Home > The Leonard National Bank > Income and Expense
The Leonard National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $930,000 | 12,443 |
| Total interest expense | $314,000 | 12,615 |
| Net interest income | $616,000 | 12,173 |
| Provision for loan and lease losses | $-30,000 | 12,640 |
| Total noninterest income | $132,000 | 10,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,389 |
| Total noninterest expense | $682,000 | 11,253 |
| Salaries and employee benefits | $264,000 | 12,037 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $340,000 | 9,955 |
| Pre-tax net operating income | $96,000 | 11,895 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $96,000 | 11,839 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $96,000 | 11,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,209 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $96,000 | 11,650 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 12,961 |
| Total interest expense | $430,000 | 13,066 |
| Net interest income | $609,000 | 12,678 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $122,000 | 11,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $836,000 | 10,824 |
| Salaries and employee benefits | $283,000 | 12,209 |
| Premises and equipment expense | $58,000 | 12,372 |
| Additional noninterest expense | $495,000 | 8,502 |
| Pre-tax net operating income | $-115,000 | 12,974 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-81,000 | 13,038 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-81,000 | 13,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-115,000 | 12,943 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.