Home > The Lake Bank > Income and Expense
The Lake Bank, Income and Expense
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 3,099 |
| Total interest expense | $15,000 | 4,826 |
| Net interest income | $1,693,000 | 2,925 |
| Provision for loan and lease losses | $135,000 | 1,068 |
| Total noninterest income | $237,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $26,000 | 3,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 2,784 |
| Total noninterest expense | $847,000 | 3,635 |
| Salaries and employee benefits | $520,000 | 3,496 |
| Premises and equipment expense | $77,000 | 3,777 |
| Additional noninterest expense | $250,000 | 3,692 |
| Pre-tax net operating income | $948,000 | 2,441 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $272,000 | 1,585 |
| Income before extraordinary items | $676,000 | 2,741 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $676,000 | 2,739 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $676,000 | 2,741 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $676,000 | 2,704 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 4,581 |
| Total interest expense | $38,000 | 4,938 |
| Net interest income | $1,875,000 | 4,472 |
| Provision for loan and lease losses | $205,000 | 3,015 |
| Total noninterest income | $312,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $34,000 | 4,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 3,694 |
| Total noninterest expense | $1,222,000 | 4,674 |
| Salaries and employee benefits | $650,000 | 4,701 |
| Premises and equipment expense | $145,000 | 4,496 |
| Additional noninterest expense | $427,000 | 4,586 |
| Pre-tax net operating income | $760,000 | 3,921 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $215,000 | 2,516 |
| Income before extraordinary items | $545,000 | 4,147 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $545,000 | 4,146 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $545,000 | 4,147 |
| Net charge-offs | $-4,000 | 4,089 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $545,000 | 4,079 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $433,000 | 4,980 |
| Total interest expense | $10,000 | 5,002 |
| Net interest income | $423,000 | 4,967 |
| Provision for loan and lease losses | $15,000 | 4,080 |
| Total noninterest income | $67,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $8,000 | 4,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,478 |
| Total noninterest expense | $265,000 | 5,015 |
| Salaries and employee benefits | $136,000 | 5,011 |
| Premises and equipment expense | $34,000 | 4,933 |
| Additional noninterest expense | $95,000 | 4,998 |
| Pre-tax net operating income | $210,000 | 4,472 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $61,000 | 2,999 |
| Income before extraordinary items | $149,000 | 4,580 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $149,000 | 4,579 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $149,000 | 4,580 |
| Net charge-offs | $-1,000 | 3,797 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $149,000 | 4,552 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 3,471 |
| Total interest expense | $382,000 | 3,516 |
| Net interest income | $2,443,000 | 3,429 |
| Provision for loan and lease losses | $155,000 | 2,610 |
| Total noninterest income | $324,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $55,000 | 3,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 3,005 |
| Total noninterest expense | $1,569,000 | 3,757 |
| Salaries and employee benefits | $903,000 | 3,717 |
| Premises and equipment expense | $213,000 | 3,310 |
| Additional noninterest expense | $453,000 | 3,823 |
| Pre-tax net operating income | $1,043,000 | 2,890 |
| Securities gains (losses) | $1,000 | 2,174 |
| Applicable income taxes | $296,000 | 1,762 |
| Income before extraordinary items | $748,000 | 3,192 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $748,000 | 3,191 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $748,000 | 3,192 |
| Net charge-offs | $-8,000 | 4,259 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $747,210 | 3,137 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 3,497 |
| Total interest expense | $209,000 | 3,533 |
| Net interest income | $1,183,000 | 3,448 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $87,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $31,000 | 3,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 3,763 |
| Total noninterest expense | $782,000 | 3,800 |
| Salaries and employee benefits | $451,000 | 3,757 |
| Premises and equipment expense | $110,000 | 3,269 |
| Additional noninterest expense | $221,000 | 3,899 |
| Pre-tax net operating income | $488,000 | 2,817 |
| Securities gains (losses) | $1,000 | 1,614 |
| Applicable income taxes | $138,000 | 1,691 |
| Income before extraordinary items | $351,000 | 3,093 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $351,000 | 3,093 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $351,000 | 3,094 |
| Net charge-offs | $-4,000 | 4,126 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $350,210 | 3,068 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 3,510 |
| Total interest expense | $854,000 | 3,525 |
| Net interest income | $4,895,000 | 3,436 |
| Provision for loan and lease losses | $-200,000 | 5,033 |
| Total noninterest income | $565,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $134,000 | 3,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $431,000 | 3,187 |
| Total noninterest expense | $3,425,000 | 3,690 |
| Salaries and employee benefits | $1,970,000 | 3,629 |
| Premises and equipment expense | $437,000 | 3,323 |
| Additional noninterest expense | $1,018,000 | 3,768 |
| Pre-tax net operating income | $2,235,000 | 2,893 |
| Securities gains (losses) | $12,000 | 1,837 |
| Applicable income taxes | $624,000 | 1,806 |
| Income before extraordinary items | $1,623,000 | 3,165 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,623,000 | 3,164 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,623,000 | 3,166 |
| Net charge-offs | $-2,000 | 4,221 |
| Cash dividends | $1,100,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,613,520 | 3,149 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 3,546 |
| Total interest expense | $630,000 | 3,575 |
| Net interest income | $3,687,000 | 3,480 |
| Provision for loan and lease losses | $-200,000 | 5,137 |
| Total noninterest income | $490,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $103,000 | 3,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,005 |
| Total noninterest expense | $2,530,000 | 3,741 |
| Salaries and employee benefits | $1,441,000 | 3,695 |
| Premises and equipment expense | $326,000 | 3,351 |
| Additional noninterest expense | $763,000 | 3,796 |
| Pre-tax net operating income | $1,847,000 | 2,851 |
| Securities gains (losses) | $12,000 | 1,604 |
| Applicable income taxes | $517,000 | 1,769 |
| Income before extraordinary items | $1,342,000 | 3,112 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,342,000 | 3,112 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,342,000 | 3,112 |
| Net charge-offs | $-5,000 | 4,259 |
| Cash dividends | $1,100,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,332,520 | 3,086 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 3,560 |
| Total interest expense | $407,000 | 3,614 |
| Net interest income | $2,485,000 | 3,489 |
| Provision for loan and lease losses | $-200,000 | 5,208 |
| Total noninterest income | $322,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $67,000 | 3,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 2,981 |
| Total noninterest expense | $1,696,000 | 3,764 |
| Salaries and employee benefits | $973,000 | 3,697 |
| Premises and equipment expense | $220,000 | 3,355 |
| Additional noninterest expense | $503,000 | 3,840 |
| Pre-tax net operating income | $1,311,000 | 2,725 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $363,000 | 1,699 |
| Income before extraordinary items | $948,000 | 3,019 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $948,000 | 3,018 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $948,000 | 3,018 |
| Net charge-offs | $-2,000 | 4,040 |
| Cash dividends | $1,100,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $948,000 | 2,992 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 3,587 |
| Total interest expense | $199,000 | 3,614 |
| Net interest income | $1,242,000 | 3,513 |
| Provision for loan and lease losses | $-200,000 | 5,298 |
| Total noninterest income | $96,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $32,000 | 3,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 3,757 |
| Total noninterest expense | $742,000 | 4,005 |
| Salaries and employee benefits | $455,000 | 3,862 |
| Premises and equipment expense | $112,000 | 3,354 |
| Additional noninterest expense | $175,000 | 4,371 |
| Pre-tax net operating income | $796,000 | 2,367 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $227,000 | 1,474 |
| Income before extraordinary items | $569,000 | 2,716 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $569,000 | 2,715 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $569,000 | 2,715 |
| Net charge-offs | $-4,000 | 4,334 |
| Cash dividends | $900,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $569,000 | 2,696 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,850,000 | 3,481 |
| Total interest expense | $718,000 | 3,416 |
| Net interest income | $5,132,000 | 3,457 |
| Provision for loan and lease losses | $-300,000 | 5,258 |
| Total noninterest income | $503,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $149,000 | 3,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 3,490 |
| Total noninterest expense | $3,351,000 | 3,822 |
| Salaries and employee benefits | $1,999,000 | 3,688 |
| Premises and equipment expense | $415,000 | 3,461 |
| Additional noninterest expense | $937,000 | 3,995 |
| Pre-tax net operating income | $2,584,000 | 2,727 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $706,000 | 1,681 |
| Income before extraordinary items | $1,878,000 | 3,018 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,878,000 | 3,017 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,878,000 | 3,017 |
| Net charge-offs | $-159,000 | 5,133 |
| Cash dividends | $750,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,878,000 | 3,020 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 3,585 |
| Total interest expense | $531,000 | 3,384 |
| Net interest income | $3,642,000 | 3,581 |
| Provision for loan and lease losses | $-300,000 | 5,346 |
| Total noninterest income | $425,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $113,000 | 3,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,335 |
| Total noninterest expense | $2,447,000 | 3,883 |
| Salaries and employee benefits | $1,481,000 | 3,717 |
| Premises and equipment expense | $314,000 | 3,489 |
| Additional noninterest expense | $652,000 | 4,126 |
| Pre-tax net operating income | $1,920,000 | 2,808 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $518,000 | 1,754 |
| Income before extraordinary items | $1,402,000 | 3,083 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,402,000 | 3,081 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,402,000 | 3,082 |
| Net charge-offs | $-155,000 | 5,205 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,402,000 | 3,074 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 3,619 |
| Total interest expense | $340,000 | 3,366 |
| Net interest income | $2,380,000 | 3,617 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $286,000 | 3,661 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $75,000 | 3,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 3,323 |
| Total noninterest expense | $1,653,000 | 3,890 |
| Salaries and employee benefits | $993,000 | 3,727 |
| Premises and equipment expense | $212,000 | 3,499 |
| Additional noninterest expense | $448,000 | 4,127 |
| Pre-tax net operating income | $1,013,000 | 3,135 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $261,000 | 1,984 |
| Income before extraordinary items | $752,000 | 3,395 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $752,000 | 3,394 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $752,000 | 3,394 |
| Net charge-offs | $-7,000 | 4,412 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $752,000 | 3,388 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 3,683 |
| Total interest expense | $169,000 | 3,344 |
| Net interest income | $1,150,000 | 3,694 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $102,000 | 4,087 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $38,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 3,916 |
| Total noninterest expense | $806,000 | 3,975 |
| Salaries and employee benefits | $492,000 | 3,783 |
| Premises and equipment expense | $109,000 | 3,500 |
| Additional noninterest expense | $205,000 | 4,288 |
| Pre-tax net operating income | $446,000 | 3,274 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $126,000 | 1,970 |
| Income before extraordinary items | $320,000 | 3,582 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $320,000 | 3,581 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $320,000 | 3,582 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $320,000 | 3,587 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 3,735 |
| Total interest expense | $591,000 | 3,409 |
| Net interest income | $4,442,000 | 3,754 |
| Provision for loan and lease losses | $10,000 | 4,088 |
| Total noninterest income | $516,000 | 3,895 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $140,000 | 3,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 3,530 |
| Total noninterest expense | $3,100,000 | 4,046 |
| Salaries and employee benefits | $1,806,000 | 3,942 |
| Premises and equipment expense | $354,000 | 3,876 |
| Additional noninterest expense | $940,000 | 4,123 |
| Pre-tax net operating income | $1,848,000 | 3,228 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $957,000 | 1,917 |
| Income before extraordinary items | $891,000 | 3,860 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $891,000 | 3,859 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $891,000 | 3,860 |
| Net charge-offs | $45,000 | 3,028 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $891,000 | 3,846 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 3,781 |
| Total interest expense | $417,000 | 3,521 |
| Net interest income | $3,327,000 | 3,780 |
| Provision for loan and lease losses | $10,000 | 3,882 |
| Total noninterest income | $348,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $101,000 | 4,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,728 |
| Total noninterest expense | $2,278,000 | 4,111 |
| Salaries and employee benefits | $1,317,000 | 4,025 |
| Premises and equipment expense | $267,000 | 3,890 |
| Additional noninterest expense | $694,000 | 4,164 |
| Pre-tax net operating income | $1,387,000 | 3,307 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $509,000 | 2,052 |
| Income before extraordinary items | $878,000 | 3,723 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $878,000 | 3,721 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $878,000 | 3,723 |
| Net charge-offs | $43,000 | 2,568 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $878,000 | 3,703 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 3,821 |
| Total interest expense | $251,000 | 3,658 |
| Net interest income | $2,195,000 | 3,807 |
| Provision for loan and lease losses | $10,000 | 3,628 |
| Total noninterest income | $237,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $63,000 | 4,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 3,658 |
| Total noninterest expense | $1,549,000 | 4,105 |
| Salaries and employee benefits | $887,000 | 4,027 |
| Premises and equipment expense | $177,000 | 3,929 |
| Additional noninterest expense | $485,000 | 4,095 |
| Pre-tax net operating income | $873,000 | 3,347 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $309,000 | 2,119 |
| Income before extraordinary items | $564,000 | 3,747 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $564,000 | 3,744 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $564,000 | 3,747 |
| Net charge-offs | $43,000 | 2,097 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $564,000 | 3,729 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 3,859 |
| Total interest expense | $123,000 | 3,677 |
| Net interest income | $1,082,000 | 3,851 |
| Provision for loan and lease losses | $10,000 | 3,145 |
| Total noninterest income | $72,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $25,000 | 4,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 4,359 |
| Total noninterest expense | $748,000 | 4,214 |
| Salaries and employee benefits | $430,000 | 4,128 |
| Premises and equipment expense | $87,000 | 4,004 |
| Additional noninterest expense | $231,000 | 4,216 |
| Pre-tax net operating income | $396,000 | 3,432 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $123,000 | 2,279 |
| Income before extraordinary items | $273,000 | 3,742 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $273,000 | 3,741 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $273,000 | 3,742 |
| Net charge-offs | $27,000 | 1,709 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $273,000 | 3,728 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,637,000 | 3,942 |
| Total interest expense | $412,000 | 3,973 |
| Net interest income | $4,225,000 | 3,902 |
| Provision for loan and lease losses | $610,000 | 1,286 |
| Total noninterest income | $315,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $105,000 | 4,451 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $210,000 | 4,303 |
| Total noninterest expense | $3,095,000 | 4,171 |
| Salaries and employee benefits | $1,761,000 | 4,064 |
| Premises and equipment expense | $331,000 | 4,136 |
| Additional noninterest expense | $1,003,000 | 4,146 |
| Pre-tax net operating income | $835,000 | 4,296 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $307,000 | 2,638 |
| Income before extraordinary items | $528,000 | 4,662 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $528,000 | 4,661 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $528,000 | 4,661 |
| Net charge-offs | $187,000 | 1,993 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $528,000 | 4,626 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,447,000 | 3,983 |
| Total interest expense | $300,000 | 4,052 |
| Net interest income | $3,147,000 | 3,944 |
| Provision for loan and lease losses | $610,000 | 1,001 |
| Total noninterest income | $233,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $79,000 | 4,480 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $154,000 | 4,377 |
| Total noninterest expense | $2,263,000 | 4,235 |
| Salaries and employee benefits | $1,286,000 | 4,132 |
| Premises and equipment expense | $248,000 | 4,155 |
| Additional noninterest expense | $729,000 | 4,229 |
| Pre-tax net operating income | $507,000 | 4,623 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $183,000 | 2,860 |
| Income before extraordinary items | $324,000 | 4,928 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $324,000 | 4,928 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $324,000 | 4,928 |
| Net charge-offs | $187,000 | 1,513 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $324,000 | 4,878 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 4,023 |
| Total interest expense | $195,000 | 4,126 |
| Net interest income | $2,098,000 | 3,973 |
| Provision for loan and lease losses | $610,000 | 716 |
| Total noninterest income | $150,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $52,000 | 4,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $98,000 | 4,433 |
| Total noninterest expense | $1,519,000 | 4,258 |
| Salaries and employee benefits | $855,000 | 4,169 |
| Premises and equipment expense | $166,000 | 4,160 |
| Additional noninterest expense | $498,000 | 4,241 |
| Pre-tax net operating income | $119,000 | 5,402 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $34,000 | 3,578 |
| Income before extraordinary items | $85,000 | 5,520 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 5,518 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $85,000 | 5,519 |
| Net charge-offs | $182,000 | 1,196 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $85,000 | 5,467 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 4,039 |
| Total interest expense | $98,000 | 4,131 |
| Net interest income | $1,046,000 | 3,988 |
| Provision for loan and lease losses | $600,000 | 400 |
| Total noninterest income | $68,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $25,000 | 4,550 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $43,000 | 4,555 |
| Total noninterest expense | $733,000 | 4,355 |
| Salaries and employee benefits | $413,000 | 4,278 |
| Premises and equipment expense | $85,000 | 4,183 |
| Additional noninterest expense | $235,000 | 4,359 |
| Pre-tax net operating income | $-219,000 | 6,010 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-94,000 | 6,060 |
| Income before extraordinary items | $-125,000 | 5,984 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-125,000 | 5,983 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-125,000 | 5,983 |
| Net charge-offs | $16,000 | 2,108 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-125,000 | 5,976 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,326,000 | 4,158 |
| Total interest expense | $342,000 | 4,418 |
| Net interest income | $3,984,000 | 4,080 |
| Provision for loan and lease losses | $480,000 | 1,398 |
| Total noninterest income | $538,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $112,000 | 4,551 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $426,000 | 3,509 |
| Total noninterest expense | $3,176,000 | 4,210 |
| Salaries and employee benefits | $1,798,000 | 4,120 |
| Premises and equipment expense | $325,000 | 4,320 |
| Additional noninterest expense | $1,053,000 | 4,201 |
| Pre-tax net operating income | $866,000 | 4,285 |
| Securities gains (losses) | $-17,000 | 5,925 |
| Applicable income taxes | $339,000 | 2,553 |
| Income before extraordinary items | $510,000 | 4,797 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $510,000 | 4,798 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $510,000 | 4,798 |
| Net charge-offs | $538,000 | 1,105 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $520,880 | 4,731 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 4,230 |
| Total interest expense | $252,000 | 4,497 |
| Net interest income | $2,940,000 | 4,150 |
| Provision for loan and lease losses | $480,000 | 1,070 |
| Total noninterest income | $414,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $85,000 | 4,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $329,000 | 3,480 |
| Total noninterest expense | $2,319,000 | 4,291 |
| Salaries and employee benefits | $1,333,000 | 4,164 |
| Premises and equipment expense | $247,000 | 4,341 |
| Additional noninterest expense | $739,000 | 4,342 |
| Pre-tax net operating income | $555,000 | 4,604 |
| Securities gains (losses) | $-17,000 | 6,051 |
| Applicable income taxes | $231,000 | 2,702 |
| Income before extraordinary items | $307,000 | 5,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $307,000 | 5,108 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $307,000 | 5,110 |
| Net charge-offs | $538,000 | 815 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $317,880 | 5,022 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 4,304 |
| Total interest expense | $165,000 | 4,559 |
| Net interest income | $1,914,000 | 4,228 |
| Provision for loan and lease losses | $480,000 | 798 |
| Total noninterest income | $307,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $54,000 | 4,660 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $253,000 | 3,290 |
| Total noninterest expense | $1,545,000 | 4,336 |
| Salaries and employee benefits | $885,000 | 4,216 |
| Premises and equipment expense | $165,000 | 4,365 |
| Additional noninterest expense | $495,000 | 4,368 |
| Pre-tax net operating income | $196,000 | 5,249 |
| Securities gains (losses) | $-10,000 | 6,114 |
| Applicable income taxes | $97,000 | 3,051 |
| Income before extraordinary items | $89,000 | 5,660 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $89,000 | 5,661 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $89,000 | 5,662 |
| Net charge-offs | $543,000 | 596 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $95,400 | 5,585 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 4,391 |
| Total interest expense | $80,000 | 4,669 |
| Net interest income | $926,000 | 4,315 |
| Provision for loan and lease losses | $390,000 | 508 |
| Total noninterest income | $152,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $126,000 | 3,271 |
| Total noninterest expense | $787,000 | 4,335 |
| Salaries and employee benefits | $457,000 | 4,176 |
| Premises and equipment expense | $85,000 | 4,344 |
| Additional noninterest expense | $245,000 | 4,402 |
| Pre-tax net operating income | $-99,000 | 6,222 |
| Securities gains (losses) | $-10,000 | 6,254 |
| Applicable income taxes | $-41,000 | 6,314 |
| Income before extraordinary items | $-68,000 | 6,210 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-68,000 | 6,211 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-68,000 | 6,211 |
| Net charge-offs | $-28,000 | 5,789 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-61,600 | 6,181 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 4,507 |
| Total interest expense | $324,000 | 4,833 |
| Net interest income | $3,610,000 | 4,406 |
| Provision for loan and lease losses | $5,000 | 4,503 |
| Total noninterest income | $276,000 | 5,084 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $114,000 | 4,796 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $162,000 | 4,768 |
| Total noninterest expense | $3,054,000 | 4,445 |
| Salaries and employee benefits | $1,735,000 | 4,304 |
| Premises and equipment expense | $333,000 | 4,469 |
| Additional noninterest expense | $986,000 | 4,473 |
| Pre-tax net operating income | $827,000 | 4,432 |
| Securities gains (losses) | $-34,000 | 6,199 |
| Applicable income taxes | $266,000 | 2,747 |
| Income before extraordinary items | $527,000 | 4,861 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $527,000 | 4,860 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $527,000 | 4,861 |
| Net charge-offs | $-6,000 | 5,587 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $549,440 | 4,757 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 4,572 |
| Total interest expense | $245,000 | 4,889 |
| Net interest income | $2,665,000 | 4,472 |
| Provision for loan and lease losses | $5,000 | 4,279 |
| Total noninterest income | $252,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $88,000 | 4,828 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $164,000 | 4,464 |
| Total noninterest expense | $2,207,000 | 4,554 |
| Salaries and employee benefits | $1,295,000 | 4,326 |
| Premises and equipment expense | $253,000 | 4,503 |
| Additional noninterest expense | $659,000 | 4,733 |
| Pre-tax net operating income | $705,000 | 4,337 |
| Securities gains (losses) | $-10,000 | 6,157 |
| Applicable income taxes | $254,000 | 2,600 |
| Income before extraordinary items | $441,000 | 4,800 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $441,000 | 4,800 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $441,000 | 4,801 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $447,400 | 4,723 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 4,600 |
| Total interest expense | $162,000 | 4,952 |
| Net interest income | $1,770,000 | 4,489 |
| Provision for loan and lease losses | $5,000 | 4,053 |
| Total noninterest income | $134,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $60,000 | 4,790 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $74,000 | 4,916 |
| Total noninterest expense | $1,477,000 | 4,583 |
| Salaries and employee benefits | $849,000 | 4,406 |
| Premises and equipment expense | $174,000 | 4,472 |
| Additional noninterest expense | $454,000 | 4,695 |
| Pre-tax net operating income | $422,000 | 4,449 |
| Securities gains (losses) | $-4,000 | 6,185 |
| Applicable income taxes | $154,000 | 2,660 |
| Income before extraordinary items | $264,000 | 4,910 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $264,000 | 4,911 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $264,000 | 4,912 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $266,560 | 4,847 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 4,686 |
| Total interest expense | $81,000 | 5,018 |
| Net interest income | $867,000 | 4,578 |
| Provision for loan and lease losses | $5,000 | 3,593 |
| Total noninterest income | $54,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $29,000 | 4,846 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $25,000 | 5,334 |
| Total noninterest expense | $725,000 | 4,661 |
| Salaries and employee benefits | $422,000 | 4,458 |
| Premises and equipment expense | $89,000 | 4,483 |
| Additional noninterest expense | $214,000 | 4,848 |
| Pre-tax net operating income | $191,000 | 4,540 |
| Securities gains (losses) | $-4,000 | 6,345 |
| Applicable income taxes | $70,000 | 2,675 |
| Income before extraordinary items | $117,000 | 4,975 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 4,978 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $117,000 | 4,977 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $119,560 | 4,912 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 4,741 |
| Total interest expense | $368,000 | 5,064 |
| Net interest income | $3,448,000 | 4,636 |
| Provision for loan and lease losses | $490,000 | 1,870 |
| Total noninterest income | $252,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $133,000 | 4,782 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $119,000 | 5,201 |
| Total noninterest expense | $2,835,000 | 4,735 |
| Salaries and employee benefits | $1,603,000 | 4,586 |
| Premises and equipment expense | $314,000 | 4,749 |
| Additional noninterest expense | $918,000 | 4,769 |
| Pre-tax net operating income | $375,000 | 5,283 |
| Securities gains (losses) | $47,000 | 1,839 |
| Applicable income taxes | $125,000 | 3,275 |
| Income before extraordinary items | $297,000 | 5,421 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $297,000 | 5,426 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $297,000 | 5,426 |
| Net charge-offs | $365,000 | 2,356 |
| Cash dividends | $350,000 | 3,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $264,100 | 5,461 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 4,779 |
| Total interest expense | $281,000 | 5,129 |
| Net interest income | $2,588,000 | 4,673 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $279,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $104,000 | 4,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $175,000 | 4,484 |
| Total noninterest expense | $2,100,000 | 4,792 |
| Salaries and employee benefits | $1,204,000 | 4,609 |
| Premises and equipment expense | $238,000 | 4,759 |
| Additional noninterest expense | $658,000 | 4,895 |
| Pre-tax net operating income | $707,000 | 4,260 |
| Securities gains (losses) | $47,000 | 1,704 |
| Applicable income taxes | $270,000 | 2,514 |
| Income before extraordinary items | $484,000 | 4,635 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $484,000 | 4,638 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $484,000 | 4,639 |
| Net charge-offs | $195,000 | 2,602 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $453,920 | 4,658 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 4,831 |
| Total interest expense | $191,000 | 5,154 |
| Net interest income | $1,692,000 | 4,723 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $190,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $70,000 | 4,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $120,000 | 4,508 |
| Total noninterest expense | $1,405,000 | 4,798 |
| Salaries and employee benefits | $794,000 | 4,666 |
| Premises and equipment expense | $157,000 | 4,786 |
| Additional noninterest expense | $454,000 | 4,831 |
| Pre-tax net operating income | $477,000 | 4,225 |
| Securities gains (losses) | $47,000 | 1,557 |
| Applicable income taxes | $189,000 | 2,489 |
| Income before extraordinary items | $335,000 | 4,574 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $335,000 | 4,576 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $335,000 | 4,577 |
| Net charge-offs | $-60,000 | 6,578 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $304,920 | 4,603 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 4,904 |
| Total interest expense | $98,000 | 5,185 |
| Net interest income | $826,000 | 4,804 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $52,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 5,678 |
| Total noninterest expense | $696,000 | 4,867 |
| Salaries and employee benefits | $405,000 | 4,663 |
| Premises and equipment expense | $78,000 | 4,848 |
| Additional noninterest expense | $213,000 | 5,015 |
| Pre-tax net operating income | $182,000 | 4,611 |
| Securities gains (losses) | $14,000 | 1,385 |
| Applicable income taxes | $68,000 | 2,771 |
| Income before extraordinary items | $128,000 | 4,949 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $128,000 | 4,950 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $128,000 | 4,951 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $118,900 | 4,934 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,133,000 | 4,790 |
| Total interest expense | $561,000 | 4,900 |
| Net interest income | $3,572,000 | 4,699 |
| Provision for loan and lease losses | $165,000 | 4,177 |
| Total noninterest income | $-187,000 | 6,934 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $119,000 | 5,174 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-306,000 | 6,863 |
| Total noninterest expense | $2,924,000 | 4,804 |
| Salaries and employee benefits | $1,589,000 | 4,695 |
| Premises and equipment expense | $360,000 | 4,536 |
| Additional noninterest expense | $975,000 | 4,856 |
| Pre-tax net operating income | $296,000 | 5,432 |
| Securities gains (losses) | $224,000 | 1,601 |
| Applicable income taxes | $142,000 | 3,259 |
| Income before extraordinary items | $378,000 | 5,261 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $378,000 | 5,258 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $378,000 | 5,259 |
| Net charge-offs | $1,273,000 | 1,567 |
| Cash dividends | $350,000 | 3,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $214,480 | 5,563 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 4,809 |
| Total interest expense | $456,000 | 4,854 |
| Net interest income | $2,715,000 | 4,732 |
| Provision for loan and lease losses | $165,000 | 3,761 |
| Total noninterest income | $-271,000 | 7,072 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $93,000 | 5,169 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-364,000 | 7,039 |
| Total noninterest expense | $2,177,000 | 4,850 |
| Salaries and employee benefits | $1,181,000 | 4,744 |
| Premises and equipment expense | $285,000 | 4,475 |
| Additional noninterest expense | $711,000 | 4,962 |
| Pre-tax net operating income | $102,000 | 5,999 |
| Securities gains (losses) | $224,000 | 1,343 |
| Applicable income taxes | $78,000 | 3,528 |
| Income before extraordinary items | $248,000 | 5,532 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $248,000 | 5,532 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $248,000 | 5,532 |
| Net charge-offs | $778,000 | 1,706 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $77,760 | 6,044 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 4,829 |
| Total interest expense | $332,000 | 4,761 |
| Net interest income | $1,805,000 | 4,766 |
| Provision for loan and lease losses | $165,000 | 3,233 |
| Total noninterest income | $-316,000 | 7,170 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $65,000 | 5,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-381,000 | 7,148 |
| Total noninterest expense | $1,470,000 | 4,863 |
| Salaries and employee benefits | $799,000 | 4,746 |
| Premises and equipment expense | $193,000 | 4,459 |
| Additional noninterest expense | $478,000 | 4,980 |
| Pre-tax net operating income | $-146,000 | 6,578 |
| Securities gains (losses) | $224,000 | 1,029 |
| Applicable income taxes | $-6,000 | 6,808 |
| Income before extraordinary items | $84,000 | 6,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $84,000 | 6,037 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $84,000 | 6,037 |
| Net charge-offs | $63,000 | 3,827 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-140,000 | 6,588 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 4,957 |
| Total interest expense | $170,000 | 4,817 |
| Net interest income | $866,000 | 4,894 |
| Provision for loan and lease losses | $165,000 | 2,206 |
| Total noninterest income | $148,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 3,463 |
| Total noninterest expense | $688,000 | 5,040 |
| Salaries and employee benefits | $394,000 | 4,809 |
| Premises and equipment expense | $96,000 | 4,486 |
| Additional noninterest expense | $198,000 | 5,382 |
| Pre-tax net operating income | $161,000 | 4,828 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $50,000 | 3,068 |
| Income before extraordinary items | $111,000 | 5,249 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $111,000 | 5,250 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $111,000 | 5,250 |
| Net charge-offs | $46,000 | 3,075 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $111,000 | 5,104 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,557,000 | 4,797 |
| Total interest expense | $755,000 | 5,052 |
| Net interest income | $3,802,000 | 4,676 |
| Provision for loan and lease losses | $1,375,000 | 2,004 |
| Total noninterest income | $50,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $150,000 | 4,891 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-100,000 | 6,890 |
| Total noninterest expense | $2,857,000 | 5,000 |
| Salaries and employee benefits | $1,532,000 | 4,911 |
| Premises and equipment expense | $366,000 | 4,764 |
| Additional noninterest expense | $959,000 | 4,997 |
| Pre-tax net operating income | $-380,000 | 6,342 |
| Securities gains (losses) | $414,000 | 911 |
| Applicable income taxes | $-671,000 | 7,113 |
| Income before extraordinary items | $705,000 | 4,147 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $705,000 | 4,151 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $705,000 | 4,150 |
| Net charge-offs | $740,000 | 2,728 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $291,000 | 5,169 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 4,797 |
| Total interest expense | $579,000 | 5,120 |
| Net interest income | $2,915,000 | 4,646 |
| Provision for loan and lease losses | $850,000 | 2,178 |
| Total noninterest income | $127,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $119,000 | 4,817 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,000 | 6,684 |
| Total noninterest expense | $2,069,000 | 5,111 |
| Salaries and employee benefits | $1,134,000 | 4,935 |
| Premises and equipment expense | $278,000 | 4,798 |
| Additional noninterest expense | $657,000 | 5,240 |
| Pre-tax net operating income | $123,000 | 5,722 |
| Securities gains (losses) | $-3,000 | 6,910 |
| Applicable income taxes | $113,000 | 3,116 |
| Income before extraordinary items | $7,000 | 6,234 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,000 | 6,236 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $7,000 | 6,236 |
| Net charge-offs | $487,000 | 2,690 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $8,920 | 6,131 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 4,807 |
| Total interest expense | $400,000 | 5,152 |
| Net interest income | $1,967,000 | 4,630 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $140,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $79,000 | 4,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 5,244 |
| Total noninterest expense | $1,387,000 | 5,141 |
| Salaries and employee benefits | $743,000 | 5,016 |
| Premises and equipment expense | $185,000 | 4,839 |
| Additional noninterest expense | $459,000 | 5,214 |
| Pre-tax net operating income | $720,000 | 3,141 |
| Securities gains (losses) | $-3,000 | 6,961 |
| Applicable income taxes | $268,000 | 1,919 |
| Income before extraordinary items | $449,000 | 3,777 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $449,000 | 3,777 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $449,000 | 3,778 |
| Net charge-offs | $89,000 | 3,956 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $450,920 | 3,672 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 4,797 |
| Total interest expense | $207,000 | 5,171 |
| Net interest income | $996,000 | 4,589 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $103,000 | 4,870 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,260 |
| Total noninterest expense | $681,000 | 5,231 |
| Salaries and employee benefits | $357,000 | 5,171 |
| Premises and equipment expense | $94,000 | 4,869 |
| Additional noninterest expense | $230,000 | 5,206 |
| Pre-tax net operating income | $418,000 | 2,879 |
| Securities gains (losses) | $14,000 | 1,208 |
| Applicable income taxes | $130,000 | 1,914 |
| Income before extraordinary items | $302,000 | 3,220 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $302,000 | 3,217 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $302,000 | 3,219 |
| Net charge-offs | $92,000 | 2,815 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $292,200 | 3,244 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,110,000 | 4,759 |
| Total interest expense | $1,359,000 | 4,505 |
| Net interest income | $3,751,000 | 4,761 |
| Provision for loan and lease losses | $372,000 | 4,546 |
| Total noninterest income | $-28,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $178,000 | 4,629 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-206,000 | 7,280 |
| Total noninterest expense | $2,915,000 | 5,093 |
| Salaries and employee benefits | $1,529,000 | 5,011 |
| Premises and equipment expense | $378,000 | 4,880 |
| Additional noninterest expense | $1,008,000 | 5,072 |
| Pre-tax net operating income | $436,000 | 4,530 |
| Securities gains (losses) | $44,000 | 2,743 |
| Applicable income taxes | $15,000 | 4,111 |
| Income before extraordinary items | $465,000 | 4,406 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $465,000 | 4,408 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $465,000 | 4,408 |
| Net charge-offs | $89,000 | 5,509 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $422,320 | 4,407 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 4,831 |
| Total interest expense | $1,108,000 | 4,455 |
| Net interest income | $2,752,000 | 4,882 |
| Provision for loan and lease losses | $372,000 | 4,019 |
| Total noninterest income | $119,000 | 6,339 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $134,000 | 4,695 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-15,000 | 7,244 |
| Total noninterest expense | $2,171,000 | 5,133 |
| Salaries and employee benefits | $1,127,000 | 5,091 |
| Premises and equipment expense | $287,000 | 4,929 |
| Additional noninterest expense | $757,000 | 5,069 |
| Pre-tax net operating income | $328,000 | 4,763 |
| Securities gains (losses) | $44,000 | 2,501 |
| Applicable income taxes | $159,000 | 2,745 |
| Income before extraordinary items | $213,000 | 5,243 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $213,000 | 5,245 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $213,000 | 5,246 |
| Net charge-offs | $81,000 | 5,118 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $184,840 | 5,209 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 4,870 |
| Total interest expense | $782,000 | 4,408 |
| Net interest income | $1,798,000 | 4,953 |
| Provision for loan and lease losses | $47,000 | 5,918 |
| Total noninterest income | $31,000 | 7,173 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $88,000 | 4,706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-57,000 | 7,465 |
| Total noninterest expense | $1,462,000 | 5,135 |
| Salaries and employee benefits | $726,000 | 5,201 |
| Premises and equipment expense | $194,000 | 4,947 |
| Additional noninterest expense | $542,000 | 4,868 |
| Pre-tax net operating income | $320,000 | 4,313 |
| Securities gains (losses) | $44,000 | 1,966 |
| Applicable income taxes | $-2,000 | 6,857 |
| Income before extraordinary items | $366,000 | 3,937 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $366,000 | 3,935 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $366,000 | 3,936 |
| Net charge-offs | $77,000 | 4,511 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $322,000 | 4,040 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 4,828 |
| Total interest expense | $393,000 | 4,522 |
| Net interest income | $943,000 | 4,839 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $-88,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-131,000 | 7,766 |
| Total noninterest expense | $690,000 | 5,343 |
| Salaries and employee benefits | $342,000 | 5,429 |
| Premises and equipment expense | $95,000 | 5,078 |
| Additional noninterest expense | $253,000 | 5,084 |
| Pre-tax net operating income | $165,000 | 4,398 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-71,000 | 7,394 |
| Income before extraordinary items | $236,000 | 3,593 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $236,000 | 3,589 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $236,000 | 3,592 |
| Net charge-offs | $32,000 | 4,097 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $236,000 | 3,467 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,825,000 | 4,709 |
| Total interest expense | $1,950,000 | 4,530 |
| Net interest income | $3,875,000 | 4,649 |
| Provision for loan and lease losses | $1,881,000 | 2,565 |
| Total noninterest income | $573,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $213,000 | 4,526 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $360,000 | 3,701 |
| Total noninterest expense | $2,843,000 | 5,334 |
| Salaries and employee benefits | $1,530,000 | 5,132 |
| Premises and equipment expense | $416,000 | 4,884 |
| Additional noninterest expense | $897,000 | 5,536 |
| Pre-tax net operating income | $-276,000 | 5,785 |
| Securities gains (losses) | $6,000 | 3,400 |
| Applicable income taxes | $10,000 | 3,886 |
| Income before extraordinary items | $-280,000 | 5,904 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-280,000 | 5,903 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-280,000 | 5,903 |
| Net charge-offs | $1,250,000 | 2,591 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-286,000 | 5,906 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 4,722 |
| Total interest expense | $1,504,000 | 4,596 |
| Net interest income | $2,924,000 | 4,656 |
| Provision for loan and lease losses | $1,601,000 | 2,144 |
| Total noninterest income | $436,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $163,000 | 4,517 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $273,000 | 3,761 |
| Total noninterest expense | $2,182,000 | 5,279 |
| Salaries and employee benefits | $1,146,000 | 5,183 |
| Premises and equipment expense | $322,000 | 4,842 |
| Additional noninterest expense | $714,000 | 5,351 |
| Pre-tax net operating income | $-423,000 | 6,258 |
| Securities gains (losses) | $6,000 | 3,115 |
| Applicable income taxes | $-137,000 | 7,009 |
| Income before extraordinary items | $-280,000 | 6,211 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-280,000 | 6,212 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-280,000 | 6,211 |
| Net charge-offs | $1,253,000 | 1,953 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-284,020 | 6,207 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 4,728 |
| Total interest expense | $1,031,000 | 4,648 |
| Net interest income | $1,948,000 | 4,660 |
| Provision for loan and lease losses | $1,157,000 | 1,904 |
| Total noninterest income | $296,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $108,000 | 4,500 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $188,000 | 3,740 |
| Total noninterest expense | $1,462,000 | 5,312 |
| Salaries and employee benefits | $763,000 | 5,247 |
| Premises and equipment expense | $219,000 | 4,833 |
| Additional noninterest expense | $480,000 | 5,354 |
| Pre-tax net operating income | $-375,000 | 6,515 |
| Securities gains (losses) | $6,000 | 2,720 |
| Applicable income taxes | $-192,000 | 7,292 |
| Income before extraordinary items | $-177,000 | 6,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-177,000 | 6,338 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-177,000 | 6,338 |
| Net charge-offs | $1,023,000 | 1,613 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-180,840 | 6,323 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 4,707 |
| Total interest expense | $518,000 | 4,749 |
| Net interest income | $1,008,000 | 4,557 |
| Provision for loan and lease losses | $488,000 | 1,796 |
| Total noninterest income | $147,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $53,000 | 4,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $94,000 | 3,755 |
| Total noninterest expense | $673,000 | 5,486 |
| Salaries and employee benefits | $370,000 | 5,391 |
| Premises and equipment expense | $112,000 | 4,803 |
| Additional noninterest expense | $191,000 | 5,708 |
| Pre-tax net operating income | $-6,000 | 6,273 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $-28,000 | 7,320 |
| Income before extraordinary items | $24,000 | 6,089 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,000 | 6,091 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $24,000 | 6,091 |
| Net charge-offs | $349,000 | 1,650 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $22,720 | 5,963 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,765,000 | 4,582 |
| Total interest expense | $2,888,000 | 4,367 |
| Net interest income | $3,877,000 | 4,676 |
| Provision for loan and lease losses | $463,000 | 3,927 |
| Total noninterest income | $257,000 | 6,093 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $218,000 | 4,632 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $39,000 | 6,986 |
| Total noninterest expense | $2,549,000 | 5,603 |
| Salaries and employee benefits | $1,435,000 | 5,472 |
| Premises and equipment expense | $457,000 | 4,713 |
| Additional noninterest expense | $657,000 | 5,993 |
| Pre-tax net operating income | $1,122,000 | 3,553 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $138,000 | 3,137 |
| Income before extraordinary items | $985,000 | 3,322 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $985,000 | 3,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 2,378 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $984,120 | 3,466 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,108,000 | 4,643 |
| Total interest expense | $2,256,000 | 4,369 |
| Net interest income | $2,852,000 | 4,773 |
| Provision for loan and lease losses | $384,000 | 3,144 |
| Total noninterest income | $206,000 | 6,061 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $160,000 | 4,700 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 6,702 |
| Total noninterest expense | $1,861,000 | 5,665 |
| Salaries and employee benefits | $1,029,000 | 5,605 |
| Premises and equipment expense | $345,000 | 4,705 |
| Additional noninterest expense | $487,000 | 5,977 |
| Pre-tax net operating income | $813,000 | 4,082 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $166,000 | 3,115 |
| Income before extraordinary items | $647,000 | 3,979 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $647,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 2,321 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $647,000 | 4,130 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 4,731 |
| Total interest expense | $1,552,000 | 4,421 |
| Net interest income | $1,822,000 | 4,901 |
| Provision for loan and lease losses | $84,000 | 4,545 |
| Total noninterest income | $117,000 | 6,413 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $104,000 | 4,763 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $1,229,000 | 5,725 |
| Salaries and employee benefits | $687,000 | 5,641 |
| Premises and equipment expense | $229,000 | 4,749 |
| Additional noninterest expense | $313,000 | 6,080 |
| Pre-tax net operating income | $626,000 | 3,925 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $127,000 | 3,206 |
| Income before extraordinary items | $499,000 | 4,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $499,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $499,000 | 3,966 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 4,882 |
| Total interest expense | $803,000 | 4,500 |
| Net interest income | $850,000 | 5,119 |
| Provision for loan and lease losses | $84,000 | 3,006 |
| Total noninterest income | $92,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 5,402 |
| Total noninterest expense | $589,000 | 5,861 |
| Salaries and employee benefits | $330,000 | 5,822 |
| Premises and equipment expense | $112,000 | 4,832 |
| Additional noninterest expense | $147,000 | 6,223 |
| Pre-tax net operating income | $269,000 | 4,390 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $265,000 | 4,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $265,000 | 4,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $265,000 | 3,988 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,541,000 | 4,938 |
| Total interest expense | $3,217,000 | 4,591 |
| Net interest income | $3,324,000 | 5,212 |
| Provision for loan and lease losses | $-113,000 | 8,395 |
| Total noninterest income | $520,000 | 4,954 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $248,000 | 4,471 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $272,000 | 4,420 |
| Total noninterest expense | $2,527,000 | 5,572 |
| Salaries and employee benefits | $1,332,000 | 5,664 |
| Premises and equipment expense | $426,000 | 4,837 |
| Additional noninterest expense | $769,000 | 5,474 |
| Pre-tax net operating income | $1,430,000 | 3,985 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $415,000 | 2,978 |
| Income before extraordinary items | $1,017,000 | 4,278 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,017,000 | 4,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,378 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,015,580 | 4,274 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,839,000 | 4,994 |
| Total interest expense | $2,349,000 | 4,680 |
| Net interest income | $2,490,000 | 5,229 |
| Provision for loan and lease losses | $-123,000 | 8,442 |
| Total noninterest income | $394,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $189,000 | 4,456 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $205,000 | 4,445 |
| Total noninterest expense | $1,852,000 | 5,606 |
| Salaries and employee benefits | $959,000 | 5,769 |
| Premises and equipment expense | $303,000 | 4,993 |
| Additional noninterest expense | $590,000 | 5,359 |
| Pre-tax net operating income | $1,155,000 | 4,032 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $321,000 | 3,113 |
| Income before extraordinary items | $834,000 | 4,264 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $834,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,369 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $834,000 | 4,251 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 5,189 |
| Total interest expense | $1,468,000 | 4,861 |
| Net interest income | $1,594,000 | 5,396 |
| Provision for loan and lease losses | $-200,000 | 8,520 |
| Total noninterest income | $272,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $126,000 | 4,462 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $146,000 | 4,363 |
| Total noninterest expense | $1,236,000 | 5,640 |
| Salaries and employee benefits | $627,000 | 5,876 |
| Premises and equipment expense | $207,000 | 4,923 |
| Additional noninterest expense | $402,000 | 5,293 |
| Pre-tax net operating income | $830,000 | 3,933 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $152,000 | 3,636 |
| Income before extraordinary items | $678,000 | 3,896 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $678,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 8,434 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $678,000 | 3,884 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 5,257 |
| Total interest expense | $720,000 | 4,896 |
| Net interest income | $781,000 | 5,467 |
| Provision for loan and lease losses | $-200,000 | 8,581 |
| Total noninterest income | $141,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $53,000 | 4,757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $88,000 | 4,018 |
| Total noninterest expense | $616,000 | 5,670 |
| Salaries and employee benefits | $312,000 | 5,925 |
| Premises and equipment expense | $107,000 | 4,842 |
| Additional noninterest expense | $197,000 | 5,309 |
| Pre-tax net operating income | $506,000 | 3,503 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $103,000 | 3,229 |
| Income before extraordinary items | $403,000 | 3,484 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $403,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 8,513 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $403,000 | 3,459 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,568,000 | 5,241 |
| Total interest expense | $2,321,000 | 5,016 |
| Net interest income | $3,247,000 | 5,293 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $544,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $231,000 | 4,679 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $313,000 | 4,220 |
| Total noninterest expense | $2,486,000 | 5,495 |
| Salaries and employee benefits | $1,334,000 | 5,565 |
| Premises and equipment expense | $461,000 | 4,494 |
| Additional noninterest expense | $691,000 | 5,678 |
| Pre-tax net operating income | $1,305,000 | 4,600 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $464,000 | 3,245 |
| Income before extraordinary items | $841,000 | 5,102 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $841,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,225 |
| Cash dividends | $270,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $841,000 | 5,094 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 5,365 |
| Total interest expense | $1,631,000 | 5,118 |
| Net interest income | $2,372,000 | 5,411 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $352,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $172,000 | 4,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 4,755 |
| Total noninterest expense | $1,826,000 | 5,549 |
| Salaries and employee benefits | $951,000 | 5,699 |
| Premises and equipment expense | $361,000 | 4,377 |
| Additional noninterest expense | $514,000 | 5,687 |
| Pre-tax net operating income | $898,000 | 4,972 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $284,000 | 3,663 |
| Income before extraordinary items | $614,000 | 5,306 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $614,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $270,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $614,000 | 5,299 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 5,441 |
| Total interest expense | $1,028,000 | 5,157 |
| Net interest income | $1,542,000 | 5,512 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $248,000 | 5,171 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $113,000 | 4,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $135,000 | 4,512 |
| Total noninterest expense | $1,221,000 | 5,552 |
| Salaries and employee benefits | $631,000 | 5,746 |
| Premises and equipment expense | $250,000 | 4,268 |
| Additional noninterest expense | $340,000 | 5,693 |
| Pre-tax net operating income | $569,000 | 5,124 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $168,000 | 3,850 |
| Income before extraordinary items | $401,000 | 5,386 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $401,000 | 5,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $270,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $401,000 | 5,384 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 5,534 |
| Total interest expense | $485,000 | 5,208 |
| Net interest income | $744,000 | 5,616 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $99,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $49,000 | 5,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $610,000 | 5,567 |
| Salaries and employee benefits | $308,000 | 5,853 |
| Premises and equipment expense | $129,000 | 4,210 |
| Additional noninterest expense | $173,000 | 5,628 |
| Pre-tax net operating income | $233,000 | 5,514 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $197,000 | 5,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $270,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $197,000 | 5,391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 5,636 |
| Total interest expense | $1,539,000 | 5,164 |
| Net interest income | $2,723,000 | 5,807 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $352,000 | 5,996 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $218,000 | 4,862 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $134,000 | 5,917 |
| Total noninterest expense | $2,534,000 | 5,332 |
| Salaries and employee benefits | $1,196,000 | 5,803 |
| Premises and equipment expense | $535,000 | 3,986 |
| Additional noninterest expense | $803,000 | 5,157 |
| Pre-tax net operating income | $541,000 | 6,608 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $539,000 | 6,219 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $539,000 | 6,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,461 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $539,000 | 6,185 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 5,697 |
| Total interest expense | $1,092,000 | 5,199 |
| Net interest income | $2,017,000 | 5,868 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $248,000 | 6,162 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 4,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 6,434 |
| Total noninterest expense | $1,901,000 | 5,303 |
| Salaries and employee benefits | $882,000 | 5,831 |
| Premises and equipment expense | $410,000 | 3,907 |
| Additional noninterest expense | $609,000 | 5,070 |
| Pre-tax net operating income | $364,000 | 6,930 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $362,000 | 6,582 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $362,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,820 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $362,000 | 6,543 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 5,769 |
| Total interest expense | $685,000 | 5,218 |
| Net interest income | $1,295,000 | 5,963 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $136,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $118,000 | 4,686 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $18,000 | 7,744 |
| Total noninterest expense | $1,245,000 | 5,349 |
| Salaries and employee benefits | $579,000 | 5,866 |
| Premises and equipment expense | $287,000 | 3,747 |
| Additional noninterest expense | $379,000 | 5,271 |
| Pre-tax net operating income | $186,000 | 7,301 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $184,000 | 7,050 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $184,000 | 7,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,698 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $184,000 | 7,013 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 5,848 |
| Total interest expense | $331,000 | 5,214 |
| Net interest income | $630,000 | 6,079 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $59,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $632,000 | 5,336 |
| Salaries and employee benefits | $292,000 | 5,864 |
| Premises and equipment expense | $154,000 | 3,579 |
| Additional noninterest expense | $186,000 | 5,341 |
| Pre-tax net operating income | $57,000 | 7,802 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $13,000 | 5,949 |
| Income before extraordinary items | $44,000 | 7,861 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $44,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,427 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $44,000 | 7,833 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 6,587 |
| Total interest expense | $1,015,000 | 5,603 |
| Net interest income | $1,828,000 | 6,853 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $727,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $223,000 | 4,988 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $504,000 | 3,291 |
| Total noninterest expense | $2,247,000 | 5,631 |
| Salaries and employee benefits | $1,015,000 | 6,227 |
| Premises and equipment expense | $482,000 | 4,203 |
| Additional noninterest expense | $750,000 | 5,310 |
| Pre-tax net operating income | $308,000 | 7,408 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $306,000 | 7,203 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $306,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,684 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $306,000 | 7,144 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 6,899 |
| Total interest expense | $686,000 | 5,884 |
| Net interest income | $1,191,000 | 7,212 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $389,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $155,000 | 5,197 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $234,000 | 4,193 |
| Total noninterest expense | $1,568,000 | 5,837 |
| Salaries and employee benefits | $728,000 | 6,342 |
| Premises and equipment expense | $336,000 | 4,412 |
| Additional noninterest expense | $504,000 | 5,605 |
| Pre-tax net operating income | $12,000 | 8,430 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $10,000 | 8,469 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $10,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,018 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $10,000 | 8,427 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $980,000 | 7,481 |
| Total interest expense | $369,000 | 6,477 |
| Net interest income | $611,000 | 7,781 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $124,000 | 6,836 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $76,000 | 5,812 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,000 | 6,492 |
| Total noninterest expense | $888,000 | 6,403 |
| Salaries and employee benefits | $384,000 | 7,043 |
| Premises and equipment expense | $192,000 | 4,896 |
| Additional noninterest expense | $312,000 | 5,860 |
| Pre-tax net operating income | $-153,000 | 8,731 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-153,000 | 8,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-153,000 | 8,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-153,000 | 8,730 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 8,840 |
| Total interest expense | $72,000 | 8,313 |
| Net interest income | $85,000 | 8,944 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $11,000 | 8,767 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-3,000 | 9,074 |
| Total noninterest expense | $175,000 | 8,422 |
| Salaries and employee benefits | $78,000 | 8,678 |
| Premises and equipment expense | $44,000 | 7,051 |
| Additional noninterest expense | $53,000 | 8,333 |
| Pre-tax net operating income | $-79,000 | 8,769 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-79,000 | 8,804 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-79,000 | 8,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-79,000 | 8,772 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 5,798 |
| Total interest expense | $1,617,000 | 4,664 |
| Net interest income | $2,201,000 | 6,318 |
| Provision for loan and lease losses | $1,790,000 | 714 |
| Total noninterest income | $491,000 | 5,494 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $320,000 | 4,151 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $171,000 | 5,591 |
| Total noninterest expense | $3,598,000 | 4,014 |
| Salaries and employee benefits | $1,588,000 | 4,662 |
| Premises and equipment expense | $580,000 | 3,624 |
| Additional noninterest expense | $1,430,000 | 3,223 |
| Pre-tax net operating income | $-2,696,000 | 9,108 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $26,000 | 6,682 |
| Income before extraordinary items | $-2,717,000 | 9,140 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-2,717,000 | 9,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,536,000 | 671 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,722,000 | 9,108 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 5,805 |
| Total interest expense | $1,281,000 | 4,622 |
| Net interest income | $1,641,000 | 6,371 |
| Provision for loan and lease losses | $1,789,000 | 574 |
| Total noninterest income | $223,000 | 6,660 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $241,000 | 4,163 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-18,000 | 9,202 |
| Total noninterest expense | $2,697,000 | 4,004 |
| Salaries and employee benefits | $1,286,000 | 4,399 |
| Premises and equipment expense | $431,000 | 3,641 |
| Additional noninterest expense | $980,000 | 3,453 |
| Pre-tax net operating income | $-2,622,000 | 9,176 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $25,000 | 6,689 |
| Income before extraordinary items | $-2,642,000 | 9,209 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-2,642,000 | 9,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,508,000 | 538 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-2,647,000 | 9,177 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 5,627 |
| Total interest expense | $898,000 | 4,584 |
| Net interest income | $1,171,000 | 6,137 |
| Provision for loan and lease losses | $542,000 | 1,071 |
| Total noninterest income | $514,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $167,000 | 4,050 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $347,000 | 3,031 |
| Total noninterest expense | $1,770,000 | 4,053 |
| Salaries and employee benefits | $878,000 | 4,323 |
| Premises and equipment expense | $293,000 | 3,567 |
| Additional noninterest expense | $599,000 | 3,707 |
| Pre-tax net operating income | $-627,000 | 9,111 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-624,000 | 9,160 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-624,000 | 9,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 884 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-627,000 | 9,109 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 5,667 |
| Total interest expense | $463,000 | 4,583 |
| Net interest income | $568,000 | 6,239 |
| Provision for loan and lease losses | $446,000 | 681 |
| Total noninterest income | $249,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $74,000 | 4,258 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $175,000 | 2,949 |
| Total noninterest expense | $842,000 | 4,209 |
| Salaries and employee benefits | $432,000 | 4,377 |
| Premises and equipment expense | $144,000 | 3,607 |
| Additional noninterest expense | $266,000 | 4,024 |
| Pre-tax net operating income | $-471,000 | 9,192 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-470,000 | 9,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-470,000 | 9,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 828 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-471,000 | 9,190 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,933,000 | 5,223 |
| Total interest expense | $2,155,000 | 4,578 |
| Net interest income | $2,778,000 | 5,552 |
| Provision for loan and lease losses | $929,000 | 1,441 |
| Total noninterest income | $1,046,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $299,000 | 4,247 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $747,000 | 2,614 |
| Total noninterest expense | $3,517,000 | 3,953 |
| Salaries and employee benefits | $1,693,000 | 4,280 |
| Premises and equipment expense | $547,000 | 3,681 |
| Additional noninterest expense | $1,277,000 | 3,432 |
| Pre-tax net operating income | $-622,000 | 9,026 |
| Securities gains (losses) | $598,000 | 593 |
| Applicable income taxes | $8,000 | 7,355 |
| Income before extraordinary items | $-32,000 | 8,774 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-32,000 | 8,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,832 |
| Cash dividends | $106,000 | 5,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-630,000 | 9,043 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,666,000 | 5,188 |
| Total interest expense | $2,760,000 | 5,045 |
| Net interest income | $2,906,000 | 5,180 |
| Provision for loan and lease losses | $54,000 | 6,579 |
| Total noninterest income | $905,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $650,000 | 2,692 |
| Total noninterest expense | $3,003,000 | 4,332 |
| Salaries and employee benefits | $1,624,000 | 4,263 |
| Premises and equipment expense | $484,000 | 3,997 |
| Additional noninterest expense | $895,000 | 4,428 |
| Pre-tax net operating income | $754,000 | 5,639 |
| Securities gains (losses) | $117,000 | 1,622 |
| Applicable income taxes | $112,000 | 5,860 |
| Income before extraordinary items | $759,000 | 5,020 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $759,000 | 5,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,152 |
| Cash dividends | $441,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $657,210 | 5,257 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,170,000 | 5,619 |
| Total interest expense | $2,619,000 | 5,400 |
| Net interest income | $2,551,000 | 5,724 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $385,000 | 5,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,529 |
| Total noninterest expense | $2,197,000 | 5,339 |
| Salaries and employee benefits | $1,161,000 | 5,353 |
| Premises and equipment expense | $352,000 | 4,913 |
| Additional noninterest expense | $684,000 | 5,265 |
| Pre-tax net operating income | $679,000 | 6,311 |
| Securities gains (losses) | $-164,000 | 9,538 |
| Applicable income taxes | $178,000 | 5,633 |
| Income before extraordinary items | $337,000 | 7,243 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $337,000 | 7,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $164,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $443,600 | 6,631 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 9,337 |
| Total interest expense | $656,000 | 9,057 |
| Net interest income | $620,000 | 9,470 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $81,000 | 9,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,625 |
| Total noninterest expense | $622,000 | 9,259 |
| Salaries and employee benefits | $280,000 | 9,575 |
| Premises and equipment expense | $82,000 | 8,984 |
| Additional noninterest expense | $260,000 | 8,465 |
| Pre-tax net operating income | $79,000 | 9,151 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $-151,000 | 9,984 |
| Income before extraordinary items | $223,000 | 8,129 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $223,000 | 8,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $230,000 | 8,056 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,051,000 | 6,441 |
| Total interest expense | $2,208,000 | 5,822 |
| Net interest income | $1,843,000 | 6,962 |
| Provision for loan and lease losses | $26,000 | 7,477 |
| Total noninterest income | $261,000 | 6,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 5,750 |
| Total noninterest expense | $1,615,000 | 6,407 |
| Salaries and employee benefits | $859,000 | 6,417 |
| Premises and equipment expense | $275,000 | 5,637 |
| Additional noninterest expense | $481,000 | 6,570 |
| Pre-tax net operating income | $463,000 | 7,569 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $51,000 | 8,309 |
| Income before extraordinary items | $434,000 | 7,014 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $434,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $314,000 | 4,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $414,420 | 7,027 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 6,792 |
| Total interest expense | $1,966,000 | 6,323 |
| Net interest income | $1,887,000 | 7,159 |
| Provision for loan and lease losses | $141,000 | 4,282 |
| Total noninterest income | $273,000 | 6,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 5,804 |
| Total noninterest expense | $1,688,000 | 6,327 |
| Salaries and employee benefits | $843,000 | 6,571 |
| Premises and equipment expense | $255,000 | 5,987 |
| Additional noninterest expense | $590,000 | 5,872 |
| Pre-tax net operating income | $331,000 | 8,817 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $39,000 | 9,426 |
| Income before extraordinary items | $295,000 | 8,416 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $295,000 | 8,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,367 |
| Cash dividends | $222,000 | 5,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $292,360 | 8,392 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 7,073 |
| Total interest expense | $1,897,000 | 6,631 |
| Net interest income | $1,885,000 | 7,388 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $265,000 | 7,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,188 |
| Total noninterest expense | $1,487,000 | 7,141 |
| Salaries and employee benefits | $792,000 | 7,018 |
| Premises and equipment expense | $242,000 | 6,359 |
| Additional noninterest expense | $453,000 | 7,450 |
| Pre-tax net operating income | $643,000 | 7,208 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $197,000 | 7,178 |
| Income before extraordinary items | $444,000 | 7,280 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $444,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $198,000 | 5,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $445,380 | 7,212 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 7,260 |
| Total interest expense | $1,974,000 | 6,526 |
| Net interest income | $1,771,000 | 7,849 |
| Provision for loan and lease losses | $16,000 | 7,905 |
| Total noninterest income | $211,000 | 8,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,865 |
| Total noninterest expense | $1,385,000 | 7,633 |
| Salaries and employee benefits | $731,000 | 7,527 |
| Premises and equipment expense | $235,000 | 6,590 |
| Additional noninterest expense | $419,000 | 8,014 |
| Pre-tax net operating income | $581,000 | 7,986 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $170,000 | 7,922 |
| Income before extraordinary items | $397,000 | 8,108 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $397,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $406,800 | 7,964 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 8,253 |
| Total interest expense | $1,410,000 | 7,179 |
| Net interest income | $1,477,000 | 8,946 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $234,000 | 8,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,416 |
| Total noninterest expense | $1,292,000 | 8,281 |
| Salaries and employee benefits | $641,000 | 8,329 |
| Premises and equipment expense | $226,000 | 6,941 |
| Additional noninterest expense | $425,000 | 8,578 |
| Pre-tax net operating income | $419,000 | 9,213 |
| Securities gains (losses) | $-133,000 | 11,720 |
| Applicable income taxes | $55,000 | 10,338 |
| Income before extraordinary items | $231,000 | 9,913 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $231,000 | 9,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $146,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $338,730 | 8,804 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 8,896 |
| Total interest expense | $1,161,000 | 8,437 |
| Net interest income | $1,496,000 | 9,121 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $180,000 | 9,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $1,149,000 | 9,109 |
| Salaries and employee benefits | $598,000 | 8,818 |
| Premises and equipment expense | $164,000 | 8,533 |
| Additional noninterest expense | $387,000 | 9,405 |
| Pre-tax net operating income | $452,000 | 9,009 |
| Securities gains (losses) | $-32,000 | 13,020 |
| Applicable income taxes | $127,000 | 9,151 |
| Income before extraordinary items | $293,000 | 9,568 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $293,000 | 9,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $239,000 | 5,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $315,400 | 9,043 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 8,992 |
| Total interest expense | $1,451,000 | 8,666 |
| Net interest income | $1,542,000 | 9,146 |
| Provision for loan and lease losses | $70,000 | 8,246 |
| Total noninterest income | $173,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 9,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $1,049,000 | 9,750 |
| Salaries and employee benefits | $556,000 | 9,219 |
| Premises and equipment expense | $131,000 | 9,652 |
| Additional noninterest expense | $362,000 | 10,049 |
| Pre-tax net operating income | $596,000 | 7,741 |
| Securities gains (losses) | $148,000 | 2,429 |
| Applicable income taxes | $277,000 | 6,260 |
| Income before extraordinary items | $467,000 | 7,600 |
| Extraordinary gains, net | $13,000 | 1,300 |
| Net income | $480,000 | 7,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 7,015 |
| Cash dividends | $192,000 | 5,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $372,280 | 8,130 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.