,000 | 1,859 |
| Additional noninterest expense | $521,000 | 2,463 |
| Pre-tax net operating income | $1,501,000 | 1,869 |
| Securities gains (losses) | $32,000 | 775 |
| Applicable income taxes | $73,000 | 2,481 |
| Income before extraordinary items | $1,460,000 | 1,752 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,460,000 | 1,752 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,460,000 | 1,752 |
| Net charge-offs | $8,000 | 1,420 |
| Cash dividends | $275,000 | 1,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,429,600 | 1,736 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,813,000 | 1,912 |
| Total interest expense | $2,831,000 | 1,559 |
| Net interest income | $11,982,000 | 1,951 |
| Provision for loan and lease losses | $185,000 | 3,103 |
| Total noninterest income | $1,016,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $327,000 | 2,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $689,000 | 2,826 |
| Total noninterest expense | $9,263,000 | 2,056 |
| Salaries and employee benefits | $5,280,000 | 2,071 |
| Premises and equipment expense | $1,238,000 | 1,766 |
| Additional noninterest expense | $2,745,000 | 2,070 |
| Pre-tax net operating income | $3,550,000 | 2,205 |
| Securities gains (losses) | $207,000 | 1,019 |
| Applicable income taxes | $185,000 | 2,609 |
| Income before extraordinary items | $3,572,000 | 2,070 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,572,000 | 2,070 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,572,000 | 2,070 |
| Net charge-offs | $212,000 | 1,515 |
| Cash dividends | $2,835,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,375,350 | 2,087 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,262,000 | 1,896 |
| Total interest expense | $2,120,000 | 1,636 |
| Net interest income | $9,142,000 | 1,923 |
| Provision for loan and lease losses | $185,000 | 2,839 |
| Total noninterest income | $786,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $245,000 | 2,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $541,000 | 2,763 |
| Total noninterest expense | $7,000,000 | 2,028 |
| Salaries and employee benefits | $3,972,000 | 2,052 |
| Premises and equipment expense | $898,000 | 1,800 |
| Additional noninterest expense | $2,130,000 | 1,979 |
| Pre-tax net operating income | $2,743,000 | 2,164 |
| Securities gains (losses) | $215,000 | 854 |
| Applicable income taxes | $144,000 | 2,582 |
| Income before extraordinary items | $2,814,000 | 1,980 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,814,000 | 1,979 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,814,000 | 1,980 |
| Net charge-offs | $198,000 | 1,268 |
| Cash dividends | $2,535,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,609,750 | 2,029 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,650,000 | 1,900 |
| Total interest expense | $1,418,000 | 1,722 |
| Net interest income | $6,232,000 | 1,898 |
| Provision for loan and lease losses | $185,000 | 2,469 |
| Total noninterest income | $435,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $164,000 | 2,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 2,999 |
| Total noninterest expense | $4,244,000 | 2,167 |
| Salaries and employee benefits | $2,649,000 | 2,059 |
| Premises and equipment expense | $598,000 | 1,800 |
| Additional noninterest expense | $997,000 | 2,512 |
| Pre-tax net operating income | $2,238,000 | 1,844 |
| Securities gains (losses) | $197,000 | 708 |
| Applicable income taxes | $118,000 | 2,420 |
| Income before extraordinary items | $2,317,000 | 1,631 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,317,000 | 1,632 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,317,000 | 1,632 |
| Net charge-offs | $199,000 | 1,013 |
| Cash dividends | $1,405,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,129,850 | 1,709 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 1,902 |
| Total interest expense | $749,000 | 1,770 |
| Net interest income | $3,028,000 | 1,907 |
| Provision for loan and lease losses | $80,000 | 2,135 |
| Total noninterest income | $220,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $95,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 2,939 |
| Total noninterest expense | $2,060,000 | 2,236 |
| Salaries and employee benefits | $1,275,000 | 2,127 |
| Premises and equipment expense | $289,000 | 1,858 |
| Additional noninterest expense | $496,000 | 2,550 |
| Pre-tax net operating income | $1,108,000 | 1,697 |
| Securities gains (losses) | $62,000 | 774 |
| Applicable income taxes | $57,000 | 2,320 |
| Income before extraordinary items | $1,113,000 | 1,530 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,113,000 | 1,528 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,113,000 | 1,530 |
| Net charge-offs | $80,000 | 984 |
| Cash dividends | $405,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,054,100 | 1,568 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,648,000 | 1,861 |
| Total interest expense | $3,612,000 | 1,602 |
| Net interest income | $12,036,000 | 1,925 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $826,000 | 3,066 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $406,000 | 2,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $420,000 | 3,223 |
| Total noninterest expense | $8,867,000 | 2,096 |
| Salaries and employee benefits | $5,072,000 | 2,086 |
| Premises and equipment expense | $1,125,000 | 1,879 |
| Additional noninterest expense | $2,670,000 | 2,112 |
| Pre-tax net operating income | $3,995,000 | 2,057 |
| Securities gains (losses) | $361,000 | 456 |
| Applicable income taxes | $217,000 | 2,577 |
| Income before extraordinary items | $4,139,000 | 1,838 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,139,000 | 1,840 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,139,000 | 1,840 |
| Net charge-offs | $80,000 | 2,352 |
| Cash dividends | $5,096,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $2,723,000 | 131 |
| Net operating income | $3,796,050 | 1,925 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,782,000 | 1,875 |
| Total interest expense | $2,744,000 | 1,588 |
| Net interest income | $9,038,000 | 1,944 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $614,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $300,000 | 2,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 3,237 |
| Total noninterest expense | $6,729,000 | 2,087 |
| Salaries and employee benefits | $3,846,000 | 2,080 |
| Premises and equipment expense | $828,000 | 1,916 |
| Additional noninterest expense | $2,055,000 | 2,079 |
| Pre-tax net operating income | $2,923,000 | 2,143 |
| Securities gains (losses) | $319,000 | 399 |
| Applicable income taxes | $161,000 | 2,649 |
| Income before extraordinary items | $3,081,000 | 1,898 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,081,000 | 1,897 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,081,000 | 1,899 |
| Net charge-offs | $37,000 | 2,403 |
| Cash dividends | $4,566,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $2,723,000 | 103 |
| Net operating income | $2,777,950 | 2,019 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,488,000 | 1,938 |
| Total interest expense | $1,725,000 | 1,630 |
| Net interest income | $5,763,000 | 2,018 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $400,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $187,000 | 2,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 3,205 |
| Total noninterest expense | $4,162,000 | 2,202 |
| Salaries and employee benefits | $2,394,000 | 2,191 |
| Premises and equipment expense | $503,000 | 2,059 |
| Additional noninterest expense | $1,265,000 | 2,209 |
| Pre-tax net operating income | $2,001,000 | 2,094 |
| Securities gains (losses) | $151,000 | 429 |
| Applicable income taxes | $105,000 | 2,641 |
| Income before extraordinary items | $2,047,000 | 1,876 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,047,000 | 1,875 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,047,000 | 1,876 |
| Net charge-offs | $20,000 | 2,347 |
| Cash dividends | $1,113,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,903,550 | 1,960 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 1,958 |
| Total interest expense | $838,000 | 1,617 |
| Net interest income | $2,867,000 | 2,028 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $197,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $87,000 | 2,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 3,104 |
| Total noninterest expense | $2,028,000 | 2,247 |
| Salaries and employee benefits | $1,214,000 | 2,182 |
| Premises and equipment expense | $252,000 | 2,069 |
| Additional noninterest expense | $562,000 | 2,382 |
| Pre-tax net operating income | $1,036,000 | 2,011 |
| Securities gains (losses) | $100,000 | 279 |
| Applicable income taxes | $51,000 | 2,622 |
| Income before extraordinary items | $1,085,000 | 1,753 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,085,000 | 1,751 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,085,000 | 1,752 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $503,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $989,000 | 1,868 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,832,000 | 1,879 |
| Total interest expense | $3,009,000 | 1,434 |
| Net interest income | $11,823,000 | 1,975 |
| Provision for loan and lease losses | $311,000 | 1,934 |
| Total noninterest income | $829,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $418,000 | 2,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 3,320 |
| Total noninterest expense | $8,088,000 | 2,226 |
| Salaries and employee benefits | $4,732,000 | 2,193 |
| Premises and equipment expense | $1,012,000 | 2,041 |
| Additional noninterest expense | $2,344,000 | 2,331 |
| Pre-tax net operating income | $4,253,000 | 2,022 |
| Securities gains (losses) | $-16,000 | 4,523 |
| Applicable income taxes | $206,000 | 2,660 |
| Income before extraordinary items | $4,031,000 | 1,900 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,031,000 | 1,898 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,031,000 | 1,899 |
| Net charge-offs | $668,000 | 801 |
| Cash dividends | $2,114,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,046,200 | 1,887 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,026,000 | 1,877 |
| Total interest expense | $2,158,000 | 1,413 |
| Net interest income | $8,868,000 | 1,978 |
| Provision for loan and lease losses | $225,000 | 1,851 |
| Total noninterest income | $636,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $329,000 | 2,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 3,355 |
| Total noninterest expense | $5,973,000 | 2,252 |
| Salaries and employee benefits | $3,547,000 | 2,187 |
| Premises and equipment expense | $713,000 | 2,126 |
| Additional noninterest expense | $1,713,000 | 2,368 |
| Pre-tax net operating income | $3,306,000 | 1,985 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $160,000 | 2,704 |
| Income before extraordinary items | $3,145,000 | 1,840 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,145,000 | 1,838 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,145,000 | 1,839 |
| Net charge-offs | $681,000 | 586 |
| Cash dividends | $1,511,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,145,950 | 1,833 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,316,000 | 1,874 |
| Total interest expense | $1,355,000 | 1,406 |
| Net interest income | $5,961,000 | 1,969 |
| Provision for loan and lease losses | $150,000 | 1,766 |
| Total noninterest income | $413,000 | 3,148 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $207,000 | 2,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 3,357 |
| Total noninterest expense | $4,040,000 | 2,246 |
| Salaries and employee benefits | $2,362,000 | 2,204 |
| Premises and equipment expense | $490,000 | 2,102 |
| Additional noninterest expense | $1,188,000 | 2,309 |
| Pre-tax net operating income | $2,184,000 | 1,964 |
| Securities gains (losses) | $3,000 | 768 |
| Applicable income taxes | $91,000 | 2,795 |
| Income before extraordinary items | $2,096,000 | 1,815 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,096,000 | 1,813 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,096,000 | 1,814 |
| Net charge-offs | $-16,000 | 4,670 |
| Cash dividends | $595,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,093,120 | 1,806 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 1,928 |
| Total interest expense | $658,000 | 1,378 |
| Net interest income | $2,841,000 | 2,032 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $196,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $99,000 | 2,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 3,388 |
| Total noninterest expense | $2,029,000 | 2,259 |
| Salaries and employee benefits | $1,194,000 | 2,201 |
| Premises and equipment expense | $223,000 | 2,277 |
| Additional noninterest expense | $612,000 | 2,243 |
| Pre-tax net operating income | $933,000 | 2,130 |
| Securities gains (losses) | $-27,000 | 5,351 |
| Applicable income taxes | $39,000 | 2,860 |
| Income before extraordinary items | $867,000 | 2,049 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $867,000 | 2,048 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $867,000 | 2,049 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $545,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $892,920 | 1,991 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,104,000 | 1,869 |
| Total interest expense | $2,558,000 | 1,261 |
| Net interest income | $11,546,000 | 1,974 |
| Provision for loan and lease losses | $435,000 | 1,576 |
| Total noninterest income | $814,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $440,000 | 2,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $374,000 | 3,539 |
| Total noninterest expense | $7,404,000 | 2,410 |
| Salaries and employee benefits | $4,451,000 | 2,290 |
| Premises and equipment expense | $872,000 | 2,311 |
| Additional noninterest expense | $2,081,000 | 2,584 |
| Pre-tax net operating income | $4,521,000 | 1,866 |
| Securities gains (losses) | $-133,000 | 5,457 |
| Applicable income taxes | $217,000 | 2,932 |
| Income before extraordinary items | $4,171,000 | 1,557 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,171,000 | 1,557 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,171,000 | 1,557 |
| Net charge-offs | $197,000 | 1,847 |
| Cash dividends | $2,971,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,297,350 | 1,517 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,373,000 | 1,899 |
| Total interest expense | $1,863,000 | 1,274 |
| Net interest income | $8,510,000 | 2,007 |
| Provision for loan and lease losses | $225,000 | 1,898 |
| Total noninterest income | $623,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $326,000 | 2,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 3,491 |
| Total noninterest expense | $5,372,000 | 2,486 |
| Salaries and employee benefits | $3,297,000 | 2,322 |
| Premises and equipment expense | $622,000 | 2,409 |
| Additional noninterest expense | $1,453,000 | 2,723 |
| Pre-tax net operating income | $3,536,000 | 1,818 |
| Securities gains (losses) | $-86,000 | 5,624 |
| Applicable income taxes | $167,000 | 2,877 |
| Income before extraordinary items | $3,283,000 | 1,606 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,283,000 | 1,606 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,283,000 | 1,606 |
| Net charge-offs | $29,000 | 2,799 |
| Cash dividends | $2,337,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,364,700 | 1,553 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,714,000 | 1,917 |
| Total interest expense | $1,198,000 | 1,278 |
| Net interest income | $5,516,000 | 2,042 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $421,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $224,000 | 2,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 3,494 |
| Total noninterest expense | $3,609,000 | 2,484 |
| Salaries and employee benefits | $2,185,000 | 2,352 |
| Premises and equipment expense | $417,000 | 2,402 |
| Additional noninterest expense | $1,007,000 | 2,648 |
| Pre-tax net operating income | $2,178,000 | 1,900 |
| Securities gains (losses) | $-83,000 | 5,694 |
| Applicable income taxes | $101,000 | 2,927 |
| Income before extraordinary items | $1,994,000 | 1,707 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,994,000 | 1,706 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,994,000 | 1,707 |
| Net charge-offs | $15,000 | 2,739 |
| Cash dividends | $1,361,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,072,850 | 1,638 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 1,991 |
| Total interest expense | $562,000 | 1,330 |
| Net interest income | $2,628,000 | 2,133 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $205,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $107,000 | 2,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 3,504 |
| Total noninterest expense | $1,709,000 | 2,582 |
| Salaries and employee benefits | $1,085,000 | 2,387 |
| Premises and equipment expense | $182,000 | 2,658 |
| Additional noninterest expense | $442,000 | 2,912 |
| Pre-tax net operating income | $1,049,000 | 1,897 |
| Securities gains (losses) | $-33,000 | 5,746 |
| Applicable income taxes | $48,000 | 2,916 |
| Income before extraordinary items | $968,000 | 1,712 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $968,000 | 1,711 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $968,000 | 1,712 |
| Net charge-offs | $18,000 | 1,942 |
| Cash dividends | $820,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $999,350 | 1,660 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,939,000 | 1,945 |
| Total interest expense | $2,041,000 | 1,394 |
| Net interest income | $10,898,000 | 2,029 |
| Provision for loan and lease losses | $450,000 | 1,578 |
| Total noninterest income | $835,000 | 3,320 |
| Gross Fiduciary activities income | $1,000 | 1,131 |
| Service charges on deposit accounts | $440,000 | 2,299 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $394,000 | 3,584 |
| Total noninterest expense | $7,514,000 | 2,408 |
| Salaries and employee benefits | $4,393,000 | 2,320 |
| Premises and equipment expense | $1,357,000 | 1,664 |
| Additional noninterest expense | $1,764,000 | 3,006 |
| Pre-tax net operating income | $3,769,000 | 2,013 |
| Securities gains (losses) | $565,000 | 387 |
| Applicable income taxes | $209,000 | 2,903 |
| Income before extraordinary items | $4,125,000 | 1,612 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,125,000 | 1,610 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,125,000 | 1,611 |
| Net charge-offs | $189,000 | 1,981 |
| Cash dividends | $2,479,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,588,250 | 1,770 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,625,000 | 1,958 |
| Total interest expense | $1,475,000 | 1,437 |
| Net interest income | $8,150,000 | 2,031 |
| Provision for loan and lease losses | $375,000 | 1,401 |
| Total noninterest income | $615,000 | 3,355 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $321,000 | 2,348 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $293,000 | 3,602 |
| Total noninterest expense | $5,705,000 | 2,390 |
| Salaries and employee benefits | $3,346,000 | 2,284 |
| Premises and equipment expense | $1,045,000 | 1,626 |
| Additional noninterest expense | $1,314,000 | 3,015 |
| Pre-tax net operating income | $2,685,000 | 2,131 |
| Securities gains (losses) | $595,000 | 339 |
| Applicable income taxes | $158,000 | 2,958 |
| Income before extraordinary items | $3,122,000 | 1,629 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,122,000 | 1,628 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,122,000 | 1,629 |
| Net charge-offs | $126,000 | 1,860 |
| Cash dividends | $2,019,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,556,750 | 1,853 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,332,000 | 1,988 |
| Total interest expense | $937,000 | 1,493 |
| Net interest income | $5,395,000 | 2,053 |
| Provision for loan and lease losses | $300,000 | 1,234 |
| Total noninterest income | $413,000 | 3,356 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $209,000 | 2,370 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $203,000 | 3,573 |
| Total noninterest expense | $3,888,000 | 2,356 |
| Salaries and employee benefits | $2,276,000 | 2,253 |
| Premises and equipment expense | $727,000 | 1,573 |
| Additional noninterest expense | $885,000 | 3,009 |
| Pre-tax net operating income | $1,620,000 | 2,270 |
| Securities gains (losses) | $271,000 | 465 |
| Applicable income taxes | $89,000 | 3,068 |
| Income before extraordinary items | $1,802,000 | 1,816 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,802,000 | 1,815 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,802,000 | 1,815 |
| Net charge-offs | $130,000 | 1,415 |
| Cash dividends | $1,139,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,544,550 | 2,011 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 2,008 |
| Total interest expense | $469,000 | 1,492 |
| Net interest income | $2,659,000 | 2,077 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $198,000 | 3,392 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $106,000 | 2,330 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $91,000 | 3,686 |
| Total noninterest expense | $1,948,000 | 2,356 |
| Salaries and employee benefits | $1,148,000 | 2,254 |
| Premises and equipment expense | $337,000 | 1,694 |
| Additional noninterest expense | $463,000 | 2,922 |
| Pre-tax net operating income | $759,000 | 2,349 |
| Securities gains (losses) | $165,000 | 344 |
| Applicable income taxes | $87,000 | 2,566 |
| Income before extraordinary items | $837,000 | 1,911 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $837,000 | 1,912 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $837,000 | 1,912 |
| Net charge-offs | $147,000 | 803 |
| Cash dividends | $619,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $686,850 | 2,175 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,145,000 | 2,013 |
| Total interest expense | $1,883,000 | 1,469 |
| Net interest income | $10,262,000 | 2,077 |
| Provision for loan and lease losses | $475,000 | 1,414 |
| Total noninterest income | $988,000 | 3,088 |
| Gross Fiduciary activities income | $1,000 | 1,155 |
| Service charges on deposit accounts | $430,000 | 2,380 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $557,000 | 3,136 |
| Total noninterest expense | $7,445,000 | 2,449 |
| Salaries and employee benefits | $4,167,000 | 2,406 |
| Premises and equipment expense | $1,497,000 | 1,537 |
| Additional noninterest expense | $1,781,000 | 3,031 |
| Pre-tax net operating income | $3,330,000 | 2,148 |
| Securities gains (losses) | $319,000 | 522 |
| Applicable income taxes | $196,000 | 2,955 |
| Income before extraordinary items | $3,453,000 | 1,817 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,453,000 | 1,820 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,453,000 | 1,820 |
| Net charge-offs | $-5,000 | 5,069 |
| Cash dividends | $1,740,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,149,950 | 1,928 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,185,000 | 2,004 |
| Total interest expense | $1,382,000 | 1,508 |
| Net interest income | $7,803,000 | 2,072 |
| Provision for loan and lease losses | $325,000 | 1,435 |
| Total noninterest income | $687,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $320,000 | 2,410 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $367,000 | 3,334 |
| Total noninterest expense | $5,267,000 | 2,566 |
| Salaries and employee benefits | $2,906,000 | 2,566 |
| Premises and equipment expense | $1,037,000 | 1,668 |
| Additional noninterest expense | $1,324,000 | 3,070 |
| Pre-tax net operating income | $2,898,000 | 1,958 |
| Securities gains (losses) | $126,000 | 893 |
| Applicable income taxes | $169,000 | 2,942 |
| Income before extraordinary items | $2,855,000 | 1,697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,855,000 | 1,700 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,855,000 | 1,700 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $1,286,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,736,560 | 1,727 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,983,000 | 2,041 |
| Total interest expense | $912,000 | 1,522 |
| Net interest income | $5,071,000 | 2,116 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $485,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $205,000 | 2,459 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $280,000 | 3,150 |
| Total noninterest expense | $3,507,000 | 2,596 |
| Salaries and employee benefits | $1,866,000 | 2,646 |
| Premises and equipment expense | $768,000 | 1,522 |
| Additional noninterest expense | $873,000 | 3,122 |
| Pre-tax net operating income | $1,899,000 | 1,962 |
| Securities gains (losses) | $241,000 | 455 |
| Applicable income taxes | $169,000 | 2,624 |
| Income before extraordinary items | $1,971,000 | 1,630 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,971,000 | 1,633 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,971,000 | 1,633 |
| Net charge-offs | $-8,000 | 5,189 |
| Cash dividends | $826,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,749,280 | 1,767 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,923,000 | 2,079 |
| Total interest expense | $450,000 | 1,543 |
| Net interest income | $2,473,000 | 2,151 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $286,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $95,000 | 2,569 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $191,000 | 2,692 |
| Total noninterest expense | $1,260,000 | 3,268 |
| Salaries and employee benefits | $926,000 | 2,672 |
| Premises and equipment expense | $329,000 | 1,785 |
| Additional noninterest expense | $5,000 | 6,415 |
| Pre-tax net operating income | $1,424,000 | 1,402 |
| Securities gains (losses) | $192,000 | 380 |
| Applicable income taxes | $169,000 | 1,981 |
| Income before extraordinary items | $1,447,000 | 1,162 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,447,000 | 1,163 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,447,000 | 1,163 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $250,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,274,200 | 1,260 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,877,000 | 2,434 |
| Total interest expense | $1,534,000 | 1,851 |
| Net interest income | $8,343,000 | 2,524 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $710,000 | 3,679 |
| Gross Fiduciary activities income | $1,000 | 1,202 |
| Service charges on deposit accounts | $424,000 | 2,581 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $285,000 | 4,077 |
| Total noninterest expense | $6,426,000 | 2,779 |
| Salaries and employee benefits | $3,347,000 | 2,855 |
| Premises and equipment expense | $1,215,000 | 1,895 |
| Additional noninterest expense | $1,864,000 | 3,047 |
| Pre-tax net operating income | $2,327,000 | 2,721 |
| Securities gains (losses) | $543,000 | 366 |
| Applicable income taxes | $150,000 | 3,158 |
| Income before extraordinary items | $2,720,000 | 2,167 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,720,000 | 2,167 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,720,000 | 2,166 |
| Net charge-offs | $91,000 | 3,266 |
| Cash dividends | $525,000 | 2,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,204,150 | 2,481 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 2,597 |
| Total interest expense | $1,048,000 | 2,036 |
| Net interest income | $5,863,000 | 2,689 |
| Provision for loan and lease losses | $229,000 | 1,917 |
| Total noninterest income | $558,000 | 3,629 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $296,000 | 2,738 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $262,000 | 3,834 |
| Total noninterest expense | $4,269,000 | 3,042 |
| Salaries and employee benefits | $2,344,000 | 3,009 |
| Premises and equipment expense | $732,000 | 2,314 |
| Additional noninterest expense | $1,193,000 | 3,418 |
| Pre-tax net operating income | $1,923,000 | 2,581 |
| Securities gains (losses) | $503,000 | 304 |
| Applicable income taxes | $117,000 | 3,195 |
| Income before extraordinary items | $2,309,000 | 1,974 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,309,000 | 1,973 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,309,000 | 1,972 |
| Net charge-offs | $93,000 | 2,756 |
| Cash dividends | $250,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,831,150 | 2,320 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 2,785 |
| Total interest expense | $643,000 | 2,201 |
| Net interest income | $3,605,000 | 2,858 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $407,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $178,000 | 2,919 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $229,000 | 3,425 |
| Total noninterest expense | $2,659,000 | 3,205 |
| Salaries and employee benefits | $1,446,000 | 3,196 |
| Premises and equipment expense | $405,000 | 2,689 |
| Additional noninterest expense | $808,000 | 3,380 |
| Pre-tax net operating income | $1,203,000 | 2,645 |
| Securities gains (losses) | $-68,000 | 6,514 |
| Applicable income taxes | $55,000 | 3,395 |
| Income before extraordinary items | $1,080,000 | 2,499 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,080,000 | 2,502 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,080,000 | 2,503 |
| Net charge-offs | $36,000 | 3,036 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,144,600 | 2,369 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 2,803 |
| Total interest expense | $317,000 | 2,259 |
| Net interest income | $1,795,000 | 2,869 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $164,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $87,000 | 2,933 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $77,000 | 3,948 |
| Total noninterest expense | $1,175,000 | 3,518 |
| Salaries and employee benefits | $698,000 | 3,290 |
| Premises and equipment expense | $162,000 | 3,175 |
| Additional noninterest expense | $315,000 | 3,997 |
| Pre-tax net operating income | $709,000 | 2,296 |
| Securities gains (losses) | $-163,000 | 6,676 |
| Applicable income taxes | $25,000 | 3,376 |
| Income before extraordinary items | $521,000 | 2,492 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $521,000 | 2,495 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $521,000 | 2,495 |
| Net charge-offs | $18,000 | 2,548 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $675,850 | 2,029 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,597,000 | 2,781 |
| Total interest expense | $1,402,000 | 2,284 |
| Net interest income | $7,195,000 | 2,851 |
| Provision for loan and lease losses | $250,000 | 2,679 |
| Total noninterest income | $677,000 | 3,925 |
| Gross Fiduciary activities income | $1,000 | 1,245 |
| Service charges on deposit accounts | $406,000 | 2,780 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $270,000 | 4,221 |
| Total noninterest expense | $4,892,000 | 3,455 |
| Salaries and employee benefits | $2,555,000 | 3,490 |
| Premises and equipment expense | $969,000 | 2,302 |
| Additional noninterest expense | $1,368,000 | 3,882 |
| Pre-tax net operating income | $2,730,000 | 2,316 |
| Securities gains (losses) | $79,000 | 1,490 |
| Applicable income taxes | $135,000 | 3,236 |
| Income before extraordinary items | $2,674,000 | 2,084 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,674,000 | 2,089 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,674,000 | 2,089 |
| Net charge-offs | $14,000 | 4,987 |
| Cash dividends | $1,965,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,598,950 | 2,082 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,429,000 | 2,809 |
| Total interest expense | $1,038,000 | 2,373 |
| Net interest income | $5,391,000 | 2,869 |
| Provision for loan and lease losses | $175,000 | 2,770 |
| Total noninterest income | $410,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $309,000 | 2,771 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $101,000 | 5,173 |
| Total noninterest expense | $3,320,000 | 3,705 |
| Salaries and employee benefits | $1,859,000 | 3,585 |
| Premises and equipment expense | $564,000 | 2,839 |
| Additional noninterest expense | $897,000 | 4,211 |
| Pre-tax net operating income | $2,306,000 | 2,198 |
| Securities gains (losses) | $209,000 | 801 |
| Applicable income taxes | $116,000 | 3,203 |
| Income before extraordinary items | $2,399,000 | 1,832 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,399,000 | 1,836 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,399,000 | 1,837 |
| Net charge-offs | $5,000 | 4,904 |
| Cash dividends | $1,582,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,200,450 | 1,912 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 2,811 |
| Total interest expense | $696,000 | 2,412 |
| Net interest income | $3,576,000 | 2,870 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $221,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $201,000 | 2,782 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,098 |
| Total noninterest expense | $2,339,000 | 3,596 |
| Salaries and employee benefits | $1,181,000 | 3,719 |
| Premises and equipment expense | $374,000 | 2,859 |
| Additional noninterest expense | $784,000 | 3,549 |
| Pre-tax net operating income | $1,358,000 | 2,377 |
| Securities gains (losses) | $278,000 | 590 |
| Applicable income taxes | $80,000 | 3,159 |
| Income before extraordinary items | $1,556,000 | 1,867 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,556,000 | 1,872 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,556,000 | 1,873 |
| Net charge-offs | $5,000 | 4,545 |
| Cash dividends | $1,150,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,291,900 | 2,083 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 2,898 |
| Total interest expense | $337,000 | 2,533 |
| Net interest income | $1,736,000 | 2,934 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $153,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $93,000 | 2,930 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $60,000 | 4,488 |
| Total noninterest expense | $1,152,000 | 3,659 |
| Salaries and employee benefits | $542,000 | 3,973 |
| Premises and equipment expense | $189,000 | 2,868 |
| Additional noninterest expense | $421,000 | 3,388 |
| Pre-tax net operating income | $712,000 | 2,242 |
| Securities gains (losses) | $180,000 | 499 |
| Applicable income taxes | $44,000 | 3,078 |
| Income before extraordinary items | $848,000 | 1,695 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $848,000 | 1,696 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $848,000 | 1,697 |
| Net charge-offs | $11,000 | 3,407 |
| Cash dividends | $800,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $677,000 | 1,969 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,295,000 | 2,745 |
| Total interest expense | $1,662,000 | 2,512 |
| Net interest income | $7,633,000 | 2,761 |
| Provision for loan and lease losses | $408,000 | 2,997 |
| Total noninterest income | $569,000 | 4,266 |
| Gross Fiduciary activities income | $2,000 | 1,248 |
| Service charges on deposit accounts | $416,000 | 2,854 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $151,000 | 4,930 |
| Total noninterest expense | $4,448,000 | 3,753 |
| Salaries and employee benefits | $2,569,000 | 3,498 |
| Premises and equipment expense | $829,000 | 2,663 |
| Additional noninterest expense | $1,050,000 | 4,680 |
| Pre-tax net operating income | $3,346,000 | 1,900 |
| Securities gains (losses) | $728,000 | 707 |
| Applicable income taxes | $200,000 | 3,008 |
| Income before extraordinary items | $3,874,000 | 1,494 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,874,000 | 1,494 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,874,000 | 1,495 |
| Net charge-offs | $468,000 | 2,739 |
| Cash dividends | $2,522,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,182,400 | 1,660 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,064,000 | 2,773 |
| Total interest expense | $1,261,000 | 2,589 |
| Net interest income | $5,803,000 | 2,782 |
| Provision for loan and lease losses | $408,000 | 2,555 |
| Total noninterest income | $422,000 | 4,331 |
| Gross Fiduciary activities income | $2,000 | 1,201 |
| Service charges on deposit accounts | $310,000 | 2,894 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $110,000 | 5,007 |
| Total noninterest expense | $3,264,000 | 3,839 |
| Salaries and employee benefits | $1,907,000 | 3,546 |
| Premises and equipment expense | $613,000 | 2,730 |
| Additional noninterest expense | $744,000 | 4,859 |
| Pre-tax net operating income | $2,553,000 | 1,939 |
| Securities gains (losses) | $646,000 | 614 |
| Applicable income taxes | $158,000 | 3,027 |
| Income before extraordinary items | $3,041,000 | 1,469 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,041,000 | 1,470 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,041,000 | 1,470 |
| Net charge-offs | $163,000 | 3,507 |
| Cash dividends | $2,118,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,427,300 | 1,696 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,878,000 | 2,687 |
| Total interest expense | $865,000 | 2,622 |
| Net interest income | $4,013,000 | 2,717 |
| Provision for loan and lease losses | $158,000 | 3,296 |
| Total noninterest income | $307,000 | 4,166 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $199,000 | 2,957 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 4,569 |
| Total noninterest expense | $2,135,000 | 3,905 |
| Salaries and employee benefits | $1,280,000 | 3,544 |
| Premises and equipment expense | $385,000 | 2,850 |
| Additional noninterest expense | $470,000 | 5,012 |
| Pre-tax net operating income | $2,027,000 | 1,671 |
| Securities gains (losses) | $324,000 | 805 |
| Applicable income taxes | $117,000 | 2,939 |
| Income before extraordinary items | $2,234,000 | 1,332 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,234,000 | 1,332 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,234,000 | 1,332 |
| Net charge-offs | $138,000 | 3,128 |
| Cash dividends | $838,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,926,200 | 1,443 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 2,958 |
| Total interest expense | $449,000 | 2,616 |
| Net interest income | $1,774,000 | 3,031 |
| Provision for loan and lease losses | $140,000 | 2,491 |
| Total noninterest income | $135,000 | 4,444 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $95,000 | 3,050 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,056 |
| Total noninterest expense | $1,039,000 | 4,000 |
| Salaries and employee benefits | $604,000 | 3,718 |
| Premises and equipment expense | $195,000 | 2,836 |
| Additional noninterest expense | $240,000 | 4,963 |
| Pre-tax net operating income | $730,000 | 2,191 |
| Securities gains (losses) | $328,000 | 415 |
| Applicable income taxes | $53,000 | 3,025 |
| Income before extraordinary items | $1,005,000 | 1,452 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,005,000 | 1,452 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,005,000 | 1,453 |
| Net charge-offs | $144,000 | 2,133 |
| Cash dividends | $557,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $693,400 | 1,918 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,214,000 | 2,972 |
| Total interest expense | $2,072,000 | 2,703 |
| Net interest income | $7,142,000 | 3,022 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $716,000 | 3,742 |
| Gross Fiduciary activities income | $1,000 | 1,250 |
| Service charges on deposit accounts | $504,000 | 2,552 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $211,000 | 4,397 |
| Total noninterest expense | $4,348,000 | 3,892 |
| Salaries and employee benefits | $2,314,000 | 3,777 |
| Premises and equipment expense | $792,000 | 2,941 |
| Additional noninterest expense | $1,242,000 | 4,359 |
| Pre-tax net operating income | $2,910,000 | 1,888 |
| Securities gains (losses) | $299,000 | 1,144 |
| Applicable income taxes | $165,000 | 3,048 |
| Income before extraordinary items | $3,044,000 | 1,588 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,044,000 | 1,589 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,044,000 | 1,589 |
| Net charge-offs | $953,000 | 2,418 |
| Cash dividends | $770,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,759,950 | 1,649 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,891,000 | 3,017 |
| Total interest expense | $1,550,000 | 2,805 |
| Net interest income | $5,341,000 | 3,046 |
| Provision for loan and lease losses | $350,000 | 3,408 |
| Total noninterest income | $543,000 | 3,731 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $390,000 | 2,499 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $153,000 | 4,493 |
| Total noninterest expense | $3,201,000 | 3,950 |
| Salaries and employee benefits | $1,754,000 | 3,761 |
| Premises and equipment expense | $556,000 | 3,095 |
| Additional noninterest expense | $891,000 | 4,480 |
| Pre-tax net operating income | $2,333,000 | 1,840 |
| Securities gains (losses) | $247,000 | 1,055 |
| Applicable income taxes | $129,000 | 3,018 |
| Income before extraordinary items | $2,451,000 | 1,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,451,000 | 1,552 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,451,000 | 1,552 |
| Net charge-offs | $458,000 | 2,765 |
| Cash dividends | $650,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,216,350 | 1,609 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 3,033 |
| Total interest expense | $1,012,000 | 2,929 |
| Net interest income | $3,576,000 | 3,030 |
| Provision for loan and lease losses | $275,000 | 3,128 |
| Total noninterest income | $322,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $251,000 | 2,557 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 5,058 |
| Total noninterest expense | $2,198,000 | 3,917 |
| Salaries and employee benefits | $1,196,000 | 3,711 |
| Premises and equipment expense | $381,000 | 3,055 |
| Additional noninterest expense | $621,000 | 4,437 |
| Pre-tax net operating income | $1,425,000 | 1,963 |
| Securities gains (losses) | $54,000 | 1,548 |
| Applicable income taxes | $74,000 | 3,094 |
| Income before extraordinary items | $1,405,000 | 1,715 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,405,000 | 1,715 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,405,000 | 1,715 |
| Net charge-offs | $405,000 | 2,350 |
| Cash dividends | $330,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,353,700 | 1,692 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 3,006 |
| Total interest expense | $495,000 | 3,067 |
| Net interest income | $1,836,000 | 2,946 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $148,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $116,000 | 2,672 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,306 |
| Total noninterest expense | $983,000 | 4,221 |
| Salaries and employee benefits | $540,000 | 4,023 |
| Premises and equipment expense | $168,000 | 3,421 |
| Additional noninterest expense | $275,000 | 4,748 |
| Pre-tax net operating income | $851,000 | 1,686 |
| Securities gains (losses) | $54,000 | 732 |
| Applicable income taxes | $46,000 | 2,886 |
| Income before extraordinary items | $859,000 | 1,405 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $859,000 | 1,405 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $859,000 | 1,405 |
| Net charge-offs | $236,000 | 1,972 |
| Cash dividends | $165,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $807,700 | 1,428 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,292,000 | 3,136 |
| Total interest expense | $2,280,000 | 3,215 |
| Net interest income | $7,012,000 | 3,073 |
| Provision for loan and lease losses | $1,961,000 | 2,104 |
| Total noninterest income | $658,000 | 4,047 |
| Gross Fiduciary activities income | $1,000 | 1,307 |
| Service charges on deposit accounts | $600,000 | 2,289 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 5,995 |
| Total noninterest expense | $3,956,000 | 4,243 |
| Salaries and employee benefits | $2,068,000 | 4,134 |
| Premises and equipment expense | $722,000 | 3,213 |
| Additional noninterest expense | $1,166,000 | 4,687 |
| Pre-tax net operating income | $1,753,000 | 2,473 |
| Securities gains (losses) | $284,000 | 1,307 |
| Applicable income taxes | $104,000 | 3,210 |
| Income before extraordinary items | $1,933,000 | 2,085 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,933,000 | 2,086 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,933,000 | 2,087 |
| Net charge-offs | $1,834,000 | 1,963 |
| Cash dividends | $782,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,663,200 | 2,240 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,072,000 | 3,167 |
| Total interest expense | $1,766,000 | 3,252 |
| Net interest income | $5,306,000 | 3,080 |
| Provision for loan and lease losses | $1,561,000 | 1,923 |
| Total noninterest income | $503,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $484,000 | 2,222 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $19,000 | 6,686 |
| Total noninterest expense | $2,918,000 | 4,308 |
| Salaries and employee benefits | $1,548,000 | 4,174 |
| Premises and equipment expense | $528,000 | 3,332 |
| Additional noninterest expense | $842,000 | 4,780 |
| Pre-tax net operating income | $1,330,000 | 2,596 |
| Securities gains (losses) | $284,000 | 1,119 |
| Applicable income taxes | $80,000 | 3,263 |
| Income before extraordinary items | $1,534,000 | 2,105 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,534,000 | 2,106 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,534,000 | 2,107 |
| Net charge-offs | $1,359,000 | 1,870 |
| Cash dividends | $642,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,264,200 | 2,324 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 3,155 |
| Total interest expense | $1,226,000 | 3,252 |
| Net interest income | $3,560,000 | 3,072 |
| Provision for loan and lease losses | $1,261,000 | 1,688 |
| Total noninterest income | $332,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $309,000 | 2,300 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,000 | 6,361 |
| Total noninterest expense | $1,965,000 | 4,291 |
| Salaries and employee benefits | $1,040,000 | 4,186 |
| Premises and equipment expense | $347,000 | 3,397 |
| Additional noninterest expense | $578,000 | 4,685 |
| Pre-tax net operating income | $666,000 | 3,123 |
| Securities gains (losses) | $282,000 | 750 |
| Applicable income taxes | $48,000 | 3,304 |
| Income before extraordinary items | $900,000 | 2,298 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $900,000 | 2,295 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $900,000 | 2,298 |
| Net charge-offs | $900,000 | 1,832 |
| Cash dividends | $477,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $632,100 | 2,852 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 3,200 |
| Total interest expense | $645,000 | 3,253 |
| Net interest income | $1,756,000 | 3,120 |
| Provision for loan and lease losses | $361,000 | 2,183 |
| Total noninterest income | $139,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $145,000 | 2,408 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-6,000 | 7,544 |
| Total noninterest expense | $946,000 | 4,444 |
| Salaries and employee benefits | $522,000 | 4,236 |
| Premises and equipment expense | $166,000 | 3,615 |
| Additional noninterest expense | $258,000 | 5,022 |
| Pre-tax net operating income | $588,000 | 2,128 |
| Securities gains (losses) | $70,000 | 968 |
| Applicable income taxes | $32,000 | 3,122 |
| Income before extraordinary items | $626,000 | 1,762 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $626,000 | 1,761 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $626,000 | 1,763 |
| Net charge-offs | $182,000 | 2,535 |
| Cash dividends | $172,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $559,500 | 1,872 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,649,000 | 3,315 |
| Total interest expense | $3,543,000 | 3,024 |
| Net interest income | $6,106,000 | 3,412 |
| Provision for loan and lease losses | $3,120,000 | 1,928 |
| Total noninterest income | $847,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $758,000 | 2,124 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $89,000 | 5,798 |
| Total noninterest expense | $3,790,000 | 4,485 |
| Salaries and employee benefits | $1,986,000 | 4,390 |
| Premises and equipment expense | $740,000 | 3,319 |
| Additional noninterest expense | $1,064,000 | 5,067 |
| Pre-tax net operating income | $43,000 | 5,276 |
| Securities gains (losses) | $428,000 | 981 |
| Applicable income taxes | $29,000 | 3,520 |
| Income before extraordinary items | $442,000 | 4,042 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $442,000 | 4,041 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $442,000 | 4,041 |
| Net charge-offs | $2,260,000 | 1,890 |
| Cash dividends | $240,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $39,680 | 5,331 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,166,000 | 3,389 |
| Total interest expense | $2,741,000 | 3,064 |
| Net interest income | $4,425,000 | 3,516 |
| Provision for loan and lease losses | $2,080,000 | 1,854 |
| Total noninterest income | $633,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $542,000 | 2,208 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $91,000 | 5,517 |
| Total noninterest expense | $2,973,000 | 4,381 |
| Salaries and employee benefits | $1,498,000 | 4,391 |
| Premises and equipment expense | $558,000 | 3,354 |
| Additional noninterest expense | $917,000 | 4,669 |
| Pre-tax net operating income | $5,000 | 5,647 |
| Securities gains (losses) | $341,000 | 903 |
| Applicable income taxes | $16,000 | 3,877 |
| Income before extraordinary items | $330,000 | 4,306 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $330,000 | 4,301 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $330,000 | 4,304 |
| Net charge-offs | $1,749,000 | 1,635 |
| Cash dividends | $240,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,050 | 5,692 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,744,000 | 3,432 |
| Total interest expense | $1,866,000 | 3,136 |
| Net interest income | $2,878,000 | 3,576 |
| Provision for loan and lease losses | $1,150,000 | 1,910 |
| Total noninterest income | $310,000 | 4,361 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $320,000 | 2,410 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-10,000 | 7,830 |
| Total noninterest expense | $1,989,000 | 4,399 |
| Salaries and employee benefits | $985,000 | 4,480 |
| Premises and equipment expense | $365,000 | 3,420 |
| Additional noninterest expense | $639,000 | 4,538 |
| Pre-tax net operating income | $49,000 | 5,526 |
| Securities gains (losses) | $106,000 | 1,455 |
| Applicable income taxes | $8,000 | 4,086 |
| Income before extraordinary items | $147,000 | 4,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 4,882 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $147,000 | 4,883 |
| Net charge-offs | $567,000 | 2,205 |
| Cash dividends | $140,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $46,300 | 5,521 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 3,383 |
| Total interest expense | $955,000 | 3,181 |
| Net interest income | $1,510,000 | 3,428 |
| Provision for loan and lease losses | $600,000 | 1,587 |
| Total noninterest income | $121,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $84,000 | 3,931 |
| Total noninterest expense | $955,000 | 4,446 |
| Salaries and employee benefits | $477,000 | 4,629 |
| Premises and equipment expense | $170,000 | 3,643 |
| Additional noninterest expense | $308,000 | 4,335 |
| Pre-tax net operating income | $76,000 | 5,304 |
| Securities gains (losses) | $15,000 | 1,797 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $86,000 | 5,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $86,000 | 5,149 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $86,000 | 5,148 |
| Net charge-offs | $133,000 | 2,543 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $71,750 | 5,192 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,222,000 | 3,472 |
| Total interest expense | $4,438,000 | 3,256 |
| Net interest income | $5,784,000 | 3,567 |
| Provision for loan and lease losses | $350,000 | 4,356 |
| Total noninterest income | $760,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $704,000 | 2,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $56,000 | 6,648 |
| Total noninterest expense | $4,303,000 | 4,015 |
| Salaries and employee benefits | $2,006,000 | 4,438 |
| Premises and equipment expense | $670,000 | 3,619 |
| Additional noninterest expense | $1,627,000 | 3,416 |
| Pre-tax net operating income | $1,891,000 | 2,561 |
| Securities gains (losses) | $159,000 | 838 |
| Applicable income taxes | $102,000 | 3,377 |
| Income before extraordinary items | $1,948,000 | 2,036 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,948,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 3,859 |
| Cash dividends | $1,096,000 | 2,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,796,950 | 2,317 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 3,519 |
| Total interest expense | $3,421,000 | 3,289 |
| Net interest income | $4,266,000 | 3,641 |
| Provision for loan and lease losses | $150,000 | 4,617 |
| Total noninterest income | $554,000 | 4,118 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $522,000 | 2,372 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $3,179,000 | 4,044 |
| Salaries and employee benefits | $1,482,000 | 4,522 |
| Premises and equipment expense | $498,000 | 3,648 |
| Additional noninterest expense | $1,199,000 | 3,393 |
| Pre-tax net operating income | $1,491,000 | 2,855 |
| Securities gains (losses) | $143,000 | 774 |
| Applicable income taxes | $98,000 | 3,604 |
| Income before extraordinary items | $1,536,000 | 2,282 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,536,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,313 |
| Cash dividends | $1,096,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,401,580 | 2,572 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 3,594 |
| Total interest expense | $2,351,000 | 3,338 |
| Net interest income | $2,743,000 | 3,728 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $407,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $336,000 | 2,424 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $71,000 | 5,622 |
| Total noninterest expense | $1,894,000 | 4,414 |
| Salaries and employee benefits | $977,000 | 4,601 |
| Premises and equipment expense | $328,000 | 3,699 |
| Additional noninterest expense | $589,000 | 4,256 |
| Pre-tax net operating income | $1,226,000 | 2,555 |
| Securities gains (losses) | $81,000 | 1,114 |
| Applicable income taxes | $65,000 | 3,850 |
| Income before extraordinary items | $1,242,000 | 2,127 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,242,000 | 2,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,239 |
| Cash dividends | $490,000 | 2,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,165,050 | 2,213 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 3,662 |
| Total interest expense | $1,189,000 | 3,480 |
| Net interest income | $1,369,000 | 3,718 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $236,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $157,000 | 2,520 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 4,225 |
| Total noninterest expense | $950,000 | 4,394 |
| Salaries and employee benefits | $478,000 | 4,705 |
| Premises and equipment expense | $163,000 | 3,740 |
| Additional noninterest expense | $309,000 | 4,023 |
| Pre-tax net operating income | $655,000 | 2,543 |
| Securities gains (losses) | $30,000 | 1,366 |
| Applicable income taxes | $33,000 | 3,966 |
| Income before extraordinary items | $652,000 | 2,151 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $652,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,679 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $623,500 | 2,165 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,415,000 | 3,926 |
| Total interest expense | $4,621,000 | 3,657 |
| Net interest income | $4,794,000 | 4,123 |
| Provision for loan and lease losses | $85,000 | 5,129 |
| Total noninterest income | $629,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $538,000 | 2,891 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $91,000 | 6,355 |
| Total noninterest expense | $3,290,000 | 4,720 |
| Salaries and employee benefits | $1,829,000 | 4,697 |
| Premises and equipment expense | $546,000 | 4,105 |
| Additional noninterest expense | $915,000 | 4,924 |
| Pre-tax net operating income | $2,048,000 | 3,264 |
| Securities gains (losses) | $-80,000 | 8,099 |
| Applicable income taxes | $96,000 | 4,518 |
| Income before extraordinary items | $1,872,000 | 2,966 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,872,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,649 |
| Cash dividends | $1,193,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,948,000 | 2,865 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,811,000 | 4,028 |
| Total interest expense | $3,342,000 | 3,748 |
| Net interest income | $3,469,000 | 4,237 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $437,000 | 4,710 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $366,000 | 3,089 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $71,000 | 6,326 |
| Total noninterest expense | $2,348,000 | 4,854 |
| Salaries and employee benefits | $1,315,000 | 4,806 |
| Premises and equipment expense | $346,000 | 4,578 |
| Additional noninterest expense | $687,000 | 4,852 |
| Pre-tax net operating income | $1,513,000 | 3,451 |
| Securities gains (losses) | $-68,000 | 8,229 |
| Applicable income taxes | $72,000 | 4,697 |
| Income before extraordinary items | $1,373,000 | 3,155 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,373,000 | 3,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,014 |
| Cash dividends | $1,193,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,437,600 | 3,044 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,404,000 | 4,133 |
| Total interest expense | $2,152,000 | 3,837 |
| Net interest income | $2,252,000 | 4,345 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $285,000 | 4,785 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $231,000 | 3,193 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $54,000 | 6,160 |
| Total noninterest expense | $1,498,000 | 5,012 |
| Salaries and employee benefits | $846,000 | 4,949 |
| Premises and equipment expense | $233,000 | 4,577 |
| Additional noninterest expense | $419,000 | 5,132 |
| Pre-tax net operating income | $1,024,000 | 3,480 |
| Securities gains (losses) | $-50,000 | 8,304 |
| Applicable income taxes | $49,000 | 4,783 |
| Income before extraordinary items | $925,000 | 3,185 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $925,000 | 3,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,353 |
| Cash dividends | $952,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $972,500 | 3,079 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 4,238 |
| Total interest expense | $1,055,000 | 3,870 |
| Net interest income | $1,055,000 | 4,532 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $123,000 | 5,068 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $105,000 | 3,344 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $725,000 | 5,132 |
| Salaries and employee benefits | $417,000 | 5,029 |
| Premises and equipment expense | $112,000 | 4,711 |
| Additional noninterest expense | $196,000 | 5,325 |
| Pre-tax net operating income | $438,000 | 3,801 |
| Securities gains (losses) | $-35,000 | 8,454 |
| Applicable income taxes | $20,000 | 4,933 |
| Income before extraordinary items | $383,000 | 3,599 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $383,000 | 3,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,413 |
| Cash dividends | $412,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $416,250 | 3,375 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,795,000 | 4,267 |
| Total interest expense | $3,493,000 | 3,922 |
| Net interest income | $4,302,000 | 4,459 |
| Provision for loan and lease losses | $63,000 | 5,280 |
| Total noninterest income | $648,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $497,000 | 3,069 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $151,000 | 5,601 |
| Total noninterest expense | $2,879,000 | 5,014 |
| Salaries and employee benefits | $1,560,000 | 5,064 |
| Premises and equipment expense | $475,000 | 4,417 |
| Additional noninterest expense | $844,000 | 5,061 |
| Pre-tax net operating income | $2,008,000 | 3,634 |
| Securities gains (losses) | $-62,000 | 8,025 |
| Applicable income taxes | $95,000 | 5,003 |
| Income before extraordinary items | $1,851,000 | 3,283 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,851,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,923 |
| Cash dividends | $801,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,909,900 | 3,185 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 4,354 |
| Total interest expense | $2,417,000 | 4,053 |
| Net interest income | $3,208,000 | 4,508 |
| Provision for loan and lease losses | $63,000 | 4,799 |
| Total noninterest income | $451,000 | 4,752 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $372,000 | 3,085 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 6,242 |
| Total noninterest expense | $2,126,000 | 5,060 |
| Salaries and employee benefits | $1,180,000 | 5,028 |
| Premises and equipment expense | $346,000 | 4,492 |
| Additional noninterest expense | $600,000 | 5,215 |
| Pre-tax net operating income | $1,470,000 | 3,830 |
| Securities gains (losses) | $-46,000 | 8,153 |
| Applicable income taxes | $71,000 | 5,205 |
| Income before extraordinary items | $1,353,000 | 3,428 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,353,000 | 3,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $605,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,396,700 | 3,349 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 4,395 |
| Total interest expense | $1,544,000 | 4,033 |
| Net interest income | $2,089,000 | 4,585 |
| Provision for loan and lease losses | $31,000 | 4,971 |
| Total noninterest income | $296,000 | 4,785 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $242,000 | 3,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,262 |
| Total noninterest expense | $1,394,000 | 5,126 |
| Salaries and employee benefits | $757,000 | 5,165 |
| Premises and equipment expense | $231,000 | 4,493 |
| Additional noninterest expense | $406,000 | 5,154 |
| Pre-tax net operating income | $960,000 | 3,887 |
| Securities gains (losses) | $-29,000 | 8,210 |
| Applicable income taxes | $47,000 | 5,266 |
| Income before extraordinary items | $884,000 | 3,489 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $884,000 | 3,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $477,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $911,550 | 3,418 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 4,411 |
| Total interest expense | $729,000 | 4,070 |
| Net interest income | $1,051,000 | 4,569 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $115,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $110,000 | 3,276 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $641,000 | 5,406 |
| Salaries and employee benefits | $368,000 | 5,278 |
| Premises and equipment expense | $100,000 | 4,961 |
| Additional noninterest expense | $173,000 | 5,628 |
| Pre-tax net operating income | $510,000 | 3,689 |
| Securities gains (losses) | $-3,000 | 8,027 |
| Applicable income taxes | $26,000 | 5,161 |
| Income before extraordinary items | $481,000 | 3,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $481,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $52,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $483,850 | 3,229 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,719,000 | 4,266 |
| Total interest expense | $2,428,000 | 3,905 |
| Net interest income | $4,291,000 | 4,412 |
| Provision for loan and lease losses | $53,000 | 5,686 |
| Total noninterest income | $547,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $407,000 | 3,513 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $140,000 | 5,848 |
| Total noninterest expense | $2,756,000 | 5,060 |
| Salaries and employee benefits | $1,468,000 | 5,121 |
| Premises and equipment expense | $421,000 | 4,702 |
| Additional noninterest expense | $867,000 | 4,894 |
| Pre-tax net operating income | $2,029,000 | 3,652 |
| Securities gains (losses) | $-94,000 | 8,408 |
| Applicable income taxes | $94,000 | 5,424 |
| Income before extraordinary items | $1,841,000 | 3,298 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,841,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,698 |
| Cash dividends | $2,340,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,930,300 | 3,147 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,963,000 | 4,268 |
| Total interest expense | $1,745,000 | 3,886 |
| Net interest income | $3,218,000 | 4,427 |
| Provision for loan and lease losses | $53,000 | 5,130 |
| Total noninterest income | $359,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $295,000 | 3,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,654 |
| Total noninterest expense | $2,011,000 | 5,127 |
| Salaries and employee benefits | $1,077,000 | 5,179 |
| Premises and equipment expense | $303,000 | 4,808 |
| Additional noninterest expense | $631,000 | 4,956 |
| Pre-tax net operating income | $1,513,000 | 3,718 |
| Securities gains (losses) | $-80,000 | 8,592 |
| Applicable income taxes | $72,000 | 5,527 |
| Income before extraordinary items | $1,361,000 | 3,375 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,361,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,609 |
| Cash dividends | $473,000 | 2,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,437,000 | 3,200 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 4,248 |
| Total interest expense | $1,118,000 | 3,818 |
| Net interest income | $2,131,000 | 4,417 |
| Provision for loan and lease losses | $53,000 | 4,474 |
| Total noninterest income | $224,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $180,000 | 3,748 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $1,360,000 | 5,069 |
| Salaries and employee benefits | $714,000 | 5,183 |
| Premises and equipment expense | $201,000 | 4,806 |
| Additional noninterest expense | $445,000 | 4,762 |
| Pre-tax net operating income | $942,000 | 3,874 |
| Securities gains (losses) | $-37,000 | 8,525 |
| Applicable income taxes | $45,000 | 5,608 |
| Income before extraordinary items | $860,000 | 3,461 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $860,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,928 |
| Cash dividends | $275,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $895,150 | 3,318 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 4,282 |
| Total interest expense | $534,000 | 3,847 |
| Net interest income | $1,065,000 | 4,424 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $101,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $80,000 | 3,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $729,000 | 4,847 |
| Salaries and employee benefits | $349,000 | 5,296 |
| Premises and equipment expense | $109,000 | 4,578 |
| Additional noninterest expense | $271,000 | 4,113 |
| Pre-tax net operating income | $397,000 | 4,303 |
| Securities gains (losses) | $-8,000 | 8,484 |
| Applicable income taxes | $20,000 | 5,658 |
| Income before extraordinary items | $369,000 | 3,828 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $369,000 | 3,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $376,600 | 3,735 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,275,000 | 4,124 |
| Total interest expense | $2,060,000 | 3,562 |
| Net interest income | $4,215,000 | 4,318 |
| Provision for loan and lease losses | $383,000 | 2,448 |
| Total noninterest income | $523,000 | 5,155 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $391,000 | 3,699 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $132,000 | 5,935 |
| Total noninterest expense | $2,625,000 | 5,128 |
| Salaries and employee benefits | $1,417,000 | 5,134 |
| Premises and equipment expense | $454,000 | 4,375 |
| Additional noninterest expense | $754,000 | 5,292 |
| Pre-tax net operating income | $1,730,000 | 3,876 |
| Securities gains (losses) | $41,000 | 1,887 |
| Applicable income taxes | $88,000 | 5,641 |
| Income before extraordinary items | $1,683,000 | 3,345 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,683,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,685 |
| Cash dividends | $823,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,644,050 | 3,342 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,653,000 | 4,139 |
| Total interest expense | $1,538,000 | 3,537 |
| Net interest income | $3,115,000 | 4,363 |
| Provision for loan and lease losses | $156,000 | 3,462 |
| Total noninterest income | $368,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $283,000 | 3,798 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $85,000 | 6,209 |
| Total noninterest expense | $1,920,000 | 5,171 |
| Salaries and employee benefits | $1,029,000 | 5,220 |
| Premises and equipment expense | $307,000 | 4,685 |
| Additional noninterest expense | $584,000 | 5,128 |
| Pre-tax net operating income | $1,407,000 | 3,736 |
| Securities gains (losses) | $48,000 | 1,694 |
| Applicable income taxes | $73,000 | 5,669 |
| Income before extraordinary items | $1,382,000 | 3,182 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,382,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $675,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,336,400 | 3,185 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 4,182 |
| Total interest expense | $1,034,000 | 3,513 |
| Net interest income | $2,021,000 | 4,438 |
| Provision for loan and lease losses | $151,000 | 2,683 |
| Total noninterest income | $234,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $175,000 | 3,989 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $59,000 | 6,161 |
| Total noninterest expense | $1,254,000 | 5,279 |
| Salaries and employee benefits | $674,000 | 5,318 |
| Premises and equipment expense | $207,000 | 4,664 |
| Additional noninterest expense | $373,000 | 5,299 |
| Pre-tax net operating income | $850,000 | 3,953 |
| Securities gains (losses) | $48,000 | 1,489 |
| Applicable income taxes | $45,000 | 5,735 |
| Income before extraordinary items | $853,000 | 3,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $853,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $401,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $807,400 | 3,416 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 4,169 |
| Total interest expense | $523,000 | 3,505 |
| Net interest income | $1,024,000 | 4,404 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 4,385 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $652,000 | 5,151 |
| Salaries and employee benefits | $338,000 | 5,313 |
| Premises and equipment expense | $101,000 | 4,760 |
| Additional noninterest expense | $213,000 | 4,852 |
| Pre-tax net operating income | $487,000 | 3,595 |
| Securities gains (losses) | $80,000 | 921 |
| Applicable income taxes | $29,000 | 5,455 |
| Income before extraordinary items | $538,000 | 2,762 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $538,000 | 2,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,425 |
| Cash dividends | $301,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $462,000 | 3,014 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,239,000 | 4,198 |
| Total interest expense | $2,364,000 | 3,493 |
| Net interest income | $3,875,000 | 4,456 |
| Provision for loan and lease losses | $320,000 | 3,013 |
| Total noninterest income | $504,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $289,000 | 4,387 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $215,000 | 5,141 |
| Total noninterest expense | $2,580,000 | 5,107 |
| Salaries and employee benefits | $1,368,000 | 5,167 |
| Premises and equipment expense | $387,000 | 4,837 |
| Additional noninterest expense | $825,000 | 4,946 |
| Pre-tax net operating income | $1,479,000 | 4,157 |
| Securities gains (losses) | $210,000 | 1,312 |
| Applicable income taxes | $84,000 | 5,895 |
| Income before extraordinary items | $1,605,000 | 3,397 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,605,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 2,090 |
| Cash dividends | $666,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,405,500 | 3,563 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 4,255 |
| Total interest expense | $1,811,000 | 3,541 |
| Net interest income | $2,853,000 | 4,547 |
| Provision for loan and lease losses | $320,000 | 2,381 |
| Total noninterest income | $366,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $213,000 | 4,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,306 |
| Total noninterest expense | $1,861,000 | 5,218 |
| Salaries and employee benefits | $1,010,000 | 5,213 |
| Premises and equipment expense | $236,000 | 5,516 |
| Additional noninterest expense | $615,000 | 4,922 |
| Pre-tax net operating income | $1,038,000 | 4,456 |
| Securities gains (losses) | $196,000 | 1,240 |
| Applicable income taxes | $62,000 | 6,040 |
| Income before extraordinary items | $1,172,000 | 3,566 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,172,000 | 3,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,686 |
| Cash dividends | $550,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $985,800 | 3,850 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 4,259 |
| Total interest expense | $1,225,000 | 3,602 |
| Net interest income | $1,918,000 | 4,516 |
| Provision for loan and lease losses | $220,000 | 2,344 |
| Total noninterest income | $244,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $138,000 | 4,480 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $106,000 | 5,230 |
| Total noninterest expense | $1,209,000 | 5,306 |
| Salaries and employee benefits | $662,000 | 5,283 |
| Premises and equipment expense | $140,000 | 5,867 |
| Additional noninterest expense | $407,000 | 4,940 |
| Pre-tax net operating income | $733,000 | 4,305 |
| Securities gains (losses) | $180,000 | 1,108 |
| Applicable income taxes | $47,000 | 5,968 |
| Income before extraordinary items | $866,000 | 3,304 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $866,000 | 3,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,240 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $695,000 | 3,696 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 4,306 |
| Total interest expense | $622,000 | 3,638 |
| Net interest income | $937,000 | 4,595 |
| Provision for loan and lease losses | $87,000 | 2,637 |
| Total noninterest income | $125,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $621,000 | 5,226 |
| Salaries and employee benefits | $327,000 | 5,335 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $219,000 | 4,642 |
| Pre-tax net operating income | $354,000 | 4,363 |
| Securities gains (losses) | $162,000 | 746 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $490,000 | 2,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $490,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,118 |
| Cash dividends | $7,000 | 3,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $336,100 | 3,743 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,754,000 | 4,172 |
| Total interest expense | $2,949,000 | 3,583 |
| Net interest income | $3,805,000 | 4,508 |
| Provision for loan and lease losses | $236,000 | 4,022 |
| Total noninterest income | $540,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $309,000 | 4,164 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $231,000 | 4,744 |
| Total noninterest expense | $2,538,000 | 5,033 |
| Salaries and employee benefits | $1,298,000 | 5,195 |
| Premises and equipment expense | $362,000 | 4,978 |
| Additional noninterest expense | $878,000 | 4,621 |
| Pre-tax net operating income | $1,571,000 | 3,996 |
| Securities gains (losses) | $100,000 | 1,755 |
| Applicable income taxes | $80,000 | 6,164 |
| Income before extraordinary items | $1,591,000 | 3,343 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,591,000 | 3,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,549 |
| Cash dividends | $536,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,496,000 | 3,410 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,845,000 | 4,503 |
| Total interest expense | $3,803,000 | 3,960 |
| Net interest income | $3,042,000 | 5,017 |
| Provision for loan and lease losses | $130,000 | 5,052 |
| Total noninterest income | $569,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $360,000 | 3,689 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $209,000 | 4,833 |
| Total noninterest expense | $2,364,000 | 5,151 |
| Salaries and employee benefits | $1,211,000 | 5,288 |
| Premises and equipment expense | $396,000 | 4,632 |
| Additional noninterest expense | $757,000 | 4,979 |
| Pre-tax net operating income | $1,117,000 | 4,611 |
| Securities gains (losses) | $56,000 | 2,241 |
| Applicable income taxes | $58,000 | 6,573 |
| Income before extraordinary items | $1,115,000 | 3,995 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,115,000 | 3,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,010 |
| Cash dividends | $651,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,061,800 | 4,000 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,568,000 | 4,807 |
| Total interest expense | $3,853,000 | 4,096 |
| Net interest income | $2,715,000 | 5,520 |
| Provision for loan and lease losses | $265,000 | 3,112 |
| Total noninterest income | $395,000 | 5,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 5,952 |
| Total noninterest expense | $2,032,000 | 5,622 |
| Salaries and employee benefits | $1,062,000 | 5,684 |
| Premises and equipment expense | $376,000 | 4,705 |
| Additional noninterest expense | $594,000 | 5,830 |
| Pre-tax net operating income | $813,000 | 5,826 |
| Securities gains (losses) | $-79,000 | 9,353 |
| Applicable income taxes | $139,000 | 6,052 |
| Income before extraordinary items | $595,000 | 5,874 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $595,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,857 |
| Cash dividends | $348,000 | 4,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $658,990 | 5,589 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,825,000 | 5,052 |
| Total interest expense | $3,290,000 | 4,272 |
| Net interest income | $2,535,000 | 5,750 |
| Provision for loan and lease losses | $87,000 | 5,531 |
| Total noninterest income | $365,000 | 5,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,650 |
| Total noninterest expense | $1,885,000 | 5,902 |
| Salaries and employee benefits | $996,000 | 5,898 |
| Premises and equipment expense | $348,000 | 4,979 |
| Additional noninterest expense | $541,000 | 6,213 |
| Pre-tax net operating income | $928,000 | 5,522 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $232,000 | 5,385 |
| Income before extraordinary items | $691,000 | 5,496 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $691,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $65,000 | 6,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $694,750 | 5,447 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,262,000 | 5,474 |
| Total interest expense | $2,904,000 | 4,842 |
| Net interest income | $2,358,000 | 6,049 |
| Provision for loan and lease losses | $106,000 | 4,995 |
| Total noninterest income | $307,000 | 6,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $1,805,000 | 5,986 |
| Salaries and employee benefits | $911,000 | 6,162 |
| Premises and equipment expense | $399,000 | 4,422 |
| Additional noninterest expense | $495,000 | 6,479 |
| Pre-tax net operating income | $754,000 | 6,275 |
| Securities gains (losses) | $50,000 | 1,732 |
| Applicable income taxes | $222,000 | 5,925 |
| Income before extraordinary items | $582,000 | 6,144 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $582,000 | 6,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,888 |
| Cash dividends | $255,000 | 4,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $546,000 | 6,240 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 6,235 |
| Total interest expense | $2,458,000 | 5,479 |
| Net interest income | $2,033,000 | 6,847 |
| Provision for loan and lease losses | $49,000 | 6,723 |
| Total noninterest income | $227,000 | 7,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,730 |
| Total noninterest expense | $1,499,000 | 6,782 |
| Salaries and employee benefits | $822,000 | 6,674 |
| Premises and equipment expense | $269,000 | 5,812 |
| Additional noninterest expense | $408,000 | 7,278 |
| Pre-tax net operating income | $712,000 | 6,928 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $220,000 | 6,618 |
| Income before extraordinary items | $487,000 | 7,052 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $487,000 | 7,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $167,000 | 5,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $490,450 | 6,983 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,009,000 | 6,866 |
| Total interest expense | $2,211,000 | 6,029 |
| Net interest income | $1,798,000 | 7,565 |
| Provision for loan and lease losses | $84,000 | 5,516 |
| Total noninterest income | $207,000 | 8,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,742 |
| Total noninterest expense | $1,286,000 | 7,698 |
| Salaries and employee benefits | $708,000 | 7,481 |
| Premises and equipment expense | $201,000 | 7,007 |
| Additional noninterest expense | $377,000 | 8,080 |
| Pre-tax net operating income | $635,000 | 7,257 |
| Securities gains (losses) | $-30,000 | 10,843 |
| Applicable income taxes | $164,000 | 7,668 |
| Income before extraordinary items | $441,000 | 7,303 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $441,000 | 7,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,437 |
| Cash dividends | $281,000 | 4,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $462,900 | 7,099 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 7,489 |
| Total interest expense | $1,979,000 | 6,515 |
| Net interest income | $1,570,000 | 8,336 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $201,000 | 8,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,112,000 | 8,524 |
| Salaries and employee benefits | $660,000 | 7,989 |
| Premises and equipment expense | $133,000 | 8,707 |
| Additional noninterest expense | $319,000 | 9,046 |
| Pre-tax net operating income | $575,000 | 8,022 |
| Securities gains (losses) | $-22,000 | 10,616 |
| Applicable income taxes | $146,000 | 8,329 |
| Income before extraordinary items | $407,000 | 7,996 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $407,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,506 |
| Cash dividends | $747,000 | 2,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $423,280 | 7,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 7,692 |
| Total interest expense | $1,562,000 | 6,710 |
| Net interest income | $1,696,000 | 8,322 |
| Provision for loan and lease losses | $84,000 | 4,941 |
| Total noninterest income | $208,000 | 8,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,482 |
| Total noninterest expense | $1,197,000 | 8,608 |
| Salaries and employee benefits | $666,000 | 8,148 |
| Premises and equipment expense | $138,000 | 8,875 |
| Additional noninterest expense | $393,000 | 8,895 |
| Pre-tax net operating income | $623,000 | 7,875 |
| Securities gains (losses) | $-24,000 | 10,481 |
| Applicable income taxes | $133,000 | 8,646 |
| Income before extraordinary items | $466,000 | 7,568 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $466,000 | 7,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,320 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-289,000 | 12,538 |
| Net operating income | $484,720 | 7,472 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 8,034 |
| Total interest expense | $1,455,000 | 7,356 |
| Net interest income | $1,733,000 | 8,408 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,764 |
| Total noninterest expense | $1,175,000 | 8,987 |
| Salaries and employee benefits | $628,000 | 8,574 |
| Premises and equipment expense | $163,000 | 8,556 |
| Additional noninterest expense | $384,000 | 9,439 |
| Pre-tax net operating income | $732,000 | 7,193 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $213,000 | 7,377 |
| Income before extraordinary items | $519,000 | 7,395 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $519,000 | 7,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 12,866 |
| Cash dividends | $33,000 | 8,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $519,000 | 7,147 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 8,852 |
| Total interest expense | $1,592,000 | 8,231 |
| Net interest income | $1,479,000 | 9,341 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $170,000 | 10,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $994,000 | 10,009 |
| Salaries and employee benefits | $534,000 | 9,430 |
| Premises and equipment expense | $119,000 | 10,050 |
| Additional noninterest expense | $341,000 | 10,308 |
| Pre-tax net operating income | $655,000 | 7,358 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $181,000 | 7,951 |
| Income before extraordinary items | $474,000 | 7,549 |
| Extraordinary gains, net | $27,000 | 1,157 |
| Net income | $501,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 13,212 |
| Cash dividends | $33,000 | 8,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $474,000 | 7,179 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.