Home > The Lexington State Bank > Loan Charge- Offs and Recoveries
The Lexington State Bank, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,368,000 | 660 |
| Loans secured by real estate, total | $744,000 | 651 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $744,000 | 651 |
| Construction and land development | $61,000 | 479 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $505,000 | 391 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $178,000 | 754 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $1,168,000 | 365 |
| Loans to individuals | $333,000 | 954 |
| Credit card loan charge offs | $182,000 | 530 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $151,000 | 1,366 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $123,000 | 129 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $369,000 | 1,062 |
| Loans secured by real estate, total | $13,000 | 2,917 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $13,000 | 2,917 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 1,953 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,975 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $121,000 | 1,170 |
| Loans to individuals | $204,000 | 688 |
| Credit card loan recoveries | $51,000 | 457 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $153,000 | 681 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $31,000 | 168 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,999,000 | 554 |
| Loans secured by real estate, total | $731,000 | 535 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $731,000 | 535 |
| Construction and land development | $61,000 | 411 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $495,000 | 328 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $175,000 | 634 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $1,047,000 | 255 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $129,000 | 1,338 |
| Credit card loan net charge offs | $131,000 | 549 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-2,000 | 10,899 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $92,000 | 100 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,445,000 | 1,104 |
| Loans secured by real estate, total | $478,000 | 1,061 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $478,000 | 1,060 |
| Construction and land development | $61,000 | 682 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $145,000 | 1,115 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $272,000 | 792 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $611,000 | 832 |
| Loans to individuals | $316,000 | 1,091 |
| Credit card loan charge offs | $156,000 | 628 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $160,000 | 1,485 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $40,000 | 243 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $297,000 | 1,360 |
| Loans secured by real estate, total | $34,000 | 1,974 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $34,000 | 1,974 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $32,000 | 1,058 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,212 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $112,000 | 1,353 |
| Loans to individuals | $140,000 | 929 |
| Credit card loan recoveries | $33,000 | 580 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $107,000 | 997 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $11,000 | 230 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,148,000 | 1,050 |
| Loans secured by real estate, total | $444,000 | 947 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $444,000 | 945 |
| Construction and land development | $61,000 | 617 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $113,000 | 1,132 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $270,000 | 691 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $499,000 | 750 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $176,000 | 1,229 |
| Credit card loan net charge offs | $123,000 | 636 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $53,000 | 2,322 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $29,000 | 205 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,904,000 | 1,161 |
| Loans secured by real estate, total | $465,000 | 1,359 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $465,000 | 1,359 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $241,000 | 910 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $224,000 | 1,152 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $979,000 | 793 |
| Loans to individuals | $435,000 | 1,067 |
| Credit card loan charge offs | $135,000 | 750 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $300,000 | 1,128 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $25,000 | 284 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $245,000 | 1,645 |
| Loans secured by real estate, total | $39,000 | 1,844 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $39,000 | 1,844 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,706 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $23,000 | 1,089 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $56,000 | 2,591 |
| Loans to individuals | $121,000 | 1,110 |
| Credit card loan recoveries | $21,000 | 707 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $100,000 | 1,105 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $29,000 | 182 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,659,000 | 1,113 |
| Loans secured by real estate, total | $426,000 | 1,288 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $426,000 | 1,288 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $225,000 | 834 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $201,000 | 1,114 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $923,000 | 720 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $314,000 | 1,053 |
| Credit card loan net charge offs | $114,000 | 745 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $200,000 | 1,130 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-4,000 | 1,118 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.