Home > The Kirk State Bank > Income and Expense

The Kirk State Bank, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$1,721,0008,801
Total interest expense$877,0008,499
Net interest income$844,0008,973
Provision for loan and lease losses$131,0004,563
Total noninterest income$94,0008,926
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$29,0008,320
Trading account gains and feesNANA
Additional Noninterest Income$65,0007,576
Total noninterest expense$474,0009,703
Salaries and employee benefits$257,0009,690
Premises and equipment expense$57,0009,499
Additional noninterest expense$160,0009,432
Pre-tax net operating income$333,0007,906
Securities gains (losses)$138,000633
Applicable income taxes$106,0006,848
Income before extraordinary items$365,0007,190
Extraordinary gains, net$035
Net income$365,0007,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,383
Cash dividends$120,0005,887
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$258,7407,852
1998-12-31 (YTD Data)Rank
Total interest income$1,775,0008,956
Total interest expense$880,0008,735
Net interest income$895,0009,031
Provision for loan and lease losses$90,0005,311
Total noninterest income$55,0009,778
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,0008,673
Trading account gains and feesNANA
Additional Noninterest Income$33,0008,867
Total noninterest expense$457,0009,909
Salaries and employee benefits$243,0009,906
Premises and equipment expense$58,0009,619
Additional noninterest expense$156,0009,599
Pre-tax net operating income$403,0007,861
Securities gains (losses)$04,449
Applicable income taxes$160,0006,714
Income before extraordinary items$243,0008,293
Extraordinary gains, net$032
Net income$243,0008,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,812
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$243,0008,219
1997-12-31 (YTD Data)Rank
Total interest income$1,601,0009,554
Total interest expense$791,0009,291
Net interest income$810,0009,642
Provision for loan and lease losses$60,0006,153
Total noninterest income$307,0006,566
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$24,0009,039
Trading account gains and feesNANA
Additional Noninterest Income$283,0004,064
Total noninterest expense$501,00010,130
Salaries and employee benefits$243,00010,313
Premises and equipment expense$67,0009,785
Additional noninterest expense$191,0009,534
Pre-tax net operating income$556,0007,631
Securities gains (losses)$03,944
Applicable income taxes$200,0006,869
Income before extraordinary items$356,0007,948
Extraordinary gains, net$044
Net income$356,0007,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,572
Cash dividends$348,0004,264
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$356,0007,890
1996-12-31 (YTD Data)Rank
Total interest income$1,419,00010,224
Total interest expense$696,0009,975
Net interest income$723,00010,318
Provision for loan and lease losses$80,0005,594
Total noninterest income$86,00010,166
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$26,0009,457
Trading account gains and feesNANA
Additional Noninterest Income$60,0008,463
Total noninterest expense$418,00010,909
Salaries and employee benefits$235,00010,806
Premises and equipment expense$58,00010,410
Additional noninterest expense$125,00010,850
Pre-tax net operating income$311,0009,055
Securities gains (losses)$04,148
Applicable income taxes$93,0008,863
Income before extraordinary items$218,0009,136
Extraordinary gains, net$053
Net income$218,0009,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,157
Cash dividends$100,0006,641
Sale, conversion, retirement of capital stock, net$0953
Net operating income$218,0009,079
1995-12-31 (YTD Data)Rank
Total interest income$1,316,00010,814
Total interest expense$612,00010,625
Net interest income$704,00010,828
Provision for loan and lease losses$90,0004,814
Total noninterest income$118,0009,897
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$30,0009,793
Trading account gains and feesNANA
Additional Noninterest Income$88,0007,639
Total noninterest expense$445,00011,255
Salaries and employee benefits$230,00011,302
Premises and equipment expense$49,00011,117
Additional noninterest expense$166,00010,864
Pre-tax net operating income$287,0009,850
Securities gains (losses)$03,831
Applicable income taxes$105,0009,072
Income before extraordinary items$182,00010,143
Extraordinary gains, net$065
Net income$182,00010,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,716
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$182,00010,110
1994-12-31 (YTD Data)Rank
Total interest income$1,184,00011,384
Total interest expense$491,00011,145
Net interest income$693,00011,402
Provision for loan and lease losses$09,146
Total noninterest income$65,00011,609
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$36,00010,160
Trading account gains and feesNANA
Additional Noninterest Income$29,00010,859
Total noninterest expense$454,00011,818
Salaries and employee benefits$195,00012,094
Premises and equipment expense$72,00010,911
Additional noninterest expense$187,00011,316
Pre-tax net operating income$304,00010,118
Securities gains (losses)$03,600
Applicable income taxes$30,00010,923
Income before extraordinary items$274,0009,446
Extraordinary gains, net$0249
Net income$274,0009,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,376
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$274,0009,494
1993-12-31 (YTD Data)Rank
Total interest income$1,118,00012,054
Total interest expense$493,00011,710
Net interest income$625,00012,132
Provision for loan and lease losses$60,0006,949
Total noninterest income$82,00011,757
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,00010,569
Trading account gains and feesNANA
Additional Noninterest Income$47,00010,262
Total noninterest expense$471,00012,306
Salaries and employee benefits$172,00012,840
Premises and equipment expense$60,00011,855
Additional noninterest expense$239,00011,210
Pre-tax net operating income$176,00011,254
Securities gains (losses)$07,477
Applicable income taxes$3,00012,012
Income before extraordinary items$173,00010,948
Extraordinary gains, net$03,149
Net income$173,00011,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,874
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$173,00010,744
1992-12-31 (YTD Data)Rank
Total interest income$1,167,00012,673
Total interest expense$578,00012,403
Net interest income$589,00012,745
Provision for loan and lease losses$60,0008,535
Total noninterest income$29,00013,556
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$28,00011,127
Trading account gains and feesNANA
Additional Noninterest Income$1,00013,843
Total noninterest expense$467,00012,819
Salaries and employee benefits$182,00013,317
Premises and equipment expense$63,00012,143
Additional noninterest expense$222,00011,932
Pre-tax net operating income$91,00012,109
Securities gains (losses)$08,369
Applicable income taxes$72,00010,657
Income before extraordinary items$19,00012,782
Extraordinary gains, net$01,422
Net income$19,00012,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0007,980
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$19,00012,546

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.