Home > The La Porte Savings Bank > Income and Expense
The La Porte Savings Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,638,000 | 1,348 |
| Total interest expense | $1,353,000 | 1,060 |
| Net interest income | $8,285,000 | 1,379 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,348,000 | 1,752 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $331,000 | 1,674 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,017,000 | 1,533 |
| Total noninterest expense | $7,190,000 | 1,366 |
| Salaries and employee benefits | $4,394,000 | 1,288 |
| Premises and equipment expense | $977,000 | 1,213 |
| Additional noninterest expense | $1,819,000 | 1,665 |
| Pre-tax net operating income | $2,443,000 | 1,661 |
| Securities gains (losses) | $2,920,000 | 57 |
| Applicable income taxes | $1,659,000 | 737 |
| Income before extraordinary items | $3,704,000 | 993 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,704,000 | 992 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,704,000 | 992 |
| Net charge-offs | $15,000 | 2,919 |
| Cash dividends | $2,888,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $588,000 | 159 |
| Net operating income | $1,689,200 | 1,858 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,916,000 | 1,322 |
| Total interest expense | $650,000 | 1,107 |
| Net interest income | $4,266,000 | 1,350 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $666,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $158,000 | 1,728 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $508,000 | 1,489 |
| Total noninterest expense | $3,707,000 | 1,337 |
| Salaries and employee benefits | $2,267,000 | 1,253 |
| Premises and equipment expense | $532,000 | 1,119 |
| Additional noninterest expense | $908,000 | 1,668 |
| Pre-tax net operating income | $1,225,000 | 1,637 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $294,000 | 1,502 |
| Income before extraordinary items | $931,000 | 1,732 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $931,000 | 1,733 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $931,000 | 1,733 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $330,000 | 130 |
| Net operating income | $931,000 | 1,689 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,590,000 | 1,356 |
| Total interest expense | $2,501,000 | 1,118 |
| Net interest income | $16,089,000 | 1,386 |
| Provision for loan and lease losses | $255,000 | 2,064 |
| Total noninterest income | $2,857,000 | 1,660 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $663,000 | 1,726 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,194,000 | 1,426 |
| Total noninterest expense | $13,779,000 | 1,411 |
| Salaries and employee benefits | $8,498,000 | 1,287 |
| Premises and equipment expense | $1,988,000 | 1,191 |
| Additional noninterest expense | $3,293,000 | 1,829 |
| Pre-tax net operating income | $4,912,000 | 1,594 |
| Securities gains (losses) | $96,000 | 1,203 |
| Applicable income taxes | $1,212,000 | 1,417 |
| Income before extraordinary items | $3,796,000 | 1,669 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,796,000 | 1,670 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,796,000 | 1,671 |
| Net charge-offs | $216,000 | 1,915 |
| Cash dividends | $1,500,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $1,007,000 | 222 |
| Net operating income | $3,723,040 | 1,665 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,726,000 | 1,376 |
| Total interest expense | $1,860,000 | 1,142 |
| Net interest income | $11,866,000 | 1,416 |
| Provision for loan and lease losses | $255,000 | 1,679 |
| Total noninterest income | $2,068,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $493,000 | 1,744 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,575,000 | 1,479 |
| Total noninterest expense | $10,218,000 | 1,428 |
| Salaries and employee benefits | $6,363,000 | 1,298 |
| Premises and equipment expense | $1,552,000 | 1,164 |
| Additional noninterest expense | $2,303,000 | 1,951 |
| Pre-tax net operating income | $3,461,000 | 1,708 |
| Securities gains (losses) | $96,000 | 1,063 |
| Applicable income taxes | $809,000 | 1,574 |
| Income before extraordinary items | $2,748,000 | 1,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,748,000 | 1,759 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,748,000 | 1,760 |
| Net charge-offs | $173,000 | 1,681 |
| Cash dividends | $1,500,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $753,000 | 204 |
| Net operating income | $2,674,080 | 1,758 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,066,000 | 1,398 |
| Total interest expense | $1,139,000 | 1,232 |
| Net interest income | $7,927,000 | 1,419 |
| Provision for loan and lease losses | $155,000 | 1,733 |
| Total noninterest income | $1,353,000 | 1,736 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $321,000 | 1,755 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,032,000 | 1,524 |
| Total noninterest expense | $6,781,000 | 1,444 |
| Salaries and employee benefits | $4,197,000 | 1,314 |
| Premises and equipment expense | $1,058,000 | 1,141 |
| Additional noninterest expense | $1,526,000 | 1,968 |
| Pre-tax net operating income | $2,344,000 | 1,670 |
| Securities gains (losses) | $78,000 | 958 |
| Applicable income taxes | $533,000 | 1,564 |
| Income before extraordinary items | $1,889,000 | 1,691 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,889,000 | 1,695 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,889,000 | 1,695 |
| Net charge-offs | $20,000 | 2,945 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $501,000 | 193 |
| Net operating income | $1,828,160 | 1,697 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 1,414 |
| Total interest expense | $554,000 | 1,265 |
| Net interest income | $3,909,000 | 1,433 |
| Provision for loan and lease losses | $105,000 | 1,379 |
| Total noninterest income | $551,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $154,000 | 1,784 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $397,000 | 1,782 |
| Total noninterest expense | $3,437,000 | 1,430 |
| Salaries and employee benefits | $2,101,000 | 1,319 |
| Premises and equipment expense | $543,000 | 1,119 |
| Additional noninterest expense | $793,000 | 1,893 |
| Pre-tax net operating income | $918,000 | 1,997 |
| Securities gains (losses) | $50,000 | 840 |
| Applicable income taxes | $185,000 | 1,900 |
| Income before extraordinary items | $783,000 | 1,958 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $783,000 | 1,961 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $783,000 | 1,960 |
| Net charge-offs | $25,000 | 1,996 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 169 |
| Net operating income | $742,500 | 1,972 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,818,000 | 1,415 |
| Total interest expense | $2,873,000 | 1,039 |
| Net interest income | $14,945,000 | 1,478 |
| Provision for loan and lease losses | $-150,000 | 6,082 |
| Total noninterest income | $2,402,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $732,000 | 1,696 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,670,000 | 1,661 |
| Total noninterest expense | $13,156,000 | 1,450 |
| Salaries and employee benefits | $7,825,000 | 1,353 |
| Premises and equipment expense | $1,946,000 | 1,228 |
| Additional noninterest expense | $3,385,000 | 1,825 |
| Pre-tax net operating income | $4,341,000 | 1,721 |
| Securities gains (losses) | $106,000 | 1,218 |
| Applicable income taxes | $785,000 | 1,783 |
| Income before extraordinary items | $3,662,000 | 1,696 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,662,000 | 1,696 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,662,000 | 1,695 |
| Net charge-offs | $160,000 | 2,716 |
| Cash dividends | $4,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $584,000 | 279 |
| Net operating income | $3,575,080 | 1,698 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,355,000 | 1,426 |
| Total interest expense | $2,238,000 | 1,014 |
| Net interest income | $11,117,000 | 1,497 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,835,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $555,000 | 1,690 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,280,000 | 1,637 |
| Total noninterest expense | $9,649,000 | 1,490 |
| Salaries and employee benefits | $5,705,000 | 1,389 |
| Premises and equipment expense | $1,510,000 | 1,193 |
| Additional noninterest expense | $2,434,000 | 1,892 |
| Pre-tax net operating income | $3,303,000 | 1,713 |
| Securities gains (losses) | $109,000 | 938 |
| Applicable income taxes | $644,000 | 1,741 |
| Income before extraordinary items | $2,768,000 | 1,695 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,768,000 | 1,696 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,768,000 | 1,695 |
| Net charge-offs | $159,000 | 2,243 |
| Cash dividends | $4,000,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $371,000 | 276 |
| Net operating income | $2,679,710 | 1,709 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,735,000 | 1,447 |
| Total interest expense | $1,496,000 | 1,014 |
| Net interest income | $7,239,000 | 1,524 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,158,000 | 1,895 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $370,000 | 1,672 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $788,000 | 1,716 |
| Total noninterest expense | $6,498,000 | 1,476 |
| Salaries and employee benefits | $3,714,000 | 1,419 |
| Premises and equipment expense | $1,047,000 | 1,162 |
| Additional noninterest expense | $1,737,000 | 1,767 |
| Pre-tax net operating income | $1,899,000 | 1,898 |
| Securities gains (losses) | $100,000 | 788 |
| Applicable income taxes | $343,000 | 1,929 |
| Income before extraordinary items | $1,656,000 | 1,815 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,656,000 | 1,819 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,656,000 | 1,818 |
| Net charge-offs | $144,000 | 1,867 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $247,000 | 262 |
| Net operating income | $1,573,000 | 1,857 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 1,475 |
| Total interest expense | $730,000 | 1,040 |
| Net interest income | $3,526,000 | 1,554 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $510,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $177,000 | 1,720 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $333,000 | 1,869 |
| Total noninterest expense | $3,303,000 | 1,467 |
| Salaries and employee benefits | $1,865,000 | 1,426 |
| Premises and equipment expense | $561,000 | 1,113 |
| Additional noninterest expense | $877,000 | 1,741 |
| Pre-tax net operating income | $733,000 | 2,243 |
| Securities gains (losses) | $10,000 | 1,161 |
| Applicable income taxes | $84,000 | 2,504 |
| Income before extraordinary items | $659,000 | 2,102 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $659,000 | 2,104 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $659,000 | 2,104 |
| Net charge-offs | $37,000 | 2,083 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 231 |
| Net operating income | $650,100 | 2,086 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,495,000 | 1,450 |
| Total interest expense | $3,144,000 | 1,069 |
| Net interest income | $14,351,000 | 1,515 |
| Provision for loan and lease losses | $6,000 | 4,983 |
| Total noninterest income | $2,266,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $756,000 | 1,726 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,510,000 | 1,836 |
| Total noninterest expense | $11,762,000 | 1,632 |
| Salaries and employee benefits | $7,253,000 | 1,442 |
| Premises and equipment expense | $1,985,000 | 1,197 |
| Additional noninterest expense | $2,524,000 | 2,440 |
| Pre-tax net operating income | $4,849,000 | 1,469 |
| Securities gains (losses) | $718,000 | 318 |
| Applicable income taxes | $1,339,000 | 1,216 |
| Income before extraordinary items | $4,228,000 | 1,426 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,228,000 | 1,428 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,228,000 | 1,429 |
| Net charge-offs | $409,000 | 2,229 |
| Cash dividends | $4,000,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $472,000 | 295 |
| Net operating income | $3,682,320 | 1,571 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,079,000 | 1,452 |
| Total interest expense | $2,370,000 | 1,103 |
| Net interest income | $10,709,000 | 1,524 |
| Provision for loan and lease losses | $206,000 | 2,541 |
| Total noninterest income | $1,888,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $558,000 | 1,751 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,330,000 | 1,696 |
| Total noninterest expense | $8,683,000 | 1,673 |
| Salaries and employee benefits | $5,493,000 | 1,435 |
| Premises and equipment expense | $1,566,000 | 1,144 |
| Additional noninterest expense | $1,624,000 | 2,800 |
| Pre-tax net operating income | $3,708,000 | 1,475 |
| Securities gains (losses) | $545,000 | 379 |
| Applicable income taxes | $977,000 | 1,274 |
| Income before extraordinary items | $3,276,000 | 1,386 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,276,000 | 1,388 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,276,000 | 1,388 |
| Net charge-offs | $287,000 | 2,163 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 269 |
| Net operating income | $2,856,350 | 1,535 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,813,000 | 1,444 |
| Total interest expense | $1,586,000 | 1,128 |
| Net interest income | $7,227,000 | 1,491 |
| Provision for loan and lease losses | $106,000 | 2,878 |
| Total noninterest income | $1,317,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $360,000 | 1,767 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $957,000 | 1,628 |
| Total noninterest expense | $5,798,000 | 1,661 |
| Salaries and employee benefits | $3,638,000 | 1,448 |
| Premises and equipment expense | $1,054,000 | 1,128 |
| Additional noninterest expense | $1,106,000 | 2,737 |
| Pre-tax net operating income | $2,640,000 | 1,378 |
| Securities gains (losses) | $490,000 | 377 |
| Applicable income taxes | $758,000 | 1,135 |
| Income before extraordinary items | $2,372,000 | 1,275 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,372,000 | 1,278 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,372,000 | 1,278 |
| Net charge-offs | $177,000 | 2,222 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 249 |
| Net operating income | $1,999,600 | 1,448 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 1,456 |
| Total interest expense | $807,000 | 1,145 |
| Net interest income | $3,581,000 | 1,509 |
| Provision for loan and lease losses | $3,000 | 4,277 |
| Total noninterest income | $679,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $169,000 | 1,858 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $510,000 | 1,554 |
| Total noninterest expense | $2,975,000 | 1,635 |
| Salaries and employee benefits | $1,828,000 | 1,456 |
| Premises and equipment expense | $565,000 | 1,079 |
| Additional noninterest expense | $582,000 | 2,615 |
| Pre-tax net operating income | $1,282,000 | 1,384 |
| Securities gains (losses) | $253,000 | 378 |
| Applicable income taxes | $372,000 | 1,140 |
| Income before extraordinary items | $1,163,000 | 1,282 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,163,000 | 1,284 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,163,000 | 1,284 |
| Net charge-offs | $91,000 | 1,971 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 221 |
| Net operating income | $970,720 | 1,471 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,804,000 | 1,351 |
| Total interest expense | $4,113,000 | 1,091 |
| Net interest income | $15,691,000 | 1,393 |
| Provision for loan and lease losses | $1,037,000 | 1,727 |
| Total noninterest income | $2,802,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $745,000 | 1,789 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,057,000 | 1,502 |
| Total noninterest expense | $11,622,000 | 1,660 |
| Salaries and employee benefits | $7,177,000 | 1,422 |
| Premises and equipment expense | $2,076,000 | 1,137 |
| Additional noninterest expense | $2,369,000 | 2,688 |
| Pre-tax net operating income | $5,834,000 | 1,202 |
| Securities gains (losses) | $378,000 | 1,163 |
| Applicable income taxes | $1,642,000 | 1,023 |
| Income before extraordinary items | $4,570,000 | 1,290 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,570,000 | 1,291 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,570,000 | 1,291 |
| Net charge-offs | $501,000 | 2,648 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $439,000 | 330 |
| Net operating income | $4,290,280 | 1,299 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,963,000 | 1,363 |
| Total interest expense | $3,230,000 | 1,096 |
| Net interest income | $11,733,000 | 1,417 |
| Provision for loan and lease losses | $884,000 | 1,604 |
| Total noninterest income | $2,018,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $553,000 | 1,831 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,465,000 | 1,549 |
| Total noninterest expense | $8,414,000 | 1,722 |
| Salaries and employee benefits | $5,137,000 | 1,481 |
| Premises and equipment expense | $1,573,000 | 1,133 |
| Additional noninterest expense | $1,704,000 | 2,806 |
| Pre-tax net operating income | $4,453,000 | 1,202 |
| Securities gains (losses) | $369,000 | 947 |
| Applicable income taxes | $1,259,000 | 1,026 |
| Income before extraordinary items | $3,563,000 | 1,266 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,563,000 | 1,268 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,563,000 | 1,267 |
| Net charge-offs | $351,000 | 2,641 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $244,000 | 324 |
| Net operating income | $3,289,940 | 1,295 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,865,000 | 1,387 |
| Total interest expense | $2,230,000 | 1,098 |
| Net interest income | $7,635,000 | 1,451 |
| Provision for loan and lease losses | $531,000 | 1,740 |
| Total noninterest income | $1,092,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $360,000 | 1,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $732,000 | 1,863 |
| Total noninterest expense | $5,631,000 | 1,723 |
| Salaries and employee benefits | $3,398,000 | 1,492 |
| Premises and equipment expense | $1,095,000 | 1,097 |
| Additional noninterest expense | $1,138,000 | 2,810 |
| Pre-tax net operating income | $2,565,000 | 1,364 |
| Securities gains (losses) | $197,000 | 1,113 |
| Applicable income taxes | $631,000 | 1,274 |
| Income before extraordinary items | $2,131,000 | 1,398 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,131,000 | 1,398 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,131,000 | 1,398 |
| Net charge-offs | $35,000 | 4,302 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 298 |
| Net operating income | $1,979,310 | 1,409 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 1,382 |
| Total interest expense | $1,157,000 | 1,099 |
| Net interest income | $3,832,000 | 1,450 |
| Provision for loan and lease losses | $228,000 | 1,835 |
| Total noninterest income | $488,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $174,000 | 1,909 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $314,000 | 2,043 |
| Total noninterest expense | $2,888,000 | 1,671 |
| Salaries and employee benefits | $1,731,000 | 1,478 |
| Premises and equipment expense | $568,000 | 1,048 |
| Additional noninterest expense | $589,000 | 2,698 |
| Pre-tax net operating income | $1,204,000 | 1,438 |
| Securities gains (losses) | $109,000 | 873 |
| Applicable income taxes | $294,000 | 1,318 |
| Income before extraordinary items | $1,019,000 | 1,432 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,019,000 | 1,432 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,019,000 | 1,433 |
| Net charge-offs | $36,000 | 3,280 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 246 |
| Net operating income | $933,980 | 1,471 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,390,000 | 1,472 |
| Total interest expense | $5,591,000 | 1,078 |
| Net interest income | $13,799,000 | 1,611 |
| Provision for loan and lease losses | $1,137,000 | 2,233 |
| Total noninterest income | $2,020,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $789,000 | 1,801 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,231,000 | 1,872 |
| Total noninterest expense | $10,903,000 | 1,772 |
| Salaries and employee benefits | $6,513,000 | 1,516 |
| Premises and equipment expense | $2,053,000 | 1,217 |
| Additional noninterest expense | $2,337,000 | 2,734 |
| Pre-tax net operating income | $3,779,000 | 1,498 |
| Securities gains (losses) | $627,000 | 671 |
| Applicable income taxes | $882,000 | 1,469 |
| Income before extraordinary items | $3,524,000 | 1,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,524,000 | 1,392 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,524,000 | 1,392 |
| Net charge-offs | $1,308,000 | 2,050 |
| Cash dividends | $2,265,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 574 |
| Net operating income | $3,022,400 | 1,523 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,402,000 | 1,503 |
| Total interest expense | $4,363,000 | 1,082 |
| Net interest income | $10,039,000 | 1,681 |
| Provision for loan and lease losses | $634,000 | 2,572 |
| Total noninterest income | $1,411,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $598,000 | 1,797 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $813,000 | 2,014 |
| Total noninterest expense | $8,089,000 | 1,793 |
| Salaries and employee benefits | $4,714,000 | 1,568 |
| Premises and equipment expense | $1,568,000 | 1,212 |
| Additional noninterest expense | $1,807,000 | 2,674 |
| Pre-tax net operating income | $2,727,000 | 1,612 |
| Securities gains (losses) | $587,000 | 572 |
| Applicable income taxes | $678,000 | 1,447 |
| Income before extraordinary items | $2,636,000 | 1,443 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,636,000 | 1,443 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,636,000 | 1,443 |
| Net charge-offs | $870,000 | 2,045 |
| Cash dividends | $265,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 660 |
| Net operating income | $2,166,400 | 1,640 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,482,000 | 1,539 |
| Total interest expense | $2,994,000 | 1,088 |
| Net interest income | $6,488,000 | 1,730 |
| Provision for loan and lease losses | $231,000 | 3,356 |
| Total noninterest income | $838,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $390,000 | 1,806 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $448,000 | 2,264 |
| Total noninterest expense | $5,435,000 | 1,795 |
| Salaries and employee benefits | $3,110,000 | 1,591 |
| Premises and equipment expense | $1,077,000 | 1,194 |
| Additional noninterest expense | $1,248,000 | 2,653 |
| Pre-tax net operating income | $1,660,000 | 1,718 |
| Securities gains (losses) | $28,000 | 1,915 |
| Applicable income taxes | $268,000 | 1,919 |
| Income before extraordinary items | $1,420,000 | 1,699 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,420,000 | 1,699 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,420,000 | 1,699 |
| Net charge-offs | $800,000 | 1,670 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 581 |
| Net operating income | $1,396,480 | 1,654 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 1,510 |
| Total interest expense | $1,529,000 | 1,104 |
| Net interest income | $3,344,000 | 1,674 |
| Provision for loan and lease losses | $28,000 | 4,792 |
| Total noninterest income | $518,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $196,000 | 1,775 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $322,000 | 1,820 |
| Total noninterest expense | $2,782,000 | 1,772 |
| Salaries and employee benefits | $1,596,000 | 1,575 |
| Premises and equipment expense | $568,000 | 1,161 |
| Additional noninterest expense | $618,000 | 2,666 |
| Pre-tax net operating income | $1,052,000 | 1,369 |
| Securities gains (losses) | $25,000 | 1,017 |
| Applicable income taxes | $214,000 | 1,438 |
| Income before extraordinary items | $863,000 | 1,398 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $863,000 | 1,398 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $863,000 | 1,398 |
| Net charge-offs | $441,000 | 1,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 535 |
| Net operating income | $843,000 | 1,385 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,171,000 | 1,529 |
| Total interest expense | $6,992,000 | 1,173 |
| Net interest income | $13,179,000 | 1,678 |
| Provision for loan and lease losses | $3,472,000 | 1,466 |
| Total noninterest income | $3,449,000 | 1,405 |
| Gross Fiduciary activities income | $6,000 | 1,203 |
| Service charges on deposit accounts | $954,000 | 1,563 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,489,000 | 1,197 |
| Total noninterest expense | $10,676,000 | 1,841 |
| Salaries and employee benefits | $6,199,000 | 1,576 |
| Premises and equipment expense | $2,087,000 | 1,242 |
| Additional noninterest expense | $2,390,000 | 2,782 |
| Pre-tax net operating income | $2,480,000 | 1,903 |
| Securities gains (losses) | $1,063,000 | 464 |
| Applicable income taxes | $684,000 | 1,592 |
| Income before extraordinary items | $2,859,000 | 1,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,859,000 | 1,462 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,859,000 | 1,463 |
| Net charge-offs | $2,305,000 | 1,714 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 887 |
| Net operating income | $1,997,970 | 1,945 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,953,000 | 1,576 |
| Total interest expense | $5,311,000 | 1,208 |
| Net interest income | $9,642,000 | 1,743 |
| Provision for loan and lease losses | $2,292,000 | 1,518 |
| Total noninterest income | $2,446,000 | 1,447 |
| Gross Fiduciary activities income | $6,000 | 1,151 |
| Service charges on deposit accounts | $722,000 | 1,596 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,718,000 | 1,233 |
| Total noninterest expense | $7,888,000 | 1,859 |
| Salaries and employee benefits | $4,597,000 | 1,593 |
| Premises and equipment expense | $1,583,000 | 1,237 |
| Additional noninterest expense | $1,708,000 | 2,838 |
| Pre-tax net operating income | $1,908,000 | 1,972 |
| Securities gains (losses) | $925,000 | 444 |
| Applicable income taxes | $582,000 | 1,509 |
| Income before extraordinary items | $2,251,000 | 1,477 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,251,000 | 1,480 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,251,000 | 1,480 |
| Net charge-offs | $626,000 | 2,764 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 850 |
| Net operating income | $1,520,250 | 2,022 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,811,000 | 1,619 |
| Total interest expense | $3,572,000 | 1,245 |
| Net interest income | $6,239,000 | 1,792 |
| Provision for loan and lease losses | $1,664,000 | 1,425 |
| Total noninterest income | $1,528,000 | 1,493 |
| Gross Fiduciary activities income | $6,000 | 1,117 |
| Service charges on deposit accounts | $486,000 | 1,598 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,036,000 | 1,259 |
| Total noninterest expense | $5,218,000 | 1,879 |
| Salaries and employee benefits | $2,985,000 | 1,653 |
| Premises and equipment expense | $1,073,000 | 1,236 |
| Additional noninterest expense | $1,160,000 | 2,791 |
| Pre-tax net operating income | $885,000 | 2,612 |
| Securities gains (losses) | $843,000 | 304 |
| Applicable income taxes | $341,000 | 1,606 |
| Income before extraordinary items | $1,387,000 | 1,573 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,387,000 | 1,574 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,387,000 | 1,574 |
| Net charge-offs | $89,000 | 4,367 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 811 |
| Net operating income | $712,600 | 2,637 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 1,673 |
| Total interest expense | $1,790,000 | 1,308 |
| Net interest income | $3,028,000 | 1,871 |
| Provision for loan and lease losses | $909,000 | 1,238 |
| Total noninterest income | $667,000 | 1,656 |
| Gross Fiduciary activities income | $6,000 | 1,030 |
| Service charges on deposit accounts | $229,000 | 1,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $432,000 | 1,435 |
| Total noninterest expense | $2,641,000 | 1,886 |
| Salaries and employee benefits | $1,478,000 | 1,692 |
| Premises and equipment expense | $566,000 | 1,200 |
| Additional noninterest expense | $597,000 | 2,715 |
| Pre-tax net operating income | $145,000 | 4,601 |
| Securities gains (losses) | $808,000 | 157 |
| Applicable income taxes | $204,000 | 1,409 |
| Income before extraordinary items | $749,000 | 1,470 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $749,000 | 1,472 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $749,000 | 1,472 |
| Net charge-offs | $26,000 | 4,249 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 794 |
| Net operating income | $110,680 | 4,739 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,012,000 | 1,803 |
| Total interest expense | $8,005,000 | 1,485 |
| Net interest income | $11,007,000 | 1,998 |
| Provision for loan and lease losses | $851,000 | 3,759 |
| Total noninterest income | $3,506,000 | 1,444 |
| Gross Fiduciary activities income | $170,000 | 795 |
| Service charges on deposit accounts | $1,047,000 | 1,613 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,289,000 | 1,246 |
| Total noninterest expense | $11,042,000 | 1,847 |
| Salaries and employee benefits | $5,985,000 | 1,655 |
| Premises and equipment expense | $2,131,000 | 1,279 |
| Additional noninterest expense | $2,926,000 | 2,404 |
| Pre-tax net operating income | $2,620,000 | 1,516 |
| Securities gains (losses) | $702,000 | 680 |
| Applicable income taxes | $556,000 | 1,449 |
| Income before extraordinary items | $2,766,000 | 1,196 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,766,000 | 1,196 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,766,000 | 1,195 |
| Net charge-offs | $587,000 | 3,591 |
| Cash dividends | $725,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,183,340 | 1,497 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,074,000 | 1,848 |
| Total interest expense | $6,065,000 | 1,534 |
| Net interest income | $8,009,000 | 2,057 |
| Provision for loan and lease losses | $442,000 | 4,029 |
| Total noninterest income | $2,237,000 | 1,636 |
| Gross Fiduciary activities income | $110,000 | 810 |
| Service charges on deposit accounts | $772,000 | 1,642 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,355,000 | 1,493 |
| Total noninterest expense | $8,259,000 | 1,841 |
| Salaries and employee benefits | $4,402,000 | 1,712 |
| Premises and equipment expense | $1,600,000 | 1,285 |
| Additional noninterest expense | $2,257,000 | 2,310 |
| Pre-tax net operating income | $1,545,000 | 2,003 |
| Securities gains (losses) | $687,000 | 538 |
| Applicable income taxes | $452,000 | 1,510 |
| Income before extraordinary items | $1,780,000 | 1,510 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,780,000 | 1,507 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,780,000 | 1,510 |
| Net charge-offs | $468,000 | 3,130 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,230,400 | 2,086 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,279,000 | 1,903 |
| Total interest expense | $4,121,000 | 1,584 |
| Net interest income | $5,158,000 | 2,121 |
| Provision for loan and lease losses | $258,000 | 3,959 |
| Total noninterest income | $1,482,000 | 1,671 |
| Gross Fiduciary activities income | $72,000 | 822 |
| Service charges on deposit accounts | $499,000 | 1,663 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $911,000 | 1,507 |
| Total noninterest expense | $5,609,000 | 1,830 |
| Salaries and employee benefits | $2,843,000 | 1,794 |
| Premises and equipment expense | $1,090,000 | 1,289 |
| Additional noninterest expense | $1,676,000 | 2,116 |
| Pre-tax net operating income | $773,000 | 2,568 |
| Securities gains (losses) | $631,000 | 416 |
| Applicable income taxes | $271,000 | 1,651 |
| Income before extraordinary items | $1,133,000 | 1,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,133,000 | 1,641 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,133,000 | 1,643 |
| Net charge-offs | $160,000 | 3,701 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $621,890 | 2,625 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,642,000 | 1,922 |
| Total interest expense | $2,073,000 | 1,635 |
| Net interest income | $2,569,000 | 2,133 |
| Provision for loan and lease losses | $49,000 | 4,950 |
| Total noninterest income | $678,000 | 1,728 |
| Gross Fiduciary activities income | $39,000 | 818 |
| Service charges on deposit accounts | $239,000 | 1,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $400,000 | 1,619 |
| Total noninterest expense | $2,595,000 | 1,908 |
| Salaries and employee benefits | $1,510,000 | 1,713 |
| Premises and equipment expense | $572,000 | 1,248 |
| Additional noninterest expense | $513,000 | 2,950 |
| Pre-tax net operating income | $603,000 | 2,038 |
| Securities gains (losses) | $136,000 | 848 |
| Applicable income taxes | $177,000 | 1,573 |
| Income before extraordinary items | $562,000 | 1,911 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $562,000 | 1,913 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $562,000 | 1,913 |
| Net charge-offs | $78,000 | 3,132 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $458,640 | 2,159 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,348,000 | 1,972 |
| Total interest expense | $9,109,000 | 1,770 |
| Net interest income | $10,239,000 | 2,175 |
| Provision for loan and lease losses | $1,125,000 | 2,535 |
| Total noninterest income | $2,341,000 | 1,909 |
| Gross Fiduciary activities income | $164,000 | 815 |
| Service charges on deposit accounts | $1,066,000 | 1,669 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,111,000 | 1,987 |
| Total noninterest expense | $10,511,000 | 1,844 |
| Salaries and employee benefits | $5,986,000 | 1,710 |
| Premises and equipment expense | $2,158,000 | 1,263 |
| Additional noninterest expense | $2,367,000 | 2,460 |
| Pre-tax net operating income | $944,000 | 3,868 |
| Securities gains (losses) | $-1,450,000 | 7,817 |
| Applicable income taxes | $-393,000 | 7,402 |
| Income before extraordinary items | $-113,000 | 6,373 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-113,000 | 6,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 3,087 |
| Cash dividends | $1,600,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $815,000 | 3,795 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,723,000 | 1,986 |
| Total interest expense | $7,015,000 | 1,802 |
| Net interest income | $7,708,000 | 2,176 |
| Provision for loan and lease losses | $466,000 | 2,829 |
| Total noninterest income | $1,951,000 | 1,805 |
| Gross Fiduciary activities income | $118,000 | 826 |
| Service charges on deposit accounts | $791,000 | 1,694 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,042,000 | 1,763 |
| Total noninterest expense | $7,943,000 | 1,817 |
| Salaries and employee benefits | $4,541,000 | 1,712 |
| Premises and equipment expense | $1,566,000 | 1,323 |
| Additional noninterest expense | $1,836,000 | 2,322 |
| Pre-tax net operating income | $1,250,000 | 3,231 |
| Securities gains (losses) | $-1,390,000 | 7,981 |
| Applicable income taxes | $131,000 | 3,347 |
| Income before extraordinary items | $-271,000 | 6,984 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-271,000 | 6,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,942 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,119,000 | 3,019 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,894,000 | 2,003 |
| Total interest expense | $4,832,000 | 1,816 |
| Net interest income | $5,062,000 | 2,194 |
| Provision for loan and lease losses | $92,000 | 4,373 |
| Total noninterest income | $1,213,000 | 1,935 |
| Gross Fiduciary activities income | $79,000 | 836 |
| Service charges on deposit accounts | $502,000 | 1,747 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $632,000 | 1,930 |
| Total noninterest expense | $5,344,000 | 1,804 |
| Salaries and employee benefits | $3,115,000 | 1,676 |
| Premises and equipment expense | $1,043,000 | 1,319 |
| Additional noninterest expense | $1,186,000 | 2,377 |
| Pre-tax net operating income | $839,000 | 3,331 |
| Securities gains (losses) | $103,000 | 945 |
| Applicable income taxes | $206,000 | 2,657 |
| Income before extraordinary items | $736,000 | 3,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $736,000 | 3,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,885 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $655,660 | 3,400 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,022,000 | 2,030 |
| Total interest expense | $2,523,000 | 1,860 |
| Net interest income | $2,499,000 | 2,216 |
| Provision for loan and lease losses | $16,000 | 5,047 |
| Total noninterest income | $596,000 | 1,968 |
| Gross Fiduciary activities income | $36,000 | 867 |
| Service charges on deposit accounts | $240,000 | 1,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $320,000 | 1,892 |
| Total noninterest expense | $2,777,000 | 1,737 |
| Salaries and employee benefits | $1,577,000 | 1,667 |
| Premises and equipment expense | $551,000 | 1,245 |
| Additional noninterest expense | $649,000 | 2,154 |
| Pre-tax net operating income | $302,000 | 4,140 |
| Securities gains (losses) | $-8,000 | 8,307 |
| Applicable income taxes | $47,000 | 3,621 |
| Income before extraordinary items | $247,000 | 4,218 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $247,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,846 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $253,720 | 4,077 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,250,000 | 2,633 |
| Total interest expense | $8,049,000 | 2,304 |
| Net interest income | $7,201,000 | 3,020 |
| Provision for loan and lease losses | $64,000 | 5,420 |
| Total noninterest income | $2,191,000 | 2,082 |
| Gross Fiduciary activities income | $173,000 | 832 |
| Service charges on deposit accounts | $861,000 | 2,006 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,157,000 | 2,017 |
| Total noninterest expense | $8,917,000 | 2,062 |
| Salaries and employee benefits | $5,138,000 | 1,959 |
| Premises and equipment expense | $2,000,000 | 1,325 |
| Additional noninterest expense | $1,779,000 | 2,961 |
| Pre-tax net operating income | $411,000 | 6,242 |
| Securities gains (losses) | $666,000 | 230 |
| Applicable income taxes | $304,000 | 3,366 |
| Income before extraordinary items | $773,000 | 4,859 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $773,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,999 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $293,480 | 6,436 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,384,000 | 2,893 |
| Total interest expense | $5,572,000 | 2,479 |
| Net interest income | $4,812,000 | 3,341 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $1,570,000 | 2,144 |
| Gross Fiduciary activities income | $132,000 | 823 |
| Service charges on deposit accounts | $604,000 | 2,097 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $834,000 | 2,073 |
| Total noninterest expense | $5,961,000 | 2,275 |
| Salaries and employee benefits | $3,521,000 | 2,145 |
| Premises and equipment expense | $1,315,000 | 1,515 |
| Additional noninterest expense | $1,125,000 | 3,359 |
| Pre-tax net operating income | $412,000 | 6,114 |
| Securities gains (losses) | $893,000 | 160 |
| Applicable income taxes | $311,000 | 3,153 |
| Income before extraordinary items | $994,000 | 3,905 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $994,000 | 3,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,620 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $315,320 | 6,230 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,906,000 | 2,916 |
| Total interest expense | $3,705,000 | 2,485 |
| Net interest income | $3,201,000 | 3,365 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $1,012,000 | 2,231 |
| Gross Fiduciary activities income | $87,000 | 843 |
| Service charges on deposit accounts | $411,000 | 2,064 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $514,000 | 2,204 |
| Total noninterest expense | $3,843,000 | 2,373 |
| Salaries and employee benefits | $2,348,000 | 2,181 |
| Premises and equipment expense | $817,000 | 1,638 |
| Additional noninterest expense | $678,000 | 3,651 |
| Pre-tax net operating income | $364,000 | 5,697 |
| Securities gains (losses) | $892,000 | 129 |
| Applicable income taxes | $343,000 | 2,571 |
| Income before extraordinary items | $913,000 | 3,211 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $913,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,250 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $261,840 | 5,920 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 2,942 |
| Total interest expense | $1,821,000 | 2,512 |
| Net interest income | $1,589,000 | 3,380 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $505,000 | 2,202 |
| Gross Fiduciary activities income | $49,000 | 817 |
| Service charges on deposit accounts | $194,000 | 2,101 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $262,000 | 2,149 |
| Total noninterest expense | $1,901,000 | 2,403 |
| Salaries and employee benefits | $1,188,000 | 2,159 |
| Premises and equipment expense | $386,000 | 1,732 |
| Additional noninterest expense | $327,000 | 3,712 |
| Pre-tax net operating income | $190,000 | 5,614 |
| Securities gains (losses) | $893,000 | 80 |
| Applicable income taxes | $350,000 | 1,669 |
| Income before extraordinary items | $733,000 | 2,221 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $733,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $125,760 | 5,991 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,848,000 | 2,721 |
| Total interest expense | $6,946,000 | 2,294 |
| Net interest income | $6,902,000 | 3,143 |
| Provision for loan and lease losses | $143,000 | 4,139 |
| Total noninterest income | $1,980,000 | 2,245 |
| Gross Fiduciary activities income | $127,000 | 894 |
| Service charges on deposit accounts | $846,000 | 2,024 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,007,000 | 2,213 |
| Total noninterest expense | $7,354,000 | 2,408 |
| Salaries and employee benefits | $4,544,000 | 2,147 |
| Premises and equipment expense | $1,560,000 | 1,639 |
| Additional noninterest expense | $1,250,000 | 3,818 |
| Pre-tax net operating income | $1,385,000 | 4,473 |
| Securities gains (losses) | $-24,000 | 7,627 |
| Applicable income taxes | $244,000 | 4,057 |
| Income before extraordinary items | $1,117,000 | 4,450 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,117,000 | 4,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,449 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,136,680 | 4,389 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,254,000 | 2,736 |
| Total interest expense | $5,016,000 | 2,314 |
| Net interest income | $5,238,000 | 3,138 |
| Provision for loan and lease losses | $93,000 | 4,203 |
| Total noninterest income | $1,445,000 | 2,291 |
| Gross Fiduciary activities income | $89,000 | 898 |
| Service charges on deposit accounts | $614,000 | 2,078 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $742,000 | 2,249 |
| Total noninterest expense | $5,500,000 | 2,404 |
| Salaries and employee benefits | $3,415,000 | 2,155 |
| Premises and equipment expense | $1,154,000 | 1,668 |
| Additional noninterest expense | $931,000 | 3,826 |
| Pre-tax net operating income | $1,090,000 | 4,538 |
| Securities gains (losses) | $-24,000 | 7,907 |
| Applicable income taxes | $187,000 | 4,212 |
| Income before extraordinary items | $879,000 | 4,479 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $879,000 | 4,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,997 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $898,680 | 4,415 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,707,000 | 2,749 |
| Total interest expense | $3,188,000 | 2,309 |
| Net interest income | $3,519,000 | 3,116 |
| Provision for loan and lease losses | $62,000 | 4,036 |
| Total noninterest income | $930,000 | 2,336 |
| Gross Fiduciary activities income | $58,000 | 917 |
| Service charges on deposit accounts | $436,000 | 1,950 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $436,000 | 2,413 |
| Total noninterest expense | $3,684,000 | 2,399 |
| Salaries and employee benefits | $2,256,000 | 2,175 |
| Premises and equipment expense | $777,000 | 1,653 |
| Additional noninterest expense | $651,000 | 3,666 |
| Pre-tax net operating income | $703,000 | 4,627 |
| Securities gains (losses) | $-23,000 | 8,124 |
| Applicable income taxes | $114,000 | 4,364 |
| Income before extraordinary items | $566,000 | 4,584 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $566,000 | 4,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,498 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $585,090 | 4,495 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 2,741 |
| Total interest expense | $1,549,000 | 2,274 |
| Net interest income | $1,745,000 | 3,139 |
| Provision for loan and lease losses | $56,000 | 2,988 |
| Total noninterest income | $424,000 | 2,461 |
| Gross Fiduciary activities income | $27,000 | 937 |
| Service charges on deposit accounts | $203,000 | 2,015 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $194,000 | 2,540 |
| Total noninterest expense | $1,836,000 | 2,402 |
| Salaries and employee benefits | $1,124,000 | 2,195 |
| Premises and equipment expense | $403,000 | 1,615 |
| Additional noninterest expense | $309,000 | 3,812 |
| Pre-tax net operating income | $277,000 | 5,136 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $241,000 | 4,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 903 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $241,000 | 4,918 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,641,000 | 2,592 |
| Total interest expense | $6,020,000 | 1,880 |
| Net interest income | $6,621,000 | 3,177 |
| Provision for loan and lease losses | $215,000 | 3,469 |
| Total noninterest income | $1,883,000 | 2,320 |
| Gross Fiduciary activities income | $140,000 | 881 |
| Service charges on deposit accounts | $909,000 | 1,887 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $834,000 | 2,473 |
| Total noninterest expense | $7,327,000 | 2,286 |
| Salaries and employee benefits | $4,283,000 | 2,148 |
| Premises and equipment expense | $1,574,000 | 1,544 |
| Additional noninterest expense | $1,470,000 | 3,276 |
| Pre-tax net operating income | $962,000 | 5,458 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $75,000 | 5,594 |
| Income before extraordinary items | $891,000 | 5,106 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $891,000 | 5,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,121 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $887,320 | 5,074 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,411,000 | 2,558 |
| Total interest expense | $4,439,000 | 1,804 |
| Net interest income | $4,972,000 | 3,159 |
| Provision for loan and lease losses | $207,000 | 2,899 |
| Total noninterest income | $1,381,000 | 2,351 |
| Gross Fiduciary activities income | $112,000 | 860 |
| Service charges on deposit accounts | $675,000 | 1,904 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $594,000 | 2,566 |
| Total noninterest expense | $5,535,000 | 2,246 |
| Salaries and employee benefits | $3,216,000 | 2,126 |
| Premises and equipment expense | $1,187,000 | 1,532 |
| Additional noninterest expense | $1,132,000 | 3,173 |
| Pre-tax net operating income | $611,000 | 5,963 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $22,000 | 6,246 |
| Income before extraordinary items | $589,000 | 5,491 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $589,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,717 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $589,000 | 5,460 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,239,000 | 2,517 |
| Total interest expense | $2,897,000 | 1,744 |
| Net interest income | $3,342,000 | 3,112 |
| Provision for loan and lease losses | $49,000 | 4,625 |
| Total noninterest income | $930,000 | 2,301 |
| Gross Fiduciary activities income | $83,000 | 838 |
| Service charges on deposit accounts | $436,000 | 1,930 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $411,000 | 2,492 |
| Total noninterest expense | $3,690,000 | 2,227 |
| Salaries and employee benefits | $2,140,000 | 2,113 |
| Premises and equipment expense | $820,000 | 1,468 |
| Additional noninterest expense | $730,000 | 3,247 |
| Pre-tax net operating income | $533,000 | 5,309 |
| Securities gains (losses) | $-37,000 | 8,525 |
| Applicable income taxes | $42,000 | 5,656 |
| Income before extraordinary items | $454,000 | 5,134 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $454,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,544 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $488,040 | 4,890 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 2,525 |
| Total interest expense | $1,442,000 | 1,660 |
| Net interest income | $1,616,000 | 3,199 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $459,000 | 2,266 |
| Gross Fiduciary activities income | $33,000 | 894 |
| Service charges on deposit accounts | $206,000 | 1,957 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $220,000 | 2,340 |
| Total noninterest expense | $1,847,000 | 2,244 |
| Salaries and employee benefits | $1,044,000 | 2,176 |
| Premises and equipment expense | $442,000 | 1,371 |
| Additional noninterest expense | $361,000 | 3,287 |
| Pre-tax net operating income | $216,000 | 5,784 |
| Securities gains (losses) | $7,000 | 1,110 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $217,000 | 5,207 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $217,000 | 5,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $210,210 | 5,265 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,845,000 | 2,426 |
| Total interest expense | $6,049,000 | 1,357 |
| Net interest income | $5,796,000 | 3,385 |
| Provision for loan and lease losses | $8,000 | 7,099 |
| Total noninterest income | $1,520,000 | 2,665 |
| Gross Fiduciary activities income | $116,000 | 912 |
| Service charges on deposit accounts | $608,000 | 2,676 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $796,000 | 2,505 |
| Total noninterest expense | $6,779,000 | 2,359 |
| Salaries and employee benefits | $3,980,000 | 2,183 |
| Premises and equipment expense | $1,442,000 | 1,612 |
| Additional noninterest expense | $1,357,000 | 3,394 |
| Pre-tax net operating income | $529,000 | 6,629 |
| Securities gains (losses) | $-1,415,000 | 8,909 |
| Applicable income taxes | $-646,000 | 8,916 |
| Income before extraordinary items | $-240,000 | 8,604 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-240,000 | 8,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,820 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $665,600 | 5,649 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,837,000 | 2,407 |
| Total interest expense | $4,553,000 | 1,325 |
| Net interest income | $4,284,000 | 3,406 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,066,000 | 2,795 |
| Gross Fiduciary activities income | $79,000 | 924 |
| Service charges on deposit accounts | $396,000 | 3,035 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $591,000 | 2,524 |
| Total noninterest expense | $4,975,000 | 2,393 |
| Salaries and employee benefits | $2,964,000 | 2,192 |
| Premises and equipment expense | $1,012,000 | 1,714 |
| Additional noninterest expense | $999,000 | 3,437 |
| Pre-tax net operating income | $375,000 | 6,846 |
| Securities gains (losses) | $81,000 | 1,320 |
| Applicable income taxes | $39,000 | 6,133 |
| Income before extraordinary items | $417,000 | 6,218 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $417,000 | 6,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,924 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $343,290 | 6,581 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,910,000 | 2,380 |
| Total interest expense | $3,049,000 | 1,300 |
| Net interest income | $2,861,000 | 3,397 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $669,000 | 2,931 |
| Gross Fiduciary activities income | $47,000 | 960 |
| Service charges on deposit accounts | $245,000 | 3,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $377,000 | 2,608 |
| Total noninterest expense | $3,311,000 | 2,409 |
| Salaries and employee benefits | $1,976,000 | 2,198 |
| Premises and equipment expense | $677,000 | 1,710 |
| Additional noninterest expense | $658,000 | 3,466 |
| Pre-tax net operating income | $219,000 | 7,044 |
| Securities gains (losses) | $75,000 | 1,204 |
| Applicable income taxes | $22,000 | 6,231 |
| Income before extraordinary items | $272,000 | 6,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $272,000 | 6,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,220 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $202,250 | 6,799 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 2,395 |
| Total interest expense | $1,548,000 | 1,285 |
| Net interest income | $1,390,000 | 3,464 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $394,000 | 2,566 |
| Gross Fiduciary activities income | $30,000 | 921 |
| Service charges on deposit accounts | $118,000 | 3,186 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $246,000 | 2,155 |
| Total noninterest expense | $1,667,000 | 2,391 |
| Salaries and employee benefits | $1,000,000 | 2,195 |
| Premises and equipment expense | $339,000 | 1,714 |
| Additional noninterest expense | $328,000 | 3,487 |
| Pre-tax net operating income | $117,000 | 6,895 |
| Securities gains (losses) | $64,000 | 1,060 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $163,000 | 5,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 1,385 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $105,400 | 6,680 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,557,000 | 2,290 |
| Total interest expense | $7,112,000 | 1,244 |
| Net interest income | $5,445,000 | 3,464 |
| Provision for loan and lease losses | $225,000 | 3,797 |
| Total noninterest income | $1,431,000 | 2,939 |
| Gross Fiduciary activities income | $44,000 | 1,095 |
| Service charges on deposit accounts | $434,000 | 3,466 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $953,000 | 2,463 |
| Total noninterest expense | $6,032,000 | 2,587 |
| Salaries and employee benefits | $3,337,000 | 2,516 |
| Premises and equipment expense | $1,428,000 | 1,598 |
| Additional noninterest expense | $1,267,000 | 3,577 |
| Pre-tax net operating income | $619,000 | 6,272 |
| Securities gains (losses) | $311,000 | 1,022 |
| Applicable income taxes | $81,000 | 5,922 |
| Income before extraordinary items | $849,000 | 5,092 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $849,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,012 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $565,990 | 5,919 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,408,000 | 2,327 |
| Total interest expense | $5,468,000 | 1,270 |
| Net interest income | $3,940,000 | 3,569 |
| Provision for loan and lease losses | $175,000 | 3,642 |
| Total noninterest income | $1,231,000 | 2,724 |
| Gross Fiduciary activities income | $31,000 | 1,101 |
| Service charges on deposit accounts | $319,000 | 3,527 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $881,000 | 2,229 |
| Total noninterest expense | $4,581,000 | 2,569 |
| Salaries and employee benefits | $2,587,000 | 2,444 |
| Premises and equipment expense | $1,069,000 | 1,602 |
| Additional noninterest expense | $925,000 | 3,631 |
| Pre-tax net operating income | $415,000 | 6,651 |
| Securities gains (losses) | $104,000 | 1,710 |
| Applicable income taxes | $19,000 | 6,822 |
| Income before extraordinary items | $500,000 | 5,857 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $500,000 | 5,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,279 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $400,160 | 6,177 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,319,000 | 2,321 |
| Total interest expense | $3,717,000 | 1,293 |
| Net interest income | $2,602,000 | 3,587 |
| Provision for loan and lease losses | $125,000 | 3,389 |
| Total noninterest income | $857,000 | 2,619 |
| Gross Fiduciary activities income | $21,000 | 1,106 |
| Service charges on deposit accounts | $210,000 | 3,503 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $626,000 | 2,137 |
| Total noninterest expense | $2,996,000 | 2,603 |
| Salaries and employee benefits | $1,713,000 | 2,455 |
| Premises and equipment expense | $661,000 | 1,714 |
| Additional noninterest expense | $622,000 | 3,609 |
| Pre-tax net operating income | $338,000 | 6,252 |
| Securities gains (losses) | $25,000 | 2,481 |
| Applicable income taxes | $17,000 | 6,701 |
| Income before extraordinary items | $346,000 | 5,763 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $346,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,150 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $322,250 | 5,733 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 2,306 |
| Total interest expense | $1,884,000 | 1,295 |
| Net interest income | $1,324,000 | 3,531 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $555,000 | 2,118 |
| Gross Fiduciary activities income | $13,000 | 1,092 |
| Service charges on deposit accounts | $101,000 | 3,525 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $441,000 | 1,619 |
| Total noninterest expense | $1,491,000 | 2,599 |
| Salaries and employee benefits | $871,000 | 2,424 |
| Premises and equipment expense | $313,000 | 1,822 |
| Additional noninterest expense | $307,000 | 3,593 |
| Pre-tax net operating income | $313,000 | 4,683 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $49,000 | 5,135 |
| Income before extraordinary items | $268,000 | 4,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $268,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,229 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $264,600 | 4,374 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,327,000 | 2,139 |
| Total interest expense | $7,756,000 | 1,458 |
| Net interest income | $6,571,000 | 2,903 |
| Provision for loan and lease losses | $200,000 | 4,344 |
| Total noninterest income | $1,552,000 | 2,561 |
| Gross Fiduciary activities income | $55,000 | 1,095 |
| Service charges on deposit accounts | $451,000 | 3,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,046,000 | 2,114 |
| Total noninterest expense | $5,728,000 | 2,582 |
| Salaries and employee benefits | $3,102,000 | 2,541 |
| Premises and equipment expense | $1,249,000 | 1,767 |
| Additional noninterest expense | $1,377,000 | 3,184 |
| Pre-tax net operating income | $2,195,000 | 3,214 |
| Securities gains (losses) | $235,000 | 1,065 |
| Applicable income taxes | $569,000 | 3,202 |
| Income before extraordinary items | $1,861,000 | 2,957 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,861,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,400 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,680,050 | 3,109 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,227,000 | 2,238 |
| Total interest expense | $8,604,000 | 1,881 |
| Net interest income | $6,623,000 | 2,695 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $1,146,000 | 3,023 |
| Gross Fiduciary activities income | $75,000 | 1,058 |
| Service charges on deposit accounts | $308,000 | 4,094 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $763,000 | 2,459 |
| Total noninterest expense | $5,076,000 | 2,790 |
| Salaries and employee benefits | $2,864,000 | 2,617 |
| Premises and equipment expense | $1,092,000 | 1,962 |
| Additional noninterest expense | $1,120,000 | 3,716 |
| Pre-tax net operating income | $2,493,000 | 2,673 |
| Securities gains (losses) | $333,000 | 837 |
| Applicable income taxes | $944,000 | 2,157 |
| Income before extraordinary items | $1,882,000 | 2,679 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,882,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,575 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,658,890 | 2,887 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,402,000 | 2,281 |
| Total interest expense | $9,064,000 | 1,902 |
| Net interest income | $6,338,000 | 2,801 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $995,000 | 3,145 |
| Gross Fiduciary activities income | $48,000 | 1,056 |
| Service charges on deposit accounts | $415,000 | 3,146 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $532,000 | 2,844 |
| Total noninterest expense | $4,737,000 | 2,860 |
| Salaries and employee benefits | $2,813,000 | 2,543 |
| Premises and equipment expense | $1,032,000 | 2,008 |
| Additional noninterest expense | $892,000 | 4,369 |
| Pre-tax net operating income | $2,396,000 | 2,861 |
| Securities gains (losses) | $65,000 | 660 |
| Applicable income taxes | $763,000 | 2,600 |
| Income before extraordinary items | $1,698,000 | 2,935 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,698,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,906 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,653,150 | 2,993 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,877,000 | 2,357 |
| Total interest expense | $7,884,000 | 1,909 |
| Net interest income | $5,993,000 | 2,934 |
| Provision for loan and lease losses | $250,000 | 3,042 |
| Total noninterest income | $923,000 | 3,294 |
| Gross Fiduciary activities income | $41,000 | 1,128 |
| Service charges on deposit accounts | $340,000 | 3,632 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $542,000 | 2,807 |
| Total noninterest expense | $4,471,000 | 3,000 |
| Salaries and employee benefits | $2,578,000 | 2,722 |
| Premises and equipment expense | $920,000 | 2,222 |
| Additional noninterest expense | $973,000 | 4,108 |
| Pre-tax net operating income | $2,195,000 | 3,105 |
| Securities gains (losses) | $-45,000 | 9,770 |
| Applicable income taxes | $861,000 | 2,477 |
| Income before extraordinary items | $1,289,000 | 3,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,289,000 | 3,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,815 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,317,800 | 3,571 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,649,000 | 2,387 |
| Total interest expense | $7,679,000 | 1,990 |
| Net interest income | $5,970,000 | 2,888 |
| Provision for loan and lease losses | $200,000 | 3,499 |
| Total noninterest income | $709,000 | 3,936 |
| Gross Fiduciary activities income | $36,000 | 1,159 |
| Service charges on deposit accounts | $311,000 | 3,830 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $362,000 | 3,636 |
| Total noninterest expense | $3,987,000 | 3,202 |
| Salaries and employee benefits | $2,311,000 | 2,927 |
| Premises and equipment expense | $880,000 | 2,215 |
| Additional noninterest expense | $796,000 | 4,695 |
| Pre-tax net operating income | $2,492,000 | 2,799 |
| Securities gains (losses) | $71,000 | 1,495 |
| Applicable income taxes | $994,000 | 2,324 |
| Income before extraordinary items | $1,569,000 | 3,139 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,569,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,338 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,523,560 | 3,120 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,743,000 | 2,579 |
| Total interest expense | $7,309,000 | 2,081 |
| Net interest income | $5,434,000 | 3,214 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $548,000 | 4,708 |
| Gross Fiduciary activities income | $26,000 | 1,253 |
| Service charges on deposit accounts | $250,000 | 4,664 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $272,000 | 4,147 |
| Total noninterest expense | $3,552,000 | 3,555 |
| Salaries and employee benefits | $2,190,000 | 3,029 |
| Premises and equipment expense | $775,000 | 2,488 |
| Additional noninterest expense | $587,000 | 5,887 |
| Pre-tax net operating income | $2,280,000 | 3,158 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $914,000 | 2,627 |
| Income before extraordinary items | $1,368,000 | 3,637 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,368,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,034 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,366,720 | 3,564 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,086,000 | 2,737 |
| Total interest expense | $6,759,000 | 2,283 |
| Net interest income | $5,327,000 | 3,324 |
| Provision for loan and lease losses | $125,000 | 4,497 |
| Total noninterest income | $603,000 | 4,550 |
| Gross Fiduciary activities income | $22,000 | 1,341 |
| Service charges on deposit accounts | $274,000 | 4,504 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $307,000 | 4,016 |
| Total noninterest expense | $3,300,000 | 3,992 |
| Salaries and employee benefits | $2,056,000 | 3,252 |
| Premises and equipment expense | $674,000 | 2,902 |
| Additional noninterest expense | $570,000 | 6,547 |
| Pre-tax net operating income | $2,505,000 | 2,764 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $987,000 | 2,380 |
| Income before extraordinary items | $1,506,000 | 3,174 |
| Extraordinary gains, net | $-289,000 | 11,441 |
| Net income | $1,217,000 | 3,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,513,680 | 3,123 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,019,000 | 3,012 |
| Total interest expense | $6,213,000 | 2,473 |
| Net interest income | $4,806,000 | 3,666 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $615,000 | 4,483 |
| Gross Fiduciary activities income | $12,000 | 1,457 |
| Service charges on deposit accounts | $103,000 | 7,717 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $500,000 | 2,880 |
| Total noninterest expense | $3,180,000 | 4,084 |
| Salaries and employee benefits | $1,795,000 | 3,653 |
| Premises and equipment expense | $591,000 | 3,244 |
| Additional noninterest expense | $794,000 | 5,279 |
| Pre-tax net operating income | $2,141,000 | 3,281 |
| Securities gains (losses) | $-34,000 | 10,920 |
| Applicable income taxes | $806,000 | 2,856 |
| Income before extraordinary items | $1,301,000 | 3,686 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,301,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,322,760 | 3,601 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,339,000 | 3,232 |
| Total interest expense | $5,031,000 | 2,445 |
| Net interest income | $4,308,000 | 4,082 |
| Provision for loan and lease losses | $37,000 | 6,726 |
| Total noninterest income | $513,000 | 5,196 |
| Gross Fiduciary activities income | $6,000 | 1,510 |
| Service charges on deposit accounts | $279,000 | 4,630 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $228,000 | 4,839 |
| Total noninterest expense | $3,303,000 | 4,054 |
| Salaries and employee benefits | $1,923,000 | 3,411 |
| Premises and equipment expense | $554,000 | 3,495 |
| Additional noninterest expense | $826,000 | 5,557 |
| Pre-tax net operating income | $1,481,000 | 4,456 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $563,000 | 3,691 |
| Income before extraordinary items | $919,000 | 4,823 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $919,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $918,360 | 4,887 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,101,000 | 3,385 |
| Total interest expense | $4,809,000 | 2,674 |
| Net interest income | $4,292,000 | 4,132 |
| Provision for loan and lease losses | $281,000 | 3,148 |
| Total noninterest income | $410,000 | 6,369 |
| Gross Fiduciary activities income | $6,000 | 1,545 |
| Service charges on deposit accounts | $269,000 | 4,831 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $135,000 | 6,905 |
| Total noninterest expense | $2,843,000 | 4,722 |
| Salaries and employee benefits | $1,492,000 | 4,295 |
| Premises and equipment expense | $373,000 | 4,988 |
| Additional noninterest expense | $978,000 | 5,010 |
| Pre-tax net operating income | $1,578,000 | 4,132 |
| Securities gains (losses) | $164,000 | 1,897 |
| Applicable income taxes | $745,000 | 2,927 |
| Income before extraordinary items | $997,000 | 4,721 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $997,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $892,040 | 4,911 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,476,000 | 3,685 |
| Total interest expense | $5,261,000 | 3,149 |
| Net interest income | $4,215,000 | 4,243 |
| Provision for loan and lease losses | $225,000 | 4,908 |
| Total noninterest income | $363,000 | 6,936 |
| Gross Fiduciary activities income | $7,000 | 1,569 |
| Service charges on deposit accounts | $213,000 | 5,752 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $143,000 | 6,812 |
| Total noninterest expense | $2,757,000 | 4,887 |
| Salaries and employee benefits | $1,334,000 | 4,713 |
| Premises and equipment expense | $419,000 | 4,626 |
| Additional noninterest expense | $1,004,000 | 5,035 |
| Pre-tax net operating income | $1,596,000 | 3,812 |
| Securities gains (losses) | $186,000 | 2,110 |
| Applicable income taxes | $753,000 | 2,763 |
| Income before extraordinary items | $1,029,000 | 4,378 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,029,000 | 4,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $909,960 | 4,571 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.