Home > The Leaders Bank > Income and Expense
The Leaders Bank, Income and Expense
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 2,274 |
| Total interest expense | $293,000 | 1,710 |
| Net interest income | $2,426,000 | 2,313 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $80,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $71,000 | 2,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,505 |
| Total noninterest expense | $2,308,000 | 2,086 |
| Salaries and employee benefits | $1,197,000 | 2,244 |
| Premises and equipment expense | $166,000 | 2,573 |
| Additional noninterest expense | $945,000 | 1,640 |
| Pre-tax net operating income | $198,000 | 3,749 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-17,000 | 4,659 |
| Income before extraordinary items | $215,000 | 3,568 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $215,000 | 3,567 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $215,000 | 3,568 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $215,000 | 3,592 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,594,000 | 2,117 |
| Total interest expense | $1,856,000 | 1,403 |
| Net interest income | $10,738,000 | 2,216 |
| Provision for loan and lease losses | $150,000 | 1,910 |
| Total noninterest income | $372,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $296,000 | 2,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 4,433 |
| Total noninterest expense | $8,386,000 | 2,216 |
| Salaries and employee benefits | $5,030,000 | 2,167 |
| Premises and equipment expense | $699,000 | 2,514 |
| Additional noninterest expense | $2,657,000 | 2,167 |
| Pre-tax net operating income | $2,574,000 | 2,868 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $163,000 | 2,806 |
| Income before extraordinary items | $2,411,000 | 2,792 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,411,000 | 2,793 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,411,000 | 2,793 |
| Net charge-offs | $23,000 | 2,014 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,411,000 | 2,775 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,010,000 | 2,248 |
| Total interest expense | $1,518,000 | 1,386 |
| Net interest income | $7,492,000 | 2,371 |
| Provision for loan and lease losses | $150,000 | 1,662 |
| Total noninterest income | $276,000 | 3,945 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $218,000 | 2,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 4,492 |
| Total noninterest expense | $6,245,000 | 2,238 |
| Salaries and employee benefits | $3,805,000 | 2,160 |
| Premises and equipment expense | $530,000 | 2,523 |
| Additional noninterest expense | $1,910,000 | 2,224 |
| Pre-tax net operating income | $1,373,000 | 3,369 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $130,000 | 2,804 |
| Income before extraordinary items | $1,243,000 | 3,369 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,243,000 | 3,369 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,243,000 | 3,369 |
| Net charge-offs | $55,000 | 1,315 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,243,000 | 3,338 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,172,000 | 2,187 |
| Total interest expense | $1,134,000 | 1,317 |
| Net interest income | $5,038,000 | 2,340 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $182,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $145,000 | 2,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,532 |
| Total noninterest expense | $4,179,000 | 2,217 |
| Salaries and employee benefits | $2,562,000 | 2,144 |
| Premises and equipment expense | $363,000 | 2,465 |
| Additional noninterest expense | $1,254,000 | 2,231 |
| Pre-tax net operating income | $891,000 | 3,403 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $891,000 | 3,267 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $891,000 | 3,266 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $891,000 | 3,267 |
| Net charge-offs | $194,000 | 664 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $891,000 | 3,242 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 2,157 |
| Total interest expense | $666,000 | 1,191 |
| Net interest income | $2,451,000 | 2,369 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $92,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $75,000 | 2,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,538 |
| Total noninterest expense | $2,101,000 | 2,196 |
| Salaries and employee benefits | $1,286,000 | 2,125 |
| Premises and equipment expense | $194,000 | 2,389 |
| Additional noninterest expense | $621,000 | 2,216 |
| Pre-tax net operating income | $367,000 | 3,588 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $367,000 | 3,462 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $367,000 | 3,463 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $367,000 | 3,462 |
| Net charge-offs | $190,000 | 446 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $367,000 | 3,439 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,495,000 | 2,040 |
| Total interest expense | $4,195,000 | 1,118 |
| Net interest income | $9,300,000 | 2,380 |
| Provision for loan and lease losses | $300,000 | 2,662 |
| Total noninterest income | $-71,000 | 4,977 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $300,000 | 2,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-371,000 | 4,993 |
| Total noninterest expense | $8,338,000 | 2,207 |
| Salaries and employee benefits | $5,300,000 | 2,063 |
| Premises and equipment expense | $685,000 | 2,565 |
| Additional noninterest expense | $2,353,000 | 2,284 |
| Pre-tax net operating income | $591,000 | 4,111 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $591,000 | 4,089 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $591,000 | 4,088 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $591,000 | 4,089 |
| Net charge-offs | $32,000 | 2,613 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $591,000 | 4,024 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,166,000 | 2,042 |
| Total interest expense | $3,356,000 | 1,123 |
| Net interest income | $6,810,000 | 2,406 |
| Provision for loan and lease losses | $225,000 | 2,648 |
| Total noninterest income | $265,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $220,000 | 2,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 4,587 |
| Total noninterest expense | $6,303,000 | 2,177 |
| Salaries and employee benefits | $4,081,000 | 2,016 |
| Premises and equipment expense | $502,000 | 2,596 |
| Additional noninterest expense | $1,720,000 | 2,296 |
| Pre-tax net operating income | $547,000 | 3,988 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $547,000 | 3,942 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $547,000 | 3,942 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $547,000 | 3,942 |
| Net charge-offs | $23,000 | 2,435 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $547,000 | 3,887 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,019,000 | 2,011 |
| Total interest expense | $2,369,000 | 1,148 |
| Net interest income | $4,650,000 | 2,383 |
| Provision for loan and lease losses | $150,000 | 2,632 |
| Total noninterest income | $178,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $146,000 | 2,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,547 |
| Total noninterest expense | $4,215,000 | 2,172 |
| Salaries and employee benefits | $2,732,000 | 2,009 |
| Premises and equipment expense | $333,000 | 2,605 |
| Additional noninterest expense | $1,150,000 | 2,280 |
| Pre-tax net operating income | $463,000 | 3,786 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $463,000 | 3,731 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $463,000 | 3,731 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $463,000 | 3,731 |
| Net charge-offs | $22,000 | 2,145 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $463,000 | 3,686 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 1,962 |
| Total interest expense | $1,266,000 | 1,177 |
| Net interest income | $2,365,000 | 2,315 |
| Provision for loan and lease losses | $75,000 | 2,175 |
| Total noninterest income | $107,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $81,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 4,301 |
| Total noninterest expense | $2,165,000 | 2,156 |
| Salaries and employee benefits | $1,376,000 | 2,010 |
| Premises and equipment expense | $165,000 | 2,632 |
| Additional noninterest expense | $624,000 | 2,183 |
| Pre-tax net operating income | $232,000 | 3,656 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $232,000 | 3,556 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $232,000 | 3,557 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $232,000 | 3,557 |
| Net charge-offs | $22,000 | 1,562 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $232,000 | 3,533 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,955,000 | 1,835 |
| Total interest expense | $4,796,000 | 1,288 |
| Net interest income | $11,159,000 | 2,042 |
| Provision for loan and lease losses | $300,000 | 1,946 |
| Total noninterest income | $537,000 | 3,600 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $327,000 | 2,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,902 |
| Total noninterest expense | $8,127,000 | 2,229 |
| Salaries and employee benefits | $4,980,000 | 2,110 |
| Premises and equipment expense | $633,000 | 2,710 |
| Additional noninterest expense | $2,514,000 | 2,209 |
| Pre-tax net operating income | $3,269,000 | 2,331 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-11,000 | 5,018 |
| Income before extraordinary items | $3,280,000 | 2,173 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,280,000 | 2,175 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,280,000 | 2,175 |
| Net charge-offs | $-58,000 | 4,802 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,280,000 | 2,132 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,915,000 | 1,863 |
| Total interest expense | $3,417,000 | 1,342 |
| Net interest income | $8,498,000 | 2,041 |
| Provision for loan and lease losses | $225,000 | 1,834 |
| Total noninterest income | $374,000 | 3,707 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $241,000 | 2,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 4,080 |
| Total noninterest expense | $6,063,000 | 2,236 |
| Salaries and employee benefits | $3,723,000 | 2,128 |
| Premises and equipment expense | $474,000 | 2,733 |
| Additional noninterest expense | $1,866,000 | 2,223 |
| Pre-tax net operating income | $2,584,000 | 2,325 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $-11,000 | 5,131 |
| Income before extraordinary items | $2,595,000 | 2,143 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,595,000 | 2,143 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,595,000 | 2,144 |
| Net charge-offs | $-2,000 | 4,087 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,595,000 | 2,112 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,827,000 | 1,882 |
| Total interest expense | $2,117,000 | 1,400 |
| Net interest income | $5,710,000 | 2,027 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $218,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $157,000 | 2,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 4,378 |
| Total noninterest expense | $4,078,000 | 2,227 |
| Salaries and employee benefits | $2,496,000 | 2,121 |
| Premises and equipment expense | $314,000 | 2,744 |
| Additional noninterest expense | $1,268,000 | 2,206 |
| Pre-tax net operating income | $1,700,000 | 2,310 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-11,000 | 5,170 |
| Income before extraordinary items | $1,711,000 | 2,150 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,711,000 | 2,148 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,711,000 | 2,150 |
| Net charge-offs | $11,000 | 2,558 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,711,000 | 2,124 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 1,918 |
| Total interest expense | $945,000 | 1,493 |
| Net interest income | $2,865,000 | 2,031 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $114,000 | 3,786 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $77,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,220 |
| Total noninterest expense | $2,034,000 | 2,241 |
| Salaries and employee benefits | $1,231,000 | 2,157 |
| Premises and equipment expense | $167,000 | 2,664 |
| Additional noninterest expense | $636,000 | 2,194 |
| Pre-tax net operating income | $870,000 | 2,244 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-11,000 | 5,209 |
| Income before extraordinary items | $881,000 | 2,054 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $881,000 | 2,053 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $881,000 | 2,053 |
| Net charge-offs | $11,000 | 1,939 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $881,000 | 2,039 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,459,000 | 1,909 |
| Total interest expense | $3,110,000 | 1,390 |
| Net interest income | $11,349,000 | 2,035 |
| Provision for loan and lease losses | $300,000 | 1,959 |
| Total noninterest income | $-528,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $321,000 | 2,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-849,000 | 5,403 |
| Total noninterest expense | $8,897,000 | 2,080 |
| Salaries and employee benefits | $4,931,000 | 2,113 |
| Premises and equipment expense | $1,110,000 | 1,900 |
| Additional noninterest expense | $2,856,000 | 2,002 |
| Pre-tax net operating income | $1,624,000 | 3,419 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-356,000 | 5,351 |
| Income before extraordinary items | $1,980,000 | 2,950 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,980,000 | 2,949 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,980,000 | 2,949 |
| Net charge-offs | $144,000 | 1,887 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,980,000 | 2,949 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,685,000 | 1,925 |
| Total interest expense | $2,275,000 | 1,342 |
| Net interest income | $8,410,000 | 2,055 |
| Provision for loan and lease losses | $225,000 | 1,851 |
| Total noninterest income | $-655,000 | 5,472 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $239,000 | 2,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-894,000 | 5,481 |
| Total noninterest expense | $6,773,000 | 2,056 |
| Salaries and employee benefits | $3,783,000 | 2,072 |
| Premises and equipment expense | $771,000 | 2,020 |
| Additional noninterest expense | $2,219,000 | 1,941 |
| Pre-tax net operating income | $757,000 | 4,094 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-367,000 | 5,445 |
| Income before extraordinary items | $1,124,000 | 3,416 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,124,000 | 3,415 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,124,000 | 3,415 |
| Net charge-offs | $343,000 | 912 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,124,000 | 3,415 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,060,000 | 1,926 |
| Total interest expense | $1,481,000 | 1,298 |
| Net interest income | $5,579,000 | 2,064 |
| Provision for loan and lease losses | $150,000 | 1,766 |
| Total noninterest income | $-841,000 | 5,539 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $158,000 | 2,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-999,000 | 5,548 |
| Total noninterest expense | $4,611,000 | 2,040 |
| Salaries and employee benefits | $2,533,000 | 2,084 |
| Premises and equipment expense | $537,000 | 1,976 |
| Additional noninterest expense | $1,541,000 | 1,877 |
| Pre-tax net operating income | $-23,000 | 5,379 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-367,000 | 5,506 |
| Income before extraordinary items | $344,000 | 4,375 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $344,000 | 4,374 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $344,000 | 4,374 |
| Net charge-offs | $343,000 | 674 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $344,000 | 4,384 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 1,935 |
| Total interest expense | $711,000 | 1,290 |
| Net interest income | $2,782,000 | 2,072 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $49,000 | 4,784 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $79,000 | 2,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-30,000 | 5,586 |
| Total noninterest expense | $2,356,000 | 2,027 |
| Salaries and employee benefits | $1,279,000 | 2,096 |
| Premises and equipment expense | $270,000 | 2,004 |
| Additional noninterest expense | $807,000 | 1,808 |
| Pre-tax net operating income | $400,000 | 3,432 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-367,000 | 5,581 |
| Income before extraordinary items | $767,000 | 2,226 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $767,000 | 2,225 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $767,000 | 2,226 |
| Net charge-offs | $266,000 | 460 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $767,000 | 2,216 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,311,000 | 1,951 |
| Total interest expense | $2,356,000 | 1,349 |
| Net interest income | $10,955,000 | 2,073 |
| Provision for loan and lease losses | $1,700,000 | 587 |
| Total noninterest income | $762,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $334,000 | 2,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 3,369 |
| Total noninterest expense | $9,076,000 | 2,065 |
| Salaries and employee benefits | $4,972,000 | 2,094 |
| Premises and equipment expense | $1,029,000 | 2,065 |
| Additional noninterest expense | $3,075,000 | 1,892 |
| Pre-tax net operating income | $941,000 | 4,136 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,605,000 | 1,065 |
| Income before extraordinary items | $-1,664,000 | 5,606 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,664,000 | 5,606 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,664,000 | 5,606 |
| Net charge-offs | $2,543,000 | 326 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-1,664,000 | 5,607 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,899,000 | 1,962 |
| Total interest expense | $1,659,000 | 1,403 |
| Net interest income | $8,240,000 | 2,072 |
| Provision for loan and lease losses | $525,000 | 1,112 |
| Total noninterest income | $197,000 | 4,683 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $248,000 | 2,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-51,000 | 5,690 |
| Total noninterest expense | $6,556,000 | 2,130 |
| Salaries and employee benefits | $3,737,000 | 2,105 |
| Premises and equipment expense | $765,000 | 2,085 |
| Additional noninterest expense | $2,054,000 | 2,071 |
| Pre-tax net operating income | $1,356,000 | 3,333 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,356,000 | 3,017 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,356,000 | 3,016 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,356,000 | 3,017 |
| Net charge-offs | $1,518,000 | 366 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,356,000 | 2,996 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,435,000 | 1,991 |
| Total interest expense | $1,042,000 | 1,432 |
| Net interest income | $5,393,000 | 2,094 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $88,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $163,000 | 2,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-75,000 | 5,754 |
| Total noninterest expense | $4,348,000 | 2,148 |
| Salaries and employee benefits | $2,515,000 | 2,097 |
| Premises and equipment expense | $510,000 | 2,087 |
| Additional noninterest expense | $1,323,000 | 2,137 |
| Pre-tax net operating income | $983,000 | 3,153 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $983,000 | 2,850 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $983,000 | 2,850 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $983,000 | 2,850 |
| Net charge-offs | $272,000 | 884 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $983,000 | 2,832 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 2,052 |
| Total interest expense | $502,000 | 1,454 |
| Net interest income | $2,600,000 | 2,156 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $103,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $84,000 | 2,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 5,059 |
| Total noninterest expense | $2,200,000 | 2,154 |
| Salaries and employee benefits | $1,259,000 | 2,117 |
| Premises and equipment expense | $267,000 | 2,041 |
| Additional noninterest expense | $674,000 | 2,105 |
| Pre-tax net operating income | $428,000 | 3,334 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $428,000 | 3,006 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $428,000 | 3,006 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $428,000 | 3,006 |
| Net charge-offs | $205,000 | 590 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $428,000 | 2,987 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,360,000 | 1,890 |
| Total interest expense | $2,164,000 | 1,318 |
| Net interest income | $11,196,000 | 1,979 |
| Provision for loan and lease losses | $400,000 | 1,679 |
| Total noninterest income | $520,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $344,000 | 2,730 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $176,000 | 4,482 |
| Total noninterest expense | $8,763,000 | 2,131 |
| Salaries and employee benefits | $4,864,000 | 2,134 |
| Premises and equipment expense | $1,040,000 | 2,077 |
| Additional noninterest expense | $2,859,000 | 2,059 |
| Pre-tax net operating income | $2,553,000 | 2,643 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,553,000 | 2,373 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,553,000 | 2,370 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,553,000 | 2,372 |
| Net charge-offs | $1,428,000 | 513 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,553,000 | 2,320 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,207,000 | 1,869 |
| Total interest expense | $1,634,000 | 1,308 |
| Net interest income | $8,573,000 | 1,954 |
| Provision for loan and lease losses | $400,000 | 1,350 |
| Total noninterest income | $418,000 | 3,958 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $259,000 | 2,728 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $159,000 | 4,343 |
| Total noninterest expense | $6,436,000 | 2,170 |
| Salaries and employee benefits | $3,667,000 | 2,118 |
| Premises and equipment expense | $778,000 | 2,098 |
| Additional noninterest expense | $1,991,000 | 2,189 |
| Pre-tax net operating income | $2,155,000 | 2,502 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,155,000 | 2,219 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,155,000 | 2,218 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,155,000 | 2,219 |
| Net charge-offs | $138,000 | 1,766 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,155,000 | 2,151 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,973,000 | 1,821 |
| Total interest expense | $1,096,000 | 1,301 |
| Net interest income | $5,877,000 | 1,899 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $307,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $178,000 | 2,642 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $129,000 | 4,159 |
| Total noninterest expense | $4,313,000 | 2,165 |
| Salaries and employee benefits | $2,443,000 | 2,128 |
| Premises and equipment expense | $527,000 | 2,071 |
| Additional noninterest expense | $1,343,000 | 2,190 |
| Pre-tax net operating income | $1,871,000 | 2,049 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,871,000 | 1,766 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,871,000 | 1,766 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,871,000 | 1,766 |
| Net charge-offs | $-31,000 | 5,363 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,871,000 | 1,719 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 1,791 |
| Total interest expense | $559,000 | 1,268 |
| Net interest income | $2,987,000 | 1,876 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $139,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $97,000 | 2,478 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $42,000 | 4,587 |
| Total noninterest expense | $2,172,000 | 2,173 |
| Salaries and employee benefits | $1,236,000 | 2,121 |
| Premises and equipment expense | $270,000 | 2,039 |
| Additional noninterest expense | $666,000 | 2,187 |
| Pre-tax net operating income | $954,000 | 1,990 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $954,000 | 1,690 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $954,000 | 1,691 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $954,000 | 1,691 |
| Net charge-offs | $-16,000 | 5,392 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $954,000 | 1,651 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,470,000 | 1,710 |
| Total interest expense | $2,273,000 | 1,218 |
| Net interest income | $12,197,000 | 1,801 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $169,000 | 5,347 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $392,000 | 2,548 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-223,000 | 6,146 |
| Total noninterest expense | $9,322,000 | 2,024 |
| Salaries and employee benefits | $5,064,000 | 2,026 |
| Premises and equipment expense | $1,052,000 | 2,094 |
| Additional noninterest expense | $3,206,000 | 1,885 |
| Pre-tax net operating income | $3,044,000 | 2,303 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-7,500,000 | 6,160 |
| Income before extraordinary items | $10,544,000 | 693 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $10,544,000 | 691 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,544,000 | 693 |
| Net charge-offs | $442,000 | 1,278 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $10,544,000 | 681 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,606,000 | 1,761 |
| Total interest expense | $1,689,000 | 1,244 |
| Net interest income | $8,917,000 | 1,854 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $373,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $287,000 | 2,611 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 5,035 |
| Total noninterest expense | $7,026,000 | 2,017 |
| Salaries and employee benefits | $3,764,000 | 2,059 |
| Premises and equipment expense | $800,000 | 2,105 |
| Additional noninterest expense | $2,462,000 | 1,842 |
| Pre-tax net operating income | $2,264,000 | 2,349 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,264,000 | 2,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,264,000 | 2,057 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,264,000 | 2,057 |
| Net charge-offs | $543,000 | 812 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,264,000 | 2,003 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,046,000 | 1,777 |
| Total interest expense | $1,115,000 | 1,253 |
| Net interest income | $5,931,000 | 1,864 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $286,000 | 4,010 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $194,000 | 2,552 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $92,000 | 4,607 |
| Total noninterest expense | $4,798,000 | 1,989 |
| Salaries and employee benefits | $2,556,000 | 2,045 |
| Premises and equipment expense | $545,000 | 2,081 |
| Additional noninterest expense | $1,697,000 | 1,792 |
| Pre-tax net operating income | $1,419,000 | 2,441 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,419,000 | 2,144 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,419,000 | 2,146 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,419,000 | 2,146 |
| Net charge-offs | $434,000 | 711 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,419,000 | 2,093 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 1,817 |
| Total interest expense | $554,000 | 1,265 |
| Net interest income | $2,885,000 | 1,903 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $126,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $99,000 | 2,487 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 5,145 |
| Total noninterest expense | $2,414,000 | 1,966 |
| Salaries and employee benefits | $1,291,000 | 2,025 |
| Premises and equipment expense | $273,000 | 2,107 |
| Additional noninterest expense | $850,000 | 1,771 |
| Pre-tax net operating income | $597,000 | 2,697 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $597,000 | 2,397 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $597,000 | 2,399 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $597,000 | 2,399 |
| Net charge-offs | $438,000 | 400 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $597,000 | 2,329 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,868,000 | 1,809 |
| Total interest expense | $2,203,000 | 1,323 |
| Net interest income | $11,665,000 | 1,871 |
| Provision for loan and lease losses | $1,000,000 | 868 |
| Total noninterest income | $101,000 | 5,966 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $389,000 | 2,740 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-288,000 | 6,446 |
| Total noninterest expense | $10,172,000 | 1,854 |
| Salaries and employee benefits | $5,038,000 | 2,030 |
| Premises and equipment expense | $1,725,000 | 1,381 |
| Additional noninterest expense | $3,409,000 | 1,811 |
| Pre-tax net operating income | $594,000 | 4,862 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $594,000 | 4,713 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $594,000 | 4,713 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $594,000 | 4,713 |
| Net charge-offs | $9,875,000 | 131 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $594,000 | 4,665 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,389,000 | 1,824 |
| Total interest expense | $1,637,000 | 1,348 |
| Net interest income | $8,752,000 | 1,878 |
| Provision for loan and lease losses | $1,000,000 | 664 |
| Total noninterest income | $98,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $288,000 | 2,789 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-190,000 | 6,528 |
| Total noninterest expense | $7,920,000 | 1,801 |
| Salaries and employee benefits | $3,835,000 | 2,003 |
| Premises and equipment expense | $1,465,000 | 1,233 |
| Additional noninterest expense | $2,620,000 | 1,758 |
| Pre-tax net operating income | $-70,000 | 6,228 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-70,000 | 6,241 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-70,000 | 6,241 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-70,000 | 6,241 |
| Net charge-offs | $2,201,000 | 345 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-70,000 | 6,234 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,974,000 | 1,805 |
| Total interest expense | $1,078,000 | 1,380 |
| Net interest income | $5,896,000 | 1,859 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $50,000 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $187,000 | 2,826 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-137,000 | 6,602 |
| Total noninterest expense | $5,585,000 | 1,704 |
| Salaries and employee benefits | $2,570,000 | 2,007 |
| Premises and equipment expense | $1,202,000 | 1,020 |
| Additional noninterest expense | $1,813,000 | 1,699 |
| Pre-tax net operating income | $361,000 | 4,661 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $361,000 | 4,457 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $361,000 | 4,460 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $361,000 | 4,461 |
| Net charge-offs | $463,000 | 929 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $361,000 | 4,410 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 1,822 |
| Total interest expense | $538,000 | 1,405 |
| Net interest income | $2,896,000 | 1,876 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $23,000 | 6,176 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $92,000 | 2,836 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-69,000 | 6,649 |
| Total noninterest expense | $3,160,000 | 1,520 |
| Salaries and employee benefits | $1,288,000 | 2,016 |
| Premises and equipment expense | $932,000 | 684 |
| Additional noninterest expense | $940,000 | 1,632 |
| Pre-tax net operating income | $-241,000 | 6,560 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-241,000 | 6,561 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-241,000 | 6,561 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-241,000 | 6,561 |
| Net charge-offs | $150,000 | 1,118 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-241,000 | 6,561 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,295,000 | 1,744 |
| Total interest expense | $2,564,000 | 1,323 |
| Net interest income | $11,731,000 | 1,830 |
| Provision for loan and lease losses | $1,000,000 | 1,089 |
| Total noninterest income | $16,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $443,000 | 2,612 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-427,000 | 6,725 |
| Total noninterest expense | $10,293,000 | 1,849 |
| Salaries and employee benefits | $4,778,000 | 2,141 |
| Premises and equipment expense | $1,405,000 | 1,672 |
| Additional noninterest expense | $4,110,000 | 1,589 |
| Pre-tax net operating income | $454,000 | 5,102 |
| Securities gains (losses) | $282,000 | 720 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $736,000 | 4,370 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $736,000 | 4,374 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $736,000 | 4,375 |
| Net charge-offs | $2,361,000 | 662 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $454,000 | 4,944 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,675,000 | 1,759 |
| Total interest expense | $1,983,000 | 1,315 |
| Net interest income | $8,692,000 | 1,852 |
| Provision for loan and lease losses | $1,000,000 | 876 |
| Total noninterest income | $279,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $337,000 | 2,607 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-58,000 | 6,698 |
| Total noninterest expense | $7,539,000 | 1,893 |
| Salaries and employee benefits | $3,532,000 | 2,162 |
| Premises and equipment expense | $1,055,000 | 1,678 |
| Additional noninterest expense | $2,952,000 | 1,636 |
| Pre-tax net operating income | $432,000 | 4,937 |
| Securities gains (losses) | $282,000 | 667 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $714,000 | 4,030 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $714,000 | 4,032 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $714,000 | 4,033 |
| Net charge-offs | $1,192,000 | 890 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $432,000 | 4,717 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,159,000 | 1,748 |
| Total interest expense | $1,353,000 | 1,325 |
| Net interest income | $5,806,000 | 1,835 |
| Provision for loan and lease losses | $1,000,000 | 679 |
| Total noninterest income | $463,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $225,000 | 2,570 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $238,000 | 3,532 |
| Total noninterest expense | $5,047,000 | 1,885 |
| Salaries and employee benefits | $2,370,000 | 2,160 |
| Premises and equipment expense | $721,000 | 1,647 |
| Additional noninterest expense | $1,956,000 | 1,638 |
| Pre-tax net operating income | $222,000 | 5,197 |
| Securities gains (losses) | $282,000 | 586 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $504,000 | 3,915 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $504,000 | 3,918 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $504,000 | 3,919 |
| Net charge-offs | $260,000 | 1,828 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $222,000 | 5,029 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 1,773 |
| Total interest expense | $685,000 | 1,354 |
| Net interest income | $2,872,000 | 1,859 |
| Provision for loan and lease losses | $600,000 | 594 |
| Total noninterest income | $212,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $113,000 | 2,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $99,000 | 3,764 |
| Total noninterest expense | $2,470,000 | 1,935 |
| Salaries and employee benefits | $1,183,000 | 2,187 |
| Premises and equipment expense | $360,000 | 1,678 |
| Additional noninterest expense | $927,000 | 1,725 |
| Pre-tax net operating income | $14,000 | 6,216 |
| Securities gains (losses) | $282,000 | 344 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $296,000 | 3,592 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $296,000 | 3,592 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $296,000 | 3,594 |
| Net charge-offs | $200,000 | 1,352 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $14,000 | 6,197 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,541,000 | 1,610 |
| Total interest expense | $3,504,000 | 1,281 |
| Net interest income | $13,037,000 | 1,699 |
| Provision for loan and lease losses | $5,700,000 | 458 |
| Total noninterest income | $-246,000 | 6,944 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $565,000 | 2,256 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-811,000 | 6,984 |
| Total noninterest expense | $11,123,000 | 1,733 |
| Salaries and employee benefits | $4,609,000 | 2,168 |
| Premises and equipment expense | $1,406,000 | 1,673 |
| Additional noninterest expense | $5,108,000 | 1,330 |
| Pre-tax net operating income | $-4,032,000 | 6,929 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-4,032,000 | 6,937 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,032,000 | 6,936 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,032,000 | 6,936 |
| Net charge-offs | $8,977,000 | 351 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $27,075,000 | 12 |
| Net operating income | $-4,032,000 | 6,930 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,706,000 | 1,602 |
| Total interest expense | $2,768,000 | 1,271 |
| Net interest income | $9,938,000 | 1,684 |
| Provision for loan and lease losses | $5,700,000 | 364 |
| Total noninterest income | $-171,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $448,000 | 2,187 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-619,000 | 7,098 |
| Total noninterest expense | $8,267,000 | 1,742 |
| Salaries and employee benefits | $3,410,000 | 2,187 |
| Premises and equipment expense | $1,067,000 | 1,660 |
| Additional noninterest expense | $3,790,000 | 1,343 |
| Pre-tax net operating income | $-4,200,000 | 7,073 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-4,200,000 | 7,083 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,200,000 | 7,083 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,200,000 | 7,083 |
| Net charge-offs | $8,607,000 | 295 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $27,075,000 | 12 |
| Net operating income | $-4,200,000 | 7,074 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,633,000 | 1,582 |
| Total interest expense | $1,928,000 | 1,259 |
| Net interest income | $6,705,000 | 1,649 |
| Provision for loan and lease losses | $2,400,000 | 558 |
| Total noninterest income | $302,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $312,000 | 2,085 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-10,000 | 6,837 |
| Total noninterest expense | $5,594,000 | 1,734 |
| Salaries and employee benefits | $2,209,000 | 2,252 |
| Premises and equipment expense | $764,000 | 1,553 |
| Additional noninterest expense | $2,621,000 | 1,294 |
| Pre-tax net operating income | $-987,000 | 6,966 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-987,000 | 6,996 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-987,000 | 6,995 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-987,000 | 6,996 |
| Net charge-offs | $3,445,000 | 468 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $27,075,000 | 10 |
| Net operating income | $-987,000 | 6,977 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,627,000 | 1,488 |
| Total interest expense | $1,032,000 | 1,232 |
| Net interest income | $3,595,000 | 1,556 |
| Provision for loan and lease losses | $1,200,000 | 541 |
| Total noninterest income | $640,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $160,000 | 2,028 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $480,000 | 1,548 |
| Total noninterest expense | $2,782,000 | 1,738 |
| Salaries and employee benefits | $1,128,000 | 2,209 |
| Premises and equipment expense | $392,000 | 1,526 |
| Additional noninterest expense | $1,262,000 | 1,332 |
| Pre-tax net operating income | $253,000 | 4,152 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $253,000 | 3,960 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $253,000 | 3,963 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $253,000 | 3,962 |
| Net charge-offs | $933,000 | 700 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $27,327,000 | 5 |
| Net operating income | $253,000 | 3,800 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,960,000 | 1,368 |
| Total interest expense | $5,646,000 | 1,065 |
| Net interest income | $15,314,000 | 1,452 |
| Provision for loan and lease losses | $23,322,000 | 202 |
| Total noninterest income | $-5,220,000 | 7,333 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $719,000 | 1,940 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-5,939,000 | 7,338 |
| Total noninterest expense | $14,379,000 | 1,359 |
| Salaries and employee benefits | $5,330,000 | 1,835 |
| Premises and equipment expense | $1,682,000 | 1,481 |
| Additional noninterest expense | $7,367,000 | 956 |
| Pre-tax net operating income | $-27,607,000 | 7,321 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $136,000 | 3,180 |
| Income before extraordinary items | $-27,743,000 | 7,320 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-27,743,000 | 7,320 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-27,743,000 | 7,320 |
| Net charge-offs | $24,528,000 | 217 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-27,743,000 | 7,317 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,483,000 | 1,317 |
| Total interest expense | $4,460,000 | 1,057 |
| Net interest income | $12,023,000 | 1,396 |
| Provision for loan and lease losses | $20,629,000 | 174 |
| Total noninterest income | $-3,024,000 | 7,410 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $558,000 | 1,891 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-3,582,000 | 7,413 |
| Total noninterest expense | $9,971,000 | 1,464 |
| Salaries and employee benefits | $3,956,000 | 1,859 |
| Premises and equipment expense | $1,282,000 | 1,476 |
| Additional noninterest expense | $4,733,000 | 1,113 |
| Pre-tax net operating income | $-21,601,000 | 7,404 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $137,000 | 2,975 |
| Income before extraordinary items | $-21,738,000 | 7,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-21,738,000 | 7,403 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-21,738,000 | 7,403 |
| Net charge-offs | $23,517,000 | 175 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-21,738,000 | 7,400 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,271,000 | 1,293 |
| Total interest expense | $3,088,000 | 1,062 |
| Net interest income | $8,183,000 | 1,358 |
| Provision for loan and lease losses | $6,550,000 | 331 |
| Total noninterest income | $-2,073,000 | 7,482 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $385,000 | 1,823 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,458,000 | 7,482 |
| Total noninterest expense | $6,653,000 | 1,479 |
| Salaries and employee benefits | $2,706,000 | 1,815 |
| Premises and equipment expense | $861,000 | 1,463 |
| Additional noninterest expense | $3,086,000 | 1,147 |
| Pre-tax net operating income | $-7,093,000 | 7,411 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-7,093,000 | 7,411 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,093,000 | 7,411 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-7,093,000 | 7,411 |
| Net charge-offs | $7,476,000 | 336 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-7,093,000 | 7,410 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 1,235 |
| Total interest expense | $1,599,000 | 1,065 |
| Net interest income | $4,345,000 | 1,282 |
| Provision for loan and lease losses | $3,200,000 | 345 |
| Total noninterest income | $-1,909,000 | 7,558 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $200,000 | 1,750 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-2,109,000 | 7,564 |
| Total noninterest expense | $3,059,000 | 1,622 |
| Salaries and employee benefits | $1,387,000 | 1,784 |
| Premises and equipment expense | $429,000 | 1,506 |
| Additional noninterest expense | $1,243,000 | 1,408 |
| Pre-tax net operating income | $-3,823,000 | 7,485 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-3,823,000 | 7,479 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,823,000 | 7,479 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,823,000 | 7,479 |
| Net charge-offs | $4,883,000 | 280 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-3,823,000 | 7,482 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $27,714,000 | 1,121 |
| Total interest expense | $8,703,000 | 959 |
| Net interest income | $19,011,000 | 1,178 |
| Provision for loan and lease losses | $24,867,000 | 297 |
| Total noninterest income | $-2,495,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,034,000 | 1,472 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,529,000 | 7,611 |
| Total noninterest expense | $13,956,000 | 1,431 |
| Salaries and employee benefits | $5,099,000 | 1,904 |
| Premises and equipment expense | $2,190,000 | 1,185 |
| Additional noninterest expense | $6,667,000 | 1,103 |
| Pre-tax net operating income | $-22,307,000 | 7,531 |
| Securities gains (losses) | $787,000 | 601 |
| Applicable income taxes | $2,474,000 | 617 |
| Income before extraordinary items | $-23,994,000 | 7,535 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-23,994,000 | 7,535 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-23,994,000 | 7,535 |
| Net charge-offs | $13,192,000 | 484 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-24,781,000 | 7,538 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,250,000 | 1,105 |
| Total interest expense | $6,837,000 | 946 |
| Net interest income | $14,413,000 | 1,179 |
| Provision for loan and lease losses | $22,867,000 | 259 |
| Total noninterest income | $-2,517,000 | 7,734 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $797,000 | 1,470 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-3,314,000 | 7,735 |
| Total noninterest expense | $9,714,000 | 1,513 |
| Salaries and employee benefits | $3,822,000 | 1,904 |
| Premises and equipment expense | $1,364,000 | 1,426 |
| Additional noninterest expense | $4,528,000 | 1,189 |
| Pre-tax net operating income | $-20,685,000 | 7,663 |
| Securities gains (losses) | $429,000 | 843 |
| Applicable income taxes | $2,474,000 | 506 |
| Income before extraordinary items | $-22,730,000 | 7,675 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-22,730,000 | 7,675 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-22,730,000 | 7,675 |
| Net charge-offs | $12,275,000 | 387 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-23,159,000 | 7,671 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,601,000 | 1,082 |
| Total interest expense | $4,813,000 | 929 |
| Net interest income | $9,788,000 | 1,151 |
| Provision for loan and lease losses | $7,585,000 | 446 |
| Total noninterest income | $-1,370,000 | 7,794 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $527,000 | 1,496 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,897,000 | 7,795 |
| Total noninterest expense | $6,120,000 | 1,613 |
| Salaries and employee benefits | $2,584,000 | 1,894 |
| Premises and equipment expense | $919,000 | 1,434 |
| Additional noninterest expense | $2,617,000 | 1,361 |
| Pre-tax net operating income | $-5,287,000 | 7,566 |
| Securities gains (losses) | $254,000 | 796 |
| Applicable income taxes | $288,000 | 1,781 |
| Income before extraordinary items | $-5,321,000 | 7,604 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,321,000 | 7,604 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,321,000 | 7,604 |
| Net charge-offs | $6,102,000 | 496 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,575,000 | 7,606 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,393,000 | 1,087 |
| Total interest expense | $2,523,000 | 930 |
| Net interest income | $4,870,000 | 1,165 |
| Provision for loan and lease losses | $1,650,000 | 841 |
| Total noninterest income | $303,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $273,000 | 1,437 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 5,438 |
| Total noninterest expense | $3,126,000 | 1,604 |
| Salaries and employee benefits | $1,374,000 | 1,821 |
| Premises and equipment expense | $468,000 | 1,454 |
| Additional noninterest expense | $1,284,000 | 1,388 |
| Pre-tax net operating income | $397,000 | 2,847 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $146,000 | 1,761 |
| Income before extraordinary items | $251,000 | 3,475 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $251,000 | 3,472 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $251,000 | 3,474 |
| Net charge-offs | $56,000 | 3,624 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $251,000 | 3,349 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $30,492,000 | 1,119 |
| Total interest expense | $12,887,000 | 918 |
| Net interest income | $17,605,000 | 1,272 |
| Provision for loan and lease losses | $10,163,000 | 861 |
| Total noninterest income | $1,026,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,097,000 | 1,541 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-71,000 | 7,562 |
| Total noninterest expense | $12,727,000 | 1,617 |
| Salaries and employee benefits | $5,552,000 | 1,786 |
| Premises and equipment expense | $1,955,000 | 1,396 |
| Additional noninterest expense | $5,220,000 | 1,427 |
| Pre-tax net operating income | $-4,259,000 | 7,094 |
| Securities gains (losses) | $-7,000 | 6,978 |
| Applicable income taxes | $-1,189,000 | 7,340 |
| Income before extraordinary items | $-3,077,000 | 7,010 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,077,000 | 7,008 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,077,000 | 7,009 |
| Net charge-offs | $8,763,000 | 758 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,071,960 | 7,009 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,772,000 | 1,150 |
| Total interest expense | $9,996,000 | 934 |
| Net interest income | $12,776,000 | 1,307 |
| Provision for loan and lease losses | $7,107,000 | 810 |
| Total noninterest income | $117,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $849,000 | 1,511 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-732,000 | 7,984 |
| Total noninterest expense | $9,405,000 | 1,622 |
| Salaries and employee benefits | $4,321,000 | 1,740 |
| Premises and equipment expense | $1,485,000 | 1,384 |
| Additional noninterest expense | $3,599,000 | 1,494 |
| Pre-tax net operating income | $-3,619,000 | 7,369 |
| Securities gains (losses) | $-7,000 | 7,203 |
| Applicable income taxes | $-1,676,000 | 7,680 |
| Income before extraordinary items | $-1,950,000 | 7,154 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,950,000 | 7,154 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,950,000 | 7,153 |
| Net charge-offs | $4,215,000 | 940 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,945,520 | 7,150 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,226,000 | 1,175 |
| Total interest expense | $6,881,000 | 955 |
| Net interest income | $8,345,000 | 1,335 |
| Provision for loan and lease losses | $1,493,000 | 1,655 |
| Total noninterest income | $604,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $607,000 | 1,400 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-3,000 | 7,804 |
| Total noninterest expense | $6,429,000 | 1,612 |
| Salaries and employee benefits | $3,029,000 | 1,688 |
| Premises and equipment expense | $993,000 | 1,405 |
| Additional noninterest expense | $2,407,000 | 1,525 |
| Pre-tax net operating income | $1,027,000 | 2,067 |
| Securities gains (losses) | $-7,000 | 7,447 |
| Applicable income taxes | $393,000 | 1,281 |
| Income before extraordinary items | $627,000 | 2,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $627,000 | 2,690 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $627,000 | 2,692 |
| Net charge-offs | $76,000 | 4,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $631,480 | 2,591 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,493,000 | 1,206 |
| Total interest expense | $3,601,000 | 946 |
| Net interest income | $3,892,000 | 1,425 |
| Provision for loan and lease losses | $380,000 | 2,036 |
| Total noninterest income | $332,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $326,000 | 1,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $3,128,000 | 1,611 |
| Salaries and employee benefits | $1,628,000 | 1,597 |
| Premises and equipment expense | $494,000 | 1,434 |
| Additional noninterest expense | $1,006,000 | 1,609 |
| Pre-tax net operating income | $716,000 | 1,768 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $268,000 | 1,163 |
| Income before extraordinary items | $448,000 | 2,336 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $448,000 | 2,336 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $448,000 | 2,338 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $448,000 | 2,202 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $29,605,000 | 1,306 |
| Total interest expense | $18,129,000 | 880 |
| Net interest income | $11,476,000 | 1,933 |
| Provision for loan and lease losses | $3,118,000 | 1,348 |
| Total noninterest income | $1,137,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $638,000 | 2,525 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $499,000 | 3,174 |
| Total noninterest expense | $12,472,000 | 1,564 |
| Salaries and employee benefits | $7,146,000 | 1,443 |
| Premises and equipment expense | $1,377,000 | 1,978 |
| Additional noninterest expense | $3,949,000 | 1,569 |
| Pre-tax net operating income | $-2,977,000 | 7,586 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,294,000 | 7,793 |
| Income before extraordinary items | $-1,683,000 | 7,271 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,683,000 | 7,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $649,000 | 2,456 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,683,000 | 7,377 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,577,000 | 1,372 |
| Total interest expense | $13,810,000 | 902 |
| Net interest income | $7,767,000 | 2,161 |
| Provision for loan and lease losses | $2,646,000 | 982 |
| Total noninterest income | $835,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $441,000 | 2,699 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $394,000 | 3,213 |
| Total noninterest expense | $9,121,000 | 1,601 |
| Salaries and employee benefits | $5,393,000 | 1,455 |
| Premises and equipment expense | $960,000 | 2,121 |
| Additional noninterest expense | $2,768,000 | 1,616 |
| Pre-tax net operating income | $-3,165,000 | 8,039 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,271,000 | 8,106 |
| Income before extraordinary items | $-1,894,000 | 7,840 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,894,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $649,000 | 1,681 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,894,000 | 7,919 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,728,000 | 1,468 |
| Total interest expense | $8,890,000 | 966 |
| Net interest income | $4,838,000 | 2,282 |
| Provision for loan and lease losses | $1,425,000 | 987 |
| Total noninterest income | $483,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $264,000 | 2,888 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $219,000 | 3,587 |
| Total noninterest expense | $5,926,000 | 1,640 |
| Salaries and employee benefits | $3,579,000 | 1,472 |
| Premises and equipment expense | $593,000 | 2,276 |
| Additional noninterest expense | $1,754,000 | 1,677 |
| Pre-tax net operating income | $-2,030,000 | 8,164 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-806,000 | 8,252 |
| Income before extraordinary items | $-1,224,000 | 8,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,224,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-115,000 | 8,362 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,224,000 | 8,065 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 1,487 |
| Total interest expense | $4,463,000 | 1,045 |
| Net interest income | $2,465,000 | 2,247 |
| Provision for loan and lease losses | $325,000 | 1,299 |
| Total noninterest income | $236,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $121,000 | 3,039 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $115,000 | 3,517 |
| Total noninterest expense | $2,876,000 | 1,684 |
| Salaries and employee benefits | $1,766,000 | 1,511 |
| Premises and equipment expense | $291,000 | 2,329 |
| Additional noninterest expense | $819,000 | 1,739 |
| Pre-tax net operating income | $-500,000 | 8,088 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-220,000 | 8,272 |
| Income before extraordinary items | $-280,000 | 7,955 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-280,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,679 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-280,000 | 7,929 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $29,689,000 | 1,449 |
| Total interest expense | $16,621,000 | 1,196 |
| Net interest income | $13,068,000 | 1,734 |
| Provision for loan and lease losses | $465,000 | 2,451 |
| Total noninterest income | $917,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $483,000 | 3,116 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $434,000 | 3,574 |
| Total noninterest expense | $10,050,000 | 1,843 |
| Salaries and employee benefits | $6,053,000 | 1,653 |
| Premises and equipment expense | $1,047,000 | 2,463 |
| Additional noninterest expense | $2,950,000 | 1,871 |
| Pre-tax net operating income | $3,470,000 | 2,214 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,119,000 | 1,728 |
| Income before extraordinary items | $2,351,000 | 2,502 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,351,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-284,000 | 8,472 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,351,000 | 2,499 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,940,000 | 1,473 |
| Total interest expense | $12,087,000 | 1,237 |
| Net interest income | $9,853,000 | 1,725 |
| Provision for loan and lease losses | $385,000 | 1,917 |
| Total noninterest income | $694,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $367,000 | 3,084 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $327,000 | 3,586 |
| Total noninterest expense | $7,514,000 | 1,821 |
| Salaries and employee benefits | $4,623,000 | 1,630 |
| Premises and equipment expense | $763,000 | 2,522 |
| Additional noninterest expense | $2,128,000 | 1,894 |
| Pre-tax net operating income | $2,648,000 | 2,329 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $901,000 | 1,761 |
| Income before extraordinary items | $1,747,000 | 2,656 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,747,000 | 2,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,289 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,747,000 | 2,635 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,226,000 | 1,537 |
| Total interest expense | $7,753,000 | 1,295 |
| Net interest income | $6,473,000 | 1,774 |
| Provision for loan and lease losses | $138,000 | 2,777 |
| Total noninterest income | $442,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $237,000 | 3,133 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $205,000 | 3,734 |
| Total noninterest expense | $4,974,000 | 1,857 |
| Salaries and employee benefits | $3,086,000 | 1,661 |
| Premises and equipment expense | $509,000 | 2,541 |
| Additional noninterest expense | $1,379,000 | 1,953 |
| Pre-tax net operating income | $1,803,000 | 2,338 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $605,000 | 1,832 |
| Income before extraordinary items | $1,198,000 | 2,649 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,198,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,230 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,198,000 | 2,629 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,081,000 | 1,530 |
| Total interest expense | $3,788,000 | 1,309 |
| Net interest income | $3,293,000 | 1,747 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $207,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $103,000 | 3,387 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $104,000 | 3,699 |
| Total noninterest expense | $2,413,000 | 1,919 |
| Salaries and employee benefits | $1,474,000 | 1,758 |
| Premises and equipment expense | $248,000 | 2,603 |
| Additional noninterest expense | $691,000 | 1,925 |
| Pre-tax net operating income | $1,087,000 | 2,025 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $367,000 | 1,613 |
| Income before extraordinary items | $720,000 | 2,264 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $720,000 | 2,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,145 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $720,000 | 2,241 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,802,000 | 1,629 |
| Total interest expense | $12,773,000 | 1,317 |
| Net interest income | $12,029,000 | 1,928 |
| Provision for loan and lease losses | $576,000 | 1,690 |
| Total noninterest income | $675,000 | 4,445 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $387,000 | 3,599 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $288,000 | 4,390 |
| Total noninterest expense | $7,804,000 | 2,256 |
| Salaries and employee benefits | $4,623,000 | 2,112 |
| Premises and equipment expense | $817,000 | 2,953 |
| Additional noninterest expense | $2,364,000 | 2,209 |
| Pre-tax net operating income | $4,324,000 | 2,122 |
| Securities gains (losses) | $-70,000 | 8,064 |
| Applicable income taxes | $1,497,000 | 1,671 |
| Income before extraordinary items | $2,757,000 | 2,422 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,757,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-740,000 | 8,655 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,802,500 | 2,370 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,961,000 | 1,669 |
| Total interest expense | $9,121,000 | 1,344 |
| Net interest income | $8,840,000 | 1,988 |
| Provision for loan and lease losses | $513,000 | 1,364 |
| Total noninterest income | $476,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $281,000 | 3,694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $195,000 | 4,585 |
| Total noninterest expense | $5,666,000 | 2,329 |
| Salaries and employee benefits | $3,350,000 | 2,190 |
| Premises and equipment expense | $592,000 | 3,043 |
| Additional noninterest expense | $1,724,000 | 2,252 |
| Pre-tax net operating income | $3,137,000 | 2,255 |
| Securities gains (losses) | $-20,000 | 7,838 |
| Applicable income taxes | $1,106,000 | 1,758 |
| Income before extraordinary items | $2,011,000 | 2,552 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,011,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,208 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,024,000 | 2,527 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,359,000 | 1,729 |
| Total interest expense | $5,751,000 | 1,353 |
| Net interest income | $5,608,000 | 2,085 |
| Provision for loan and lease losses | $343,000 | 1,326 |
| Total noninterest income | $315,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $189,000 | 3,674 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 4,648 |
| Total noninterest expense | $3,672,000 | 2,408 |
| Salaries and employee benefits | $2,178,000 | 2,256 |
| Premises and equipment expense | $392,000 | 3,049 |
| Additional noninterest expense | $1,102,000 | 2,345 |
| Pre-tax net operating income | $1,908,000 | 2,405 |
| Securities gains (losses) | $-12,000 | 7,917 |
| Applicable income taxes | $678,000 | 1,880 |
| Income before extraordinary items | $1,218,000 | 2,771 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,218,000 | 2,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,256 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,225,680 | 2,740 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 1,799 |
| Total interest expense | $2,669,000 | 1,379 |
| Net interest income | $2,695,000 | 2,151 |
| Provision for loan and lease losses | $225,000 | 1,018 |
| Total noninterest income | $150,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 3,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,504 |
| Total noninterest expense | $1,685,000 | 2,613 |
| Salaries and employee benefits | $998,000 | 2,447 |
| Premises and equipment expense | $195,000 | 3,091 |
| Additional noninterest expense | $492,000 | 2,573 |
| Pre-tax net operating income | $935,000 | 2,401 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $315,000 | 1,954 |
| Income before extraordinary items | $620,000 | 2,678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $620,000 | 2,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $620,000 | 2,661 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,084,000 | 2,069 |
| Total interest expense | $7,483,000 | 1,516 |
| Net interest income | $8,601,000 | 2,535 |
| Provision for loan and lease losses | $706,000 | 1,412 |
| Total noninterest income | $726,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $333,000 | 3,954 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $393,000 | 3,803 |
| Total noninterest expense | $4,975,000 | 3,253 |
| Salaries and employee benefits | $2,700,000 | 3,261 |
| Premises and equipment expense | $797,000 | 2,908 |
| Additional noninterest expense | $1,478,000 | 3,265 |
| Pre-tax net operating income | $3,646,000 | 2,378 |
| Securities gains (losses) | $-189,000 | 8,573 |
| Applicable income taxes | $656,000 | 2,930 |
| Income before extraordinary items | $2,801,000 | 2,378 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,801,000 | 2,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,287 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,954,090 | 2,237 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,432,000 | 2,130 |
| Total interest expense | $5,081,000 | 1,583 |
| Net interest income | $6,351,000 | 2,550 |
| Provision for loan and lease losses | $405,000 | 1,699 |
| Total noninterest income | $541,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $215,000 | 4,306 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $326,000 | 3,656 |
| Total noninterest expense | $4,072,000 | 2,974 |
| Salaries and employee benefits | $2,463,000 | 2,710 |
| Premises and equipment expense | $592,000 | 2,911 |
| Additional noninterest expense | $1,017,000 | 3,461 |
| Pre-tax net operating income | $2,415,000 | 2,639 |
| Securities gains (losses) | $-26,000 | 8,284 |
| Applicable income taxes | $240,000 | 4,147 |
| Income before extraordinary items | $2,149,000 | 2,360 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,149,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,557 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,172,400 | 2,309 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,987,000 | 2,257 |
| Total interest expense | $3,047,000 | 1,665 |
| Net interest income | $3,940,000 | 2,696 |
| Provision for loan and lease losses | $299,000 | 1,578 |
| Total noninterest income | $289,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $126,000 | 4,551 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $163,000 | 4,136 |
| Total noninterest expense | $2,719,000 | 2,961 |
| Salaries and employee benefits | $1,644,000 | 2,696 |
| Premises and equipment expense | $386,000 | 2,947 |
| Additional noninterest expense | $689,000 | 3,403 |
| Pre-tax net operating income | $1,211,000 | 3,228 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,208,000 | 2,638 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,208,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,583 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,211,000 | 2,589 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 2,399 |
| Total interest expense | $1,352,000 | 1,763 |
| Net interest income | $1,861,000 | 2,825 |
| Provision for loan and lease losses | $126,000 | 1,668 |
| Total noninterest income | $141,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,085 |
| Total noninterest expense | $1,335,000 | 3,022 |
| Salaries and employee benefits | $773,000 | 2,848 |
| Premises and equipment expense | $193,000 | 2,966 |
| Additional noninterest expense | $369,000 | 3,228 |
| Pre-tax net operating income | $541,000 | 3,468 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $541,000 | 2,858 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $541,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $541,000 | 2,805 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,977,000 | 3,105 |
| Total interest expense | $3,618,000 | 2,232 |
| Net interest income | $5,359,000 | 3,605 |
| Provision for loan and lease losses | $3,832,000 | 314 |
| Total noninterest income | $489,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $206,000 | 5,157 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $283,000 | 4,372 |
| Total noninterest expense | $4,079,000 | 3,678 |
| Salaries and employee benefits | $2,244,000 | 3,639 |
| Premises and equipment expense | $684,000 | 3,187 |
| Additional noninterest expense | $1,151,000 | 3,879 |
| Pre-tax net operating income | $-2,063,000 | 8,899 |
| Securities gains (losses) | $-128,000 | 8,758 |
| Applicable income taxes | $-300,000 | 8,866 |
| Income before extraordinary items | $-1,891,000 | 8,909 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,891,000 | 8,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,025,000 | 340 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-1,780,920 | 8,887 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,123,000 | 3,333 |
| Total interest expense | $2,411,000 | 2,431 |
| Net interest income | $3,712,000 | 3,820 |
| Provision for loan and lease losses | $3,636,000 | 272 |
| Total noninterest income | $382,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $143,000 | 5,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $239,000 | 4,147 |
| Total noninterest expense | $2,964,000 | 3,748 |
| Salaries and employee benefits | $1,768,000 | 3,487 |
| Premises and equipment expense | $492,000 | 3,292 |
| Additional noninterest expense | $704,000 | 4,501 |
| Pre-tax net operating income | $-2,506,000 | 8,987 |
| Securities gains (losses) | $-127,000 | 8,912 |
| Applicable income taxes | $-459,000 | 8,973 |
| Income before extraordinary items | $-2,174,000 | 8,984 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-2,174,000 | 8,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,025,000 | 260 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-2,068,590 | 8,973 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 3,590 |
| Total interest expense | $1,387,000 | 2,745 |
| Net interest income | $2,332,000 | 3,996 |
| Provision for loan and lease losses | $404,000 | 1,218 |
| Total noninterest income | $250,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $92,000 | 5,442 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $158,000 | 4,209 |
| Total noninterest expense | $1,931,000 | 3,847 |
| Salaries and employee benefits | $1,181,000 | 3,499 |
| Premises and equipment expense | $304,000 | 3,518 |
| Additional noninterest expense | $446,000 | 4,708 |
| Pre-tax net operating income | $247,000 | 6,846 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $75,000 | 5,193 |
| Income before extraordinary items | $172,000 | 7,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $172,000 | 7,066 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 3,790 |
| Total interest expense | $651,000 | 2,929 |
| Net interest income | $1,093,000 | 4,198 |
| Provision for loan and lease losses | $115,000 | 1,912 |
| Total noninterest income | $123,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $78,000 | 4,224 |
| Total noninterest expense | $840,000 | 4,331 |
| Salaries and employee benefits | $504,000 | 3,983 |
| Premises and equipment expense | $125,000 | 4,106 |
| Additional noninterest expense | $211,000 | 4,880 |
| Pre-tax net operating income | $261,000 | 5,161 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $95,000 | 3,871 |
| Income before extraordinary items | $166,000 | 5,778 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $166,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $166,000 | 5,650 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,340,000 | 4,138 |
| Total interest expense | $2,643,000 | 3,205 |
| Net interest income | $3,697,000 | 4,622 |
| Provision for loan and lease losses | $506,000 | 2,144 |
| Total noninterest income | $735,000 | 4,426 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $177,000 | 5,528 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $558,000 | 3,388 |
| Total noninterest expense | $2,766,000 | 4,864 |
| Salaries and employee benefits | $1,578,000 | 4,690 |
| Premises and equipment expense | $478,000 | 4,208 |
| Additional noninterest expense | $710,000 | 5,457 |
| Pre-tax net operating income | $1,160,000 | 4,777 |
| Securities gains (losses) | $45,000 | 2,612 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,205,000 | 4,127 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,205,000 | 4,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,499 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,160,000 | 4,058 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 4,224 |
| Total interest expense | $2,021,000 | 3,262 |
| Net interest income | $2,679,000 | 4,741 |
| Provision for loan and lease losses | $495,000 | 1,677 |
| Total noninterest income | $592,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $136,000 | 5,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $456,000 | 3,304 |
| Total noninterest expense | $1,959,000 | 5,050 |
| Salaries and employee benefits | $1,088,000 | 4,949 |
| Premises and equipment expense | $355,000 | 4,226 |
| Additional noninterest expense | $516,000 | 5,533 |
| Pre-tax net operating income | $817,000 | 5,071 |
| Securities gains (losses) | $45,000 | 2,401 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $862,000 | 4,410 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $862,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,715 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $817,000 | 4,365 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 4,238 |
| Total interest expense | $1,398,000 | 3,247 |
| Net interest income | $1,765,000 | 4,775 |
| Provision for loan and lease losses | $330,000 | 1,664 |
| Total noninterest income | $354,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $89,000 | 5,523 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $265,000 | 3,526 |
| Total noninterest expense | $1,265,000 | 5,152 |
| Salaries and employee benefits | $691,000 | 5,129 |
| Premises and equipment expense | $238,000 | 4,211 |
| Additional noninterest expense | $336,000 | 5,603 |
| Pre-tax net operating income | $524,000 | 5,200 |
| Securities gains (losses) | $45,000 | 2,091 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $569,000 | 4,447 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $569,000 | 4,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,084 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $524,000 | 4,469 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 4,341 |
| Total interest expense | $711,000 | 3,272 |
| Net interest income | $830,000 | 4,960 |
| Provision for loan and lease losses | $165,000 | 1,575 |
| Total noninterest income | $164,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $125,000 | 3,535 |
| Total noninterest expense | $619,000 | 5,236 |
| Salaries and employee benefits | $335,000 | 5,248 |
| Premises and equipment expense | $117,000 | 4,253 |
| Additional noninterest expense | $167,000 | 5,597 |
| Pre-tax net operating income | $210,000 | 5,730 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $214,000 | 5,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $210,000 | 5,012 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 4,764 |
| Total interest expense | $3,002,000 | 3,539 |
| Net interest income | $2,610,000 | 5,769 |
| Provision for loan and lease losses | $395,000 | 2,878 |
| Total noninterest income | $436,000 | 5,568 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $88,000 | 6,791 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $348,000 | 3,961 |
| Total noninterest expense | $2,278,000 | 5,414 |
| Salaries and employee benefits | $1,158,000 | 5,611 |
| Premises and equipment expense | $449,000 | 4,268 |
| Additional noninterest expense | $671,000 | 5,543 |
| Pre-tax net operating income | $373,000 | 7,275 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $373,000 | 6,968 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $373,000 | 6,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,802 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $4,733,000 | 169 |
| Net operating income | $373,000 | 6,842 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,162,000 | 6,229 |
| Total interest expense | $2,362,000 | 5,565 |
| Net interest income | $1,800,000 | 6,781 |
| Provision for loan and lease losses | $630,000 | 1,822 |
| Total noninterest income | $278,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $50,000 | 7,603 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $228,000 | 4,664 |
| Total noninterest expense | $1,944,000 | 5,847 |
| Salaries and employee benefits | $953,000 | 6,155 |
| Premises and equipment expense | $404,000 | 4,573 |
| Additional noninterest expense | $587,000 | 5,917 |
| Pre-tax net operating income | $-496,000 | 9,163 |
| Securities gains (losses) | $230,000 | 1,085 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-266,000 | 9,097 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-266,000 | 9,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,823 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-496,000 | 9,198 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 9,112 |
| Total interest expense | $598,000 | 9,050 |
| Net interest income | $733,000 | 9,034 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $9,000 | 9,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 8,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 9,744 |
| Total noninterest expense | $1,853,000 | 5,959 |
| Salaries and employee benefits | $560,000 | 7,920 |
| Premises and equipment expense | $221,000 | 6,445 |
| Additional noninterest expense | $1,072,000 | 3,776 |
| Pre-tax net operating income | $-1,311,000 | 9,769 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,311,000 | 9,777 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,311,000 | 9,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 63 |
| Net operating income | $-1,311,000 | 9,781 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.