Home > The Lenox Savings Bank > Assets and Liabilities
The Lenox Savings Bank, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 17 | 6,839 |
| Assets and Liabilities | ||
| Total Assets: | $55,201,000 | 6,713 |
| Cash and due from depository institutions | $1,742,000 | 6,839 |
| Interest-bearing balances | $1,299,000 | 2,811 |
| Securities | $11,745,000 | 6,178 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 5,135 |
| Net loans & leases | $36,336,000 | 6,321 |
| Loan loss allowance | $365,000 | 6,996 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,103,000 | 5,670 |
| Other real estate owned | $191,000 | 6,839 |
| Goodwill and other intangibles | $176,000 | 2,567 |
| All other assets | $2,708,000 | 3,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,201,000 | 6,713 |
| Total liabilities | $50,182,000 | 6,639 |
| Total deposits | $27,316,000 | 7,962 |
| Interest-bearing deposits | $25,713,000 | 7,748 |
| Deposits held in domestic offices | $27,316,000 | 7,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,681,000 | 1,460 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $185,000 | 7,479 |
| Total equity capital | $5,019,000 | 7,217 |
| Total bank equity capital | $5,019,000 | 7,217 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $4,693,000 | 3,495 |
| Undivided profits | $326,000 | 8,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,007,000 | 2,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $265,000 | 7,441 |
| Earning assets | $50,580,000 | 6,703 |
| Long-term assets (5+ years) | $16,610,000 | 4,000 |
| Average Assets, year-to-date | $57,035,250 | 6,544 |
| Average Assets, quarterly | $55,513,500 | 6,675 |
| Volatile liabilities | $3,964,000 | 7,636 |
| Insider loans | $20,000 | 8,066 |
| FHLB advances | $22,681,000 | 1,348 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,892,000 | 6,811 |
| Tier 1 (core) risk-based capital | $5,161,000 | 7,014 |
| Tier 2 risk-based capital | $350,000 | 6,780 |
| Total risk weighted assets | $28,321,000 | 7,205 |
| Total unused commitments | $2,892,000 | 6,816 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 17 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $55,826,000 | 6,679 |
| Cash and due from depository institutions | $2,202,000 | 6,861 |
| Interest-bearing balances | $1,753,000 | 2,632 |
| Securities | $9,881,000 | 6,525 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 4,279 |
| Net loans & leases | $36,974,000 | 6,275 |
| Loan loss allowance | $363,000 | 6,984 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,116,000 | 5,628 |
| Other real estate owned | $135,000 | 6,861 |
| Goodwill and other intangibles | $192,000 | 2,499 |
| All other assets | $2,676,000 | 3,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,826,000 | 6,679 |
| Total liabilities | $50,450,000 | 6,625 |
| Total deposits | $27,640,000 | 7,964 |
| Interest-bearing deposits | $26,427,000 | 7,720 |
| Deposits held in domestic offices | $27,640,000 | 7,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $22,688,000 | 1,449 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $122,000 | 8,218 |
| Total equity capital | $5,376,000 | 7,047 |
| Total bank equity capital | $5,376,000 | 7,047 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $4,659,000 | 3,479 |
| Undivided profits | $717,000 | 7,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,155,000 | 2,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $249,000 | 7,508 |
| Earning assets | $51,258,000 | 6,654 |
| Long-term assets (5+ years) | $13,347,000 | 4,336 |
| Average Assets, year-to-date | $57,646,670 | 6,526 |
| Average Assets, quarterly | $56,241,500 | 6,627 |
| Volatile liabilities | $4,276,000 | 7,536 |
| Insider loans | $187,000 | 6,909 |
| FHLB advances | $22,688,000 | 1,340 |
| Loans and leases held for sale | $242,000 | 1,862 |
| Unused loan commitments | $3,674,000 | 6,372 |
| Tier 1 (core) risk-based capital | $5,302,000 | 6,910 |
| Tier 2 risk-based capital | $350,000 | 6,766 |
| Total risk weighted assets | $28,032,000 | 7,254 |
| Total unused commitments | $3,674,000 | 6,383 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 17 | 6,855 |
| Assets and Liabilities | ||
| Total Assets: | $56,657,000 | 6,603 |
| Cash and due from depository institutions | $3,107,000 | 6,855 |
| Interest-bearing balances | $2,677,000 | 2,189 |
| Securities | $9,630,000 | 6,580 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,263 |
| Net loans & leases | $37,962,000 | 6,149 |
| Loan loss allowance | $210,000 | 8,069 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,128,000 | 5,586 |
| Other real estate owned | $54,000 | 6,855 |
| Goodwill and other intangibles | $198,000 | 2,453 |
| All other assets | $2,578,000 | 3,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,657,000 | 6,603 |
| Total liabilities | $51,047,000 | 6,552 |
| Total deposits | $27,990,000 | 7,977 |
| Interest-bearing deposits | $26,552,000 | 7,737 |
| Deposits held in domestic offices | $27,990,000 | 7,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $22,725,000 | 1,395 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $332,000 | 6,273 |
| Total equity capital | $5,610,000 | 6,860 |
| Total bank equity capital | $5,610,000 | 6,860 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $4,659,000 | 3,432 |
| Undivided profits | $951,000 | 7,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $475,000 | 4,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $284,000 | 7,217 |
| Earning assets | $52,269,000 | 6,565 |
| Long-term assets (5+ years) | $12,880,000 | 4,339 |
| Average Assets, year-to-date | $58,557,000 | 6,474 |
| Average Assets, quarterly | $58,557,000 | 6,474 |
| Volatile liabilities | $4,094,000 | 7,609 |
| Insider loans | $189,000 | 6,915 |
| FHLB advances | $22,725,000 | 1,292 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,109,000 | 6,094 |
| Tier 1 (core) risk-based capital | $5,549,000 | 6,696 |
| Tier 2 risk-based capital | $210,000 | 7,893 |
| Total risk weighted assets | $28,849,000 | 7,149 |
| Total unused commitments | $4,109,000 | 6,106 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 19 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $60,457,000 | 6,373 |
| Cash and due from depository institutions | $4,316,000 | 6,541 |
| Interest-bearing balances | $3,899,000 | 1,669 |
| Securities | $11,455,000 | 6,195 |
| Federal funds sold & reverse repurchase agreements | $454,000 | 6,473 |
| Net loans & leases | $40,379,000 | 5,969 |
| Loan loss allowance | $251,000 | 7,779 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,141,000 | 5,547 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $186,000 | 2,450 |
| All other assets | $2,526,000 | 3,943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,457,000 | 6,373 |
| Total liabilities | $54,828,000 | 6,307 |
| Total deposits | $31,602,000 | 7,722 |
| Interest-bearing deposits | $29,139,000 | 7,499 |
| Deposits held in domestic offices | $31,602,000 | 7,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $22,733,000 | 1,403 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $493,000 | 5,262 |
| Total equity capital | $5,629,000 | 6,808 |
| Total bank equity capital | $5,629,000 | 6,808 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $4,742,000 | 3,353 |
| Undivided profits | $887,000 | 7,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $549,000 | 3,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $279,000 | 7,426 |
| Earning assets | $56,187,000 | 6,306 |
| Long-term assets (5+ years) | $13,840,000 | 4,133 |
| Average Assets, year-to-date | $60,973,800 | 6,188 |
| Average Assets, quarterly | $59,915,000 | 6,375 |
| Volatile liabilities | $4,800,000 | 7,388 |
| Insider loans | $133,000 | 7,312 |
| FHLB advances | $22,733,000 | 1,283 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,919,000 | 5,576 |
| Tier 1 (core) risk-based capital | $5,549,000 | 6,654 |
| Tier 2 risk-based capital | $251,000 | 7,552 |
| Total risk weighted assets | $29,232,000 | 7,126 |
| Total unused commitments | $4,919,000 | 5,579 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 16 | 7,117 |
| Assets and Liabilities | ||
| Total Assets: | $63,002,000 | 6,149 |
| Cash and due from depository institutions | $3,611,000 | 7,117 |
| Interest-bearing balances | $3,202,000 | 1,716 |
| Securities | $4,336,000 | 8,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $51,142,000 | 5,198 |
| Loan loss allowance | $293,000 | 7,429 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,197,000 | 5,459 |
| Other real estate owned | $39,000 | 7,117 |
| Goodwill and other intangibles | $201,000 | 2,358 |
| All other assets | $2,476,000 | 3,930 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,002,000 | 6,149 |
| Total liabilities | $57,386,000 | 6,095 |
| Total deposits | $33,749,000 | 7,574 |
| Interest-bearing deposits | $32,327,000 | 7,222 |
| Deposits held in domestic offices | $33,749,000 | 7,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,179,000 | 1,283 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $458,000 | 5,674 |
| Total equity capital | $5,616,000 | 6,675 |
| Total bank equity capital | $5,616,000 | 6,675 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $4,742,000 | 3,260 |
| Undivided profits | $873,000 | 7,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 5,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $425,000 | 6,488 |
| Earning assets | $58,680,000 | 6,082 |
| Long-term assets (5+ years) | $9,032,000 | 5,024 |
| Average Assets, year-to-date | $67,397,600 | 5,756 |
| Average Assets, quarterly | $64,004,000 | 6,062 |
| Volatile liabilities | $4,674,000 | 7,511 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $23,179,000 | 1,172 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,219,000 | 6,473 |
| Tier 1 (core) risk-based capital | $5,592,000 | 6,532 |
| Tier 2 risk-based capital | $293,000 | 7,159 |
| Total risk weighted assets | $34,545,000 | 6,611 |
| Total unused commitments | $3,219,000 | 6,480 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 20 | 6,531 |
| Assets and Liabilities | ||
| Total Assets: | $72,006,000 | 5,586 |
| Cash and due from depository institutions | $2,700,000 | 6,531 |
| Interest-bearing balances | $2,460,000 | 1,486 |
| Securities | $8,989,000 | 7,094 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $57,949,000 | 4,710 |
| Loan loss allowance | $117,000 | 9,085 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,292,000 | 5,276 |
| Other real estate owned | $0 | 6,531 |
| Goodwill and other intangibles | $219,000 | 2,284 |
| All other assets | $857,000 | 6,612 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,006,000 | 5,586 |
| Total liabilities | $67,303,000 | 5,426 |
| Total deposits | $36,854,000 | 7,252 |
| Interest-bearing deposits | $35,675,000 | 6,818 |
| Deposits held in domestic offices | $36,854,000 | 7,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,059,000 | 1,025 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $390,000 | 6,562 |
| Total equity capital | $4,703,000 | 7,296 |
| Total bank equity capital | $4,703,000 | 7,296 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $3,953,000 | 3,647 |
| Undivided profits | $749,000 | 8,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $450,000 | 3,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $414,000 | 5,790 |
| Earning assets | $69,398,000 | 5,391 |
| Long-term assets (5+ years) | $24,529,000 | 2,768 |
| Average Assets, year-to-date | $74,019,000 | 5,282 |
| Average Assets, quarterly | $71,344,000 | 5,572 |
| Volatile liabilities | $7,225,000 | 6,533 |
| Insider loans | $402,000 | 5,937 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,633,000 | 5,589 |
| Tier 1 (core) risk-based capital | $4,775,700 | 7,147 |
| Tier 2 risk-based capital | $117,000 | 8,997 |
| Total risk weighted assets | $38,860,000 | 6,175 |
| Total unused commitments | $4,633,000 | 5,593 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $76,110,000 | 5,392 |
| Cash and due from depository institutions | $931,000 | 7,685 |
| Interest-bearing balances | $675,000 | 2,851 |
| Securities | $8,876,000 | 7,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $65,045,000 | 4,225 |
| Loan loss allowance | $90,000 | 9,572 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $404,000 | 8,107 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $104,000 | 2,678 |
| All other assets | $750,000 | 7,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,110,000 | 5,392 |
| Total liabilities | $71,483,000 | 5,235 |
| Total deposits | $39,758,000 | 7,077 |
| Interest-bearing deposits | $38,809,000 | 6,593 |
| Deposits held in domestic offices | $39,758,000 | 7,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,366,000 | 1,009 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $359,000 | 6,422 |
| Total equity capital | $4,627,000 | 7,280 |
| Total bank equity capital | $4,627,000 | 7,280 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $3,953,000 | 3,613 |
| Undivided profits | $673,000 | 8,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 7,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $357,000 | 5,833 |
| Earning assets | $74,596,000 | 5,142 |
| Long-term assets (5+ years) | $25,492,000 | 2,834 |
| Average Assets, year-to-date | $65,680,800 | 5,773 |
| Average Assets, quarterly | $73,933,500 | 5,446 |
| Volatile liabilities | $14,803,000 | 4,274 |
| Insider loans | $1,047,000 | 3,642 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,085,000 | 6,603 |
| Tier 1 (core) risk-based capital | $4,739,000 | 7,202 |
| Tier 2 risk-based capital | $90,000 | 9,501 |
| Total risk weighted assets | $40,487,400 | 5,954 |
| Total unused commitments | $3,085,000 | 6,608 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $55,336,000 | 6,592 |
| Cash and due from depository institutions | $2,545,000 | 8,274 |
| Interest-bearing balances | $2,084,000 | 2,093 |
| Securities | $13,032,000 | 6,270 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $38,523,000 | 5,824 |
| Loan loss allowance | $66,000 | 9,964 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $564,000 | 7,508 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $82,000 | 2,743 |
| All other assets | $590,000 | 7,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,336,000 | 6,592 |
| Total liabilities | $48,956,000 | 6,619 |
| Total deposits | $33,936,000 | 7,738 |
| Interest-bearing deposits | $33,243,000 | 7,253 |
| Deposits held in domestic offices | $33,936,000 | 7,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,702,000 | 1,259 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $318,000 | 7,262 |
| Total equity capital | $6,380,000 | 6,125 |
| Total bank equity capital | $6,380,000 | 6,125 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $5,653,000 | 2,555 |
| Undivided profits | $726,000 | 8,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 8,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $243,000 | 7,332 |
| Earning assets | $53,639,000 | 6,369 |
| Long-term assets (5+ years) | $28,169,000 | 2,480 |
| Average Assets, year-to-date | $53,881,200 | 6,462 |
| Average Assets, quarterly | $54,734,500 | 6,542 |
| Volatile liabilities | $6,492,000 | 6,281 |
| Insider loans | $830,000 | 4,026 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,135,000 | 7,334 |
| Tier 1 (core) risk-based capital | $6,364,400 | 5,982 |
| Tier 2 risk-based capital | $66,000 | 9,903 |
| Total risk weighted assets | $26,615,800 | 7,313 |
| Total unused commitments | $2,135,000 | 7,346 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 16 | 7,935 |
| Assets and Liabilities | ||
| Total Assets: | $51,517,000 | 6,937 |
| Cash and due from depository institutions | $851,000 | 7,935 |
| Interest-bearing balances | $356,000 | 3,433 |
| Securities | $10,712,000 | 7,187 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $38,997,000 | 5,898 |
| Loan loss allowance | $66,000 | 10,414 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $598,000 | 7,460 |
| Other real estate owned | $0 | 7,935 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $359,000 | 9,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,517,000 | 6,937 |
| Total liabilities | $45,701,000 | 6,958 |
| Total deposits | $32,815,000 | 8,026 |
| Interest-bearing deposits | $31,611,000 | 7,565 |
| Deposits held in domestic offices | $32,815,000 | 8,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $12,582,000 | 1,224 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $304,000 | 7,735 |
| Total equity capital | $5,816,000 | 6,519 |
| Total bank equity capital | $5,816,000 | 6,519 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $5,653,000 | 2,498 |
| Undivided profits | $162,000 | 10,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 6,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $162,000 | 8,828 |
| Earning assets | $50,065,000 | 6,706 |
| Long-term assets (5+ years) | $28,592,000 | 2,153 |
| Average Assets, year-to-date | $48,468,400 | 6,990 |
| Average Assets, quarterly | $50,102,500 | 6,988 |
| Volatile liabilities | $7,299,000 | 6,013 |
| Insider loans | $829,000 | 4,037 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,681,000 | 7,831 |
| Tier 1 (core) risk-based capital | $5,815,000 | 6,402 |
| Tier 2 risk-based capital | $66,000 | 10,325 |
| Total risk weighted assets | $25,269,200 | 7,636 |
| Total unused commitments | $1,681,000 | 7,841 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 10 | 9,804 |
| Assets and Liabilities | ||
| Total Assets: | $47,116,000 | 7,488 |
| Cash and due from depository institutions | $850,000 | 9,804 |
| Interest-bearing balances | $485,000 | 3,139 |
| Securities | $7,687,000 | 8,727 |
| Federal funds sold & reverse repurchase agreements | $436,000 | 7,593 |
| Net loans & leases | $37,520,000 | 6,111 |
| Loan loss allowance | $58,000 | 11,021 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $264,000 | 9,465 |
| Other real estate owned | $0 | 9,804 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $359,000 | 9,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,116,000 | 7,488 |
| Total liabilities | $41,687,000 | 7,529 |
| Total deposits | $34,177,000 | 8,161 |
| Interest-bearing deposits | $32,401,000 | 7,739 |
| Deposits held in domestic offices | $34,177,000 | 8,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,341,000 | 1,547 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $169,000 | 9,700 |
| Total equity capital | $5,429,000 | 6,880 |
| Total bank equity capital | $5,429,000 | 6,880 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $5,653,000 | 2,558 |
| Undivided profits | $-225,000 | 10,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 7,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $158,000 | 9,188 |
| Earning assets | $46,128,000 | 7,228 |
| Long-term assets (5+ years) | $23,796,000 | 2,341 |
| Average Assets, year-to-date | $45,920,000 | 7,445 |
| Average Assets, quarterly | $47,224,000 | 7,444 |
| Volatile liabilities | $9,140,000 | 5,145 |
| Insider loans | $580,000 | 5,125 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,232,000 | 8,474 |
| Tier 1 (core) risk-based capital | $5,498,000 | 6,727 |
| Tier 2 risk-based capital | $58,000 | 10,932 |
| Total risk weighted assets | $23,147,500 | 8,092 |
| Total unused commitments | $1,232,000 | 8,487 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $43,127,000 | 8,062 |
| Cash and due from depository institutions | $933,000 | 10,247 |
| Interest-bearing balances | $152,000 | 4,553 |
| Securities | $7,571,000 | 9,160 |
| Federal funds sold & reverse repurchase agreements | $311,000 | 8,711 |
| Net loans & leases | $33,374,000 | 6,560 |
| Loan loss allowance | $60,000 | 11,484 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $289,000 | 9,614 |
| Other real estate owned | $0 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $649,000 | 8,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,127,000 | 8,062 |
| Total liabilities | $39,279,000 | 7,975 |
| Total deposits | $33,770,000 | 8,460 |
| Interest-bearing deposits | $33,670,000 | 7,785 |
| Deposits held in domestic offices | $33,770,000 | 8,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,343,000 | 1,585 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $166,000 | 10,193 |
| Total equity capital | $3,848,000 | 8,511 |
| Total bank equity capital | $3,848,000 | 8,511 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $3,848,000 | 5,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 8,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $126,000 | 10,178 |
| Earning assets | $41,408,000 | 7,832 |
| Long-term assets (5+ years) | $17,010,000 | 2,827 |
| Average Assets, year-to-date | $41,640,200 | 8,043 |
| Average Assets, quarterly | $43,238,500 | 7,994 |
| Volatile liabilities | $8,968,000 | 4,898 |
| Insider loans | $692,000 | 4,728 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $840,000 | 9,312 |
| Tier 1 (core) risk-based capital | $3,768,000 | 8,483 |
| Tier 2 risk-based capital | $60,000 | 11,348 |
| Total risk weighted assets | $21,707,200 | 8,493 |
| Total unused commitments | $840,000 | 9,321 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $39,846,000 | 8,598 |
| Cash and due from depository institutions | $1,220,000 | 10,449 |
| Interest-bearing balances | $488,000 | 3,404 |
| Securities | $6,326,000 | 10,220 |
| Federal funds sold & reverse repurchase agreements | $247,000 | 7,629 |
| Net loans & leases | $31,603,000 | 6,810 |
| Loan loss allowance | $66,000 | 12,056 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $269,000 | 10,101 |
| Other real estate owned | $0 | 10,449 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $181,000 | 12,042 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,846,000 | 8,598 |
| Total liabilities | $36,107,000 | 8,567 |
| Total deposits | $35,606,000 | 8,408 |
| Interest-bearing deposits | $35,524,000 | 7,648 |
| Deposits held in domestic offices | $35,606,000 | 8,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $447,000 | 3,852 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $54,000 | 12,078 |
| Total equity capital | $3,739,000 | 8,495 |
| Total bank equity capital | $3,739,000 | 8,495 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $3,739,000 | 5,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 8,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $109,000 | 10,645 |
| Earning assets | $38,664,000 | 8,281 |
| Long-term assets (5+ years) | $10,698,000 | 3,944 |
| Average Assets, year-to-date | $40,794,200 | 8,354 |
| Average Assets, quarterly | $39,570,500 | 8,587 |
| Volatile liabilities | $3,664,000 | 7,811 |
| Insider loans | $639,000 | 4,932 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,000 | 11,790 |
| Tier 1 (core) risk-based capital | $3,739,000 | 8,588 |
| Tier 2 risk-based capital | $66,000 | 11,876 |
| Total risk weighted assets | $21,277,100 | 8,715 |
| Total unused commitments | $8,000 | 11,791 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $42,138,000 | 8,563 |
| Cash and due from depository institutions | $2,078,000 | 10,972 |
| Interest-bearing balances | $1,506,000 | 2,829 |
| Securities | $9,013,000 | 9,465 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,118 |
| Net loans & leases | $28,204,000 | 7,288 |
| Loan loss allowance | $66,000 | 12,655 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $302,000 | 10,205 |
| Other real estate owned | $0 | 10,972 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $141,000 | 12,820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,138,000 | 8,563 |
| Total liabilities | $38,507,000 | 8,508 |
| Total deposits | $38,195,000 | 8,372 |
| Interest-bearing deposits | $38,119,000 | 7,637 |
| Deposits held in domestic offices | $38,195,000 | 8,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $259,000 | 3,867 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $53,000 | 12,668 |
| Total equity capital | $3,631,000 | 8,870 |
| Total bank equity capital | $3,631,000 | 8,870 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $3,631,000 | 5,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 9,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $72,000 | 11,853 |
| Earning assets | $41,123,000 | 8,233 |
| Long-term assets (5+ years) | $8,998,000 | 4,672 |
| Average Assets, year-to-date | $41,901,600 | 8,441 |
| Average Assets, quarterly | $41,945,000 | 8,530 |
| Volatile liabilities | $3,815,000 | 7,506 |
| Insider loans | $279,000 | 7,461 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $989,000 | 9,259 |
| Tier 1 (core) risk-based capital | $3,631,000 | 8,798 |
| Tier 2 risk-based capital | $66,000 | 12,385 |
| Total risk weighted assets | $24,949,000 | 8,144 |
| Total unused commitments | $989,000 | 9,286 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $42,313,000 | 8,696 |
| Cash and due from depository institutions | $1,600,000 | 11,407 |
| Interest-bearing balances | $1,171,000 | 3,533 |
| Securities | $9,395,000 | 9,413 |
| Federal funds sold & reverse repurchase agreements | $1,875,000 | 6,725 |
| Net loans & leases | $28,794,000 | 7,249 |
| Loan loss allowance | $60,000 | 13,251 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $160,000 | 11,999 |
| Other real estate owned | $0 | 11,407 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $489,000 | 9,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,313,000 | 8,696 |
| Total liabilities | $39,027,000 | 8,625 |
| Total deposits | $38,839,000 | 8,490 |
| Interest-bearing deposits | $38,765,000 | 7,766 |
| Deposits held in domestic offices | $38,839,000 | 8,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $86,000 | 4,389 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $102,000 | 12,275 |
| Total equity capital | $3,286,000 | 9,274 |
| Total bank equity capital | $3,286,000 | 9,274 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,286,000 | 5,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 9,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $62,000 | 12,673 |
| Earning assets | $41,235,000 | 8,345 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $41,635,600 | 8,630 |
| Average Assets, quarterly | $42,021,000 | 8,677 |
| Volatile liabilities | $4,102,000 | 7,320 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $321,000 | 11,190 |
| Tier 1 (core) risk-based capital | $3,286,000 | 9,209 |
| Tier 2 risk-based capital | $60,000 | 12,925 |
| Total risk weighted assets | $18,728,000 | 9,602 |
| Total unused commitments | $321,000 | 11,211 |
| Derivatives | $0 | 651 |