Home > The La Coste National Bank > Income and Expense
The La Coste National Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 6,829 |
| Total interest expense | $1,069,000 | 5,890 |
| Net interest income | $1,241,000 | 7,194 |
| Provision for loan and lease losses | $48,000 | 6,877 |
| Total noninterest income | $253,000 | 5,890 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $230,000 | 4,389 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $23,000 | 6,887 |
| Total noninterest expense | $1,214,000 | 7,125 |
| Salaries and employee benefits | $516,000 | 7,400 |
| Premises and equipment expense | $147,000 | 6,966 |
| Additional noninterest expense | $551,000 | 6,624 |
| Pre-tax net operating income | $232,000 | 4,702 |
| Securities gains (losses) | $21,000 | 3,019 |
| Applicable income taxes | $44,000 | 3,325 |
| Income before extraordinary items | $209,000 | 4,777 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $209,000 | 4,776 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $209,000 | 4,777 |
| Net charge-offs | $30,000 | 6,500 |
| Cash dividends | $160,000 | 3,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $191,570 | 4,767 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 6,959 |
| Total interest expense | $788,000 | 6,057 |
| Net interest income | $911,000 | 7,281 |
| Provision for loan and lease losses | $30,000 | 6,781 |
| Total noninterest income | $189,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $176,000 | 4,372 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $13,000 | 7,183 |
| Total noninterest expense | $869,000 | 7,248 |
| Salaries and employee benefits | $371,000 | 7,485 |
| Premises and equipment expense | $98,000 | 7,150 |
| Additional noninterest expense | $400,000 | 6,691 |
| Pre-tax net operating income | $201,000 | 4,926 |
| Securities gains (losses) | $16,000 | 2,829 |
| Applicable income taxes | $45,000 | 3,380 |
| Income before extraordinary items | $172,000 | 4,982 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $172,000 | 4,981 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $172,000 | 4,982 |
| Net charge-offs | $15,000 | 6,364 |
| Cash dividends | $80,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $159,360 | 4,989 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 7,056 |
| Total interest expense | $517,000 | 6,202 |
| Net interest income | $589,000 | 7,353 |
| Provision for loan and lease losses | $23,000 | 6,642 |
| Total noninterest income | $126,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $117,000 | 4,337 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,000 | 7,286 |
| Total noninterest expense | $562,000 | 7,359 |
| Salaries and employee benefits | $243,000 | 7,588 |
| Premises and equipment expense | $61,000 | 7,303 |
| Additional noninterest expense | $258,000 | 6,782 |
| Pre-tax net operating income | $130,000 | 5,038 |
| Securities gains (losses) | $16,000 | 2,414 |
| Applicable income taxes | $30,000 | 3,478 |
| Income before extraordinary items | $116,000 | 5,083 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 5,081 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $116,000 | 5,082 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $80,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $103,360 | 5,091 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 7,095 |
| Total interest expense | $251,000 | 6,369 |
| Net interest income | $305,000 | 7,342 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $65,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $61,000 | 4,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $287,000 | 7,336 |
| Salaries and employee benefits | $131,000 | 7,555 |
| Premises and equipment expense | $37,000 | 7,099 |
| Additional noninterest expense | $119,000 | 6,792 |
| Pre-tax net operating income | $68,000 | 5,398 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $70,000 | 5,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 5,399 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $70,000 | 5,398 |
| Net charge-offs | $9,000 | 4,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $68,000 | 5,244 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 7,318 |
| Total interest expense | $792,000 | 7,147 |
| Net interest income | $1,225,000 | 7,329 |
| Provision for loan and lease losses | $92,000 | 6,132 |
| Total noninterest income | $267,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $237,000 | 4,471 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $30,000 | 7,180 |
| Total noninterest expense | $1,110,000 | 7,396 |
| Salaries and employee benefits | $504,000 | 7,657 |
| Premises and equipment expense | $147,000 | 7,175 |
| Additional noninterest expense | $459,000 | 6,804 |
| Pre-tax net operating income | $290,000 | 5,474 |
| Securities gains (losses) | $24,000 | 2,069 |
| Applicable income taxes | $23,000 | 4,218 |
| Income before extraordinary items | $291,000 | 5,150 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $291,000 | 5,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,686 |
| Cash dividends | $240,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $268,680 | 5,388 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 7,457 |
| Total interest expense | $566,000 | 7,338 |
| Net interest income | $888,000 | 7,443 |
| Provision for loan and lease losses | $66,000 | 5,627 |
| Total noninterest income | $198,000 | 6,128 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $179,000 | 4,486 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 7,454 |
| Total noninterest expense | $801,000 | 7,468 |
| Salaries and employee benefits | $372,000 | 7,704 |
| Premises and equipment expense | $95,000 | 7,412 |
| Additional noninterest expense | $334,000 | 6,846 |
| Pre-tax net operating income | $219,000 | 5,967 |
| Securities gains (losses) | $21,000 | 1,979 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $240,000 | 5,502 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $240,000 | 5,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $120,000 | 4,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $219,000 | 5,773 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $895,000 | 7,637 |
| Total interest expense | $356,000 | 7,524 |
| Net interest income | $539,000 | 7,604 |
| Provision for loan and lease losses | $59,000 | 5,056 |
| Total noninterest income | $127,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $117,000 | 4,532 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $510,000 | 7,585 |
| Salaries and employee benefits | $239,000 | 7,804 |
| Premises and equipment expense | $61,000 | 7,494 |
| Additional noninterest expense | $210,000 | 6,980 |
| Pre-tax net operating income | $97,000 | 6,421 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $116,000 | 6,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,861 |
| Cash dividends | $120,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $97,000 | 6,307 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $441,000 | 7,727 |
| Total interest expense | $160,000 | 7,749 |
| Net interest income | $281,000 | 7,594 |
| Provision for loan and lease losses | $17,000 | 5,028 |
| Total noninterest income | $60,000 | 6,365 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $55,000 | 4,609 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $264,000 | 7,568 |
| Salaries and employee benefits | $126,000 | 7,790 |
| Premises and equipment expense | $32,000 | 7,475 |
| Additional noninterest expense | $106,000 | 6,966 |
| Pre-tax net operating income | $60,000 | 6,479 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $64,000 | 6,357 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $64,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $60,000 | 6,325 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 7,800 |
| Total interest expense | $553,000 | 7,873 |
| Net interest income | $1,112,000 | 7,602 |
| Provision for loan and lease losses | $5,000 | 6,721 |
| Total noninterest income | $283,000 | 6,133 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $257,000 | 4,403 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $26,000 | 7,642 |
| Total noninterest expense | $1,005,000 | 7,653 |
| Salaries and employee benefits | $475,000 | 7,871 |
| Premises and equipment expense | $124,000 | 7,495 |
| Additional noninterest expense | $406,000 | 7,009 |
| Pre-tax net operating income | $385,000 | 6,319 |
| Securities gains (losses) | $-22,000 | 7,785 |
| Applicable income taxes | $68,000 | 4,750 |
| Income before extraordinary items | $295,000 | 6,447 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $295,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,544 |
| Cash dividends | $240,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $312,820 | 6,362 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 7,868 |
| Total interest expense | $403,000 | 7,943 |
| Net interest income | $828,000 | 7,661 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $210,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $196,000 | 4,377 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 7,875 |
| Total noninterest expense | $732,000 | 7,664 |
| Salaries and employee benefits | $347,000 | 7,877 |
| Premises and equipment expense | $85,000 | 7,593 |
| Additional noninterest expense | $300,000 | 7,040 |
| Pre-tax net operating income | $301,000 | 6,563 |
| Securities gains (losses) | $-19,000 | 7,946 |
| Applicable income taxes | $68,000 | 4,744 |
| Income before extraordinary items | $214,000 | 6,744 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $214,000 | 6,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $228,440 | 6,651 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $816,000 | 7,923 |
| Total interest expense | $263,000 | 8,004 |
| Net interest income | $553,000 | 7,717 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $145,000 | 6,197 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $135,000 | 4,319 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $476,000 | 7,762 |
| Salaries and employee benefits | $228,000 | 7,952 |
| Premises and equipment expense | $55,000 | 7,676 |
| Additional noninterest expense | $193,000 | 7,138 |
| Pre-tax net operating income | $217,000 | 6,532 |
| Securities gains (losses) | $-4,000 | 7,813 |
| Applicable income taxes | $44,000 | 4,855 |
| Income before extraordinary items | $169,000 | 6,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $169,000 | 6,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $120,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $172,160 | 6,567 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $399,000 | 7,988 |
| Total interest expense | $129,000 | 8,058 |
| Net interest income | $270,000 | 7,790 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $76,000 | 6,073 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $70,000 | 4,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $233,000 | 7,814 |
| Salaries and employee benefits | $120,000 | 7,930 |
| Premises and equipment expense | $25,000 | 7,791 |
| Additional noninterest expense | $88,000 | 7,318 |
| Pre-tax net operating income | $108,000 | 6,558 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $20,000 | 4,933 |
| Income before extraordinary items | $88,000 | 6,583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $88,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $88,000 | 6,569 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 7,882 |
| Total interest expense | $454,000 | 7,997 |
| Net interest income | $1,116,000 | 7,687 |
| Provision for loan and lease losses | $43,000 | 5,759 |
| Total noninterest income | $288,000 | 6,257 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $268,000 | 4,342 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,978 |
| Total noninterest expense | $999,000 | 7,711 |
| Salaries and employee benefits | $445,000 | 8,031 |
| Premises and equipment expense | $136,000 | 7,432 |
| Additional noninterest expense | $418,000 | 6,979 |
| Pre-tax net operating income | $362,000 | 6,903 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $84,000 | 5,109 |
| Income before extraordinary items | $278,000 | 6,998 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $278,000 | 6,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $240,000 | 4,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $278,000 | 6,993 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 7,971 |
| Total interest expense | $330,000 | 8,059 |
| Net interest income | $814,000 | 7,790 |
| Provision for loan and lease losses | $35,000 | 5,538 |
| Total noninterest income | $211,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $196,000 | 4,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $721,000 | 7,771 |
| Salaries and employee benefits | $330,000 | 8,037 |
| Premises and equipment expense | $93,000 | 7,565 |
| Additional noninterest expense | $298,000 | 7,094 |
| Pre-tax net operating income | $269,000 | 7,148 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $12,000 | 6,158 |
| Income before extraordinary items | $257,000 | 6,940 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $257,000 | 6,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $120,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $257,000 | 6,944 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $747,000 | 8,016 |
| Total interest expense | $210,000 | 8,096 |
| Net interest income | $537,000 | 7,861 |
| Provision for loan and lease losses | $28,000 | 5,259 |
| Total noninterest income | $131,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $121,000 | 4,582 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $472,000 | 7,822 |
| Salaries and employee benefits | $214,000 | 8,114 |
| Premises and equipment expense | $58,000 | 7,664 |
| Additional noninterest expense | $200,000 | 7,102 |
| Pre-tax net operating income | $168,000 | 7,283 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $164,000 | 7,045 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $164,000 | 7,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $120,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $164,000 | 7,059 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $367,000 | 8,042 |
| Total interest expense | $100,000 | 8,129 |
| Net interest income | $267,000 | 7,887 |
| Provision for loan and lease losses | $23,000 | 4,400 |
| Total noninterest income | $57,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $235,000 | 7,842 |
| Salaries and employee benefits | $111,000 | 8,084 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $98,000 | 7,124 |
| Pre-tax net operating income | $66,000 | 7,486 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $66,000 | 7,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $66,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $66,000 | 7,262 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 8,026 |
| Total interest expense | $337,000 | 8,095 |
| Net interest income | $1,027,000 | 7,900 |
| Provision for loan and lease losses | $92,000 | 4,951 |
| Total noninterest income | $218,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $191,000 | 5,131 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 7,945 |
| Total noninterest expense | $936,000 | 7,854 |
| Salaries and employee benefits | $415,000 | 8,166 |
| Premises and equipment expense | $125,000 | 7,587 |
| Additional noninterest expense | $396,000 | 7,108 |
| Pre-tax net operating income | $217,000 | 7,653 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $-5,000 | 8,431 |
| Income before extraordinary items | $224,000 | 7,485 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $224,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,447 |
| Cash dividends | $240,000 | 4,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $222,000 | 7,462 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 8,060 |
| Total interest expense | $243,000 | 8,133 |
| Net interest income | $772,000 | 7,949 |
| Provision for loan and lease losses | $61,000 | 4,938 |
| Total noninterest income | $155,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $138,000 | 5,248 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $671,000 | 7,913 |
| Salaries and employee benefits | $306,000 | 8,167 |
| Premises and equipment expense | $83,000 | 7,752 |
| Additional noninterest expense | $282,000 | 7,225 |
| Pre-tax net operating income | $195,000 | 7,651 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $-17,000 | 8,625 |
| Income before extraordinary items | $214,000 | 7,368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $214,000 | 7,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,883 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $212,000 | 7,349 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $675,000 | 8,064 |
| Total interest expense | $157,000 | 8,136 |
| Net interest income | $518,000 | 7,950 |
| Provision for loan and lease losses | $35,000 | 5,026 |
| Total noninterest income | $95,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $445,000 | 7,924 |
| Salaries and employee benefits | $198,000 | 8,212 |
| Premises and equipment expense | $53,000 | 7,794 |
| Additional noninterest expense | $194,000 | 7,150 |
| Pre-tax net operating income | $133,000 | 7,646 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $-27,000 | 8,676 |
| Income before extraordinary items | $162,000 | 7,241 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $162,000 | 7,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,846 |
| Cash dividends | $120,000 | 4,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $160,000 | 7,211 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $333,000 | 8,137 |
| Total interest expense | $77,000 | 8,167 |
| Net interest income | $256,000 | 8,036 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $46,000 | 7,202 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $209,000 | 8,097 |
| Salaries and employee benefits | $88,000 | 8,420 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $97,000 | 7,205 |
| Pre-tax net operating income | $83,000 | 7,447 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $83,000 | 7,177 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $83,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $83,000 | 7,144 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 8,151 |
| Total interest expense | $299,000 | 8,115 |
| Net interest income | $959,000 | 8,081 |
| Provision for loan and lease losses | $97,000 | 5,064 |
| Total noninterest income | $179,000 | 7,337 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $155,000 | 5,712 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $24,000 | 8,103 |
| Total noninterest expense | $888,000 | 8,004 |
| Salaries and employee benefits | $365,000 | 8,410 |
| Premises and equipment expense | $118,000 | 7,742 |
| Additional noninterest expense | $405,000 | 7,091 |
| Pre-tax net operating income | $153,000 | 7,937 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $-18,000 | 8,611 |
| Income before extraordinary items | $173,000 | 7,772 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $173,000 | 7,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,728 |
| Cash dividends | $160,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $171,000 | 7,742 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 8,201 |
| Total interest expense | $223,000 | 8,144 |
| Net interest income | $712,000 | 8,134 |
| Provision for loan and lease losses | $39,000 | 5,763 |
| Total noninterest income | $132,000 | 7,414 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $114,000 | 5,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 8,138 |
| Total noninterest expense | $631,000 | 8,076 |
| Salaries and employee benefits | $253,000 | 8,497 |
| Premises and equipment expense | $76,000 | 7,952 |
| Additional noninterest expense | $302,000 | 7,066 |
| Pre-tax net operating income | $174,000 | 7,807 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $-18,000 | 8,760 |
| Income before extraordinary items | $194,000 | 7,522 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $194,000 | 7,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,818 |
| Cash dividends | $80,000 | 4,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $192,000 | 7,476 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $615,000 | 8,273 |
| Total interest expense | $150,000 | 8,191 |
| Net interest income | $465,000 | 8,221 |
| Provision for loan and lease losses | $19,000 | 5,937 |
| Total noninterest income | $83,000 | 7,538 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $72,000 | 5,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $415,000 | 8,148 |
| Salaries and employee benefits | $167,000 | 8,567 |
| Premises and equipment expense | $49,000 | 8,015 |
| Additional noninterest expense | $199,000 | 7,136 |
| Pre-tax net operating income | $114,000 | 7,808 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $-18,000 | 8,827 |
| Income before extraordinary items | $134,000 | 7,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 7,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $132,000 | 7,411 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,345 |
| Total interest expense | $75,000 | 8,277 |
| Net interest income | $227,000 | 8,293 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $38,000 | 7,671 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,092 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $192,000 | 8,302 |
| Salaries and employee benefits | $79,000 | 8,667 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $91,000 | 7,355 |
| Pre-tax net operating income | $64,000 | 7,694 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $66,000 | 7,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $66,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $64,000 | 7,424 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 8,472 |
| Total interest expense | $325,000 | 8,381 |
| Net interest income | $798,000 | 8,419 |
| Provision for loan and lease losses | $54,000 | 6,186 |
| Total noninterest income | $166,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $144,000 | 5,937 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $22,000 | 8,373 |
| Total noninterest expense | $780,000 | 8,307 |
| Salaries and employee benefits | $333,000 | 8,651 |
| Premises and equipment expense | $95,000 | 8,127 |
| Additional noninterest expense | $352,000 | 7,432 |
| Pre-tax net operating income | $130,000 | 8,082 |
| Securities gains (losses) | $24,000 | 3,094 |
| Applicable income taxes | $39,000 | 6,450 |
| Income before extraordinary items | $115,000 | 8,151 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $115,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,121 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $97,000 | 8,119 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $834,000 | 8,575 |
| Total interest expense | $245,000 | 8,489 |
| Net interest income | $589,000 | 8,509 |
| Provision for loan and lease losses | $31,000 | 6,364 |
| Total noninterest income | $123,000 | 7,732 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $106,000 | 6,016 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $564,000 | 8,367 |
| Salaries and employee benefits | $236,000 | 8,720 |
| Premises and equipment expense | $68,000 | 8,207 |
| Additional noninterest expense | $260,000 | 7,474 |
| Pre-tax net operating income | $117,000 | 8,142 |
| Securities gains (losses) | $13,000 | 3,204 |
| Applicable income taxes | $39,000 | 6,406 |
| Income before extraordinary items | $91,000 | 8,277 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $91,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $20,000 | 5,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $81,900 | 8,223 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $564,000 | 8,609 |
| Total interest expense | $165,000 | 8,548 |
| Net interest income | $399,000 | 8,524 |
| Provision for loan and lease losses | $17,000 | 6,512 |
| Total noninterest income | $78,000 | 7,809 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $66,000 | 6,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $361,000 | 8,442 |
| Salaries and employee benefits | $158,000 | 8,748 |
| Premises and equipment expense | $42,000 | 8,327 |
| Additional noninterest expense | $161,000 | 7,629 |
| Pre-tax net operating income | $99,000 | 8,017 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $24,000 | 6,488 |
| Income before extraordinary items | $75,000 | 8,185 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $75,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $20,000 | 5,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $75,000 | 8,031 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 8,642 |
| Total interest expense | $81,000 | 8,658 |
| Net interest income | $209,000 | 8,511 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $175,000 | 8,529 |
| Salaries and employee benefits | $77,000 | 8,818 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $81,000 | 7,638 |
| Pre-tax net operating income | $64,000 | 7,772 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $64,000 | 7,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $64,000 | 7,450 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 8,569 |
| Total interest expense | $389,000 | 8,686 |
| Net interest income | $931,000 | 8,379 |
| Provision for loan and lease losses | $57,000 | 6,584 |
| Total noninterest income | $156,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $134,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,461 |
| Total noninterest expense | $706,000 | 8,530 |
| Salaries and employee benefits | $327,000 | 8,793 |
| Premises and equipment expense | $70,000 | 8,597 |
| Additional noninterest expense | $309,000 | 7,748 |
| Pre-tax net operating income | $324,000 | 7,456 |
| Securities gains (losses) | $15,000 | 3,365 |
| Applicable income taxes | $52,000 | 6,502 |
| Income before extraordinary items | $287,000 | 7,386 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $287,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,450 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $274,250 | 7,353 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,421,000 | 8,806 |
| Total interest expense | $565,000 | 8,896 |
| Net interest income | $856,000 | 8,566 |
| Provision for loan and lease losses | $37,000 | 7,027 |
| Total noninterest income | $171,000 | 7,620 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $151,000 | 5,787 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $712,000 | 8,654 |
| Salaries and employee benefits | $319,000 | 8,992 |
| Premises and equipment expense | $90,000 | 8,459 |
| Additional noninterest expense | $303,000 | 7,841 |
| Pre-tax net operating income | $278,000 | 7,518 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $57,000 | 6,591 |
| Income before extraordinary items | $231,000 | 7,530 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $231,000 | 7,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $223,000 | 7,459 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 9,007 |
| Total interest expense | $585,000 | 9,075 |
| Net interest income | $867,000 | 8,760 |
| Provision for loan and lease losses | $49,000 | 6,605 |
| Total noninterest income | $146,000 | 7,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 8,953 |
| Total noninterest expense | $701,000 | 8,815 |
| Salaries and employee benefits | $310,000 | 9,205 |
| Premises and equipment expense | $81,000 | 8,764 |
| Additional noninterest expense | $310,000 | 7,865 |
| Pre-tax net operating income | $263,000 | 8,062 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $49,000 | 7,256 |
| Income before extraordinary items | $213,000 | 7,994 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $213,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $80,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $213,810 | 7,994 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 9,222 |
| Total interest expense | $576,000 | 9,269 |
| Net interest income | $800,000 | 9,069 |
| Provision for loan and lease losses | $26,000 | 7,391 |
| Total noninterest income | $141,000 | 8,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,216 |
| Total noninterest expense | $686,000 | 9,069 |
| Salaries and employee benefits | $310,000 | 9,412 |
| Premises and equipment expense | $78,000 | 9,059 |
| Additional noninterest expense | $298,000 | 8,132 |
| Pre-tax net operating income | $229,000 | 8,435 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $29,000 | 8,032 |
| Income before extraordinary items | $200,000 | 8,311 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $200,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $70,000 | 6,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $200,000 | 8,274 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 9,533 |
| Total interest expense | $593,000 | 9,497 |
| Net interest income | $706,000 | 9,479 |
| Provision for loan and lease losses | $19,000 | 7,809 |
| Total noninterest income | $135,000 | 8,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $645,000 | 9,275 |
| Salaries and employee benefits | $278,000 | 9,737 |
| Premises and equipment expense | $65,000 | 9,470 |
| Additional noninterest expense | $302,000 | 8,103 |
| Pre-tax net operating income | $177,000 | 9,023 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $40,000 | 8,514 |
| Income before extraordinary items | $138,000 | 9,063 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $138,000 | 9,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $137,220 | 9,003 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 9,962 |
| Total interest expense | $567,000 | 9,925 |
| Net interest income | $705,000 | 9,930 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $131,000 | 8,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $561,000 | 9,894 |
| Salaries and employee benefits | $262,000 | 10,196 |
| Premises and equipment expense | $53,000 | 10,130 |
| Additional noninterest expense | $246,000 | 8,894 |
| Pre-tax net operating income | $260,000 | 9,238 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $54,000 | 9,200 |
| Income before extraordinary items | $206,000 | 9,100 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $206,000 | 9,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $70,000 | 6,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $206,000 | 9,065 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 10,500 |
| Total interest expense | $556,000 | 10,421 |
| Net interest income | $656,000 | 10,503 |
| Provision for loan and lease losses | $21,000 | 7,918 |
| Total noninterest income | $115,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $496,000 | 10,609 |
| Salaries and employee benefits | $263,000 | 10,636 |
| Premises and equipment expense | $30,000 | 11,136 |
| Additional noninterest expense | $203,000 | 9,902 |
| Pre-tax net operating income | $254,000 | 9,454 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $53,000 | 9,640 |
| Income before extraordinary items | $201,000 | 9,288 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $201,000 | 9,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $201,000 | 9,226 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 11,001 |
| Total interest expense | $533,000 | 10,910 |
| Net interest income | $649,000 | 10,977 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $122,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $519,000 | 10,944 |
| Salaries and employee benefits | $265,000 | 11,045 |
| Premises and equipment expense | $31,000 | 11,596 |
| Additional noninterest expense | $223,000 | 10,154 |
| Pre-tax net operating income | $247,000 | 10,136 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $45,000 | 10,268 |
| Income before extraordinary items | $199,000 | 9,942 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $199,000 | 9,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $56,000 | 7,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $201,460 | 9,884 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 11,369 |
| Total interest expense | $472,000 | 11,221 |
| Net interest income | $720,000 | 11,309 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $101,000 | 10,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $532,000 | 11,446 |
| Salaries and employee benefits | $270,000 | 11,476 |
| Premises and equipment expense | $34,000 | 12,133 |
| Additional noninterest expense | $228,000 | 10,794 |
| Pre-tax net operating income | $289,000 | 10,210 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $66,000 | 10,095 |
| Income before extraordinary items | $215,000 | 10,088 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $215,000 | 10,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $56,000 | 7,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $221,160 | 10,090 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 11,921 |
| Total interest expense | $448,000 | 11,954 |
| Net interest income | $737,000 | 11,735 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $96,000 | 11,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $552,000 | 11,896 |
| Salaries and employee benefits | $292,000 | 11,743 |
| Premises and equipment expense | $39,000 | 12,577 |
| Additional noninterest expense | $221,000 | 11,452 |
| Pre-tax net operating income | $281,000 | 10,389 |
| Securities gains (losses) | $35,000 | 3,910 |
| Applicable income taxes | $56,000 | 10,800 |
| Income before extraordinary items | $260,000 | 9,928 |
| Extraordinary gains, net | $35,000 | 2,385 |
| Net income | $295,000 | 9,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $56,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $231,300 | 10,009 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 12,548 |
| Total interest expense | $508,000 | 12,729 |
| Net interest income | $716,000 | 12,254 |
| Provision for loan and lease losses | $-47,000 | 13,603 |
| Total noninterest income | $102,000 | 11,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $513,000 | 12,567 |
| Salaries and employee benefits | $270,000 | 12,358 |
| Premises and equipment expense | $36,000 | 13,211 |
| Additional noninterest expense | $207,000 | 12,147 |
| Pre-tax net operating income | $352,000 | 9,667 |
| Securities gains (losses) | $49,000 | 4,164 |
| Applicable income taxes | $98,000 | 9,973 |
| Income before extraordinary items | $303,000 | 9,276 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $303,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $56,000 | 7,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $265,760 | 9,356 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.