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The Lexington State Bank, Net charge- offs to loans

1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6016%1,478
Percentage Net Loans Charged-off: Total real estate loans0.3186%289
Percentage Net Loans Charged-off:Construction & development0.4165%199
Percentage Net Loans Charged-off: Commercial real estate0.1530%452
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.5232%101
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.6295%90
Percentage Net Loans Charged-off: Commercial and industrial3.0206%78
Percentage Net Loans Charged-off: Loans to individuals0.2396%961
Percentage Net Loans Charged-off: Credit card loans1.4441%588
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6225%101
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3693%3,563
Percentage Net Loans Charged-off: Total real estate loans0.2093%553
Percentage Net Loans Charged-off:Construction & development0.4648%333
Percentage Net Loans Charged-off: Commercial real estate0.2686%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.1188%460
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.1428%407
Percentage Net Loans Charged-off: Commercial and industrial1.6207%267
Percentage Net Loans Charged-off: Loans to individuals0.3319%935
Percentage Net Loans Charged-off: Credit card loans1.4614%640
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1820%274
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5633%3,833
Percentage Net Loans Charged-off: Total real estate loans0.2173%732
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.2189%736
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.2554%325
Percentage Net Loans Charged-off: Home equity loans1.5725%30
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial3.2328%209
Percentage Net Loans Charged-off: Loans to individuals0.5441%922
Percentage Net Loans Charged-off: Credit card loans1.6893%694
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0270%1,175
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144