Home > The Knight State Bank > Income and Expense
The Knight State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 7,885 |
| Total interest expense | $1,267,000 | 7,653 |
| Net interest income | $1,252,000 | 7,954 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $234,000 | 6,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 5,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,208 |
| Total noninterest expense | $1,289,000 | 7,277 |
| Salaries and employee benefits | $601,000 | 7,698 |
| Premises and equipment expense | $166,000 | 7,315 |
| Additional noninterest expense | $522,000 | 6,264 |
| Pre-tax net operating income | $197,000 | 8,374 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $51,000 | 7,210 |
| Income before extraordinary items | $146,000 | 8,438 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $146,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,454 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $146,000 | 8,439 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 7,931 |
| Total interest expense | $1,331,000 | 7,337 |
| Net interest income | $1,149,000 | 8,303 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $207,000 | 7,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,990 |
| Total noninterest expense | $1,384,000 | 7,080 |
| Salaries and employee benefits | $683,000 | 7,334 |
| Premises and equipment expense | $175,000 | 7,220 |
| Additional noninterest expense | $526,000 | 6,312 |
| Pre-tax net operating income | $-28,000 | 9,463 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-187,000 | 10,019 |
| Income before extraordinary items | $159,000 | 8,581 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $159,000 | 8,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,747 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $159,000 | 8,542 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 7,592 |
| Total interest expense | $1,727,000 | 6,712 |
| Net interest income | $1,225,000 | 8,273 |
| Provision for loan and lease losses | $990,000 | 985 |
| Total noninterest income | $215,000 | 7,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 5,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $1,339,000 | 7,132 |
| Salaries and employee benefits | $641,000 | 7,526 |
| Premises and equipment expense | $166,000 | 7,324 |
| Additional noninterest expense | $532,000 | 6,219 |
| Pre-tax net operating income | $-889,000 | 10,321 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-159,000 | 10,285 |
| Income before extraordinary items | $-730,000 | 10,312 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-730,000 | 10,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $727,000 | 946 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-730,000 | 10,288 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 7,626 |
| Total interest expense | $1,697,000 | 6,892 |
| Net interest income | $1,410,000 | 8,207 |
| Provision for loan and lease losses | $549,000 | 1,659 |
| Total noninterest income | $271,000 | 6,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $1,116,000 | 7,955 |
| Salaries and employee benefits | $526,000 | 8,415 |
| Premises and equipment expense | $151,000 | 7,778 |
| Additional noninterest expense | $439,000 | 7,022 |
| Pre-tax net operating income | $16,000 | 10,335 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-2,000 | 10,487 |
| Income before extraordinary items | $18,000 | 10,359 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $18,000 | 10,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 1,447 |
| Cash dividends | $90,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $18,000 | 10,319 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 7,736 |
| Total interest expense | $1,765,000 | 6,918 |
| Net interest income | $1,429,000 | 8,441 |
| Provision for loan and lease losses | $295,000 | 2,626 |
| Total noninterest income | $329,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $1,242,000 | 7,853 |
| Salaries and employee benefits | $573,000 | 8,301 |
| Premises and equipment expense | $131,000 | 8,508 |
| Additional noninterest expense | $538,000 | 6,781 |
| Pre-tax net operating income | $221,000 | 9,655 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $50,000 | 9,685 |
| Income before extraordinary items | $189,000 | 9,400 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $189,000 | 9,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 2,114 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $174,780 | 9,491 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 8,246 |
| Total interest expense | $1,626,000 | 7,342 |
| Net interest income | $1,346,000 | 8,937 |
| Provision for loan and lease losses | $332,000 | 2,131 |
| Total noninterest income | $404,000 | 5,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,381 |
| Total noninterest expense | $1,143,000 | 8,415 |
| Salaries and employee benefits | $524,000 | 8,910 |
| Premises and equipment expense | $121,000 | 9,014 |
| Additional noninterest expense | $498,000 | 7,264 |
| Pre-tax net operating income | $275,000 | 9,940 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $54,000 | 10,109 |
| Income before extraordinary items | $214,000 | 9,786 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $214,000 | 9,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,898 |
| Cash dividends | $185,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $219,600 | 9,692 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 9,168 |
| Total interest expense | $1,055,000 | 8,462 |
| Net interest income | $1,295,000 | 9,475 |
| Provision for loan and lease losses | $52,000 | 6,028 |
| Total noninterest income | $226,000 | 8,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $960,000 | 9,509 |
| Salaries and employee benefits | $498,000 | 9,411 |
| Premises and equipment expense | $148,000 | 8,603 |
| Additional noninterest expense | $314,000 | 9,794 |
| Pre-tax net operating income | $509,000 | 8,596 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $130,000 | 8,710 |
| Income before extraordinary items | $379,000 | 8,373 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $379,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $379,000 | 8,419 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 10,069 |
| Total interest expense | $902,000 | 9,542 |
| Net interest income | $1,152,000 | 10,220 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $217,000 | 8,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $936,000 | 10,031 |
| Salaries and employee benefits | $508,000 | 9,593 |
| Premises and equipment expense | $119,000 | 9,813 |
| Additional noninterest expense | $309,000 | 10,334 |
| Pre-tax net operating income | $337,000 | 9,915 |
| Securities gains (losses) | $-13,000 | 12,831 |
| Applicable income taxes | $63,000 | 10,631 |
| Income before extraordinary items | $261,000 | 9,914 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $261,000 | 10,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $13,000 | 8,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $271,530 | 9,547 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 10,638 |
| Total interest expense | $1,016,000 | 10,322 |
| Net interest income | $1,114,000 | 10,651 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $252,000 | 8,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $885,000 | 10,578 |
| Salaries and employee benefits | $475,000 | 10,041 |
| Premises and equipment expense | $146,000 | 9,235 |
| Additional noninterest expense | $264,000 | 11,361 |
| Pre-tax net operating income | $391,000 | 9,325 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $78,000 | 10,500 |
| Income before extraordinary items | $315,000 | 9,099 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $315,000 | 9,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $13,000 | 8,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $313,400 | 8,753 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.