Home > The Kiowa State Bank > Income and Expense
The Kiowa State Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,002,000 | 8,199 |
Total interest expense | $961,000 | 9,390 |
Net interest income | $2,041,000 | 7,213 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $424,000 | 5,764 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $324,000 | 4,025 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $100,000 | 7,238 |
Total noninterest expense | $1,607,000 | 6,960 |
Salaries and employee benefits | $848,000 | 6,832 |
Premises and equipment expense | $209,000 | 7,021 |
Additional noninterest expense | $550,000 | 6,874 |
Pre-tax net operating income | $858,000 | 6,616 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $218,000 | 7,121 |
Income before extraordinary items | $640,000 | 6,373 |
Extraordinary gains, net | $0 | 65 |
Net income | $640,000 | 6,371 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 10,260 |
Cash dividends | $195,000 | 5,612 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $640,000 | 6,364 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,307,000 | 9,246 |
Total interest expense | $659,000 | 10,307 |
Net interest income | $1,648,000 | 8,459 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $325,000 | 6,951 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $245,000 | 5,117 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $80,000 | 8,247 |
Total noninterest expense | $1,307,000 | 8,212 |
Salaries and employee benefits | $680,000 | 8,027 |
Premises and equipment expense | $195,000 | 7,536 |
Additional noninterest expense | $432,000 | 8,508 |
Pre-tax net operating income | $666,000 | 7,611 |
Securities gains (losses) | $120,000 | 702 |
Applicable income taxes | $161,000 | 8,089 |
Income before extraordinary items | $625,000 | 6,363 |
Extraordinary gains, net | $0 | 249 |
Net income | $625,000 | 6,379 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-15,000 | 11,066 |
Cash dividends | $235,000 | 5,102 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $529,000 | 7,130 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,844,000 | 10,502 |
Total interest expense | $623,000 | 11,007 |
Net interest income | $1,221,000 | 10,008 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $294,000 | 7,763 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $205,000 | 5,877 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $89,000 | 8,282 |
Total noninterest expense | $1,059,000 | 9,488 |
Salaries and employee benefits | $535,000 | 9,336 |
Premises and equipment expense | $147,000 | 8,987 |
Additional noninterest expense | $377,000 | 9,516 |
Pre-tax net operating income | $456,000 | 8,973 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $58,000 | 10,749 |
Income before extraordinary items | $398,000 | 8,456 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $398,000 | 8,609 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-13,000 | 11,891 |
Cash dividends | $140,000 | 6,241 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $398,000 | 8,180 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,940,000 | 11,017 |
Total interest expense | $774,000 | 11,449 |
Net interest income | $1,166,000 | 10,444 |
Provision for loan and lease losses | $25,000 | 10,242 |
Total noninterest income | $269,000 | 8,196 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $197,000 | 6,054 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $72,000 | 9,195 |
Total noninterest expense | $1,030,000 | 9,851 |
Salaries and employee benefits | $488,000 | 9,890 |
Premises and equipment expense | $142,000 | 9,348 |
Additional noninterest expense | $400,000 | 9,571 |
Pre-tax net operating income | $380,000 | 9,424 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $124,000 | 9,259 |
Income before extraordinary items | $256,000 | 9,837 |
Extraordinary gains, net | $116,000 | 671 |
Net income | $372,000 | 8,613 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $57,000 | 7,255 |
Cash dividends | $119,000 | 6,268 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $256,000 | 9,474 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.