Home > The Lexington State Bank > Income and Expense
The Lexington State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $39,754,000 | 834 |
| Total interest expense | $15,783,000 | 870 |
| Net interest income | $23,971,000 | 798 |
| Provision for loan and lease losses | $2,021,000 | 575 |
| Total noninterest income | $6,866,000 | 759 |
| Gross Fiduciary activities income | $442,000 | 774 |
| Service charges on deposit accounts | $3,635,000 | 425 |
| Trading account gains and fees | $140,000 | 220 |
| Additional Noninterest Income | $2,649,000 | 954 |
| Total noninterest expense | $21,577,000 | 756 |
| Salaries and employee benefits | $11,424,000 | 629 |
| Premises and equipment expense | $2,764,000 | 805 |
| Additional noninterest expense | $7,389,000 | 871 |
| Pre-tax net operating income | $7,239,000 | 1,051 |
| Securities gains (losses) | $-68,000 | 11,275 |
| Applicable income taxes | $2,074,000 | 1,170 |
| Income before extraordinary items | $5,097,000 | 1,001 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,097,000 | 997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,999,000 | 554 |
| Cash dividends | $2,432,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,145,280 | 1,006 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $38,894,000 | 850 |
| Total interest expense | $14,985,000 | 933 |
| Net interest income | $23,909,000 | 793 |
| Provision for loan and lease losses | $1,331,000 | 1,080 |
| Total noninterest income | $6,403,000 | 823 |
| Gross Fiduciary activities income | $426,000 | 820 |
| Service charges on deposit accounts | $3,297,000 | 442 |
| Trading account gains and fees | $105,000 | 262 |
| Additional Noninterest Income | $2,575,000 | 1,066 |
| Total noninterest expense | $20,175,000 | 835 |
| Salaries and employee benefits | $10,842,000 | 667 |
| Premises and equipment expense | $2,664,000 | 848 |
| Additional noninterest expense | $6,669,000 | 1,014 |
| Pre-tax net operating income | $8,806,000 | 838 |
| Securities gains (losses) | $150,000 | 1,977 |
| Applicable income taxes | $2,611,000 | 967 |
| Income before extraordinary items | $6,345,000 | 828 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,345,000 | 859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,148,000 | 1,050 |
| Cash dividends | $1,494,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,238,500 | 796 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $38,064,000 | 984 |
| Total interest expense | $16,474,000 | 1,093 |
| Net interest income | $21,590,000 | 881 |
| Provision for loan and lease losses | $2,203,000 | 1,072 |
| Total noninterest income | $4,850,000 | 1,003 |
| Gross Fiduciary activities income | $276,000 | 989 |
| Service charges on deposit accounts | $2,492,000 | 547 |
| Trading account gains and fees | $15,000 | 389 |
| Additional Noninterest Income | $2,067,000 | 1,211 |
| Total noninterest expense | $16,697,000 | 986 |
| Salaries and employee benefits | $9,059,000 | 761 |
| Premises and equipment expense | $2,181,000 | 1,040 |
| Additional noninterest expense | $5,457,000 | 1,220 |
| Pre-tax net operating income | $7,540,000 | 859 |
| Securities gains (losses) | $195,000 | 2,044 |
| Applicable income taxes | $2,319,000 | 997 |
| Income before extraordinary items | $5,416,000 | 880 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,416,000 | 883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,659,000 | 1,113 |
| Cash dividends | $1,408,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,279,500 | 826 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.