Home > The Lenox National Bank > Income and Expense
The Lenox National Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 5,425 |
| Total interest expense | $260,000 | 4,451 |
| Net interest income | $1,304,000 | 5,503 |
| Provision for loan and lease losses | $-30,000 | 5,846 |
| Total noninterest income | $80,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $29,000 | 5,658 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,412 |
| Total noninterest expense | $1,300,000 | 5,291 |
| Salaries and employee benefits | $515,000 | 5,669 |
| Premises and equipment expense | $93,000 | 5,641 |
| Additional noninterest expense | $692,000 | 4,469 |
| Pre-tax net operating income | $114,000 | 5,691 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $139,000 | 3,069 |
| Income before extraordinary items | $-25,000 | 6,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-25,000 | 6,002 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-25,000 | 6,002 |
| Net charge-offs | $129,000 | 1,936 |
| Cash dividends | $25,000 | 3,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-25,000 | 5,972 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 5,465 |
| Total interest expense | $171,000 | 4,509 |
| Net interest income | $871,000 | 5,546 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $55,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $19,000 | 5,706 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $36,000 | 5,412 |
| Total noninterest expense | $818,000 | 5,415 |
| Salaries and employee benefits | $337,000 | 5,747 |
| Premises and equipment expense | $67,000 | 5,632 |
| Additional noninterest expense | $414,000 | 4,696 |
| Pre-tax net operating income | $108,000 | 5,594 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $92,000 | 3,078 |
| Income before extraordinary items | $16,000 | 5,972 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $16,000 | 5,973 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $16,000 | 5,974 |
| Net charge-offs | $120,000 | 1,565 |
| Cash dividends | $24,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $16,000 | 5,930 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 5,502 |
| Total interest expense | $83,000 | 4,598 |
| Net interest income | $438,000 | 5,578 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $20,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $10,000 | 5,683 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 5,789 |
| Total noninterest expense | $381,000 | 5,562 |
| Salaries and employee benefits | $165,000 | 5,817 |
| Premises and equipment expense | $36,000 | 5,597 |
| Additional noninterest expense | $180,000 | 4,999 |
| Pre-tax net operating income | $77,000 | 5,392 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $39,000 | 3,167 |
| Income before extraordinary items | $38,000 | 5,714 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $38,000 | 5,714 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $38,000 | 5,715 |
| Net charge-offs | $48,000 | 1,594 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $38,000 | 5,666 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 5,522 |
| Total interest expense | $337,000 | 4,755 |
| Net interest income | $1,856,000 | 5,588 |
| Provision for loan and lease losses | $75,000 | 3,450 |
| Total noninterest income | $113,000 | 5,885 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $59,000 | 5,545 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $54,000 | 5,694 |
| Total noninterest expense | $1,547,000 | 5,650 |
| Salaries and employee benefits | $784,000 | 5,719 |
| Premises and equipment expense | $134,000 | 5,816 |
| Additional noninterest expense | $629,000 | 5,312 |
| Pre-tax net operating income | $347,000 | 5,383 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $145,000 | 3,176 |
| Income before extraordinary items | $202,000 | 5,654 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $202,000 | 5,655 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $202,000 | 5,656 |
| Net charge-offs | $34,000 | 4,035 |
| Cash dividends | $74,000 | 4,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $202,000 | 5,613 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 5,588 |
| Total interest expense | $252,000 | 4,832 |
| Net interest income | $1,395,000 | 5,647 |
| Provision for loan and lease losses | $20,000 | 3,930 |
| Total noninterest income | $83,000 | 5,980 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $45,000 | 5,607 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $38,000 | 5,792 |
| Total noninterest expense | $1,099,000 | 5,760 |
| Salaries and employee benefits | $574,000 | 5,790 |
| Premises and equipment expense | $93,000 | 5,935 |
| Additional noninterest expense | $432,000 | 5,492 |
| Pre-tax net operating income | $359,000 | 5,167 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $157,000 | 2,999 |
| Income before extraordinary items | $202,000 | 5,556 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $202,000 | 5,555 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $202,000 | 5,556 |
| Net charge-offs | $34,000 | 3,540 |
| Cash dividends | $24,000 | 3,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $202,000 | 5,520 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 5,614 |
| Total interest expense | $167,000 | 4,908 |
| Net interest income | $938,000 | 5,675 |
| Provision for loan and lease losses | $5,000 | 4,053 |
| Total noninterest income | $57,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $33,000 | 5,529 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $24,000 | 5,867 |
| Total noninterest expense | $751,000 | 5,764 |
| Salaries and employee benefits | $385,000 | 5,818 |
| Premises and equipment expense | $69,000 | 5,883 |
| Additional noninterest expense | $297,000 | 5,483 |
| Pre-tax net operating income | $239,000 | 5,153 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $105,000 | 2,971 |
| Income before extraordinary items | $134,000 | 5,573 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $134,000 | 5,575 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $134,000 | 5,576 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $25,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $134,000 | 5,533 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $554,000 | 5,663 |
| Total interest expense | $83,000 | 4,981 |
| Net interest income | $471,000 | 5,719 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $23,000 | 6,176 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $16,000 | 5,587 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $7,000 | 6,110 |
| Total noninterest expense | $369,000 | 5,854 |
| Salaries and employee benefits | $193,000 | 5,885 |
| Premises and equipment expense | $37,000 | 5,881 |
| Additional noninterest expense | $139,000 | 5,638 |
| Pre-tax net operating income | $125,000 | 5,065 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $52,000 | 2,917 |
| Income before extraordinary items | $73,000 | 5,451 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 5,451 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $73,000 | 5,451 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $73,000 | 5,412 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 5,716 |
| Total interest expense | $331,000 | 5,232 |
| Net interest income | $1,914,000 | 5,741 |
| Provision for loan and lease losses | $5,000 | 4,999 |
| Total noninterest income | $121,000 | 6,067 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $73,000 | 5,616 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $48,000 | 5,887 |
| Total noninterest expense | $1,465,000 | 5,948 |
| Salaries and employee benefits | $798,000 | 5,912 |
| Premises and equipment expense | $129,000 | 6,083 |
| Additional noninterest expense | $538,000 | 5,750 |
| Pre-tax net operating income | $565,000 | 4,867 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $207,000 | 2,920 |
| Income before extraordinary items | $358,000 | 5,256 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $358,000 | 5,260 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $358,000 | 5,260 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $73,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $358,000 | 5,201 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 5,776 |
| Total interest expense | $251,000 | 5,308 |
| Net interest income | $1,432,000 | 5,797 |
| Provision for loan and lease losses | $5,000 | 4,832 |
| Total noninterest income | $94,000 | 6,126 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $54,000 | 5,698 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $40,000 | 5,911 |
| Total noninterest expense | $1,047,000 | 6,039 |
| Salaries and employee benefits | $600,000 | 5,938 |
| Premises and equipment expense | $95,000 | 6,144 |
| Additional noninterest expense | $352,000 | 5,967 |
| Pre-tax net operating income | $474,000 | 4,835 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $155,000 | 2,993 |
| Income before extraordinary items | $319,000 | 5,187 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $319,000 | 5,188 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $319,000 | 5,189 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $24,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $319,000 | 5,106 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 5,818 |
| Total interest expense | $167,000 | 5,369 |
| Net interest income | $946,000 | 5,832 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $64,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $36,000 | 5,704 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 5,905 |
| Total noninterest expense | $676,000 | 6,117 |
| Salaries and employee benefits | $401,000 | 5,972 |
| Premises and equipment expense | $57,000 | 6,274 |
| Additional noninterest expense | $218,000 | 6,067 |
| Pre-tax net operating income | $334,000 | 4,736 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $103,000 | 2,989 |
| Income before extraordinary items | $231,000 | 5,107 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $231,000 | 5,109 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $231,000 | 5,110 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $24,000 | 3,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $231,000 | 4,981 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 5,878 |
| Total interest expense | $85,000 | 5,426 |
| Net interest income | $468,000 | 5,882 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $30,000 | 6,199 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $18,000 | 5,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,037 |
| Total noninterest expense | $346,000 | 6,144 |
| Salaries and employee benefits | $200,000 | 6,015 |
| Premises and equipment expense | $31,000 | 6,232 |
| Additional noninterest expense | $115,000 | 6,077 |
| Pre-tax net operating income | $152,000 | 4,834 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $51,000 | 2,973 |
| Income before extraordinary items | $101,000 | 5,242 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $101,000 | 5,244 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $101,000 | 5,244 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $101,000 | 5,140 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 5,948 |
| Total interest expense | $422,000 | 5,447 |
| Net interest income | $1,873,000 | 5,976 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $139,000 | 6,032 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $71,000 | 5,873 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $68,000 | 5,643 |
| Total noninterest expense | $1,472,000 | 6,138 |
| Salaries and employee benefits | $884,000 | 5,932 |
| Premises and equipment expense | $104,000 | 6,493 |
| Additional noninterest expense | $484,000 | 6,114 |
| Pre-tax net operating income | $540,000 | 4,835 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $179,000 | 3,089 |
| Income before extraordinary items | $361,000 | 5,311 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $361,000 | 5,308 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $361,000 | 5,309 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $75,000 | 4,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $361,000 | 5,109 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 6,043 |
| Total interest expense | $327,000 | 5,512 |
| Net interest income | $1,404,000 | 6,064 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $96,000 | 6,201 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $53,000 | 5,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $43,000 | 5,873 |
| Total noninterest expense | $1,075,000 | 6,223 |
| Salaries and employee benefits | $667,000 | 5,952 |
| Premises and equipment expense | $72,000 | 6,636 |
| Additional noninterest expense | $336,000 | 6,272 |
| Pre-tax net operating income | $425,000 | 4,914 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $125,000 | 3,213 |
| Income before extraordinary items | $300,000 | 5,322 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $300,000 | 5,321 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $300,000 | 5,321 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $300,000 | 5,128 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 6,078 |
| Total interest expense | $222,000 | 5,568 |
| Net interest income | $942,000 | 6,093 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $60,000 | 6,288 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $35,000 | 5,993 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,001 |
| Total noninterest expense | $733,000 | 6,242 |
| Salaries and employee benefits | $457,000 | 5,943 |
| Premises and equipment expense | $51,000 | 6,624 |
| Additional noninterest expense | $225,000 | 6,295 |
| Pre-tax net operating income | $269,000 | 4,975 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $90,000 | 3,140 |
| Income before extraordinary items | $179,000 | 5,462 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $179,000 | 5,462 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $179,000 | 5,462 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $25,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $179,000 | 5,271 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 6,108 |
| Total interest expense | $113,000 | 5,653 |
| Net interest income | $474,000 | 6,125 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $363,000 | 6,294 |
| Salaries and employee benefits | $227,000 | 6,009 |
| Premises and equipment expense | $30,000 | 6,501 |
| Additional noninterest expense | $106,000 | 6,424 |
| Pre-tax net operating income | $135,000 | 5,065 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $40,000 | 3,237 |
| Income before extraordinary items | $95,000 | 5,428 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $95,000 | 5,428 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $95,000 | 5,428 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $95,000 | 5,268 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 6,202 |
| Total interest expense | $478,000 | 5,936 |
| Net interest income | $1,875,000 | 6,182 |
| Provision for loan and lease losses | $10,000 | 6,349 |
| Total noninterest income | $114,000 | 6,320 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $72,000 | 5,943 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $42,000 | 6,034 |
| Total noninterest expense | $1,429,000 | 6,385 |
| Salaries and employee benefits | $887,000 | 6,087 |
| Premises and equipment expense | $118,000 | 6,682 |
| Additional noninterest expense | $424,000 | 6,482 |
| Pre-tax net operating income | $550,000 | 4,617 |
| Securities gains (losses) | $5,000 | 3,498 |
| Applicable income taxes | $196,000 | 2,923 |
| Income before extraordinary items | $359,000 | 5,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $359,000 | 5,063 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $359,000 | 5,063 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $74,000 | 3,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $355,750 | 4,946 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 6,258 |
| Total interest expense | $363,000 | 6,029 |
| Net interest income | $1,409,000 | 6,234 |
| Provision for loan and lease losses | $10,000 | 6,179 |
| Total noninterest income | $81,000 | 6,450 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $52,000 | 6,032 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $29,000 | 6,188 |
| Total noninterest expense | $1,012,000 | 6,506 |
| Salaries and employee benefits | $623,000 | 6,214 |
| Premises and equipment expense | $85,000 | 6,758 |
| Additional noninterest expense | $304,000 | 6,579 |
| Pre-tax net operating income | $468,000 | 4,567 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $155,000 | 2,887 |
| Income before extraordinary items | $318,000 | 4,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $318,000 | 4,977 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $318,000 | 4,977 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $24,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $314,650 | 4,877 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 6,309 |
| Total interest expense | $239,000 | 6,150 |
| Net interest income | $943,000 | 6,273 |
| Provision for loan and lease losses | $10,000 | 5,964 |
| Total noninterest income | $52,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $32,000 | 6,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,250 |
| Total noninterest expense | $682,000 | 6,563 |
| Salaries and employee benefits | $403,000 | 6,335 |
| Premises and equipment expense | $59,000 | 6,768 |
| Additional noninterest expense | $220,000 | 6,560 |
| Pre-tax net operating income | $303,000 | 4,603 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $107,000 | 2,817 |
| Income before extraordinary items | $201,000 | 5,012 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $201,000 | 5,012 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $201,000 | 5,012 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $24,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $197,750 | 4,941 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $590,000 | 6,357 |
| Total interest expense | $123,000 | 6,185 |
| Net interest income | $467,000 | 6,314 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $20,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $345,000 | 6,594 |
| Salaries and employee benefits | $193,000 | 6,442 |
| Premises and equipment expense | $33,000 | 6,698 |
| Additional noninterest expense | $119,000 | 6,512 |
| Pre-tax net operating income | $142,000 | 4,722 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $49,000 | 2,843 |
| Income before extraordinary items | $93,000 | 5,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $93,000 | 5,112 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $93,000 | 5,114 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $93,000 | 5,051 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 6,394 |
| Total interest expense | $616,000 | 6,196 |
| Net interest income | $1,864,000 | 6,360 |
| Provision for loan and lease losses | $9,000 | 6,951 |
| Total noninterest income | $109,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 5,886 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $37,000 | 6,315 |
| Total noninterest expense | $1,459,000 | 6,572 |
| Salaries and employee benefits | $826,000 | 6,400 |
| Premises and equipment expense | $164,000 | 6,514 |
| Additional noninterest expense | $469,000 | 6,606 |
| Pre-tax net operating income | $505,000 | 4,361 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $194,000 | 2,745 |
| Income before extraordinary items | $312,000 | 4,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $312,000 | 4,903 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $312,000 | 4,903 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $74,000 | 3,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $311,360 | 4,757 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 6,473 |
| Total interest expense | $481,000 | 6,272 |
| Net interest income | $1,403,000 | 6,452 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $80,000 | 6,763 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $54,000 | 5,964 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $26,000 | 6,511 |
| Total noninterest expense | $1,055,000 | 6,677 |
| Salaries and employee benefits | $594,000 | 6,520 |
| Premises and equipment expense | $107,000 | 6,775 |
| Additional noninterest expense | $354,000 | 6,651 |
| Pre-tax net operating income | $428,000 | 4,418 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $151,000 | 2,789 |
| Income before extraordinary items | $277,000 | 4,972 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $277,000 | 4,975 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $277,000 | 4,976 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $24,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $277,000 | 4,785 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 6,493 |
| Total interest expense | $334,000 | 6,305 |
| Net interest income | $941,000 | 6,468 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $55,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $36,000 | 5,999 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 6,502 |
| Total noninterest expense | $711,000 | 6,707 |
| Salaries and employee benefits | $394,000 | 6,575 |
| Premises and equipment expense | $79,000 | 6,680 |
| Additional noninterest expense | $238,000 | 6,668 |
| Pre-tax net operating income | $285,000 | 4,485 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $105,000 | 2,740 |
| Income before extraordinary items | $180,000 | 5,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $180,000 | 5,028 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $180,000 | 5,027 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $24,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $180,000 | 4,875 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 6,543 |
| Total interest expense | $172,000 | 6,368 |
| Net interest income | $476,000 | 6,516 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $352,000 | 6,815 |
| Salaries and employee benefits | $196,000 | 6,654 |
| Premises and equipment expense | $46,000 | 6,540 |
| Additional noninterest expense | $110,000 | 6,869 |
| Pre-tax net operating income | $147,000 | 4,575 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $53,000 | 2,744 |
| Income before extraordinary items | $94,000 | 5,066 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $94,000 | 5,067 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $94,000 | 5,066 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $94,000 | 4,948 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 6,637 |
| Total interest expense | $955,000 | 6,117 |
| Net interest income | $1,614,000 | 6,757 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $98,000 | 6,998 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $68,000 | 6,200 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $30,000 | 6,737 |
| Total noninterest expense | $1,395,000 | 6,937 |
| Salaries and employee benefits | $786,000 | 6,741 |
| Premises and equipment expense | $178,000 | 6,664 |
| Additional noninterest expense | $431,000 | 7,000 |
| Pre-tax net operating income | $317,000 | 4,447 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $118,000 | 2,772 |
| Income before extraordinary items | $200,000 | 4,808 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $200,000 | 4,810 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $200,000 | 4,810 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $74,000 | 4,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $199,360 | 4,742 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 6,724 |
| Total interest expense | $754,000 | 6,155 |
| Net interest income | $1,159,000 | 6,887 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $74,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $51,000 | 6,242 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $23,000 | 6,907 |
| Total noninterest expense | $1,016,000 | 7,009 |
| Salaries and employee benefits | $593,000 | 6,761 |
| Premises and equipment expense | $130,000 | 6,773 |
| Additional noninterest expense | $293,000 | 7,148 |
| Pre-tax net operating income | $217,000 | 4,858 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $72,000 | 3,102 |
| Income before extraordinary items | $145,000 | 5,106 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $145,000 | 5,107 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $145,000 | 5,107 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $24,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $145,000 | 5,055 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 6,813 |
| Total interest expense | $510,000 | 6,228 |
| Net interest income | $752,000 | 6,976 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $51,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $35,000 | 6,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $692,000 | 7,025 |
| Salaries and employee benefits | $407,000 | 6,770 |
| Premises and equipment expense | $91,000 | 6,748 |
| Additional noninterest expense | $194,000 | 7,216 |
| Pre-tax net operating income | $111,000 | 5,144 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $32,000 | 3,439 |
| Income before extraordinary items | $79,000 | 5,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 5,358 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $79,000 | 5,358 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $79,000 | 5,278 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 6,859 |
| Total interest expense | $262,000 | 6,289 |
| Net interest income | $371,000 | 7,012 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $21,000 | 7,376 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $340,000 | 7,057 |
| Salaries and employee benefits | $197,000 | 6,883 |
| Premises and equipment expense | $49,000 | 6,650 |
| Additional noninterest expense | $94,000 | 7,177 |
| Pre-tax net operating income | $52,000 | 5,603 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $19,000 | 3,607 |
| Income before extraordinary items | $33,000 | 5,948 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $33,000 | 5,950 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $33,000 | 5,950 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $33,000 | 5,784 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,710,000 | 6,816 |
| Total interest expense | $1,199,000 | 6,438 |
| Net interest income | $1,511,000 | 6,995 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $101,000 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 6,294 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $29,000 | 7,202 |
| Total noninterest expense | $1,252,000 | 7,209 |
| Salaries and employee benefits | $755,000 | 7,016 |
| Premises and equipment expense | $173,000 | 6,927 |
| Additional noninterest expense | $324,000 | 7,348 |
| Pre-tax net operating income | $360,000 | 5,246 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $121,000 | 3,235 |
| Income before extraordinary items | $240,000 | 5,328 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $240,000 | 5,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $74,000 | 5,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $239,340 | 5,491 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 6,877 |
| Total interest expense | $909,000 | 6,539 |
| Net interest income | $1,132,000 | 7,043 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $77,000 | 7,385 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $53,000 | 6,369 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 7,304 |
| Total noninterest expense | $933,000 | 7,220 |
| Salaries and employee benefits | $558,000 | 7,061 |
| Premises and equipment expense | $132,000 | 6,927 |
| Additional noninterest expense | $243,000 | 7,359 |
| Pre-tax net operating income | $276,000 | 5,735 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $90,000 | 3,674 |
| Income before extraordinary items | $187,000 | 5,766 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $187,000 | 5,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $24,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $186,320 | 5,946 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 6,940 |
| Total interest expense | $629,000 | 6,596 |
| Net interest income | $732,000 | 7,125 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $54,000 | 7,399 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $36,000 | 6,359 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $639,000 | 7,239 |
| Salaries and employee benefits | $389,000 | 7,026 |
| Premises and equipment expense | $87,000 | 6,979 |
| Additional noninterest expense | $163,000 | 7,381 |
| Pre-tax net operating income | $147,000 | 6,133 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $40,000 | 4,234 |
| Income before extraordinary items | $108,000 | 6,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $107,270 | 6,229 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $687,000 | 7,012 |
| Total interest expense | $333,000 | 6,632 |
| Net interest income | $354,000 | 7,228 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $21,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $324,000 | 7,255 |
| Salaries and employee benefits | $192,000 | 7,087 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $87,000 | 7,288 |
| Pre-tax net operating income | $51,000 | 6,599 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $16,000 | 4,511 |
| Income before extraordinary items | $35,000 | 6,801 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $35,000 | 6,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $35,000 | 6,708 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 6,920 |
| Total interest expense | $1,300,000 | 6,720 |
| Net interest income | $1,586,000 | 7,022 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $96,000 | 7,599 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $69,000 | 6,461 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $27,000 | 7,619 |
| Total noninterest expense | $1,315,000 | 7,186 |
| Salaries and employee benefits | $805,000 | 6,961 |
| Premises and equipment expense | $161,000 | 7,151 |
| Additional noninterest expense | $349,000 | 7,306 |
| Pre-tax net operating income | $367,000 | 6,368 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $128,000 | 4,274 |
| Income before extraordinary items | $239,000 | 6,654 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $239,000 | 6,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $74,000 | 5,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $239,000 | 6,636 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 6,973 |
| Total interest expense | $963,000 | 6,757 |
| Net interest income | $1,197,000 | 7,047 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $75,000 | 7,609 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $52,000 | 6,491 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,000 | 7,559 |
| Total noninterest expense | $987,000 | 7,172 |
| Salaries and employee benefits | $607,000 | 6,925 |
| Premises and equipment expense | $120,000 | 7,124 |
| Additional noninterest expense | $260,000 | 7,310 |
| Pre-tax net operating income | $285,000 | 6,624 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $107,000 | 4,376 |
| Income before extraordinary items | $178,000 | 6,918 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $178,000 | 6,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $25,000 | 5,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $178,000 | 6,902 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 7,042 |
| Total interest expense | $628,000 | 6,823 |
| Net interest income | $784,000 | 7,127 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $51,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $34,000 | 6,547 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $664,000 | 7,193 |
| Salaries and employee benefits | $408,000 | 6,965 |
| Premises and equipment expense | $82,000 | 7,105 |
| Additional noninterest expense | $174,000 | 7,312 |
| Pre-tax net operating income | $171,000 | 6,808 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $64,000 | 4,549 |
| Income before extraordinary items | $107,000 | 7,069 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $107,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $24,000 | 4,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $107,000 | 7,058 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $695,000 | 7,093 |
| Total interest expense | $310,000 | 6,848 |
| Net interest income | $385,000 | 7,186 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $19,000 | 7,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $333,000 | 7,231 |
| Salaries and employee benefits | $207,000 | 6,954 |
| Premises and equipment expense | $39,000 | 7,229 |
| Additional noninterest expense | $87,000 | 7,339 |
| Pre-tax net operating income | $71,000 | 7,040 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $21,000 | 4,889 |
| Income before extraordinary items | $50,000 | 7,156 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $50,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $50,000 | 7,142 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 6,936 |
| Total interest expense | $976,000 | 6,990 |
| Net interest income | $1,816,000 | 6,778 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $106,000 | 7,677 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $72,000 | 6,550 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,619 |
| Total noninterest expense | $1,343,000 | 7,148 |
| Salaries and employee benefits | $842,000 | 6,837 |
| Premises and equipment expense | $163,000 | 7,104 |
| Additional noninterest expense | $338,000 | 7,372 |
| Pre-tax net operating income | $579,000 | 6,254 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $209,000 | 4,250 |
| Income before extraordinary items | $370,000 | 6,631 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $370,000 | 6,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $74,000 | 5,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $370,000 | 6,633 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 6,983 |
| Total interest expense | $687,000 | 7,092 |
| Net interest income | $1,394,000 | 6,813 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $85,000 | 7,689 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $55,000 | 6,616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,516 |
| Total noninterest expense | $977,000 | 7,223 |
| Salaries and employee benefits | $604,000 | 6,920 |
| Premises and equipment expense | $120,000 | 7,166 |
| Additional noninterest expense | $253,000 | 7,397 |
| Pre-tax net operating income | $502,000 | 6,214 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $192,000 | 4,181 |
| Income before extraordinary items | $310,000 | 6,682 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $310,000 | 6,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $24,000 | 5,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $310,000 | 6,684 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 7,011 |
| Total interest expense | $429,000 | 7,172 |
| Net interest income | $946,000 | 6,797 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $60,000 | 7,684 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $656,000 | 7,241 |
| Salaries and employee benefits | $397,000 | 6,991 |
| Premises and equipment expense | $86,000 | 7,054 |
| Additional noninterest expense | $173,000 | 7,367 |
| Pre-tax net operating income | $350,000 | 6,157 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $163,000 | 3,894 |
| Income before extraordinary items | $187,000 | 6,847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $187,000 | 6,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $25,000 | 4,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $187,000 | 6,855 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 7,019 |
| Total interest expense | $191,000 | 7,310 |
| Net interest income | $488,000 | 6,746 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $28,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $326,000 | 7,265 |
| Salaries and employee benefits | $195,000 | 7,047 |
| Premises and equipment expense | $44,000 | 7,013 |
| Additional noninterest expense | $87,000 | 7,359 |
| Pre-tax net operating income | $190,000 | 5,947 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $75,000 | 3,953 |
| Income before extraordinary items | $115,000 | 6,488 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $115,000 | 6,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $115,000 | 6,490 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 6,892 |
| Total interest expense | $645,000 | 7,204 |
| Net interest income | $1,992,000 | 6,645 |
| Provision for loan and lease losses | $6,000 | 6,930 |
| Total noninterest income | $97,000 | 7,970 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $78,000 | 6,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $19,000 | 8,165 |
| Total noninterest expense | $1,245,000 | 7,326 |
| Salaries and employee benefits | $804,000 | 6,924 |
| Premises and equipment expense | $139,000 | 7,408 |
| Additional noninterest expense | $302,000 | 7,640 |
| Pre-tax net operating income | $838,000 | 5,774 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $335,000 | 3,976 |
| Income before extraordinary items | $504,000 | 6,355 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $504,000 | 6,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $73,000 | 5,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $503,360 | 6,337 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 6,911 |
| Total interest expense | $477,000 | 7,172 |
| Net interest income | $1,491,000 | 6,687 |
| Provision for loan and lease losses | $4,000 | 6,766 |
| Total noninterest income | $75,000 | 7,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $873,000 | 7,456 |
| Salaries and employee benefits | $565,000 | 7,073 |
| Premises and equipment expense | $93,000 | 7,583 |
| Additional noninterest expense | $215,000 | 7,725 |
| Pre-tax net operating income | $689,000 | 5,677 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $265,000 | 3,995 |
| Income before extraordinary items | $425,000 | 6,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $425,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $24,000 | 5,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $424,360 | 6,203 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 6,920 |
| Total interest expense | $312,000 | 7,113 |
| Net interest income | $977,000 | 6,720 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $52,000 | 7,927 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $39,000 | 6,647 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $567,000 | 7,511 |
| Salaries and employee benefits | $363,000 | 7,171 |
| Premises and equipment expense | $63,000 | 7,547 |
| Additional noninterest expense | $141,000 | 7,737 |
| Pre-tax net operating income | $460,000 | 5,646 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $175,000 | 4,026 |
| Income before extraordinary items | $286,000 | 6,218 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $286,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $23,000 | 4,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $285,360 | 6,169 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $637,000 | 6,965 |
| Total interest expense | $152,000 | 7,135 |
| Net interest income | $485,000 | 6,784 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $275,000 | 7,626 |
| Salaries and employee benefits | $174,000 | 7,322 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $71,000 | 7,777 |
| Pre-tax net operating income | $229,000 | 5,651 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $85,000 | 4,031 |
| Income before extraordinary items | $145,000 | 6,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $145,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $144,360 | 6,145 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 6,895 |
| Total interest expense | $585,000 | 6,997 |
| Net interest income | $1,906,000 | 6,751 |
| Provision for loan and lease losses | $2,000 | 7,273 |
| Total noninterest income | $95,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $77,000 | 6,812 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,274 |
| Total noninterest expense | $1,196,000 | 7,451 |
| Salaries and employee benefits | $785,000 | 6,987 |
| Premises and equipment expense | $137,000 | 7,477 |
| Additional noninterest expense | $274,000 | 7,856 |
| Pre-tax net operating income | $803,000 | 5,786 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $327,000 | 4,051 |
| Income before extraordinary items | $476,000 | 6,450 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $476,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $70,000 | 5,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $476,000 | 6,384 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 6,926 |
| Total interest expense | $430,000 | 7,048 |
| Net interest income | $1,422,000 | 6,783 |
| Provision for loan and lease losses | $1,000 | 7,077 |
| Total noninterest income | $76,000 | 8,124 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $59,000 | 6,831 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 8,169 |
| Total noninterest expense | $849,000 | 7,537 |
| Salaries and employee benefits | $550,000 | 7,132 |
| Premises and equipment expense | $98,000 | 7,564 |
| Additional noninterest expense | $201,000 | 7,896 |
| Pre-tax net operating income | $648,000 | 5,701 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $255,000 | 4,045 |
| Income before extraordinary items | $393,000 | 6,374 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $393,000 | 6,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $23,000 | 5,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $393,000 | 6,297 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 6,975 |
| Total interest expense | $284,000 | 7,104 |
| Net interest income | $943,000 | 6,820 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $53,000 | 8,120 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $570,000 | 7,569 |
| Salaries and employee benefits | $367,000 | 7,169 |
| Premises and equipment expense | $70,000 | 7,453 |
| Additional noninterest expense | $133,000 | 7,942 |
| Pre-tax net operating income | $426,000 | 5,706 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $160,000 | 4,147 |
| Income before extraordinary items | $266,000 | 6,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $266,000 | 6,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $23,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $266,000 | 6,223 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $615,000 | 7,005 |
| Total interest expense | $144,000 | 7,122 |
| Net interest income | $471,000 | 6,860 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $20,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $284,000 | 7,617 |
| Salaries and employee benefits | $184,000 | 7,202 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $66,000 | 7,984 |
| Pre-tax net operating income | $207,000 | 5,748 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $80,000 | 4,142 |
| Income before extraordinary items | $127,000 | 6,391 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $127,000 | 6,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $127,000 | 6,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 7,105 |
| Total interest expense | $733,000 | 6,922 |
| Net interest income | $1,707,000 | 7,047 |
| Provision for loan and lease losses | $5,000 | 7,519 |
| Total noninterest income | $94,000 | 8,370 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $77,000 | 6,951 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $17,000 | 8,524 |
| Total noninterest expense | $1,082,000 | 7,703 |
| Salaries and employee benefits | $687,000 | 7,354 |
| Premises and equipment expense | $115,000 | 7,867 |
| Additional noninterest expense | $280,000 | 7,891 |
| Pre-tax net operating income | $714,000 | 5,966 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $286,000 | 4,358 |
| Income before extraordinary items | $429,000 | 6,667 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $429,000 | 6,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $67,000 | 5,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $428,360 | 6,514 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 7,177 |
| Total interest expense | $576,000 | 6,960 |
| Net interest income | $1,262,000 | 7,123 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $75,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $58,000 | 7,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $735,000 | 7,913 |
| Salaries and employee benefits | $479,000 | 7,493 |
| Premises and equipment expense | $70,000 | 8,163 |
| Additional noninterest expense | $186,000 | 8,125 |
| Pre-tax net operating income | $597,000 | 5,891 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $225,000 | 4,464 |
| Income before extraordinary items | $373,000 | 6,513 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $373,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $22,000 | 5,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $372,360 | 6,349 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 7,237 |
| Total interest expense | $406,000 | 6,942 |
| Net interest income | $818,000 | 7,217 |
| Provision for loan and lease losses | $4,000 | 7,175 |
| Total noninterest income | $51,000 | 8,344 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $486,000 | 7,952 |
| Salaries and employee benefits | $312,000 | 7,582 |
| Premises and equipment expense | $48,000 | 8,136 |
| Additional noninterest expense | $126,000 | 8,097 |
| Pre-tax net operating income | $379,000 | 5,995 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $145,000 | 4,551 |
| Income before extraordinary items | $235,000 | 6,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $235,000 | 6,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $22,000 | 5,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $234,360 | 6,462 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $615,000 | 7,248 |
| Total interest expense | $209,000 | 6,956 |
| Net interest income | $406,000 | 7,254 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $242,000 | 8,003 |
| Salaries and employee benefits | $154,000 | 7,648 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $64,000 | 8,103 |
| Pre-tax net operating income | $185,000 | 6,024 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $72,000 | 4,550 |
| Income before extraordinary items | $114,000 | 6,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $114,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $113,360 | 6,487 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 7,381 |
| Total interest expense | $972,000 | 7,004 |
| Net interest income | $1,507,000 | 7,422 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $109,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,612 |
| Total noninterest expense | $969,000 | 7,996 |
| Salaries and employee benefits | $626,000 | 7,605 |
| Premises and equipment expense | $99,000 | 8,178 |
| Additional noninterest expense | $244,000 | 8,221 |
| Pre-tax net operating income | $647,000 | 6,263 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $265,000 | 4,659 |
| Income before extraordinary items | $384,000 | 6,913 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $384,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $65,000 | 5,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $382,720 | 6,798 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 7,644 |
| Total interest expense | $1,229,000 | 7,556 |
| Net interest income | $1,363,000 | 7,572 |
| Provision for loan and lease losses | $6,000 | 8,054 |
| Total noninterest income | $112,000 | 8,345 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $95,000 | 6,675 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $17,000 | 8,847 |
| Total noninterest expense | $921,000 | 8,161 |
| Salaries and employee benefits | $576,000 | 7,777 |
| Premises and equipment expense | $101,000 | 8,285 |
| Additional noninterest expense | $244,000 | 8,270 |
| Pre-tax net operating income | $548,000 | 6,368 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $211,000 | 4,930 |
| Income before extraordinary items | $340,000 | 6,891 |
| Extraordinary gains, net | $10,000 | 94 |
| Net income | $350,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $65,000 | 6,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $338,080 | 6,787 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 7,757 |
| Total interest expense | $1,097,000 | 8,017 |
| Net interest income | $1,553,000 | 7,372 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $114,000 | 8,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $929,000 | 8,222 |
| Salaries and employee benefits | $571,000 | 7,859 |
| Premises and equipment expense | $115,000 | 8,191 |
| Additional noninterest expense | $243,000 | 8,398 |
| Pre-tax net operating income | $726,000 | 6,135 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $297,000 | 4,614 |
| Income before extraordinary items | $429,000 | 6,686 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $429,000 | 6,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $63,000 | 6,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $429,000 | 6,698 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 7,941 |
| Total interest expense | $1,100,000 | 7,905 |
| Net interest income | $1,372,000 | 7,829 |
| Provision for loan and lease losses | $6,000 | 8,268 |
| Total noninterest income | $119,000 | 8,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,383 |
| Total noninterest expense | $878,000 | 8,504 |
| Salaries and employee benefits | $538,000 | 8,113 |
| Premises and equipment expense | $109,000 | 8,449 |
| Additional noninterest expense | $231,000 | 8,740 |
| Pre-tax net operating income | $607,000 | 6,683 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $245,000 | 5,264 |
| Income before extraordinary items | $362,000 | 7,215 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $362,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $61,000 | 6,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $362,000 | 7,188 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 8,187 |
| Total interest expense | $1,076,000 | 8,210 |
| Net interest income | $1,345,000 | 8,007 |
| Provision for loan and lease losses | $16,000 | 7,917 |
| Total noninterest income | $126,000 | 8,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 6,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,566 |
| Total noninterest expense | $858,000 | 8,575 |
| Salaries and employee benefits | $530,000 | 8,174 |
| Premises and equipment expense | $118,000 | 8,318 |
| Additional noninterest expense | $210,000 | 9,017 |
| Pre-tax net operating income | $597,000 | 6,934 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $240,000 | 5,737 |
| Income before extraordinary items | $357,000 | 7,499 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $357,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $59,000 | 6,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $357,000 | 7,413 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 8,539 |
| Total interest expense | $1,038,000 | 8,583 |
| Net interest income | $1,345,000 | 8,372 |
| Provision for loan and lease losses | $27,000 | 7,550 |
| Total noninterest income | $138,000 | 8,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $861,000 | 8,815 |
| Salaries and employee benefits | $517,000 | 8,481 |
| Premises and equipment expense | $125,000 | 8,362 |
| Additional noninterest expense | $219,000 | 9,178 |
| Pre-tax net operating income | $595,000 | 7,453 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $245,000 | 6,308 |
| Income before extraordinary items | $350,000 | 7,998 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $350,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $57,000 | 7,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $350,000 | 7,941 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 8,977 |
| Total interest expense | $1,044,000 | 8,870 |
| Net interest income | $1,258,000 | 8,873 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $151,000 | 8,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $835,000 | 9,297 |
| Salaries and employee benefits | $501,000 | 8,885 |
| Premises and equipment expense | $125,000 | 8,668 |
| Additional noninterest expense | $209,000 | 9,841 |
| Pre-tax net operating income | $556,000 | 7,653 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $229,000 | 6,724 |
| Income before extraordinary items | $327,000 | 8,193 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $327,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $55,000 | 7,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $327,000 | 8,130 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 9,479 |
| Total interest expense | $837,000 | 9,833 |
| Net interest income | $1,323,000 | 9,011 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $159,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $912,000 | 9,314 |
| Salaries and employee benefits | $516,000 | 8,969 |
| Premises and equipment expense | $151,000 | 8,239 |
| Additional noninterest expense | $245,000 | 9,885 |
| Pre-tax net operating income | $540,000 | 8,217 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $236,000 | 6,858 |
| Income before extraordinary items | $319,000 | 8,751 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $319,000 | 8,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $309,400 | 8,808 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 9,868 |
| Total interest expense | $667,000 | 10,270 |
| Net interest income | $1,294,000 | 9,478 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $167,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $905,000 | 9,756 |
| Salaries and employee benefits | $515,000 | 9,254 |
| Premises and equipment expense | $124,000 | 9,273 |
| Additional noninterest expense | $266,000 | 10,340 |
| Pre-tax net operating income | $526,000 | 8,476 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $230,000 | 6,840 |
| Income before extraordinary items | $304,000 | 9,098 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $304,000 | 9,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $48,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $298,880 | 9,225 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 10,254 |
| Total interest expense | $730,000 | 10,409 |
| Net interest income | $1,235,000 | 9,951 |
| Provision for loan and lease losses | $34,000 | 8,267 |
| Total noninterest income | $185,000 | 9,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $910,000 | 10,154 |
| Salaries and employee benefits | $523,000 | 9,435 |
| Premises and equipment expense | $125,000 | 9,643 |
| Additional noninterest expense | $262,000 | 10,924 |
| Pre-tax net operating income | $476,000 | 8,815 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $203,000 | 7,553 |
| Income before extraordinary items | $276,000 | 9,749 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $276,000 | 9,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $46,000 | 8,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $274,080 | 9,505 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 10,737 |
| Total interest expense | $914,000 | 10,802 |
| Net interest income | $1,165,000 | 10,448 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $210,000 | 9,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $866,000 | 10,684 |
| Salaries and employee benefits | $502,000 | 9,764 |
| Premises and equipment expense | $115,000 | 10,217 |
| Additional noninterest expense | $249,000 | 11,542 |
| Pre-tax net operating income | $469,000 | 8,645 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $202,000 | 7,524 |
| Income before extraordinary items | $275,000 | 9,620 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $275,000 | 9,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $44,000 | 7,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $269,880 | 9,310 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.